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Lariba JRAP (Jurnal Riset Akuntansi dan Perpajakan) Journal of Public Representative and Society Provision International Journal of Management and Business Economics Digital Bisnis: Jurnal Publikasi Ilmu Manajemen Dan E-commerce Inisiatif: Jurnal Ekonomi, Akuntansi Dan Manajemen Journal of Economics and Social Sciences Jurnal Penelitian Ekonomi Manajemen dan Bisnis Jurnal Publikasi Ilmu Manajemen Nuras : Jurnal Pengabdian Kepada Masyarakat Moneter : Jurnal Keuangan dan Perbankan J-ISACC : Journal of Islamic Accounting Competency Paradoks : Jurnal Ilmu Ekonomi Amkop Management Accounting Review (AMAR) Wawasan : Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan Jurnal Informasi Keagamaan, Manajemen dan Strategi Trending: Jurnal Manajemen dan Ekonomi Jurnal Manajemen Dan Bisnis Ekonomi Jurnal Riset Manajemen dan Ekonomi Jurnal Riset Ekonomi dan Akuntansi Jurnal Informatika Ekonomi Bisnis (JIMBE) Journal of Economics and Management Scienties Journal of Management, Economic, and Accounting Jurnal Manuhara: Pusat Penelitian Ilmu Manajemen Dan Bisnis Jurnal Anestesi: Jurnal Ilmu Kesehatan dan Kedokteran Jurnal Ilmiah Ekonomi dan Manajemen IIJSE Neraca Manajemen, Akuntansi, dan Ekonomi Journal of Waqf and Islamic Economic Philanthropy Majapahit Journal of Islamic Finance dan Management Journal of Islamic Economics and Finance Jurnal Akuntansi dan Keuangan Islam (JAKIs) Santri : Jurnal Ekonomi dan Keuangan Islam El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Majapahit Journal of Islamic Finance dan Management Jurnal Intelek Dan Cendikiawan Nusantara JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI MAXIMAL Jurnal Ekonomi, Akuntansi dan Perpajakan Jurnal Inovasi Ekonomi Syariah dan Akuntansi An-Nisbah: Jurnal Ekonomi Syariah Akuntansi dan Ekonomi Pajak: Perspektif Global Jurnal Akuntansi Hukum dan Edukasi Journal of Sharia Business Management Jurnal Pendidikan Rafflesia Global Leadership Organizational Research in Management Journal of Ekonomics, Finance, and Management Studies Proceeding International Conference on Islamic Economics Community Services Ecobankers : Journal of Economy and Banking Jurnal Ekonomi dan Bisnis Jurnal Pengabdian Nusantara Jurnal Ekonomi, Manajemen Pariwisata dan Perhotelan Journal of Golden Generation Economic Journal of Golden Generation Multidisciplinary STARLA : Jurnal Pengabdian Masyarakat International Journal of Islamic Business Management Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan
Harahap, Muhammad Ikhsan
Universitas Islam Negeri Sumatera Utara
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Development Strategy Of Home Palm Sugar Industry From A Maslahah Review (Case Study: Bu Atik's Palm Sugar In Kualuh Selatan District, Labura Regency) Tiara Ajeng Dewita; Sri Ramadhani; Muhammad Ikhsan Harahap
Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Vol 18, No 4: 2025
Publisher : Universitas Trunodjoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/pamator.v18i4.32066

Abstract

This study aims to analyze the development strategy of the palm sugar home industry owned by Mrs. Atik in Bandar Lama Village, Kualuh Selatan Subdistrict, Labuhanbatu Utara Regency, using the SWOT approach and the Islamic economic concept of maslahah. The business has been passed down through generations and serves as the family's primary source of income. The research employed interview methods with the business owner and field observations as data collection techniques. SWOT analysis indicates strengths in product quality, producer experience, and low production costs, while weaknesses include limited technology, resources, and lack of brand identity. External opportunities such as rising demand and palm sugar prices offer significant potential, but are challenged by competition, government regulations, and weather dependency. The proposed strategy focuses on leveraging strengths to capture opportunities and addressing internal weaknesses. From the maslahah perspective, development efforts cover the preservation of life, wealth, and lineage (dharuriyah), economic ease (hajiyah), and improvement of quality, morality, and social aspects (tahsiniyah). This research recommends technological upgrades, brand development, human resource training, and the integration of Islamic values to achieve holistic societal benefits. Keywords : Development Strategy, Home Industry, Palm Sugar, SWOT Analysis, Maslahah
Determinants Of Halal Cosmetic Purchase Decisions Through Online Applications With The Utaut Approach (Case Study Of Students Of The Faculty Of Economics And Islamic Business, Uin Sumatera Utara) Sofia Lubis; Atika Atika; Muhammad IkhsaN Harahap
Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Vol 18, No 4: 2025
Publisher : Universitas Trunodjoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/pamator.v18i4.32064

