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Manajemen Pariwisata dan Perhotelan
Harahap, Muhammad Ikhsan
Universitas Islam Negeri Sumatera Utara
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Analysis of Opportunities and Risks in Financial Technology Innovation for Islamic Banking in Adapting to the Changing Financial Ecosystem: A Case Study Munthe, Raja Syahrial; Anggraini, Tuti; Harahap, Muhammad ikhsan
Journal La Sociale Vol. 5 No. 6 (2024): Journal La Sociale
Publisher : Borong Newinera Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37899/journal-la-sociale.v5i6.1891

Abstract

This study analyzes the opportunities and risks associated with financial technology (fintech) innovations in Islamic banking, with a specific focus on Bank Syariah Indonesia (BSI) North Sumatra Regional Office. The research is driven by the rapid advancements in fintech, which are reshaping the global financial ecosystem, including the Islamic banking sector. The study aims to evaluate the impact of fintech innovations on BSI's operations and explore strategies to leverage these opportunities while addressing inherent risks. A qualitative case study approach with a descriptive-analytical method was utilized, incorporating primary data from interviews and secondary data from relevant literature. The findings highlight that BSI North Sumatra Regional Office has implemented various fintech solutions that improve operational efficiency and promote financial inclusion. However, challenges persist, particularly in regulatory compliance, cybersecurity, and technological adaptation. The study concludes that a holistic and adaptive strategy is crucial for BSI to effectively integrate fintech innovations and maintain its competitiveness in a dynamic financial ecosystem.
Pengaruh Gaya Hidup, Fomo, Literasi Keuangan Syariah, dan Persepsi Risiko Terhadap Keputusan Investasi Cryptocurrency Hanif, Hilman; Harahap, Muhammad Ikhsan; Silalahi, Purnama Ramadhani
Journal of Business and Economics Research (JBE) Vol 6 No 1 (2025): February 2025
Publisher : Forum Kerjasama Pendidikan Tinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/jbe.v6i1.6916

Abstract

This study aims to understand how Lifestyle, FOMO, Sharia Financial literacy, and Risk Perception influence Cryptocurrency Investment Decisions (Crypto Academy Case Study). Data was collected through questionnaires distributed to 100 selected respondents using purposive sampling. Quantitative methods are used with Structural Equation Model (SEM) analysis with the Smart PLS version 4 application for analysis. This study aims to analyze the influence of various factors on investment decisions, focusing on lifestyle, the FOMO phenomenon, Islamic financial literacy, and risk perception. The analysis results show that not all independent variables have a significant effect on investment decisions. Lifestyle (X1) has a p-value of 0.148 and a t-statistic of 1.446, which indicates that the effect is not significant with a small f-square value of 0.026. The FOMO phenomenon (X2) also shows a trend with a p-value of 0.069 and a t-statistic of 1.817, but remains insignificant, with an f-square value of 0.039. Islamic financial literacy (X3) shows a p-value of 0.798 and a t-statistic of 0.257, and a very low f-square value of 0.001, indicating no significant effect. In contrast, risk perception (X4) is shown to have a significant influence on investment decisions with a p-value of 0.012 and a t-statistic of 2.514, as well as a higher f-square value of 0.104. This finding confirms that risk perception is an important factor that can positively influence investment decisions. Overall, only risk perception shows a significant relationship with investment decisions, while other factors do not have a meaningful impact in this context.
Pengaruh Social Media Advertising dan Kualitas Pelayanan Terhadap Loyalitas Melalui Kepuasan Pelanggan Sebagai Variabel Intervening: Studi Kasus Devi Salon Medan Suci Arifah Lubis; Tuti Anggraini; Muhammad Ikhsan Harahap
Global Leadership Organizational Research in Management Vol. 2 No. 2 (2024): Global Leadership Organizational Research in Management
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/glory.v2i2.1040

