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Journal : Advances in Economics

Insurance Company Financial Performance Analysis Rasyid, Abdul
Advances in Economics & Financial Studies Vol. 1 No. 2 (2023): February - May
Publisher : Yayasan Pendidikan Bukhari Dwi Muslim

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60079/aefs.v1i2.112

Abstract

This study intends to examine the financial performance of insurance companies listed on the Indonesia Stock Exchange (IDX) between 2016 and 2019. This study employs the liquidity ratio, the profitability ratio, and the solvency ratio as indicators of financial performance. The sample comprises of thirteen insurance companies that are listed on the IDX and go public. The results revealed multiple findings. First, the liquidity ratio, which consists of the current ratio and the fast ratio, demonstrates fluctuations, particularly in the calculation of the current ratio. The maximum value for insurance companies with the AHAP code is 772 percent, which is included in the excellent criteria. In contrast, the insurance company with the code AMAG has the lowest value, 2%, which falls under the unfavorable criteria. The fast ratio also demonstrates positive results, with insurance companies having values greater than 1, indicating the availability of current assets to cover liabilities. The second variable is the solvency ratio, which comprises the total debt to equity ratio and the total debt to asset ratio. The insurance companies with the ASDM code have the highest total debt to equity ratio, which is 50%, indicating a solid equity-based return rate. Meanwhile, insurance companies with the AHAP code have the lowest value, 2%, indicating a weak equity-based return rate. The total debt to asset ratio is unfavorable, with insurance companies with the ASDM code having the highest value (83%) and insurance companies with the AHAP code having the lowest value (4%). Thirdly, return on assets (ROA) is used to compute the profitability ratio. ROA also fluctuates. Insurance companies with the AHAP code have the highest value, 5403%, which demonstrates the company's ability to generate exceptional returns on total assets. In contrast, insurance companies with the codes ABDA, AHAP, and AMAG have the lowest value, 6%, indicating a healthy rate of return on profits based on total assets.
The Effect of Financial Literacy and Credit Procedures on Credit Taking Decisions Sady, Muhammad; Rasyid, Abdul; Pasolo, Fahrudin
Advances in Economics & Financial Studies Vol. 2 No. 3 (2024): June - September
Publisher : Yayasan Pendidikan Bukhari Dwi Muslim

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60079/aefs.v2i3.161

Abstract

Purpose: This study aims to determine the effect of Financial Literacy on Credit Decision Making. To assess the effect of Credit Procedures on Credit Taking Decisions. Moreover, to determine the impact of Financial Literacy and Credit Procedures on Credit Decision Making. Research Design and Methodology: The population in this study were debtors of Bank BRI Jayapura City Unit Office who applied for credit in 2021-2022, totaling 1,714 debtors. The sampling technique used in this study is proportional random sampling. Data sources use primary data and secondary data. The statistical analysis method used in this research is Multiple Linear Regression Analysis based on the T Statistical Test technique, F Statistical Test, and the Coefficient of Determination with the help of SPSS version 29 software. Findings and Discussion: The results showed that Financial Literacy has a positive and significant effect on Credit decision-making, and credit procedures have a positive and significant effect on credit decisions. Financial Literacy and Credit Procedures simultaneously affect the decision to take credit at BRI Bank Jayapura City Unit. Implications: This research is expected to significantly influence future studies in economics, particularly financial management. The results are also likely to serve as a reference and comparison material for further research related to credit decision-making.
The Art and Science of Financial Econometrics: Applications, Challenges, and Future Directions Rasyid, Abdul
Advances in Economics & Financial Studies Vol. 2 No. 1 (2024): October - January
Publisher : Yayasan Pendidikan Bukhari Dwi Muslim

