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Journal : Justisia Ekonomika

ANNULMENT OF NATIONAL SHARIA ARBITRATION BODY (BASYARNAS) DECISIONS BY RELIGIOUS COURTS IN SHARIA ECONOMIC DISPUTES Annisa; Mujib, Abdul
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 8 No 2 (2024): Desember
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v8i2.23585

Abstract

BASYARNAS decision should be final and binding, but it can still be canceled by the Religious Court if it is considered unfair or detrimental to one of the parties. However, in reality, decisions in the Religious Court are also often found to be weak, such as the lack of inclusion of legal basis or consideration of relevant aspects related to the decision. This research method is qualitative with the type of case study that uses a normative legal approach to examine the legal considerations used by the judge in deciding the case. The results showed that the cancellation of the BASYARNAS decision was granted because it was proven that there was deception by the Respondents against the Peace Deed, the determination of interest and fines which were considered unfounded. However, the legal basis used by the judge is still incomplete. Moreover, in terms of the lack of good faith in dispute resolution. The legal consequences of this annulment are the elimination of the provisions of the BASYARNAS-MUI JT Peace Decision Number xx/BASYARNAS-xxx/xxxx so that SHM number xxx cannot be executed because lawsuit Number xxxx/Pdt.G/xxxx/PA.xxx is declared lacking parties so it cannot be accepted, and Respondent II must renew the contract based on the clauses in the decision. Keywords: BASYARNAS, Decision Cancellation, Legal Effects.
PRAKTEK PEMBIAYAAN MUDHARABAH BERTINGKAT PADA BANK SYARIAH Romdhani, Nizar Zikri; Mujib, Abdul
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 6 No 1 (2022): Juni 2022
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v6i1.12464

Abstract

This article is library research with research data sources sourced from primary and secondary sources. Primary data sources in the form of the Qur'an, hadith, laws, Fatwa DSN MUI, and others. While the secondary sources are fiqh books, books, journals, websites, and others. The data analysis method used is a qualitative-descriptive analysis method. The description of the data is divided into several stages, namely: Islamic banks in Indonesia, mudharabah in the perspective of fiqh muamalah, and the practice of financing mudharabah multilevel in Syariah Public Banks. Syariah Public Banks is an Islamic bank that in its activities provides services in payment traffic. Deposits in Sharia banks are investment funds based on mudarabah contracts or other.contracts that do not.conflict with Sharia principles. In practice, the fund manager (mudharib) invests money or repeats mudharabah, then there is a multilevel mudharabah contract which the fiqh scholars argue about its legal status, some allow it and some don't allow it. The research method is based on normative juridical and data collection methods that the authors use as a literature study. In this case, the Islamic bank is not only a mudharib, the Islamic bank is also a shahib al-mal. Based on the opinion of rajih among scholars, the law of conducting a multilevel mudharabah contract may be based on two considerations, namely urf considerations and the absolute concept of mudharabah.
EKSEKUSI JAMINAN DALAM PEMBIAYAAN MURABAHAH PADA BANK UMUM SYARIAH Awaliyah, Robi’ah; Mujib, Abdul
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 6 No 1 (2022): Juni 2022
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v6i1.12746

Abstract

This article is a library research with research data sources sourced from primary and secondary sources. The primary data sources in this study are the Qur'an, hadith, laws, and fatwa. While the secondary sources are books, journals, theses, websites and others. The data analysis method used is a qualitative-descriptive analysis method. One of the financing contracts used by prospective customers to Islamic banks in meeting customer needs is murabahah. Murabahah is a term in Islamic jurisprudence which means a certain form of buying and selling when the seller states the cost of acquiring the goods, including the price of the goods and other costs incurred to obtain the goods, and the desired level of profit (margin). In supporting the continuity of the murabahah contract, Islamic banks need guarantees to minimize risk, for customers who break their promises. Efforts to resolve customer problems in murabahah financing are carried out in 2 (two) stages, namely rescue efforts and settlement efforts. The final solution if the customer has not been able to pay off the debt is by executing the collateral, either by taking over the collateral by the bank, selling it voluntarily or selling the collateral through auction.Keywords: Murabaha, Guarantee, execution
LEGAL PROTECTION OF INVESTORS ON THE LAJNAH BISNIS SYARIAH (LBS) PLATFOREM Lisnawati, Depi; Mujib, Abdul; Kusmastuti, Ines Prasheila
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 8 No 1 (2024): Juni
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v8i1.21870

