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Bahtiar Bahtiar
Jurusan Tadris IPA Biologi FITK IAIN Mataram
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STRATEGI PENGUATAN KEPATUHAN DAN MANAJEMEN RISIKO DI BANK NTB SYARIAH Hafith, Abdul; Bahtiar, Bahtiar; Suhirman, Suhirman; Hidayati, Dahlia
JURNAL EDUCATION AND DEVELOPMENT Vol 13 No 3 (2025): Vol 13 No 3 September 2025
Publisher : Institut Pendidikan Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37081/ed.v13i3.7298

Abstract

Perbankan merupakan salah satu sektor vital dalam perekonomian Indonesia yang berfungsi untuk mendukung perkembangan ekonomi, menyediakan akses keuangan bagi masyarakat, serta menjaga stabilitas sistem keuangan secara keseluruhan. Bank syariah, yang beroperasi dengan dasar hukum syariah, telah berkembang pesat di Indonesia, menawarkan berbagai produk dan layanan keuangan yang mengutamakan keadilan dan keberlanjutan. Di antara perbankan syariah yang ada, Bank NTB Syariah merupakan salah satu institusi yang sangat berperan dalam memenuhi kebutuhan masyarakat di provinsi Nusa Tenggara Barat (NTB). Bank NTB Syariah, memegang peranan penting dalam mendukung inklusi keuangan dan pengembangan ekonomi berbasis syariah. Namun, untuk memastikan keberlanjutan dan stabilitas operasional Bank NTB Syariah, diperlukan penguatan dalam dua aspek utama, yaitu kepatuhan terhadap peraturan yang berlaku dan manajemen risiko yang efektif. Tulisan ini bertujuan untuk menyusun strategi penguatan kepatuhan dan manajemen risiko di Bank NTB Syariah. Fokus utama dari strategi ini adalah untuk memastikan bahwa Bank NTB Syariah dapat memenuhi semua kewajiban regulasinya, baik yang ditetapkan oleh otoritas terkait maupun prinsip-prinsip syariah, serta dapat mengelola risiko secara efektif dan efisien dalam menghadapi perubahan ekonomi dan teknologi yang cepat.
Growth pattern and condition index of exploited Meretrix meretrix (Linnaeus, 1758) at Kambu River estuary, Southeast Sulawesi, Indonesia Bahtiar, Bahtiar; Purnama, Muhammad Fajar; Baharuddin, La Ode; Findra, Muhammad Nur
Aceh Journal of Animal Science Vol 8, No 3 (2023): December 2023
Publisher : Syiah Kuala University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.13170/ajas.8.3.32448

Abstract

Meretrix meretrixis one of the economical shellfish that has been exploited in Kendari Bay, Indonesia. Several studies have been done, but its growth pattern and condition index are not fully known. This study aims to determine its growth pattern and condition index at the Kambu River estuary, Kendari Bay. This research was conducted for 6 months from August 2021 to January 2022. Clams were collected using a rake, cleaned, and brought to the laboratory to be measured for length and weight using calipers and scales with an accuracy of 0.1 mm and 0.01g, respectively. Furthermore, the clam meat was dried using an oven and weighed. Data on growth and condition index were analyzed using simple regression and the Mann-Whitney test, respectively. The results showed that the growth of M. meretrix was in negative allometric conditions, with b values in males and females in the range of 2.20-3.00 and 1.86-2.73, respectively. The condition index of male and female clam ranged from 1.86-2.62 and 1.66-2.41, respectively, and differed significantly by month. The results of the Mann-Whitney test on clam showed that there was no significant difference between August-November and December-January. In conclusion, male and female clam had relatively different patterns based on the observation period, while the condition index was in the skinny and medium category
Length-weight relationships and condition index of Pokea clams (Batissa violacea var. celebensis, von Martens 1897) in the Laeya River, Southeast Sulawesi, Indonesia Bahtiar, Bahtiar; Findra, Muhammad Nur; Ishak, Ermayanti
Aceh Journal of Animal Science Vol 8, No 2 (2023): June 2023
Publisher : Syiah Kuala University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.13170/ajas.8.2.30994

