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Journal of Islamic Economics Lariba JRAP (Jurnal Riset Akuntansi dan Perpajakan) Journal of Public Representative and Society Provision International Journal of Management and Business Economics International Journal of Management, Entrepreneurship, Social Science and Humanities (IJMESH) Digital Bisnis: Jurnal Publikasi Ilmu Manajemen Dan E-commerce Inisiatif: Jurnal Ekonomi, Akuntansi Dan Manajemen Journal of Economics and Social Sciences Jurnal Penelitian Ekonomi Manajemen dan Bisnis Moneter : Jurnal Keuangan dan Perbankan J-ISACC : Journal of Islamic Accounting Competency Paradoks : Jurnal Ilmu Ekonomi Amkop Management Accounting Review (AMAR) Wawasan : Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan Jurnal Informasi Keagamaan, Manajemen dan Strategi Trending: Jurnal Manajemen dan Ekonomi Jurnal Manajemen Dan Bisnis Ekonomi Jurnal Riset Manajemen dan Ekonomi Jurnal Riset Akuntansi Jurnal Riset Ekonomi dan Akuntansi Jurnal Informatika Ekonomi Bisnis (JIMBE) Journal of Economics and Management Scienties Journal of Management, Economic, and Accounting Jurnal Manuhara: Pusat Penelitian Ilmu Manajemen Dan Bisnis Jurnal Anestesi: Jurnal Ilmu Kesehatan dan Kedokteran Jurnal Akuntansi, Keuangan, Perpajakan dan Tata Kelola Perusahaan Social Science Academic Jurnal Ilmiah Ekonomi dan Manajemen Akuntansi: Jurnal Riset Ilmu Akuntansi Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah IIJSE Neraca Manajemen, Akuntansi, dan Ekonomi Journal of Waqf and Islamic Economic Philanthropy Journal of Islamic Economics and Finance Jurnal Akuntansi dan Keuangan Islam (JAKIs) Santri : Jurnal Ekonomi dan Keuangan Islam El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Islamic Economics and finance in Focus (IEFF) Jurnal Intelek Dan Cendikiawan Nusantara JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI MAXIMAL Jurnal Ekonomi, Akuntansi dan Perpajakan Jurnal Inovasi Ekonomi Syariah dan Akuntansi An-Nisbah: Jurnal Ekonomi Syariah Akuntansi dan Ekonomi Pajak: Perspektif Global Jurnal Akuntansi Hukum dan Edukasi Journal of Sharia Business Management Jurnal Pendidikan Rafflesia Global Leadership Organizational Research in Management Proceeding International Conference on Islamic Economics Community Services Ecobankers : Journal of Economy and Banking Jurnal Ekonomi Dan Bisnis Jurnal Pengabdian Nusantara Jurnal Ekonomi, Manajemen, Akuntansi Jurnal Ekonomi, Manajemen Pariwisata dan Perhotelan Journal of Golden Generation Economic Journal of Golden Generation Multidisciplinary STARLA : Jurnal Pengabdian Masyarakat Jurnal Simki Economic International Journal of Islamic Business Management Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Jurnal Publikasi Manajemen Informatika MUQADDIMAH: Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis Media Ekonomi dan Manajemen Optimal: Jurnal Ekonomi dan Manajemen
Muhammad Ikhsan Harahap
Universitas Islam Negeri Sumatera Utara
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The Influence of Zakat Institution Marketing, Public Awareness, and Self-Motivation on Zakat Mal Payment Compliance Audira Luthfia Sungkar; Juliana Nasution; Muhammad Ikhsan Harahap
Islamic Economics and finance in Focus Vol. 5 No. 3 (2026)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2026.05.3.10

