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Analisis Qanun (Lembaga Keuangan syariah) Dalam Penerapan Ekonomi Islam Melalui Perbankan Syariah di Aceh Syamsuri Syamsuri; Nirhamna Hanif Fadillah; Amir Reza Kusuma; Jamal Jamal
Jurnal Ilmiah Ekonomi Islam Vol 7, No 3 (2021): JIEI : Vol. 7, No. 3, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (221.343 KB) | DOI: 10.29040/jiei.v7i3.3662

Abstract

This article aims to analyze the dynamics of the formation of Qanun LKS (Islamic Financial Institutions) in this case implementing Islamic banking as an effort and practice of Islamic Economics in Aceh. This research is a library research using qualitative methods with descriptive-analytic analysis techniques This research found that the dynamics of the application of Qanun LKS in Aceh by running an Islamic economy through Islamic banking are solely among others, the type of Acehnese people who want to make the Islamic economic system and away from the practice of capitalism and materalism and elements of riba that are still embraced by conventional. See from the initial efforts of Islamic banking into the national banking system. First, the validity period of Law No. 10 of 1998 is referred to as the period of Islamic banking in an effort to become mainstream banking, which is to be part of the main forces among banks in the national banking system. Second, the period of Islamic banking leading the national banking system, especially in Aceh Province, is that it is necessary to apply the model of regulatory formation using a sociological approach
Strategi Dalam Menciptakan Kesejahteraan Masyarakat Melalui Rekonstruksi APBN: Telaah kritis dari Kitab Al-Amwal Syamsuri Syamsuri
Jurnal Ilmiah Ekonomi Islam Vol 7, No 2 (2021): JIEI : Vol. 7, No. 2, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (148.992 KB) | DOI: 10.29040/jiei.v7i2.2057

Abstract

There are at least two approaches taken by the government to deal with the problem of poverty or create prosperity, namely through fiscal policy and monetary policy. In this article, the author will examine the fiscal policies that should be carried out by the government using the reallocation method of state revenue and expenditure funds or the so-called APBN. Several Muslim figures have studied the problem solving, such as, As-Syaibani and Umar bin Abdul Aziz. However, the author focuses on the contribution of Muslim scholar who was born from Byzantine descent in 154/1858, namely Abu Ubaid, his brilliant idea as outlined in the book Al-Amwal in order to create the mashlahat of society in a country. By using a qualitative method with the library research approach and assisted by the final character study approach, it can be concluded that some strategies according to Abu Ubaid are a solution in creating social welfare, namely Zakat, fa'I, khumus, kharja, and jizyah. As well as regarding the import and export of goods, Abu Ubaid uses a strategy of not having zero tariffs in international trade, excise on staples is cheaper, and there are certain limitations to be subject to excise. This means that when goods enter into a country, there is a cut or excise that enters zakat.
Optimalisasi Peran Masjid Sebagai Pemberdaya Ekonomi Masyarakat (Studi Pada Masjid Agung Ponorogo, 2016) Syamsuri & Muhammad Abduh
Falah: Jurnal Ekonomi Syariah Vol. 2 No. 1 (2017)
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jes.v2i1.4358

Abstract

Since the time of the Prophet PBUH, mosques have a significant rules as a place of worship of Muslims, developing the economy of society, the place of wealth (Baitul Mal) which distribute zakat, alms, and spoils to the poor and the benefit of Muslims. Recently, the function of mosques not similar to the ancient time. In Ponorogo, there are approximately 481 mosques still not able to empower the local economy. Based on the research, the number of poor people in Ponorogo is still quite high, reached to 11.87% of the total population in East Java. The Tjokronegoro Mosque located in Ponorogo as the sample in this study because some of factors including steps strategy that has been done to empower the economy of the surrounding communities. The results of this study are expected to be a motivation and an example of economic empowerment through mosques, especially the East Java region. This research is qualitative descriptive, so the data collection method is using triangulation; documentation, interview and observation. Finally, this article found that the mosque Tjokronegoro Ponorogo Able to optimize their function in economic empowerment. Namely through three flagship programs: educational, humanitarian, and optimization of the distribution of zakah, infaq and sadaqah.
Negara Kesejahteraan dan Maqasid Syariah: Analisis Pemikiran Jamaluddin Athiyyah Syamsuri Syamsuri; Dadang Irsyamuddin
Falah: Jurnal Ekonomi Syariah Vol. 4 No. 1 (2019): Februari 2019
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jes.v4i1.8741