Abstract

This study aims to analyze the factors influencing the decision to purchase halal cosmetics through e-commerce applications using the Unified Theory of Acceptance and Use of Technology (UTAUT) approach.This study employed a quantitative survey approach. The sample consisted of 100 students from the Faculty of Islamic Economics and Business, State Islamic University of North Sumatra, selected using a purposive sampling technique. Data were collected through an online questionnaire and analyzed using multiple linear regression (SPSS) and Partial Least Squares-based Structural Equation Modeling (PLS-SEM) using SmartPLS software.The results indicate that performance expectancy, social influence, and facilitating conditions significantly influence the decision to purchase halal cosmetics online. Meanwhile, effort expectancy did not show a significant effect. Keywords: UTAUT, Halal Cosmetics, E-Commerce, Purchasing Decisions, Muslim Students
Overconfidence Bias and Islamic Financial Literacy in Shaping Generation Z’s Sharia Stock Investment Decisions: Evidence from Indonesia’s Sharia Capital Market Mhd Adjie Permana Hasibuan; Muhammad Ikhsan Harahap; Nuri Aslami
Jurnal Investasi Islam Vol. 11 No. 1 (2026): Jurnal Investasi Islam (JII)
Publisher : FEBI IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jii.v11i1.14829

Abstract

The intersection of cognitive bias and normative financial knowledge presents a theoretically significant tension in Islamic behavioral finance, particularly among digitally exposed young investors. This study investigates whether overconfidence bias and Islamic financial literacy operate as competing or complementary mechanisms in shaping sharia stock investment decisions among Generation Z investors in Indonesia. Using a Second-Order Confirmatory Factor Analysis (Second-Order CFA) approach within the SEM-PLS framework (Hair et al., 2021), data were collected from 200 active sharia stock investors aged 17–27 years in Medan City. All constructs demonstrated satisfactory measurement quality under the hierarchical component model. Findings reveal that both overconfidence bias (β = 0.582; t = 17.682; p = 0.000) and Islamic financial literacy (β = 0.586; t = 16.478; p = 0.000) positively and significantly influence investment decisions, collectively explaining 81.1% of the variance (R² = 0.811). Critically, the positive effect of overconfidence reflects heightened decision activity and trading aggression—not improved decision quality—as overconfident investors assume elevated risk exposure inconsistent with the prudence demanded by Islamic muamalah principles. The near-equivalent path coefficients reveal a behavioral paradox: irrational psychological impulse and rational Islamic knowledge exert comparable but theoretically opposed influences on investment behavior—a tension underexplored in the sharia investment literature. These findings challenge the assumption that Islamic financial literacy alone can suppress cognitive irrationality, and call for integrated behavioral finance education addressing both cognitive and metacognitive dimensions of investment decision-making among young Muslim investors in Indonesia’s sharia capital market.
Edukasi Publik Literasi Keuangan Berbasis Pengabdian Mahasiswa KKN Desa Manik Maraja: Menanamkan Pemahaman Investasi Sejak Dini bagi Siswa SMA YPI Dharma Budi Ardhi Sahjaya; M Rizky Erlangga; Muhammad Ikhsan Harahap; Siti Aisyah
STARLA: Jurnal Pengabdian Masyarakat Vol 2 No 2 (2026): Juni
Publisher : CV. BAROKAH PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The low level of financial literacy among Generation Z in Indonesia has become a serious concern, particularly in rural areas such as Manik Maraja Village. This Community Service (PKM) activity was carried out by students of the Real Work Lecture (KKN) program at Universitas Islam Negeri Sumatera Utara in response to this situation, involving 152 students of SMA YPI Dharma Budi on August 14, 2025. This study employed a descriptive qualitative approach with a pre-post assessment design to measure participants’ understanding before and after the educational intervention. The theoretical framework used includes financial literacy theory (Lusardi & Mitchell, 2014), the Service-Learning model (Eyler & Giles, 1999), and Social Learning Theory (Bandura, 1977). The activity adopted participatory education methods comprising three main components: material presentation by a resource person from the Indonesia Stock Exchange (IDX) Representative Office of North Sumatra, interactive discussion, and a question-and-answer session. Pre-test results showed a mean initial comprehension score of 38.4 (scale of 100), while post-test results reached 71.6, indicating an improvement of 33.2 points (86.5%). A total of 87.5% of participants expressed interest in beginning to invest in the sharia capital market. The activity proved effective in improving students’ financial literacy and is recommended as a replicable thematic KKN program model for villages with similar characteristics.
Determination of the Decision to Use Maybank Securities SOTS on UIN Sumatera Utara Students with the UTAUT Approach Nadzira Putri Andani; Muhammad Lathief Ilhamy Nst; Muhammad Ikhsan Harahap
BASKARA : Journal of Business and Entrepreneurship Vol. 7 No. 2 (2025): BASKARA: Journal of Business and Entrepreneurship
Publisher : Universitas Muhammadiyah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54268/baskara.v7i2.25850

