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EFEK KURS, EKSPOR, DAN IMPOR TERHADAP PERTUMBUHAN EKONOMI Ade Putra Akbar; Herman Sjahruddin; Jumsiani Jumsiani; Ade Cahyaprandy Saputra; Andi Nazalia Ramadhani; Abdul Rauf Alhayra
Jurnal Bina Bangsa Ekonomika Vol. 16 No. 2 (2023): Jurnal Bina Bangsa Ekonomika (JBBE)
Publisher : LP2M Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46306/jbbe.v16i2.429

Abstract

The topic discussed in this research is the influence of the exchange rate, exports and imports on Economic Growth in Indonesia. The data used in this research is secondary data obtained from the Central Statistics Agency in 2020-2022. The analysis used is the Radom Effect Model (REM) method. The test uses the classical assumption test model which consists of normality test, autocorrelation test, multicollinearity test and heteroscedasticity test. The results of the research are that the exchange rate variable has a negative and significant effect on economic growth, while exports and imports have a negative and insignificant effect on economic growth
DAMPAK PENANAMAN MODAL DALAM NEGERI DAN ASING TERHADAP PERTUMBUHAN EKONOMI Irfan Irfan; Herman Sjahruddin; Muhammad Ansaryandi; Hasrie Ainun Ramli; Fryson Fryson; Wahyu Pratama
Jurnal Bina Bangsa Ekonomika Vol. 16 No. 2 (2023): Jurnal Bina Bangsa Ekonomika (JBBE)
Publisher : LP2M Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46306/jbbe.v16i2.414

Abstract

This study examines the impact of domestic and foreign investment on economic growth in Indonesia, with the aim of understanding the factors that contribute to economic development. Economic growth is crucial for the progress of a region, but global economic growth has been disrupted by the COVID-19 pandemic. Investment serves as a catalyst for economic growth, and this study focuses on the effects of domestic and foreign investment on economic growth in Indonesia. The research method used is correlational research with a quantitative approach. The variables analyzed include domestic investment, foreign investment, and economic growth. Secondary data from the Central Bureau of Statistics spanning from 2020 to 2022 are utilized for the analysis. The data is analyzed through multiple panel data regression methods, using t-tests and classical assumptions. The results from the analysis show a significant positive effect between Domestic Investment and Foreign Investment on Economic Growth in Indonesia
MENELISIK NERACA PERDAGANGAN INDONESIA DARI FAKTOR INFLASI DAN KURS Muh Agung Permana; Herman Sjahruddin; Reni Satriani; Indrawati Indrawati; Muhammad Arfandi A. Caronge; Arwinni Ratu M
Jurnal Bina Bangsa Ekonomika Vol. 16 No. 2 (2023): Jurnal Bina Bangsa Ekonomika (JBBE)
Publisher : LP2M Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46306/jbbe.v16i2.415

Abstract

This study aims to determine the effect of inflation, exchange rates on the trade balance in Indonesia. This research uses quantitative methods and analysis used by panel data analysts. Data collection in this study was sourced from the Central Statistics Agency (BPS). The testing of this study used Eviews 12 with a sample number of 27 provinces with a total of 108 units. The results of the first panel data analysis prove that the inflation variable has a negative and insignificant effect on the trade balance, while the exchange rate has a negative and significant influence on the trade balance in Indonesia. The result explains that lower inflation will result in an increase in the trade balance. Meanwhile, the higher the exchange rate will result in a low trade balance
DAMPAK INFLASI DAN NILAI TUKAR TERHADAP PERTUMBUHAN EKONOMI Munandar Makmur; Herman Sjahruddin; Deni Deni; Chandrasasmito Chandrasasmito; Dian Puspitasari; Nurul Atika Satri
Jurnal Bina Bangsa Ekonomika Vol. 16 No. 2 (2023): Jurnal Bina Bangsa Ekonomika (JBBE)
Publisher : LP2M Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46306/jbbe.v16i2.436

Abstract

This study was conducted to analyze the impact of inflation and exchange rate changes on Indonesia's economic growth. This research uses a quantitative paradigm that seeks to explore the causes of high and low economic growth in Indonesia. The population in this study is all 38 provinces, sampling techniques using the Purposive sampling method with the number of samples that meet the criteria as many as 34 provinces. The analysis used in hypothesis testing is Panel Data Regression Analysis with the help of Eviews 12 software. The results showed that variable inflation had a positive and real effect on economic growth in addition to the Exchange Rate showed a negative and significant effect on economic growth
Pengaruh Kebijakan Dividen Terhadap Harga Saham Herman Sjahruddin; Muh. Akob Kadir; Andi Selfi; Muh. Agung Permana
Jurnal Maneksi (Management Ekonomi Dan Akuntansi) Vol. 12 No. 4 (2023): Desember
Publisher : Politeknik Negeri Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31959/jm.v12i4.2030

