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OPTIMALISASI ZAKAT, INFAK, DAN WAKAF DALAM PENGENTASAN KEMISKINAN DI INDONESIA (MENELAAH PEMIKIRAN ABU UBAYD AL-QASIM) Dila Maulidia; Annaila Fauziah; Lina Marlina
Jurnal Ilmiah Manajemen Ekonomi Dan Akuntansi (JIMEA) Vol. 2 No. 3 (2025): Mei
Publisher : Publikasi Inspirasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62017/jimea.v2i3.4581

Abstract

Penelitian ini bertujuan untuk menganalisis dan mengkaji optimalisasi zakat, infak, dan wakaf (ZISWAF) dalam pengentasan kemiskinan dengan mengeksplorasi pemikiran Abu Ubayd al-Qasim. Penelitian ini menggunakan pendekatan kualitatif dengan analisis isi terhadap Kitab al-Amwal karya Abu Ubayd al-Qasim serta literatur sekunder yang relevan. Temuan penelitian menunjukkan bahwa pemikiran Abu Ubayd memberikan dasar yang kuat bagi pengelolaan ZISWAF yang efektif, dengan menekankan pada prioritas pemenuhan kebutuhan dasar bagi penerima manfaat (mustahik), klasifikasi sosial-ekonomi yang tepat, serta pentingnya distribusi lokal. Selain itu, penelitian ini menawarkan rekomendasi untuk mengoptimalkan ZISWAF dalam konteks modern guna mengatasi berbagai tantangan manajemen, seperti kurangnya transparansi dan akuntabilitas, serta pemanfaatan teknologi yang masih terbatas. Diharapkan penelitian ini dapat berkontribusi pada pengembangan strategi pengelolaan ZISWAF yang lebih inovatif berdasarkan prinsip-prinsip ekonomi Islam.
Strategi Keadilan Umar Bin Khattab dalam Pengelolaan Baitul Mal: Studi Kasus Pengelolaan Keuangan Publik di Negara-Negara Islam Kontemporer Fahmi Nurfatwa; Dede Sansan Ramlan Sandiayana; Agung Ikram Gunawan; Lina Marlina
Maslahah : Jurnal Manajemen dan Ekonomi Syariah Vol. 3 No. 2 (2025): Maslahah : Jurnal Manajemen dan Ekonomi Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/maslahah.v3i2.2222

Abstract

Caliph Umar bin Khattab was one of the greatest leaders in Islamic history who succeeded in building a fair and transparent economic system through the establishment of Baitul Mal. This institution became the center of state financial management that accumulated funds from various sources such as zakat, kharaj, jizyah, and fa'i, then distributed them for the welfare of society. Umar applied the principles of justice, honesty, and prudence in managing the economy, including progressive fiscal policies such as pension systems, social security, and equitable budget allocation. This study uses a library research method to analyze Umar bin Khattab's economic policies and their relevance to public financial management in a Muslim-majority country like Indonesia. The results of the study show that Umar's economic principles, such as transparency, equity, and community empowerment, can be a solution to overcome the challenges of corruption, social inequality, and budget inefficiency in the modern era.
Analisis Larangan Tadlis, Ihtikar, dan Ghulul dalam Perspektif Nabi Muhammad SAW: (Studi Kasus Korupsi Pertamina 2025) Rubby Aziz Zaura Kamal; Iqbal Abdul Azis; Vivi Firda Silvia; Lina Marlina
Maslahah : Jurnal Manajemen dan Ekonomi Syariah Vol. 3 No. 2 (2025): Maslahah : Jurnal Manajemen dan Ekonomi Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/maslahah.v3i2.2232

