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PRAKTEK PEMBIAYAAN MUDHARABAH BERTINGKAT PADA BANK SYARIAH Romdhani, Nizar Zikri; Mujib, Abdul
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 6 No 1 (2022): Juni 2022
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v6i1.12464

Abstract

This article is library research with research data sources sourced from primary and secondary sources. Primary data sources in the form of the Qur'an, hadith, laws, Fatwa DSN MUI, and others. While the secondary sources are fiqh books, books, journals, websites, and others. The data analysis method used is a qualitative-descriptive analysis method. The description of the data is divided into several stages, namely: Islamic banks in Indonesia, mudharabah in the perspective of fiqh muamalah, and the practice of financing mudharabah multilevel in Syariah Public Banks. Syariah Public Banks is an Islamic bank that in its activities provides services in payment traffic. Deposits in Sharia banks are investment funds based on mudarabah contracts or other.contracts that do not.conflict with Sharia principles. In practice, the fund manager (mudharib) invests money or repeats mudharabah, then there is a multilevel mudharabah contract which the fiqh scholars argue about its legal status, some allow it and some don't allow it. The research method is based on normative juridical and data collection methods that the authors use as a literature study. In this case, the Islamic bank is not only a mudharib, the Islamic bank is also a shahib al-mal. Based on the opinion of rajih among scholars, the law of conducting a multilevel mudharabah contract may be based on two considerations, namely urf considerations and the absolute concept of mudharabah.
EKSEKUSI JAMINAN DALAM PEMBIAYAAN MURABAHAH PADA BANK UMUM SYARIAH Awaliyah, Robi’ah; Mujib, Abdul
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 6 No 1 (2022): Juni 2022
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v6i1.12746

Abstract

This article is a library research with research data sources sourced from primary and secondary sources. The primary data sources in this study are the Qur'an, hadith, laws, and fatwa. While the secondary sources are books, journals, theses, websites and others. The data analysis method used is a qualitative-descriptive analysis method. One of the financing contracts used by prospective customers to Islamic banks in meeting customer needs is murabahah. Murabahah is a term in Islamic jurisprudence which means a certain form of buying and selling when the seller states the cost of acquiring the goods, including the price of the goods and other costs incurred to obtain the goods, and the desired level of profit (margin). In supporting the continuity of the murabahah contract, Islamic banks need guarantees to minimize risk, for customers who break their promises. Efforts to resolve customer problems in murabahah financing are carried out in 2 (two) stages, namely rescue efforts and settlement efforts. The final solution if the customer has not been able to pay off the debt is by executing the collateral, either by taking over the collateral by the bank, selling it voluntarily or selling the collateral through auction.Keywords: Murabaha, Guarantee, execution
LEGAL PROTECTION OF INVESTORS ON THE LAJNAH BISNIS SYARIAH (LBS) PLATFOREM Lisnawati, Depi; Mujib, Abdul; Kusmastuti, Ines Prasheila
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 8 No 1 (2024): Juni
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v8i1.21870

Abstract

Sharia investment through digital platforms in Indonesia. One of the Sharia investment platforms in the form of sukuk offerings is Lajnah Bisnis Syariah (LBS). The problem is that investments carried out at LBS experience many obstacles that are detrimental to investors. This is exacerbated by the absence of legal protection for investors in investor agreements with LBS. This research examines further the legal protection and regulations for LBS investors when facing problems with sukuk offerings that affect results and harm investors. The research method used is normative empirical. This qualitative data analysis method describes policies relating to legal protection for investors against risks associated with issuers experiencing problems with Sukuk. The findings of this research are that investors have the opportunity to understand better companies issuing sukuk, so they can reach better profit-sharing agreements and manage the risks associated with managing the business. The availability of information aims to reduce problems that may arise in sukuk offerings by issuers and increase capital market efficiency. This research concludes that PT Tri Buana Cemerlang investors offering sukuk through the Lajnah Bisnis Syariah (LBS) platform are protected by preventive legal mechanisms with problem resolution through non-litigation channels
ANNULMENT OF NATIONAL SHARIA ARBITRATION BODY (BASYARNAS) DECISIONS BY RELIGIOUS COURTS IN SHARIA ECONOMIC DISPUTES Annisa; Mujib, Abdul
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 8 No 2 (2024): Desember
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v8i2.23585

