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All Journal Ulul Albab: Jurnal Studi dan Penelitian Hukum Islam Ahkam: Jurnal Ilmu Syariah Al-Manahij: Jurnal Kajian Hukum Islam Media Komunikasi Geografi El-HARAKAH : Jurnal Budaya Islam Jurnal KALAM IJTIHAD Jurnal Wacana Hukum Islam dan Kemanusiaan Fibusi (Jurnal Online Fisika) Arena Hukum Nurani: Jurnal Kajian Syariah dan Masyarakat IJTIHAD Jurnal Kesehatan Gigi Al-Ihkam: Jurnal Hukum dan Pranata Sosial JPW (Jurnal Politik Walisongo) Sawwa: Jurnal Studi Gender Dentino: Jurnal Kedokteran Gigi JURISDICTIE Jurnal Hukum dan Syariah Jaqfi : Jurnal Aqidah dan Filsafat Islam JP3 (Jurnal Pendidikan dan Profesi Pendidik) KOMUNIKA AL QUDS : Jurnal Studi Alquran dan Hadis Al-Fikri: Jurnal Studi dan Penelitian Pendidikan Islam Journal of Islamic Education Policy Tadbir : Jurnal Studi Manajemen Pendidikan Jurnal Penelitian Pendidikan IPA (JPPIPA) JPK (Jurnal Pancasila dan Kewarganegaraan) Indonesian Journal of Islamic Educational Management Jurnal SOLMA Al-Hayat: Journal of Islamic Education Misykat al-Anwar Jurnal Kajian Islam dan Masyarakat NUR EL-ISLAM : Jurnal Pendidikan dan Sosial Keagamaan JMKSP (Jurnal Manajemen, Kepemimpinan, dan Supervisi Pendidikan) Bunda Edu-Midwifery Journal (BEMJ) JURNAL PENDIDIKAN TAMBUSAI Jurnal Basicedu Journal of Educational Research and Evaluation JURNAL AGRIBISAINS AL-TANZIM : JURNAL MANAJEMEN PENDIDIKAN ISLAM Gorontalo Development Review JASa (Jurnal Akuntansi, Audit dan Sistem Informasi Akuntansi) Journal of Education, Humaniora and Social Sciences (JEHSS) MUWAZAH: Jurnal Kajian Gender HIKMAH : JURNAL PENDIDIKAN AGAMA ISLAM Jurnal Abdimas Mahakam CERIA (Cerdas Energik Responsif Inovatif Adaptif) PrimaryEdu - Journal of Primary Education Jurnal Bidang Ilmu Kesehatan Forum Tarbiyah Jurnal Mantik JAIM (Jurnal Abdi Masyarakat) Jurnal GeoEkonomi Ulumuna: Jurnal Studi Keislaman Abdi Dosen : Jurnal Pengabdian Pada Masyarakat Best Journal (Biology Education, Sains and Technology) Islamic Insights Journal Dakwatuna: Jurnal Dakwah dan Komunikasi Islam Abdimas Galuh: Jurnal Pengabdian Kepada Masyarakat Sakina: Journal of Family Studies Abdi Laksana : Jurnal Pengabdian Kepada Masyarakat NEGARA DAN KEADILAN Sriwijaya Journal of Ophthalmology IQ (Ilmu Al-qur'an): Jurnal Pendidikan Islam Emanasi Jurnal Ilmu Keislaman dan Sosial As Sibyan : Jurnal Kajian Kritis Pendidikan Islam dan Manajemen Pendidikan Dasar Rausyan Fikr : Jurnal Pemikiran dan Pencerahan Jurnal Keperawatan Galuh INVEST : Jurnal Inovasi Bisnis dan Akuntansi Jurnal DinamikA ISTIKHLAF: Jurnal Ekonomi, Perbankan & Manajemen Syariah Texere Madu : Jurnal Kesehatan Jurnal Res Justitia : Jurnal Ilmu Hukum Nursing and Health Sciences Journal (NHSJ) Indonesian Journal of Counseling and Development Journal of Midwifery and Public Health Education Achievement: Journal of Science and Research Jurnal Abdimas Kartika Wijayakusuma Loghat Arabi: Jurnal Bahasa Arab & Pendidikan Bahasa Arab JURNAL PAI: Jurnal Kajian Pendidikan Agama Islam JIPMukjt:Jurnal Ilmu Pendidikan Muhammadiyah Kramat Djati Jurnal Sistem Informasi Bisnis (JUNSIBI) Edu Sociata : Jurnal