Abstract

Islam, as a perfect religion, teaches the values of honesty, justice, and transparency in various aspects of life, including economics and business. The prohibition of Tadlis (fraud in transactions), Ihtikar (hoarding goods for unfair profit), and Ghulul (corruption or betrayal of public trust) has been emphasized by Prophet Muhammad (PBUH) to protect society from harmful economic practices. This study aims to analyze the 2025 Pertamina corruption case from the perspective of Islamic prohibitions against Tadlis, Ihtikar, and Ghulul. This research employs a qualitative approach using a case study method, relying on secondary data from scholarly journals, news articles, and other relevant literature. The findings reveal that the corruption case reflects Tadlis through the manipulation of fuel quality information, Ihtikar through unfair price control, and Ghulul through the misappropriation of public funds, resulting in state losses amounting to trillions of rupiah and eroding public trust in the government. The study highlights that corruption is not only a violation of state law but also a moral crime that contradicts Islamic principles. The application of Islamic legal values, such as Ta’zir sanctions in the form of fines, asset confiscation, and severe punishments, can serve as preventive and repressive measures against corruption. Thus, this study aims to contribute to strengthening anti-corruption policies based on Islamic ethics while promoting transparency and justice in national economic governance.
Analisis Problematika Riba pada Perspektif Al-Ghazali Terhadap Ekonomi Islam : Studi Kasus Kredivo Mozza Naiara Fawwaz; Fauziah Nur Firdausha; Ayu Dwi Lestari; Lina Marlina
Maslahah : Jurnal Manajemen dan Ekonomi Syariah Vol. 3 No. 2 (2025): Maslahah : Jurnal Manajemen dan Ekonomi Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/maslahah.v3i2.2234

Abstract

Al Ghazali and a series of ideas related to Islamic economics discuss usury in terms of achieving an integrated community economy, as well as an analysis of the Kredivo application in that context. Al Ghazali argues that usury is contrary to the function of money as a medium of exchange and a measure of value, therefore causing suffering and accumulating wealth in only a few people. He classifies two types of usury: usury an nasi'ah and usury al-faḍl, both of which are prohibited in transactions between similar goods. Lending money with interest in the context of the Kredivo application certainly violates Islamic law as the first reason, and is also related to the point that usury is contrary to the economic principles stated by Al Ghazali. Al Ghazali shows the sharia attitude that opposes arbitrary control and management of assets by emphasizing awareness of justice. Therefore, through the analyses above, it becomes clear why Kredivo is easily labeled as haram because it has the potential to harm many people, many people who are certainly not supported by welfare.
Analisis Penerapan Pemikiran Ekonomi Al-Ghazali dalam Teori Konsumsi: (Studi Kasus Impulsive Buying dalam Gaya Hidup Muslim di Era Digital) Zenita Alvina Fauziah; Risma Syan Sabilla; Rifa Khoerunnisa; Lina Marlina
Maslahah : Jurnal Manajemen dan Ekonomi Syariah Vol. 3 No. 2 (2025): Maslahah : Jurnal Manajemen dan Ekonomi Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/maslahah.v3i2.2236

Abstract

Al-Ghazali's economic thought emphasizes balance in consumption and the importance of avoiding wastefulness and excess. However, in this digital era impulsive buying is increasingly prevalent, including among Muslims. This research is motivated by the behavior of Muslim consumers who tend to be more concerned with satisfaction than needs. The method used is qualitative research with a case study approach, to analyze the application of Al-Ghazali's economic thought in consumption theory. This research method is designed to provide a comprehensive and in-depth understanding of the application of Al-Ghazali's economic thought in the concept of consumption, especially the phenomenon of impulsive buying among Muslims in the digital era. The results show that the phenomenon of impulsive buying is increasingly widespread, triggered by easy access to information and products through digital platforms, as well as the influence of social media. This is often contrary to the principles of consumption taught by Al-Ghazali, who emphasized the importance of simplicity and moderation. This study recommends the need for awareness and education on consumption ethics in Islam to help avoid excessive consumption behavior and prioritize spiritual values in every act of consumption.
Pelanggaran Etika Bisnis Islam dalam Transparansi Produk PT. Ajinomoto Indonesia Aaqilah, Naffa'a; Dara Tsanya Abdul Rohim; Lina Marlina
Maslahah : Jurnal Manajemen dan Ekonomi Syariah Vol. 3 No. 2 (2025): Maslahah : Jurnal Manajemen dan Ekonomi Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/maslahah.v3i2.2256

Abstract

This study aims to analyze the violations of Islamic business ethics, particularly in the aspect of product transparency, committed by PT. Ajinomoto Indonesia. The research utilizes a qualitative descriptive method with a literature review approach. Data is collected from various sources, including academic journals, reports, and documented cases related to PT. Ajinomoto Indonesia’s halal issues and product safety. The findings reveal that PT. Ajinomoto Indonesia violated the principles of Islamic business ethics in 2001 by using pork-derived enzymes in MSG production without clear disclosure, which led to its product being declared non-halal by the Indonesian Ulema Council (MUI). Additionally, the company was accused of using harmful additives such as formalin. These practices conflicted with the halalan thayyiban concept in Islam, which demands both lawful and wholesome consumption. This research emphasizes the importance of applying Islamic ethical principles, especially transparency, in the food industry to maintain consumer trust and comply with religious and safety standards. The findings can be used as a reference for policy recommendations in strengthening halal certification governance and ethical auditing. This study provides a focused ethical analysis of a real-world business case from an Islamic perspective, highlighting the consequences of ethical breaches in a Muslim-majority market.
Konsep Harga Adil Menurut Ibnu Taimiyah Relevansi dalam Ekonomi Modern Maryam Fany; Sindi Setiawati; Shinta Puja Rinjani; Lina Marlina
Maslahah : Jurnal Manajemen dan Ekonomi Syariah Vol. 3 No. 2 (2025): Maslahah : Jurnal Manajemen dan Ekonomi Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/maslahah.v3i2.2294

