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Muhammad Iqbal Fasa

Universitas Islam Negeri Raden Intan Lampung

Author-ID : 2438407

Religion Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Medicine & Pharmacology Public Health Social Sciences Other

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Pengaruh Emotional Intelligence dan Reward Terhadap Kinerja Karyawan dalam Etika Bisnis Islam: Studi pada Karyawan Generasi Z PT Asuransi Astra Buana Cabang Bandar Lampung Cahya Komala Dewi; Okta Supriyaningsih; Muhammad Iqbal Fasa
Economic Reviews Journal Vol. 4 No. 3 (2025): Economic Reviews Journal
Publisher : Masyarakat Ekonomi Syariah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56709/mrj.v4i3.826

This study aims to examine the influence of emotional intelligence and reward onemployee performance among Generation Z within the framework of Islamic business ethics. The research was conducted at PT Asuransi Astra Buana, Bandar Lampung Branch, using a quantitative approach. Data were collected through questionnaires distributed to 35 respondents and analyzed using the Partial Least Squares (PLS) method. The analysis results indicate that neither emotional intelligence nor reward has a significant effect, whether partially or simultaneously, on employee performance. This is reflected in the significance values of the T and F tests, which exceed 0.05, and the very low R-Square value (0.015). These findings suggest that in the context of Generation Z employees at the company, other factors may have a more substantial influence on performance. The study highlights the importance of a more holistic managerial approach that aligns with the values of justice and balance as emphasized in Islamic business ethics.

Kemudahan dan Tantangan Green Banking di Era Digital dalam Penggunaan Marketplace Indra Al Fitara; Muhammad Iqbal Fasa
Jurnal Bersama Ilmu Ekonomi (EKONOM) Vol. 1 No. 1 (2025): Februari 2025
Publisher : Yayasan Literasi Sains Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55123/ekonom.v1i1.34

The concept of green banking is increasingly finding its relevance in the fast-paced digital era, especially through e-business platforms operating in the market. This study aims to understand how users, entrepreneurs, and other stakeholders perceive and interact with green banking practices in this digital context. The acceptance of green banking through e-business platforms offers various benefits, such as wider reach, cost efficiency, improved customer experience, better image, product innovation, and potential for new market growth. However, there are also challenges that need to be addressed, including digital security and trust issues, the digital divide, lack of green financial literacy, complexity of system integration, lack of standardization and regulation, and the risk of greenwashing. Therefore, this study will focus on the ease and complexity of implementing green banking in the digital era, especially in its integration into the market through e-business platforms. Furthermore, this study will also highlight existing and potential issues, such as limited consumer awareness, inadequate infrastructure, and challenges in implementing sustainable banking practices into the digital market system. By analyzing the perceptions and experiences of various parties, this study is expected to provide a comprehensive understanding of green banking practices in the digital market.

Peran Green Banking dalam Meningkatkan Loyalitas Nasabah Bank Syari’ah Widia Rahmadani; Muhammad Iqbal Fasa
Jurnal Bersama Ilmu Ekonomi (EKONOM) Vol. 1 No. 1 (2025): Februari 2025
Publisher : Yayasan Literasi Sains Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55123/ekonom.v1i1.48

Amid increasingly alarming global warming issues, environmental degradation is not only an ecological concern but also involves economic and social aspects. The banking sector, particularly Islamic banking, holds significant potential to contribute to promoting sustainable and environmentally friendly practices. One concrete effort that can be made is through the implementation of the Green Banking concept. This concept integrates sustainability principles into every aspect of banking operations. The implementation of greener banking practices not only has a positive impact on environmental preservation but also offers advantages in terms of greater operational efficiency, reduced operational costs, and the strengthening of the bank's positive image in the eyes of customers. This study aims to analyze the role of Green Banking as a supporting factor in enhancing customer loyalty, particularly in the Islamic banking industry sector. The study is conducted using a qualitative approach with a descriptive method. The results of this research are expected to serve as recommendations for the banking sector in developing strategies to enhance customer loyalty through Green Banking indicators.