Pendidikan Sosiologi Indonesian Journal of Business Analytics (IJBA) Kolaborasi Jurnal Pengabdian Masyarakat Journal of Early Childhood and Character Education Jurnal Ekonomika: Manajemen, Akuntansi & Perbankan Syari'ah Jurnal PkM MIFTEK Obor: Oikonomia Borneo Jurnal Alasma : Media Informasi dan Komunikasi Ilmiah Indonesia Law Review (ILREV) Legal Protection for the Partnership Agreement Parties International Journal of Education and Teaching Zone Jurnal Basicedu An-Nashiha: Journal of Broadcasting and Islamic Comunication Studies Research and Development in Education (RaDEn) Jurnal Salingka Abdimas Journal of Education Technology Information Social Sciences and Health Jurnal Pengabdian Kreativitas Pendidikan Mahakam (JPKPM) Peradaban Journal of Religion and Society Peradaban Journal of Law and Society eProceedings of Engineering Gunung Djati Conference Series Jurnal Inovasi Pengabdian dan Pemberdayaan Masyarakat Jurnal Pengabdian kepada Masyarakat Innovative: Journal Of Social Science Research Madani: Multidisciplinary Scientific Journal Jurnal Teknik Indonesia Jurnal Sahid Mengabdi Jurnal Psikologi dan Konseling West Science JOURNAL EDUCATIONAL MANAGEMENT REVIEWS AND RESEARCH Journal of Education Method and Learning Strategy Interdisciplinary International Journal of Conservation and Culture Jurnal REP (Riset Ekonomi Pembangunan) Jurnal Pendidikan Islam Anak Usia Dini (Anaking) Sanaamul Quran : Jurnal Wawasan Keislaman Jurnal Pendidikan Anak Usia Dini Cendikia Pendidikan AN-NAS: Jurnal Pengabdian Masyarakat Wisesa: Jurnal Pengabdian Masyarakat Jurnal Pengabdian Masyarakat dan Riset Pendidikan Al Itimad: Jurnal Dakwah dan Pengembangan Masyarakat Islam Menara Tebuireng : Jurnal Ilmu-Ilmu Keislaman West Science Islamic Studies Journal of Regional Public Administration Insya Journal of Community Empowerment Al-Muhith : Jurnal Ilmu Qur'an dan Hadits Borneo Journal of Pharmacy JGEN : Jurnal Pengabdian Kepada Masyarakat Jurnal Ilmu Al-Qur'an dan Tafsir Jurnal Medika: Medika Attadrib: Jurnal Pendidikan Guru Madrasah Ibtidaiyah JER (Jurnal Ekonomi Regional) El-Waroqoh : Jurnal Ushuluddin Dan Filsafat Jurnal Pengabdian Kepada Masyarakat Kesehatan Galuh Jurnal Bidan Cerdas Jurnal Sains dan Kesehatan Mandalika Journal of Medical and Health Studies Jurnal Abdimas Kesehatan Jurnal Bioteknologi & Biosains Indonesia (JBBI) Jurnal Pengabdian Masyarakat Kesehatan Terkini MANAGIERE: Journal of Islamic Educational Management Nusantara Innovation Journal Jurnal Riset dan Pengabdian Interdisipliner Ar Rasyiid Journal of Islamic Studies Munazzama Journal of Islamic Management and Pilgrimage Al-I'timad: Jurnal Dakwah dan Pengembangan Masyarakat Islam Jurnal Bioteknologi & Biosains Indonesia Quantum Edukatif Muwazah: Jurnal Kajian Gender
Siti Rohmah
Universitas Muhammadiyah Jakarta
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Dentistry Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Health Professions Immunology & microbiology Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Medicine & Pharmacology Neuroscience Nursing Physics Public Health Social Sciences Transportation Other

