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Rasji, Rasji
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LEGAL VALIDITY OF A LAND DEED EXECUTED BY A LAND DEED OFFICIAL WITHOUT BEING READ BEFORE THE PARTIES Kartika, Yenni; Rasji, Rasji
Awang Long Law Review Vol. 8 No. 2 (2026): Awang Long Law Review
Publisher : Sekolah Tinggi Ilmu Hukum Awang Long

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56301/awl.v8i2.1956

Abstract

The Deed of the Land Deed Official plays an essential role in guaranteeing legal certainty over the transfer of land rights. However, in practice, violations of formal requirements often occur, such as the failure to read the deed before the parties. This study aims to analyze the validity of a deed of grant that was not read in the presence of the parties, as well as the legal liability of the Land Deed Official for executing a deed that does not comply with the prescribed procedures. This research employs a normative juridical method with a statutory approach and a case study analysis of Decision Number 298/Pdt.G/2021/PN Kpg. The results of the study indicate that a Land Deed Official’s deed that is not read before the parties constitutes a deed with a formal defect, causing it to lose its status as an authentic deed and, consequently, depriving it of full legal evidentiary strength. In addition, a Land Deed Official who neglects the obligation to read the deed may be held legally liable administratively, civilly, as well as ethically under professional conduct standards. In conclusion, the reading of the deed before the parties is not merely a procedural formality, but rather constitutes a form of legal protection and a moral responsibility of the Land Deed Official to ensure validity and fairness in every legal act concerning land affairs.
The Effectiveness of Permits for Opening State Land in the Land Bureaucracy Reform of Balikpapan City Muzahadah, Fadiya; Rasji, Rasji
Lambung Mangkurat Law Journal Vol. 10 No. 2 (2025): September
Publisher : Program magister Kenotariatan Fakultas Hukum Universitas Lambung Mangkurat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32801/abc.v10i2.255

Abstract

Land is a strategic resource with significant social, economic, and political value, requiring fair management and legal certainty. The Balikpapan City Government has established Regional Regulation No. 1 of 2014 and Mayor Regulation No. 33 of 2017 concerning the Permit to Open State Land to regulate the control and utilization of state land by the public. This study aims to analyze the effectiveness of the Permit to Open State Land as an administrative instrument in supporting land bureaucracy reform and to identify obstacles that hinder its implementation. The research method employed is normative juridical, supported by empirical data obtained through document studies and interviews with officials from the Land and Spatial Planning Office and the Balikpapan City Land Office. The results indicate that, although the Permit to Open State Land normatively supports the principles of good governance, its implementation has not been fully optimal. Approximately 70% of applications were approved, while 30% were rejected due to overlapping land, incompatibility with spatial plans, and incomplete documentation. The main obstacles include the lack of integrated land data, weak post-issuance supervision, and limited institutional capacity. Therefore, strengthening digital systems, inter-agency coordination, and improving human resource competencies are key factors in enhancing the effectiveness and transparency of land governance.
Rekonstruksi Perlindungan Hukum Nasabah dalam Perjanjian Kredit Perbankan Konvensional melalui Mekanisme Penyelesaian Sengketa Konsumen Rafliyansyah, Rafliyansyah; Rasji, Rasji
QIYAS: JURNAL HUKUM ISLAM DAN PERADILAN Vol 11, No 1 (2026)
Publisher : UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/qys.v11i1.10978