Peran Penting E-Business dan E-Commerce dalam Meningkatkan Daya Saing Pemasaran di Bank Syariah Tiara Adelia Putri; Muhammad Iqbal Fasa
Jurnal Bersama Ilmu Ekonomi (EKONOM) Vol. 1 No. 1 (2025): Februari 2025
Publisher : Yayasan Literasi Sains Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55123/ekonom.v1i1.54

The development of digital technology has driven the transformation of Islamic banking, where e-business and e-commerce have become the main strategies in increasing marketing competitiveness. E-business integrates technology into bank operations, increases service efficiency, expands customer reach, and creates a more competitive banking ecosystem. In marketing, data-based digital strategies enable more specific customer segmentation and increase customer engagement. Meanwhile, e-commerce facilitates digital services such as mobile banking, online payments, and technology-based Islamic financing, which increase transparency and transaction security. Other advantages include expanding market reach, support for MSMEs, and the use of blockchain technology, smart contracts, AI, and big data analytics in increasing efficiency and personalization of services. However, challenges such as uneven digital infrastructure, low digital literacy, and evolving regulations need to be overcome. However, Islamic-based fintech and digital payment innovations open up great opportunities for Islamic banks to continue to grow and compete globally. Therefore, adaptive strategies and collaboration with the technology industry are needed to strengthen the competitiveness of Islamic banks.

Analisis Peran E-commerce dalam Mendorong Pertumbuhan Ekonomi Digital di Indonesia Muhammad Angka Widjaya; Muhammad Iqbal Fasa
Jurnal Bersama Ilmu Ekonomi (EKONOM) Vol. 1 No. 2 (2025): Mei 2025
Publisher : Yayasan Literasi Sains Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55123/ekonom.v1i2.60

This ponder analyzes the part of e-commerce in driving advanced financial development in Indonesia. Within the setting of globalization and innovative progression, e-commerce has ended up a key division in transforming the national economy. Employing a mixed-method approach—literature audit, studies, and interviews—the inquire about uncovers that expanded e-commerce selection boosts efficiency, work creation, and commerce effectiveness. It too highlights shifts in customer behavior toward advanced exchanges and the rise of imaginative, universally versatile commerce models. Key enablers of this development incorporate strong IT framework, steady government arrangements, and rising advanced proficiency. The consider concludes that e-commerce not as it were quickens financial digitalization but moreover opens modern openings for diversification and progressed welfare. Down to earth proposals are advertised to assist policymakers and industry players reinforce computerized framework, improve human capital, and change controls to construct a more comprehensive and competitive computerized economy. This investigate points to educate methodologies for economical advanced financial advancement in Indonesia.

Peran E-business dalam Mendorong Praktik Green Banking di Sektor Keuangan yang Berkelanjutan Dwi Putri Octavianni; Muhammad Iqbal Fasa
Jurnal Bersama Ilmu Ekonomi (EKONOM) Vol. 1 No. 1 (2025): Februari 2025
Publisher : Yayasan Literasi Sains Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55123/ekonom.v1i1.76

The abstract of the study offers deep insight into the relationship between e-uinness and Green Banking, as well as technological roles in strengthening sustainability practices in the financial sector. E-bustics has become the main driver in implementing Green Banking practices. Through the use of information and communication technology, financial institutions can increase operational efficiency while reducing the environmental impact of their business activities. This study aims to explore the role of e-bust in promoting the application of Green Banking in Indonesia. By using a qualitative approach, it is hoped that this study can provide understanding of the integration of digital technology with environmentally friendly practices. The results from this study show that e-busting adoption not only helps financial institutions achieve sustainability goals, but also increases their competitiveness in the market. The resulting recommendations are expected to assist financial institutions in developing a more effective strategy to improve their operational sustainability. Thus, this study contributes a significant contribution to the understanding of how technological innovations can support transition to more sustainable and responsible business practices in Indonesia.