Abstract

This study investigates the interplay between the marketing initiatives of zakat institutions, public awareness levels, and internal motivation regarding the compliance of paying zakat mal at the National Zakat Agency (BAZNAS) of Deli Serdang Regency. The research employs a quantitative causal associative approach. Data collection was executed by distributing questionnaires to 100 Muslim respondents in Deli Serdang with steady incomes, selected through purposive sampling. Statistical analysis was performed using multiple linear regression via SPSS software. The partial findings demonstrate that institutional marketing and public awareness exert a positive and significant influence on zakat compliance, with public awareness emerging as the most dominant factor. Conversely, the internal motivation variable exhibits a negative and significant effect due to a cultural anomaly, where high spiritual fervor paradoxically triggers a preference for distributing zakat directly to recipients rather than through formal channels. Simultaneously, institutional marketing, awareness, and internal motivation significantly impact compliance, explaining 63.8% of the data variance (Adjusted R Square 0.638), while the remainder is influenced by factors external to this research model.,
Strategi Pengembangan Industri Event Organizer Menggunakan Analytical Network Process: Tinjauan Ekonomi Islam Syahrul Ramadhan; Muhammad Ikhsan Harahap; Tri Inda Fadhila Rahma
Jurnal Investasi Islam Vol. 11 No. 2 (2026): Jurnal Investasi Islam (JII)
Publisher : FEBI IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jii.v11i2.15842

Abstract

Industri Event Organizer bertumbuh dan memberikan kontribusi positif bagi perekonomian, namun industri event organizer masih menghadapi berbagai tantangan dalam perkembangannya. Penelitian terdahulu mayoritas mengkaji event organizer (EO) secara operasional, sedangkan prioritisasi strategis berbasis ekonomi syariah masih belum banyak dieksplorasi.. Hasil penelitian menyatakan bahwa masalah prioritas yang dihadapi  event organizer terdiri dari 4 aspek penting yaitu masalah pasar, kemudian masalah modal, kemudian masalah operasional, dan terakhir masalah SDM. Informan memiliki tingkat kesepakatan ( rater agreement) sebesar W=0.61  Hal ini  menunjukkan tingkat kesepakatan yang  tinggi.. Solusi  pengembangan event organizer yang paling prioritas adalah solusi operasional, kemudian solusi modal, kemudian solusi pasar, dan terakhir solusi SDM. W = 0.82. Hal ini  menunjukkan tingkat kesepakatan yang  tinggi. Alternatif strategi  dalam pengembangan event organize ryang paling prioritas adalah dengan  strategi keuangan, membangun SDM, menjaga operasional yang efisien, dan meningkatkan marketing. informan memiliki tingkat kesepakatan ( rater agreement) sebesar W = 0.29 hal ini menunjukkan tingkat kesepakatan yang cukup. Penelitian ini berkontribusi dalam mengintegrasikan Analytical Network Process (ANP) dengan nilai ekonomi Islam untuk pengambilan keputusan strategis di industri event organizer.
Studi Literatur: Analisis Tiga Pilar Makroekonomi dalam Keputusan Investasi di Pasar Modal Indonesia Nadya Nadya; Dewita Rohani; Friska Amelia Purba; Aulia Nurul Annisa; Ahmad Habibi Daulay; M. Fahrizal Hafiz; Muhammad Ikhsan Harahap
Jurnal Ilmu Manajemen, Bisnis dan Ekonomi Vol 3 No 4 (2025): Desember
Publisher : PT Maju Malaqbi Makkarana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59971/jimbe.v3i4.825