Abstract

This study aims to analyse the factors influencing the decision of UIN Sumatera Utara students to use the Sharia Online Trading System (SOTS) of Maybank Securities using the Unified Theory of Acceptance and Use of Technology (UTAUT) approach. This model includes variables such as performance expectancy, effort expectancy, social influence, facilitating conditions, and an additional variable of Islamic financial literacy as a factor that may influence usage decisions. The research employs a quantitative approach with an associative research design. Primary data was collected through surveys distributed to UIN Sumatera Utara students who are clients of Maybank Securities. The research sample was determined using the Slovin formula, resulting in 89 respondents. Data analysis was conducted using validity and reliability tests, classical assumption tests, and multiple linear regression analysis with the assistance of SPSS software. The results indicate that performance expectancy, social influence, and Islamic financial literacy significantly affect the decision to use SOTS Maybank Securities. Conversely, effort expectancy and facilitating conditions do not have a significant influence. Simultaneously, the variables in the UTAUT model contribute 70.1% to the decision to use SOTS, while other factors beyond this research model influence the remaining 29.9%. These findings suggest that improving Islamic financial literacy and encouragement from the social environment can enhance students' interest in using digital-based Sharia investment services
Real Asset: Kajian Teoritis Tentang Investasi Berwujud Anisa Madani Nasution; Sry Rahayu Ningsih Sitorus; Riski Ananda Siregar; Muhammad Ikhsan Harahap
Journal of Golden Generation Economic Vol. 2 No. 1 (2026): April 2026 : Journal of Golden Generation Economic
Publisher : PT. Lembaga Penerbit Penelitian Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65244/jggeconomic.v2i1.364

Abstract

Meningkatnya minat terhadap investasi aset riil tidak terlepas dari karakteristiknya yang memiliki nilai melekat pada bentuk fisik serta kemampuannya menjaga kestabilan nilai di tengah fluktuasi pasar keuangan. Kondisi ini mencerminkan adanya kecenderungan investor untuk beralih dari instrumen keuangan menuju aset berwujud, seperti properti, lahan, emas, dan logam mulia, sebagai upaya diversifikasi portofolio sekaligus perlindungan terhadap tekanan inflasi. Penelitian ini bertujuan untuk menganalisis konsep dasar, karakteristik utama, manfaat, dan potensi risiko investasi aset riil dengan menggunakan metode studi kepustakaan. Sumber data diperoleh dari berbagai referensi ilmiah yang relevan, meliputi buku akademik, artikel jurnal, serta hasil penelitian sebelumnya. Temuan kajian menunjukkan bahwa aset riil memiliki keunggulan berupa daya tahan nilai dalam jangka panjang, peran sebagai instrumen lindung nilai, serta kesesuaiannya dengan prinsip ekonomi Islam karena didasarkan pada kepemilikan nyata dan terhindar dari praktik spekulatif maupun unsur perjudian. Meskipun demikian, investasi pada aset riil juga menghadapi keterbatasan, terutama terkait rendahnya likuiditas dan besarnya kebutuhan modal awal. Oleh karena itu, aset riil dapat dipandang sebagai alternatif investasi strategis yang tidak hanya berorientasi pada keuntungan finansial, tetapi juga berkontribusi terhadap keberlanjutan pembangunan ekonomi dan peningkatan kesejahteraan masyarakat.
Analisis Persepsi Investor Terhadap Kinerja Reksadana Syariah di Indonesia Amnah Faridah Hasibuan; Fadya Nabila; Muhammad Sukri; Rani Maylani; Muhammad Ikhsan Harahap
Journal of Golden Generation Economic Vol. 1 No. 2 (2025): Desember 2025 : Journal of Golden Generation Economic
Publisher : PT. Lembaga Penerbit Penelitian Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65244/jggeconomic.v2i1.365