Abstract

The discourse about the Welfare State is interesting. This article aims to conduct in-depth analysis related to the concept of the welfare state and its relation to maqasid sharia according to Jamaluddin Athiyyah. The method used in this study is qualitative with a literature approach, namely conducting a study of the literature surrounding the welfare state and the Maqasid sharia. The conclusion of this study is that Athiyyah provides an overview of the division of tasks of the government in ensuring the welfare of its people into four dimensions, namely: individuals, families, society and humanity. Furthermore it was stated that the three basic principles of maqasid sharia to create prosperity would not be fulfilled but rather with the active role of the State.
PEMBANGUNAN EKONOMI ISLAM MELALUI PERAN SUMBER DAYA MANUSIA Soritua Ahmad Ramdani Harahap; Muhammad Ulul Azmi; Syamsuri Syamsuri
Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah Vol 6, No 1 (2021)
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/jm.v6i1.7305

Abstract

Islam memiliki aturan yang sangat lengkap dalam semua aspek kehidupan manusia termasuk dalam bidang ekonomi. Masyarakat Muslim diminta untuk dapat meningkatkan dan mengembangkan semua aspek kehidupan termasuk aspek ekonomi dan keuangan. Maka dari itu, konsep ekonomi didasarkan pada Al-Qur'an dan al-Sunnah menjadi hal yang wajib ada di dalam konsep pengembangan ekonomi Islam. Penelitian ini bertujuan untuk menganalisis perkembangan ekonomi Islam melalui peran sumber daya manusia dalam pengembangan ekonomi Islam. Metode penelitian menggunakan metode kualitatif dan di analisa secara deskriptif. Hasil penelitian ini menjelaskan bahwa pembangunan ekonomi Islam sangat berkaitan dengan peran sumber daya manusia di dalamnya. Dalam menghadirkan sumber daya manusia yang berkualitas maka harus ditanamkan sebuah dasar agama dan keahlian yang dimiliki. Ketika dua hal sudah menjadi pegangan maka akan bisa menuju dan menghasilkan para sumber daya manusia yang berkualitas.Kata Kunci: Pembangunan, Ekonomi Islam, dan Sumber Daya Manusia
PERAN WAKAF UANG DALAM MEMBERDAYAKAN PENDIDIKAN Syamsuri Syamsuri; Yusuf Al Mananaanu
Kodifikasia: Jurnal Penelitian Islam Vol 15, No 1 (2021)
Publisher : IAIN PONOROGO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/kodifikasia.v15i1.2659

