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Journal : Indonesian Journal of Law and Justice

Perlindungan Hukum Atas Data Pribadi Dalam Transaksi Pinjam Meminjam Uang Berbasis Teknologi Informasi Prastyawan, Anang; Supriyono
Indonesian Journal of Law and Justice Vol. 1 No. 2 (2024): Indonesian Journal of Law and Justice
Publisher : CV. Kurnia Grup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61476/31bnkf77

Abstract

The purpose of this study is to find out and analyze the legal protection problems faced by the parties in the information technology-based loan-to-peer lending agreement. Knowing and analyzing solutions to overcome legal problems in lending agreements between parties based on information technology (peer to peer lending). The problem in this study is what are the legal protection problems faced by the parties in the information technology-based loan-lending agreement (peer to peer lending) and how to solve the legal problems in the information technology-based loan-lending agreement (peer to peer lending). The research method used in this study is doctrinal or normative legal research which is carried out by researching literature materials. This legal research uses a statue approach and a conceptual approach by analyzing existing legal problems and comparing them with the laws and legal regulations that govern them. The results of the study show that the legal protection problems faced by the parties in the information technology-based loan-lending agreement (peer to peer lending) include the problem of defamation by rogue debt collectors and personal data protection. These problems occur due to bad loans or debtors are unable to repay loans on time. Another problem is OJK Regulation No. 77/POJK.01/2016 concerning technology-based loan services, making it impossible for the authorities to follow up on these illegal fintech companies. The solution to overcome legal problems in lending agreements between parties based on information technology (peer to peer lending) requires adequate legal protection guarantees, which can be seen from the two mechanism improvements. Regarding the creation of agreements between Peer to Peer Lending parties, organizers and users must be in good faith in making agreements.
Pertanggungjawaban Pelaku Usaha Yang Tidak Menyediakan Jaminan Garansi Dalam Transaksi Jual Beli Handphone Dalam Perspektif Perlindungan Konsumen Ambodo, Angga Dwi; Supriyono
Indonesian Journal of Law and Justice Vol. 1 No. 2 (2024): Indonesian Journal of Law and Justice
Publisher : CV. Kurnia Grup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61476/3yn7bn09

Abstract

This study discusses the accountability of business actors who do not provide warranty guarantees in mobile phone buying and selling transactions from the perspective of consumer protection. In the rapidly developing digital and technological era, mobile phones are one of the basic needs for society. However, there are still business actors who do not provide warranty guarantees for the products they sell, which ultimately harms consumers. This study aims to analyze the legal protection provided to consumers and the responsibilities of business actors in this case. The research method used is a normative juridical approach by examining various relevant laws and regulations and related case studies. The results of the study show that consumer protection of the responsibility of business actors' products to consumers in mobile phone buying and selling transactions is not in accordance with the provisions of Law Number 8 of 1999 concerning Consumer Protection. Business actors do not pay attention to the responsibility of their products related to after-sales service, many business actors ignore their obligations to fulfill warranty guarantees, so that here consumers feel very disadvantaged. The responsibility of business actors if the goods are damaged during the warranty period must repair or replace the damaged product with new goods and return it to the consumer in good condition and free of charge and the business actor must guarantee for the rest of the product's warranty. In the principle of product liability or product liability, the system of absolute responsibility and presumption of negligence liability with reverse proof applies, consumers who feel harmed by the product for defective or unsafe goods can fulfill compensation without having to blame the existence or absence of elements of fault on the part of business actors. The responsibility of business actors who do not provide a guarantee in buying and selling mobile phones has not gone well, often business actors are not willing to give their responsibilities to consumers who do not have a guarantee guarantee, even though the business actors themselves trade the goods without a guarantee guarantee.
Efektivitas Pelaksanaan Online Single Submission (OSS) Untuk Pendaftaran Badan Hukum Perseroan Terbatas (PT) Oleh Notaris Hutama, Yonanda Gumilang; Supriyono
Indonesian Journal of Law and Justice Vol. 1 No. 2 (2024): Indonesian Journal of Law and Justice
Publisher : CV. Kurnia Grup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61476/4qbbfx97

