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MSMEs as the Backbone of the Economy: Optimizing Potential and Facing Various Challenges Nurhabits Safitri; Arina Dinana; Mashudi
Public Service: Jurnal Ilmu Sosial dan Pendidikan Vol. 2 No. 1 (2025)
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/service.v2i1.10

Abstract

Micro, Small, and Medium Enterprises (MSMEs) play a strategic role in the national economy, particularly as job providers and economic growth drivers. Their contribution to Gross Domestic Product (GDP) and the equitable distribution of community welfare makes MSMEs the backbone of the economy. However, this sector still faces various challenges, including access to capital, digitalization, global competitiveness, and regulations that are not yet fully supportive. This article discusses the significant potential of MSMEs in supporting the national economy and the optimization strategies that can be applied, such as increasing financial access, utilizing digital technology, and strengthening business partnerships. With the right policy support and cross-sector collaboration, MSMEs can further develop and provide more significant contributions to the Indonesian economy.
The Urgency of Regulating Articles of Association and Bylaws (AD/ART) in Ensuring Effective Cooperative Governance Ana Fitrotun Nisa'; Imroatun Mufida; Dewi Lara Sati; Mashudi
Public Service: Jurnal Ilmu Sosial dan Pendidikan Vol. 2 No. 1 (2025)
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/service.v2i1.11

Abstract

The Articles of Association and Bylaws (AD/ART) play a central role in ensuring effective and sustainable governance within cooperatives. The Articles of Association serve as the normative framework of the organization, while the Bylaws provide the administrative foundation that governs technical operational implementation. This study aims to analyze the functions of AD/ART within the institutional structure of cooperatives and their contribution to the application of good governance principles such as transparency, accountability, responsibility, independence, and fairness. Using a qualitative-descriptive approach, this study explores the role of AD/ART in strengthening the legitimacy of cooperative organizations and in preventing internal conflicts and abuse of power. The findings indicate that well-structured AD/ART serve as a vital foundation in establishing cooperative governance that is democratic, professional, and accountable.
Analysis of the Role of MSMEs in Improving the Welfare of the Madurese Community Siti Maisaroh Syarif; Nur Faqihatun Nisa’; Mashudi
Public Service: Jurnal Ilmu Sosial dan Pendidikan Vol. 2 No. 1 (2025)
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/service.v2i1.13

Abstract

This study examines the role of Micro, Small and Medium Enterprises (MSMEs) in improving community welfare, with a focus on the Madura region. MSMEs are recognized as the backbone of the Indonesian economy, which have a vital role as the main actors in economic activities, job providers, local economic development, market and innovation creators, and contributors to the balance of payments. In the midst of the global economy, MSMEs face challenges such as tight competition, technological change, and limited access. This study uses a literature study method to analyze data from various scientific literature. The results of the study indicate that MSMEs, such as batik MSMEs, have significant potential in improving the family economy and regional competitiveness. Government programs that support the development of MSMEs, as well as active community participation, are key to improving the quality of human resources and empowering local potential in a sustainable manner.
Pengangkatan Anak dan Akibat Hukumnya di Pengadilan Agama Jombang: (Analisis Penetapan Perkara Nomor : 611/Pdt.P/2022/PA.Jbg.) Mashudi
At-Tahdzib: Jurnal Studi Islam dan Muamalah Vol 11 No 2 (2023): At-Tahdzib
Publisher : Sekolah Tinggi Agama Islam At-Tahdzib, Ngoro, Jombang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61181/at-tahdzib.v11i2.299

