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International Journal of Management and Business Economics International Journal of Management, Entrepreneurship, Social Science and Humanities (IJMESH) Digital Bisnis: Jurnal Publikasi Ilmu Manajemen Dan E-commerce Inisiatif: Jurnal Ekonomi, Akuntansi Dan Manajemen Journal of Economics and Social Sciences Jurnal Penelitian Ekonomi Manajemen dan Bisnis Jurnal Publikasi Ilmu Manajemen Moneter : Jurnal Keuangan dan Perbankan J-ISACC : Journal of Islamic Accounting Competency Paradoks : Jurnal Ilmu Ekonomi Amkop Management Accounting Review (AMAR) Wawasan : Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan Jurnal Informasi Keagamaan, Manajemen dan Strategi Trending: Jurnal Manajemen dan Ekonomi Jurnal Manajemen Dan Bisnis Ekonomi Jurnal Riset Manajemen dan Ekonomi Jurnal Riset Akuntansi Jurnal Riset Ekonomi dan Akuntansi Jurnal Informatika Ekonomi Bisnis (JIMBE) Journal of Economics and Management Scienties Journal of Management, Economic, and Accounting Jurnal Manuhara: Pusat Penelitian Ilmu Manajemen Dan Bisnis Jurnal Anestesi: Jurnal Ilmu Kesehatan dan Kedokteran Social Science Academic Jurnal Ilmiah Ekonomi dan Manajemen Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah IIJSE Neraca Manajemen, Akuntansi, dan Ekonomi Journal of Waqf and Islamic Economic Philanthropy Journal of Islamic Economics and Finance Jurnal Akuntansi dan Keuangan Islam (JAKIs) Santri : Jurnal Ekonomi dan Keuangan Islam El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Islamic Economics and finance in Focus (IEFF) Jurnal Intelek Dan Cendikiawan Nusantara JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI MAXIMAL Jurnal Ekonomi, Akuntansi dan Perpajakan Jurnal Inovasi Ekonomi Syariah dan Akuntansi An-Nisbah: Jurnal Ekonomi Syariah Akuntansi dan Ekonomi Pajak: Perspektif Global Jurnal Akuntansi Hukum dan Edukasi Journal of Sharia Business Management Jurnal Pendidikan Rafflesia Global Leadership Organizational Research in Management Proceeding International Conference on Islamic Economics Community Services Ecobankers : Journal of Economy and Banking Jurnal Ekonomi dan Bisnis Jurnal Pengabdian Nusantara Jurnal Ekonomi, Manajemen Pariwisata dan Perhotelan Journal of Golden Generation Economic Journal of Golden Generation Multidisciplinary STARLA : Jurnal Pengabdian Masyarakat International Journal of Islamic Business Management Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Jurnal Publikasi Manajemen Informatika MUQADDIMAH: Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis Media Ekonomi dan Manajemen
Harahap, Muhammad Ikhsan
Universitas Islam Negeri Sumatera Utara
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The Impact of Financial Technology and QRIS Services on the Effectiveness of Payment Systems at CFD MSMEs in Medan from an Islamic Economics Perspective Soleha, Safnah; Muhammad Ikhsan Harahap; Nur Ahmadi Bi Rahmani
Islamic Economics and finance in Focus Vol. 5 No. 3 (2026)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2026.05.3.14