Abstract

This study examines the concept of fair pricing according to Ibn Taymiyyah and its relevance in modern economics. In Ibn Taymiyyah’s perspective, fair pricing is not solely determined by market mechanisms but also by moral values and social balance. The aim of this study is to analyze Ibn Taymiyyah’s thoughts on fair pricing and its implications for today’s economic system. The research method used is a qualitative approach with literature analysis of Ibn Taymiyyah’s works and contemporary Islamic economic studies. The findings show that Ibn Taymiyyah’s concept of fair pricing reflects a balance supply and demand, based on principles of justice, transparency, and public welfare. This concept has the potential to serve as a solution to price disparities in the current global economy.
Konsep Keuangan Publik Islam Abu ‘Ubaid al-Qasim bin Salam dalam Implementasi Kebijakan Fiskal Berbasis Zakat di Indonesia Vina Fitria; Salsabila Salsabila; Lina Marlina
Maslahah : Jurnal Manajemen dan Ekonomi Syariah Vol. 3 No. 2 (2025): Maslahah : Jurnal Manajemen dan Ekonomi Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/maslahah.v3i2.2302

Abstract

This study aims to analyze the concept of Islamic public finance according to Abu 'Ubaid al-Qasim bin Salam in Kitab al-Amwal and its relevance to the implementation of zakat-based fiscal policy in Indonesia. Using a qualitative approach and library research method, the study reveals that Abu 'Ubaid emphasized three main principles in public finance management: justice, transparency, and public benefit (maslahah). He viewed zakat as a public financial instrument that must be managed by the state to ensure fair and equitable distribution of wealth. The implementation of zakat-based fiscal policy in Indonesia still faces challenges such as low public awareness, lack of integration into the national and regional budgets, and uneven zakat distribution. Based on Abu ‘Ubaid's thoughts, the proposed solutions include strengthening regulations, improving transparency in zakat institutions, and optimizing the use of technology. Integrating zakat into the public financial system can be an effective strategy to reduce social inequality and promote sustainable public welfare.
Analisis Pemikiran Syekh Yusuf Al-Qardhawi Peran Zakat Penghasilan dalam Mengurangi Ketimpangan Sosial dan Ekonomi Tegar Faiz Fahrezy; Nagita Aulia; Kanaya Audy; Lina Marlina
Maslahah : Jurnal Manajemen dan Ekonomi Syariah Vol. 3 No. 2 (2025): Maslahah : Jurnal Manajemen dan Ekonomi Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/maslahah.v3i2.2326

Abstract

This study aims to analyze the thoughts of Sheikh Yusuf Al-Qardhawi regarding income zakat and its role in reducing social and economic inequality. Income zakat is one of the instruments in the Islamic economic system that is believed to have significant potential in creating social justice. Sheikh Yusuf Al-Qardhawi, as one of the leading contemporary scholars, emphasized that income zakat must be optimized in a modern context as a form of social solidarity and redistribution of wealth. Through a descriptive qualitative approach, this study examines Al-Qardhawi's thoughts as expressed in his various writings, especially regarding zakat fiqh. The results of the analysis show that income zakat can be an effective tool in narrowing the economic gap between the rich and the poor, provided that its management and distribution are carried out professionally and transparently. In addition, Al-Qardhawi's thoughts emphasize the importance of the role of the state and zakat institutions in implementing income zakat widely and fairly. This study concludes that the concept of income zakat developed by Al-Qardhawi is relevant to be applied in the context of the contemporary economy to overcome the increasing social and economic inequality.
Konsep Perpajakan dalam Pemikiran Al-Mawardi dan Implementasinya dalam Sistem Ekonomi Islam Noval Muhammad Zaini, Noval; Muhammad Zahran Hidayatul Urfa; Asep Kurniawan; Lina Marlina
Maslahah : Jurnal Manajemen dan Ekonomi Syariah Vol. 3 No. 3 (2025): Maslahah : Jurnal Manajemen dan Ekonomi Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/maslahah.v3i3.2376