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60079/aefs.v2i1.287

Abstract

This study delves into the realm of financial econometrics, aiming to comprehensively understand market dynamics and inform decision-making processes. Through a mixed-methods approach encompassing quantitative and qualitative methodologies such as surveys, interviews, and secondary data analysis, the research engages diverse stakeholders, enriching perspectives on financial econometrics. Findings reveal the efficacy of interdisciplinary research, methodological innovation, and stakeholder engagement in advancing the field, highlighting the imperative to bridge the gap between theoretical constructs and empirical realities. Embracing innovative methodologies and technologies emerges as crucial for navigating the complexities of modern financial markets, enhancing decision-making processes, and fostering innovation in financial econometrics
Co-Authors Abdul Kudus, Hilyas Hibatullah Abdul R. Rahman Abdullah, Moh. Rifaldi Achiriah, Achiriah Achmad, Mestawaty As. Ade Kurnia, Dian Adzikirani Adzikirani, Adzikirani Afrianda, Silvani Tiara Ahmad Faizal Ahmad Jusmin ahmad kamal, ahmad Ahmed Fernanda Desky Akbar, Aditya Akbar, Mohammad Aldrin Akbar, Muhammad Aldrin Al Fathir, Ihsan Alam, Sitti Nur Albarbassy, Ma’mun Murod Albasyira, Syarika Aldi, Muhamad Alfian Alfian Alfikri, Muhammad Alwi, Moh. Amalia Ameliana, Yana Amir Hamzah Muhiddin Amran, Muhammad Anshar Amri, M Choirul Amuati, Muhammad Fitoy An-Nuri, M. Farhan Anam, Wahidul Andi Harmoko Arifin Andi Niartiningsih Andri Irawan Andri Irawan Andriani, Hertya Anirwan Anirwan Anjani, Retno Anshari, Muhammad Bilal Anwar, Balqis Arafat, Muhammad Yasser Ardiansyah, Rizky Arifin, Isnaeni Arinda, Afriani Maya Arry Pongtiku Arwakon, Herna Otta Arya Dwi Putra Arya, Muhammad Farza Asmuruf, Alnoris Asnawi, Arifatul Aini Athiyyah Goesda, Raden Tasya Azhar, Anang Anas Azhar, Nur Fajri Azhari Aziz Samudra Aznan Lelo Bayu, Muh Aditya Utomo Budari, Hadijah Budiarto, Balla Wahyu Buyung R. Machmoed Buyung Rahmad Machmoed Chairul Sa’roni Citroatmojo, Sugiarto S Daliana, Rasmi Damo, Gilbert Alexander Dani, Irma Degdo Suprayitno Deni, Indira Fatra Dian Ariani Dian Pertiwi Dienwati Nuris, Nisa Doloksaribu, Mikael Dwi Novieta, Intan Dwiyanti, Puput Eduart Wolok Effendy, Hindun Entar Sutisman Erwanto Fachril, Fadriansyah Fachry Abda El Rahman Fadhliana, Nisa Rizqiya Fahrika, Andi Ika Fajri Vidian Fatminadila, Aulia Fentje Abdul Rauf Fiddin, Faril Aditya Firdayani, Patma Fitra, Takbir Lailatul Fitriani Fitriani Frihandiansah, Riyandi Gaib, Amalan Fadil Gandura, Nurhayati Gianing, Dwene Nur Hafizah, Rehana Qori Hakim, Elsya Bayduri Handayani, Sri Hanif, Randy Muhammad Hapsawati Taan Harahap, Ahmad Prayuda Hardianti, Ika Hasan Sazali Hasanuddin . Hasanuddin Hasanuddin hasdianti, waode nirma Helmy Alian Hendra Uloli Heni Fitriani Herinda Mardin Herlinda Herlinda, Herlinda Hidayat, Muhammad Anhar Hudaeni, Nurul Humairah, Kuraisyah Al Husaeni, Ahmad Ramadhan Husen, Sjamsiar Hutauruk, Cindy Yulvika I Wayan Agus Arimbawa, I Wayan Agus I WAYAN ARDIANA Ibrahim, Muhdi B. Hi Ibrahim, Muhdi B. Hi. Idham Halid Lahay Idris, Taufik Ika Sartika Ilka Zufria Indah Sri Wahyuni Irsyadi Yani Irwan Wunarlan Ismail Thamrin Jamal Darusalam Giu Jamil, Khoirul Jufri, Muhamad