Analisis Perkembangan Regulasi Perbankan Syariah Di Indonesia : Peluang Dan Tantangan Bintang Kartika; Anggun Okta Fitri; Muhammad Iqbal Fasa
Al-Muamalah: Jurnal Ekonomi Islam, Filantropi dan Perbankan Syariah Vol 2 No 1 (2025): Mei
Publisher : Syamilah Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar

Perbankan syariah di Indonesia berkembang pesat seiring meningkatnya kesadaran masyarakat akan sistem keuangan berbasis prinsip Islam. Regulasi yang mengatur sektor ini berperan penting dalam mendorong pertumbuhan industri perbankan syariah. Penelitian ini bertujuan untuk mengeksplorasi perkembangan regulasi perbankan syariah di Indonesia serta mengidentifikasi peluang dan tantangan dalam penerapannya. Dengan menggunakan pendekatan kualitatif melalui studi literatur dan analisis kebijakan, penelitian ini mengkaji berbagai regulasi yang dikeluarkan oleh pemerintah dan otoritas terkait, seperti Undang-Undang Perbankan Syariah, peraturan dari Otoritas Jasa Keuangan (OJK), serta fatwa Dewan Syariah Nasional-Majelis Ulama Indonesia (DSN-MUI). Hasil penelitian menunjukkan bahwa perkembangan regulasi telah memberikan dasar hukum yang lebih kokoh bagi industri ini, terutama dalam aspek permodalan, transparansi, dan pengawasan. Regulasi ini menciptakan berbagai peluang, termasuk peningkatan kepercayaan masyarakat, ekspansi pasar, dan inovasi produk keuangan syariah. Namun, terdapat tantangan yang perlu diatasi, seperti kesenjangan dalam implementasi regulasi, rendahnya literasi keuangan syariah, serta persaingan dengan perbankan konvensional. Selain itu, diperlukan harmonisasi regulasi antar lembaga terkait untuk meningkatkan efektivitas pengawasan dan kepatuhan terhadap prinsip syariah.

Analysis of the Role of Sharia Supervisory Boards Sri Winarsih; Anggun Okta Fitri; Muhammad Iqbal Fasa
Al-Muamalah: Jurnal Ekonomi Islam, Filantropi dan Perbankan Syariah Vol 2 No 1 (2025): Mei
Publisher : Syamilah Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar

The role of the Sharia Supervisory Board (SSB) is becoming increasingly important in the development of Islamic banking to ensure that financial institutions operate in accordance with sharia principles. The purpose of this study, Analysis of the Role of the Sharia Supervisory Board in Enhancing Sharia Compliance in Islamic Banking: A Literature Review, is to investigate the strategic role of the SSB in supporting sharia compliance in Islamic banking institutions. Data and information were collected from various academic sources, such as journals, books, and relevant research reports in the last five years. A literature review approach was used as the research method. This study is divided into three main chapters. First, the SSB has a strategic responsibility to supervise and advise Islamic financial institutions to ensure that the principles of Islamic law are applied to all bank goods and services, including avoiding riba, gharar, and maysir. Second, this study found that the SSB faces several problems in carrying out its functions. Some of these problems include the lack of experienced human resources in the field of sharia, the lack of public understanding of the function of the SSB, and pressure from external parties that can hinder the implementation of sharia principles. Third, this study suggests several ways to improve the effectiveness of the SSB. This includes enhancing the capabilities of DPS members through continuous training, increasing collaboration between DPS and relevant authorities such as the National Sharia Board (DSN), and implementing greater transparency of sharia audits.

Analysis of Sustainability and Sharia Compliance in Fintech and E-Commerce Business Services in Indonesia Annisa Putri Maharani; Anggun Okta Fitri; Muhammad Iqbal Fasa
Al-Muamalah: Jurnal Ekonomi Islam, Filantropi dan Perbankan Syariah Vol 2 No 1 (2025): Mei
Publisher : Syamilah Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar