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh tiga variabel makroekonomi inflasi, suku bunga, dan nilai tukar dalam membentuk keputusan investasi di pasar modal Indonesia. Metode penelitian yang digunakan adalah studi literatur dengan menelaah sepuluh artikel ilmiah yang relevan dan terpublikasi pada rentang tahun 2019–2023. Pemilihan jurnal dilakukan berdasarkan kesesuaian tema dan kontribusinya dalam menjelaskan hubungan antara stabilitas makroekonomi dan perilaku investor. Data dianalisis melalui teknik sintesis tematik untuk menemukan pola umum, perbedaan hasil, serta kecenderungan temuan antar jurnal. Hasil studi menunjukkan bahwa inflasi cenderung memberikan dampak negatif terhadap keputusan investasi, karena kenaikan harga mengurangi nilai riil return dan meningkatkan ketidakpastian ekonomi. Suku bunga ditemukan sebagai faktor paling sensitif, di mana kenaikan suku bunga mendorong investor beralih ke instrumen berisiko rendah sehingga menekan minat terhadap saham. Sementara itu, nilai tukar menunjukkan pengaruh yang bervariasi, bergantung pada kondisi ekonomi global, struktur perusahaan, serta stabilitas moneter domestik. Fluktuasi nilai tukar yang signifikan terbukti meningkatkan risiko pasar dan berdampak pada arus modal asing. Temuan dari sepuluh jurnal menunjukkan konsistensi bahwa stabilitas makroekonomi merupakan komponen krusial dalam menjaga kepercayaan investor dan memperkuat pasar modal. Penelitian ini menegaskan pentingnya peran kebijakan moneter dan fiskal dalam menjaga keseimbangan inflasi, suku bunga, dan nilai tukar sebagai dasar pengambilan keputusan investasi yang rasional dan berkelanjutan.
The Influence of Inflation and Stock Prices on Earnings Per Share of Bank Syariah Indonesia (BRIS) Stock Nawwir Ar Rasyid Sulaiman; Muhammad Ikhsan Harahap; Imsar Imsar
Social Science Academic Vol. 4 No. 2 (2026)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ssa.10583

Abstract

This study aims to analyze the effect of inflation and stock prices on Earnings Per Share at PT Bank Syariah Indonesia Tbk (BRIS) for the 2021-2025 period. This study employed a quantitative approach using secondary data analyzed using multiple linear regression. The results of partial hypothesis testing (t-test) indicate that inflation and stock prices do not significantly influence Earning Per Share. Consistent with this finding, simultaneous testing (F-test) also demonstrates that inflation and stock prices together have no significant effect on Earning Per Share. The coefficient of determination test results show a value of 44.1%. This indicates that inflation and stock prices explain fluctuations in Earning Per Share by 44.1%, while the remaining 55.9% is explained by factors outside the research model, such as the company's internal fundamental performance or other macroeconomic conditions. It can be concluded that, during this research period, external factors such as inflation and stock price movements were not the primary determinants of earnings per share at Bank Syariah Indonesia.
Analisis Pengaruh Literasi Investasi di Kalangan Pelajar Terhadap Keputusan Investasi (Studi Kasus SMA dan MA di Binjai) Rindi Syahputri; Dinda Pradina Nasution; Farhan Miswari; Muhammad Ikhsan Harahap
IKAMAS: Jurnal Informasi Keagamaan, Manajemen dan Strategi Vol 4 No 1 (2024): IKAMAS: Jurnal Informasi Keagamaan, Manajemen dan Strategi
Publisher : Yayasan Pendidikan Islam Akmalia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62361/ikamas.v4i1.133

Abstract

Penelitian ini menggunakan kuesioner yang dibagikan kepada siswa dan siswi Kota Binjai sebagai sampel dengan jumlah sebanyak 101 responden. Teknik analisis data yang digunakan adalah analisis deskriptif dan analisis regresi linear sederhana. Dari hasil pengujian hipotesis menggunakan uji t didapatkan hasil t hitung (11,869) > t tabel (1,660) dengan nilai signifikansi 0,000 kurang dari 0,05, artinya literasi keuangan berpengaruh secara signifikan terhadap keputusan investasi pada siswa dan siswi Kota Binjai. Besarnya pengaruh literasi keuangan terhadap keputusan investasi dapat dilihat dari nilai koefesien determinasi yaitu sebesar 58,7%. Sedangkan 41,3% dipengaruhi oleh faktor lain yang tidak diteliti dalam penelitian ini
PENGARUH LITERASI INVESTASI SYARIAH, PERSEPSI RETURN, DAN PERSEPSI RISIKO TERHADAP MINAT MAHASISWA FEBI UINSU DALAM BERINVESTASI SAHAM SYARIAH Syahinda, T. Razita; Daulay, Aqwa Naser; Harahap, Muhammad Ikhsan
Jurnal Manajemen Terapan dan Keuangan Vol. 15 No. 03 (2026): Jurnal Manajemen Terapan dan Keuangan (On Proses)
Publisher : Program Studi Manajemen Pemerintahan dan Keuangan Daerah Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jmk.v15i03.59617

