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Pasar Keuangan dan Mekanisme Perdagangan: Tinjauan Konseptual dan Implementasi dalam Perspektif Syariah Ade Fahdiya Syakhilah; Audira Luthfia Sungkar; Muhammad Nabil Hanifah Purba; Muhammad Ikhsan Harahap
Maksimal Jurnal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Vol 3 No 3 (2026): Februari
Publisher : Maximal Journal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya dan Pendidikan

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Pasar keuangan syariah merupakan fondasi penting dalam sistem ekonomi Islam yang berfungsi untuk menyalurkan dana dari pihak yang memiliki kelebihan modal kepada pihak yang membutuhkan pembiayaan berdasarkan prinsip keadilan, keterbukaan, dan larangan terhadap praktik riba, gharar, serta maysir. Dalam konteks pembangunan ekonomi modern, keberadaan pasar keuangan syariah tidak hanya menjadi sarana investasi, tetapi juga instrumen pemerataan kesejahteraan dan stabilitas ekonomi nasional. Penelitian ini bertujuan meninjau secara konseptual dan implementatif mekanisme pasar keuangan syariah di Indonesia, mencakup struktur kelembagaan, instrumen utama, serta tantangan yang dihadapi dalam pelaksanaannya. Metode yang digunakan adalah pendekatan kualitatif deskriptif melalui studi pustaka terhadap jurnal nasional, kebijakan otoritas keuangan, serta data statistik dari periode 2020 hingga 2025. Hasil penelitian menunjukkan bahwa perkembangan pasar keuangan syariah di Indonesia mengalami kemajuan signifikan dengan meningkatnya peran instrumen seperti sukuk, saham syariah, reksa dana syariah, dan pasar uang syariah. Meskipun demikian, tantangan dalam hal literasi masyarakat, likuiditas pasar sekunder, dan harmonisasi kebijakan antarotoritas masih menjadi isu utama yang perlu diselesaikan. Penelitian ini diharapkan memberikan kontribusi konseptual bagi penguatan tata kelola pasar keuangan syariah serta mendorong peningkatan partisipasi masyarakat dalam ekosistem keuangan berbasis nilai Islam.
Peran Dana Investasi Real Estate dalam Pengembangan Pasar Modal Tasya Fadilah; Adetia Dara Ayu; Elisa Fitri; Muhammad Ikhsan Harahap
Maksimal Jurnal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Vol 3 No 3 (2026): Februari
Publisher : Maximal Journal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya dan Pendidikan

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Abstract

Pasar modal Indonesia memiliki peran penting dalam mendukung pertumbuhan ekonomi nasional melalui fungsi utamanya sebagai sumber pembiayaan jangka panjang. Namun, kontribusi sektor properti terhadap kapitalisasi pasar masih rendah, sehingga diperlukan instrumen investasi berbasis aset riil yang lebih beragam. Penelitian ini bertujuan menganalisis peran Dana Investasi Real Estate (DIRE) dalam pengembangan pasar modal Indonesia. Metode yang digunakan adalah kualitatif dengan pendekatan deskriptif melalui studi pustaka terhadap sumber akademik, laporan OJK, dan publikasi BEI. Hasil penelitian menunjukkan bahwa DIRE berperan penting dalam meningkatkan likuiditas pasar, memperkuat diversifikasi instrumen investasi, dan memperluas basis investor. Meski demikian, pengembangan DIRE masih terkendala oleh regulasi yang kompleks, insentif fiskal terbatas, serta rendahnya literasi keuangan masyarakat. Oleh karena itu, diperlukan kebijakan yang lebih adaptif dan dukungan edukatif untuk mendorong pertumbuhan DIRE sebagai instrumen strategis dalam memperkuat pasar modal nasional.
Islamic Financial Strategy for Furniture Business Development: A SOAR Analysis Approach Khusnul Khotimah; Aqwa Naser Daulay; Muhammad Ikhsan Harahap
Jurnal Akuntansi dan Keuangan Islam Vol 13, No 2 (2025)
Publisher : INSTITUT AGAMA ISLAM SEBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61111/jakis.v13i2.1065