This research was conducted based on the economic development sector in Indonesia. Interaction between consumers and producers is now made more active and efficient, with the existence of e-commerce services and carried out digitally, there is no need to bring two parties together. not only in terms of transactions, but also in the financial services sector, where there has also been a transformation from initially transactions carried out using paper money, to now switching to using digital money with the presence of financial technology (fintech), even sharia-based ones. So with the events in these brackets, a problem formulation was created regarding how to study recording analysis and fintech as well as opportunities in sharia business in Indonesia. This research is a study of the literature in analytical descriptive type. Discusses e-commerce and Fintech from various reference sources which are collected and used as descriptions to facilitate the analysis process. The results conclude that the transformation of e-commerce and Fintech and its overall application are very beneficial for both consumers and producers, but there are still shortcomings such as fraud, protection of consumers' personal data, and unsuitable ordered goods. If you look at the competition with conventional financial institutions, of course sharia fintech still needs quite a long time, especially now that it is still in the minority so its use is not as widespread as conventional institutions.

Pengaruh Kualitas Pelayanan Terhadap Kepuasan Nasabah Bank Syariah septia, elia; Fasa, Muhammad Iqbal; Suharto, Suharto
Jurnal Akuntansi, Manajemen, Bisnis dan Teknologi Vol 3 No 1 (2023): Jurnal Akuntansi, Manajemen, Bisnis dan Teknologi - Edisi Februari 2023
Publisher : Sekolah Tinggi Ilmu Ekonomi Mahaputra Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56870/ambitek.v3i1.65

Service quality is the main basis for determining the level of customer satisfaction. In this case the company can be said to be good if it can provide goods or services in accordance with the wishes of customers. Product quality and good service efficiency will greatly affect customer satisfaction. Service quality is considered good if the service provided is in accordance with what consumers expect, and if it exceeds what consumers expect, then the service can be said to be very satisfied. However, sometimes the service does not meet consumer expectations. In a service must have an honest nature to the customer. In addition, creativity, courage, and self-confidence also reflect the willingness to try and seek new business opportunities, broad-minded and also updated with current news and information developments. The purpose of this study is to analyze the effect of service quality on customer satisfaction at Islamic banks.