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Analisis Pesan Dakwah dalam Film Negeri 5 Menara (Pendekatan Semiotika) Aviva Febianti, Yola; aliyya, Lisana shidqin; rohmah, Siti; afriansyah, Sahrul
Jurnal Ilmu Pendidikan Muhammadiyah Kramat Jati Vol 6 No 1 (2025): Jurnal Ilmu Pendidikan Muhammadiyah Kramat Jati
Publisher : Pimpinan Cabang Muhammadiyah Kramat Jati

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55943/jipmukjt.v6i1.388

Abstract

This study aims to analyze the da'wah message contained in the film “Negeri 5 Menara” using a semiotic analysis approach. The movie, adapted from the novel by Ahmad Fuadi, tells the story of the journey of a teenager and his friends in an Islamic boarding school, and their efforts to achieve their dreams. Using semiotic theory, this study identifies and interprets various visual and narrative elements in the film, including dialog, symbols, characters, and settings, which play a role in delivering da'wah messages. The method used in this research is qualitative with an analytical descriptive approach. Data were collected through in-depth observation of the film, text analysis, and review of relevant literature. The results showed that the movie “Negeri 5 Menara” conveyed various da'wah messages, such as the importance of education, religious values, and fighting spirit in facing various challenges. In addition, the movie also reflects the social and cultural dynamics of Indonesian society, as well as the role of the media in spreading positive values. It is hoped that this research can contribute to the understanding of how movies as a da'wah media can influence audiences
PARTISIPASI MASYARAKAT MEMODERASI HUBUNGAN TRANSPARANSI DAN AKUNTABILITAS TERHADAP PENGELOLAAN DANA DESA DAN PEMBANGUNAN INFRASTRUKTUR Rohmah, Siti; Robert, Martinus; P. Pardede, Pantas; Yunan, Nadiya; Siang, Diana; Humairah, Rika
Jurnal GeoEkonomi Vol. 16 No. 1 (2025)
Publisher : Program Studi Manajemen Fakultas Ekonomi Universitas Balikpapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36277/geoekonomi.v16i1.578

Abstract

This research aims to test how much influence Transparency and Accountability have on Village Fund Management moderated by Community Participation. The method in this research is to use quantitative methods and saturated sampling methods as a method for selecting a sample of 130 respondents. The data collection technique uses a questionnaire which is measured using a Likert scale. The data analysis technique used is Multiple Linear Regression Analysis using the SPSS program. The research results show that Transparency and Accountability have a positive and significant effect on Village Fund Management. Thus, Community Participation - Transparency has a significant effect on Fund Management, while Accountability is not influenced, meaning that Community Participation cannot moderate the influence of accountability on fund management. Apart from that, village fund management has a significant effect on infrastructure development.
Penerapan Senam Hamil sebagai Upaya Persiapan Fisik dalam Menghadapi Persalinan Fatimah, Siti; Rohmah, Siti
Jurnal Abdimas Kesehatan (JAK) Vol. 7 No. 2 (2025): Juni
Publisher : Universitas Baiturrahim

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36565/jak.v7i2.937

Abstract

Optimal physical preparation is essential for pregnant women in facing the labor process. A lack of knowledge and physical activity during pregnancy may increase the risk of delivery complications and prolong the duration of labor itself. One proven effective intervention is pregnancy exercise, which helps strengthen the muscles used during childbirth, improves body flexibility, and reduces anxiety. This community service activity aimed to enhance the knowledge and skills of pregnant women in performing pregnancy exercises as a physical preparation for labor. The activity was carried out in the working area of Puskesmas Sindangkasih using an educational approach combined with practical sessions. The methods included counseling,and demonstrations.. Evaluation was conducted through pre- and post-tests as well as observation of participants' practical skills. The results showed a significant improvement in knowledge, with a 46% increase, and in the ability of pregnant women to perform the exercises correctly. Participants also reported increased self-confidence and physical readiness for childbirth. In conclusion, the structured and continuous implementation of pregnancy exercise can serve as an effective strategy to improve the physical readiness of pregnant women in facing the childbirth process.
INTEGRATED FOOD SECURITY MANAGEMENT USING SIPEKAN (FOOD SECURITY MONITORING INFORMATION SYSTEM) Sasana, Hadi; Purbaningrum, Catarina Wahyu Dyah; Rohmah, Siti; Afriyanti, Afriyanti; Rochmadi, Imsak; Suprapto, Agus; Bharata, Risma Wira; Negara, Julius Galih Prima
Jurnal REP (Riset Ekonomi Pembangunan) Vol. 10 No. 1 (2025): April 2025
Publisher : Universitas Tidar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31002/rep.v10i1.2107