Abstract

Perkembangan reksadana syariah di Indonesia menunjukkan pertumbuhan yang pesat dalam dua dekade terakhir, didorong oleh meningkatnya permintaan terhadap instrumen investasi yang sesuai dengan prinsip syariah. Meski demikian, persepsi investor terhadap reksadana syariah masih beragam, terutama terkait anggapan bahwa kinerjanya kurang kompetitif dibandingkan reksadana konvensional. Penelitian ini bertujuan menganalisis bagaimana persepsi investor terbentuk terhadap kinerja reksadana syariah melalui peninjauan aspek return, risiko, stabilitas portofolio, serta pengaruh faktor psikologis dan makroekonomi. Metode yang digunakan adalah studi pustaka dengan mengkaji literatur ilmiah, laporan resmi, dan dokumen akademik terkait pasar modal syariah, kinerja reksadana, dan perilaku investor. Hasil kajian menunjukkan bahwa kinerja reksadana syariah cenderung stabil dan defensif, dengan volatilitas yang lebih rendah karena adanya proses penyaringan syariah yang menyingkirkan sektor berisiko tinggi. Meskipun return sering kali berada pada tingkat moderat, efisiensi risiko yang dicapai menjadikan reksadana syariah menarik bagi investor berorientasi jangka panjang. Persepsi investor dipengaruhi oleh tingkat literasi keuangan, pengalaman investasi, kemampuan manajer investasi, serta dinamika makroekonomi seperti inflasi dan suku bunga yang memengaruhi fluktuasi NAB. Temuan ini mengindikasikan bahwa peningkatan literasi keuangan syariah dan transparansi informasi diperlukan untuk mengurangi bias persepsi dan memperkuat kepercayaan terhadap reksadana syariah sebagai instrumen investasi yang kompetitif dan berkelanjutan.
Capital Asset Pricing Model (Capm) Dalam Pasar Modal Indonesia: Tinjauan Pustaka Terhadap Prinsip, Asumsi, Dan Relevansinya Pajhar Ainun Berutu; Najwa Felisa Lubis; Valen Zikra Febix; Muhammad Ikhsan Harahap
Journal of Golden Generation Multidisciplinary Vol. 2 No. 1 (2026): Februari : Journal of Golden Generation Multidisciplinary
Publisher : PT. Lembaga Penerbit Penelitian Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65244/jggm.v2i1.358

Abstract

Capital Asset Pricing Model (CAPM) merupakan model fundamental dalam teori keuangan yang menjelaskan hubungan antara risiko sistematis dan tingkat pengembalian yang diharapkan. Penelitian ini bertujuan untuk meninjau literatur terkait penerapan CAPM di pasar modal Indonesia dengan fokus pada prinsip dasar, asumsi yang mendasarinya, serta relevansi model ini dalam konteks pasar berkembang. Metode yang digunakan adalah tinjauan pustaka sistematis terhadap publikasi ilmiah periode 2017-2025. Hasil tinjauan menunjukkan bahwa CAPM masih relevan sebagai alat analisis investasi di Indonesia, meskipun terdapat keterbatasan terkait validitas asumsi klasik dalam kondisi pasar yang tidak sepenuhnya efisien. Temuan mengindikasikan bahwa faktor-faktor seperti volatilitas pasar, likuiditas yang beragam, dan perilaku investor yang tidak sepenuhnya rasional mempengaruhi akurasi prediksi CAPM.
Pengaruh Gaya Belanja dan Paylater Terhadap Impulsive Buying Pengguna E-Commerce Dengan Literasi Keuangan Syariah Sebagai Variabel Intervening di Kabupaten Asahan Laili Rohimah; Khairina Tambunan; Muhammad Ikhsan Harahap
Jurnal Investasi Islam Vol. 11 No. 1 (2026): Jurnal Investasi Islam (JII)
Publisher : FEBI IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jii.v11i1.14888

Abstract

Penelitian ini bertujuan menganalisis pengaruh gaya belanja dan penggunaan paylater terhadap pembelian impulsif pada pengguna e-commerce di Kabupaten Asahan dengan literasi keuangan syariah sebagai variabel intervening. Kebaruan penelitian ini terletak pada penggunaan literasi keuangan syariah sebagai variabel intervening dalam perilaku konsumsi digital masyarakat Muslim di daerah nonperkotaan. Penelitian menggunakan metode SEM-PLS terhadap 100 responden pengguna e-commerce yang pernah menggunakan layanan paylater. Hasil penelitian menunjukkan bahwa gaya belanja berpengaruh positif dan signifikan terhadap pembelian impulsif (β = 0,212; p = 0,002) dan literasi keuangan syariah (β = 0,541; p < 0,001). Paylater juga berpengaruh positif dan signifikan terhadap pembelian impulsif (β = 0,186; p = 0,001) dan literasi keuangan syariah (β = 0,350; p < 0,001). Literasi keuangan syariah berpengaruh positif dan signifikan terhadap pembelian impulsif (β = 0,635; p < 0,001) serta memediasi pengaruh gaya belanja dan paylater terhadap pembelian impulsif. Temuan ini menunjukkan bahwa literasi keuangan syariah belum sepenuhnya mampu mengendalikan perilaku konsumtif di tengah kemudahan transaksi digital. Penelitian ini menegaskan pentingnya edukasi literasi keuangan syariah yang lebih aplikatif dalam penggunaan layanan digital dan paylater secara bijak.  
Determinants of MSMEs' Intention to Use Sharia Securities Crowdfunding in North Sumatra: An Extended UTAUT Approach Yeprian Aji Ratukarangga; Sugianto Sugianto; Muhammad Ikhsan Harahap
Indonesian Journal of Islamic Economics and Finance Vol. 6 No. 1 (2026)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v6i1.9531