Co-Authors A. Khumaidi Ja’far A. Khumedi Ja'far A. Kumedi Ja’far Abdul Qodir Zaelani Abdullah Umar Abeng Suhendra Adi Nurman Saputra Adib Fachri Adinda Cahya Maharani Adinda Thaliya Adinda, Reychel Celara Aditya Lingga Margama Afida Rahmawati Afifah, Amatulloh Nur Afriyan Arya Saputra Aftina Halwa Hayatika Agnes Kurnia Agus Kurniawan AGUSTINA MELIA NURBAITI Agustina, Nanda Agustina, Renita ahmad habibi Ahmad Habibi Ahmad Habibi Ahmad Hazas Syarif Ahmad Syauki Ahmad Syauki Ahmad Zuhri Edo Ajeng Febri Setyarini Akhmad Affandi Mahfudz Akhmad Affandi Mahfudz Al Hashfi, Rizqi Umar Aldri Frinaldi Alfin Aziz Alfina Shafira Alifandi, Tomi Alinni May Indry Saputri Aliyah Permata Mulana Putri Alma Tita Assyfa Alpajar Ramadhan Amanda Natasya Amanda Taskia Rahmah Amanda Veronica Amatulloh Nur Afifah Amelia Amelia Amini, Anisa Ana Latifatuz Zahro Ana Latipah Ananda, Annisa Septri Andi Hanifah Nurhikmah Andini Cahya Putri Andini Septiani Angga Maulana Anggista Marbella Anggreini, Nava Anggun Okta Fitri Anggun Okta Fitri Anggun Okta Fitri Angraeni, Erike Ani Laelasari Anisa Amini Anisa Meilita Anita Tri Milza Anjelia Ariesta Wibowo Annisa Alhadi Annisa Nur Ramadhani Annisa Nur Safitri Annisa Nur Safitri Annisa Putri Maharani Any Eliza Arda Jiter Nurda Ardhi Barkah Apandi Ari Wibowo Arifa Kurniawan Arini Maharani Aryanti, Wanda Eflinda As'ad Fuadi Asriani Asriani, Asriani Athira Ajrina Gustya Audara Laili Aufa Rabbani Ayu Gusmawanti Ayu Rizki Ayu, Zaula Putri Ayunita Kurnia Ambali Azzahra, Amelia Azzahra, Fathia Afra Annisa Badawi, Badawi Bagas Dwi Arifin Bagas Oges Bryan Pratama Bagus Galih Satriyo Bayu Luthfi Alfarisi Bintang Kartika Budimansyah Budimansyah Bunga Nitami Cahya Komala Dewi Cania Anggita Putri Choirunisa Salsabila Cindi Novita Sari Cindi Cindi Safitri Citra Maharani David Novaldi Dea Riyanti Paramitha Dedi Junaedi Deha, Damai Dela Lorenza Dela Novita Sari Della Safira Della Safira Deri Norita Desi Ratnasari Desta Asmara Hadi Devi Devi, Devi Devi Restiana Devi Restiana Devitasari Devitasari Dewi Fitriana dewi nur rahmawati Dewi Puspita Apsari Dewi Risyantika Dewi Utari Dhaffi Rizwan Azhari Dhidhin Noer Ady Rahmanto Diana Ambarwati Diana Ambarwati Diana Puspita Sari Diana Puspita Sari dianhidayatii03 Diky Rahmansyah Dimas Galih Saputra Dimas Kurniawan Dinar Fithriya Hanjadi Dinar Fithriya hanjani Dini Anggraini Dini Intan Veronica Dwi Kurniasari Dwi Lestari Dwi Melati, Jean Vania Dwi Mutiara Sari Dwi Nurhayati Dwi Putri Octavianni Dyah Rosmala Efriyanti, Novia Ega Belahag Yusuf Eky Maona Lia Elfa Duwina Elva Dira Shabiha Elva Zubkhair Elvira Damayanti Elvri Ranjani Elvri Ranjani Erike Angraeni Erma Kusumawati Erma Kusumawati ernawati, dewi fitriana Erniza Apnianingsih Erniza Ersi Sisdianto Esmeralda, Kristina Estiana, Isni Nuriyah Evi Ekawati Fadilla, Mutia Faisal, Ignal Fani Aristianti Farah Salsabilla Farhah Lailatul Mustaghfiroh Fauziah Mutiara Leste Fauzul Hanif Noor Athief Febiola, Vani Febrian Maulana Putra Febrian Maulana Putra, Febrian Maulana Felia Maghfira Femei Purnamasari, Femei Feni Nurul Hidayah Feri Ardiansyah Fika Oktariana Saputri Firqotus Sa'idah Fitri Afifah Fitri Sucia Wati Fitriyani, Putri Ghina