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Edukasi Literasi Keuangan Digital dan Teknologi: Konsep dan Perbandingan Buy Now, Pay Later dengan Kredit Perbankan di Indonesia Islamiah Kamil; Istianingsih; Erfiana Wahyuningsih; Didin Hikmah Perkasa
Dedikasi : Jurnal Pengabdian Kepada Masyarakat Vol. 3 No. 1 (2024): Dedikasi : Jurnal Pengabdian Kepada Masyarakat
Publisher : Lembaga Layanan Pendidikan Tinggi Wilayah III DKI Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53276/dedikasi.v3i1.159

Abstract

Perkembangan e-commerce yang pesat di tengah masyarakat mengubah cara berbelanja, dari yang awalnya terbatas secara offline menjadi lebih mudah secara online. Sekarang, seluruh masyarakat dapat berbelanja dengan nyaman dari rumah menggunakan gadget dan koneksi internet. Fenomena ini diiringi oleh maraknya marketplace yang melibatkan toko dan merek besar dalam pasar online. Penyedia aplikasi pun mengimplementasikan strategi agar pengguna merasa nyaman berbelanja online. Dalam sektor keuangan, inovasi teknologi membawa dampak signifikan. Financial technology (fintech) bukanlah hal baru, namun, adopsi skema pembayaran Buy Now, Pay Later (BNPL) menjadi daya tarik tersendiri. BNPL memberikan kemudahan pembayaran cicilan tanpa menggunakan kartu kredit. Meskipun demikian, rendahnya literasi keuangan digital dan pemahaman masyarakat terhadap perbandingan antara BNPL dan kredit perbankan menjadi tantangan. Pengabdian masyarakat ini bertujuan untuk meningkatkan pemahaman literasi keuangan digital dan teknologi serta membandingkan BNPL dengan kredit perbankan. Solusinya adalah memberikan edukasi dan pelatihan kepada masyarakat. Diharapkan hasilnya adalah peningkatan pemahaman masyarakat terkait literasi keuangan digital dan teknologi serta perbandingan antara BNPL dan kredit perbankan.
ANALISIS TRANSFORMASI BANK DIGITAL YANG TERDAFTAR DI BURSA EFEK INDONESIA Setiyo Purwanto; Didin Hikmah Perkasa
Jurnal Revenue : Jurnal Ilmiah Akuntansi Vol. 4 No. 2 (2024): Jurnal Revenue : Jurnal Ilmiah Akuntansi
Publisher : LPPM Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46306/rev.v4i2.342

Abstract

Digital bank transformation is the effect of the rapid development of digital technology that has entered all sectors of life. The investor community sees the development of digital bank transformation into an exciting new alternative in the future. This study aims to analyze the effectiveness of the performance of digital banks listed on the Indonesia Stock Exchange (IDX) for the 2018-2022 period based on stock prices (HS) which are influenced  by return on assets (ROA), return on  equity (ROE), debt to equity ratio  (DER) mediated by capital adequacy ratio (CAR).  This type of research is quantitative research using secondary data based  on financial statements published on the IDX. The data processing testing technique in this study uses the smartPLS statistical program test tool. In the results of this study, it was found that ROE directly affects stock prices, as well as high CAR positions can increase the influence of digital bank stock prices. This can be a practical reference for investors who are interested in digital bank stocks that have been listed on the IDX. In addition, the growth of digital banks can be a threat to the existence of conventional banks in Indonesia
Pengaruh Gaji Guru dan Motivasi Kerja Terhadap Kinerja Guru pada SDIT Al-Muddatsiriyah Farid Wajdi; Didin Hikmah Perkasa
KALBISIANA Jurnal Sains, Bisnis dan Teknologi Vol. 8 No. 4 (2022): Kalbisiana
Publisher : UNIVERSITAS KALBIS

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to determine the effect of teacher salaries and work motivation on the performance of SDIT Al-Muddatsiriyah Jakarta teachers partially and simultaneously. Data is processed using SPSS v. 24. This study uses a quantitative approach through the results of interviews and questionnaires. Sampling taken from the entire population produced 50 respondents. The analysis used includes validity test, reliability test, classic assumption test, multiple linear regression test, test coefficient of determination, and hypothesis testing. The results of the study found that: 1.) partially teacher salaries had a significant effect on teacher performance with thitung (5,815)> t table (2012) 2.) partially work motivation had a significant effect on teacher performance with tcount (3,732)> t table (2012) 3 .) Simultaneously teacher salaries and work motivation have a significant effect on teacher performance with Sig. (0,000) <(0,05).
STRATEGI PELATIHAN KERJA DALAM MENDUKUNG LULUSAN YANG SIAP KERJA Didin Hikmah Perkasa; Nur Vitriani; Lingga Yuliana; Ahmad Azmy
Jurnal Abdimas Bina Bangsa Vol. 5 No. 1 (2024): Jurnal Abdimas Bina Bangsa
Publisher : LPPM Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46306/jabb.v5i1.1053

