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Journal : Jurnal Ar-Ribh

ETIKA DI TENGAH BISNIS YANG MENGGLOBAL & PANDANGAN-PANDANGAN AGAMA Muhlis, Muhlis; Anas, Anas
Jurnal Ar-Ribh Vol 4, No 2 (2021): Oktober 2021
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (790.955 KB) | DOI: 10.26618/jei.v4i2.6153

Abstract

Realizing business developments that are growing rapidly and becoming increasingly globalized, of course, it requires business signs in the form of the application of business ethics that are not only concerned with personal interests or a few people but also pay attention to the consequences as well as the public interest and the business environment. For this reason, the purpose of this paper is to find out whether business people around us use ethics in running their business, then how business people realize how important the role of ethics in carrying out an increasingly global business is. The research model used uses research literature through descriptions based on library sources. Based on the analysis used by business people, there are still many who do not and do not understand how important it is to use ethics, that they do not realize how important ethics are in doing business, especially today, with an increasingly globalized business. Business ethics should be realized to be applied to people who carry out business activities based on the Qur'an and Al Hadith, there is no reason to reject ethics in an increasingly globalized business world, even adherence to business ethics, in fact, is conducive to efforts to increase profits. entrepreneur or owner of capital. Likewise guarding and preventing crime both for business people and for consumers.
METODE RASIO SEBAGAI TOOL’S KINERJA KEUANGAN PT BANK SYARIAH MANDIRI Muhlis, Muhlis
Jurnal Ar-Ribh Vol 4, No 1 (2021): April 2021
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1027.842 KB) | DOI: 10.26618/jei.v4i1.5211

Abstract

A quality bank is able to meet its financial performance weight ratio, as a form of achievement within a certain period of time. This paper uses the financial ratio method with the financial statement data of PT Bank Syariah Mandiri. The purpose of this paper is to dissect financial statement items, look for relationships between components in financial statements so that the information can be used in making company decisions. The results of the paper show that the state of the performance of PT Bank Syariah Mandiri based on the 2014-2016 financial reports is in quite good condition. The financial ratios show, among others, the liquidity ratio of current assets (current ratio) shows a value of 7.75, which means that 1 rupiah of current debt is secured by Rp.7.75 rupiah of current assets, the previous year which was Rp.6.84 and Rp.6.80, -. Then the solvency ratio shows that the long-term liabilities are quite solvable. This situation can be seen from the Debt to Total Asset Ratio which is always below 50% from 2014-2016. The results of the profitability analysis also always experience developments from year to year.Keyword: Annualt Report, Ratio Analysis, Financial Peformance
STRATEGI MANAJEMEN RISIKO PEMANFAATAN TEKNOLOGI PADA LEMBAGA KEUANGAN SYARIAH ERA MILLENNIAL DAN COVID 19 Muhlis, Muhlis
Jurnal Ar-Ribh Vol 3, No 2 (2020): Oktober 2020
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (771.445 KB) | DOI: 10.26618/jei.v3i2.4252

Abstract

Respond to the current situation, , financial institutions Islamic non-bank are developing technology-based service provision in order to maintain the company's stability in the current millennial era, people who tend to use technology. The purpose of this study was to determine the importance of implementing risk management strategies in service development through information technology in non-Islamic banking financial institutions. The methodology used is through a research library study. The results show that risk management strategies in the development of digital technology services are needed to fence and protect users and non-Islamic bank financial institutions, because the current risks are so complex, both financial and non-financial in the era of disruption and the state of the Covid 19 virus outbreak with users millennial society.
STRATEGI MANAJEMEN RISIKO PEMANFAATAN TEKNOLOGI PADA LEMBAGA KEUANGAN SYARIAH ERA MILLENNIAL DAN COVID 19 Muhlis, Muhlis
Jurnal Ar-Ribh Vol. 3 No. 2 (2020): Oktober 2020
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jei.v3i2.4252

Abstract

Respond to the current situation, , financial institutions Islamic non-bank are developing technology-based service provision in order to maintain the company's stability in the current millennial era, people who tend to use technology. The purpose of this study was to determine the importance of implementing risk management strategies in service development through information technology in non-Islamic banking financial institutions. The methodology used is through a research library study. The results show that risk management strategies in the development of digital technology services are needed to fence and protect users and non-Islamic bank financial institutions, because the current risks are so complex, both financial and non-financial in the era of disruption and the state of the Covid 19 virus outbreak with users millennial society.
METODE RASIO SEBAGAI TOOL’S KINERJA KEUANGAN PT BANK SYARIAH MANDIRI Muhlis, Muhlis
Jurnal Ar-Ribh Vol. 4 No. 1 (2021): April 2021
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jei.v4i1.5211