Abstract

BASYARNAS decision should be final and binding, but it can still be canceled by the Religious Court if it is considered unfair or detrimental to one of the parties. However, in reality, decisions in the Religious Court are also often found to be weak, such as the lack of inclusion of legal basis or consideration of relevant aspects related to the decision. This research method is qualitative with the type of case study that uses a normative legal approach to examine the legal considerations used by the judge in deciding the case. The results showed that the cancellation of the BASYARNAS decision was granted because it was proven that there was deception by the Respondents against the Peace Deed, the determination of interest and fines which were considered unfounded. However, the legal basis used by the judge is still incomplete. Moreover, in terms of the lack of good faith in dispute resolution. The legal consequences of this annulment are the elimination of the provisions of the BASYARNAS-MUI JT Peace Decision Number xx/BASYARNAS-xxx/xxxx so that SHM number xxx cannot be executed because lawsuit Number xxxx/Pdt.G/xxxx/PA.xxx is declared lacking parties so it cannot be accepted, and Respondent II must renew the contract based on the clauses in the decision. Keywords: BASYARNAS, Decision Cancellation, Legal Effects.
Analysis of Macroeconomic Factors and Financial Performance on the Phenomenon of Sharia Bank Market Share Stagnancy Wibawa, Aditya Setiaji; Mujib, Abdul
International Journal of Economics (IJEC) Vol. 3 No. 1 (2024): January-June
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijec.v3i1.931

Abstract

The Sharia banking market share is still stuck at the level of 7% of total national banking assets until the February 2024 period. Several strategic policies have been implemented by both regulators and Sharia banking players, but this has not yet increased the Sharia banking market share. Several other relevant studies inform that internal factors in the form of financial performance and macroeconomic conditions are one of the causes of the stagnant increase in the market share of sharia banking in Indonesia, so it is necessary to re-examine/analyze these factors. Furthermore, this research aims to analyze the influence of macroeconomic conditions as proxied by the inflation rate and BI rate as well as the financial performance of Sharia banks as proxied by the CAR and FDR ratios on the Market Share of Sharia Banks in Indonesia. The sample in this study was a total of sharia commercial banks and sharia business units with data regression analysis using the help of the Eviews version 12 program. The results of this research show that simultaneously the independent variables (inflation, BI rate, CAR and FDR) in this research have a significant influence on Market Share with a significance level of 5%. Overall, the results obtained show that the variables inflation, BI rate, CAR and FDR influence the Sharia banking Market Share with a significance level of 5%. Partially, inflation and FDR have no effect on the market share of sharia banking, but the BI rate and CAR have a significant effect on sharia banking in Indonesia.
Analisis Hasil Penelitian Pendidikan Islam Dengan Pendekatan Fisika Sirajudin, Sirajudin; Mujib, Abdul; Abzar, Muhammad
JURNAL ILMU PENDIDIKAN & SOSIAL (SINOVA) Vol. 2 No. 01 (2024): Januari - April
Publisher : Yayasan Miftahul Ulum Sangatta Kutai Timur (KEP. MENKUMHAM RI No. AHU-0014779.AH.01.04.Tahun 2018) bekerjasama dengan Jurusan Tarbiyah STAI SANGATTA Kab. Kutai Timur.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71382/sinova.v2i01.61

Abstract

The aim of this research is to analyze the results of Islamic education research using a physics approach, analyze the learning of Islamic values through physics modules, and analyze students' Islamic character through a physics approach based on the integration of Islamic science. This research uses library research. Referring to the research objectives, findings, and results of the discussion in this research, it is concluded that the results of the analysis of Islamic education using a physics approach show that, first, the relationship between physics lessons and Islam, and second, the integration between Islam and physics contained in the verses of the Koran in textbooks. containing Islamic nuances with verses from the Koran and local wisdom can train students' religious character; third, students' understanding of the relationship between physics and Islamic education; fourth, learning Islamic values through physics modules can make students interested in studying physics, which is related to science. Islam, and fifth, the application of physics learning based on science-Islamic integration can improve students' learning outcomes and Islamic character. It is hoped that this research can make a positive contribution to more effective Islamic education in the realm of science integration as a foundation for the development of Islamic education in a multidisciplinary context.
Ruh Menurut Ibn Qayyim Al-Jawziyyah dalam Perspektif Psikologi Mujib, Abdul
Refleksi: Jurnal Kajian Agama dan Filsafat Vol. 7 No. 3 (2005): Refleksi
Publisher : Faculty of Ushuluddin Syarif Hidayatullah State Islamic University, Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/ref.v7i3.38229