Abstract

Commercial or operational business licenses are issued by the OSS Institution for and on behalf of Ministers, Institutional Leaders, Governors, or Regents and Mayors after the business actor obtains a business license and to carry out commercial or operational activities by fulfilling the requirements or commitments.  The OSS institution is responsible for issuing Business Identification Numbers (NIB), location permits, and business licenses. Basically, this regulation aims to cut the process of issuing business licenses which has been convoluted. The purpose of this study is to find out: 1) how to make a Limited Liability Company Deed. 2) the effectiveness of business license registration through the Online Single Submission (OSS) system for the registration of a Limited Liability Company (PT) Legal Entity by a Notary as a means of One-Stop Integrated Licensing Services (PPTSP). 3) obstacles and solutions faced in using the Online Single Submission (OSS) system for the registration of a Limited Liability Company (PT) Legal Entity. 4) example of a Deed of Incorporation of a Limited Liability Company. The approach method used in this study is sociological juridical, namely legal research that is carried out on the real state of society or the community environment with the intention and purpose of finding facts (fact-finding) and then identifying (problem-identification) and ultimately leading to problem solving (problem-solution). The results of the study are: 1) the establishment of a Limited Liability Company cannot be separated from the role of a Notary, as stipulated in Article 7 paragraph (1) above that the establishment of a Limited Liability Company must be with a Notary deed. From the beginning when the founders of a Limited Liability Company face the Notary, from that moment on, the Notary is responsible for carrying out what is requested and ordered by law. 2) The effectiveness of business license registration through the Online Single Submission (OSS) system for the registration of a Limited Liability Company (PT) Legal Entity by a Notary as a means of One-Stop Integrated Licensing Services (PPTSP) in the Wonosobo Regency area is still not effective because the implementation of OSS from the beginning of the issuance of Government Regulation No. 24 of 2018 concerning Electronically Integrated Business Licensing Services in the first year for the management of legal entities still poses problems.  3) The obstacles faced include that the system still tends to be weak. The OSS system does not carry out the entire licensing process. Many of the business actors who establish limited liability companies (PTs) still need the help of consultants to fill out the forms in the OSS system. 4) the establishment of a Limited Liability Company through the mechanism of the legal entity administration system begins with the implementation of an application for the reservation of the company's name and is followed up with the preparation of a Notary Deed of Incorporation of the Limited Liability Company.
Co-Authors Abdul Fatah Abid Yanuar Badharudin Achmad Fauzan Ade Ananto Terminanto Adi S Aditia, Rudi Afika Qothrunnada AFLAKHA KHOIRUN NISA, HIDA Afrianto, Evo Ag. Sunarno H Agus Pujianto Aini, Miza Rahmatika AISKA, KERIL Al-Farizi, Rafi Maulana Alviani, Tri Alya Farianti Amalia Noviasari Ambodo, Angga Dwi Amirah, Anandah Anang, Anang Supriadi Saleh Anarta, Ahmad Dimar Andriani, Evana Anggita Wiyasti Anggito, Anggito Habimayu Anik Gufron Anirotul Qoriah Anita, Yeni Anna Mardiana Handayani Ardy Wiyani, Novan Arindra Nirbaya Arisandi, Bayu Arista, Nor Isnaeni Dwi Aritonang, Erfan Andrianto Asnawati Is Ath-Thaariq, Affan Aufar Atok, A Rosyid Al Aynin Mashfufah AYU PERDANA, ADITYA Bahariawan, Amal Bahrun Barohima Bambang Poerwadi BAMBANG SATRIAWAN Bayu Febram Prasetyo