Abstract

This research aims to thoroughly investigate the extent to which financial technology and the Indonesian Standard Quick Response Code (QRIS) service influence the overall effectiveness and efficiency of payment systems utilized by Micro, Small, and Medium Enterprises (MSMEs) operating within the bustling and dynamic environment of Medan City's Car Free Day (CFD) zone. The study employs a comprehensive quantitative research methodology, meticulously collecting data through carefully designed questionnaires distributed directly to MSME owners and operators who conduct their business activities in the CFD area. To ensure the relevance and accuracy of the sample, purposive sampling techniques were utilized, resulting in a total of 84 participants who met specific criteria related to their engagement with digital payment systems and QRIS usage. The responses obtained from these questionnaires were measured using a Likert scale, allowing for nuanced analysis of respondents’ perceptions and experiences, and the data were then processed and analyzed using the latest version of IBM SPSS Statistics (version 29), ensuring rigorous statistical testing and validity. The findings from the analysis reveal compelling evidence that financial technology services have a positive and statistically significant influence on the effectiveness of the payment systems employed by MSMEs, with a t-value of 4.822 and a p-value less than 0.05, indicating strong significance. Similarly, the implementation and utilization of QRIS services also demonstrate a positive and significant impact, with an even higher t-value of 10.238 and a p-value below 0.05, underscoring QRIS as the most influential variable among those examined. When considering both variables collectively, the results show that financial technology and QRIS services together exert a highly significant and positive effect on payment system effectiveness, as evidenced by the F-statistic of 166.846 and a p-value less than 0.05. The coefficient of determination (R²) is calculated to be 0.805, meaning that approximately 80.5 % of the variation observed in the effectiveness of payment systems can be attributed to these two key independent variables, while the remaining 19.5 % of the variation could be explained by external factors not directly measured within this study.
The Influence of Digital Convenience, Online Promotions, and Instant Gratification on Repurchase Intention among FEBI UINSU Students using Tiktok Shop Annisa Rahmah Herlin; Nurbaiti; Muhammad Ikhsan Harahap
Media Ekonomi dan Manajemen Vol 41 No 2 (2026): July 2026
Publisher : Fakultas Ekonomika dan Bisnis Universitas 17 Agustus 1945 Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56444/mem.v41i2.35

Abstract

This study aims to reveal how digital convenience, online promotions, and instant gratification tendency influence repurchase intention among students of the Faculty of Islamic Economics and Business at State Islamic University of North Sumatra who actively use TikTok Shop. Alongside the rapid growth of social commerce, consumer behavior patterns have undergone significant transformation, consequently making repurchase intention a critical indicator of platform sustainability in the digital marketplace. To address this objective, the study employed a quantitative approach based on explanatory research. Data were collected through questionnaires distributed to 108 respondents selected purposively according to predetermined criteria. The analytical technique applied was Partial Least Squares Structural Equation Modeling (PLS-SEM). The results showed that digital convenience and instant gratification tendency exerted a positive and significant influence on repurchase intention, while online promotions did not confirm a statistically meaningful effect. In conclusion, digital convenience and instant gratification proved to be dominant, while online promotions were not significant. These findings suggest that strengthening the quick-shopping experience is more crucial than promotional gimmicks in maintaining consumer loyalty on social commerce platforms. Theoretically, this study extends the application of the Theory of Planned Behavior to the social commerce context by demonstrating how digital convenience corresponds to perceived behavioral control and how instant gratification tendency reflects attitude toward behavior, offering novel insights into consumer behavior on short-form video-based platforms.
The Influence of Financial Sector Growth, Dependency Ratio, and Education Level on the Penetration of Sharia Life Insurance in Indonesia Yustia Dewi; Marliyah; Muhammad Ikhsan Harahap
Media Ekonomi dan Manajemen Vol 41 No 2 (2026): July 2026
Publisher : Fakultas Ekonomika dan Bisnis Universitas 17 Agustus 1945 Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56444/mem.v41i2.38

Abstract

Indonesia has the largest Muslim population in the world, yet its sharia life insurance penetration lags far behind other ASEAN countries such as Malaysia and Thailand. This phenomenon warrants further investigation, given the substantial untapped market potential. This study aims to analyze the influence of financial sector growth, dependency ratio, and education level on sharia life insurance penetration in Indonesia. It employs the Theory of Insurance Demand proposed by Beck and Webb (2003) as the theoretical foundation, which posits that economic, demographic, and social factors collectively shape insurance demand. The research adopts a quantitative approach using multiple linear regression analysis. The data consist of 112 monthly secondary observations from January 2014 to April 2023, obtained from OJK and BPS through documentation techniques. The results show that all three variables have a positive and significant effect on sharia life insurance penetration, both partially and simultaneously, with an explanatory power of 61.1 percent of the variation. These findings confirm that economic, demographic, and educational factors serve as important determinants in driving the future penetration of sharia life insurance in Indonesia.
Modal Sosial Islam dalam Pemulihan Bencana: Studi Kasus UMKM di Langkat Nazwa Zahra; Waizul Qarni; Muhammad Ikhsan Harahap
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 4 No. 2 (2026): Mei : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v4i2.3277