Abstract

This research aims to determine the influence of Social Media Advertising and Service Quality on Loyalty through Customer Satisfaction as an Intervening variable (Case Study of Devi Salon Medan). This research uses a quantitative approach with data collection using the Likert scale method. The subjects used in this research were 100 Devi Salon Medan customers and were taken using purposive sampling. The data analysis technique uses SPSS version 23. The results of this research show that overall each partial test states that it has a significant and positive effect between the variables. Where the statistical results state that the α value is <0.05. The Path analysis test also shows that there is a direct influence and an indirect influence on each variable which is connected through variable Z. And it also simultaneously shows that there is an influence of Social Media Advertising and Service Quality which together have an influence on Loyalty through the Customer Satisfaction variable.
Analisis Penerapan Nilai-Nilai Etika Bisnis Islam Pada Perusahaan Properti Syariah PT. Noor Eeman Nusantara Medan Muhammad Arif; Muhammad Ikhsan Harahap; Orra Venta Ramdhany Harahap
Wawasan : Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan Vol. 1 No. 2 (2023): April : Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan
Publisher : Fakultas Teknik Universitas Maritim AMNI Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (147.438 KB) | DOI: 10.58192/wawasan.v1i2.568

Abstract

Penelitian ini bertujuan untuk mengetahui penerapan nilai-nilai etika bisnis Islam pada perusahaan properti syariah dan kendala yang dialami perusahaan dalam menerapkan etika bisnis Islam. Penelitian ini dilakukan dengan menggunakan metode pendekatan deskriptif dengan analisis data kualitatif. Lokasi penelitian di PT. Noor Eeman Nusantara yang berlokasi di JL. STM. No. 10 Medan Johor, Medan, Sumatera Utara. Sumber data merupakan data primer dan data sekunder dengan teknik pengumpulan data berupa observasi, wawancara, kuesioner/angket, dan dokumentasi. Hasil dari penelitian ini adalah telah sesuai dan telah menerapkan nilai-nilai etika bisnis Islam diantaranya perusahaan PT. Noor Eeman Nusantara sudah menjalankan prinsip Tauhid, Keseimbangan, Kehendak Bebas, Pertanggungjawaban, dan Hikmah. Kendala yang dialami dalam menerapkan etika bisnis Islam adalah kurangnya pemahaman masyarakat akan bahaya riba, sering terjadinya penipuan properti syariah, dan pandemi Covid-19 yang masih terus berlanjut menyebabkan banyak masyarakat yang kehilangan pekerjaan. Kesimpulan penelitian ini adalah pertama, penerapan nilai-nilai etika bisnis Islam pada PT. Noor Eeman Nusantara telah diterapkan dengan baik, karena perusahaan ini berpedoman kepada Al-qur’an dan Hadis. Kedua, Kendala penerapan etika bisnis yang dialami oleh PT. Noor Eeman Nusantara masih dapat diatasi dengan mencari solusi di setiap permasalahan yang terjadi.
Faktor-Faktor Yang Mempengaruhi Tingkat Pendapatan Nelayan Di Kota Sibolga Priyanti, Vivi; MA, Dr Sugianto; Harahap, Muhammad Ikhsan
Al-Muhtarifin: Islamic Banking and Islamic Economic Journal Vol 1, No 2 (2022)
Publisher : Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (320.096 KB) | DOI: 10.30596/almuhtarifin.v1i2.9681

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh kepemilikan aset, jam kerja melaut, pengalaman kerja dan tingkat pendidikan terhadap pendapatan nelayan di Kota Sibolga. Sampel dalam penelitian ini adalah nelayan motor tempel 5 GT (Gross Ton) dengan alat tangkap tradisional berupa jaring di Kota Sibolga, Kecamatan Sibolga Sambas dan Kabupaten Sibolga Selatan yang diambil dengan teknik purposive sampling menambahkan 115 nelayan. Dikumpulkan melalui angket terbuka, kemudian dianalisis menggunakan metode Regresi Linier Berganda. Berdasarkan hasil penelitian dapat diperoleh bahwa variabel kepemilikan aset, jam kerja, pengalaman kerja dan pendidikan berpengaruh positif dan signifikan secara parsial maupun simultan terhadap pendapatan nelayan di Kota Sibolga Kecamatan Sibolga Sambas.dan Kabupaten Sibolga Selatan.
Analisis Efektivitas Sistem Resi Gudang Dalam Mengatasi Turunnya Harga Kopi Gayo Di Kabupaten Bener Meriah cibro, ikhe sigemasih; Arif, Muhammad; Harahap, Muhammad Ikhsan
Al-Muhtarifin: Islamic Banking and Islamic Economic Journal Vol 1, No 2 (2022)
Publisher : Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (223.406 KB) | DOI: 10.30596/almuhtarifin.v1i2.9623