Abstract

Throughout history, Ibn Qayyim al-Jawziyyah has been recognized as a Muslim intellectual figure who lived amidst the stagnation of thought, amidst the overwhelming scripturalism. Ibn Qayyim, however, unveiled this stagnation and scripturalism by unraveling the essence of human existence claimed by God Himself, namely the issue of the soul. Ibn Qayyim’s in-depth study of the soul is captured in his book titled Kitab al-Ruh. It is a document of knowledge that views the soul as a unique structure of human self compared to the body. This study examines Ibn Qayyim’s paradigm of the soul in its relevance to psychology. To what extent does Ibn Qayyim’s concept of the soul contribute to and intersect with the discourse of psychology.
THE ROLE OF MYTH IN ESCALATING THE CONFLICT BETWEEN ISRAEL-PALESTINE Abdul Mujib
Empirisma: Jurnal Pemikiran dan Kebudayaan Islam Vol. 28 No. 1 (2019): Agama, Konflik, dan Perdamaian
Publisher : Prodi Studi Agama-agama Fakultas Ushuluddin dan Dakwah IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/empirisma.v28i1.134

Abstract

Myth as the basic of information before conducting life in society can escalate the sight toward other perspective,and make conflicting between Israel-Palestine. They are defending their myth. The myth of David and Goliathwhich stone as a tool in conquering the monster Goliath, it is been trying for youth Palestinian to beat Israel.Whereas, according to Abu Nimer, the reason for Palestinian using stone is like symbol that they want to shownon-violent. However, by using stone, Israel fears that the story of David and Goliath will happen to them, yetthe story is opposite. Now, the Israel becomes Goliath, and youth Palestinian becomes David who is throwingstone to the monster. By using Kepferer’s theory about power of myth, this article wants to analyze how strongthe power of myth in the conflict of Israel-Palestine on the perspective of throwing stones.
THE ROLE OF MYTH IN ESCALATING THE CONFLICT BETWEEN ISRAEL-PALESTINE Abdul Mujib
Empirisma: Jurnal Pemikiran dan Kebudayaan Islam Vol. 29 No. 2 (2020): Agama, Konflik, dan Perdamaian
Publisher : Prodi Studi Agama-agama Fakultas Ushuluddin dan Dakwah IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/empirisma.v28i1.134

Abstract

Myth as the basic of information before conducting life in society can escalate the sight toward other perspective,and make conflicting between Israel-Palestine. They are defending their myth. The myth of David and Goliathwhich stone as a tool in conquering the monster Goliath, it is been trying for youth Palestinian to beat Israel.Whereas, according to Abu Nimer, the reason for Palestinian using stone is like symbol that they want to shownon-violent. However, by using stone, Israel fears that the story of David and Goliath will happen to them, yetthe story is opposite. Now, the Israel becomes Goliath, and youth Palestinian becomes David who is throwingstone to the monster. By using Kepferer’s theory about power of myth, this article wants to analyze how strongthe power of myth in the conflict of Israel-Palestine on the perspective of throwing stones.
THE ROLE OF MYTH IN ESCALATING THE CONFLICT BETWEEN ISRAEL-PALESTINE Abdul Mujib
Empirisma: Jurnal Pemikiran dan Kebudayaan Islam Vol. 30 No. 3 (2020): Agama, Konflik, dan Perdamaian
Publisher : Prodi Studi Agama-agama Fakultas Ushuluddin dan Dakwah IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/empirisma.v28i1.134