Abstract

Tujuan penelitian ini untuk mengetahui peran wakaf uang dalam memberdayakan pendidikan yang sudah teralisasikan di beberapa lembaga wakaf. Hasil penelitian menunjukkan bahwa peran wakaf uang sangat penting dalam memberdayakan pendidikan. Wakaf uang memberi peran terhadap beberapa lembaga wakaf dalam mendukung dan meningkatkan pendidikan secara materil. Peneliti memilih wakaf uang karena perlunya pendayagunaan wakaf uang yang memberi implikasi pada perkembangan pendidikan serta kurangnya sosialisasi pada masyarakat terhadap wakaf uang di Indonesia. Di sisi lain, peneliti ingin mendapat gambaran potensi wakaf uang dan gambaran strategi dalam upaya pengembangan ekonomi umat khususnya dalam bidang pendidikan. Metode yang digunakan dalam penelitian ini adalah metode kualitatif dengan pendekatan analisis deskriptif untuk menjelaskan pelaksanaan wakaf uang dalam memberdayakan pendidikan. Ruang lingkup kegiatan penelitian, keterpaduan terbatas pada Lembaga Wakaf yang memaksimalkan wakaf uang dalam memberdayakan pendidikan di Indonesia, serta bagaimana menyusun model pemberdayaan wakaf uang tunai yang bersinergi dalam bidang pendidikan oleh lembaga wakaf. Selain itu juga untuk mendapatkan penelitian lebih mendalam tentang wakaf uang dan juga mengoptimalkan ke bidang lainnya guna memberdayakan umat. [The purpose of this study was to determine the role of cash waqf in empowering education that has been realized in several waqf institutions. The results showed that the role of cash waqf is very important in empowering education. It gives a role to several waqf institutions in supporting and improving education. Researchers chose cash waqf to utilize cash waqf which implicate the development of education when there is a lack of socialization of it in the community in Indonesia. On the other hand, the researcher wants to get an overview of the potential of cash waqf and a description of the strategy to develop the economy, especially in education. The method used in this research is a qualitative method with a descriptive analysis approach to explaining the implementation of cash waqf in empowering education. The scope of the research was limited on the integration of waqf institutions that maximize cash waqf in empowering education in Indonesia, as well as how to develop a model for empowering cash waqf that synergizes in education by waqf institutions. Also to get more in-depth research on cash waqf and optimize it into other fields to empower people.] 
Model of Solving Economic Gap Through Share Waqf Syamsuri Syamsuri; Annisa Silviana Yuniar; Nur Afifah
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 4 No 3 (2022): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (641.985 KB) | DOI: 10.47467/alkharaj.v4i3.762

Abstract

Economic inequality in Indonesia is growing with increasing poverty caused by unequal distribution. This can be seen in the number of poor people in 2020 reaching 27.55 million people compared to September 2019 reaching 24.79 million people. All government efforts to resolve economic disparities have been carried out, such as distribution of taxes, infrastructure, the flow of BLM funds, RPJMN. However, these efforts only prioritize large projects, so they have not been able to resolve the gap. Another effort is by waqf shares because the profits can be used for the benefit of the community which can be distributed evenly by the waqf manager. Share waqf is the use of funds from shareholders in the form of profits and capital distributed to waqf recipients by waqif in the form of employment, education, worship and other community needs. This study aims to determine the role of share waqf in resolving economic disparities. This study was written using a qualitative method with a literature review approach. Data collection comes from articles and books on gap settlement and the role of share waqf, as well as several government program reports. The data analysis technique used in this study is descriptive analysis. The results of this study can be concluded that share waqf has a role in resolving economic disparities by making the company's capital and stock dividends the object of waqf, then the wakif appoints a nadzir from the waqf institution to manage the waqf in the form of riil and non-riil sectors.
Strategies of Islamic Education Institutions in Fundraising Waqf to Create Economic Independence in the Era of the 4.0 Industrial Revolution Syamsuri Syamsuri; Vina Fithriana Wibisono
At-Ta'dib Vol 14, No 1 (2019): Mental Education in Pesantren
Publisher : Fakultas Tarbiyah, Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/at-tadib.v14i1.3532

Abstract

In facing the current 4.0 industrial revolution, the role of digitalization-based waqf is very much needed in solving the problems of the social economy. One of the waqf-based educational institutions that implements waqf fundraising strategies with the nature of independence in creating an economy in the digitalization era is Pesantren in Indonesia. therefore the purpose of this research is to discuss the strategy of Islamic Education Institutions (IEI) in fundraising waqf in creating economic independence in the era of the 4.0 industrial revolution. The scope to be discussed covers aspects of management, distribution, and fundraising for endowments with the final goal referring to the willingness of the poor. The research method used is library research using conceptual approach. The results of this study indicate that the existence of a good waqf fundraising strategy undertaken by nadzir can indirectly improve the welfare of the people and can create economic independence. The strategies in waqf fundraising implemented by IEI are making long-term strategic program plans; designing a long-term budget; developing fundraising scenario (goals and strategies); identify the source of funds (waqif) through the direct and indirect method; and monitoring work results (monitoring and reporting) by reporting work results along with evaluations and future plans.
Zakat dan Jizyah Sebagai Pengendali Sistem Moneter: Sebuah Kajian Konseptual Wahyu Nugroho; Syamsuri Syamsuri; Syamsuddin Arif; Dzul Fadli
Islamic Economics Journal Vol 5, No 2 (2019)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (491.016 KB) | DOI: 10.21111/iej.v5i2.3809