Abstract

Warehouse receipts in this study focused on the benefits to farmers, such as applying for a loan from a financial institution (Bank or Not) that has signed a cooperation agreement (contract) to meet the financing needs of farmers. This study aims to determine the effectiveness of WRS in Bener Meriah Regency which is managed by CV.Pratama Gayo Mandiri to overcome the problem of the decline in the price of Gayo coffee seen from the suitability of goals, efficiency and group satisfaction. And to find out how the implementation of the Warehouse Receipt System in Bener Meriah Regency with a pattern of financing in collaboration with Islamic Bank financial institutions in accordance with established standards. determined by the Ministry of Commerce. The data in this study were collected through the distribution of questionnaires to 30 farmer group coffee collecting agents registered in the WRS Bener Meriah Regency. The analytical method used is qualitative analysis. The results of the analysis show that the effectiveness of the Warehouse Receipt System in terms of the accuracy of the objectives and results of the WRS implementation and its efficiency has been very effective, and from the perspective of farmer group satisfaction it is quite effective. determined by laws and regulations of the ministry of commerce.
Analisis Strategi Pengembangan Pariwisata Halal Dalam Meningkatkan Pendapatan Asli Daerah (PAD) Kabupaten Bener Meriah di Masa New Normal Nasution, Fachrul Rozzi; ,M.Si, Yusrizal; Harahap, Muhammad Ikhsan
Al-Muhtarifin: Islamic Banking and Islamic Economic Journal Vol 1, No 2 (2022)
Publisher : Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (237.667 KB) | DOI: 10.30596/almuhtarifin.v1i2.10908

Abstract

Halal tourism is considered a new way to develop tourism that upholds Islamic culture and values. This study aims to see how the strategy of the Bener Meriah Regency Tourism Office in developing halal tourism in the new normal period. This research is qualitative, while the data analysis technique used is descriptive with SWOT analysis. The results of the study show that the strategy carried out by the Tourism Office of Bener Meriah Regency in developing its tourism in the New Normal period is empowering communities whose villages have tourism potential through training and tourism awareness counseling, training and counseling on the application of health protocols at tourist attractions and developing halal tourism from social capital, natural capital, and cultural capital. The location of the SWOT analysis is at the quadrant I level, including the Growth Orianted Strategy, which uses strengths in the development of halal tourism to seek and take full advantage of opportunities in developing halal tourism which can increase PAD in Bener Meriah Regency.
Pengaruh Promosi, Label Halal Dan Varian Produk Terhadap Keputusan Pembelian Produk Perawatan Rambut Natur Dengan Brand Image Sebagai Variabel Intervening Pada Masyarakat Muslim Kota Medan Fenny Ade Annisah; Nurbaiti Nurbaiti; Muhammad Ikhsan Harahap
Jurnal Manuhara : Pusat Penelitian Ilmu Manajemen dan Bisnis Vol. 2 No. 1 (2024): JANUARI: Jurnal Manuhara: Pusat Penelitian Ilmu Manajemen dan Bisnis
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/manuhara.v2i1.446

Abstract

The background of this research aims to determine and analyze the influence of the marketing mix, which includes promotional variables, halal labels and product variants on purchasing decisions for a product through brand image in the Medan Muslim community. The research approach taken was to use a quantitative-descriptive approach using the path analysis method. Path analysis is an extension of the use of regression analysis which aims to estimate the direct or indirect influence of the variables hypothesized in the research. Based on the test results, it can be concluded that promotions, halal labels and product variants have a significant effect on product brand image. It was also found that there was a significant influence between promotions, product variants and brand image on purchasing decisions, while the halal label did not have a significant influence on purchasing decisions for Natur products in the Muslim community of Medan. It is hoped that Natur can maintain and improve the promotional strategies carried out by holding various activities to portray a positive brand attitude towards consumers, because this greatly influences purchasing decisions.
Analisis Kontribusi Crowdfunding Syariah Dalam Pengembangan UMKM di Sumatera Utara Hutabarat, M. Rafiq Efrianda; LathiefIlhamy Nst, M.; Harahap, Muhammad Ikhsan
Kamaya: Jurnal Ilmu Agama Vol 8 No 1 (2025)
Publisher : Jayapangus Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37329/kamaya.v8i1.4025