Abstract

The length-weight relationship and condition index of pokea clams in the Laeya River are not fully known. This study was aimed to determine the length-weight relationship and condition index of pokea clams in the Laeya River, Southeast Sulawesi. This research was conducted 10 months from May 2016 to February 2017 in the Laeya River, Southeast Sulawesi. Pokea clams are collected using a shovel. The length and weight of each clam was using calipers and analytical scales with accuracy of 0.05 mm and 0.01 g, respectively. The weight of the shell and dried meat was obtained by drying the shells first using an oven and weighing using an analytical balance with an accuracy of 0.01 g and 0.0001 g, respectively. The results showed that the relationship between length and weight of pokea clams in males and females were 2.61 and 2.78, respectively; with R2values of 0.89 and 0.93, respectively. The highest b values for males and females were found in July with values of 3.03 and 2.94, respectively. The lowest b value was found in November with values of 2.45 and 2.46, respectively. The condition index values for males and females were 4.7 2.2 and 5.17 2.32, respectively. The highest condition index was found in May with values of 6.00 3.07 and 7.83 2.55, respectively. The condition index values for males and females increased with increasing shell size. Male and female at the largest size (6.01-6.05 cm) had the highest index with values of 8.05 6.41 and 9.12 3.38, respectively. In conclusions, the growth was negative allometric pattern, condition index was in fat category, and had peak spawning in July and experienced partial spawning in September-February.
Scout Extracurricular Management in Shaping Students' Spiritual Intelligence and Nationalistic Character at Al-Hasanain Islamic Boarding School Foundation, Beraim Padlun, Sri; Hakim, Lukman; Bahtiar, Bahtiar
Electronic Journal of Education, Social Economics and Technology Vol 6, No 1 (2025)
Publisher : SAINTIS Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33122/ejeset.v6i1.366

Abstract

The aim of this research is to explain scout extracurricular management in forming the spiritual intelligence and nationalist character of students at the Al Hasanain Beraim Islamic Boarding School Foundation. This research uses a qualitative approach with a descriptive study type of research. Data sources were obtained from school principals and teachers at the Al Hasanain Beraim Islamic Boarding School Foundation. The instruments used to collect data were observation sheets, interview sheets, and documentation tools. Data collection techniques use observation, documentation and interviews. Meanwhile, the data analysis technique uses the Miles and Huberman method which consists of 3 stages, namely data reduction, data presentation, and drawing conclusions/verification. The research results show that scout extracurricular management can shape students' spiritual intelligence and nationalistic character through various activities, both internal and external, both in religious, social and cultural aspects. Scout extracurricular management can shape students' spiritual intelligence as proven by fulfilling 5 indicators of spiritual intelligence, including: 1) always feeling God's presence, 2) thinking about the day of rest, 3) commitment to tawakkal, 4) commitment to worship, and 5) commitment to do good. Apart from that, it can also shape students' nationalistic character which can be known through the achievement of indicators of students' nationalistic character, including: 1) proud to be Indonesian, 2) love for the homeland and nation, 3) willing to sacrifice for the sake of the nation, 4) accept progress , 5) proud of culture. The implications of this research for Islamic educational institutions, especially in implementing scout activities, are a means of forming the character of students, especially when character is a primary need that must be possessed.
The Effect of the Construction Contract System on the Quality of Contractors' Work in Road and Bridge Construction Projects in Mountainous Papua Province Lani, Yompi; Julison, Bernathius; Rusim, Dewi Ana; Mujiati, Mujiati; Bahtiar, Bahtiar
Journal of Social Research Vol. 4 No. 10 (2025): Journal of Social Research
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/josr.v4i10.2810