Abstract

Abstracts : Credit agreements serve as the primary legal instrument governing the relationship between banks as creditors and customers as debtors in banking activities. In practice, credit agreements in conventional banking are often drafted in the form of standard clauses unilaterally determined by banks. This situation may create an imbalance in bargaining power between banks and customers as consumers of financial services. This study aims to analyze the implications of standard clauses in conventional bank credit agreements on the principle of legal balance and to examine the role of the Consumer Dispute Settlement Agency (BPSK) in providing legal protection for customers. This research applies a normative legal method using statutory and conceptual approaches. The findings reveal that standard clauses frequently contain exoneration provisions that may disadvantage consumers and contradict the principles of consumer protection. Furthermore, BPSK plays an important role as an alternative dispute resolution institution that provides accessible justice for consumers. However, its effectiveness still requires strengthening in terms of regulatory framework, institutional authority, and public legal awareness.Keywords : Reconstruction, Credit Agreements, Consumer Disputes, Legal Protection. Abstrak : Perjanjian kredit merupakan instrumen hukum utama yang digunakan dalam kegiatan perbankan untuk mengatur hubungan antara bank sebagai kreditur dan nasabah sebagai debitur. Dalam praktiknya, perjanjian kredit pada perbankan konvensional sering disusun dalam bentuk klausula baku yang ditetapkan secara sepihak oleh bank. Kondisi ini berpotensi menimbulkan ketidakseimbangan posisi tawar antara bank dan nasabah sebagai konsumen jasa keuangan. Penelitian ini bertujuan untuk menganalisis implikasi penggunaan klausula baku dalam perjanjian kredit bank konvensional terhadap prinsip keseimbangan hukum serta menelaah peran Badan Penyelesaian Sengketa Konsumen (BPSK) dalam memberikan perlindungan hukum bagi nasabah. Penelitian ini menggunakan metode penelitian hukum normatif dengan pendekatan perundang-undangan dan pendekatan konseptual. Hasil penelitian menunjukkan bahwa penggunaan klausula baku dalam perjanjian kredit seringkali mengandung klausula eksonerasi yang dapat merugikan nasabah dan bertentangan dengan prinsip perlindungan konsumen. Selain itu, keberadaan BPSK sebagai lembaga penyelesaian sengketa di luar pengadilan memiliki peran penting dalam memberikan akses keadilan bagi konsumen. Namun demikian, efektivitas lembaga tersebut masih memerlukan penguatan dari segi regulasi, kewenangan, serta peningkatan literasi hukum masyarakat.Kata Kunci : Rekontruksi, Perjanjian kredit, Sengketa Konsumen, Perlindungan Hukum.
Co-Authors Abilah, Rahma Christabel Acchedya Wijaya, Fico Adam Ramadhan Adam, Chistopher Kendrick Ade Putra F Sumbara Adenfa, Alexandrio Akhir, Akhirudin Alfarhani, Luqyana Shafira Alfiani, Feriza Alhadad, Fahrul Alsabilah, Zahra Angelina, Aubrey Josephine Angelina, Vilyn Anggitha, Fricila Anggra, Philip Angkasa, Wincent Hungstan Apriza, Nathania Apryano, Argya Attallah Ar Rohma, Inayah Arrasyiid, Muhammad Restu Augustin, Agatha Aulia, Dzikrina Aulia, Riska Aurelia, Jessica Axfelia, Deviana Azahra, Natasya Sabrina Baeha, David Lestarius Immanuel Baloch, Sania Mari Basri, Bryan Alexander Beale, Aurelius Steven Bobyanti, Feny Budiman, Eunike Kathryn Cailla, Glenn Kevin Candela, Vincent Chandra, Clarissa Mayella Chandra, Jessica Chaniago, Fathimathuz Zachra De Chen, Zefanya Angellin Cherieshta, Jocelyn Christella, Christella Chua, Jessica Clarissa Aurelia Susanto