Abstract

The public’s lack of understanding about the concept of sharia crowdfunding and regulations that do not fully support it are the main obstacles in developing this platform. Support from the government and related institutions in the form of clear regulations and education to the public is very important to maximize the potential of sharia crowdfunding. The aim of this research is to look at the analysis of the contribution of Sharia crowdfunding in the development of MSMEs in North Sumatra. In this research, a descriptive qualitative analysis method was used. The results of this research show that one form of fintech development is the emergence of crowdfunding originating from the internet network. Crowdfunding is a model for individuals, organizations and companies that collect funds from many communities to fund a particular product or project. Sharia crowdfunding is an innovation in the field of financial technology that offers an alternative solution for MSME players to obtain funding through sharia share and sukuk issuance schemes.Sharia SCF also has the potential to be an alternative investment that is easy to carry out and provides adequate protection for investors. Sharia crowdfunding has great potential in developing MSMEs in Indonesia, especially in providing access to financing that is more inclusive and in accordance with sharia principles. With sharia crowdfunding, MSMEs can obtain business capital without having to depend on interest-bearing loans which are often burdensome. Funds obtained from sharia crowdfunding can be used to develop new products or improve existing products, thereby increasing the competitiveness of MSMEs. MSMEs can invest the funds they receive to improve the quality of products and services, which can have an impact on increasing sales and customer loyalty. Sharia crowdfunding allows the wider community to participate in supporting MSMEs, which indirectly empowers communities and strengthens the local economy.
Analisis Pengembangan Badan Usaha Milik Desa (BUMDes) Dalam Meningkatkan Kesejahteraan Masyarakat Menurut Perspektif Ekonomi Islam: Studi Kasus BUMDes Sejahtera Berjaya, Desa Percut, Kecamatan Percut Sei Tuan Maulida, Lisa; Harahap, Muhammad Ikhsan; Nasution, Juliana
Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Vol 8 No 1 (2025): Artikel Riset Januari 2025
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi Al-Washliyah Sibolga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36778/jesya.v8i1.1979

