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Perjanjian Buy Back Guarantee Terhadap Kredit Pemilikan Rumah Bersubsidi Mulyadi, Fani; Mahmudah, Siti
Notarius Vol 18, No 1 (2025): Notarius
Publisher : Program Studi Magister Kenotariatan, Fakultas Hukum, Universitas Diponegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/nts.v18i1.56826

Abstract

ABSTRACTPayments using credit lines are often made now for household needs, including public housing loans. Developers collaborate with financing institutions, for example banks, to provide public housing credit. The creditor and developer enter into a buy back guarantee agreement to overcome the risk of default or bad credit. This article aims to determine the legal protection provided by buy back guarantee agreements for subsidized home ownership loans that are in default or bad credit. This research was conducted using a normative juridical approach, with the results of the research being that legal protection was given to all parties, only the banking party received the greatest protection in the agreement.Keywords: Account Receivable; Buy Back Guarantee.ABSTRAKPembayaran dengan jalur kredit tidak jarang dilakukan sekarang untuk kebutuhan rumahtangga, termasuk juga dengan kredit perumahan rakyat. Developer bekerjasama dengan Lembaga Pembiayaan contohnya Bank untuk memberikan kredit perumahan rakyat. Pihak kreditur dan pihak developer melakukan perjanjian buy back guarantee untuk mengatasi resiko terjadinya wanpretasi atau kredit yang macet. Artikel ini bertujuan untuk mengetahui perlindungan hukum yang diberikan oleh perjanjian buy back guarantee dalam kredit pemilikan rumah bersubsidi yang mengalami wanprestasi atau kredit macet. Penelitian ini dilakukan dengan pendekatan yuridis normatif. Hasil penelitian ini yaitu perlindungan hukum diberikan kepada semua pihak hanya saja pihak perbankan yang menerima perlindungan terbesar dalam perjanjian tersebut.Kata Kunci: Kredit Macet; Buy Back Guarantee.
Analisis Izin PKKPR Berusaha di Darat dalam Proses Peralihan Hak atas Tanah Setyawan, Muhammad Notarianto; Mahmudah, Siti
Notarius Vol 18, No 2 (2025): Notarius
Publisher : Program Studi Magister Kenotariatan, Fakultas Hukum, Universitas Diponegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/nts.v18i2.64883

Abstract

ABSTRACTThe Approval for Spatial Utilization Activities (PKKPR) is granted based on its conformity with Spatial Planning (RTR) under Article 108(2) of Government Regulation No. 21 of 2021, following a hierarchical principle covering various planning levels. This study examines the legal framework of PKKPR in relation to land rights transfer licensing and the normative aspects of Spatial Utilization Activity Conformity (KKPR), along with influencing factors. Using a normative juridical method, the study finds that PKKPR must be obtained through OSS to ensure spatial utilization conformity in land rights transfers under the Job Creation Law and PP No. 21/2021. Reform is needed to ensure legal certainty and sustainable land use.Keywords: PKKPR License; Business on LandABSTRAKPersetujuan Kesesuaian Kegiatan Pemanfaatan Ruang (PKKPR) diberikan berdasarkan kesesuaiannya dengan RTR sesuai Pasal 108 ayat 2 PP Nomor 21 Tahun 2021, dengan prinsip berjenjang dan komplementer berdasarkan RTR Kabupaten/Kota, Provinsi, KSN, RZ KAW, RTR Pulau/Kepulauan, dan/atau RTR Nasional. Tujuan penelitian untuk mengetahui pengaturan hukum mengenai PKKPR dalam kaitannya dengan proses perizinan pada peralihan hak atas tanah, dan aspek normatif yang berkaitan dengan Kesesuaian Kegiatan Pemanfaatan Ruang (KKPR) serta faktor-faktor yang mempengaruhi penerapannya dalam sistem perizinan. Metode penelitian yang digunakan adalah yuridis normatif. Hasil penelitian diketahui bahwa PKKPR wajib diperoleh melalui OSS untuk memastikan kesesuaian pemanfaatan ruang dalam peralihan hak atas tanah sesuai UU Cipta Kerja dan PP No. 21 Tahun 2021. PKKPR perlu direformasi untuk memastikan kepastian hukum dan pemanfaatan ruang yang tertib serta berkelanjutan.Kata Kunci: Izin PKKPR; Berusaha di Darat
The Implementation of Dwangsom in the Execution of Hadhanah Matters and its Relationship to the Ultra Petita Basis Firdawaty, Linda; Mahmudah, Siti; Isa, Rozana
Jurnal Mahkamah : Kajian Ilmu Hukum dan Hukum Islam Vol. 8 No. 2 December (2023)
Publisher : Institut Agama Islam Ma'arif NU (IAIMNU) Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25217/jm.v8i2.3648