Abstract

Background. The process of adopting a child must go through a court order. This determination is made by the prospective adoptive parents and the biological parents of the child who is adopted to submit a case for the application for adoption to the Religious Courts. The government issued a policy for the welfare and protection of adopted children so that they have legal force by passing Law Number 3 of 2006 concerning Amendments to Law Number 7 of 1989 Article 49 letter (a) number (20) concerning the Religious Courts. Methods. This type of research is field research. The research was carried out at the Class IA Jombang Religious Court. Researchers obtained primary information by interviewing judges who had experience in deciding child adoption cases. The secondary data used is in the form of copies of provisions and books relating to the provisions on child adoption. Aims.The research examines in more depth the adoption of children which is under the authority of the Religious Courts, especially in the Jombang Religious Courts, and what problems arise as a result of child adoptions. Results. The Panel of Judges granted and decided the case regarding the adoption of a child by the applicant by looking at various aspects and considerations, including the reasons and facts that exist and should be accepted and given a decision on the basis of positive law and the basis of Islamic law which regulates it, and strengthened the decision of the Panel of Judges in the trial to provide a decision regarding adoption of the child to the applicant. There is no repetition or duplication in the hearing to determine the adoption of a child because there is no dispute or opposition. The decision is only declaratory in nature.
Teori Ekonomi Islam dalam Pengelolaan Ekonomi Biru Berkelanjutan Herlina Wati; Lisa Yuni Lestari; Binti Nur Asiyah; Mashudi
Pekobis : Jurnal Pendidikan, Ekonomi, dan Bisnis Vol. 10 No. 1 (2025): PEKOBIS
Publisher : Program Studi Pendidikan Ekonomi Universitas Pamulang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32493/pekobis.v10i1.P11-26.45891

Abstract

Ekonomi Biru merupakan salah satu penggerak pembangunan perekonomian secara berkelanjutan. Hal ini sangat terlihat jelas dari keterlibatannya yang begitu dominan dan dapat membantu perekonomian masyarakat pesisit dengan tetap menjaga sumber daya laut tanpa melakukan kerusakan. Kontirbusi ekonomi biru sesuai dengan konsep ekonomi Islam yang berprinsip keadilan, berkelanjutan, dan berkecukupan. Penelitian ini bertujuan untuk mengkaji bagaimana ekonomi biru dapat digunakan untuk meningkatkan perekonomian masyarakat. Dalam penelitian ini menngunakan metode kualitatif. Data yang digunakan berasal dari berbagai sumber yaitu buku, jurnal, situs berita, artikel, website serta e-book. Konsep Ekonomi Islam sejalan dengan implementasi Ekonomi Biru yang menekankan pada Keadilan, kepedulian dan kelestarian lingkungan saat memanfaatkan sumber daya laut tanpa mengksploitasi atau merusak lingkungan.
The Role of Cooperatives and MSMEs in Encouraging Financial Inclusion in Rural Communities Fina Lubnia Sari; Wilfi Tizka Sari; Mashudi
INTERDISIPLIN: Journal of Qualitative and Quantitative Research Vol. 2 No. 5 (2025)
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/interdisiplin.v2i5.109

Abstract

Cooperatives and Micro, Small, and Medium Enterprises (MSMEs) play a strategic role in promoting financial inclusion in rural communities. MSMEs have demonstrated resilience during economic crises but still face significant challenges, particularly in terms of capital and marketing. Financial inclusion serves as a solution to improve MSMEs' access to financial services through both conventional and digital institutions. As community-based financial institutions, cooperatives have the advantage of providing inclusive financial services through savings and loans systems, financial education, and mutual economic support. The financial inclusion model implemented by cooperatives not only expands financial access for low-income communities but also strengthens local economic independence. This article analyzes cooperative strategies for enhancing financial accessibility, including their adaptation to financial technology to accelerate MSME financial inclusion. The study findings indicate that strengthening cooperative institutions and integrating them into the national financial system are crucial steps in ensuring the sustainable role of cooperatives and MSMEs in regional economic development.  
Analysis of the Strategic Role of MSMEs as a Pillar of the National Economy Amidst Global Dynamics Nurul Azizah; Ghafiratun Ni’am El Maulidiyah; Mashudi
INTERDISIPLIN: Journal of Qualitative and Quantitative Research Vol. 2 No. 5 (2025)
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/interdisiplin.v2i5.111