Abstract

This study examines the role of Islamic-based social capital in supporting the economic recovery of Micro, Small, and Medium Enterprises (MSMEs) affected by the November 2025 flood disaster in Langkat Regency, North Sumatra. The flood, which struck the region from November 26, 2025, became one of the most destructive hydrological disasters in the area’s recorded history, with Tanjung Pura District as the most severely impacted area (18,629 households). The study employs a qualitative approach with a case study design, involving informants from MSME actors in trade, agriculture, and fisheries sectors in Tanjung Pura District who met specific selection criteria. Findings reveal three main Islamic social capital mechanisms operative in recovery: (1) mobilization of zakat, infaq, and shadaqah (ZIS) as a responsive resource redistribution instrument; (2) silaturahmi networks facilitating informal capital transfer and business information exchange; and (3) amanah values functioning as a substitute for formal collateral. These findings carry policy implications for integrating mosque institutions and BAZNAS into the regional disaster management system.
Analisis Prinsip Keadilan dan Perlindungan Sosial dalam Sistem Santunan PT. Jasa Raharja (Persero) Ditinjau dari Perspektif Asuransi Syariah Muhammad Hafiz; Rahmi Syahriza; Muhammad Ikhsan Harahap
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 4 No. 2 (2026): Mei : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v4i2.3282

Abstract

This study examines the application of the principles of justice and social protection in the provision of compensation by PT Jasa Raharja and analyzes its compatibility with the principles of Islamic insurance. This study employed a descriptive qualitative approach. Research information was obtained through interviews, observations, and documentation involving PT Jasa Raharja Medan Branch officials and members of the community who received compensation. The collected data were analyzed through the stages of data reduction, data presentation, and conclusion drawing, following the analytical model developed by Miles and Huberman. The results show that the implementation of compensation by PT Jasa Raharja reflects the principle of justice through transparent procedures, equal treatment, and the provision of victims’ rights in accordance with applicable regulations. The compensation also provides social protection by helping victims and their heirs cope with the economic impacts arising from traffic accidents. From the perspective of Islamic insurance, this mechanism shares common values with ta'awun, which emphasizes mutual assistance; takaful, which involves collective risk management; and maslahah, which emphasizes achieving benefits for society. These values are consistent with the objectives of maqashid al-shariah, particularly the protection of life (hifz al-nafs) and the protection of property (hifz al-mal). Thus, PT Jasa Raharja’s compensation system not only serves as a form of state-administered social protection but also demonstrates values that are consistent with Islamic economic principles in promoting justice, welfare, and public benefit. These findings contribute to the development of studies concerning the relationship between public social protection systems and Islamic insurance values in the Indonesian context.
Rewards and Work Environment as Predictors of Employee Job Satisfaction at PTPN IV Regional I Wahyu Pinastia Ningrum; Muhammad Irwan Padli Nasution; Muhammad Ikhsan Harahap
International Journal of Management, Entrepreneurship, Social Science and Humanities Vol. 10 No. 1 (2026): July - December Volume
Publisher : Research Synergy Foundation

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31098/ijmesh.v10i1.4519

Abstract

Employee job satisfaction remains an important human resource management issue in plantation companies because employees work under diverse operational and environmental conditions that influence their perceptions of organizational rewards and workplace quality. Despite extensive research on job satisfaction, empirical evidence regarding the relationships between rewards, work environment, and employee job satisfaction in Indonesia's plantation sector remains limited. Therefore, this study examined whether rewards and work environment are associated with employee job satisfaction at PT Perkebunan Nusantara IV Regional I Bandar Betsy. This study employed a quantitative explanatory survey involving 80 employees selected through stratified random sampling. Data were collected using a structured questionnaire and analyzed using multiple linear regression. The findings indicate that rewards are positively and significantly associated with employee job satisfaction. Likewise, the work environment is positively and significantly associated with employee job satisfaction. Furthermore, rewards and work environment jointly explain a substantial proportion of the variation in employee job satisfaction. These findings support the applicability of Herzberg's Two-Factor Theory in the plantation-sector context by demonstrating that both organizational rewards and workplace conditions are important predictors of employee job satisfaction. Practically, the findings provide empirical evidence that may assist the management of plantation companies in developing fair reward systems and supportive workplace conditions to enhance employee job satisfaction.
Analysis of Micro, Small And Medium Enterprises Perception of Financing Channeled by Sharia Peer-to-Peer Lending Alya Abdul Ramadhani; Muhammad Ikhsan Harahap; Nurul Inayah
Ilomata International Journal of Management Vol. 6 No. 2 (2025): April 2025
Publisher : Yayasan Sinergi Kawula Muda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61194/ijjm.v6i2.1565