Abstract

Sharia investment through digital platforms in Indonesia. One of the Sharia investment platforms in the form of sukuk offerings is Lajnah Bisnis Syariah (LBS). The problem is that investments carried out at LBS experience many obstacles that are detrimental to investors. This is exacerbated by the absence of legal protection for investors in investor agreements with LBS. This research examines further the legal protection and regulations for LBS investors when facing problems with sukuk offerings that affect results and harm investors. The research method used is normative empirical. This qualitative data analysis method describes policies relating to legal protection for investors against risks associated with issuers experiencing problems with Sukuk. The findings of this research are that investors have the opportunity to understand better companies issuing sukuk, so they can reach better profit-sharing agreements and manage the risks associated with managing the business. The availability of information aims to reduce problems that may arise in sukuk offerings by issuers and increase capital market efficiency. This research concludes that PT Tri Buana Cemerlang investors offering sukuk through the Lajnah Bisnis Syariah (LBS) platform are protected by preventive legal mechanisms with problem resolution through non-litigation channels
ANNULMENT OF NATIONAL SHARIA ARBITRATION BODY (BASYARNAS) DECISIONS BY RELIGIOUS COURTS IN SHARIA ECONOMIC DISPUTES Annisa; Mujib, Abdul
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 8 No 2 (2024): Desember
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v8i2.23585