Abstract

Myth as the basic of information before conducting life in society can escalate the sight toward other perspective,and make conflicting between Israel-Palestine. They are defending their myth. The myth of David and Goliathwhich stone as a tool in conquering the monster Goliath, it is been trying for youth Palestinian to beat Israel.Whereas, according to Abu Nimer, the reason for Palestinian using stone is like symbol that they want to shownon-violent. However, by using stone, Israel fears that the story of David and Goliath will happen to them, yetthe story is opposite. Now, the Israel becomes Goliath, and youth Palestinian becomes David who is throwingstone to the monster. By using Kepferer’s theory about power of myth, this article wants to analyze how strongthe power of myth in the conflict of Israel-Palestine on the perspective of throwing stones.
Co-Authors Abdul Rahman Shaleh Abdurrubi Perwiragama, Salman Adi Fadli Aep Kusnawan, Aep Afiffah, Anggi Dhea Ahmad Abroza Ai Badriah Akhmad Sodiq Alamri, Mohammed Saeed A. Alaqoh, Shofwatul Ali Sodiqin Amin, Rukhul Andri, Sri Anjarsari, Riana Annisa Anugrah, Yuli Dwi Yusrani Aqil, Rihab Said Asep Iwan Setiawan, Asep Iwan Aspandi, Aspandi Atqiya, Syifaul Aulia Rihadatul Aisy, Tazkia Auvaizah, Navila Awaliyah, Robi’ah Azis, Ali Aziza Mutifani Hidayah azzarqa, azzarqa Bahrul Ulum Bariki, Yusril Chaerul Firdaus, Muh. Nur Ridho Chairul Anam, Chairul Dede Rosyada Desi Safitri Dewi Sadiah, Dewi Dian Ayu Liana Dewi Didi Suryadi Eka, Sefri Aditya Elizatun, Elizatun Eris Harismasakti ETI KURNIAWATI Fadlilatul Munawaroh Fathurrohman, Asep Ahmad Fatoni, Isbet Firdaus, Dede Ridho Fitri Rima Hidayati Fitria Ikhrimadhani Hafiz, Abdul Hanafi, Syafiq Mahmadah Hanifa, Nada Hapzi Ali Hasanudin Hasratuddin Siregar Hendri Kurniawan, Hendri Herlena, Winceh Hermawan, Rico Hopipah, Eva Nur Huda, M Thoriqul Huda, M. Ikhwanul Humaidi, Zuhri Hunainah Hunainah, Hunainah Ibad, Taqwa Nur Ida Umami Ika Rosyidatul Fauziyah Ilham Akbar Ilham Akbar Imaduddin, Ilmir Rizki Imas Maesaroh Iqbal Tsani, Muhamad Ismail, Nurmikyana Izzah Fikroh Basyariyah Jajat sudrajat Jamalulel, Habib Alwi Karimatul Khasanah, Karimatul Khairudin, Ahmad Vardin Khoiriyah, Amri Khoirurrijal Khoirurrijal Khoirurrijal Khoirurrijal, Khoirurrijal Kholis, Nur Kusaeri Kusmastuti, Ines Prasheila Lestari, Retno Tri Lisnawati, Depi Lubis, Sofia Indriani Lubis, Sofia Indriani Lubis, Sopian M. Abzar Duraesa MADE PRAMONO Maharani, Mega Utami Maripah, Maripah Masdariah, Een Masyhuri, Muhammad Maya, Iklilah Arum Mayla Cindy Carmeliasari Miftahul Zannah Moh. Husen, Moh. Moh. Iklil Albahij Moh. Jeweherul Kalamiah Mubaidi Sulaeman Mubarak, Mubarak - Muhamad Fajri Muhammad Hasan Basri Mukayat Al-Amin Mukhtar Hadi Mulqiyah, Hilma Muna, Alfina Nailul Murniasih, Eri Mustika Ramadhani, Fahmi Nabila Salsabila Iswar Nabilah, Deva Nanang Asfufi Nasution, Alhafidh Novila, Sheila Novita, Dwi Nugraha, Enung Nugraha, Mizwar Luthfiansyah Nur, Fauzan Nursalam Nurul Khikmah Nuzul Hidayah, Robiah Panani, Muh Jihan Perihandi Andi Putri, Ayu Septiana putri, Putri Wulandari Qomaria, Lailatul Rahma, Hilda Syifa Rahmah Mawadah, Atina Rahman, Moh. Taufiqur Rena, Syahidah Ridho, Hilmi Rifaudin, Ahmad Riswanto, Dodi Riswanto, Dody Romdhani, Nizar Zikri RR. Ella Evrita Hestiandari rukhul amin Rustandi, Ridwan Salimah Nailulmuna, Syarifah Salsyabila, Nabila Satriah, Lilis - Sawitri, Utari Septiani, Intan Widiya Shaleh, Abdul Rahman Shobirin, Muhammad Shobirin Sirajudin Sirajudin Siregar, Rama Nida Siti Sakinah, Siti Sufyani Prabawanto, Sufyani Sukma Inaya Sukma Inayah Sururin, Sururin Suwarno Ariswoyo Suwenti, Reni Taher, Zahdi Tarihoran, Nafan Taufik Alamin Tohir, Abdul Illah Tsalis, Khodijah Nur Ubaidillah Ubaidillah Ulum, Misbahul Waddin, Moch Aufal Hadliq Khaiyyul Millati Wahyudinata, Davit Wibawa, Aditya Setiaji Yulis Widhiastuti Yuyun Yunita Zahdi Taher Zain, Sri Kurnia Zainal Abidin Zainal Muttaqin