Abstract

This research aims to research and analyze MSME perceptions of financing distributed by Peer To Peer Lending Sharia Lending in Medan City. This research uses a qualitative approach method using primary data through interviews and secondary data obtained from statistical data issued by the Financial Services Authority and Bank Indonesia as well as through literature analysis. The results of this research show that people who carry out sharia fintech financing mostly understand the financing carried out in Sharia Fintech Peer to Peer Lending starting from the product, mechanism and sharia compliance in Peer To Peer Lending Sharia Lending.
Co-Authors ,., Atika ,M.Si, Yusrizal A, RismaDani Abdillah Aswari Abdu Rahman Hakim Abdul Aziz Hakim Abdul Ramadhani, Alya Abidzar Fikri Simamora Abidzar Fikri Simamora Ade Fahdiya Syakhilah Adelia Sahputri Nainggolan Adetia Dara Ayu Adinda Adinda Pasaribu, Fitri Adriansyah Hidayat Afsari , Fidiya Ahmad Amin Dalimunthe Ahmad Fauzan Aflah Ahmad Fauzan Purba Ahmad Firdaus Lingga Ahmad Pramudja Ahmad Ramdhani Mungkur Ahmad Ramdhani Mungkur Ahmad Sayuti Malik Ahmad Syakir Ahmad Zikri Ainatul Hasanah Aldyansah Arrahman Rianto Alfarisyi, Muhammad Faisal Alfi Andriansyah Harahap Alif, Ryo Vikri Alya Abdul Ramadhani Alya Fadhila Amalia Ramadhani Suci Ardi Amanda Damayanti Nasution Amelia Novita AMELIA, MAYA Amirah Shabrina Ilra Amnah Faridah Hasibuan Ananda Fitriani Oktavia Ananda Fitriani Oktavia Andri Soemitra Andri Soemitra Andri Soemitra Angelly Pratiwi Anggi Anggeriani br Ketaren Anggia Nurulita Anggraini , Tuti Anggraini, Nur Marliana Anggun Rohaya Putri Munthe Anggun Rohaya Putri Munthe Anika, Regi Aninda Mahfadillah Aninda Mahfadillah Anisa Madani Nasution Anisah Nasution Annisa Afwani Annisa Afwani Annisa Khoiri Annisa Rahmah Herlin Annisa, Dwi Nur Annisa, Sufiati Anwar Syarif Harahap Aprilla, Vanya Aqwa Naser Daulay Ardhi Sahjaya Ardhia Prameswari Ardiansyah Ardiansyah Ardianto, Willi Arifin Fauzi Lubis Arjuna, Arjuna Arnadila Dwi Syahputri Arvina Wahyuni Asmita, Riza Ayu Asrika Winana Farida Ayu Astri Hardina Amelia Atika Atika Atika Atika Atika Audira Luthfia Sungkar Audira Luthfia Sungkar Ayu Fitriana Ayu Hani Marsani Tanjung Ayu Hani Marsani Tanjung Ayyub Ramadhan Baehaqi Baihaqi, M. Eza Bambang Permadi Bambang Permadi Basri, Hunny Lutpiah Bayu Lazuardi Berutu, Pajhar Ainun Bi Rahmani, Nur Ahmadi Bintang Akbar Azhari Bintang Ramadhan Saragih Cahya Adetrya cibro, ikhe sigemasih Cindi Husna Pratiwi Cindy Alya Tantri Cindy Anggreni Cindy Anita Sari Cindy Anita Sari Cindy Er Nisa Cindy Sekar Arum Daei, Muhammad Imam Dalimunthe, Afifah Damanik, Anhari Gusvi Damayanti, Anggita Danu Wijaya Danu Wijaya Dewarni Siregar Dewita, Tiara Ajeng Dharma, Budi Dicky Pratama Dinda Aulia Sari Dinda Nurayuni Humaira Dinda Nurayuni Humaira Dinda Pradina Nasution Dini Lestari Dino Farid Pratama Dongoran, Ranah