Abstract

This study aims to design an Islamic financial strategy for the development of the Djaya Tanjung Morawa Furniture business using the SOAR (Strengths, Opportunities, Aspirations, Results) analytical framework. The research is motivated by the declining performance of small-scale furniture enterprises in North Sumatra amid intense competition and the growing use of non-wood materials. Employing a qualitative descriptive approach, data were collected through interviews, observations, and questionnaires to evaluate both internal (IFE) and external (EFE) factors of the business. The SOAR analysis identified that the SR (Strengths–Results) quadrant achieved the highest total score of 3.865, indicating a strong potential for growth and sustainability. The SR strategy emphasizes increasing sales through product diversification, design innovation, and the adoption of e-commerce platforms to expand market reach. It also promotes production cost efficiency by utilizing the artisans’ experience to optimize processes aligned with Islamic financial ethics, focusing not only on profit generation but also on achieving barakah (blessings) and maslahah (public benefit). The study contributes to Islamic business strategy literature by integrating financial stability with Sharia principles of productivity, fairness, and social welfare. The findings are expected to guide micro and small furniture enterprises in formulating growth-oriented, ethical, and sustainable business strategies within the Islamic economic framework. Penelitian ini bertujuan merancang strategi keuangan Islam dalam pengembangan usaha furnitur Djaya Tanjung Morawa dengan menggunakan kerangka analisis SOAR (Strengths, Opportunities, Aspirations, Results). Latar belakang penelitian ini adalah penurunan kinerja usaha kecil sektor furnitur di Sumatera Utara akibat persaingan ketat dan meningkatnya penggunaan bahan non-kayu. Penelitian ini menggunakan pendekatan kualitatif deskriptif dengan pengumpulan data melalui wawancara, observasi, dan kuesioner untuk menganalisis faktor internal (IFE) dan eksternal (EFE) perusahaan. Hasil analisis SOAR menunjukkan bahwa kuadran SR (Strengths–Results) memperoleh skor tertinggi sebesar 3,865, menandakan potensi pertumbuhan dan keberlanjutan yang kuat. Strategi SR menekankan peningkatan penjualan melalui diversifikasi produk, inovasi desain, serta pemanfaatan platform e-commerce untuk memperluas jangkauan pasar. Selain itu, strategi ini mendorong efisiensi biaya produksi dengan mengoptimalkan pengalaman para pengrajin sesuai etika keuangan Islam, berorientasi tidak hanya pada pencapaian laba, tetapi juga keberkahan (barakah) dan kemaslahatan (maslahah). Penelitian ini memberikan kontribusi terhadap literatur strategi bisnis Islam dengan mengintegrasikan stabilitas keuangan dan prinsip syariah yang menekankan produktivitas, keadilan, serta kesejahteraan sosial. Temuan ini diharapkan dapat menjadi acuan bagi pelaku usaha kecil sektor furnitur dalam merumuskan strategi bisnis yang etis, berkelanjutan, dan berorientasi pada pertumbuhan dalam kerangka ekonomi Islam.   
Analisis Empiris Perkembangan Green Sukuk dan Alokasinya terhadap Infrastruktur Hijau di Indonesia M Yasfin Nasution; Sugianto Sugianto; Muhammad Ikhsan Harahap
Jurnal Riset Akuntansi Vol. 4 No. 3 (2026): August: Jurnal Riset Akuntansi
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/jura-itb.v4i3.4142

Abstract

This study aims to analyze the development of green sukuk and its allocation to green infrastructure in Indonesia during the 2018–2024 period. The approach used in this study is a descriptive approach with a literature study method (library research) using secondary data obtained from official reports of the Ministry of Finance of the Republic of Indonesia and other related publications. The analysis technique used is descriptive statistics through data presentation in the form of tables and graphs. The results of the study indicate that the development of green sukuk in Indonesia has experienced an upward trend although there are fluctuations in several periods. The allocation of green sukuk funds is spread across various green infrastructure sectors with dominance in the water management, sustainable transportation, and resilience to climate change sectors. In addition, green sukuk has been realized in various real projects, such as the development of transportation infrastructure, renewable energy, and environmentally friendly buildings that provide direct contributions to sustainable development. However, the results of the study also show an imbalance in the distribution of allocations between sectors, especially in the renewable energy and green building sectors which are still relatively low. Therefore, optimization is needed in the management and distribution of green sukuk funds to provide a more equitable and effective impact in supporting green infrastructure development in Indonesia.
The Effect of Income from Part-Time Employment and Investment Motivation on Sharia Investment Interest Nanda Ardi Tama; Soemitra, Andri; Harahap, Muhammad Ikhsan
Islamic Economics and finance in Focus Vol. 5 No. 3 (2026)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2026.05.3.13