Taher Jusuf, Abdul Hafid Kamaruddin Jaalam Khabib Sholeh Khairana, Kartika Kholil, Syukur Khomsidah, Nur khusnul khotimah Kusuma, Tittis Narulita Kusumaningati, Iip Dyah Larosa, Esta Latimbang, Moh Almaida Lesmana, Arfan Trino Lilies N Tangge Ludfi, Ludfi M. Rasuli M. Yogi Riyantama Isjoni Mahdi, Sulhan Jeremia Mahmudah, Nabila Tsari Aulia Malik, Muh. Ridwan Mamonto, Jessica Gabriani Manik, Dion Daud Mansur Mansur Marihi, La Ode Masdiana Matiro, Moh. Alyafi Dg. Mau, Raman S. Mertha Agung Durya, Ngurah Pandji Moh. Abdullah Anshori Monang, Sori Monoarfa, Muhammad Irsyad Moonti, Riton Muhamad Yamin Noch Muhammad Ikbal Muhammad Ridhwansyah Pasolo Muhammad Ridwan Rumasukun Muhammad Rizky Fauzi Muhammad Syaifudin Muliadi Mustajab, Duta Nastiar, Ilham Nasution, Maimunah Boru Nasution, Rahmat Efendi Nazira, Syafiq Nehe, Pelajar Nelwan, Alfa Filep Petrus Ngiu, Fauzan Ramadhan Nining Rahaningsih Nisa, Ayu Khoirun NOY, Ismail R. Nur, Imran S. M. Nurhaeda, Nurhaeda Nurhamidin, Aisyah Nurjana, Anisa Nurwijayanti Oktafiami, Cahaya Opada, Fany Marice Mince Pandairi, Vina Panggabean, Tri Pujiati Paramani, Muh Mahabbatullah Pardamean, Syahron Paroluan, Brian Einstein Pasaribu, Luthfi Maulana Pasolo, Fahruddin Pasolo, Fahrudin Patry, Him Pattipeiluhu, Heldriana Maca A. Permana , Aramdhan Kodrat Permatasari, Rini Pigai, Abiya Pradana, Riski Ananta Pramudibyo, Sugeng Pratama, Sapta Wahyu Pratiwi, Dwi Amanda Pratiwi, Monica Purwanto, Timur Dali Putri Audia Dewi Putri, Dea Utami Putri, Lea Fanica Nurhaliza Qamal Qamal Qomarul Hadi Raharjo Raharjo Raharjo, Luthfi Kukuh Rahmanda, Adelia Rahmatia Rakhmania, Amalia Eka Ramadhani, Indah Ramli, Soehatman Rasbawati, Rasbawati Rasna Rasty Yulia Rasyid, Rulyenzi Ratna Ratna Rean, Markus Anto Redjeki, Finny Ria Nelly Sari Ridhwasyah Pasolo, Muhammad Rifki, Mhd Ikhsan Riski, Dinda Ismi Rizki Darmawan Rizky Andrian, Rizky Rohmah, Rina Nur Roslina Roslina, Roslina Rozi, Ferdial Fahrul Rumasukun, Ridwan Rustiawan, Indra Sa'diah, Halimatus Sabet, Eli Sady, Muhammad Sajidah, Hanna Sakti Ritonga Saling Saling, Saling Samheri, Samheri Samsurizal, M. Sulaeman Santoso, Suryo Daru Saptono, Rachmad Sarfa, Muhammad Bayu Dermawan SATISPI, EVI Sa’roni, Chairul Sembiring, Regina Evi Sagita Br Simarmata, Johanes Sintiana, Sintiana Siregar, Indah Sonia Siti Annisa Wahdiniawati, Siti Annisa Siti Fatimah Situmeang, Abetnego Soelistianto, Farida Arinie Solihah, Nabilahtu Solin, Ayu Erlina Br Sri Ayu Ashari Stella Junus Stepani, Riri Suarna, Nana Suhardi Suhardi Suharto, Nugroho Sulanda, Sinta Bellah Sulastri, Ira Sunardi . Suratini, Suratini Suwardih, Dodih Syafiqal, Muhammad Fernaldio Syahminan, Mhd SYAHMINAN, MHD. Syahputra, Muhammad Syahrial Arif Hutagalung Sylfiani, Dini Tantu, Dewirna Tara, Halija TATAN SUKWIKA Taufik Arief Teppo, Anisa Nurjana Tete, Johni Tiara, Wan Tobing, Nindi Karynnina Luban Trifandi Lasalewo Tugon, Titian Daru Asmara Umairi, Haikal Umar, Sri Lindawati Utami, Widia Annisa Wakman, Dasilva Romedios Waluyo Waluyo wijaya, lylo indra Wulandari, Andi Sri Rezky Wungguli, Fauzan Yacub, Fidya Ayustina Yarangga, Ros Evi Yaya Sonjaya Yendra Yovita Vivianty Indriadewi Atmadjaja Yudi Hariyanto Yunus, Yana Amelia Yupiani, Yupiani Yuszda K Salimi Z. Zakaria Zakaria Zakaria Zakaria Zatnika, Yudi Zuhriah Zuhriah Zuhriah, Zuhriah Zulkarnain Zulkarnain