Mayta Ashillia Ghina Ulfah Saefurrohman Gita Olivia Gita Putri Oktaviani Gusthia Wahyuni Gusthia Wahyuni Gustika Nurmalia Gustin Rianita Hadri Kusuma Hana Mentari Aprilia Hanafi, Syafiq Mahmadah Handayani, Tia Sari Hanif Hanif Hanif Hanif . Hanjani, Dinar Fithriya Hayati, Leni Riski Hendri, Loni Heni Noviarita Heni Verawati Hidayat, Ahmad Wahyu Hidayati, Dian Ibnu Ghufron Jadzuli Ikhwan Udin Ilham rizoni Imelda, Eza Indah Febriani, Indah Indah Harum Rezeki Indahsari, Leny Indra Al Fitara Intan Kesuma Ratu Iqbal Iqbal Iqbal, Muhammad Irinne Sukardi Is Susanto Is Susanto Ismalia, Silfa Itsla Yunisva Aviva Iva Faizah Iviola Sabila Avandi Jeby Fahira Jeby Fahira Jeni Fitriyanti Jezica Natazza Jezica Natazza Jhody Wiraputra jihan Silvi Tria Perdana Jiter, Arda Jovita Ika Julaika Juwita Nur Safitri Khairunnisa, Riska Khoirul Rijal Khotimah, Dwi Khusnul Khumaidi Ja'far Khumaidi Ja’far Kirana, Marshella Sukma Komaria, Desi Kuryani Saputra Laelasari, Ani Laila Azhari Lailatul Ananta Febriyanti Lathifah Rahma Sakhi Ledi antoni Lella Anita Leni Riski Hayati Leny Indahsari Leny Indahsari Lia Hanisa Rahmawati Lita Monalysa Lita Monalysa Lovina Meyresta Lovina Meyresta Wijaya M Arsyil Azhim Arsyil M. Arip Marta Dewa M. fikrul Umam M. Fikrul Umam Al Jupri Madnasir Madnasir Maharani, Arini Mardhiyah Hayati Mariska, Yeni Mariyam Ulfa Marshella Sukma Kirana Mar’atun Tursinah Maulida, Reska Mela Anggraini Melani Pratiwi Dipoyanti Melati, Jean Vania Dwi Melga Sari, Diny Melinia Melisa Ariani Putri Melisa Trinanda Faisal Meri Febri Sha Fitri Merlyn Anggraini Miftahudin, Aris Miftahudin Miranda, Julia Moh. Mukri Moh. Mukri Mohammad Nur Rianto Al Arif Mohd Syahril Ahmad Razimi Mona Falla Manza Muhamad Hasan Mafruh Muhammad Angka Widjaya Muhammad Iksan Purnomo Muhammad Ilham Syarif Muhammad Kurniawan Muhammad Priyoso Choirawan Muhammad Reza Saputra Muhammad Rizal Arsyad Muhammad Wira Ganda Munawaroh Muthiatu Thoyibah Mutia Fadilla Mutia Ramadhani Mutiara Meiyana Mutiara Puspa Garini Nabila Arifa Aprilia Putri David Nabilah Syafithri Nadhea Jelita Pertiwi Nadia Damayanti nadia emlya Nadila, Nadila Nadilah, Siti Nahdatul Karimah Naina Zulfa Nurhadi Nasruddin Nasruddin Nasruddin Nasruddin Ningsih, Fitri Ayu Nisa Alfira Nisa Arista Nofrianto Nofrianto Nora Helda Sari Norita, Deri Normasyhuri, Khavid Northa Idaman Northa Idaman Northa Idaman Novita Ayu Ningtyas Novita Sari Novyta sari susiana effendi Nur Alhidayah Nur Aulia, Risa Nur Hasanah Dewi Nur Laili Nur Samsiyah, Nur Nurhayati Nurhayati Nurhikmah, Andi Hanifah Nurlaili Nurman Ferdiana Nurmawati, Elly Nurul Hidayah Nurwijayanti Ogi Marsenal Ipando Okta Dwi Puspita Okta Sari Okta Supriyaningsih Okta, Okta Dwi Puspita Palupi Pratiwi Palupi, Rosela Pradita Putri, Berliana Pranika, Ranita Pransiska Dewi Prayoga, Rangga Rachmad Prof Suharto prof. Suharto - Puji Try Rahayu Wulandari Purwanti, Epi Puteri Mutiara Dita Putra, Riyan Putri Ayu Lestari Putri Ayu Lestari Putri Fitriyani Putri Imaniar Putri Salma putri yuanti Putri, Asri Oktama Putri, Azizah Aprilia Putri, Febby Mutiara Putri, Galuh Nadiya Putri, Hamisah Ramadhania Putri, Mistika Dina Putri, Mutiara Eka Putri, Revita Pratama Putu