Abstract

This study discusses the concept of taxation in Al-Mawardi's thought and its implementation in the Islamic economic system. Al-Mawardi, in his work Al-Ahkam As-Sultaniyyah, explains that taxes in Islam have a foundation of justice and public benefit. The types of taxes he discussed include zakat, kharaj, jizyah, and usyur, each of which has the aim of maintaining economic stability and social welfare. This research uses a qualitative method with a literature study approach. The results show that the concept of taxation in Islam focuses more on social balance compared to the conventional taxation system. Al-Mawardi emphasized that taxes must be collected fairly and transparently and used for the public interest to avoid economic inequality. The findings indicate that the principles of taxation in Al-Mawardi's thought are still relevant to the modern taxation system, especially in the aspects of justice, wealth distribution, and tax accountability.
Co-Authors AA Sudharmawan, AA Aam Slamet Rusydiana Aaqilah, Naffa'a Abdhi Abdiansyah ADAM ADAM Adinda Farhania Ma’rufa Adolfiron Luji Adrian Ramadha Irawan Adrian Santris Chaniago Aeni Nurul Fadhilah Agis, Rinda Agung Ikram Gunawan Ahlis Fatoni Ahmad Aulia Ai Rahmawati Ai Sri Nurhayati Aish Kinar Naqiya Aisyah As Salafiyah Aisyah Nur Citra Dewi Akbar Pilayati Aldi Lutfi Nugraha Aldiva Oriana Hermawan Amar Nur Fadhil Anabilla Alma Widyaningtias Andara Safitri Fahiratunisa Andini Oktavia Widayanti Andinin Oktavia Widayanti Ani Mulyani Anitaliana Annaila Fauziah Annisa Nur’aini Arif Ahmad Fauzi Arif Ramdani Arinal Nasir Arni Hadiati Natasyah Arya Hadi Dharmawan Asep Kurniawan Atya Zahra Rizqina Ayu Dwi Lestari Ayuni Anggun Pratiwi Az Zahrani, Ghiska Azka Saqina Salsabila Azmia Siti Munasifah Biki Zulfikri Rahmat BUSTANUL ARIFIN Carisa Aulia Azzahra Dandi Ganjar Irawan Dara Tsanya Abdul Rohim Darin Diffana Athifah Daryanti, Eneng Dede Maman Fathurahman Dede San San Ramlan sandiyana Dede Sansan Ramlan Sandiayana Defri Irham Gufronny Denisa Ramadhani Dewi Sri Handayani Diana Putri Utari Dila Maulidia Dimas Adi Sudibyo Dimas Ganjar Pinasti Dimas Muhamad Rizki Dina Ainul Latifah Dina Ramadhani Dinan El Haq Rahimahullah Dwi Haryono Dzakwan Afaf Muhamad Dzikri Al-Ghiffari Herman Efti Arifa Eko Wibowo Endang Surahman Endang Susilawati Enok Milhah Malihatusolihah Eprina Intami Etri Suryanti Eva Dwi Suciati Fahmi Abdul Mukhsi Fahmi Nurfatwa Faiz Zaki Fadillah Falha Himatul Aliyah Fasya Dhiyaulhaq M Fatimah Zahra Nasution Fatiya Irfana Fadhila Fatwan Muhammad Hijaj Faujan Adhipratama Arasyid Fauziah Nur Firdausha Firda Kharisma Firyal Jilan Nuha Fitri Solekhah Frea Puspita Damayanti Frida Aprilya Saqina Ganis Khairulysa Prasetiyo Ghani Achmad Barokah Gita Puji Lestari Hali Hali Hanafi Nur Zain Hazki Ziadatur Rizki Hikmal Azkia Muharam Hikmal Faturahman Hildan Fadlan Hilma Kamila Hilma Maudi Hisniah, Dita Wudatul Husnul Muhimmah Iis Sopiah Suryani Ilone Virginia Oktavian Ilyas Rifa’i Ima Nurmaliah Imam Ahmad Dhafi Imamah Iqbal Abdul Azis Iqlima