Abstract

This article aims to discuss how to design a career strategy in the Company through job training for students who have just graduated at SMKN 16 Jakarta. Vocational students are included in the category of teenagers who in fact do not have good career maturity. Meanwhile, education in SMK is directed at the development of company/industry-based education, so efforts need to be made to improve, Improvement efforts are not enough only to be carried out by vocational teachers but also require other teachers including BK teachers. One of the things that can be done is job training and competency improvement by attending various job trainings and having competency certificates by related institutions. In addition, to support graduates who absorb work, the school must also prepare strategies so that graduates can be accepted for work by holding job fairs, education and entrepreneurship which are routinely carried out every year. Service strategies that can be provided include basic services in the form of career information media, then also need assessment of students' interest talents, consulting services and individual counseling services. Thus, it is expected that students can increase career maturity, both in identifying potential, analyzing career opportunities, and even in deciding the right career choice
Factors affecting the quality of profits (empirical study on banks listed on the idx in 2018-2020) Yolifiandri Yolifiandri; Didin Hikmah Perkasa; Ryani Dhyan Parashakti
Jurnal Scientia Vol. 13 No. 01 (2024): Education, Sosial science and Planning technique, 2024
Publisher : Sean Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58471/scientia.v13i01.2228

Abstract

Banking companies still support domestic development as institutions with an intermediary function, bringing together parties who need funds and those who have excess funds to encourage economic and industrial development. Therefore, for banking companies to carry out their functions optimally, they must produce good profit growth and maintain the quality of their profits. Maintaining the quality of profits will increase the confidence of investors and other parties in banking companies to invest and collaborate in business for mutual benefit. Therefore, to grow the business and investment climate, good corporate governance is needed to produce good quality profit information. This research aims to analyze how earnings quality is seen from the implementation of Corporate Governance (Institutional et al. Committee, Independent Commissioners), and dividend payments are the main issues of this paper, which are expected to reduce the occurrence of profit manipulation. The population of this research is banking industry companies listed on the Indonesian Stock Exchange for the 2018-2020 period. The research sampling technique that the researcher used was purposive sampling. The analysis techniques that researchers use are multiple regression analysis and descriptive statistics. The data analysis researchers used was with the help of the SPSS 26.00 application.
Budaya Kerja, Motivasi Kerja dan Kepuasan Kerja Terhadap Komitmen Kerja Anwar Anwar; Didin Hikmah Perkasa; Hegar Harini; Ryani Dhyan Parashakti; Nur Endah Retno Wuryandari
Journal of Management and Bussines (JOMB) Vol 5 No 2 (2023): Journal of Management and Bussines (JOMB)
Publisher : IPM2KPE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/jomb.v5i2.6014

Abstract

This research aims to determine and analyze the influence of Work Culture, Work Motivation and Job Satisfaction on Work Commitment (Case Study of Administrative Staff of Members in the Prosperous Justice Party Fraction of the DPR RI). The research uses a causal quantitative method, namely knowing the influence between the variables studied. The results of the research, Work Culture towards Work Commitment has an original sample value of 0.282 and has a t-statistic value > t-table (2.572 > 1.96). Work Motivation towards Work Commitment has an original sample value of 0.136 and has a t-statistic value < t-table (1.665 < 1.96). Job Satisfaction with Work Commitment has an original sample value of 0.484 and has a t-statistic value > t-table (4.543 > 1.96). Conclusion, Work Culture, Motivation and Satisfaction with Work Commitment have a positive influence on work commitment (Study of Administrative Staff of Members of the DPR RI PKS Fraction). Keywords: Work Culture, Job Satisfaction, Work Commitment, Work Motivation
Kualitas Produk, Kualitas Pelayanan dan Lokasi terhadap Keputusan Pembelian di Gramedia Mall Central Park Arip Priyadi; Christine C. Widayati; Didin Hikmah Perkasa; Muhammad Al Faruq Abdullah; Muhamad Ekhsan
Journal of Management and Bussines (JOMB) Vol 6 No 3 (2024): Journal of Management and Bussines (JOMB)
Publisher : IPM2KPE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/jomb.v6i3.7204