Abstract

A quality bank is able to meet its financial performance weight ratio, as a form of achievement within a certain period of time. This paper uses the financial ratio method with the financial statement data of PT Bank Syariah Mandiri. The purpose of this paper is to dissect financial statement items, look for relationships between components in financial statements so that the information can be used in making company decisions. The results of the paper show that the state of the performance of PT Bank Syariah Mandiri based on the 2014-2016 financial reports is in quite good condition. The financial ratios show, among others, the liquidity ratio of current assets (current ratio) shows a value of 7.75, which means that 1 rupiah of current debt is secured by Rp.7.75 rupiah of current assets, the previous year which was Rp.6.84 and Rp.6.80, -. Then the solvency ratio shows that the long-term liabilities are quite solvable. This situation can be seen from the Debt to Total Asset Ratio which is always below 50% from 2014-2016. The results of the profitability analysis also always experience developments from year to year.Keyword: Annualt Report, Ratio Analysis, Financial Peformance
ETIKA DI TENGAH BISNIS YANG MENGGLOBAL & PANDANGAN-PANDANGAN AGAMA Muhlis, Muhlis; Anas, Anas
Jurnal Ar-Ribh Vol. 4 No. 2 (2021): Oktober 2021
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jei.v4i2.6153

Abstract

Realizing business developments that are growing rapidly and becoming increasingly globalized, of course, it requires business signs in the form of the application of business ethics that are not only concerned with personal interests or a few people but also pay attention to the consequences as well as the public interest and the business environment. For this reason, the purpose of this paper is to find out whether business people around us use ethics in running their business, then how business people realize how important the role of ethics in carrying out an increasingly global business is. The research model used uses research literature through descriptions based on library sources. Based on the analysis used by business people, there are still many who do not and do not understand how important it is to use ethics, that they do not realize how important ethics are in doing business, especially today, with an increasingly globalized business. Business ethics should be realized to be applied to people who carry out business activities based on the Qur'an and Al Hadith, there is no reason to reject ethics in an increasingly globalized business world, even adherence to business ethics, in fact, is conducive to efforts to increase profits. entrepreneur or owner of capital. Likewise guarding and preventing crime both for business people and for consumers.
Co-Authors . Muhammad Ramli Buhari Abda Abda Abdul Hafidz Olii Abdur Rauf, M. abu, ilham Adha Kurnianti Agus Ramdani Ahmad ghazali, Ahmad Ahmad Junaidi Ahmad, Muh. Ihsan Said Ahmed Sardi Ahsana, Hardiyanti Ade Akbar, Julhiju Hadiatil Akmal Hidayat Al Akbar, Muhammad Alif Alamsyah - Almeida, Adrian Lucky Amalina, Sabila Nur Amin, Fatimah Hidahyani Amir, Rahma Melati Amirah Mustarin Anas Anas, Anas Andi Asrafiani Arafah Andi Sukainah Anies, Siti Hasriyati Anis, St Hasriyati Arafah, Andi Asrafiani Arfiansyah, Farhadi Arief Rizki Fadhillah Arif, Arwin Arifin, Nurdin Arisa, Arisa Armus, Rakhmad Asfar, A.M.Irfan Taufan Asfar, Andi Muhamad Iqbal Akbar Asfo, Nurlaila Syarfiah Asrafiani Arafah, Andi Asri, Ainun Asrori., H.M. Asteriani, Devi Aulia Rachma Aurelius Rofinus Lolong Teluma Azainil Azainil Baharuddin, Andi Benny Osta Nababan Betie Febriana Budiningtyas, Dwi Putri Buhari, Muh. Ramli Burhan, Rizka Rayhana Cahyani, Fatehatul Catur, Andri Chairunnisah J Lamangantjo Chatarina Umbul Wahyuni