Abstract

This study aims to examine dividend policy on stock prices in food and beverage sub-sector companies listed on the Indonesia Stock Exchange (IDX). Data collection using periodic data obtained from the 2019- 2021 financial statements with purposive sampling techniques, the number of company samples is 13 companies so 42 analysis data are obtained. The results of the financial statements obtained have gone through classical assumptions. The data analysis method uses regression analysis panel data model Common Effect Model (CEM) using Eviews 12. The research results from the test are that the Dividend Policy has a negative and significant effect on Stock Price. The results of the Coefficient of Determination show an R-squared value of 0.252303, the results explain that the ability of the independent variable to explain the dependent variable is 25.23%, while the remaining 74.77% is influenced by other factors that are not found in this research model. Keywords: Dividend payout ratio, food and beverage sub-sector, Stock Price
Eksplorasi Model Unified Theory Of Acceptance And Use Of Technology Sebagai Pemediasi Dan Dampaknya Terhadap Minat Dan Perilaku Dalam Menggunakan Livin' By Mandiri Herman Sjahruddin; Ade Putra Akbar; Abdul Rauf Alhayra; Ade Cahyaprandy Saputra; Andi Nazalia Ramadhani; Jumsiani Jumsiani
Jurnal Maneksi (Management Ekonomi Dan Akuntansi) Vol. 12 No. 4 (2023): Desember
Publisher : Politeknik Negeri Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31959/jm.v12i4.2031

Abstract

This research is motivated by the continued progress of information technology. The sophistication of information technology has brought various changes to human life. One of the changes caused by technology is in the field/activity of easier transactions. Technology shifts transaction activities that are usually carried out traditionally (via ATM centers) to activities or transaction processes that can be carried out in a sophisticated and practical way (without visiting an ATM center). Livin' by Mandiri is a mobile banking application from Bank Mandiri that helps customers manage their finances easily. Apart from that, Electronic Commerce or e-commerce is all buying and selling activities or transactions carried out using electronic media (the internet). This research aims to determine the factors that influence interest and behavior in using the Livin' by Mandiri application as measured by variables in the UTAUT 2 model. This quantitative research uses a survey method with a total of 149 respondents using the Livin' by Mandiri application. Samples were taken using a purposive sampling technique. Data The analysis technique used is the SEM-PLS method, and the data is processed using SMART PLS 3.0 software. The research results show that the factors that have a significant influence on the behavior of using the Livin' by Mandiri application are behavioral influence, facilitating conditions, and social influence. Then the significant influence on behavioral interest in using the Livin' by Mandiri application is significantly influenced by Facilitating Conditions and Social Influence. Keywords: Behavioral Interest, Usage Behavior, UTAUT, UTAUT 2
EKSPLORASI INFLASI DAN PENANAMAN MODAL ASING (PMA) TERHADAP PRODUK DOMESTIK REGIONAL BRUTO (PDRB) Herman Sjahruddin; Abd. Rachim Syah; Munandar Makmur; Muh. Agung Permana; Ahmad Miswar; Hamry Ashary
Jurnal Bina Bangsa Ekonomika Vol. 17 No. 1 (2024): Jurnal Bina Bangsa Ekonomika (JBBE)
Publisher : LP2M Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46306/jbbe.v17i1.468

Abstract

This study aims to analyze the impact of inflation and foreign investment on gross regional domestic product in Indonesian provinces. This research uses a quantitative approach that intends to explore high and low GDP in Indonesian provinces. The population in this study is all provinces in Indonesia amounting to 38, sampling techniques using purposive sampling with a total sample of 30 provinces that meet the criteria. The analysis used is Panel Data Regression with the help of eviews 12 software. The results of the analysis show that inflation has a real impact on the increase in gross regional domestic product, then foreign investment also proves that it can significantly affect the increase in gross regonal domestic product
DAMPAK DIMENSI PENGETAHUAN KEUANGAN TERHADAP PENGELOLAAN KEUANGAN PELAKU UMKM Herman Sjahruddin; Eldi Eldi; Ika Ta’bi; Iva Ta’bi; Semaya Angela Samson
Jurnal Bina Bangsa Ekonomika Vol. 17 No. 1 (2024): Jurnal Bina Bangsa Ekonomika (JBBE)
Publisher : LP2M Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46306/jbbe.v17i1.473