Abstract

The increasing growth of sharia investment in Indonesia has encouraged greater participation among university students, making it important to identify the factors influencing their interest in sharia investment. This study aims to analyze the effect of income from part-time employment and investment motivation on students’ interest in sharia investment. This study employed a quantitative approach using a survey method by distributing questionnaires to 98 respondents selected through probability sampling. The data were analyzed using the Partial Least Squares-Structural Equation Modeling (PLS-SEM) method with SmartPLS 4. The results indicate that income from part-time employment has a positive and significant effect on students’ interest in sharia investment (t = 3.557, p < 0.001). Investment motivation also has a positive and significant effect (t = 6.946, p < 0.001) and exerts a stronger influence than income. Furthermore, both variables explain 55.9% of the variance in students’ interest in sharia investment (Adjusted R² = 0.559). These findings imply that universities should strengthen sharia investment education and encourage students to improve their financial capability and investment motivation to enhance participation in sharia investment.
The Influence of Zakat Institution Marketing, Public Awareness, and Self-Motivation on Zakat Mal Payment Compliance Audira Luthfia Sungkar; Juliana Nasution; Muhammad Ikhsan Harahap
Islamic Economics and finance in Focus Vol. 5 No. 3 (2026)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2026.05.3.10

Abstract

This study investigates the interplay between the marketing initiatives of zakat institutions, public awareness levels, and internal motivation regarding the compliance of paying zakat mal at the National Zakat Agency (BAZNAS) of Deli Serdang Regency. The research employs a quantitative causal associative approach. Data collection was executed by distributing questionnaires to 100 Muslim respondents in Deli Serdang with steady incomes, selected through purposive sampling. Statistical analysis was performed using multiple linear regression via SPSS software. The partial findings demonstrate that institutional marketing and public awareness exert a positive and significant influence on zakat compliance, with public awareness emerging as the most dominant factor. Conversely, the internal motivation variable exhibits a negative and significant effect due to a cultural anomaly, where high spiritual fervor paradoxically triggers a preference for distributing zakat directly to recipients rather than through formal channels. Simultaneously, institutional marketing, awareness, and internal motivation significantly impact compliance, explaining 63.8% of the data variance (Adjusted R Square 0.638), while the remainder is influenced by factors external to this research model.,
The Influence of Inflation and Stock Prices on Earnings Per Share of Bank Syariah Indonesia (BRIS) Stock Nawwir Ar Rasyid Sulaiman; Muhammad Ikhsan Harahap; Imsar Imsar
Social Science Academic Vol. 4 No. 2 (2026)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ssa.10583

Abstract

This study aims to analyze the effect of inflation and stock prices on Earnings Per Share at PT Bank Syariah Indonesia Tbk (BRIS) for the 2021-2025 period. This study employed a quantitative approach using secondary data analyzed using multiple linear regression. The results of partial hypothesis testing (t-test) indicate that inflation and stock prices do not significantly influence Earning Per Share. Consistent with this finding, simultaneous testing (F-test) also demonstrates that inflation and stock prices together have no significant effect on Earning Per Share. The coefficient of determination test results show a value of 44.1%. This indicates that inflation and stock prices explain fluctuations in Earning Per Share by 44.1%, while the remaining 55.9% is explained by factors outside the research model, such as the company's internal fundamental performance or other macroeconomic conditions. It can be concluded that, during this research period, external factors such as inflation and stock price movements were not the primary determinants of earnings per share at Bank Syariah Indonesia.
Analisis Pengaruh Literasi Investasi di Kalangan Pelajar Terhadap Keputusan Investasi (Studi Kasus SMA dan MA di Binjai) Rindi Syahputri; Dinda Pradina Nasution; Farhan Miswari; Muhammad Ikhsan Harahap
IKAMAS: Jurnal Informasi Keagamaan, Manajemen dan Strategi Vol 4 No 1 (2024): IKAMAS: Jurnal Informasi Keagamaan, Manajemen dan Strategi
Publisher : Yayasan Pendidikan Islam Akmalia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62361/ikamas.v4i1.133