Abstract

The study aims to investigate an integrated food security management using the Food Security Monitoring Information System, called “SIPEKAN” (Sistem Informasi Pemantauan Ketahanan Pangan) in Gunungkidul Regency, Yogjakarta, Indonesia. This study is a research and development-type of research (Research and Development) with the development model presented by Plomp (2013). The target groups are the community, farmers, agricultural extension workers, the agricultural service, the trade service, and the local government of Gunungkidul Regency. This research is expected to provide an integrated food security management equipped by the Food Security Monitoring Information System, called "SIPEKAN", which can be one answers to ensure food security in Gunungkidul Regency. By using SIPEKAN, it is projected that the community/farmers will easily sell their agricultural products, agricultural field workers will easily input agricultural potential data in each assisted area, the agricultural office and trade office will easily monitor product availability in each area in Gunungkidul Regency, and the Gunungkidul Regency Government can also employ the monitoring results provided by information system as a basis for policy making.
PROBLEM GENDER DALAM FEMINISME EKSISTENSIALIS SIMONE DE BEAUVOIR Rohmah, Siti; Ilahi, Restu Prana
Jaqfi: Jurnal Aqidah dan Filsafat Islam Vol. 6 No. 2 (2021)
Publisher : Jurusan Aqidah dan Filsafat Islam Universitas Negri Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/jaqfi.v6i2.13394

Abstract

Problematika gender di masyarakat masih menjadi pembicaraan yang hangat mengingat banyak factor yang mempengaruhi diantaranya adalah masih terjadinya tumpang tindih gender dan ketimpangan sosial. Problem gender semakin ramai dibicarakan terlebih oleh para aktifis feminisme yang menuntut kesetaraan dan keadilan gender. Gender merupakan jenis kelamin sosial yang direkontruksi oleh masyarakat baik kepada laki-laki maupun kepada perempuan. Akan tetapi akibat stereotype perbedaan gender ini melahirkan ketidakadilan gender yang banyak merugikan kaum perempuan. Kehadiran Simone De Beauvoir menjadi cahaya dalam dunia filsafat eksistensialisme dan feminisme.Metode yang digunakan adalah metode penelitian kualitatif melalui studi pustaka dengan menggunakan data yang bersumber dari buku, jurnal dan data pendukung lainnya. Adapun hasil dari penelitian ini bahwa dalam pandangan Simone De Beauvoir perempuan yang dianggap lemah, dijadikan objek dan dianggap tidak berdaya tidak bisa disingkirkan atau diabaikan. Dalam bukunya Second Sex( Fakta dan Mitos), Fakta sejarah filsafat dapat mengikuti pemahaman atau mitos klasik yang menganggap laki-laki adalah manusia yang berpikir secara rasional dan perempuan adalah manusia yang mengutamakan perasaan. Mitos tersebut menjadi kutukan kuat yang membuat perempuan kurang mendapat tempat dalam filsafat. Padahal dalam sejarah awal filsafat terdapat tokoh perempuan yang bernama Hypatia yang mana ia telah berkontibusi dalam pemikiran filsafat Neoplatonis. 
EVALUASI PENERAPAN PSAK NOMOR 30 DALAM OPERASIONAL LEASING PADA PT. MEGA FINANCE DI SAMARINDA Ningsih, Rika Widia Ratna; Rohmah, Siti
OBOR: Oikonomia Borneo Vol. 5 No. 1 (2023): April
Publisher : University of Widya Gama Mahakam Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24903/obor.v5i1.1353

Abstract

Rika Widia Ratna Ningsih, Evaluasi Penerapan PSAK No. 30 Dalam Operasional Leasing Pada PT. Mega Finance Di Samarinda. Dengan Dosen Pembimbing I Bapak Umar Hi Salim, S.E., M.M. dan Dosen Pembimbing II Bapak Mansyur, S.E., M.Si. Penelitian ini bertujuan untuk mengetahui proses pembiayaan leasing dan penerapan PSAK Nomor 30 dalam operasional leasing pada PT. Mega Finance di Samarinda. Teknik pengambilan sampel yang digunakan adalah Purposive Sampling. Penelitian ini dilakukan di BKAD Kabupaten Paser. Jenis data yang digunakan dalam penelitian ini adalah data primer yang diperoleh dari hasil wawancara dari staf akuntansi dan hasil observasi PT. Mega Finance Samarinda. Data yang didapat disederhanakan dan dikelompokkan. Hasil penelitian menunjukkan bahwa PT. Mega Finance Samarinda telah mengakui terkait aset piutang sewa pembiayaan pada laporan keuangan dengan investasi sewa neto dengan besaran jumlah yang sama, dan telah menerapkan sewa pembiayaan atau finance lease dengan model direct financing lease sesuai dengan klasifikasi yang telah diatur dalam PSAK Nomor 30 tentang Sewa. Piutang sewa, pendapatan akuntansi, dan pengakuan, pengukuran, serta pengungkapan transaksi keuangan telah berjalan dengan baik dan telah sesuai dengan ketentuan yang diatur dalam PSAK Nomor 30 Tentang Sewa. Kata Kunci: Leasing, Pembiayaan, Sewa
PENGELOLAAN BENDUNGAN SINDANGHEULA DALAM PERSEFEKTIF TAFSIR ILMI: INTEGRASI NILAI-NILAI AL-QUR’AN DENGAN KONSEP KEBERLANJUTAN SUMBER DAYA AIR Yusroh, Yusroh; Rohmah, Siti; Hasbullah, M. Farrij; Abdurrahman, Haris; Fattah, M. Yusuf; Rosa, Andi
JIQTA: Jurnal Ilmu Al-Qur'an dan Tafsir Vol 4 No 1 (2025):  Jurnal Ilmu Al-Qur'an dan Tafsir (JIQTA)
Publisher : STAI Asy-Syukriyyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36769/jiqta.v4i1.1045