Abstract

Micro, Small, and Medium Enterprises (MSME) in Indonesia play a vital role in the national economy, particularly in providing employment and contributing to Gross Domestic Product (GDP). This study aims to analyze the strategic role of MSME in supporting Indonesia’s economy amid global dynamics, focusing on the adaptive strategies implemented by MSME owners to respond to various challenges. The research employs a qualitative approach, with data gathered through interviews and literature review. The findings indicate that MSME in Indonesia continue to adapt to technological advancements, such as digital marketing and product innovation, to maintain their competitiveness. However, MSME still face challenges, including limited access to financing, complex regulations, and low levels of financial and digital literacy. The government has introduced various policies to support MSME development, but there is still a gap in their implementation across Indonesia. This study recommends enhancing access to financing, expanding financial and digital literacy training, and enacting more pro-MSME policies to encourage the sustainability and growth of this sector.
Literature Review on Empowering MSMEs in Supporting National Economic Resilience and Growth Muhammad Alif Muaffa; Furqanul Amirur Rifan; Mashudi
Community: Jurnal Hasil Penelitian dan Pengabdian Masyarakat Vol. 4 No. 2 (2025): Action Research and Community Development
Publisher : Perkumpulan Dosen Tarbiyah Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/community.v4i2.115

Abstract

Micro, Small, and Medium Enterprises (MSMEs) play a vital role in supporting Indonesia's economy, especially in the context of global crises and pandemics that test national economic resilience. This study aims to examine effective empowerment strategies for MSMEs that support resilience and drive sustainable national economic growth. The method used is a literature study with a qualitative approach, collecting and analyzing various academic references from journals, reports, and official documents. The results of the review show that empowering MSMEs through improved management governance, digitalization, and socio-economic integration can enhance community welfare and the competitiveness of small enterprises. However, challenges such as limited access to information, uneven training distribution, and regulatory barriers remain major obstacles. In conclusion, synergy between the government, society, and the private sector, as well as adaptive and inclusive policies, is required to create a sustainable MSME empowerment ecosystem. The study also recommends further exploration of the role of local expertise in empowerment strategies.
Program Innovation in the National Amil Zakat Management System: A Step Towards Enhancing the Welfare of Mustahik: Inovasi Sistem Manajemen Amil Zakat Nasional dalam Upaya Meningkatkan Kesejahteraan Mustahik Rozi, Muhammad Fakrur; Mashudi; Qomarul Huda
Perisai : Islamic Banking and Finance Journal Vol. 8 No. 1 (2024): April
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/perisai.v8i1.1678