Abstract

This article aims to examine the reasons why dwangsom is urgent in hadhanah cases and how it is implemented in hadhanah execution cases and its relationship with the ultra petita principle.  This article is empirical normative legal research with qualitative descriptive analysis method. The urgency of dwangsom in hadhanah cases is an effort to provide psychological pressure so that the defendant wants to carry out the judge's order voluntarily, namely handing over the child who is the object of the case. If the defendant does not hand over the child as the judge's decision, then the defendant must pay dwangsom. The institution of dwangsom is not widely known to the public, but dwangsom is an appropriate and effective solution because the surrender of children cannot be done through forced execution.  Dwangsom can be implemented in hadhanah cases if the plaintiff submits a dwangsom application. The petition must also explain the chronology of the plaintiff's reasons for requesting dowry. If dowry is not submitted in the petita, then the judge is not authorized to decide dowry, because granting dowry without a request from the plaintiff is an ultra petita action.
Keterwakilan Perempuan di BPD: Telaah Kritis Implementasi Kesetaraan Gender Di Tingkat Desa Perspektif Fiqh Siyasah (Studi Desa Ogan Jaya, Kabupaten Lampung Utara) Afandy, Nasyah Manda; Mahmudah, Siti; Muhammad, Hasanuddin
Pagaruyuang Law Journal Volume 9 Nomor 1, Juli 2025
Publisher : Universitas Muhammadiyah Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31869/plj.v0i0.6883

Abstract

Penelitian ini bertujuan untuk menganalisis implementasi keterwakilan perempuan dalam Badan Permusyawaratan Desa (BPD) sebagai bagian dari upaya membangun kesetaraan gender dalam sistem pemerintahan desa, dengan menggunakan pendekatan analisis perspektif fiqh siyasah. Studi kasus dilakukan di Desa Ogan Jaya, Kabupaten Lampung Utara, dipilih sebagai lokasi studi kasus karena menunjukkan gejala rendahnya keterlibatan perempuan dalam forum pengambilan keputusan strategis di tingkat lokal. Penelitian ini menggunakan metode yuridis empiris dengan pendekatan kualitatif. Data diperoleh melalui wawancara mendalam dengan anggota Badan Permusyawaratan Desa (BPD), tokoh masyarakat, dan warga desa, serta ditunjang oleh studi dokumen terhadap regulasi perundang-undangan yang relevan. Hasil penelitian menunjukkan bahwa keterwakilan perempuan dalam Badan Permusyawaratan Desa (BPD) di Desa Ogan Jaya, Kabupaten Lampung Utara masih belum mencerminkan partisipasi yang substantif. Hambatan utama berasal dari struktur sosial yang patriaki, lemahnya komitmen implementasi kebijakan afirmatif, serta kurangnya pemahaman masyarakat terhadap prinsip-prinsip keadilan gender dalam ajaran Islam maupun hukum positif. Dalam perspektif fiqh siyasah, partisipasi perempuan dalam lembaga permusyawaratan desa memiliki legitimasi syar’i yang kuat karena sejalan dengan prinsip keadilan (‘adl) dan kemaslahatan (maslahah) sebagimana tujuan agama Islam itu sendiri. Oleh karena itu, dibutuhkan penguatan regulasi, edukasi berbasis nilai keislaman yang inklusif, serta pelibatan aktif komunitas lokal dalam mendorong representasi perempuan yang lebih adil dan setara di tingkat desa.
A Literature Review on the Effect of Tax Planning on Firm Value Sakinah, Chyntia; Mahmudah, Siti; Wahono, Puji
The Future of Education Journal Vol 4 No 6 (2025)
Publisher : Lembaga Penerbitan dan Publikasi Ilmiah Yayasan Pendidikan Tumpuan Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61445/tofedu.v4i6.674