Khoirunnisa Irma Nursyapa’ah Irma Nur’aini Irman Farhanul Haqiem Jajang Iskandar Jia Ayu Maulida Joni Joni Justin Azmi Luthfi Kamilatuzaini Kanaya Audy Kania Meysachroh Prita Utamy Kenji Maulana Khadijah Khairatun Nisa Ktut Murniati Kurniawan Dwi Yanto Laila Barokah Lailatus Syarifah, Neng Dewi Lia Wardatul Umah Linda Astrea Nursari Liya Qurrotu A'yun Luh Putu Ratna Sundari Luluwatun Nazla Lutfiah Alya Nurafifah M Fasya NA M. Naufal Amin Mariatul Ulfah Maryam Fany Meisya Lutfiah Meti Sulastri Milfa Rahma Aulia Mozza Naiara Fawwaz Muhamad Aryandhi Fikri Muhamad Renaldi Muhamad Zahran Hidayatul Urfa Muhamad Zamzam Mubarok Muhammad Aditya Saputra Muhammad Fadhlan Muhammad Farril Nur Fauzan Muhammad Hilal Nurazizi Saleh Muhammad Rizal Zaenulloh Muhammad Zahran Hidayatul Urfa Mustafa Mutia Latifa Mutianingsih Mutianingsih Mutiara Ramadhani Nabila Bilqis Mutiara Nafisatun Nikmah Nagita Aulia Naila Naila Naiya Fadila Shalma Navita Agraeni Nazmi Ibnu Shina Zein Neng Nazma Aulia Nihayturaochmah Nilzam Anfasa Mulluq Nor Ilman Syaputra Noval Muhammad Zaini Noval Muhammad Zaini, Noval Novi Andriani Novi Rosanti Nuraini Nuraini Nurhadi Ibrahim Nuri Kamilatul Pikriyyah Nurismalatri Peni Apriliani Pipit Pipit Pipit Popo Musthofa Kamil Pricilia Siska Sintia Muhtari Puji Ayuni Anawawi Putri Amelia Sofjan Raafi Al Afghany Rafa Rinayah Rafi Kenny Akhdan Rafka Nafisa Kurnia Putra Rahma Amalia Fadilah Raiza Azhara Ranti Dwi Aryanti Renata Aulia Zahra Reni Nurdianti Resti Maryam Marsabila Resti Nuraeni Restu Bias Primandhika Revalina Ellisya Putri Rexy Alief Pratama Rida Nugraha Ridho Mauladi Rifa Khoerunnisa Rifda Fazrinuriko Rimarsha Desta Anjani Rina Sama Iyah Agustina Rina Samsiyah rini nurdini Riri Wulandari Risma Hermawati Apriliani Risma Risma Risma Syan Sabilla Rivo Panji Yuda Rizki Dewi Oktavia Rosliana Mindaryati Rubby Aziz Zaura Kamal Ryan Akbar Maulana Ryan Cahya Nugraha Saasa Salis Azkia Salma Fauziah Salmaa Nur Fauziyah Salmah Salsa Bila Rahmawati Salsabila Salsabila Putri Virgiawan Salsabila Salsabila Salwa Salsabila Seli Saelurrohmah Syam Septi Andini Septiwiyarsi Septiwiyarsi Sevana Jauharunnisa Sevani Desiana Putri Shinta Nabila Hendriana Shinta Puja Rinjani Sidiq Pamungkas Silva Nur'aini Silva Nuraini Silvi Sa’adah Sindi Setiawati Siti Nurul Hanapiah Sri Gustini Sri Hendriyanti Lestari Sri Mardiyani Suryana Suci Noor Aisah Suci Rahmawati Sudana Sudana Sudana Sudana Sudarma Widjaya Syahla, Ashilah Majid Syahruddin Sumera Syera Saffina Tasyqi Masyumatul Aulia Tegar Faiz Fahrezi Tegar Faiz Fahrezy Tiara Kania Tri Agustam Tri Nugroho Tri Nugroho Tsuwaebatul Aslamiyah Ummu Habibah Usi Fauziyah Uswatun Via Nurpadilah Vina Fitria Vivi Firda Silvia Wafa Jannatul Mawa Wafa Jannatul Ma’wa Wafa Syakila Herdani Wan Abbas Zakaria Widya Agustina Widya Siti Nabilah Winanti Puspa Arum Wulan Safitri Wulandari Wahyu Hidayat Yanti Mulyanti, Yanti Yetti Lis Purnamadewi Yolanda Tara Mita Yulyati Mulyanto Yusep Rafiqi Yusuf Maulana Zainal Abidin Zainal Abidin Zenita Alvina Fauziah Zidan Sulaeman Hariri