Abstract

In the history of Islamic civilization, a state guarantees the resource availability through the role it's government, so it can maintain the welfare of its people. The government is free to determine the state’s income policy, which must be fair and not violate sharia. Among the state income policies in Islam are zakat and jizya. Zakat is imposed on Muslims, while jizya is on non-Muslims. History records that both can influence the monetary economy in Muslim countries. Principally, these two are not the same. So, the purpose of this research is to find the concept of zakat and jizya as monetary controllers. This research uses the qualitative method of historical approach, by using past data to understand the events that took place at the moment.The concept of zakat is worship for Muslims to get closer to God and purify the wealth. Meanwhile, jizya is required from non-Muslims as a form of obedience to the government which guarantees their lives in an Islamic state. Moreover, both can affect state's monetary. Because when a Muslim pays zakat, it will increase wealth distribution (aggregate demand), as a result, the recipient becomes prosperous, with the assumption that they will invest. This investment will shift the demand for money (aggregate supply) so that the number of goods and services also increases. Meanwhile, jizya is distributed to government operations including security, so that security can also increase public confidence in carrying out real economic activities, production, distribution, and consumption. Therefore, if zakat and jizya are managed properly, they will keep inflation down. Moreover, it can even eliminate the economic crisis and improve people’s welfare.
Pemberdayaan Waqf Produktif sebagai Media Pembangunan Ekonomi Pesantren: Satu Analisa Mekanisme Pelaksanaanya di Pesantren Wali Songo Ngabar Iqbal Imari; Syamsuri Syamsuri
Islamic Economics Journal Vol 3, No 1 (2017)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (699.105 KB) | DOI: 10.21111/iej.v3i1.1381