Abstract

Penelitian ini menggunakan kuesioner yang dibagikan kepada siswa dan siswi Kota Binjai sebagai sampel dengan jumlah sebanyak 101 responden. Teknik analisis data yang digunakan adalah analisis deskriptif dan analisis regresi linear sederhana. Dari hasil pengujian hipotesis menggunakan uji t didapatkan hasil t hitung (11,869) > t tabel (1,660) dengan nilai signifikansi 0,000 kurang dari 0,05, artinya literasi keuangan berpengaruh secara signifikan terhadap keputusan investasi pada siswa dan siswi Kota Binjai. Besarnya pengaruh literasi keuangan terhadap keputusan investasi dapat dilihat dari nilai koefesien determinasi yaitu sebesar 58,7%. Sedangkan 41,3% dipengaruhi oleh faktor lain yang tidak diteliti dalam penelitian ini
PENGARUH LITERASI INVESTASI SYARIAH, PERSEPSI RETURN, DAN PERSEPSI RISIKO TERHADAP MINAT MAHASISWA FEBI UINSU DALAM BERINVESTASI SAHAM SYARIAH Syahinda, T. Razita; Daulay, Aqwa Naser; Harahap, Muhammad Ikhsan
Jurnal Manajemen Terapan dan Keuangan Vol. 15 No. 03 (2026): Jurnal Manajemen Terapan dan Keuangan (On Proses)
Publisher : Program Studi Manajemen Pemerintahan dan Keuangan Daerah Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jmk.v15i03.59617

Abstract

Abstrak Berbagai faktor, termasuk persepsi risiko, persepsi imbal hasil, dan pengetahuan mengenai investasi syariah, memengaruhi minat mahasiswa untuk berinvestasi pada saham syariah. Penelitian ini bertujuan untuk mengetahui bagaimana ketiga faktor tersebut memengaruhi minat mahasiswa FEBI UINSU dalam berinvestasi saham syariah. Penelitian ini menggunakan analisis asosiatif sebagai metode kuantitatif. Teknik purposive sampling digunakan untuk memilih sampel sebanyak seratus mahasiswa. Data dikumpulkan melalui kuesioner, dan analisis dilakukan menggunakan metode regresi linear berganda pada perangkat lunak SPSS 25. Hasil penelitian menunjukkan bahwa minat berinvestasi saham syariah dipengaruhi secara negatif oleh persepsi risiko, namun dipengaruhi secara positif oleh pengetahuan investasi syariah dan persepsi imbal hasil. Selain itu, minat berinvestasi saham syariah juga dipengaruhi secara simultan oleh ketiga faktor tersebut. Minat investasi mahasiswa umumnya dipengaruhi oleh penilaian mereka terhadap risiko investasi dan ekspektasi imbal hasil, serta pengetahuan mereka mengenai investasi syariah. Untuk meningkatkan minat mahasiswa dalam berinvestasi saham syariah, pemahaman mereka mengenai investasi syariah perlu terus ditingkatkan.  Kata kunci: Minat Investasi Syariah,Literasi Investasi Syariah, Persepsi Return, Persepsi Resiko
ANALYSIS OF THE RELATIONSHIP BETWEEN CREATIVITY AND SELF-EFFICACY IN SHAPING ENTREPRENEURIAL READINESS AMONG GENERATION Z IN MEDAN CITY Asrika Winana Farida Ayu; Atika; Muhammad Ikhsan Harahap
Jurnal Media Ekonomi (JURMEK) Vol 31 No 2 (2026): Jurnal Media Ekonomi
Publisher : LPPM UNIVERSITAS BINA INSAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32767/jurnalmediaekonomi.v31i2.3362