Abstract

Water resource management in Indonesia has tended to be dominated by technocratic and sectoral approaches, without adequate integration with religious values that can contribute to ecological awareness. On the other hand, the approach of scientific interpretation in the Islamic tradition holds many rich and relevant sustainability principles. However, these principles have not been systematically utilized in environmental management policies, especially related to strategic infrastructure such as the Sindangheula Dam. This study aims to bridge the gap between epistemic and praxis in water resource management with the formulation of an integrative framework that links the values of the Qur'an through scientific interpretation and the concept of sustainability. Using a qualitative-contextual approach and thematic analysis methods to Qur'anic verses related to water, this study found that principles such as monotheism, trust, balance (al-mīzān), justice ('adl), and prohibition of waste (isrāf) have direct relevance to fair, participatory, and sustainable water governance practices. As a case study, the Sindangheula Dam is used to demonstrate the potential application of Qur'anic values in socio-technical and public policy contexts. The results of this study conclude that the interpretation of science is not only a hermeneutic approach, but also an axiological paradigm that can strengthen natural resource policies based on spiritual values and ecological sustainability. These findings open up opportunities to develop integrative studies between Islamic sciences, environmental science, and public policy in the context of sustainability.
Strategi Komunikasi KPU Kota Semarang Dalam Mengajak Gen Z Menggunakan Hak Pilih #temanpemilih Fitri, Alifa Nur; Rohmah, Siti; Ayu, Aulia Suminar
JPW (Jurnal Politik Walisongo) Vol. 6 No. 1 (2024)
Publisher : Fakultas Ilmu Sosial dan Ilmu Politik (FISIP) UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/jpw.v6i1.22256

Abstract

Penelitian ini membahas peran dan tantangan Komisi Pemilihan Umum (KPU) dalam menghadapi Pemilu 2024 di Indonesia, dengan fokus pada Generasi Z sebagai pemilih dominan. Generasi Z, yang berjumlah 74,94 juta jiwa atau 27,94% dari total penduduk, sangat terhubung dengan teknologi digital dan media sosial. Meskipun ini mempermudah akses informasi, mereka juga rentan terhadap hoaks yang dapat merusak kepercayaan publik terhadap proses pemilu. Tantangan utama KPU adalah mengatasi penyebaran hoaks di media sosial dan merancang strategi komunikasi yang efektif untuk meningkatkan partisipasi politik anak muda. Penelitian ini menggunakan metode kualitatif deskriptif dengan pendekatan studi kasus.Hasil penelitian ini menunjukkan bahwa, pentingnya literasi politik dan strategi komunikasi yang adaptif pada Pemilu 2014 dan 2019, yang masing-masing mencapai 85,9% dan 91,3%.  KPU Kota Semarang telah menunjukkan keberhasilan dalam menggunakan media sosial dan kampanye kreatif seperti #temanpemilih, yang meningkatkan partisipasi pemilih bahkan dalam situasi pandemi. Penelitian ini menyoroti perlunya KPU terus berinovasi dalam menghadapi perubahan perilaku digital Generasi Z, dengan tujuan utama meningkatkan partisipasi politik generasi muda di Indonesia.
Social Climber Phenomena As A Lifestyle For Indonesian Communities Rohmah, Siti; Nur Fitri, Alifa
KOMUNIKA Vol 6 No 1 (2023): Accredited by Kemenristekdikti RI SK No.152/E/KPT/2023
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/komunika.v6i1.12215