Abstract

The continued development of the ZIS management system which gave birth to new programs which are the result of the program innovations of each amil zakat institution is expected to be able to improve the welfare of mustahik in various fields. This study aims to find out the collection, distribution, utilization and reporting of zakat, infaq, alms (ZIS) funds at BAZNAS Tulungagung and NU Care-LAZISNU Tulungagung. This research method is qualitative with descriptive research type, data collection techniques with in-depth interviews, moderate participation observation and documentation, data analysis model of Miles and Huberman. Checking the validity of the data by extending observations, increasing persistence, triangulation and member checks. The results of this study are 1) collection at BAZNAS Tulungagung through UPZ, Bank Transfers, Counters/counters, by conducting outreach to agencies and social media Instagram Facebook and YouTube while NU Care- LAZISNU Tulungagung through the MWC, Twigs and congregation, bank transfers, zakat car, with socialization to congregations, and social media Instagram Facebook and WhatsApp groups. 2) Distribution of BAZNAS Tulungagung through education compensation programs, medicine for Islamic boarding schools, mass circumcision, house renovations, and Zakat Community Development (ZCD) for tourist villages while NU Care- LAZISNU Tulungagung through education care programs, free medical treatment, disaster response, mosque construction, programs wholesale. 3) Utilization of BAZNAS Tulungagung through a basic food distribution program for orphans totaling 1500 pcs each year, One Family One Bachelor scholarship (SKSS) at 4 universities in Tulungagung for underprivileged families, "fertile goat" farms of 50 goats in the area village of Besole, business capital for etek traders is 1 million rupiah, while NU Care-LAZISNU Tulungagung through the staple rice program for the poor, 550 free eyeglasses for mustahik in the education sector, 140 "integrated goat" farms in the village area pakisaji, business capital for small businesses or wholesalers of 2 million rupiah. 4) BAZNAS Tulungagung reporting through the BAZNAS Information Management System (SIMBA) and Instagram social media and the official website while NU Care-LAZISNU Tulungagung submits reports to BAZNAS Tulungagung, People's Welfare, Ministry of Religion and social media Instagram and Facebook and WhatsApp groups.
OPTIMIZING MOMI BOBA BEVERAGE BUSINESS PERFORMANCE THROUGH ENTERPRENEURIAL LEADERSHIP Rosyida, Zulma Aini; Mashudi; Asiyah , Binti Nur
Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi Vol. 2 No. 6 (2024): Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi
Publisher : Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Momi Boba Ice, which was founded in 2022, is a beverage business that was founded with the aim of building a beverage business. In this research, the observation method was used to collect information about the business. Observation results show that Momi Boba Ice is more focused on selling drinks. The superior drink variants are chocolate and cappuccino. Apart from that, Momi Boba Ice requires an average of 50 kg of sugar every month and still has 1 branch in Sumbergempol since it was founded by Rosidatul Khusna in 2022. Through entrepreneurial leadership it can help the Momi Boba Ice business optimize its performance and growth with strategies appropriate entrepreneurial leadership strategy. For example, using effective marketing strategies to increase sales of beverage products and reduce production costs through supply chain optimization. The application of entrepreneurial leadership can also help this business overcome challenges that may occur in the future, such as fluctuations in raw material prices and increasingly fierce competition in the beverage market