Abstract

Abstrak Berbagai faktor, termasuk persepsi risiko, persepsi imbal hasil, dan pengetahuan mengenai investasi syariah, memengaruhi minat mahasiswa untuk berinvestasi pada saham syariah. Penelitian ini bertujuan untuk mengetahui bagaimana ketiga faktor tersebut memengaruhi minat mahasiswa FEBI UINSU dalam berinvestasi saham syariah. Penelitian ini menggunakan analisis asosiatif sebagai metode kuantitatif. Teknik purposive sampling digunakan untuk memilih sampel sebanyak seratus mahasiswa. Data dikumpulkan melalui kuesioner, dan analisis dilakukan menggunakan metode regresi linear berganda pada perangkat lunak SPSS 25. Hasil penelitian menunjukkan bahwa minat berinvestasi saham syariah dipengaruhi secara negatif oleh persepsi risiko, namun dipengaruhi secara positif oleh pengetahuan investasi syariah dan persepsi imbal hasil. Selain itu, minat berinvestasi saham syariah juga dipengaruhi secara simultan oleh ketiga faktor tersebut. Minat investasi mahasiswa umumnya dipengaruhi oleh penilaian mereka terhadap risiko investasi dan ekspektasi imbal hasil, serta pengetahuan mereka mengenai investasi syariah. Untuk meningkatkan minat mahasiswa dalam berinvestasi saham syariah, pemahaman mereka mengenai investasi syariah perlu terus ditingkatkan.  Kata kunci: Minat Investasi Syariah,Literasi Investasi Syariah, Persepsi Return, Persepsi Resiko
ANALYSIS OF THE RELATIONSHIP BETWEEN CREATIVITY AND SELF-EFFICACY IN SHAPING ENTREPRENEURIAL READINESS AMONG GENERATION Z IN MEDAN CITY Asrika Winana Farida Ayu; Atika; Muhammad Ikhsan Harahap
Jurnal Media Ekonomi (JURMEK) Vol 31 No 2 (2026): Jurnal Media Ekonomi
Publisher : LPPM UNIVERSITAS BINA INSAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32767/jurnalmediaekonomi.v31i2.3362

Abstract

Purpose: This study seeks to determine the relationship of creativity and self-efficacy with entrepreneurial readiness among Generation Z in Medan City. Research Methodology: An associative design within a quantitative approach was applied. The sample comprised 100 Generation Z respondents residing in Medan City who were interested in entrepreneurship. Respondents were chosen through purposive sampling, and information was gathered by administering a Likert-scale questionnaire. SPSS version 29 was used to process the data through validity and reliability testing, classical assumption testing, Pearson correlation, multiple linear regression, t-tests, F-tests, and the coefficient of determination. Results: Partial testing showed a positive and significant relationship between creativity and entrepreneurial readiness (t = 4.594; p < 0.001). Self-efficacy likewise had a positive and significant relationship with entrepreneurial readiness (t = 3.136; p = 0.002). Joint testing also indicated a significant relationship of creativity and self-efficacy with entrepreneurial readiness (F = 4.125; p = 0.019). Together, the variables accounted for 7.8% of the variation in entrepreneurial readiness, leaving 92.2% associated with factors beyond the study. Conclusions: Generation Z respondents who demonstrate greater capacity to produce and develop ideas and stronger confidence in their business capabilities generally show greater entrepreneurial readiness. Nevertheless, the model's small contribution suggests that creativity and self-efficacy alone do not provide a comprehensive explanation of entrepreneurial readiness. Limitations: The study covers only 100 Generation Z respondents in Medan City selected through purposive sampling. A cross-sectional design and self-reported questionnaires further restrict the generalizability of its findings and prevent causal conclusions from being drawn. Contributions: By emphasizing entrepreneurial readiness instead of focusing solely on entrepreneurial intention, this study broadens research on entrepreneurship among Generation Z. Its findings support incorporating idea-development activities and business simulations into entrepreneurship programs to reinforce participants' self-efficacy.
The Impact of Financial Technology and QRIS Services on the Effectiveness of Payment Systems at CFD MSMEs in Medan from an Islamic Economics Perspective Soleha, Safnah; Muhammad Ikhsan Harahap; Nur Ahmadi Bi Rahmani
Islamic Economics and finance in Focus Vol. 5 No. 3 (2026)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2026.05.3.14

