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Analisi Strategi Pengembangan Pasar Tradisional Dalam Perspektif Ekonomi Islam (Studi Kasus Pasar Songgolangit Kabupaten Ponorogo) Royyan Ramdhani Djayusman; Ahmad Lukman Nugraha; Khoirul Umam
Islamic Economics Journal Vol 4, No 2 (2018)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (511.042 KB) | DOI: 10.21111/iej.v4i2.2964

Abstract

This study aims to analyze traditional market development strategies by local governments from an Islamic economic perspective. This study used a qualitative method with a SWOT analysis. Qualitative methods are used to analyze the role of traditional market development from the perspective of Islamic Economics. Furthermore, the formulation of the strategy uses a SWOT analysis to obtain the development strategies in traditional market. The results of this study are; Firstly, the fluctuation of the total traders must be followed by the additional infrastructure. Secondly, the development strategy of the business in Songgolangit market can be done through two aspects; material and non-material aspects. The material aspect includes developing business capital. Non-material aspects include the development of business literacy and entrepreneurship. Thirdly, the role of local government in controlling and managing traditional markets is very important in issuing a local regulation (PERDA) for regulating the position, distance and operational time of street vendors (PKL), traditional markets and modern markets. Fourthly, the strategy of developing traditional markets through modernization of infrastructure and marketing utilizing technological progress.
SPIRITUAL MARKETING IN ISLAMIC PERSPECTIVE Khoirul Umam
JABE (Journal of Applied Business and Economic) Vol 2, No 2 (2015): JABE
Publisher : UNIVERSITAS INDRAPRASTA PGRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (330.949 KB) | DOI: 10.30998/jabe.v2i2.1463

Abstract

Konsep pemasaran konvensional saat ini telah bergeser kepada konsep pemasaran spiritual yang ditunjukkan oleh kemunculan perusahaan-perusahaan yang menerapkan konsep kejujuran, amanah, cerdas dan komunikatif dalam mengembangkan bisnisnya. Pemasaran konvensional sejatinya menterjemahkan bisnis ke dalam kegiatan yang berorientasi profit, memanjakan konsumen dan pelanggan, hingga memunculkan perilaku bisnis yang eksploitatif irasional dan manipulatif. Sehingga pada akhirnya kegiatan pemasaran konvensional seringkali absurd dan membawa dampak negatif, tidak hanya kepada stakeholder, namun kepada lingkungan secara menyeluruh. Di sisi lain, tingginya kesadaran masyarakat dan pengguna (user) produk dari perusahan terhadap kesehatan (health) dan kesejahteraan (wealth) dan keamanan (welfare) baik bagi dirinya maupun terhadap lingkungan, menjadikan masyarakat dan pengguna (user) semakin kritis dan logis dalam menentukan keputusan pembelian dan menggunakan produk. Hal ini merupakan tantangan bagi eksistensi bisnis jangka panjang perusahaan. Sehingga manifestasi  bisnis dan pemasaran modern saat ini tidak cukup hanya bersandarkan kepada kepuasan pelanggan, kualitas, harga yang kompetitif, lokasi yang strategis. Lebih dari itu, kegiatan bisnis dan pemasaran yang diharapkan oleh semua pihak adalah didasarkan belas kasih (compassion) yang berakar dari kekuatan jiwa yang bersandarkan kepada ajaran Tuhan.  Tulisan ini menjelaskan konsep pemasaran spiritual dari perspektif ajaran Islam. Dalam Islam, mengajarkan bahwa apa pun yang kita lakukan haruslah menghasilkan nilai tambah, tidak hanya bagi diri sendiri namun juga bagi orang lain dan lingkungan sekitar. Berdasarkan hal tersebut, maka aspek-aspek yang perlu menjadi landasan dalam kegiatan pemasaran spiritual dari empat pilar pemasaran (product, price, promotion, place) haruslah mampu menghasilkan nilai tambah yang berlandaskan nilai ke-Tuhan-an secara menyeluruh. Makalah ini dibuat dengan metode pengumpulan jurnal deskriptif, kualitatif, dan literatur
MODELLING SUKUK WAQF FOR PESANTREN ECONOMIC DEVELOPMENT Nadiah Sabrina Himam; Khoirul Umam
Journal of Islamic Economics and Philanthropy Vol 1, No 3 (2018): Agustus 2018
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (455.635 KB) | DOI: 10.21111/jiep.v1i3.2556