Abstract

The Lumpsum contract system with a Fix Price value with the financing system is Contractor's Full Prefinanced (CPF). This system will be implemented for owners to ease costs, considering that financing is charged to contractors 100%. and paid 30 days after the minutes of the PHO were signed by both parties, Rato (20018). One of the contract systems used in the contract for the purchase of a construction project is the Remeasure Contract (Unit Price). Bridge construction infrastructure is one of the land transportation infrastructure that has an important role in the distribution of goods and services as well as mobility for the community and other economic sectors. Therefore, bridge construction plays a very important role in economic growth in a region. From the above background, the author needs to re-analyze a construction project in the Mountainous Papua Province in terms of the quality of work of the contractor, the lumpsum contract system, and the unit price contract system in the bridge construction project. The results of this study are as follows: the effect of the Lumpsum contract system on the quality of contractors' work in road and bridge construction projects is GOOD. The effect of the Unit Price contract system on the quality of contractors' work in road and bridge construction projects is GOOD. There is no effect of the contract system on the quality of contractors' work on road and bridge construction projects in Papua Mountainous Province.
Pembelajaran Biologi di Luar Ruangan Berbasis Kearifan Lokal Momorong untuk Memberdayakan Collaborative Work Skills Husen, Ica; Nasir Tamalene, M; Haerullah, Ade; Bahtiar, Bahtiar
Bioma : Jurnal Biologi dan Pembelajaran Biologi Vol. 9 No. 1 (2024): BIOMA: JURNAL BIOLOGI DAN PEMBELAJARAN BIOLOGI
Publisher : Universitas Muhammadiyah Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32528/bioma.v9i1.1710

Abstract

Tujuan penelitian ini adalah untuk melatih keterampilan kerja kolaboratif siswa melalui proses pembelajaran biologi dengan model kearifan lokal momorong. Penelitian ini merupakan penelitian deskriptif dengan menggunakan metode survei, dan data respon dikumpulkan dengan menggunakan kuesioner. Selain itu, keterampilan diukur menggunakan instrumen International Reading Association dan National Council of Teachers & English, hal ini diperkuat dengan kearifan lokal momorong yang dibuktikan dengan budaya belajar siswa di luar kelas. Hasil penelitian menunjukkan bahwa aspek bekerja dengan orang lain (95,45%), kontribusi (93,18%), pemecahan masalah (81,82%), manajemen waktu dan teknik penelitian (77,27%), serta sintesis (70,45%).P  Model Momorong sangat menyenangkan, melatih siswa untuk merencanakan proyek secara kolaboratif, melatih  siswa belajar berkelompok dan saling membantu, mempermudah siswa dalam problem solving.
SINTESIS DAN ANALISIS KANDUNGAN MINERAL DAN KARAKTERISTIK SIFAT LISTRIK NANOPARTIKEL PASIR BESI PANTAI TELINDUNG KABUPATEN LOMBOK TIMUR Asri, Laelatul; Didik, Lalu A.; Bahtiar, Bahtiar
JST (Jurnal Sains dan Teknologi) Vol. 10 No. 1 (2021)
Publisher : Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (304.831 KB) | DOI: 10.23887/jstundiksha.v10i1.22765

Abstract

This study aims to determine the mineral content as well as the characteristics of the electrical properties of the iron sand nanoparticle samples of the Telindung beach. Synthesis of iron sand nanoparticles can be done by sharing one method, namely the coprecipitation method. In the coprecipitation process, researchers used HCl and NH4OH solutions to make a sample of nano-sized iron sand (nanoparticles) of 5 samples with different sampling distances of 3 meters, 6 meters, 9 meters, 12 meters, and 5 meters. Each finished sample is then analyzed for its mineral content using AAS. The results shows that the higher the sampling distance, the higher the mineral content, namely the total Fe in the sample of iron sand nanoparticles (8.28%, 8.79%, 8.85%, 9.07% and 9.74%). Characteristics of electrical properties namely resistivity using 4 point probes with a series of power supply devices and multimeters by making 1 sample 5 times the measurement so that the value of resistivity (8.3 x 104 ,m, 9.1 x 104 Ωm, 9.6 x 104 Ωm, 10 Ωm, 3 x 104 Ωm, 11.3 x 104 Ωm), for dielectricity using a plate parallel to the LCR meter, one sample of 10 times the measurement so as to obtain the value of the dielectric constant (6.4 x 104 F, 7.9 x 104 F, 9 , 8 x 104 F, 11.6 x 104 F and 13.1 x 104). So it can be said that the higher the value of minerl candlengan that is the total Fe, the higher the value of the characteristic electrical properties are resistivity and dielectricity.
Early Marriage Phenomena in Pandemic Era at Luwu Utara, Indonesia Husain, Wahyuni; Bahtiar, Bahtiar; Kahfi, Muhammad Ashabul; Indiyanto, Agus; Fatmawati, Fatmawati
Al-Izzah: Jurnal Hasil-Hasil Penelitian Vol 19, No. 1, Mei 2024
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/ai.v0i0.6970