Abstract

Purpose: This study seeks to determine the relationship of creativity and self-efficacy with entrepreneurial readiness among Generation Z in Medan City. Research Methodology: An associative design within a quantitative approach was applied. The sample comprised 100 Generation Z respondents residing in Medan City who were interested in entrepreneurship. Respondents were chosen through purposive sampling, and information was gathered by administering a Likert-scale questionnaire. SPSS version 29 was used to process the data through validity and reliability testing, classical assumption testing, Pearson correlation, multiple linear regression, t-tests, F-tests, and the coefficient of determination. Results: Partial testing showed a positive and significant relationship between creativity and entrepreneurial readiness (t = 4.594; p < 0.001). Self-efficacy likewise had a positive and significant relationship with entrepreneurial readiness (t = 3.136; p = 0.002). Joint testing also indicated a significant relationship of creativity and self-efficacy with entrepreneurial readiness (F = 4.125; p = 0.019). Together, the variables accounted for 7.8% of the variation in entrepreneurial readiness, leaving 92.2% associated with factors beyond the study. Conclusions: Generation Z respondents who demonstrate greater capacity to produce and develop ideas and stronger confidence in their business capabilities generally show greater entrepreneurial readiness. Nevertheless, the model's small contribution suggests that creativity and self-efficacy alone do not provide a comprehensive explanation of entrepreneurial readiness. Limitations: The study covers only 100 Generation Z respondents in Medan City selected through purposive sampling. A cross-sectional design and self-reported questionnaires further restrict the generalizability of its findings and prevent causal conclusions from being drawn. Contributions: By emphasizing entrepreneurial readiness instead of focusing solely on entrepreneurial intention, this study broadens research on entrepreneurship among Generation Z. Its findings support incorporating idea-development activities and business simulations into entrepreneurship programs to reinforce participants' self-efficacy.
Co-Authors ,., Atika ,M.Si, Yusrizal A, RismaDani Abdillah Aswari Abdu Rahman Hakim Abdul Aziz Hakim Abdul Ramadhani, Alya Abidzar Fikri Simamora Abidzar Fikri Simamora Ade Fahdiya Syakhilah Adelia Sahputri Nainggolan Adetia Dara Ayu Adinda Adinda Pasaribu, Fitri Adriansyah Hidayat Afsari , Fidiya Ahmad Amin Dalimunthe Ahmad Fauzan Aflah Ahmad Fauzan Purba Ahmad Firdaus Lingga Ahmad Pramudja Ahmad Ramdhani Mungkur Ahmad Ramdhani Mungkur Ahmad Sayuti Malik Ahmad Syakir Ahmad Zikri Ainatul Hasanah Aldyansah Arrahman Rianto Alfarisyi, Muhammad Faisal Alfi Andriansyah Harahap Alif, Ryo Vikri Alya Abdul Ramadhani Alya Fadhila Amalia Ramadhani Suci Ardi Amanda Damayanti Nasution Amelia Novita AMELIA, MAYA Amirah Shabrina Ilra Amnah Faridah Hasibuan Ananda Fitriani Oktavia Ananda Fitriani Oktavia Andri Soemitra Andri Soemitra Andri Soemitra Angelly Pratiwi Anggi Anggeriani br Ketaren Anggia Nurulita Anggraini , Tuti Anggraini, Nur Marliana Anggun Rohaya Putri Munthe Anggun Rohaya Putri Munthe Anika, Regi Aninda Mahfadillah