Abstract

This study aims to analyze the impact of tax planning on firm value through a comprehensive literature review. Using a qualitative approach, this research collects, analyzes, and synthesizes secondary data from various credible sources, including academic journals, theses, textbooks, and Indonesian tax regulations. The findings reveal that effective tax planning can significantly enhance firm value by increasing after-tax profits, improving financial efficiency, and strengthening investor confidence. However, the impact is not uniform across all companies. Several moderating factors influence the relationship between tax planning and firm value, such as firm size, ownership structure, tax regulations, leverage, and corporate governance. While some studies report a positive and significant correlation, others show insignificant or context-dependent effects. This indicates that the effectiveness of tax planning strategies is shaped by both internal and external factors. The study provides practical implications for corporate management, investors, and policymakers in designing balanced and transparent tax strategies that align with regulatory compliance and long-term value creation.
Why Does Hazardous and Toxic Waste Continue to Pose a Threat to Mulya Asri Village? Habibah, Corrist Fatihal Salwa; Mahmudah, Siti; Frenki, Frenki
Jurnal Ilmu Hukum Kyadiren Vol 7 No 1 (2025): Jurnal Ilmu Hukum Kyadiren
Publisher : PPPM, Sekolah Tinggi Ilmu Hukum (STIH) Biak-Papua

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46924/jihk.v7i1.287

Abstract

The management of household hazardous (B3) waste in rural areas continues to face significant challenges related to regulatory frameworks, public awareness, and the integration of Islamic values. This study aims to analyze the role of the Environmental Service in managing hazardous waste and to offer strategic recommendations grounded in existing regulations and the principles of Fiqh Siyasah Tanfidziyah to enhance B3 waste management in Mulya Asri Village, West Tulang Bawang Regency. A qualitative descriptive method was employed, utilizing interviews, observations, and document analysis. The findings reveal that the implementation of regional policies remains suboptimal, hindered by inadequate infrastructure, limited public education, and insufficient integration of Islamic principles concerning environmental stewardship. The study concludes that improving B3 waste management requires the integration of regional policies with a religiously informed welfare-based approach. It recommends strengthening regulatory frameworks, promoting Islamic-based environmental education, and fostering cross-sector collaboration at the village level.
STRATEGI PENDIDIKAN DASAR UNTUK MENCAPAI AKUNTABILITAS PENGELOLAAN PENDIDIKAN mahmudah, siti; Yoenanto, Nono Hery
JDMP (Jurnal Dinamika Manajemen Pendidikan) Vol. 7 No. 2 (2023): Volume 7, Nomor 2, April 2023
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jdmp.v7n2.p115-120

Abstract

Good education financing accountability will produce quality education output. Accountability must be applied in every aspect of financing to support activities, because cost is one of the most influential elements in an educational activity. This literature reviu aims to determine strategies in the management of basic education accountability. Data collection is based on a literature study of 7 literatures ranging from 2013 to 2020. The articles were obtained by reviuing the official Google Scholar website. The results of the study indicate that the strategies that can be carried out by a basic education organization to achieve education management accountability. Good governance, wealth management, school-based management (SBM), and principal competencies.
Budaya Mutu Organisasi pada Satuan Pendidikan Mahmudah, Siti; Halik, Abdul; Sari, Aryanti Puspita; Ridwan, Ridwan
Sulawesi Tenggara Educational Journal Vol 5 No 1: April (2025)
Publisher : Fakultas Keguruan dan Ilmu Pendidikan Universitas Sulawesi Tenggara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54297/seduj.v5i1.1196