Abstract

The digitalization of Islamic financial technology has created new financing opportunities for Micro, Small, and Medium Enterprises (MSMEs) through Sharia-based Securities Crowdfunding (SCF). Despite the growing availability of SCF platforms, MSME adoption remains low, highlighting the need to understand the behavioral determinants of intention to use these instruments. This study aims to examine the factors influencing MSMEs' intention to utilize Sharia-based SCF in North Sumatra Province by extending the Unified Theory of Acceptance and Use of Technology (UTAUT) framework to incorporate Sharia compliance as an additional construct — representing the novelty and theoretical contribution of this study. A quantitative approach was employed, with data collected from 110 MSME respondents using a purposive sampling technique. Data analysis was conducted using multiple linear regression with SPSS version 22. The findings reveal that performance expectancy, Sharia compliance, and trust have a significant positive effect on MSMEs' intention to use Sharia-based SCF, while effort expectancy, social influence, and facilitating conditions did not show significant effects. These results underscore the importance of integrating Islamic values into technology adoption models and have practical implications for SCF platform developers, regulators, and policymakers seeking to enhance MSME participation in the Islamic capital market.
Co-Authors ,., Atika ,M.Si, Yusrizal A, RismaDani Abdillah Aswari Abdul Aziz Hakim Abdul Ramadhani, Alya Abidzar Fikri Simamora Abidzar Fikri Simamora Ade Fahdiya Syakhilah Adelia Sahputri Nainggolan Adetia Dara Ayu Adinda Adinda Pasaribu, Fitri Adrian, M. Fikri Adriansyah Hidayat Afsari , Fidiya Ahmad Amin Dalimunthe Ahmad Fauzan Aflah Ahmad Fauzan Purba Ahmad Firdaus Lingga Ahmad Habibi Daulay Ahmad Pramudja Ahmad Ramdhani Mungkur Ahmad Ramdhani Mungkur Ahmad Sayuti Malik Ahmad Syakir Ahmad Zikri Ainatul Hasanah Aldyansah Arrahman Rianto Alfarisyi, Muhammad Faisal Alfi Andriansyah Harahap Alif, Ryo Vikri Alya Fadhila Amalia Ramadhani Suci Ardi Amanda Damayanti Nasution Amelia Novita AMELIA, MAYA Amirah Shabrina Ilra Amnah Faridah Hasibuan Ananda Fitriani Oktavia Ananda Fitriani Oktavia Andri Soemitra Andri Soemitra Andri Soemitra Angelly Pratiwi Anggi Anggeriani br Ketaren Anggi, Miftha Maulida Anggia Nurulita Anggraini , Tuti Anggraini, Nur Marliana Anggun Rohaya Putri Munthe Anggun Rohaya Putri Munthe Anika, Regi Aninda Mahfadillah Aninda Mahfadillah Anisa Madani Nasution Anisah Nasution Annisa Afwani Annisa Afwani Annisa Khoiri Annisa, Dwi Nur Annisa, Sufiati Anwar Syarif Harahap Aprilla, Vanya Aqwa Naser Daulay Ardhi Sahjaya Ardhia Prameswari Ardiansyah Ardiansyah Ardianto, Willi Arifin Fauzi Lubis Arjuna, Arjuna Arnadila Dwi Syahputri Arvina Wahyuni Asmita, Riza Ayu Astri Hardina Amelia Atika Atika Atika Atika Audira Luthfia Sungkar Aulia Nurul Annisa Ayu Fitriana Ayu Hani Marsani Tanjung Ayu Hani Marsani Tanjung Ayyub Ramadhan Azura, Rizky Baehaqi Baihaqi, M. Eza Bambang Permadi Bambang Permadi Basri, Hunny