Dadang Hermawan Dania, Mochamad Ikbal Rezki Darwis Dewi Puspita Sari Dewi Puspitasari Diapati, Siti Maifa Dzurrahmi, Baiq Dini Najia Ebe, Andi Ebe, Hj. Andi Fachry Abda El Rahman Fadila, Faura Fajrin, Farid Fatmawati Fatmawati Fatmawati, Fatmawati Fauziah Fauziah Firdaus, R Wahyudi Fitrawan, Dania Dyah Fitrawati AB Fitriani, Mohammad Iwan Gito Hadiprayitno Gultom, Karlina Sari Haerani, Rosita Putri Rahmi Haeruddin Haeruddin Halisa, Siti Nur Hamdan, Muchammad Hamzah, Zeze Zakaria Handayani, Lisa Handayani, Triana Hani Subakti Hardianti, Dwi Tiara Hari Akbar, Muhammad Hasmiati Hasmiati Hasnawi, Hasnawi Haris Hasnita, Nur Hasri, Ahmad Fudhayl Herlina, Besse Herlina, Erna Hesti Gustiah Hety Diana Septika Hidayat, Irwin Hidayat, Mutik I Wayan Merta Idaman, Lale Sekar Pratiwi Ieke Wulan Ayu Ikhsani, Adinda Nurul Ilahi, Rahmat Ilhamdi, M. Liwa Ilhamdi, Mohammad Liwa Imam Bachtiar Imam Fathoni Imam, Imam Suyitno Indradewa, Rhian Irfansyah, Ae Irhas Irhas, Irhas Irsan, Mohamad Ishak Kadir, Ishak Iskandar Iskandar Istifadhoh, Nurul Jaenab, Jaenab Jamil Jamil Jamiluddin, Jamiluddin Jumadi Jumadi Junior, Adrian Jusaran, Jusaran Jusran Jusran karmila karmila Kartika Marella Vanni Kartono , Kasiyanto Kasiyanto, Kasiyanto Khalid, Garwan Kholid Albar Khunaifih, Robbah Khusnia, Hartin Nur Komariah, Laili Kristin, Ari Kristiyani, Nihan Kusmiaji, Adelia Kusuma, Anindita SHM Lukita Permanasari M. Yamin Marhayati Masruroh MASRUROH Massa, Nurvitrawati Mattunruang, Andi Aris Mekarwati, Mekarwati Mochamat Nurdin Mohamad Ikbal Riski Danial Mohammad Ilyas Muchamad Hamdani Muhammad Hasan Muhammad Ricky Rohan Muhammad Sultan Muhammad Sultan, Muhammad Muhtar Muhtar Mujito Mujito, Mujito Mukhlis, Andi Muhammad Akram Musfira, Musfira Musliadi Musliadi Mustamiroh, Mustamiroh Mutahir, Agus Mytra, Prima Najamuddin Najamuddin, Najamuddin Nawir, HJ Nurdiana Ni Luh Putu Pebri Artayani . Norveniliati Lewi Novita Anggraeni Nur Aini Nur Lestari Nur Rakhmad, Andro Agil Nuraini Nuraini Nurannisa, Andi Nurcaya Nurcaya Nurmita, Nurmita Nurul Fadhilah Nurul Istiqomah Pamungkas, Satriyo Pangestu, Restu Permata, Sri PRAPTI SEDIJANI, PRAPTI Prima, Anggra PURWANTI PURWANTI Putra, Agung Alwan Putra, Reski Praja Putra, Trisno Wardy Putri Rahmi Haerani, Rosita RACHMAT HIDAYAT Rachmat Triandi Tjahjanto Raden Firdaus Wahyudi, Raden Firdaus Raden Mohamad Herdian Bhakti Rahan, Trisna Cica K.D Rahim, Sumarni Abdul Rahma, Nur Aliah Rahmah, Mutiara Rahman, Khaidir Rahmania, Nazwa Rahmat, Miftahul Rahmatullah Rahmatullah Ramli, Musdalifah Ranaswijaya, Ranaswijaya Rannie, Julietta Tsuraya Puspa Restu, Adam Riska Ayu Mardaniah Riskitasari, Septyana Rolianah, Wiwik Saidatur Rosita Putri Rahmi Rosita Putri Rahmi Haerani Rukmini, Mimin S.J. Iswarin Samad, Ahmad Ghazali Sappewali, Sappewali Saputra, Bintang Bima Saputra, Eryc Saputri, Alfiah Santi Sasongko, M. Ilman Nur Sasrawangi, Andi Sayuti Sayuti Sa’rani, Fitriana Septika, Hety Diana Shalihah, Al Maratu Singgih Kuswardono Sriyana Sriyana Subagio, Lambang Subagyo, Wawan Hari Sudirman Sudirman Suhartini, Erna Sukriadi sukriadi sukriadi Sunardi Sunardi Sundari, Dian Hadiyani Suprapti, Wiwik Supri Hartini, Supri Supriadi Supriadi Suprihartini Susanto, Wigyo Sutrisno, Sutrisno Syahria Syahria Syaiful Anwar Syapril, Syapril Syarigawir, Syarigawir Tangkasiang, Yos Andy Tanri, C. Selry Tanry, C. Selry Taufik Hidayat Tri Wahyuningsih Trimulato Trimulato, Trimulato Tunru, Andi Alif Umar, Ratnawati Wahidayanti, Wahidayanti Wahyu Ningsih Wahyudi Wahyudi Wahyudi, R. Firdaus Wahyudi, R.Firdaus Waluyo Sejati Warman Warman Widjaja, Muhammad Yusuf Aria Widya Rahmawati Widyatmike Gede Mulawarman Wuland Suryaningsih Yulanda Trisula Sidarta Yohanes Yuliana Retnowati Yuni sahruni, Ade Yusran Yusran Zakira, Miar Zamad, Ahmad Ghazali Zhalianti, Desvira Zulfi, M. Zulpiani, Ira