Abstract

Based on history of management productive waqf in Indonesia there are three periods; that is traditional, semi professional, and professional. Generally the management of waqf in Indonesia is influanced by those periods. Traditional period just serves to physical development, Semi professionals are being developed for more productive activities, While the professional period has been empowered for multidimensional development whose benefits include both economic and social aspects. However, in some cases nadhzir does not have the capacity and qualifications to empower waqaf’s property, Waqf should be able to meet the needs of anyone who is entitled to benefit from it. So the educational foundation which has the property of waqf is not neglected, undeveloped, Become damaged, unworked optimally, unbenefit and up bankrupt. By using qualitative method and presented by descriptive analysis Supportedin the collection of data sources “triangulation” that is a documentation, observation and interview. By using qualitative method and presented by descriptive analysis Supported in the collection of data sources “triangulation” that is a documentation, observation and interview. This article will explore and examine how the mechanisms of empowering productive waqaf as economic development strategy in Pesantren Wali Songo Ponorogo. This pesantren was chosen because of his expertise in managing waqf with professionals which has been started since 6 July 1980 years ago. Finally this article explains that in its implementation to empower productive waqaf in order to maximize its role and sustainable benefits, then Wali Songo Ngabar pesantren has submitted several efforts must be done every institution managing waqf to maintain the trust of waqif, is starting from the stages of planning, organizing, institutional leadership until the supervision must be done well.
Co-Authors A'isa Zahroturrosyidah Aan Hendrayana Achmadi Achmadi Adilla, Fakhira Nur Adillah, Erika Rishan Adillaningtyas, Pravista Adinda Muftiviany Nur Jamilah Afira Ainur Rosidah Agustin Rani Nurfadila Ahmad Fawaid Ahmad Musadad Ahmad, Rusyda Afifah Ahmad, Soritua Akbar, Rohul Akhmad Afandi Mahfudz Akhmad Affandi Mahfudz al Jufri, Ali Al Muzakki, Nizar Ramadhan Al-Atany, Syaiful Bahri Alda, Alda Aldy Pradhana Alfiana Alfiana Alfin, Moh. Amaliah, Rizky Aminuyati Aminuyati,, Aminuyati Amir Reza Kusuma Andari , AA Angela, Vivi Friskila Anik Lestariningrum Annisa Silviana Yuniar Ansela, Ansela Anugrahwati, Rizky Anwar Fatoni Anwar Fatoni Anwar Mutaqin Apriatni, Sri Ardi Noerpamoengkas Ardiyanti Arief Rahmawan Arief Rahmawan ASRORI, M ACHMAD Ausat, Abu Muna Almaududi Ayu, Katriani Puspita Aziz Musthafa Azzaakiyyah, Hizbul Khootimah Bahrudin Bahrudin Bahrudin Bahrudin Bambang Genjik Sumartono Bambang Setyo Utomo Bambang Sumantri Bertho, Edward Melio BillY Dewantara Bistari Cahya Wulandari, Dwi Asri Cahyadie, Hendra Cahyani, Yuli Cendana S., Violine Christina, Meilianna Devita Dadang Irsyamuddin Dasim, Dasim Dedi Gunawan Deliar Agha Firdaus Dhika Amalia Kurniawan Dito, Samuel Benny Dwi Noviatul Zahra Dzul Fadli Eddy, Lion Emy Yunita Rahma Pratiwi, Emy Yunita Rahma Encil Puspitoningrum, Encil Evi Yuliawati Faat, Afril Randa Mafia Fadhilah, Lamya Nurul Fadhillah, Fachri Fatoni, Anwar Faturrohman, Maman Fauziyah, Silva Fauzy Ahmad, Helmy Fealty, Patrisia Maria Febryanti, Feby Fianto, M. Alif Firdaus, Iqbal Maulana Fuadah Johari Hamdy, Syaibatul Harahap, Soritua Ahmad Ramdani Hartomi Maulana Harun, Makmur Hasria Alang Hatta, Moh. Helmy Fauzy Ahmad Hendri Setyo Wibowo Hendriati, Ivanne Tri Heni Kuswanti Heni Pujiastuti Hepsi Nindiasari Holten Sion, Holten Humaidi, Muchtim Husni Syahrudin Husnul Khotimah Ihsan, Syahrul Imam Kamaluddin Imran Imran Iqbal Imari Irawan, Heri Irsyamuddin, Dadang Isma Aulia Roslan