Abstract

This research aims to evaluate retail performance using sales turnover as a benchmark, with a focus on Gramedia Mall Central Park, which is part of the Gramedia Store network. This research also aims to determine the influence of the variables studied, namely product quality, service quality and location on purchasing decisions. The research design uses a causal quantitative method using an instrument in the form of a questionnaire. This questionnaire was distributed to 105 respondents to obtain more accurate data analysis results. Data analysis was carried out using Smart-PLS (Partial Least Square) through testing the outer model, inner model and hypothesis testing. The research results show that product quality has a significant influence on purchasing decisions, as does service quality and location. The conclusion is that retail performance, especially Gramedia Mall Central Park, can be assessed from the development of sales turnover. Additionally, product quality, service quality, and location play an important role in shaping customer purchasing decisions. Therefore, attention to these factors can improve overall retail performance. Keywords: Product Quality, Service Quality, Purchasing Decisions, Location
Kepemimpinan, Beban Kerja dan Burnout terhadap Kinerja Karyawan Perusahaan Garment di Kabupaten Tangerang Erna Lika Kabdiyono; Didin Hikmah Perkasa; Muhamad Ekhsan; Muhammad Al Faruq Abdullah; Wenny Desty Febrian
Journal of Management and Bussines (JOMB) Vol 6 No 2 (2024): Journal of Management and Bussines (JOMB)
Publisher : IPM2KPE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/jomb.v6i2.7206

Abstract

This research aims to explore the influence of leadership, workload and burnout on employee performance in garment companies in Tangerang Regency. The research design used is a causal relationship with a quantitative approach, which aims to find cause-and-effect relationships between the variables studied. Data collection was carried out by distributing questionnaires to garment company employees using a Likert scale as a measuring tool. The population of this research was 74 employees of garment companies in Tangerang Regency, who were also used as research samples using saturated sampling techniques. The data analysis method used is Structural Equation Modeling (SEM) with Partial Least Squares (PLS). Data processing involves measurement tests, structural tests, and hypothesis tests. The research results show that leadership has a positive and significant influence on employee performance. However, workload and burnout do not have a significant influence on employee performance. Thus, these findings highlight the importance of the role of leadership in improving employee performance in garment companies. Although workload and burnout do not significantly influence employee performance in the context of this research, this does not reduce the need to pay attention to and manage these factors in the context of human resource management. Keywords: Workload, Burnout, Employee Performance, Leadership
Pengaruh Motivasi Kerja, Disiplin Kerja dan Gaya Kepemimpinan terhadap Kinerja Karyawan di PT Kalimutu Mitra Perkasa Muhammad Syamsul Hidayat; Didin Hikmah Perkasa; Muhamad Al Faruq Abdullah; Wenny Desty Febrian; Yanthy Herawaty Purnama; Leli Deswindi; Muhamad Ekhsan
Journal of Management and Bussines (JOMB) Vol 6 No 1 (2024): Journal of Management and Bussines (JOMB)
Publisher : IPM2KPE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/jomb.v6i1.7570

Abstract

This research aims to investigate the influence of Leadership Style, Motivation and Work Discipline on Employee Performance at PT Kalimutu Mitra Perkasa. Data was collected through a questionnaire using the Likert scale method, and data analysis was carried out using Structural Data Analysis, specifically the Partial Least Square Equation Model. Evaluation was carried out on the measurement model (Outer Model) and structural tests (Inner Model) using the SEM PLS data processing tool. The research results show that work motivation has a positive influence on employee performance with an original sample value of 0.438, and a t-statistic value > t-table (2.767 > 1.96), indicating that work motivation has a significant effect on performance. Work Discipline has also been proven to have a positive effect on employee performance with an original sample value of 0.358, and a t-statistic value > t-table (2.262 > 1.96), indicating that Work Discipline has a significant impact on employee performance. However, Leadership Style was not proven to have a significant influence on Employee Performance, with an original sample value of 0.106, and a t-statistic value < t-table (0.872 < 1.96). Conclusion, that Leadership Style does not have a significant influence on employee performance at PT Kalimutu Mitra Perkasa. In conclusion, this research contributes to understanding the factors that influence employee performance in these organizations, and can be a basis for developing more effective human resource management strategies. Keywords: Work discipline, Leadership Style, Employee Performance, Motivation
PENGARUH LINGKUNGAN KERJA FISIK, MOTIVASI KERJA DAN DISIPLIN KERJA TERHADAP KINERJA PEGAWAI DI KEMENTRIAN LINGKUNGAN HIDUP REPUBLIK INDONESIA Lusitawati Lusitawati; Didin Hikmah Perkasa; Muhammad Ekhsan; Leli Deswindi; Dinar Nur Affini
Journal of Fundamental Management (JFM) Vol 3, No 2 (2023): JULI 2023
Publisher : Universitas Mercu Buana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22441/jfm.v3i2.21403