Abstract

The impact of the Covid-19 pandemic has affected every aspect of life. Not only the decline in the economic situation, but it has also had an impact on the emergence of social problems such as the high rate of early marriage. Early marriage has been a scientific concern for a long time. However, scientific studies have not been able to reduce the rate of increase in the number of children marrying early. The loss of the rights of children who should receive proper education, play and the right to protection are forced to be “bound” in a marriage. The purpose of this article is to add references to solving the problem of early marriage which has been long problematic on an international, national and regional scale. This article discusses the objective conditions of early marriage during a pandemic and criticizes the implementation of strategies for preventing and handling cases of the early child marriage. The data in this study were taken from the main data in the form of in-depth interviews with competent informants. Additional data was taken from existing data at the related office in North Luwu Regency along with the news from online sites, became a reference in this article. This study establish that the number of early marriages has rising due to the widespread use of social networks and changes in daily activity patterns. For future studies, it is recommended to consider the determinant factors in different locations and in a wider scope.
Co-Authors A. Ginong Pratikno A. Tawulo, Megawati Abady, Restu Abd. Rahman Abdul Hamid Abdullah Abdullah Ade Haerullah Afandy, Ibnu Agus Abhi Purwoko Agus Indiyanto Ahmad Abdul Ghofar Abdulloh Ahzan, Sukainil Akbar, Muh Al Idrus, S. Ali Jadid Aldian, Hendy Aliansyah, Rafli Alimin Alimin, Alimin Alimuddin, Nurkhaerat Ambo Upe Aminuddin, Muhamad Anak Agung Istri Sri Wiadnyani Angga Setiawan Anoesyirwan Moeins Apriawati, Sina Aris Doyan Arlovin, Teguh Arniyanti, Arniyanti Ashabul Kahfi, Muhammad Aslan Aslan, Aslan Asma Bio Kimestri Asmu’i, Faishal Asri, Laelatul Asriyana Asriyana, . Ayun Sriatmi Ayyubi, Muhktarram Baharuddin, La Ode Baiq Yuni Wahyuningsih Bakri Yusuf, Bakri Balubi, Abdul Muis Baso Hasyim Bernathius Julison Casman, Casman Chasan Bisri Chomsin S. Widodo Dahlia Hidayati, Dahlia Damsid, Damsid Darazat, Zakiyah Darmun, Darmun Dewi Anggraini diantama, suarifqi Didik R. Santoso Dirani, Anggelini Cahya Djabir, Muhammad Duha Awaluddin Kurniatullah Dwi Nopriyanto Dwi wahyudiati, Dwi Emiyarti Ermayanti Ishak, Ermayanti Ernawati, Wa Ernita, Nevi Ernita, Nevi Faisal Nur, Syukma Ramadhani Faresta, Rangga Alif Fatmawati Fatmawati Fatmawati, Fatmawati Fauzi, Asri Fawziah Zahrawati B Findra, Muhammad Nur Gummah, Syifaul Hafith, Abdul Hakim, Muh. Haidir Hamdanah Hamdanah Hapipah, Laelatul Haslianti Hasmiati Hasmiati Hasnawati Hasnawati