Abstract

Penelitian ini bertujuan untuk mengetahui bagaimana perkembangan BUMDes dalam meningkatkan kesejahteraan masyarakat menurut perspektif Ekonomi Islam di desa Percut. Penelitian ini menggunakan metode kualitatif deskriptif, dan data yang digunakan adalah data primer dan data sekunder, dengan analisis data deskriptif. Data diperoleh dengan cara observasi, wawancara dan dokumentasi. Dengan populasi masyarakat desa Percut berdasarkan sid.kemendesa.go.id yang berjumlah 4.195 KK di tahun 2022. Hasil penelitian mengungkapkan bahwa BUMDes Sejahtera Berjaya desa Percut berdiri sejak tahun 2022 belum berkembang dengan cukup baik, dan pengelolaan belum dilakukan secara optimal, yang dilihat dari perkembangan usaha BUMDes yang masih lambat. Hal ini disebabkan Sumber Daya Manusia (SDM) yang kurang mumpuni, keterbatasan modal dan lemahnya sosialisasi program. Dengan penerapan solusi yakni melakukan pendampingan dan pelatihan, akses permodalan, serta digitalisasi dan sosialisasi program. Selain itu, adapun strategi yang dilakukan bagi BUMDes dalam meningkatkan kesejahteraan masyarakat desa Percut yakni kualitas dan kuantitas SDM, Dukungan Pemerintah dan meningkatkan ekosistem. Walaupun demikian, dari pandangan perspektif Ekonomi Islam, kesejahteraan bukan hanya diukur dari sisi materi akan tetapi juga non materi. Masyarakat desa Percut dapat dikatakan telah sejahtera dalam perspektif Ekonomi Islam, karena usaha yang dikelola telah memenuhi prinsip-prinsip Ekonomi islam
Co-Authors ,., Atika ,M.Si, Yusrizal A, RismaDani Abdillah Aswari Abdul Aziz Hakim Abdul Ramadhani, Alya Abidzar Fikri Simamora Adinda Adinda Pasaribu, Fitri Adrian, M. Fikri Adriansyah Hidayat Afsari , Fidiya Ahmad Amin Dalimunthe Ahmad Firdaus Lingga Ahmad Habibi Daulay Ahmad Pramudja Ahmad Ramdhani Mungkur Ahmad Sayuti Malik Ahmad Syakir Ahmad Zikri Ainatul Hasanah Alfarisyi, Muhammad Faisal Alfi Andriansyah Harahap Alif, Ryo Vikri Alya Fadhila Amalia Ramadhani Suci Ardi Amanda Damayanti Nasution Amelia Novita AMELIA, MAYA Ananda Fitriani Oktavia Andani, Nadzira Putri Andri Soemitra Andri Soemitra Andri Soemitra Angelly Pratiwi Anggi, Miftha Maulida Anggia Nurulita Anggraini , Tuti Anggraini, Nur Marliana Anggun Rohaya Putri Munthe Anika, Regi Aninda Mahfadillah Aninda Mahfadillah Anisah Nasution Annisa Afwani Annisa, Dwi Nur Annisa, Sufiati Anwar Syarif Harahap Aprilla, Vanya Aqwa Naser Daulay Ardhia Prameswari Ardiansyah Ardiansyah Arifin Fauzi Lubis Arjuna, Arjuna Arnadila Dwi Syahputri Asmita, Riza Ayu Astri Hardina Amelia Atika Atika Atika Atika Aulia Nurul Annisa Ayu Hani Marsani Tanjung Ayyub Ramadhan Azura, Rizky Baehaqi Baihaqi, M. Eza Bambang Permadi Bambang Permadi Bayu Lazuardi Bi Rahmani, Nur Ahmadi Bintang Akbar Azhari Cahya Adetrya cibro, ikhe sigemasih Cindi Husna Pratiwi Cindy Anggreni Cindy Er Nisa Cindy Sekar Arum Daei, Muhammad Imam Dalimunthe, Afifah Damanik, Anhari Gusvi Damayanti, Anggita Dayana, Nurul Aida Dewita Rohani Dewita, Tiara Ajeng Dharma, Budi Dinda Nurayuni Humaira Dini Lestari Dongoran, Ranah Santri Dongoran, Sapina Dwi Gusvita Anggraini Dwiki Wardana Syah Dyah Mega Putri Efendi, Nadya Ananda Eko Purnomo Elya Rosa Maharani Sembiring Ema Khairani Eri Evan Hamdani Fachry Abda El