Abstract

Tujuan penelitian untuk mengetahui dan menganalisis pengaruh lingkungan kerja fisik, motivasi kerja dan disiplin kerja terhadap kinerja pegawai di Kementrian Lingkungan Hidup Republik Indonesia. Desain penelitian menggunakan metode kuantitatif kausal yaitu untuk mengetahui pengaruh variable lingkungan kerja fisik, motivasi kerja dan disiplin kerja terhadap kinerja pegawai. Alat pengumpulan data mengunakan kuisioner yang telah diuji validitas dan reliabilitasnya yang disebarkan kepada pegawai di Kementrian Lingkungan Hidup dan Kehutanan Republik Indonesia. Populasi yang diteliti pada penelitian ini sebanyak 100 orang, menggunakan teknik sampling jenuh yang menjadikan semua populasi sebagai sampel. Analisis data dilakukan dengan menggunakan Smart-PLS (Partial Least Square) melalui uji hipotesis. Hasil penelitian menunjukkan secara parsial bahwa Lingkungan Kerja Fisik dan Disiplin Kerja berpengairuh terhadap Kinerja Pegawai, sedangkan Motivasi Kerja tidak berpengairuh terhadap Kinerja Pegawai di Kementrian Lingkungan Hidup Republik Indonesia.
Co-Authors Abadi, Ferryal Abdul Syukur Abdulillah, Muhammad Al Faruq Abdullah, M. Al Faruq Abdullah, Muhamad Al Faruq Abdullah, Muhammad Al Faruq Achmad Tarmizi Achmad Tarmizi Ade Ananto Terminanto Adisel Adisel Aditya Rian Ramadhan Aditya Rian Ramadhan Adrai, Rindang Adrian Wijanarko Adzani, Riva Almira Agung Solihin Agung Surya Dwianto Ahmad Azmy Ahmad Badawi Saluy Ahmad Fathul Kair Ahmad Juniarto Utomo Akbar, Hendra Rizki Aldi Wahyu Pradana Alfian, Rendi Amaral, Millenia Christina Andhini, Ayu Putri Andi, Tri Novri Anggun Maradika Anjarwati, Sri Anjarwati, Sri Anwar Anwar Apriani, Ari Aprillita, Dwi Apriyana, Nurliya Arbaina, Ceci Ari Apriani Arief, Harefan Arifin Arifin Arifin, Anton Ludfi Arip Priyadi Ariyani, Yuyun Arwanti, Winda Aryanti, Ita Asmara, Yuni Aulia , Naila Najmi Azizah, Sarah Banjarnahor, Kiki Sridayanti Bayu Suryo Putro Brahma, Ismail Akbar Cecep Saepudin Christian Kuswibowo Christina Catur Widayati Christine C. Widayati Christine C. Widayati Citra Fitria Damayanti Daffa Firdinatha Farabi Daniel Happy Putra Darmawan, Surya Darsidik Darsidik Daspar Daspar Dedi Saputra Denudin Sobari Desty Febrian, Wenny Devina Pramestuti Dewi Kartika Dhyan Parasakti, Ryani Dian Purnama Putra, Dian Purnama Diana, Hafsah Adha Didy Ika Supryadi Dinar Nur Affini Diyanti, Indira Nada Donant Alananto Iskandar Dwi Aprillita Dwi Budiyati Dwiarto, Joko Dwihastini, Evi Rosa Efendi, Asep Eko Tama Putra Saratian Elvaresia, Meysiel Encik Latifah Hanum Endaryanto, Endaryanto Enny Haryanti Erna Lika Kabdiyono Evelina Andrini M Faot, Theofilus Farid Wajdi Fatchuri Fatchuri Fathihani Fathihani Fathihani Fatimah, Rina Febrian, Wenny Desty Febriansyah Febriansyah Fedri Triansah Filzah Lutfiah Sakti Firdaus, Hendy Yusman Fora, Yandri Friska Simanjuntak Gadis Nofenti Hardiansyah Hasbullah, Farhan Hegar Harini Ida Farida Iis Dewi Lestari Imam Yuwono Indah Triastuti Indra Ade Irawan Indri Astiana Suhendar Irfan Maulana Iskandar, Muhammad Iqbal Islamiah Kamil Islamiah Kamil Istianingsih Istianingsih Iyus Wiadi Johan Ramadhan Nurwardana