Abstract

Several social climbing actions or social climbers by artists, celebrities, public figures, and ordinary people often shock the public's attention. The form of social climber usually done by the community is to show off branded goods, wealth, partners, and so on. This study aims to determine the phenomenon of a social climber as a lifestyle for the people of Indonesia. The method used is a qualitative method with a literature study. Data analysis was carried out using a systematic literature review technique in which the research interprets studies related to social climbers as a lifestyle. The results of this study indicate that the social climber is used as a lifestyle for the Indonesian people to get recognition and attention. 
Financial management to improve competitiveness in Indonesian fintech peer-to-peer lending companies Dachlan, Rudy Syafariansyah; Wahyuti, Sri; Yulidar Abbas, Muhammad Astri; Rohmah, Siti
Jurnal Mantik Vol. 9 No. 2 (2025): August: Manajemen, Teknologi Informatika dan Komunikasi (Mantik)
Publisher : Institute of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35335/mantik.v8i6.6459

Abstract

The rapid growth of Indonesia’s fintech industry, especially in peer-to-peer (P2P) lending, presents both opportunities and financial risks. This study aims to examine and compare the financial management strategies of two major Indonesian fintech companies—Easycash and Findaya—by analyzing their profitability, liquidity, solvency, and operational efficiency. Using a descriptive comparative design and secondary data from audited financial reports covering the period from 2019 to 2023, the study calculates key financial ratios, including ROA, ROE, Current Ratio, DER, and Efficiency Ratio. Results show that Easycash adopted a high-leverage growth model, experiencing a significant decline in profitability (ROA: 58.7% to 2.6%) and an increase in financial risk (DER reached 2.20). In contrast, Findaya followed a conservative financial strategy, improving performance with increased ROA (-53.8% to 16.0%), higher liquidity (CR: 4.15), and lower debt (DER: 0.32). These contrasting approaches provide insight into risk tolerance, strategy execution, and resilience. The study contributes by offering firm-level evidence on how financial management impacts competitiveness in Indonesia’s fintech sector and serves as a model for evaluating financial strategies in similar emerging markets.
Co-Authors ., Meriwijaya A Halim A'la, Hadika A'zul A. Suhandi AA Sudharmawan, AA Abdul Azis Abdul Salam Noh Se Ik Abdul Wahid Abdullah, Dasep Abdurrahman, Haris Abrori, Abrori Adi Soeprapto Aditama, Risma Aditya Rahman Afghani, Bisma Haikal afriansyah, Sahrul Afriyanti Afriyanti Afriyanti, Afriyanti Agista, Devi Ega Agistiani, Dzaniah Agus Riyanto AGUS RIYANTO Ahmad Barizi Ahsanal Kasasiah Aini, Nur Fadilah Ainol Ainol, Ainol Akmal Akmal Al-Azwi, Nadhifah Mizana Al-Husein, Fajar Alam, Syah Khalif Alexander, Dievon Firdaus Ali Muhdi Alifa Nur Fitri aliyya, Lisana shidqin Alvan Firdaus Amalia, Firda Dini Amelia, Mutia Amin, Muhammad Rijal Al Amin Rijal Al ANANTA, ASTI Andi Mulyadi Andi Rosa Anggraeni, Andini Anceu Anggraeni, Dinnie Anjani, Ria