Abstract

Budaya mutu organisasi merupakan fondasi penting dalam mewujudkan satuan pendidikan yang efektif, efisien, dan berdaya saing. Dalam konteks pendidikan, budaya mutu tidak hanya berkaitan dengan pencapaian standar akademik, tetapi juga mencakup etos kerja, kepemimpinan, partisipasi warga sekolah, dan sistem evaluasi yang berkelanjutan. Studi literatur ini bertujuan untuk mengeksplorasi berbagai teori dan temuan empiris terkait budaya mutu organisasi di lingkungan satuan pendidikan. Dengan menggunakan pendekatan kualitatif studi literatur, peneliti menelaah lebih dari 20 sumber jurnal nasional dan internasional dalam kurun waktu lima tahun terakhir. Hasil kajian menunjukkan bahwa budaya mutu sangat dipengaruhi oleh enam faktor utama: kepemimpinan transformasional kepala sekolah, partisipasi aktif guru, penguatan visi dan misi institusi, sistem manajemen berbasis mutu (TQM), partisipasi orang tua, dan budaya refleksi serta evaluasi berkelanjutan. Temuan ini memperkuat pandangan bahwa pengembangan budaya mutu tidak dapat dilakukan secara instan, melainkan memerlukan komitmen bersama dan konsistensi dalam pelaksanaan program pendidikan. Dengan demikian, pembentukan budaya mutu organisasi merupakan strategi jangka panjang yang mendukung pencapaian tujuan pendidikan nasional dan peningkatan kualitas pembelajaran. Studi ini merekomendasikan perlunya pelatihan manajemen mutu untuk seluruh komponen sekolah dan kebijakan pendidikan yang mendukung transformasi budaya kerja di satuan pendidikan.
KEDUDUKAN LESSOR DALAM PERJANJIAN OPERASIONAL LEASING TERHADAP KEPAILITAN LESSEE DI INDONESIA Mahmudah, Siti
Diponegoro Private Law Review Vol 2, No 1 (2018): DPLR
Publisher : Fakultas Hukum, Universitas Diponegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Operational leasing is one of the financing sources that can be used by entrepreneurs to meet the need for capital goods. The parties are Lessors and lessees. Debt settlement of the lessee as a debtor may be settled through a bankruptcy institution resulting in a general seizure of the debtor's property. This study aims to determine the position of Lessor for leased capital goods, and unpaid rent in the insolvency of the lessee with the normative juridical approach method which is based on the secondary data analyzed qualitatively. Baramg capital in bankruptcy lesse not boedel bankrupt, lessor is its owner and domiciled as creditor holder of privilege of unpaid rent as regulated in Article 1139 Civil Code. Keywords : Lessor, Lesse, Bankruptcy
THE EFFECT OF THE TOKEN ECONOMY METHOD ON REDUCING ONLINE GAME ADDICTION BEHAVIOR IN JUNIOR HIGH SCHOOL STUDENT: SINGLE SUBJECT RESEARCH Mahmudah, Siti; Affandi, Ghozali Rusyid
International Journal Multidisciplinary (IJMI) Vol. 2 No. 4 (2025): International Journal Multidisciplinary (IJMI)
Publisher : Antis-Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61796/ijmi.v2i4.330