Lutpiah Bayu Lazuardi Berutu, Pajhar Ainun Bi Rahmani, Nur Ahmadi Bintang Akbar Azhari Bintang Ramadhan Saragih Cahya Adetrya cibro, ikhe sigemasih Cindi Husna Pratiwi Cindy Anggreni Cindy Anita Sari Cindy Anita Sari Cindy Er Nisa Cindy Sekar Arum Daei, Muhammad Imam Dalimunthe, Afifah Damanik, Anhari Gusvi Damanik, Intan Juwita Damayanti, Anggita Danu Wijaya Danu Wijaya Dayana, Nurul Aida Dewarni Siregar Dewita Rohani Dewita, Tiara Ajeng Dharma, Budi Dicky Pratama Dinda Aulia Sari Dinda Nurayuni Humaira Dinda Nurayuni Humaira Dini Lestari Dino Farid Pratama Dongoran, Ranah Santri Dongoran, Sapina Dwi Gusvita Anggraini Dwiki Wardana Syah Dyah Mega Putri Efendi, Nadya Ananda Eko Purnomo Elisa Fitri Elya Rosa Maharani Sembiring Ema Khairani Ema Nur Syahfitri Eri Erika Setia Cahyani Evan Hamdani Fachry Abda El Rahman Fadhilah, Irfan Fadillah Syafitri Fadillah Syafitri Fadya Nabila Fahmi Reza Sitepu Fahmiatul Aulia Pangaribuan Faradila Permata Azmi Farhan Edma Manurung Fatimah zahrah Harahap Fauzan Habib Fauzi Arkhan Sembiring Fazira, Era Fazira, Fira Febix, Valen Zikra Feby Salsabila Dasri Feby Salsabila Dasri Fenny Ade Annisah Finkan Nadia Fransiska, Ira Friska Amelia Friska Amelia Purba Friska Fauziah Umardhi Ginting, Siti Nurhasanah Br Gunawan, Danish Irsyad Habibah Shobri Halimah Halimah Hamdani Hamdani Hamidatus Shalihah Hamtheldy, Raihan Zaky Handana Sembiring Hanif, Hilman Harahap, Ledis Izzah Harahap, Rahmat Daim Harahap, Rahmat Daim Harahap, Risky Suleman Alpian Hasanah, Siti Zia Hadatul Hasibuan, Amnah Faridah Hasibuan, Faizah Hasibuan, Misna Hasibuan, Muhammad Rezki Ripaldo Hasibuan, Reni Ria Armayani Hasibuan, Winda Khairani Hasrimy, Nabila Felicia Haya Aghnia Azzahra Haya Aghnia Azzahra Hendra Harmain Hermain, Hendra Hidayah, Muhammad Arif Hutabarat, M. Rafiq Efrianda Ibnu Habib Wahyudi Ibnu Rizal Mubarok Ibnu Syawali Manurung Ida Ayu Putu Sri Widnyani Iir Tsamrotur Rofa Ika Puspita Sari Ikhwan Abidin Ikram Muharril Imam Solehuddin Imron Berutu Imsar Imsar Imsar Imsar Imsar Imsar Imsar, Imsar Imsar, Imsar Indah Aryani Indradewa, Rhian Intan Azzahra Intan Azzahra Irham, Mawaddah Iskandar, Irfan Ismal, Rifky Isnaini Harahap IZZAH, NURUL Jelita Handayani Rambe Jihan Fatya Juliana Nasution Juwita Silfana K, Kamilah K., Kamilah Kamilah K. Kamilah,k Khaila Calsa Fhadillah Khaila Calsa Fhadillah Khairani Khairani Khairani Marpaung Khairina, Nabila Khoirotun Nisa Limbong Khoirotun Nisa Limbong khusnul khotimah Kiki Andrea Putri Hasibuan Kuncoro, Muhammad Agus Laili Rohimah LathiefIlhamy Nst, M. Latifah Latifah Laylan Syafina Lestari, Fitriani Lisa Yuniar Lisnawati Lisnawati Lubis, Ainun Mardiah Lubis, Balqis Mawaddah Lubis, Minta Ito Lubis, Najwa Felisa Lubis, Rafika Amalia Lubis, Siti Zahra Khostamaru Aspia Lubis, Sofia Lubis, Sri Nikmah Tullah Lutfiah Effendi Lutfiansyah, Irham Luthfi Ichsan Aulia M Rizky Erlangga M. Ali M. Asiddiki Mubarak M. Fahrizal Hafiz M. Yasfin Nasution M. Yoga Pratama Harahap MA, Dr Sugianto Maidalena Maidalena, Maidalena Manik, Alfia Rahman Manik, M. Bay Hakqi Manik, Risnainun Wahyuli Marliyah Marliyah Marliyah