Abstract

Financial knowledge is the main element in carrying out business activities, the advice and desire of business actors to continually improve their financial knowledge is the main factor in ensuring business continuity. This study is oriented towards explaining the dimensions of financial knowledge regarding financial management among 53 MSME actors in Mariso District, Makassar City. The sampling technique used a total sampling technique, but there were 23 respondents whose statements were not filled in completely so they could not be used. The test results provide evidence that financial knowledge which is characterized by the dimensions of knowledge of personal finance, knowledge of investment and knowledge of insurance has an effect. which is positive and significant for the financial management of MSME actors, there is only one dimension of knowledge, namely the dimension of knowledge about savings and loans which shows positive results but is not significant in improving the ability of business actors to carry out financial management. These results explain that in general the financial knowledge possessed by MSME actors in Makassar City tends to be high so that it can improve the financial management of MSME businesses.
Peningkatan Ekonomi Masyarakat Melalui Inovasi Tanaman Jagung Jannati Tangngisalu; Andi Adnan Fahrial; Herman Sjahruddin; Fiqhi Khairil Dwiputra; Muhammad Sya’fa Rahman; Muh Taufik Dwi Putra; Zulfikram Hakim; Harun Aryanto Thamrin
BANTENESE : JURNAL PENGABDIAN MASYARAKAT Vol. 5 No. 2 (2023): Bantenese : Jurnal Pengabdian Masyarakat
Publisher : Pusat Studi Sosial dan Pengabdian Masyarakat Fisipkum Universitas Serang Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30656/ps2pm.v5i2.7283

Abstract

Sanrobone merupakan salah satu daerah di wilayah pesisir, juga desa ini memiliki keunikan karena selain berada di desa pesisir, hasil panenan jagung petani juga tinggi bahkan jagung yang dipanen sering kali tidak dimanfaatkan secara maksimal, banyak diantaranya rusak (membusuk) sehingga menjadi alasan di lakukannya kegiatan pengabdian di desa ini dengan melakukan inovasi pada tanaman jagung milik warga desa. Zea mays (jagung) yang dalam kegiatan ini hasil dari inovasi jagung tersebut terciptalah sebuah produk yaitu Sanro Corn Chips. Kegiatan PkM ini melibatkan tokoh desa dan ibu-ibu di desa sanrobone, tujuan dari dilaksanakannya kegiatan ini ialah untuk meningkatkan perekonomian warga desa Sanrobone dan terciptanya sinergi bersama guna kelancaran kegiatan tersebut. Oleh karenanya, kegiatan pembuatan produk Sanro Corn Chips ini telah berhasil dilaksanakan dengan baik juga sangat diminati oleh warga desa dan dianggap mampu memberikan dampak positif bagi perekonomian warga Sanrobone.
FRAUD PREVENTION THROUGH INTERNAL CONTROL AND MORAL SENSITIVITY (Case Study on a State Owned Bank) Rudi Ginting; Herman Sjahruddin; Amtai Alaslan; Deni Riani; Endah Prawesti Ningrum
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 7, No 2 (2023): IJEBAR, VOL. 07 ISSUE 02, JUNE 2023
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v7i2.9065