Juharudin, Uding Karyatun, Subur Kelvin Dwi Nata Khairul Anwar Komarudin Komarudin Krismanto, Didik Kurniasih, Lilis Larasati, Fauziah Lasnida Permata Sari Intan Nainggolan Leli Deswindi Leli Deswindi Leli Lestariani Lahagu Lingga Yuliana Livani Yanuari Lorenza, Lora Lusitawati Lusitawati Lutfi Alhazami Magita, Magita Magito Magito Magito Magito Magito, Magito maika, muhammad rizqi Makhmud Amin Wakhid Maliana, Rahma Mardati Riza Putri Fatimah Maresha Andaratama Alwika Margono Sugeng Maria, Nadiya Tristi Marsita, Diva Nur Masnia Masnia, Masnia Megawati Sihite Meilani, Ajeng Meiliyah Ariani, Meiliyah Meliantari, Dian Melly Melly Mia Miranti Mochamad Soelton Monika Balqis Pratiwi Muhamad Ekhsan Muhamad Farhan Ali Muhamad Irfan Priyono muhamad rauf tamaraya Muhammad Al Faruq Abdullah Muhammad Al Faruq Abdullah MUHAMMAD ALI Muhammad Amrullah Muhammad Ekhsan Muhammad Rafi Rihansyah Muhammad Syamsul Hidayat Muliani, Siti Mulyanto, Hery Nainggolan, Lasnida Permata Sari Intan Navita, Puti Azzahra Nofenti, Gadis Nugraha, Satria Nur Aisah Nur Atikah Nur Endah Retno Wuryandari Nur Endah Retno Wuryandari Nur Fadhilah Nur Fadhilah Nur Vitriani Nur Vitriani Nurhasanah Nurhasanah Nurjanah, Nunu Nurul Azmi, Nurul Pandaryasi, Henny Panji Indra, Haidar Paramayudha, Yudistira Parashakti , Ryani Dhyan Patong Poma Hadun, Richardus Perli Iswanto Petrus, Simon Pradana, Aldi Wahyu Pradipta, Dian Prasetya, Kartika Febrianti Pratama, Aldiwa Purwito, Purwito Putra, Eugene Feilian Putra, Muhammad Farrel Risyawal Putra, Ridho Maha Putra, Wawas Bangun Tegar Sunaryo Putri, Ade Suryani Putri, Indah Arini Putri, Qrizzilia Izani Qilbaaini Effendi Muftikhali R B Wijaya, Wilibrodus Rahayu, Desti Rahmat Edward Ramadhan, Aditya Rian Renata Dwiani Rendi Alfian Rendi Alfian Rezha Fahrullah Rihansyah, Muhammad Rafi Rizky, Muhammad Alif Rusmiati, Eti Ryani Dhyan Parashakti Ryani Dhyan Parashakti Saluy , Ahmad Badawi Santoso, Tuti Nurhaningsih Sari, Ovi Hamidah Sari, Yuni Indah Saripudin, Asep Saruksuk, Daniel Satria, Elyas Satrio Nur Ahmadi Satrio, Hendri Budi Sela Sri Mulyani Seno, Seno Setiyo Purwanto Setiyo Purwanto Shofiana, Dyah Sisca Triamanda Mutiara Siti Annisa Wahdiniawati Siti Annisa Wahdiniawati Siti Annisa Wahdiniawati, Siti Annisa Siti Nurchayati Sopyan Sopyan Sufriyadi, Azys Sulistyowati, Wida Pangestika suparno Eko Widodo Supriyanti, Linda Supriyanto, Ari Suzan Bernadetha Stephani Tarmiji, Achmad Terminanto, Ade Ananto Tessa Mardhana Topan Sayfulloh Tri Budi Setiadi Tri Wahyono, Tri Trioksa Siahaan Uswatun Hasanah, Silvi Wira Valeria, Theresia Agnes Vely Randyantini Vitriani , Nur Vitriani, Nur Wahdi Fauzan Nugroho Wahdi Fauzan Nugroho Wahyuningsih, Erfiana Wardana, Muhammad Rezky Waty, Sully Sia Wenny Desty Febrian Wenny Desty Febrian Febrian Widayati, Christine C. Widjaja, Daniel Wilhelmus Agung Dopo Winoto, Syada Chika Nikita Cendani Rezki Wuryandari, Nur Endah Retno Yano, Yano Riksan Yanthy Herawaty Yanthy Herawaty Yanthy Herawaty Purnama Yolifiandri Yolifiandri Yolifiandri, Y. Yolifiandri, Yolifiandri Yuli Rahmawati Yuni, Yatha Yusnengsih, Elsye Yusuf, Farhan Maulana Zaenal Abidin