Abstract

Objective: Therefore, the purpose of this study aims to determine the effect of token economy techniques to reduce the duration of gaming behavior in adolescents. Method: The method used is quantitative quasi single subject experiment with single subject research design. This study uses ABA methods and instruments using duration recording. the research subject is a 13-year-old male adolescent who shows addictive behavior playing online games, lack of interest in socializing. The data collection technique uses purposive sampling and data analysis using analysis in conditions and analysis between conditions. The token economy technique is applied by giving stickers when adolescents reduce the duration of playing according to the conditions and collected to be exchanged for prizes. Results: The results showed that this method succeeded in reducing adolescents' gaming duration from 6-12 hours to 2-3 hours after treatment. Novelty: This study applies a token economy technique using a sticker-reward system to reduce gaming duration in adolescents within an ABA single-subject design, targeting not only gaming behavior but also underlying social disengagement patterns—an approach not widely implemented in prior similar behavioral interventions.
Co-Authors , IDAYATI A. Kumedi Ja’far A.A. Ketut Agung Cahyawan W Abda Abda Abdul Halik Abdul Qodir Zaelani ACHMAD RIFAI Adhim, Nur AE, Yon Afandy, Nasyah Manda Afifah Z.A, Suci Saulia Afriyeni, Puji AGTIANI PUTRI, RISKA Agung Basuki Prasetyo, Agung Basuki Agus Miftakus Surur, Agus Miftakus Agus Priyono, Ery Agus Setyono Agus Susanti Agustin, Ranti Tri Ahmad Afandi Ahmad Muhlisin akhmad muntaha, akhmad Alamsyah Alamsyah - Amiek Soemarmi Aminudin, Fuad Anggara, Norma Anggraeni, Dini Anggraeny, Diah Anggraini, Atika Anny Rosiana Anwar, Wafiq Fadhilah Ardani, Mira Novana Ardiyansyah, Yoga Ari Yuniastuti Arief, M. Rudyatmo Ariyani Indriastuti, Ariyani Arsyita, Muhammad Aprizal Asari, Muhamad ASRI WIJIASTUTI Assri Maharani, Nafilah Astutik, Fuji Aulia, Safira Avrilia, Bunga Manja AYU LIBRAYANTI, NINDYA Ayu Tri Isnawati, Fahira Ayun, Qurrota Azahra, Naila Bahriah, Ayu Basuki, Aziz Bekti, Rahayuning Dyah Dwi Benuf, Kornelius Budiharto Budiharto Candra Kirana, Ranny Candra Candra Wahyuni Chandra Halim Chasanah, Silmi Muhimatul CORRY LIANA Destesa Yuna Fahira Dhany Efita Sari Dian Novitasari DININGTIAS, RINTIS Dwi Astuti Dwi Purwaningsih, Dwi EDY RIANTO Efendi, Rinja Effy Wardati Maryam Eko Hidayat el-Hajjami, Aicha El-Hasani, Yunan EMMA ROSALINA, SAFITRI ENDANG PURBANINGRUM Erina Pane Erlin Widya Fatmawati Erlyne Nadhilah Widyaningrum ERSANTY, DHANY Ery Agus Priyono, Ery Agus Esti Handayani Etin Anwar, Etin Fadillah, Elmiah Fajriyani, Fanny Kartika Fakhruddin Fakhruddin Fandi Asnan, Muhammad FATIMATUL AMALAH, AYU Fatuha, Akmal Alfian Febrita Ardianingsih Febriyan, Rahmad Fernandez, Carlos Fitri, Aulia Ineke Frenki Frenki Ghozali Rusyid Affandi Habib Shulton Asnawi Habibah, Corrist Fatihal