Annajla, Fathina Ansori, Ibnu Hajar Anugrah, Dena Sri Apriani, Zenita Arianto Arianto Arib, Juhrah M. Arif, Zaenal Ariyanto, Elvira Julia Ary, Maxsy As-Suvi, Ahmad Qiram Asep Maulana, Asep Ashifa, Riswati Auliah, Nur Patul Aura Putri Denwid, Alya Aviva Febianti, Yola Ayu, Aulia Suminar Azhari, Padli Aziz, Adit Mohammad Bakhiet, Bakri Muhammad Bharata, Risma Wira Bilung, Noviana Busahdiar, Busahdiar Cahyadi, Yoga Ari Cahyani, Winda Dwi Cahyono, Hadi Catarina Wahyu Dyah Purbaningrum, Catarina Wahyu Dyah Chairuddin, Sugeng Cory Novi Dachlan, Rudy Syafariansyah Damayanti, Mutia Siti Dede Margo Irianto, Dede Margo Dede Trie Kurniawan Dellarosawati , Maria Desi Efrianti Dety Mulyanti Devriansyah, Akbar Diah Mutiara Dian Purwanti Diani Aliansy Diansyah Permana Dina Safitri Dini Nurbaeti Zen Dwi Pania, Yulia Dwi Saputri, Rena Nugraini Edi Kurniawan Farid Efendi, Didik Ekasari, Rosdiana Elriska, Ripelian Elsa Agustina Elvania, Nindy Callista Endang Eko Wati Endang Saeful Anwar Erfaniah Zuhriah Erlinda, Elsa Erna Budiarti Evllyshin Pakadang Fachry Abda El Rahman Fadil SJ Fahmi, Rifqi Alwi Al Fahrurazi Fahrurazi Fakhrurazi Fakhrurazi Falentino, Fino Farhani, Siti Aulia Faris Rahmat Hidayat Fatah, Muhamad Abdu Fathimah Nadia Qurrota A'yun Fatriana, Disya Fattah, M. Yusuf Faujiah, Syifa Ramdani Fauziah, Tilmidah Fenny Roshayanti Firawati, Andi Fani Firdaus, Firna Nakhwa Firdaus, Mutya Firmansyah Firmansyah Firmansyah, Muhammad Ravi Fitriah Fitriah Fitriyani, Fera Maya Franola, Frida Azmil Galib, Andi Muhammad Ganindha, Ranitya Gian Nova Sudrajat Nur Hadi Sasana Hadiyanto Haerani, Elis hana lestari Hanum, Nissa Hapsari , Nadya Ayu Hardaniyati, Hardaniyati Hari Susanti Haryani, Iis Hasanah, Tita Hasbullah, M. Farrij Hastuti, Yessi Hayati, Nur Rohmah Hendra, Tomi Herawati Herawati Heriyanti, Silvia Widyani Hermosaningtyas, Anastasia Aliesa Heryani, Sri Hikmatul Luthfi Himmatul Miftah Hindiarti, Yudita Ingga Huda, Ali Anhar Syi’bul Humairah, Rika Husain Husain Hutauruk, Martinus Robert Hutomo, Tsara Karamah I, Ikrima Ibrahim, Galih Ichrom Nahzi, Muhammad Yanuar Ilahi, Restu Prana Ilham Risqulloh, Muhammad Imamudin Imamudin Imsak Rochmadi Indah Laily Hilmi Indriyani Indriyani IRMA YULIANTINA, IRMA Irsyad Irwansyah, Silvana Lestari Isnaeni, Neni Isnanto Isnanto Izzah, Ismatul J, Yohanes Christian Jamami, Yadziz Siddik Al Jamilah, Siti Nurlaela Jayawarsa, A.A. Ketut Jekmal Malau Joko Waluyo Khasnah Saidah Kholima, Fita Kholish, Moh. Anas Kirana, Dewi Kristiawan, Diky Kurniasih, Ira Kurniawan, Dede Irwan Kuswinarti Kuswinarti Lalu Muhammad Irham Lestari, Rosalia Widhiastuti Luth, Thohir M. Astri Yulidar Abbas M. Hapis Ray M. Luthfillah Habibi Ma'ruf, Muhammad Magdalena, Caroline Julyana Mala, Ilhami Shofiatul Mamonto, Merdi F. Mardiyyah, Sayyidatul Marzuki Mustamar Maslikhah Maslikhah, Maslikhah Maswiyah Maulida Putri Rahmawati Maya Fitria Mayasari, Nanny Meilani, Nanda Diva Meisaroh Meishanda Putri Komara Mukti, Nikita Melisa Amanda, Siti Melisa Manumara, Theophylia Mokodenseho, Sabil Mowilos, Stevani Muh Idris, Muh Muhammad Alif Muhammad Arifudin, Muhammad Muhammad Fatchuriza Muhammad, Faiz Mahatir Muharam, Muhammad Faisal Muhareva Raekiansyah Mukti, Arifah