Abstract

BASYARNAS decision should be final and binding, but it can still be canceled by the Religious Court if it is considered unfair or detrimental to one of the parties. However, in reality, decisions in the Religious Court are also often found to be weak, such as the lack of inclusion of legal basis or consideration of relevant aspects related to the decision. This research method is qualitative with the type of case study that uses a normative legal approach to examine the legal considerations used by the judge in deciding the case. The results showed that the cancellation of the BASYARNAS decision was granted because it was proven that there was deception by the Respondents against the Peace Deed, the determination of interest and fines which were considered unfounded. However, the legal basis used by the judge is still incomplete. Moreover, in terms of the lack of good faith in dispute resolution. The legal consequences of this annulment are the elimination of the provisions of the BASYARNAS-MUI JT Peace Decision Number xx/BASYARNAS-xxx/xxxx so that SHM number xxx cannot be executed because lawsuit Number xxxx/Pdt.G/xxxx/PA.xxx is declared lacking parties so it cannot be accepted, and Respondent II must renew the contract based on the clauses in the decision. Keywords: BASYARNAS, Decision Cancellation, Legal Effects.
Co-Authors Abdul Rahman Shaleh Abdurrubi Perwiragama, Salman Adi Fadli Aep Kusnawan, Aep Afiffah, Anggi Dhea Afsan Nurrizki Ahmad Abroza Ai Badriah Airlangga, Dean Zulmi Akhmad Sodiq Alamri, Mohammed Saeed A. Alaqoh, Shofwatul Ali Sodiqin Amin, Rukhul Andri, Sri Anjarsari, Riana Annisa Anugrah, Yuli Dwi Yusrani Aqil, Rihab Said Arfan Mu’ammar, Muhammad Arrini Shabrina Anshor Arumsari, Nira Asep Iwan Setiawan, Asep Iwan Aspandi, Aspandi Atqiya, Syifaul Aulia Rihadatul Aisy, Tazkia Auvaizah, Navila Awaliyah, Robi’ah Azis, Ali Aziza Mutifani Hidayah azzarqa, azzarqa Bahrul Ulum Bakri Agus Wijaya Bariki, Yusril Budi Murtini, Nurul Chaerul Firdaus, Muh. Nur Ridho Chairul Anam, Chairul Cholil, Mochamad Christy Wahyuni Erwinata Dara Fitrah Dwi Dede Rosyada Desi Safitri Dewi Sadiah, Dewi Dian Ayu Liana Dewi Didi Suryadi Dinda Yarshal Dita Dwi Meilinda Eka, Sefri Aditya Elizatun, Elizatun Eris Harismasakti ETI KURNIAWATI Fadlilatul Munawaroh Fathurrohman, Asep Ahmad Fatoni, Isbet Firdaus, Dede Ridho Firmansyah Firmansyah Firmansyah Fitri Rima Hidayati Fitria Ikhrimadhani Hafiz, Abdul Hanafi, Syafiq Mahmadah Hanifa, Nada Hapzi Ali Harahap, Sarah Khairani Hasanudin Hasratuddin Siregar Hendri Kurniawan, Hendri Herlena, Winceh Hermawan, Rico Hilal Badari Hopipah, Eva Nur Huda, M Thoriqul Huda, M. Ikhwanul Humaidi, Zuhri Hunainah Hunainah, Hunainah Husna, Tiflatul Ibad, Taqwa Nur Ida Umami Ika Rosyidatul Fauziyah Ilham Akbar Ilham Akbar Imaduddin, Ilmir Rizki Imas Maesaroh Iqbal Tsani, Muhamad Irfan Yuhadi Ismail, Nurmikyana Isna Izzah Fikroh Basyariyah Jajat sudrajat Jamalulel, Habib Alwi Karimatul Khasanah, Karimatul Khairudin, Ahmad Vardin Khaissuledi Qawiy Khoiriyah, Amri Khoirurrijal Khoirurrijal Khoirurrijal Khoirurrijal, Khoirurrijal Kholis, Nur Kurniawan, Rizki Faiz Kusaeri Kusmastuti, Ines Prasheila Lestari, Retno Tri Lia Afriyanti Lilia Demupa Lisa Astriani Lisnawati, Depi Lubis, Aulia Chairani Lubis, Sofia Indriani Lubis, Sofia Indriani Lubis, Sopian M. Abzar Duraesa MADE PRAMONO Maharani, Mega Utami Maripah, Maripah Masdariah, Een Masyhuri, Muhammad Mathelinea, Devi Maya, Iklilah Arum Mayla Cindy Carmeliasari Miftahul Zannah Moh. Husen, Moh. Moh. Iklil Albahij Moh. Jeweherul Kalamiah Muammar, M. Arfan Mubaidi Sulaeman Mubarak, Mubarak - Muhamad Fajri Muhammad Azkia Pasya Muhammad Hasan Basri Muhriji Mukayat Al-Amin Mukhtar Hadi Mulqiyah, Hilma Muna, Alfina Nailul Munif, Achmad Murniasih, Eri Mustika Ramadhani, Fahmi Nabila Salsabila Iswar Nabilah, Deva Nanang Asfufi Nasution, Alhafidh Nazriani Lubis Nikmatul Masruroh Nisa, Yunita Faela Novila, Sheila Novita, Dwi Nugraha, Enung Nugraha, Mizwar Luthfiansyah Nur, Fauzan Nurkholis Fahmi Nursalam Nurul Khikmah Nuzul Hidayah, Robiah Panani, Muh Jihan Perihandi Andi Putri Hajarusy Syar'i Putri, Ayu Septiana putri, Putri Wulandari Qomaria, Lailatul Rahma, Hilda Syifa Rahmah Mawadah, Atina Rahman, Moh. Taufiqur Rahmawati, Rahmawati Rena, Syahidah Ridho, Hilmi Rifaudin, Ahmad Rikil Amri Riswanto, Dodi Riswanto, Dody Romdhani, Nizar Zikri Ropingi el Ishaq, Ropingi RR. Ella Evrita Hestiandari rukhul amin Rustandi, Ridwan Safrida Napitupulu Salahuddin Asy-Syahid Salimah Nailulmuna, Syarifah Salsyabila, Nabila Satriah, Lilis - Sawitri, Utari Septiani, Intan Widiya Shaleh, Abdul Rahman Shobirin, Muhammad Shobirin Shochibah Istiqomah Sinta Sirajudin Sirajudin Siregar, Rama Nida Siti Fadilah Siti Sakinah, Siti Sufyani Prabawanto, Sufyani Sukma Inaya Sukma Inayah Sururin, Sururin Suwarno Ariswoyo Suwenti, Reni Taher, Zahdi Tarihoran, Nafan Taufik Alamin Tohir, Abdul Illah Tsalis, Khodijah Nur Ubaidillah Ubaidillah Ulum, Misbahul Waddin, Moch Aufal Hadliq Khaiyyul Millati Wahyudinata, Davit Wibawa, Aditya Setiaji Winarto, Agus Edy Yulis Widhiastuti Yuslia Styawati, Yuslia Yuyun Yunita Zahdi Taher Zain, Sri Kurnia Zainal Abidin Zainal Muttaqin