Santri Dwi Gusvita Anggraini Dwiki Wardana Syah Dyah Mega Putri Efendi, Nadya Ananda Eko Purnomo Elisa Fitri Elya Rosa Maharani Sembiring Ema Khairani Ema Nur Syahfitri Eri Erika Setia Cahyani Evan Hamdani Fachry Abda El Rahman Fadhilah, Irfan Fadillah Syafitri Fadillah Syafitri Fadya Nabila Fahmi Reza Sitepu Fahmiatul Aulia Pangaribuan Faradila Permata Azmi Farhan Edma Manurung Farhan Miswari Fatimah zahrah Harahap Fauzan Habib Fauzi Arkhan Sembiring Fazira, Era Fazira, Fira Febix, Valen Zikra Feby Salsabila Dasri Feby Salsabila Dasri Fenny Ade Annisah Finkan Nadia Fitriani Lestari Fransiska, Ira Friska Amelia Friska Fauziah Umardhi Ginting, Siti Nurhasanah Br Gunawan, Danish Irsyad Habibah Shobri Halimah Halimah Hamdani Hamdani Hamidatus Shalihah Hamtheldy, Raihan Zaky Handana Sembiring Hanif, Hilman Harahap, Ledis Izzah Harahap, Rahmat Daim Harahap, Rahmat Daim Harahap, Risky Suleman Alpian Hasanah, Siti Zia Hadatul Hasibuan, Amnah Faridah Hasibuan, Faizah Hasibuan, Misna Hasibuan, Muhammad Rezki Ripaldo Hasibuan, Reni Ria Armayani Hasibuan, Winda Khairani Hasrimy, Nabila Felicia Haya Aghnia Azzahra Haya Aghnia Azzahra Hendra Harmain Hermain, Hendra Hidayah, Muhammad Arif Hutabarat, M. Rafiq Efrianda Ibnu Habib Wahyudi Ibnu Rizal Mubarok Ibnu Syawali Manurung Ida Ayu Putu Sri Widnyani Iir Tsamrotur Rofa Ika Puspita Sari Ikhwan Abidin Ikram Muharril Imam Solehuddin Imron Berutu Imsar Imsar Imsar Imsar Imsar Imsar Imsar, Imsar Imsar, Imsar Indah Aryani Indradewa, Rhian Intan Azzahra Intan Azzahra Irham, Mawaddah Iskandar, Irfan Ismal, Rifky Isnaini Harahap IZZAH, NURUL Jelita Handayani Rambe Jihan Fatya Juliana Nasution Juliana Nasution Juwita Silfana K, Kamilah K., Kamilah Kamilah K. Kamilah,k Khaila Calsa Fhadillah Khaila Calsa Fhadillah Khairani Khairani Khairani Marpaung Khairina, Nabila Khoirotun Nisa Limbong Khoirotun Nisa Limbong Khusnul Khotimah Kiki Andrea Putri Hasibuan Kuncoro, Muhammad Agus Laili Rohimah LathiefIlhamy Nst, M. Latifah Latifah Laylan Syafina Lisa Yuniar Lisnawati Lisnawati Lubis, Ainun Mardiah Lubis, Balqis Mawaddah Lubis, Minta Ito Lubis, Najwa Felisa Lubis, Rafika Amalia Lubis, Siti Zahra Khostamaru Aspia Lubis, Sofia Lubis, Sri Nikmah Tullah Lutfiah Effendi Lutfiansyah, Irham Luthfi Ichsan Aulia M Rizky Erlangga M Yasfin Nasution M. Ali M. Asiddiki Mubarak M. Yasfin Nasution M. Yoga Pratama Harahap MA, Dr Sugianto Maidalena Maidalena, Maidalena Manik, Alfia Rahman Manik, M. Bay Hakqi Manik, Risnainun Wahyuli Marliyah Marliyah Marliyah Marliyah Marliyah, Marliyah Marni Susi Susanti Harahap Marsyah Aprilya Maryam Batubara Maulida, Lisa Maylani, Rani Meilinda Ritonga Mella Afrina Mella Afrina Mhd Adjie Permana Hasibuan Mhd Faisal Anwar Afandi Rambe Mico Ferdyansyah Miftahul Fadhil Hanif Miranda Panjaitan Miranti Agustina Miranti Agustina Mufti, Muhammad Ikhsan Muhammad Abdillah Pratama Aminullah Muhammad Abdillah