Clarosa, Vivian Claudia, Jennifer Clementino Moningka, Yosia Damanik, Gabriel Yericho Darmansyah, Adimas Gusti Davin, Auliadi Achmad Defilania, Oktri Dikjaya, Dikjaya Djaja, Benny Djayanti, Djayanti Dustin, Briyan Edyson, David Effendi, Kevin Noble Eida, Tri Salwa Nur Ekaprasetya, Ekaprasetya Endang Lestari Erdiyanto, Rizqy Pratama Estellin, Emmanuella Audry Evelyn Millechen Fadloli, Muhammad Farhana, Alia Fatimatuzzahra Fatimatuzzahra Febriany, Febriany Femilia, Naomi Ferselli, Aurellia Karin Florencia, Cherlyne Baby Gabriella Ranti Gazali, Narumi Bungas Gea, Poppy Primadana Top Givanti, Dofana Gosan, John Tiel Gulo, Barnabas Juni Saputra Gunawan, Gabriela Hadi Wibowo, Satria Hamonangan, Marcellius Kirana Harahap, Abi Hamdalah Sorimuda Hartono, Ernita Dewy Hartono, Margareta Kristiani Hasta, Baharuddin Jusuf Habibie Helmi, Teofilus Titus Hendry, Hillary Hong, Carissa Patricia Hotma Elisa Irene Siahaan Howard, Christopher Hutabarat, Ela Suryani Hutapea, Junika Gabriella Cecille Imanto, Kesya Swietenia Maharani Jonatan, Frangky Jonathan, Edward Jovian, Erland Julius, Lollyta Juwita, Dhiny Ellen Kabalmay, Brinet Lydia Kamila, Amalia Kartika, Yenni Kelvianto, Carmella Khaulah, Tatsbita Khemal Akbar, Moh. Kusniawan, Jovindi Fernando Laapen, Calinka Princess Belinda Lambonan, Jestika Erika Lestari, Novianti Liumenti, Liumenti Liunda, Sheren Agapena Hosaya Lukmadi, Fionna Khantidevi Luvianti, Teressyavira Maharani, Shavira Ardita Manggal, Adam Tanzio Marhein, Vannestian Marina Marina Mbayang, Chrissonia Margareta Mella Ismelina Farma Rahayu Michael Michael Michellena, Michellena Muslih, Sarazatin Ananda Muzahadah, Fadiya Najla, Tengku Amira Natasya Mauly N, Denayu Nathasya, Nathasya Nazhimah, Shafira Nigar Pandrianto Novianti, Siti Nugroho, Hizkia Ivan Octwelfth, Florentina Ezrahi Oktavian, Ivan Danara Pahlawan, Sandra Dwi Putri Patricia, Viane Phua, Steven Cai Lee Pramita, Helen Pratama, Muhammad Lutfi Priscilla, Nathalie Purba, Evaline Suhunan Purba, Nanda Divabuena Purwanti, Puja Ayu Puspita, Salsabillah Ayu Putra, Louis Sebastian Anot Putra, Surya Dharma Putri Apriliani, Narisa Putri, Amanda Fitriani Eka Putri, Audrey Bilbina Putri, Belicia Widhyana Yulia Putri, Nadiva Azzahra Putri, Sanny Nuyessy Quinn, Luverne Pujian Rafi, Paksi Rafliyansyah, Rafliyansyah Ramadhan, Nayla Az Zahra Rannu, Delycia Anwar Refalia, Salsa Revina, Revina Rewiyaga, Rewiyaga Rigel, Rigel Rokhim, Akbar Nur Rudijanto, Maria Natasha Rukmana, Kevin Rukmana, Kevin Anandita Rusli, Vennia Neshya Ryanto, Laurencia Sani, Ayi Meidyna Santoso, Ellen Saputri, Sherlyana Indah Sari, Emmanuela Komala Sepriani, Sarnida Serena, Michelle Audrey Setiadi, Margaretha Putri Setiawaty, Tiffany Silvia Cahyadi Simarmata, Michael Kalep Singhs, Arief Dermawan Sinta Paramita Siregar, Rachel Adeline Siswanto, Vivienne Olivia Sitompoel, Yervant T. S Situmorang, Waldus Sriyanto, Mohammad Rubby Sugara, Maria Vianney Lourdes Sugiarto, Angelina Jacqueline Sulastri Sulastri Sulistio, Felicia Amanda Sulthanah, Lubna Tabriz Sumbayak, Marlyn Christ Nathasia Br Suryani, Cendana Syamila, Najma Tanujaya, Calista Putri Usman, Raphaellee Peters Putra Valerie, Athalia De Vanessa Vanessa Vaustine, Griselda Vedora, Sheren Regina Vera, Vionna Vetty Virginia, Virginia Wadu, Chyrila Tifany Mailakay Hernics Wafi, Auzan Wardhana, Adi Pratomo Kusuma Widagdo, Chanandika Dafri Widjaja, Jason Marcellino Widjaja, Jety William Chandra Win, Han Wonohadidjojo, Christopher Howard Yandika, Nayla Putri Yetmiaty, Yetmiaty Yudha, Refans Jaka Pratama Yulian, Fransisca Chatharina Yuliska, Nanda Yuliyani, Allya Putri Yulyana, Devy Yuwono Prianto Zimah, Amelia Abdullah