Aninda Mahfadillah Anisa Madani Nasution Anisah Nasution Annisa Afwani Annisa Afwani Annisa Khoiri Annisa Rahmah Herlin Annisa, Dwi Nur Annisa, Sufiati Anwar Syarif Harahap Aprilla, Vanya Aqwa Naser Daulay Ardhi Sahjaya Ardhia Prameswari Ardiansyah Ardiansyah Ardianto, Willi Arifin Fauzi Lubis Arjuna, Arjuna Arnadila Dwi Syahputri Arvina Wahyuni Asmita, Riza Ayu Asrika Winana Farida Ayu Astri Hardina Amelia Atika Atika Atika Atika Atika Audira Luthfia Sungkar Audira Luthfia Sungkar Ayu Fitriana Ayu Hani Marsani Tanjung Ayu Hani Marsani Tanjung Ayyub Ramadhan Baehaqi Baihaqi, M. Eza Bambang Permadi Bambang Permadi Basri, Hunny Lutpiah Bayu Lazuardi Berutu, Pajhar Ainun Bi Rahmani, Nur Ahmadi Bintang Akbar Azhari Bintang Ramadhan Saragih Cahya Adetrya cibro, ikhe sigemasih Cindi Husna Pratiwi Cindy Alya Tantri Cindy Anggreni Cindy Anita Sari Cindy Anita Sari Cindy Er Nisa Cindy Sekar Arum Daei, Muhammad Imam Dalimunthe, Afifah Damanik, Anhari Gusvi Damayanti, Anggita Danu Wijaya Danu Wijaya Dewarni Siregar Dewita, Tiara Ajeng Dharma, Budi Dicky Pratama Dinda Aulia Sari Dinda Nurayuni Humaira Dinda Nurayuni Humaira Dinda Pradina Nasution Dini Lestari Dino Farid Pratama Dongoran, Ranah Santri Dwi Gusvita Anggraini Dwiki Wardana Syah Dyah Mega Putri Efendi, Nadya Ananda Eko Purnomo Elisa Fitri Elya Rosa Maharani Sembiring Ema Khairani Ema Nur Syahfitri Eri Erika Setia Cahyani Evan Hamdani Fachry Abda El Rahman Fadhilah, Irfan Fadillah Syafitri Fadillah Syafitri Fadya Nabila Fahmi Reza Sitepu Fahmiatul Aulia Pangaribuan Faradila Permata Azmi Farhan Edma Manurung Farhan Miswari Fatimah zahrah Harahap Fauzan Habib Fauzi Arkhan Sembiring Fazira, Era Fazira, Fira Febix, Valen Zikra Feby Salsabila Dasri Feby Salsabila Dasri Fenny Ade Annisah Finkan Nadia Fitriani Lestari Fransiska, Ira Friska Amelia Friska Fauziah Umardhi Ginting, Siti Nurhasanah Br Gunawan, Danish Irsyad Habibah Shobri Halimah Halimah Hamdani Hamdani Hamidatus Shalihah Hamtheldy, Raihan Zaky Handana Sembiring Hanif, Hilman Harahap, Ledis Izzah Harahap, Rahmat Daim Harahap, Rahmat Daim Harahap, Risky Suleman Alpian Hasanah, Siti Zia Hadatul Hasibuan, Amnah Faridah Hasibuan, Faizah Hasibuan, Misna Hasibuan, Muhammad Rezki Ripaldo Hasibuan, Reni Ria Armayani Hasibuan, Winda Khairani Hasrimy, Nabila Felicia Haya Aghnia Azzahra Haya Aghnia Azzahra Hendra Harmain Hermain, Hendra Hidayah, Muhammad Arif Hutabarat, M. Rafiq Efrianda Ibnu Habib Wahyudi Ibnu Rizal Mubarok Ibnu Syawali Manurung Ida Ayu Putu Sri Widnyani Iir Tsamrotur Rofa Ika Puspita Sari Ikhwan Abidin Ikram Muharril Imam Solehuddin Imron Berutu Imsar Imsar Imsar Imsar Imsar Imsar Imsar, Imsar Imsar, Imsar Indah Aryani Indradewa, Rhian Intan Azzahra Intan Azzahra Irham, Mawaddah Iskandar, Irfan Ismal, Rifky Isnaini Harahap IZZAH, NURUL Jelita Handayani Rambe Jihan Fatya Juliana Nasution Juliana Nasution Juwita Silfana K, Kamilah K., Kamilah Kamilah K. Kamilah,k Khaila Calsa Fhadillah Khaila Calsa Fhadillah Khairani Khairani Khairani Marpaung Khairina, Nabila Khoirotun Nisa Limbong Khoirotun Nisa Limbong Khusnul Khotimah Kiki Andrea Putri Hasibuan Kuncoro, Muhammad Agus Laili Rohimah LathiefIlhamy Nst, M. Latifah Latifah Laylan Syafina Lisa Yuniar Lisnawati Lisnawati Lubis, Ainun Mardiah Lubis, Balqis Mawaddah