Abstract

This research is motivated by increasing acts of fraud. This study aims to determine and analyze the effect of internal control and moral sensitivity on fraud prevention. This research is a quantitative research with a case study approach. This case study was conducted at State-Owned Enterprise Banks (BUMN) including Bank Mandiri, Bank Rakyat Indonesia (BRI), Bank Negara Indonesia (BNI), and State Savings Bank (BTN). The sample in this study was 100 employees with the sampling technique the sample is random sampling. Data collection uses a questionnaire distributed via google form. The instruments used have been tested for validity and reliability. The collected data were analyzed using the classical assumption test and multiple linear regression using excel and SPSS. The results of this study indicate that 1) Internal Control has a positive and significant effect on Fraud Prevention, 2) Moral Sensitivity has a positive and significant effect on Fraud Prevention, and 3) Internal Control and Moral Sensitivity have a positive and significant effect on Fraud Prevention. The results of this study indicate that if a company wants to improve fraud prevention, the company must improve internal control and moral sensitivity.
Co-Authors Abd. Rachim Syah Abd. Rajab Abdi Akbar Idris Abdul Kadir Abdul Mansyur Mus Abdul Rajab Abdul Rauf Alhayra Abdul Rauf Alhayra Abdullah, Salma Abdurohim Abdurohim Ade Cahyaprandy Saputra Ade Cahyaprandy Saputra Ade Putra Akbar Ade Putra Akbar ADIF, RIANDY MARDHIKA Adiyatma Surya Firdaus Adnan, Muh. Adytia Bagaskara Putra Afdhal Chatra Perdana Agnes Mawarni agung setiawan Agustiawan Agustiawan Ahmad Anto Ahmad Anto Ahmad Faisal Dahlan Ahmad Miswar Ahmat Widianto Ainunnisa, Nur AKOB, MUH. Akob, Rezki Arianti Alfonsius Nceong Alimuddin Hadji Alimuddin Syar Alimuddin Syar, Alimuddin Amelia Amelia Ampauleng Ampauleng Ampauleng Ampauleng Ampauleng, Ampauleng Amran Rahman Amtai Alaslan Anantadjaya, Samuel PD Andi Adnan Fahrial Andi Agus Andi Basrul Andi Nazalia Ramadhani Andi Nazalia Ramadhani Andi Selfi Andi Sulfati Andi Tenriola Andi Tereza Harijanto Anggraeni, Iluh Riang Annisa Nur Insyani Anto, Ahmad Anton Priyo Nugroho Anwar , Aqilla Marwa Anwar Anwar Ardiansyah Halim Ardiansyah Halim Ariawan Ariawan Ariawan, Ariawan Arie Nurhidayat Anisyar Arief Nuryana Arif Saefudin Armin Saputra Arsanti, Galuh Arwinni Ratu M Astuti, Niken Probondani Aswandi Aswandi, Aswandi Aswar Aswar Aulia Qarinah Awaluddin Awaluddin Azlineer Sarip B.M.A.S. Anaconda Bangkara Bangsawan, Indra Basir, Zulkarnain Baso Rachim, Andi Farid Bastian, Adi Budi Sulistiyo Nugroho Bustam Bustam Bustam, Bustam Bustan, Andi Multazam Buyamin Buyamin Cakranegara, Pandu Adi Chandrasasmito Chandrasasmito Chandrasasmito, Chandrasasmito Charly R Adug Dagi, Gregorius Geri Dahlan, Ahmad Faisal Dahrul, Andi Darman Darman Darmawinata, Widhi Nugraha Sumiharja Daswati, Detti Data, Muhammad Umar Dedy Yusuf Deni Deni Deni Deni Deni Riani Deri Prayudi Desi Permata Sari Desi Permata Sari Desy Sulistiawati Dewi, Saci Dhea Lorenza Dian Amartya Pratiwi Dian Puspitasari Dian Puspitasari Didit Fachri Rifai Divya Reski Djaharuddin, Darmawati Djamila Saleh Djaya , Subhan Djaya, Subhan Edi Bahtiar Syam Efendi Efendi Efendi Efendi Eldi Eldi Eli Hasmin Elyas Albar Elyas Albar Elyas Albar Emil, Emil Endang Fatmawati Erlianti, Erlianti Ernawati Ernawati Fachri, Muh. Fadila Arista Rahmat Fadilla, Nila Farhan Alif Kadir Farhan Alif Kadir Fiqhi Khairil Dwiputra Fitriyana Fryson Fryson Gumanty, Rachmat Gunawan Gunawan Gunawan Gunawan H Hasmawati Halim, Ardiansyah Halus, Herkulanus Hamiddin, Muhammad Irwan Nur Hamidin, Muh Irwan Nur Hamry Ashary Hardiani Hardiani Harris, Muh. Ilham Harun Aryanto Thamrin Hasbiyadi, Hasbiyadi Hasmawati Hasmawati Hasmawati