Abstract

This research aims to thoroughly investigate the extent to which financial technology and the Indonesian Standard Quick Response Code (QRIS) service influence the overall effectiveness and efficiency of payment systems utilized by Micro, Small, and Medium Enterprises (MSMEs) operating within the bustling and dynamic environment of Medan City's Car Free Day (CFD) zone. The study employs a comprehensive quantitative research methodology, meticulously collecting data through carefully designed questionnaires distributed directly to MSME owners and operators who conduct their business activities in the CFD area. To ensure the relevance and accuracy of the sample, purposive sampling techniques were utilized, resulting in a total of 84 participants who met specific criteria related to their engagement with digital payment systems and QRIS usage. The responses obtained from these questionnaires were measured using a Likert scale, allowing for nuanced analysis of respondents’ perceptions and experiences, and the data were then processed and analyzed using the latest version of IBM SPSS Statistics (version 29), ensuring rigorous statistical testing and validity. The findings from the analysis reveal compelling evidence that financial technology services have a positive and statistically significant influence on the effectiveness of the payment systems employed by MSMEs, with a t-value of 4.822 and a p-value less than 0.05, indicating strong significance. Similarly, the implementation and utilization of QRIS services also demonstrate a positive and significant impact, with an even higher t-value of 10.238 and a p-value below 0.05, underscoring QRIS as the most influential variable among those examined. When considering both variables collectively, the results show that financial technology and QRIS services together exert a highly significant and positive effect on payment system effectiveness, as evidenced by the F-statistic of 166.846 and a p-value less than 0.05. The coefficient of determination (R²) is calculated to be 0.805, meaning that approximately 80.5 % of the variation observed in the effectiveness of payment systems can be attributed to these two key independent variables, while the remaining 19.5 % of the variation could be explained by external factors not directly measured within this study.
The Influence of Digital Convenience, Online Promotions, and Instant Gratification on Repurchase Intention among FEBI UINSU Students using Tiktok Shop Annisa Rahmah Herlin; Nurbaiti; Muhammad Ikhsan Harahap
Media Ekonomi dan Manajemen Vol 41 No 2 (2026): July 2026
Publisher : Fakultas Ekonomika dan Bisnis Universitas 17 Agustus 1945 Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56444/mem.v41i2.35

Abstract

This study aims to reveal how digital convenience, online promotions, and instant gratification tendency influence repurchase intention among students of the Faculty of Islamic Economics and Business at State Islamic University of North Sumatra who actively use TikTok Shop. Alongside the rapid growth of social commerce, consumer behavior patterns have undergone significant transformation, consequently making repurchase intention a critical indicator of platform sustainability in the digital marketplace. To address this objective, the study employed a quantitative approach based on explanatory research. Data were collected through questionnaires distributed to 108 respondents selected purposively according to predetermined criteria. The analytical technique applied was Partial Least Squares Structural Equation Modeling (PLS-SEM). The results showed that digital convenience and instant gratification tendency exerted a positive and significant influence on repurchase intention, while online promotions did not confirm a statistically meaningful effect. In conclusion, digital convenience and instant gratification proved to be dominant, while online promotions were not significant. These findings suggest that strengthening the quick-shopping experience is more crucial than promotional gimmicks in maintaining consumer loyalty on social commerce platforms. Theoretically, this study extends the application of the Theory of Planned Behavior to the social commerce context by demonstrating how digital convenience corresponds to perceived behavioral control and how instant gratification tendency reflects attitude toward behavior, offering novel insights into consumer behavior on short-form video-based platforms.
The Influence of Financial Sector Growth, Dependency Ratio, and Education Level on the Penetration of Sharia Life Insurance in Indonesia Yustia Dewi; Marliyah; Muhammad Ikhsan Harahap
Media Ekonomi dan Manajemen Vol 41 No 2 (2026): July 2026
Publisher : Fakultas Ekonomika dan Bisnis Universitas 17 Agustus 1945 Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56444/mem.v41i2.38