Pratama Aminullah Muhammad Aldrian Oktofa Muhammad Arif Muhammad Arif Muhammad Arif Muhammad Fathi Farhat Muhammad Gilang Ramadhan Muhammad Habib Rifky Muhammad Habib Rifky Muhammad Hafiz Muhammad Hasan AsyAry Muhammad Iqbal Sayuti Harahap Muhammad Lathief Ilhamy Nasution Muhammad Nabil Hanifah Purba Muhammad Rafli Hudhawi Nasution Muhammad Ramadhan Muhammad Ridwan Muhammad Ridwan Muhammad Sukri Muhammad Sukri muhammad Syahbudi, muhammad Muhammad Syukri Albani Nasution Muhammad Taufiq Muhammad Yafiz Muhammad Yafiz Muhammad Yafiz, Muhammad Muhammad Yuda Hendrawan Muliana Munthe, Raja Syahrial Mursala, Fakri Mustapa  Khamal  Rokan Muthia Hafsari Hsb Mutia Dila Puspita Mutia Sari Dewi Mutia Zahra Lubis Mutyara Kd Chairunissa Pohan Nabila Nasywa Nabila Nasywa Nabila Syafitri Nabila, Fadya Nabila, Putri Salsa Nabilah Syahirah Azhari Nadya Ananda Effendi Nadzira Putri Andani Naibaho, wahyu andriansyah Najwa Felisa Lubis Namira Fariza Isnah Suglia Nanda Ardi Tama Nasution, Ade Irma sofyan Nasution, Amalia Nasution, Anisa Madani Nasution, Annio Indah Lestari Nasution, Annio Indah Lestari Nasution, Fachrul Rozzi Nasution, Juliana Nasution, Muhammad Irwan Padli Nasution, Nadya Dwinna Putri Nasution, Rahmad Mulia Tama Nasyaa, Sultan Rasy Nasyuwah S Hasibuan Nawrah, Hilwatun Nawwir Ar Rasyid Sulaiman Naylatusalwa Makarim Tambunan Nazli Aulia Nazli Aulia Nazwa Zahra Nelmi Sari Nidaul Husna Nidaul Husna Nindya Azzahra Ningrum, Laila Dwi Nisah Handayani Nona Pebriana Rangkuti Noprillia Ramadhani Saragih Novi Purnama Sari Nst, Muhammad Lathief Ilhamy Nuh, Ruslee Nur Ahmadi Bi Rahmani NUR AHMADI BI RAHMANI Nur Ainun Ningsih Nur Aisyah Tanjung Nur Atikah Nur Atikah Nur Hamidah NUR HAMIDAH Nurbaiti Nurbaiti Nurbaiti Nurfuadi, Wika Nurhabibi, Elsa Nurhayati Nurhikmah Berasa Nurhikmah Berasa Nuri Aslami Nurlisa Tamara Nursantri Yanti Nurul Aida Dayana Nurul Inayah Nurul Inayah Nurul Izzah Nurul Izzah Nurul Jannah Nurulita, Anggia Oktaviani, Tesya Orra Venta Ramdhany Harahap Pajhar Ainun Berutu Panca Syahputra Pane, Muhammad Rivaldi Pasaribu, Rifdah Atika Pebriansyah Siregar Pebriansyah Siregar Prameswari, Ardhia Pratama, M. Luthfi Arif Primastuty, Pinny Priyani , Annisa Priyanti, Vivi Pulungan, Rahmat Rizki Puput Handriani, Widia Lestari Purnama Ramadani Silalahi Purnama, Eftry Ade Puspa, Chairunnisa Dian PUSPITA, DARA Putra, Randy Tama Putri Adila Putri Anggraini Putri Anggraini Putri Chairunnisa Pane Putri Chairunnisa Pane Putri Dwi Permatasari Putri Fajariah Sabda Putri Hayati Putri Hayati Putri Indah Fadillah Putri Ramadhani putri, amanda afriza Qorry Prananda Aulia Raden Mohamad Herdian Bhakti Rafita Rafita Rahma Sari Zein Rahma, Nopita Rahma, Tri Inda Fadhila Rahma, Tri Inda Fadillah Rahmadayana, Rizka Dwi Rahmah Nur Dongoran Rahman Saleh Nasution Rahman Saleh Nasution Rahmani, Nur Ahmadi Rahmat Daim Harahap Rahmi Syahriza Rahmi Syahriza, Rahmi