Rahman Fadhilah, Irfan Fadillah Syafitri Fahmiatul Aulia Pangaribuan Faradila Permata Azmi Farhan Edma Manurung Fatimah zahrah Harahap Fauzan Habib Fauzi Arkhan Sembiring Fazira, Era Fazira, Fira Feby Salsabila Dasri Fenny Ade Annisah Fransiska, Ira Friska Amelia Friska Amelia Purba Friska Fauziah Umardhi Ginting, Siti Nurhasanah Br Gunawan, Danish Irsyad Habibah Shobri Halimah Halimah Hamdani Hamdani Hamtheldy, Raihan Zaky Handana Sembiring Hanif, Hilman Harahap, Ledis Izzah Harahap, Rahmat Daim Harahap, Rahmat Daim Harahap, Risky Suleman Alpian Hasanah, Siti Zia Hadatul Hasibuan, Faizah Hasibuan, Misna Hasibuan, Muhammad Rezki Ripaldo Hasibuan, Winda Khairani Hasrimy, Nabila Felicia Hendra Harmain Hermain, Hendra Hidayah, Muhammad Arif Hutabarat, M. Rafiq Efrianda Ibnu Habib Wahyudi Ibnu Rizal Mubarok Ibnu Syawali Manurung Ida Ayu Putu Sri Widnyani Iir Tsamrotur Rofa Ikhwan Abidin Imam Solehuddin Imron Berutu Imsar Imsar Imsar Imsar Imsar Imsar Imsar, Imsar Imsar, Imsar Indah Aryani Indradewa, Rhian Irham, Mawaddah Iskandar, Irfan Ismal, Rifky Isnaini Harahap IZZAH, NURUL Jelita Handayani Rambe Juliana Nasution K, Kamilah K., Kamilah Kamilah K. Kamilah,k Khaila Calsa Fhadillah Khairani Khairani Khairani Marpaung Khairina, Nabila Khoirotun Nisa Limbong khusnul khotimah Kiki Andrea Putri Hasibuan Kuncoro, Muhammad Agus LathiefIlhamy Nst, M. Latifah Latifah Laylan Syafina Lestari, Fitriani Lisa Yuniar Lisnawati Lisnawati Lubis, Ainun Mardiah Lubis, Balqis Mawaddah Lubis, Minta Ito Lubis, Rafika Amalia Lubis, Siti Zahra Khostamaru Aspia Lubis, Sofia Lubis, Sri Nikmah Tullah Lutfiah Effendi Lutfiansyah, Irham Luthfi Ichsan Aulia M. Ali M. Asiddiki Mubarak M. Fahrizal Hafiz M. Yoga Pratama Harahap MA, Dr Sugianto Maidalena Maidalena, Maidalena Manik, M. Bay Hakqi Manik, Risnainun Wahyuli Marliyah Marliyah Marliyah Marliyah, Marliyah Marni Susi Susanti Harahap Maryam Batubara Maulida, Lisa Meilinda Ritonga Mella Afrina Mhd Faisal Anwar Afandi Rambe Mico Ferdyansyah Miranti Agustina Miswari, Farhan Monika, Sherli Mufti, Muhammad Ikhsan Muhammad Abdillah Pratama Aminullah Muhammad Aldrian Oktofa Muhammad Arif Muhammad Arif Muhammad Hasan AsyAry Muhammad Iqbal Sayuti Harahap Muhammad Lathief Ilhamy Nasution Muhammad Rafli Hudhawi Nasution Muhammad Ramadhan Muhammad Ridwan Muhammad Ridwan muhammad Syahbudi, muhammad Muhammad Syukri Albani Nasution Muhammad Taufiq Muhammad Yafiz Muhammad Yafiz Muhammad Yafiz, Muhammad Muhammad Yuda Hendrawan Muliana Munthe, Raja Syahrial Mursala, Fakri Mustapa  Khamal  Rokan Muthia Hafsari Hsb Mutia Sari Dewi Mutia Zahra Lubis Mutyara Kd Chairunissa Pohan Nabila Nasywa Nabila Syafitri Nabila, Putri Salsa Nabilah Syahirah Azhari Nadya Ananda Effendi Nadya Nadya Naibaho, wahyu andriansyah Nasution, Ade Irma sofyan Nasution, Amalia Nasution, Annio Indah Lestari Nasution, Annio Indah Lestari Nasution, Dinda Pradina Nasution, Fachrul Rozzi Nasution, Juliana Nasution, Muhammad Irwan Padli Nasution, Nadya Dwinna Putri Nasution, Rahmad Mulia Tama Nasyaa, Sultan Rasy Nasyuwah S Hasibuan Nawrah, Hilwatun Nindya Azzahra Ningrum, Laila Dwi Nisah Handayani Noprillia Ramadhani Saragih Novi Purnama Sari Nst, Muhammad Lathief Ilhamy Nuh, Ruslee Nur Ahmadi Bi Rahmani