Ismail Pangeran Ismail, Ahmad Yusuf Iwan Ramadhan Jakiyudin, Ahmad Havid Jamal Jamal Jamri Jaya, Imanuel Judijanto, Loso Jumardi Budiman Junaidi H Matsum Khairillah, Yuyun Nisaul Khazin, A Mufti Khazin, A. Mufti Khirat, Miftahul Khoir, Nadiatul Khoirul Umam Khoirunnisa, Farah Klemens Mere Kraugusteeliana Kraugusteeliana Kurniati, Paskaria Erni Kusumastuti, Annisa Silvi Kusumastuti, Annisa Silvi Labolo, Sultan Nanta Setia Dien Lamya Nurul Fadhilah Libri Rizka Puri Windarta Lukman Samboteng & Rulinawaty Kasmad Lute, Wardi M. Basri . M. Nasor, M. Ma’aldini, Muhammad Yogi Mabarroh, Inda Taqiya Mahdalena Mahdalena Maman Fathurrohman, Maman Maria Ulfah Marvy Ferdian Agusta Sahay Mashudi Mashudi Maulana, Hasan Syafik Mei Dian Syaputra Meitria Cahyani Melio , Edward Minannur, Minannur Moch Imron Isro'i Mohammad Ghozali, Mohammad Muchamad Zainur Rohman Muchamad Zainur Rohman Mufarrichi, Muhammad Muhammad Alfan Rumasukun Muhammad Basri Muhammad Ghufron Muhammad Nasor, Muhammad Muhammad Ridwan Muhammad Solikhudin, Muhammad Muhammad Ulul Azmi Muhammad Yogi Ma’aldini Muhtarom, Abid Mulyono Jamal Mulyono Jamal Munif, mumhammad Murniyati Yanur Nabilah, Syifa Nadya Grestyana Nahidloh, Shofiyun Naili Saidatin Najmuddin, mumhammad Nasir, Agung Nasution , Ahmad Husein Nela, Nela Ningsih, Dwi Febrianty Nirhamna Hanif Fadillah Novaliyosi Novaliyosi Novandi Nurtajuddin, Akhmad Noviandra, Rezha Novita, Ninda Nur Afifah Nur Auliya Nuraini Asriati Nurfattah, Arizqiya Nursiha, Nunik Nurul Rahmania Nurul Rahmania Nurwati, Solikah Octarisa, Maida Zerlina Octaviana, Estevania Okianna Okianna PA Andiena Nindya Putri Patriawan, Otto Prancisca, Stella Prastyaningsih, Ika Pratiwi, Windi Prayoga, Aji Prihantari, Bunga Pujiati, Tri Purba, Sofyan Helmi Purnama, Shilmy Purwanto Purwanto Purwanto, Agus Joko Purwanto, Purwanto Puspita Ayu, Katriani Putra, Dede Yas Putri, Salsabila Septiani Nur Putri, Sartika Gunawan Rafiiy, Muhammad Rahayu, Amin Fonda Astiti Rob Rahma Yudi Astuti, Rahma Yudi Rahman, Nanang Rais , Wendi Rajab, Siti Chintya Wulan Ramadani, Mikiyana Rasan, Febriomico Griando Ratnasari, Puput Resi Fauzy Handayani Resi Handayani Restianasari, Restianasari Resya, Kusuma Ningtyas Pramita Riani, Devia Rifa’I , Ahmad Risma Aniys Nur Fuadah Fuadah Rohmatullah, Rohmatullah Roslan, Isma Aulia Rustiyarso, Rustiyarso Rusyda Afifah Ahmad Sabar Sabar Sairin, Mohammad Sani, Syukri Santoso, Yonathan Ari Sanutra, Sabran Saputra, Reksa Saputro, Yuwan Ebit Sari, Mega Wulan Sasongko, Sukendro Broto Selawati, Selawati Selvia, Fitriana Septiani, Awaliyah Setiawan Bin Lahuri Setyowati, Vuri Ayu Shaumi, Farras Nur Sholehah, Nur Shuib, Mohd Sollehudin Sintha, Melia Sirait , Abdullah Soritua Ahmad Ramdani Harahap Stianto, Aris Subanji Subanji Subhan Ilham Thareq sudarmadi sudarmadi Suherlan Suherlan, Suherlan Sukirwan Sukirwan Sulistyowati Sulistyowati Sumiyarno, Sumiyarno Supriatna, Dasep Suripto Suripto Suriyanisa, Suriyanisa Susatyo Adhi Pramono, Susatyo Adhi Sutriani, Dwi Suwanto Suwanto Suyoto Arief Suyoto Arief Syafaat, Abdul Kholiq Syahrudin, Hunsi SYAIFUL BAHRI Syamsuddin Arif Tairas, Anna Tanjung, Widya Verina Thomy Sastra Atmaja Titin Titin Tri Utami Tri Wijaya Tungga Bhimadi Ulandari, Ulandari Ulfah, Sri Mujiarti Ummu Habibah Gaffar Vietanti, Frizka Vina Fithriana Wibisono Wahyu Nugroho Wahyudi Bakri Wahyudi Bakri Wahyuningsih, Afrilia Wanof, M. Indre Wardani, Iftika Philo Warneri . Wibawa, Iskandar Wibisono, Vina Fithriana Wibowo, Hendri Setyo Witarsa Witarsa, Witarsa Wiwik Widyo Widjajanti Wulandari, Kathrin Nur Yani Yani Yasin, Muhamad Yaumi Sa’adah Yuliarti, Vani Yuniarti Yuniarti Yustia Wulandari Mirzayanti Yusuf Al Manaanu Yusuf Al Mananaanu Yuyu Yuhana, Yuyu Zain Lillahulhaq Zatadini, Nabila Zein, Anisa Rosdiana Zeinullayevn, Nurmagambetova Azhar Zuhroh, Ainun Amalia Zulfiana, Desi