Rahmi, Maulida Raihani Az Zahra Aljuned Ramadani, Sri Ramadhani, Sri Ramadhani, Syifa Husna Ramadhini, Suci Rambe, Trinaningsih Ramil Abbasov Rani Maylani Rendi Setiawan Purba Reni Ria Armayani Hasibuan ria septiana Ria Tifany Tambunan Rifani Anggraini Rifki Arifin Lubis Rifky Ismal Rika Umbaiyani Ritonga Rindi Syahputri Risa Adelila Hasibuan Risa Adelila Hasibuan Riski Ananda Siregar Risma Haryani Siregar Ritonga, Afiq Yasfa Assaumi Rizkinta Amelia Batubara Rizky Karina Syahputra Sagala Rizky, Indah Mutiara Roida Purba Ruliana Ruliana, Ruliana Ryan Syahputra Sabrina Faraditha Sabrina Faraditha Sabrina, Zafira Safitri Winarsih Sakinah, Layla Nurul Salma Indriani Salma Indriani Salsabila, Fazira Samad, Khairunnisa Abd Samsi Efendi Sandi Nugraha Saparuddin Siregar Sapina Dongoran Sarah, Fitria Sarah Sari, Indaniaty Hasanah Sari, Ok. Putri Ananda Sarifah Aini Kembaren Sastriani Ritonga Sepfiani, Putri Serly Charita Harahap Sherin Aulia Putri Sherin Aulia Putri Sihotang, Indah Khairunnisa Silalahi, Purnama Ramadani Silalahi, Purnama Ramadhani Silvia Anggrie Nst Sindi Rahmadani Sinta Aulia Haikal Sinulingga, Nabila Oktarina Siregar, Choirussonya Putri Amini Siregar, Mutia Fajri Siregar, Nurul Haliza Siregar, Riski Ananda Siregar, Rizky Anggina Siregar, Sri Indah Siregar, Suci Afria Sasty Sisca Amini Cahya Agitsna Agitsna Siti Aisyah Siti Alfaini Syarifah Siti Amrina Hasibuan Siti Julia Siti Rahma Sibuea Sitorus, Sry Rahayu Ningsih Sofia Lubis Soleha, Safnah Sri Ramadhani Sri Ramadhani Sri Sudiarti Sri Sudiarti sri sudiarti Sry Rahayu Ningsih Sitorus Stefani Stefani Subakti, Hari Suci Arifah Lubis Sugianto Sugianto Sugianto Sugianto Sugianto Sugianto Suhairi Suhairi Suliawati Suliawati Sunan Agung Nugroho Syafina, Lailan Syahinda, T. Razita Syahputri, Nur Mustika Syamsiar, Syamsiar Syaputri, Widya Syari, Meilya Evita Syarifah Hanum Tumangger Syarifah Hanum Tumangger Tambunan, Khairina Tanjung, Miftahul Jannah Tari Rizkya Fona Tasya Fadilah Taufiq Kamil Batubara Tiara Ajeng Dewita Tira Syahira Tri Inda Fadhila Rahma Tri Inda Fadhila Rahma Tria Annisa Try Wahyuni Mawatdah Try Wahyuni Mawatdah Tumanggor, Siti Rahmah Tuti Anggraini Tuti Anggraini Ubay, Fadhila Audi Utama, Septia Sakinah Rizki Valen Zikra Febix Vania Khairunisa lubis Wa Ode Jeslin Wa Ode Jeslin Wahyu Apriandi Batubara Wahyu Destriyansah Wahyu Pinastia Ningrum Wahyudi, Rizky Waizul Qarni Widya Rizky Amelia Willia Wahyuni Winata, Reihan Arya Winda Irmayani Sijabat Windy Puspita Yasirwan Yati, Fenni Windi Yeni Aprilina Pulungan Yeprian Aji Ratukarangga Yola Aprilia Sibagariang yuda pratama Yulia Wati Yulita Astri Yulpida Sari Lubis Yuniar Pangesti Yusrizal Yustia Dewi Yusuf Yusuf Zahir Muhammad Fadhilah Harahap Zahir Muhammad Fadhilah Harahap Zainarti Zainarti Zainarti Zamzami Akromi Lubis Zuhrinal M. Nawawi Zulfa Khoiriah Zulfina Ramadhani Siregar Zulhasby Assidqy Nasution ‘Izzi, Amalul