Septiane Mulyani, Asifa Dewi Mulyati, Titi Muthmainnah, Anti N. Oneng Nurul Bariyah Nabillah, Shafiyyah Salma Nadia Safira Nadiya Yunan Nafisa, Siti Najamuddin Petta Solong Nandang Nandang Nanik Sulistyani Nassution, Sri Purwanti Nazila, Meli Firdausi Nengsih, Luluk Wahyu Nihan , Yumareta Anggun Ningrum, Mirza Cahya Ningrum, Widya Maya Ningsih, Rika Widia Ratna Nining Yuningsih Nisita, Diyah Eni Noor Azura Zakaria Novebriansyah, Rizky Noviani, Dina Novriyanti, Adisti Putri Novyanti, Fitri Nur Chanifah Nur Fitri, Alifa Nur Lina Afifah Litti Nur Patul Auliah Nur ‘Azah Nurdiana Tri Mulatsih Nurhuda, Abid Nurjanah Nurlaila, Wulandari Nurlatifah, Sarah Nurrozalina, Rakhma NURUL HIDAYAH Oldiantho, Okky P. Pardede, Pantas Pamungkas Emnoor, Arief Ajie Pamungkas, R Wisnu Prio Pangestu, Rifad Hidayah Pantas P Pardede Pardede, Pantas Pangondian Patmasari, Dewi Pirmansyah, Alan Pitriani, Eliya Pranoto, Ahmad Hadi Praptawati, Destary Prihantini Prihantini Prima Negara, Julius Galih Purbarningrum, Catarina Dyah Purnaman, Boby Yasman Purnamasari, Kurniati Devi Putri, Icha Aulia Qorinah Estiningtyas Sakilah Adnani Rafli, Muhammad Faisal Raharja, Reza Mauldy Rahayu, Lia Novi Nur Rahma, Dinda Rahmadini, Novia Eka Rahman Rahman Rahmasari, Ratika Rahmat Satoto Rahmatika, Aline Amanda Rajiv Nazry Faizullah Sina Gula Rakhman, Patra Aghtiar Ramadhan, M. Zilhan Salman Ramadhanty, Anisya Ramdhani, Tio Ratna Sari Dewi Rd. Heri Solehudin Retia, Iga Retna Yunita, Arifia Retno Widowati Rhohmah, Afuin Neily Rifda Rini Fatma Kartika Rio Chandra, Rio RIRIN LESTARI Riyani, Amelia Rizky, Muhammad Naufal Robert, Martinus Rohmah, Islamiatur Rohmah, St Rohman, Asep Abdul roky_yonatan RR. Ella Evrita Hestiandari Rumi Suwardiyati Rustandi, Dinda Aulia Ruswati, Ruswati Saleh Hidayat Salis Irvan Fuadi Salta, Salta Samsudin, Abu Santoso, Blegoh Iwan Saraya, Sitta Sari, Deassy Ratna Juwita Sari, Shinta Puspita Sarib, Suprijati Sastradipraja, R Muhammad Arya Fajar Saumi, Ira Nurachma Sa’diyah, Sa’diyah Septi, Annisa Frastica Septiana, Eka Salsa Putri Septiono Eko Bawono setiawati, erni Setya, Kartika Winkar Siang, Diana Silawati, Vivi Sintia, Sintia Sita, Nur Siti Aliyah Siti Fatimah Siti Fatimah Sultan Siti Hamidah Soetrisna, Denny Sri Hidayati Subhan Widiansyah Suci Rahmadhani, Indah Sudrajat Sudrajat Sugiarto S Suhara, Ade Suharsiwi Suharsiwi Suindartini Sukamto, Anton SULASTRI Sulwan Permana Sumiati, Eet Suminar, Ratna Suryadinata, M. Suryanli, Aurellia Leonny Susanti, Eny Sutarti Sutarti Sutrisno, Sutrisno Swastika Oktavia Syaidah, Khasnah Syaikhoni Jazuli Syaikhoni, Syaikhoni Syifa, Mar’atus Thomas Tiara Verita Yastica Tiara, Indah Leandra Tika Taruk Padang Titin Kartini Tohari, Ilham Tri Putri, Deby Kania Tria Desinta, Silvia Ayu Triana Indrayani Trimulyo, Joko Tuah Nur Tutik Hamidah Ulfah, Yeniati Umairo, Gusrida Umkabu, Talabudin Vip Paramarta Wahyudi Wahyudi Wahyuti, Sri Warnita, Suminih Widhyahrini, Khusna Windarsih, Chandra Asri Windi, Neng Yulianti Yulianti Yulidar, M. Astri Yunan, Nadiya Yuniar, Miandhani Denniz Yusdiarti, Arti Yusroh Zaenal Muttaqin Zahra, Aliya Azkia Zahro, Aurora Fatimatuz Zaini Muchlis Zainiyah, Zakkiyatus Zakiyatul Badriyah Zohuri, Bahman