Lubis, Minta Ito Lubis, Najwa Felisa Lubis, Rafika Amalia Lubis, Siti Zahra Khostamaru Aspia Lubis, Sofia Lubis, Sri Nikmah Tullah Lutfiah Effendi Lutfiansyah, Irham Luthfi Ichsan Aulia M Rizky Erlangga M Yasfin Nasution M. Ali M. Asiddiki Mubarak M. Yasfin Nasution M. Yoga Pratama Harahap MA, Dr Sugianto Maidalena Maidalena, Maidalena Manik, Alfia Rahman Manik, M. Bay Hakqi Manik, Risnainun Wahyuli Marliyah Marliyah Marliyah Marliyah Marliyah, Marliyah Marni Susi Susanti Harahap Marsyah Aprilya Maryam Batubara Maulida, Lisa Maylani, Rani Meilinda Ritonga Mella Afrina Mella Afrina Mhd Adjie Permana Hasibuan Mhd Faisal Anwar Afandi Rambe Mico Ferdyansyah Miftahul Fadhil Hanif Miranda Panjaitan Miranti Agustina Miranti Agustina Mufti, Muhammad Ikhsan Muhammad Abdillah Pratama Aminullah Muhammad Abdillah Pratama Aminullah Muhammad Aldrian Oktofa Muhammad Arif Muhammad Arif Muhammad Arif Muhammad Fathi Farhat Muhammad Gilang Ramadhan Muhammad Habib Rifky Muhammad Habib Rifky Muhammad Hafiz Muhammad Hasan AsyAry Muhammad Iqbal Sayuti Harahap Muhammad Lathief Ilhamy Nasution Muhammad Nabil Hanifah Purba Muhammad Rafli Hudhawi Nasution Muhammad Ramadhan Muhammad Ridwan Muhammad Ridwan Muhammad Sukri Muhammad Sukri muhammad Syahbudi, muhammad Muhammad Syukri Albani Nasution Muhammad Taufiq Muhammad Yafiz Muhammad Yafiz Muhammad Yafiz, Muhammad Muhammad Yuda Hendrawan Muliana Munthe, Raja Syahrial Mursala, Fakri Mustapa  Khamal  Rokan Muthia Hafsari Hsb Mutia Dila Puspita Mutia Sari Dewi Mutia Zahra Lubis Mutyara Kd Chairunissa Pohan Nabila Nasywa Nabila Nasywa Nabila Syafitri Nabila, Fadya Nabila, Putri Salsa Nabilah Syahirah Azhari Nadya Ananda Effendi Nadzira Putri Andani Naibaho, wahyu andriansyah Najwa Felisa Lubis Namira Fariza Isnah Suglia Nanda Ardi Tama Nasution, Ade Irma sofyan Nasution, Amalia Nasution, Anisa Madani Nasution, Annio Indah Lestari Nasution, Annio Indah Lestari Nasution, Fachrul Rozzi Nasution, Juliana Nasution, Muhammad Irwan Padli Nasution, Nadya Dwinna Putri Nasution, Rahmad Mulia Tama Nasyaa, Sultan Rasy Nasyuwah S Hasibuan Nawrah, Hilwatun Nawwir Ar Rasyid Sulaiman Naylatusalwa Makarim Tambunan Nazli Aulia Nazli Aulia Nazwa Zahra Nelmi Sari Nidaul Husna Nidaul Husna Nindya Azzahra Ningrum, Laila Dwi Nisah Handayani Nona Pebriana Rangkuti Noprillia Ramadhani Saragih Novi Purnama Sari Nst, Muhammad Lathief Ilhamy Nuh, Ruslee NUR AHMADI BI RAHMANI Nur Ahmadi Bi Rahmani Nur Ainun Ningsih Nur Aisyah Tanjung Nur Atikah Nur Atikah NUR HAMIDAH Nur Hamidah Nurbaiti Nurbaiti Nurbaiti Nurfuadi, Wika Nurhabibi, Elsa Nurhayati Nurhikmah Berasa Nurhikmah Berasa Nuri Aslami Nurlisa Tamara Nursantri Yanti Nurul Aida Dayana Nurul Inayah Nurul Inayah Nurul Izzah Nurul Izzah Nurul Jannah Nurulita, Anggia Oktaviani, Tesya Orra Venta Ramdhany Harahap Pajhar Ainun Berutu Panca Syahputra Pane, Muhammad Rivaldi Pasaribu, Rifdah Atika Pebriansyah Siregar Pebriansyah Siregar Prameswari, Ardhia Pratama, M. Luthfi Arif Primastuty, Pinny Priyani , Annisa Priyanti, Vivi Pulungan, Rahmat Rizki Puput Handriani, Widia Lestari Purnama Ramadani Silalahi Purnama, Eftry Ade Puspa, Chairunnisa Dian PUSPITA, DARA Putra, Randy Tama Putri Adila Putri Anggraini Putri Anggraini Putri Chairunnisa Pane Putri Chairunnisa Pane Putri Dwi Permatasari Putri Fajariah