Hasmawati Hasmia, Hasmia Hasriana Hasnur Hasrie Ainun Ramli Hendriansyah Aras Faqih Maulana Hendy Tannady Hernik, Hernik Hery Winoto TJ Hery Winoto Tj Heslina Heslina Heslina, Heslina Hijaz, Zulkifly Hikmawati Hikmawati I Nyoman Tri Sutaguna Idris Saleh Idris, M. Ma'ruf Idrus, Tasmin Ika Ta’bi Ikram, Zul Ilham, Muh. Ilmi, Madinatul Iluh Riang Anggraeni Imam Jayanto Indrawati Indrawati Inriani, Novi Irfan Irfan Irvine, Teddy Irwan Moridu Istiqamah H.S., Nurul Alifya Istiqfar Aiman Iva Ta’bi Jacomina Vonny Litamahuputty Jamali, Hisnol Jamaluddin Jamaluddin Jaya, Asmin Jefri Putri Nugraha Jeziano Rizkita Boyas Joni Prihatin Joseph M.J Renwarin Jumsiani Jumsiani Jumsiani Jumsiani Kadir, Muh. Akob Karmila Karmila Karyaningsih Karyaningsih Ketut Asteri Khaeril, Khaeril Kisman Kisman Kristina Parinsi Kurniawan , Raja Dedy Larasati S, Sri Annisaa LAUNTU, ANSIR Linan Langodai, Theresia Megawati Lomban, Marcelina Luciana Kanji M. Ikhsan M. Ramli M. Syarif Hidayatullah M.Syawal Mahmud Mahmud Makkarumpa, Andi Sultan Yusuf Makmur, Munandar Manek, Landriana Un Mansyur Tanra Mappamiring Mappamiring Mappamiring P Mariri, Gilang Asrada Maruf, Irma Rachmawati Masekken, Viola Pricilia Masnama Tadjo Massugianto, Massugianto Maulana Muzakkar Hafid Miftahul Jannah Mochtar, Hasyim Mufrih, Muh Bintang Muh Agung Permana Muh Irgyiansyah Muh Subar Muh Taufik Dwi Putra Muh. Agung Permana Muh. Agung Permana MUH. AKOB Muh. Akob Muh. Akob Kadir Muh. Ikbal, Muh. Muh. Irfai Sohilaw Muh. Ma'ruf Idris Muh. Ryamizard Rasyid Muhammad Akil Zaury Muhammad Ansaryandi Muhammad Arfandi A. Caronge Muhammad Farhan Muhammad Khadafi Satriadi Muhammad ramlan Muhammad Sya’fa Rahman Muhammad syukri Muhammad Umar Data Muhammadin, Akhmad Muklis Kanto Muklis Kanto Muklis Kanto Mulyani Rasya, Nur Isna Munandar Makmur Mursida Abu Musal, Mutiara Mustafa Gani Nasir, Nurjannah Nasrullah Nasrullah Nawangwulan, Irma M Nawassyarif Nelwan, Reny Ningrum, Endah Prawesti Nining Saniapon Nur Anna Nur Asa Nikmatul Jannah Nurfadhli Wahid Nurhikma Nurhikma Nurlaely Razak Nurul Atika Satri Nurul Hikmah Nurwahida Nurwahida Orfiyanni Syarfetti Themba Orfyanni S Themba Pamungkas, Try Parinding, Ryco Julianboy Pascawati, Poppy Nahdia Syahrani Pertiwi Puspa Wardani Pitriani Rajab Mangasi Poppy Hidayat Poppy Nahdia Syahrani Pascawati Purnomo, Suseno Hadi Putra, Rakhmat Zainuddin Putri Purnama Qalbi, Besse Nurul Rabihatun Idris Rachim Syah, Abd. Rafli, Muhammad Rahman Pura, Rahman Rahmat Hidayatullah Rahmat, Amri Nur Ramadhan, Muh. Firmansyah Ramadhan, Muhammad Ryan Ramlan, Muchsin Ramli, Virginia Shera Oktavia Rapanna, Patta Rasyid Rahman Reihan, Muh. Reni Satriani Reny Nelwan Resky Ardiansyah Rezki Arianti Akob Rezky Nurbakti Rezky Nurbakti Rian Ardianto Ridwan Hakiki Rifdian, Filandia Rini Novianti Rosniati Rosniati, Rosniati Rudi Ginting Rumianti, Chaerunnisa Rusni Rusni S.Themba, Orfyanni Saliu, Fluturim Samosir, Andrian Sandi Karese Sangkala Saniapon, Nining Saputra, Muh.Gilang Rezky Satri, Nurul Atika Satriani, Reni Semaya Angela Samson Sessu, Andi Sitanggan, Tony Sohilauw, Muhammad Irfai Sonny Santosa Sri Utari. S, Maria Theresia Sri Wahyuni Suan, Gustaf Arminto Subhan Djaya Sudarti Sudarti Suherni Suherni, Suherni Sulawati, Sulawati Suratman Suryani Suryani Suseno Hadi Purnomo Suseno Hadi Purnomo Syahrul Syahrul Syaiful Akbar Syamsul Alam, Syamsul Syamsul Ridjal Syarifuddin, Muh. Syarindra Permana Tamaulina Br Sembiring Tangngisalu, Jannati Tenri Rawe Tirie, Frilita Bernadette Toma, Jefri Tonny Yuwanda Uli Wildan Nuryanto Ulil Albab Umar Data Usman Wahyuddin Wahyu Pratama Wahyuni, Dhea Tri Wirayanti Anwar Wiwit Agustina Yakup Yakup Yosua Anggun Febrianto Yudistira Yudistira Yulvitri Dwi Wulan Yusuf Radja Yusuf, Muhammad Bolqiah Yuwanda, Tonny Zulfikram Hakim Zulkarnain Basir