Abstract

Indonesia has the largest Muslim population in the world, yet its sharia life insurance penetration lags far behind other ASEAN countries such as Malaysia and Thailand. This phenomenon warrants further investigation, given the substantial untapped market potential. This study aims to analyze the influence of financial sector growth, dependency ratio, and education level on sharia life insurance penetration in Indonesia. It employs the Theory of Insurance Demand proposed by Beck and Webb (2003) as the theoretical foundation, which posits that economic, demographic, and social factors collectively shape insurance demand. The research adopts a quantitative approach using multiple linear regression analysis. The data consist of 112 monthly secondary observations from January 2014 to April 2023, obtained from OJK and BPS through documentation techniques. The results show that all three variables have a positive and significant effect on sharia life insurance penetration, both partially and simultaneously, with an explanatory power of 61.1 percent of the variation. These findings confirm that economic, demographic, and educational factors serve as important determinants in driving the future penetration of sharia life insurance in Indonesia.
Co-Authors ,., Atika ,M.Si, Yusrizal A, RismaDani Abdillah Aswari Abdu Rahman Hakim Abdul Aziz Hakim Abdul Ramadhani, Alya Abidzar Fikri Simamora Abidzar Fikri Simamora Ade Fahdiya Syakhilah Adelia Sahputri Nainggolan Adetia Dara Ayu Adinda Adinda Pasaribu, Fitri Adriansyah Hidayat Afsari , Fidiya Ahmad Amin Dalimunthe Ahmad Fauzan Aflah Ahmad Fauzan Purba Ahmad Firdaus Lingga Ahmad Habibi Daulay Ahmad Pramudja Ahmad Ramdhani Mungkur Ahmad Ramdhani Mungkur Ahmad Sayuti Malik Ahmad Syakir Ahmad Zikri Ainatul Hasanah Aldyansah Arrahman Rianto Alfi Andriansyah Harahap Alif, Ryo Vikri Alya Abdul Ramadhani Alya Fadhila Amalia Ramadhani Suci Ardi Amanda Damayanti Nasution Amelia Novita AMELIA, MAYA Amirah Shabrina Ilra Amnah Faridah Hasibuan Ananda Fitriani Oktavia Ananda Fitriani Oktavia Andri Soemitra Andri Soemitra Andri Soemitra Angelly Pratiwi Anggi Anggeriani br Ketaren Anggia Nurulita Anggraini , Tuti Anggraini, Nur Marliana Anggun Rohaya Putri Munthe Anggun Rohaya Putri Munthe Anika, Regi Aninda Mahfadillah Aninda Mahfadillah Anisa Madani Nasution Anisah Nasution Annisa Afwani Annisa Afwani Annisa Khoiri Annisa Rahmah Herlin Annisa, Dwi Nur Annisa, Sufiati Anwar Syarif Harahap Aprilla, Vanya Aqwa Naser Daulay Ardhi Sahjaya Ardhia Prameswari Ardiansyah Ardiansyah Ardianto, Willi Arifin Fauzi Lubis Arjuna, Arjuna Arnadila Dwi Syahputri Arvina Wahyuni Asmita, Riza Ayu Asrika Winana Farida Ayu Astri Hardina Amelia Atika Atika Atika Audira Luthfia Sungkar Audira Luthfia Sungkar Aulia Nurul Annisa Ayu Fitriana Ayu Hani Marsani Tanjung Ayu Hani Marsani Tanjung Ayyub Ramadhan Baihaqi, M. 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