Eka Arimbawa Rafli Faisal Firdaus Rahmadewi, Riska rahmah, naila aulia Rahman, Nabilli Randy Riananda Rantika Septiana Sari Redi Anggara Rena Kusuma Ayu Rendi Dwi Prabowo Rendi Feprian Saputra Reni Alsakinah Reska Maulida Resta Nur Handayani Restiana, Devi Restu Wulan Daru Restu Wulan Daru Ria, Desma Rianita, Gustin Ricki Febrian Syah Rida Kartika Ridwan Muchromi Ridwansyah Ridwansyah Ridwansyah Ridwansyah Rifki Karta Surya Rijal, Khoirul Riki Saputra Riko Mahesa Pratama Rinaldo, Rico Rolan Rindy Valentini Rio Kartika Supriyatna Risa Nur Aulia Riska Puspita Dewi Riska Puspita Dewi Riski Kurniawan Risma Wati Risna Wati Rista, Nur Rizka Batara Siregar Rizki Kurniawan Rizki Maulana Andriansyah Rizki Puspa Yanti Rizki Tri Sulam Rizki Tri Sulam Rizky Arnando Pratama Rizkya Yunita Anggraini Rohmatil 'Izza, Lya Naiyatur Ronaldo, Reza Rosalia Wilda Cahyani Ruslan Abdul Ghofur Sabila, Tamam Safira, Della Salman Al Farisi Salsa Fika Ananda Salsa Nabila Salsa Nabila Salsabila Rafi’Syaiim Salsabila, Amalia Salsabilah, Trisna Dwi Salsabilla Izzati Salsabilla, Farah Salwanisa, Nabila Sam’udin, Sam’udin Sandi Irawan Sandy Septiano Winas Sapta Arief Danu Atmaji Saputri, Nelsa Ummi Saputri, Silvani Sari, Dela Novita Sari, Dwi Mutiara Sari, Erni Puspita Sari, Ike Meilinda Sari, Putri Wulan SARI, YESSI AVITA sarii, norahelda Sartika trirahmadhini Saskia Putri Satriya Ramayuda Sefiza Syahrani Sefiza Syahrani Sela Lestari Selvi Novita Sari Selvia, Riska sentia Risnawati septia, elia Sherly Puspa Dewi Shifa Sabilla Sholeah, Diah Aska Silvani Saputri Sinta Dewi Sintia, Linda Siska Lusia Putri Siti Amelia Siti Arifah Siti Asyira Anandya Siti Khodijah Siti Khodijah Siti Khodijah SITI NADILAH Siti Susanti Siti Susanti, Siti Soeharto Soeharto Soeharto Soeharto Sonia Mariska S Sopiyanti, Vina Sri Nurhayati Sri Winarsih Suci Hartini Suharto SUHARTO Suharto Suharto suharto Suharto suharto Suharto Suharto Suharto Suharto Suharto, Prof Supaijo Supaijo, Supaijo Susanti , Yeni Susanto, Is Susila Andriyati Sutajri Sutajri Sutajri Suyoto Arief Syafithri, Nabilah Syahrani, Sefiza Syam Fitri Nur Cahyani Syam Fitri Nur Cahyani Syamsul Hilal Syamsul Hilal Syania Alifia Nurlita Syara Dwi Afiana Thoyibah, Muthiatu Tiara Adelia Putri Titi Herawati Tomi Alifandi Tria Anggraini Tsabitah Nada Amirah Tulus Suryanto Tursinah, Mar’atun Ujang Hanief Musthofa Ulfa Nurhasanah Umi Latifa Umi Puspita Sari Vani Febiola Veriadi Veriadi Vika Ayunda Vina Fithriana Wibisono Viona Ramaditta Vioneta Nabela Riananda Vio Vitriani, Nur wahyuni wahyuni Wahyuni, Ika Meliyana Wartana Putra, I Gusti Ngurah Agung Windra Wati, Dwi Indar Wawan Mulyawan Widia Rahmadani Widjaya, Muhammad Angka Widyawati, Sagita Wika Kalista Wika Kalista Wiwit Putri Utami Wulan Anggreini Wulan Ramadani Trisnaudy Wulandari, Puji Try Rahayu Yanti, Rizki Puspa Yayan Firmansah Yessi Avita Sari Yudhistira Ardana, Yudhistira Yuli Yana Fitri Yulia Andriani Yulia Andriani, Yulia Yulistia Devi Yuniar, Halmaita Selvy Yuniarti, Rosearistavia Yunita Rahayu yuyun oktarina Zahra Salsabila Fani Zahra, Dwi Noviatul Zakia Al Idrus Zathu Restie Utamie zubkhair, elva

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