Marliyah Marliyah, Marliyah Marni Susi Susanti Harahap Marsyah Aprilya Maryam Batubara Maulida, Lisa Maylani, Rani Meilinda Ritonga Mella Afrina Mella Afrina Mhd Adjie Permana Hasibuan Mhd Faisal Anwar Afandi Rambe Mico Ferdyansyah Miftahul Fadhil Hanif Miranda Panjaitan Miranti Agustina Miranti Agustina Miswari, Farhan Monika, Sherli Mufti, Muhammad Ikhsan Muhammad Abdillah Pratama Aminullah Muhammad Abdillah Pratama Aminullah Muhammad Aldrian Oktofa Muhammad Arif Muhammad Arif Muhammad Arif Muhammad Gilang Ramadhan Muhammad Habib Rifky Muhammad Habib Rifky Muhammad Hasan AsyAry Muhammad Iqbal Sayuti Harahap Muhammad Lathief Ilhamy Nasution Muhammad Nabil Hanifah Purba Muhammad Rafli Hudhawi Nasution Muhammad Ramadhan Muhammad Ridwan Muhammad Ridwan Muhammad Sukri Muhammad Sukri muhammad Syahbudi, muhammad Muhammad Syukri Albani Nasution Muhammad Taufiq Muhammad Yafiz Muhammad Yafiz Muhammad Yafiz, Muhammad Muhammad Yuda Hendrawan Muliana Munthe, Raja Syahrial Mursala, Fakri Mustapa  Khamal  Rokan Muthia Hafsari Hsb Mutia Sari Dewi Mutia Zahra Lubis Mutyara Kd Chairunissa Pohan Nabila Nasywa Nabila Nasywa Nabila Syafitri Nabila, Fadya Nabila, Putri Salsa Nabilah Syahirah Azhari Nadya Ananda Effendi Nadya Nadya Nadzira Putri Andani Naibaho, wahyu andriansyah Najwa Felisa Lubis Namira Fariza Isnah Suglia Nasution, Ade Irma sofyan Nasution, Amalia Nasution, Anisa Madani Nasution, Annio Indah Lestari Nasution, Annio Indah Lestari Nasution, Dinda Pradina Nasution, Fachrul Rozzi Nasution, Juliana Nasution, Muhammad Irwan Padli Nasution, Nadya Dwinna Putri Nasution, Rahmad Mulia Tama Nasyaa, Sultan Rasy Nasyuwah S Hasibuan Nawrah, Hilwatun Nazli Aulia Nazli Aulia Nelmi Sari Nidaul Husna Nidaul Husna Nindya Azzahra Ningrum, Laila Dwi Nisah Handayani Nona Pebriana Rangkuti Noprillia Ramadhani Saragih Novi Purnama Sari Nst, Muhammad Lathief Ilhamy Nuh, Ruslee Nur Ahmadi Bi Rahmani Nur Ainun Ningsih Nur Aisyah Tanjung Nur Amalia Nur Atikah Nur Atikah NUR HAMIDAH Nur Hamidah Nuraini Nuraini Nurbaiti Nurbaiti Nurbaiti Nurfuadi, Wika Nurhabibi, Elsa Nurhayati Nurhikmah Berasa Nurhikmah Berasa Nuri Aslami Nurlisa Tamara Nursantri Yanti Nurul Inayah Nurul Inayah Nurul Izzah Nurul Izzah Nurul Jannah Nurulita, Anggia Oktaviani, Tesya Orra Venta Ramdhany Harahap Pajhar Ainun Berutu Panca Syahputra Pane, Muhammad Rivaldi Pasaribu, Rifdah Atika Pebriansyah Siregar Pebriansyah Siregar permatasari, putri dwi Prameswari, Ardhia Pratama, M. Luthfi Arif Prianti, Dela Primastuty, Pinny Priyani , Annisa Priyanti, Vivi Pulungan, Rahmat Rizki Puput Handriani, Widia Lestari Purnama Ramadani Silalahi Purnama, Eftry Ade Puspa, Chairunnisa Dian PUSPITA, DARA Puspita, Mutia Dila Putra, Randy Tama Putri Adila Putri Anggraini Putri Anggraini Putri Chairunnisa Pane Putri Chairunnisa Pane Putri Fajariah Sabda Putri Hayati Putri Hayati Putri Indah Fadillah Putri Ramadhani Putri Yuanita putri, amanda afriza Qorry Prananda Aulia Raden Mohamad Herdian Bhakti Rafita Rafita Rahma Sari Zein Rahma, Nopita Rahma, Tri Inda Fadhila Rahma, Tri Inda Fadillah Rahmadayana, Rizka Dwi Rahmah