Nur Ainun Ningsih Nur Amalia Nur Atikah Nuraini Nuraini Nurbaiti Nurbaiti Nurbaiti Nurfuadi, Wika Nurhabibi, Elsa Nuri Aslami Nurlisa Tamara Nursantri Yanti Nurul Inayah Nurul Inayah Nurul Izzah Nurul Izzah Nurul Jannah Nurulita, Anggia Oktaviani, Tesya Orra Venta Ramdhany Harahap Panca Syahputra Pane, Muhammad Rivaldi Pasaribu, Rifdah Atika Prameswari, Ardhia Pratama, M. Luthfi Arif Prianti, Dela Primastuty, Pinny Priyani , Annisa Priyanti, Vivi Pulungan, Rahmat Rizki Purnama Ramadani Silalahi Purnama, Eftry Ade Puspa, Chairunnisa Dian PUSPITA, DARA Puspita, Mutia Dila Putra, Randy Tama Putri Adila Putri Chairunnisa Pane Putri Fajariah Sabda Putri Indah Fadillah Putri Ramadhani putri, amanda afriza Qorry Prananda Aulia Raden Mohamad Herdian Bhakti Rafita Rafita Rahma Sari Zein Rahma, Nopita Rahma, Tri Inda Fadhila Rahma, Tri Inda Fadillah Rahmadayana, Rizka Dwi Rahmah Nur Dongoran Rahmani, Nur Ahmadi Rahmat Daim Harahap Rahmi Syahriza, Rahmi Rahmi, Maulida Raihani Az Zahra Aljuned Ramadani, Sri Ramadhani, Sri Ramadhani, Syifa Husna Ramadhini, Suci Rambe, Trinaningsih Rendi Setiawan Purba Reni Ria Armayani Hasibuan ria septiana Ria Tifany Tambunan Rifani Anggraini Rifky Ismal Rika Umbaiyani Ritonga Risa Adelila Hasibuan Risma Haryani Siregar Ritonga, Afiq Yasfa Assaumi Rizkinta Amelia Batubara Rizky Karina Syahputra Sagala Rizky, Indah Mutiara Roida Purba Ruliana Ruliana, Ruliana Sabrina, Zafira Safitri Winarsih Sahfitri, Nurmaya Dewi Sakinah, Layla Nurul Salsabila, Fazira Samad, Khairunnisa Abd Saparuddin Siregar Sapina Dongoran Sarah, Fitria Sarah Sari, Indaniaty Hasanah Sari, Ok. Putri Ananda Sari, Reny Tri Viola Sari, Riska Dwi Sarifah Aini Kembaren Sastriani Ritonga Sepfiani, Putri Sherin Aulia Putri Sihotang, Indah Khairunnisa Silalahi, Purnama Ramadani Silalahi, Purnama Ramadhani Silvia Anggrie Nst Sinambela, Khayriza Sinta Aulia Haikal Sinulingga, Nabila Oktarina Siregar, Choirussonya Putri Amini Siregar, Mutia Fajri Siregar, Nurul Haliza Siregar, Rizky Anggina Siregar, Suci Afria Sasty Sisca Amini Cahya Agitsna Agitsna Siti Aisyah Siti Amrina Hasibuan Siti Julia Siti Rahma Sibuea Sitorus, Eva Afrilisa Situmorang, Nurul Utami Sri Ramadhani Sri Ramadhani sri sudiarti Sri Sudiarti sri sudiarti Stefani Subakti, Hari Suci Arifah Lubis Sugianto Sugianto Sugianto Sugianto Sugianto Sugianto Suhairi Suhairi Suliawati Suliawati Syafina, Lailan Syahputri, Nur Mustika Syahputri, Rindi Syamsiar, Syamsiar Syaputri, Widya Syari, Meilya Evita Syarifah Hanum Tumangger Syarifah, Siti Alfaini Tambunan, Khairina Tanjung, Miftahul Jannah Tari Rizkya Fona Tira Syahira Tri Inda Fadhila Rahma Tri Inda Fadhila Rahma Try Wahyuni Mawatdah Tumanggor, Siti Rahmah Tuti Anggraini Tuti Anggraini Ubay, Fadhila Audi Utama, Septia Sakinah Rizki Wa Ode Jeslin Wahyu Destriyansah Wahyudi, Rizky Widya Rizky Amelia Winata, Reihan Arya Winda Irmayani Sijabat Windy Puspita Yasirwan Yati, Fenni Windi Yola Aprilia Sibagariang yuda pratama Yulia Wati Yulita Astri Yulpida Sari Lubis Yuniar Pangesti Yusrizal Yusrizal Yusrizal Yusuf Yusuf Zahir Muhammad Fadhilah Harahap Zainarti Zainarti Zainarti Zamzami Akromi Lubis Zuhrinal M. Nawawi Zulfa Khoiriah Zulfina Ramadhani Siregar Zulhasby Assidqy Nasution ‘Izzi, Amalul