Co-Authors Abd Muhith Abd. Wafi Abdul Basid Al Anshori Abu Lukman Ach. Jailani Achmad Zakaria Achmadi , Amirah Salma Afaf Fitriati Afifatul Awalia Agus Eko Sujianto Ahmad Izzuddin Faqih Ahmad Khudhory Ahmad Mahfud Ahmad Rofiq Ainur Rofiq Sofa Aisyah Amimi Amelia, Marshanda Ridia Aminatur Rosidah Amirah Salma Achmadi Ana Fitrotun Nisa' Anisa Lestari Arafah, Mudrikatul Arina Dinana Arini Taufiqa Dini Aryanti, Jopani Ratna Asri Nurul Huda Aulia Puspita Anugra Yekti Avista, Dewi Rika Azizah, Saila Badrus Sholeh bayu pamungkas Beryl kholifurrahman Bhayu Anggita Subarkah Bilal Kautsar Setiabudi Binti Nur Asiyah Bistari BUDIYONO Cholidin Dahruji Dedi Setiadi Desy Nur Nirmalasari Devi Auliya Putri Devi Triana Deviana Putri Septia Ningrum Dewi Lara sati Dhika Nurrohman Dian Aryani Dila Iska Ariyanti Diony, Diony Ahlul Fikri Dofiruddin Dwi Intan Cantika Putri Hendrayana Dwi Mayang Sari Dwi Yanti Octaviani Dyah Nawangsari Eddy Suprayitno Eka Nova Yulianti Elisa Tri Rahayu Fahriya Faiha Niyaf Faisal Muchlis Fathorrahman Fathur Rozi Fauzan, Yusuf Sigit Ahmad Febrianto, Nanang Felly Ferol Warouw Fidia Amelliyah Fifin Widiawati Fina Lubnia Sari Furqanul Amirur Rifan Ghafiratun Ni’am El Maulidiyah Guntur Wahyudi Hafidz Ubaidillah Halizah, Siti Nur HAMIDAH Hartini, Mawaddah Yuli Helmi Herlina Wati Hersiyah Hery Purwanto Hidayah, Isnaini Hikmah Hidayat, Audiava Happy Kenthida Vanezza Hidayat, Saifullah Hilyatul Azizah Hisbullah Ilmi, Abdullah Rosikh Fil Ilmiah, Masniatul Imaniar Ilmi Pariasa Imelia Imroatun Mufida Irida Novianti Istiqomariyah Jennatul Ma’wa Johan Dwi Sutikno Junaidi Junaidi Kartika, A. D. Kartika, Aprilia Dwi Kholilur Rohman Khumairo, Hazmatul Kurrotul Aini Rachman Kusmartono LAILATUL FITRIA Lailatul Maghfiroh LAILATUL MAGHFIROH Langit, Untay Arofatul Sekar Liliana Baskorowati Lisa Yuni Lestari Lukman Luluk Fauziah M Firdaus Tri Kuncoro MAIMUNA Majdy Kasheem Maratus Solihah Marjuki Mashuri Miftahur Rohmah Mila Kamelia Putri Mirza Avicenna Asyifyan Moh Andrean Umami Moh azfahani zain Moh Maulana Firmansyah Moh Sutomo, Moh Moh. Ali Riyadlo Mohamad Prima Zydan Mohammad Bisri Mohammad Taufik Mohammat Abdul Gofar Mudji Susanto Muhammad Alif Muaffa Muhammad Aysar Ahnaf Muhammad Hafidz Fajri Muhammad Haris Abdul Hakim Muhammad Iqbal Muhammad Luthfi Muhammad Rifki MUHAMMAD SHOLEH Mujibur Rahman Khairul Muluk Mukni’ah Munawara, Reva Nayla Muslim, Nasrul Mustafida Mustaqimah, Raudhatul Nadhifa Maulidia Nadhirotul Jannah Nadia Nur Fadila Napisah Nasrudin, Cecep Dadih Natasya Dwi Yanti Naufal Firdaus Ndaru, P. H. Ning Wijayanti Niswah Azranillah Noer Cahya Khoirony Nofianto, Hari Novia Elisabet Noviany, Henny Nur Faqihatun Nisa’ Nur Ina Avia Nur Khoiri Nur Rizkiyah Ramadhani Nurdiyah, Rikhe Dwi Nurhabits Safitri Nurtjahjaningsih, Ida Luh Gede Nurul Aulia NURUL AZIZAH Nurul Layali Nuzhuliya Mega Avifa Paga, Bertha Ollin Pamungkas, Onok Yayang Poespitasari Hazanah Ndaru Poespitasari Hazanah Ndaru Purnama, Shilmy Putri Firda Febrianti Putri Nabilah Qibtiyah, Mariatul Qomarul Huda Raid Azhar Romadhan Ramadhan, Ibrahim Ramadhani, Fidya Puji Ratino Refani Nafi Sara Rifki, Muhamad Rijal, Muhammad Amiru Rina Laksmi Hendrati Rohmah, Fathur Rosyida, Zulma Aini Rosyidin Kurniawan Rozi, Muhammad Fakrur Rudi Hermawan Rudi Hermawan Safiratunnisa’ Ansari Putri Saihan Sajidah Sholahuddin Sion Dakawetang, Adi Putra Siti Aisyah Hidayatul Hasanah Siti Maisaroh Syarif Siti Muflihah Siti Nur Hasanah, Siti Nur Stacia Reviany Mege SUFIA Sugeng Pudjiono, Sugeng Suhadak S. Sulistyarini, Sulistyarini Sumardi Syamsuri Syamsuri Sya’dullo Syofiana Mailinda Tasrifah Tatha Amelia Fretika Thomy Sastra Atmaja Totok Hendarto Ubaidillah Ulfiyah Vani Indra Pramudianto Veni Vebriyanti Veren Nur Afida Wardaniyah , Iftitah Wasilatul Rohmah Wijaya, Happy Trizna Wildan Setiawan Wildhan Romdhoni Wildia Nusayfi Wilfi Tizka Sari Windriya, Anafil Wirabuana, Pandu Yudha Adi Putera Yuli Azaharah Yuli Frita Nuningtyas Yuvita Nila Rahayu