Nur Dongoran Rahman Saleh Nasution Rahman Saleh Nasution Rahmani, Nur Ahmadi Rahmat Daim Harahap Rahmi Syahriza, Rahmi Rahmi, Maulida Raihani Az Zahra Aljuned Ramadani, Sri Ramadhani, Sri Ramadhani, Syifa Husna Ramadhini, Suci Rambe, Trinaningsih Ramil Abbasov Rani Maylani Rendi Setiawan Purba Reni Ria Armayani Hasibuan ria septiana Ria Tifany Tambunan Rifani Anggraini Rifki Arifin Lubis Rifky Ismal Rika Umbaiyani Ritonga Risa Adelila Hasibuan Risa Adelila Hasibuan Riski Ananda Siregar Risma Haryani Siregar Ritonga, Afiq Yasfa Assaumi Rizkinta Amelia Batubara Rizky Karina Syahputra Sagala Rizky, Indah Mutiara Roida Purba Ruliana Ruliana, Ruliana Ryan Syahputra Sabila, Wan Shalah Sabrina Faraditha Sabrina Faraditha Sabrina, Zafira Safitri Winarsih Sahfitri, Nurmaya Dewi Sakinah, Layla Nurul Salma Indriani Salma Indriani Salsabila, Fazira Samad, Khairunnisa Abd Saparuddin Siregar Sapina Dongoran Sarah, Fitria Sarah Sari, Indaniaty Hasanah Sari, Ok. Putri Ananda Sari, Reny Tri Viola Sari, Riska Dwi Sarifah Aini Kembaren Sastriani Ritonga Sembiring, Rahmawati Br Sepfiani, Putri Serly Charita Harahap Sherin Aulia Putri Sherin Aulia Putri Sihotang, Indah Khairunnisa Silalahi, Purnama Ramadani Silalahi, Purnama Ramadhani Silvia Anggrie Nst Sinambela, Khayriza Sindi Rahmadani Sinta Aulia Haikal Sinulingga, Nabila Oktarina Siregar, Choirussonya Putri Amini Siregar, Mutia Fajri Siregar, Nurul Haliza Siregar, Riski Ananda Siregar, Rizky Anggina Siregar, Sri Indah Siregar, Suci Afria Sasty Sisca Amini Cahya Agitsna Agitsna Siti Aisyah Siti Alfaini Syarifah Siti Amrina Hasibuan Siti Julia Siti Rahma Sibuea Sitorus, Eva Afrilisa Sitorus, Sry Rahayu Ningsih Situmorang, Nurul Utami Sofia Lubis Sri Ramadhani Sri Ramadhani sri sudiarti sri sudiarti Sri Sudiarti Sry Rahayu Ningsih Sitorus Stefani Stefani Subakti, Hari Suci Arifah Lubis Sugianto Sugianto Sugianto Sugianto Sugianto Sugianto Suhairi Suhairi Suliawati Suliawati Sunan Agung Nugroho Syafina, Lailan Syahputri, Nur Mustika Syahputri, Rindi Syamsiar, Syamsiar Syaputri, Widya Syari, Meilya Evita Syarifah Hanum Tumangger Syarifah Hanum Tumangger Tambunan, Khairina Tanjung, Miftahul Jannah Tari Rizkya Fona Tasya Fadilah Taufiq Kamil Batubara Tiara Ajeng Dewita Tira Syahira Tri Inda Fadhila Rahma Tri Inda Fadhila Rahma Tria Annisa Try Wahyuni Mawatdah Try Wahyuni Mawatdah Tumanggor, Siti Rahmah Tuti Anggraini Tuti Anggraini Ubay, Fadhila Audi Utama, Septia Sakinah Rizki Valen Zikra Febix Vania Khairunisa lubis Wa Ode Jeslin Wa Ode Jeslin Wahyu Apriandi Batubara Wahyu Destriyansah Wahyudi, Rizky Widya Rizky Amelia Willia Wahyuni Winata, Reihan Arya Winda Irmayani Sijabat Windy Puspita Yasirwan Yasmin, Aulia Syafitri Yati, Fenni Windi Yeni Aprilina Pulungan Yeprian Aji Ratukarangga Yola Aprilia Sibagariang yuda pratama Yulia Wati Yulita Astri Yulpida Sari Lubis Yuniar Pangesti Yusrizal Yusuf Yusuf Zahir Muhammad Fadhilah Harahap Zahir Muhammad Fadhilah Harahap Zainarti Zainarti Zainarti Zamzami Akromi Lubis Zuhrinal M. Nawawi Zulfa Khoiriah Zulfina Ramadhani Siregar Zulhasby Assidqy Nasution ‘Izzi, Amalul