Sabda Putri Hayati Putri Hayati Putri Indah Fadillah Putri Ramadhani putri, amanda afriza Qorry Prananda Aulia Raden Mohamad Herdian Bhakti Rafita Rafita Rahma Sari Zein Rahma, Nopita Rahma, Tri Inda Fadhila Rahma, Tri Inda Fadillah Rahmadayana, Rizka Dwi Rahmah Nur Dongoran Rahman Saleh Nasution Rahman Saleh Nasution Rahmani, Nur Ahmadi Rahmat Daim Harahap Rahmi Syahriza Rahmi Syahriza, Rahmi Rahmi, Maulida Raihani Az Zahra Aljuned Ramadani, Sri Ramadhani, Sri Ramadhani, Syifa Husna Ramadhini, Suci Rambe, Trinaningsih Ramil Abbasov Rani Maylani Rendi Setiawan Purba Reni Ria Armayani Hasibuan ria septiana Ria Tifany Tambunan Rifani Anggraini Rifki Arifin Lubis Rifky Ismal Rika Umbaiyani Ritonga Rindi Syahputri Risa Adelila Hasibuan Risa Adelila Hasibuan Riski Ananda Siregar Risma Haryani Siregar Ritonga, Afiq Yasfa Assaumi Rizkinta Amelia Batubara Rizky Karina Syahputra Sagala Rizky, Indah Mutiara Roida Purba Ruliana Ruliana, Ruliana Ryan Syahputra Sabrina Faraditha Sabrina Faraditha Sabrina, Zafira Safitri Winarsih Sakinah, Layla Nurul Salma Indriani Salma Indriani Salsabila, Fazira Samad, Khairunnisa Abd Samsi Efendi Sandi Nugraha Saparuddin Siregar Sapina Dongoran Sarah, Fitria Sarah Sari, Indaniaty Hasanah Sari, Ok. Putri Ananda Sarifah Aini Kembaren Sastriani Ritonga Sepfiani, Putri Serly Charita Harahap Sherin Aulia Putri Sherin Aulia Putri Sihotang, Indah Khairunnisa Silalahi, Purnama Ramadani Silalahi, Purnama Ramadhani Silvia Anggrie Nst Sindi Rahmadani Sinta Aulia Haikal Sinulingga, Nabila Oktarina Siregar, Choirussonya Putri Amini Siregar, Mutia Fajri Siregar, Nurul Haliza Siregar, Riski Ananda Siregar, Rizky Anggina Siregar, Sri Indah Siregar, Suci Afria Sasty Sisca Amini Cahya Agitsna Agitsna Siti Aisyah Siti Alfaini Syarifah Siti Amrina Hasibuan Siti Julia Siti Rahma Sibuea Sitorus, Sry Rahayu Ningsih Sofia Lubis Soleha, Safnah Sri Ramadhani Sri Ramadhani Sri Sudiarti sri sudiarti Sri Sudiarti Sry Rahayu Ningsih Sitorus Stefani Stefani Subakti, Hari Suci Arifah Lubis Sugianto Sugianto Sugianto Sugianto Sugianto Sugianto Suhairi Suhairi Suliawati Suliawati Sunan Agung Nugroho Syafina, Lailan Syahinda, T. Razita Syahputri, Nur Mustika Syamsiar, Syamsiar Syaputri, Widya Syari, Meilya Evita Syarifah Hanum Tumangger Syarifah Hanum Tumangger Tambunan, Khairina Tanjung, Miftahul Jannah Tari Rizkya Fona Tasya Fadilah Taufiq Kamil Batubara Tiara Ajeng Dewita Tira Syahira Tri Inda Fadhila Rahma Tri Inda Fadhila Rahma Tria Annisa Try Wahyuni Mawatdah Try Wahyuni Mawatdah Tumanggor, Siti Rahmah Tuti Anggraini Tuti Anggraini Ubay, Fadhila Audi Utama, Septia Sakinah Rizki Valen Zikra Febix Vania Khairunisa lubis Wa Ode Jeslin Wa Ode Jeslin Wahyu Apriandi Batubara Wahyu Destriyansah Wahyu Pinastia Ningrum Wahyudi, Rizky Waizul Qarni Widya Rizky Amelia Willia Wahyuni Winata, Reihan Arya Winda Irmayani Sijabat Windy Puspita Yasirwan Yati, Fenni Windi Yeni Aprilina Pulungan Yeprian Aji Ratukarangga Yola Aprilia Sibagariang yuda pratama Yulia Wati Yulita Astri Yulpida Sari Lubis Yuniar Pangesti Yusrizal Yustia Dewi Yusuf Yusuf Zahir Muhammad Fadhilah Harahap Zahir Muhammad Fadhilah Harahap Zainarti Zainarti Zainarti Zamzami Akromi Lubis Zuhrinal M. Nawawi Zulfa Khoiriah Zulfina Ramadhani Siregar Zulhasby Assidqy Nasution ‘Izzi, Amalul