Bayu Hidayat, Hilmi Belladona, Meilani Benny Eza Yusuf Billiandri, Bhayu BONYAKTUTUL, BEVI bopalyon Pedi Utama Budi Susanto Budiastuti, Maria Theresia Sri Bunga Adelia Cahyo Yuwono Callula Syifa Gantari Choiriyah Widyasari Christina Wahyu Kartikowati Damanhuri Damayanti Puspanegara Darwin Rio Budi Syaka David Widianto Dea Samza Aulia delvia nora Dermawan, Fariz Dwiki Devita Anggarsih Diah Agustina Puspitasari DIAN PERMATASARI, MELANIA Dian Wahyuningsih Didik Sukriono Dimara Kusuma Hakim Dimas Putri Mega Pratesa Dini Lestari, Dini Dita Yuzianah Donny Miraza Drastiana Siwi Maheswari DWI LESTARI, WINDI Dwi Novianti, Dwi DWI SURYANTO Dwinka Tantra, Naufal Afif Ebriyani Effi Yudiawati Efri Roziaty Eko Darmanto Endang Sri Hanani Erlangga Hidra Ernawati Erni Puji Astuti Evi Sulviani Nengseh Faradisa, Eva Farida Istianah Farida, Arifatul Farida Faridhatun Faidah FATKHURAHMAN FATKHURAHMAN, FATKHURAHMAN Fatma Ayu Jati Putri Feri Wibowo Fery Darmanto Firman Saifuddin Akbar Fischa Debbye Ammelia P Fitri Puji Rahmawati Galuh Kinanti Gilang Permana Gunanti Hanifa HANUM NILASARI, SETYA Hardika Hariadi Subagja Harjono Hendi Purnata Hendi Wahyudin Hendra, Franka Herlambang Bangun Triatmojo Hesty Puspita Sari Hijrah Maulidiah Afifah Hikam, Syahrul Hindayati Mustafidah Hutama, Yonanda Gumilang Ida Maya Putri Ida Rumia Manurung Illahi, Nabil Rahmad Iqbal Wahyu Ashari JULIANTO Karlos, Birto karmila, yeni KARTIKA, CAHYANING Kesy Apriansyah Kurnia Wijayanti Kurniawan, Wahyu Ragil Laily Fithri, Diana Lestari, Jodis Wahyu Eka Putri Puji Lestari, Yayuk Dwi Lili Suryani Lisa Sulistiyana Liyandri Rasbina Tarigan Madaniya Oktariena Madyastuti, Rini Mar’atul Fauziyah Maulida Ayu Fitriani4 Meilani Wulandari Melza Zahra Permata Meritasari, Dini Putri Ratna Mezafrie, Hilda Michelle MINTOHARI MMSI Irfan ,S. Kom Moch Fahmi Abdulaziz Muammar Khaddafi Muchamad Ilham Nazarudin Muflikhul Khaq Muhamad Rafa Putra Lubis Muhamad Yusuf, SE., M.Si. Muhammad Aulya Augusta Qinthara Muhammad Hamka Muhammad Husaini Muhammad Rafif Rabbani Muhammad Royyan Mulyandani, Friskha Mustofiyah, Lilik Nabila Maharani Santika Nadiyya Nur Aurilia nafisah, Hilyatun Naila Ratu Azzahra Nanda Nova Nur Diana Nanik Hariyana Natalia, Khayla Nina Mekalungi Nita Sutanti Noor Dhiana, Feby Alya Nova Rizca Pratiwi NOVIYAH ROHMAWATI, EKA Nugroho Gama Yoga Nugroho, Andri Mugi Nugroho Nugroho, Dwi Aji Nuraini Nasdiyanti, Dzakiyya Nuraini, Dzakiyya Nurma Atalsa Sofansyah Nurma Atalsa Sofyansyah Nurmalasari, Aprilia Ike Pastika Candra Nurjanah Pitriani Pradata, Aria Bima Putra Prastyawan, Anang Pratomo Setiaji Primasari, Yusniarsi Purwiyanto Puspanegara, Damayanti Putri Maha Dewi Putri, Naila Aisyah Qirani Ajeng Pinasti R. Hario Tirtosetianto Rahma Afdhilla Nasution Ramdhani, Rifky Randy Chrisbinawan Ranu Baskora Aji Putra Rasyidah RATNA JUWITA, DWI Reiga Ritomiea Ariescy Riandi Ridzna Asep Purwanto Riki Effendi RINA CHAIRANI, NUR Ririn Purwanti Risda Kumala Sari Rohmani Safi’i, Denisa Putriramadhani Salma Nur Asyifa Salman Alfarisi Santoso, Minto Sari, Hesty Puspita Setiono Setyaningrum, Desy Setyaningrum, Yahmi Setyo Utomo, Pamuji SETYOWIYANTI, RIZKI Sheli Putri Deswanti Shobur, Muhammad Sholih, Wahidun Sigit Sugiyanto silva yuliana safitri Siswanto, Edhi Sofansyah, Nurma Atalsa SRI LESTARI Sugeng Dwi Riyanto Sulistiana, Devita SUMARWOTO Suparto Suryani, Fikriman Suryani, Isyaturriyadhah SURYANTI Suwarno Widodo Syafiul Muzid Tarwa Mustopa Teguh Santoso Tisara Sita Ulfa, Agustina Miftachul Ulya Shoffa Hana Umi Dayati UMMAH, KHOIROH Usup VG Sri Rejeki Vicky Prasetia Wahyu Triyoso WAHYUNINGTYAS, HENY Wibowo, Arjanto Widyastuti, Yayuk Wuri Purwaning Tias Yovitha Yuliejantiningsih Yovitha Yuliejantiningsih, Yovitha Yuana Wangsa Putri Setiawan Yudhi Widyo Armono Yuli Wahyuning Tyas YULIA CITRA, ANIS Yusniarsi Primasari Zairin Zakaria, Yoppy Zunan Azis