Salwa Hafid, Seafi Nur Handayani, Khofifah Tri Henny Rachmawati Herdiansyah, Lukman Hervin Yoki Pradikta Hidayanty, Nurul Ilma Hidayatullah, M. Deni Huda, A. Thoriqil HUDZAIMI ZULFAH, RISCHA Ika Purnamasari Illy Yanti Indah Risnawati Indrawan, Wilson Ira Geraldina Isa, Rozana Ishomuddin, A. Isnaeni, Zulakhoh ISTIKHAROH, FATIKATUL Iwan Ridwan Ja’far, Ahmad Khumedi Janusafitri, Nanda Jayusman, J. Jie, Li Kadeni Kadeni, Kadeni Karuniawati, Benny Khair, Damrah Khairuddin, K. Khoirot, Umdatul Kosasih, Raditya Arya KRIS WIDYANTI, MARIA Kurniawaty Kurniawaty Lailatu Rohmah, Lailatu Larasati, Yuniar Galuh Linda Firdawaty LITHON SUNYOTO M. Bambang Edi Siswanto M. Ngisomudin MA, Wajnah Mabruroh, Faizatul Mahluddin Mahluddin Marjo Marjo, Marjo Marjono Marjono Marlina, Teni Martinez, Isabel Martono, Stefany Margareta Megawati, Putri Fajar MERTHADANA, ERLA Moh. Mukri Mohammad Edy Nurtamam, Mohammad Edy Mu'in, Fathul Muhafidhah Novie Muhammad Alfa Niam Muhammadong Mulyadi, Fani Muna, Khafizatul Munastiwi, Erni Murti Krismiyati Muslimin, A. Musyafa, Aisyah Ayu Muthoharoh, Ngaliyatun Nabiilah, Nadia Aulia NAFIAH, CHOYYIRIN Naim, Ainul Naim, Ainul Nanda, Kharisma Nariza Wanti Wulan Sari Nastiti Winahyu Ningrum, Aji Pratiwi Kusuma Nono Hery Yoenanto Nugraha, Pratama Yuly NUR MAKHMUDAH, FITRI Nuralisha, Marsheila Audrey Nurmayanti, Wiwit Pura NURUL KHOTIMAH Oktavian, Chikita Irma Pambayun, Vina Pamuji Pamuji, Pamuji Pangruruk , Thesya Atarezcha Pangruruk Paramita Prananingtyas Parikesit, Dhana Harliza Putri Pascalian Hadi Pradana Pratama, Ilham Pratiwi, Widya Sari PUJI LESTARI, FAJAR PUJI SULISTIYO, FEBYANTORO Puspita, Gita Rakhma Putri, Jessica Putri, Preeti Kartika QURROTA AINI, FARIHATUN Qurrota Rachman, Evy Septiana Rafael, Christian Hagai Rahma, Arina Nafida Rahmanda, Bagus Rahmat Dahlan Ramadhan Arifin Retno Twistiandayani Ridwan, Ridwan Rini Safitri Rioneldi, Rizky Ristanti, Aditya Putri Rosadi, Abidarin Rosyadhi , Rozi Irfan Sagala, Fariz Eben Ezel Sakinah, Chyntia SALMAN HASAN, MATRAN Salsabia, Sabrina SALSABIELA, ARINA Sandi, Jamal Dian Sari, Aryanti Puspita Sepriyadi Adhan S SEPTA PRIYANTINI, BELLA Setianingsih, Indriah Budi Setiawan, Ananda Rafli Putra Setyawan, Muhammad Notarianto Shafrizal, Alfan Sifriyani, Sifriyani Sihotang, Angreina Larose Simbolon, Thessaloniq Clara Syebat Siti Aminah Siti Aminah Siti Baitul Mukarromah Siti Malikhatun Badriyah, Siti Siti Mutmainah Siwi, Maharani Pamungkas Solo, Lenny Sufi'y, Mhd SUHARSONO Suharto, R Suherwin, Suherwin Sukataman, Sukatamam SUKMANA, ARVINA Supriyadi Supriyadi Suryanto Susanto, Is Sutan Diyo, Singgih Suyitno Suyitno Syaputri, Diana Teddy Chandra Theresia Susetyarsi Tika Wulandari Ulul Azmi Umi Faridah Uum, Farikha Ummatul Wahono, Puji Widya Arisandy Widyastuti Widyastuti Wiwik Widajati Wulandari, Mila Dianur Wulandari, Miladianur Wulandari, Ratna Wahyu Yanuar, Tiara Yuliani, Wiwin Yulianti Yusal, Yulianti Yuliatin yuliatin Yuniarti, Desi YUSNITA, ERNI Zuhraini zuhriyah, Irma