Helfiyanti, Yanis Heniarti, Heniarti Herawaty, Hasmiah Herman, Arfian Alinda Herwin Herwin, Herwin Hidayati Hidayati Husen, Ica Ibrahim Ibrahim Ibrahim Ibrahim, Intan Soliha Idrus, Ali Jadid Al Ilahude, Meygi Caesarika Putri Ilham Ilham Imranfahrudi, Imranfahrudi Indasari, Indasari Iskandar Muda Ismail Ismail Jali, Wa jamaluddin hos Jamaluddin, Fitriani Jayadisastra, Yoenita Julison , Bernathius Jumaisa, Jumaisa Junaidi Junaidi Kahfi, Muhammad Ashabul Kamri, Syamsul Karnitullah, Duha Awaludin Kasim, Sulpian Sahdatun Khumaidi Khumaidi Korwa, Frans Denny Kristina, Nurmaya la aso, La Aso La Ode Baytul Abidin La Ode Baytul Abidin La Ode Dirman, La Ode La Ode Muhammad Arsal Lalu A. Didik Lalu Ahmad Didik Meiliyadi Lani, Yompi Lauba, Nurhasia Lawelle, Sjamsu Alam Leo Soemardji Lukman Hakim Maay, Gedrida Yacoba Maimun Maimun Manalu, Janviter Mas'ud, Abdu Masri, Subekti Mendra, Yogi Swara Putra Muchran, Muchriady Muh. Iqbal Muh. Nurul Haq Amaluddin Muhammad Fajar Purnama Muhammad Fajar Purnama Muhammad Ikhsan Muhammad Kamil Muhammad Sadat Hamzah Muhana, Muriyana Muhtar, Yeyen Pratiwi Mujahid Mujahid, Mujahid Mujiati Mujiati Mujiati Mujiati Munsir, Munsir Musanni Musanni, Musanni Musmulyadi, Musmulyadi Mustari Mustari Mustofa, Hisbulloh Als Mutmainnah, Asri Ainun Najamuddin Najamuddin, Najamuddin Nasir Tamalene, M Natsir Sandiah Nur'aini, Nur'aini Nur, Syukma Rhamadani Faizal Nurfarida, Nurfarida Nurgayah, Wa Nurlaila Fitriani Nurul Yakin P., Hermawati. Padlun, Sri Paseleng, Roastika Salenda Patadjai, Andi Besse Peribadi, Peribadi Pineda, Chester Ian S. Pobi, Wiyana Pradana, Anung Ahadi Purnama, Muhammad Putri, Anindyaningrum Zainal Putu Nara Kusuma Prasanjaya Rading, Astira Rahmatullah, Rizka Rahmayanti, Indra Ramadhan Ramadhan Rante, Harmonis RASNI, RASNI Ratna Supiyah, Ratna Ridha, Arif Ridwan, Harnina Risfandi Roidatuljanah, Umiyati Romadhoni, Buyung Rosniar Rosniar, Rosniar Rumagit, Mexan Andry Ruminem, Ruminem Rusim, Dewi Ana Sabila, Nurul Hakiki Safilu Safilu Salahuddin Salahuddin Salman Alfarisi Salwiyah Samsugito, Iwan Saputri, Wiwi Sari, Nindia Wulan Sari, Yekti Nila Sarpin Sarpin, Sarpin SATRIYAS ILYAS Sholichin Sholichin, Sholichin Sihaloho, Roy Chandra Sonata, Ilham St. Rukaiyah Suhartina Suhartina, Suhartina Suharty Roslan, Suharty SUHIRMAN SUHIRMAN Sulsalman Moita, Sulsalman Suranti, Ni Made Yeni Suwarjoyowirayatno, Suwarjoyowirayatno Suyuti, Nasruddin Syafrizal Syafrizal Syahrianti Syam, Syahrianti Tadzkirah, Tadzkirah TAKDIR SAILI Talib, Muhammad Thabran Tanzil Tanzil, Tanzil Taula, Taula Tawulo, Megawati A. Tri Ayu Lestari Natsir Tsauri, Ahmad Sufyan Tunda, Amin Tuwu, Darmin Veriyallia, Vera Wahyudi, Farizal Wahyuni Husain, Wahyuni Wandan, Hendra Sakti Muslimin Ali Wandi Wandi Wanimbo, Yaro Wartono, Tono Windi Mudriadi Yudi Yulius Zalpiana, Zalpiana Zulkarnaen Zulkarnaen Zulkifli Ahmad