Abstract

Menurut catatan Kementrian Agama tahun 2016, luas tanah wakaf di Indonesia mencapai 49.444,01 ha.Dari sekian banyak aset wakaf yang ada, hanya sebagian saja yang diolah secara produktif. Kekurangan dana merupakan penyebab yang paling umum ditemui, oleh karena itu dibutuhkan sebuah instrumen untuk pengumpulan dana guna mengembangkan asset wakaf. Sukuk merupakan sebuah instrumen ekonomi yang berdasarkan pada pengumpulan dana dari investor. Untuk itu integrasi sukuk dan wakaf akan menjadi instrument pembiayaan yang  efektif. Pesantren sebagai salah satu pioneer pendidikan Islam di Indonesia telah lama menggunakan wakaf sebagai salah satu dasar pembangunannya dan juga tonggak ekonominya, sayangnya banyak dari asset wakaf yang dimiliki pesantren belum dimanfaatkan secara produktif dikarenakan kekurangan dana pengembangan. Di Indonesia, sukuk wakaf masih sangat riskan diaplikasikan. Untuk itu penulis ingin menyusun model sukuk wakaf yang mungkin diaplikasikan di pesantren dengan tidak mengabaikan prinsip-prinsip ekonomi pesantren dan tidak melanggar regulasi yang ada. Penelitian dan penyusunan model ini akan menggunakan metode Analytic Network Process (ANP). Metode ini ditujukan untuk membentuk suatu model sekaligus memutuskan model mana yang mungkin dapat diterapkan dalam pembangunan ekonomi pesantren.  Selain itu, penulis juga akan melakukan penelitian secara literature untuk membangun suatu teori yang kuat dalam pembangunan dan pencarian masalah model-model sukuk wakaf. Dari penelitian ini ditemukan kesepakatan dari para responden ada pada taraf yang rendah dalam pemilihan model. Namun begitu, tetap terdapat salah satu model yang unggul dibanding dengan model lainnya meskipun berbeda tipis. Menurut responden, sukuk wakaf yang paling mungkin diaplikasikan adalah sukuk wakaf melalui pemerintah.
AN EMPIRICAL STUDY ON THE INFLUENCE OF ISLAMIC VALUES ON MONEY DEMAND (Case Study: University of Darussalam, Gontor and Mantingan Campus) Muhammad Fahmi Jauharuddin Rimas Sude; Khoirul Umam
Journal of Islamic Economics and Philanthropy Vol 1, No 4 (2018): November 2018
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (442.963 KB) | DOI: 10.21111/jiep.v1i4.3085

Abstract

Pemikiran Chapra mengenai permintaan uang mengandung nilai-nilai Islam. Penelitian mengenai nilai sosial telah dibahas oleh beberapa peneliti seperti Ebrinda dan Sri Wahyuni, akan tetapi kedua penelitian tersebut masih dalam berbentuk makro, dan hasil yang diperoleh dalam penelitian Ebrinda belum menujukan pengaruh yang signifikan terhadap permintaan uang Islam di Indonesia dan terbatas pada nilai-nilai sosial, sedangkan  hasil penelitian Sri Wahyuni belum menunjukan pengaruh yang signifikan dalam jangka pendek dan signifikan dalam jangka Panjang. Dari sini peneliti mencoba untuk meneliti secara mikro pengaruh nilai-nilai Islam terhadap permintaan uang di Universitas Darussalam Gontor, selain dengan sistem pesantrennya juga memiliki nilai-nilai Islam yang tinggi. Tujuan dari penelitian ini adalah untuk mengetahui pengaruh nilai-nilai Islam terhadap permintaan uang secara mikro. Jenis penelitian ini adalah penelitian kuantitatif. Untuk mengumpulkan data, penulis menggunakan metode angket. Kemudian data-data tersebut dianalisa dengan metode regresi linier berganda. Hasil penelitian ini menunjukan bahwa nilai-nilai Islam belum berpengaruh terhadap permintaan uang. Hal ini terbukti dengan nilai signifikansi masih diatas 0,05. Nilai signifikansi kebutuhan pokok sebesar 0,4, nilai sosial 0,7, perilaku berlebihan 0,3 dan tabungan 0,3. Sedangkan variabel yang berpengaruh diantaranya adalah pendapatan dengan nilai signifikansi 0,00, investasi 0,00 dan rencana investasi 0,04. 
SOURCE OF PROCYCLICALITY IN DUAL BANKING SYSTEM: THE CASE OF INDONESIA Naahilah Hunafaa’ Al-Qudsy; Khoirul Umam
Journal of Islamic Economics and Philanthropy Vol 3, No 02 (2020): Mei
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1007.399 KB) | DOI: 10.21111/jiep.v3i02.4610

Abstract

The global crisis in 2008 is driven by the credit bubble until leaves the impact of economy and financial sector in many countries, including Indonesia. The behaviour of banks in excessive lending is referred to procyclicality. If loans are not balanced with the needs of the economy, it will lead to imbalances in economic growth that could lead to a financial crisis. Theoretically, Islamic banking does not cause credit bubble because it is more allocate the financing to the real sector of economy. The purposes of this research are to know whether the level of procyclicality of conventional and Islamic banking in Indonesia, and to know the determinant of procyclicality of conventional and Islamic banking in Indonesia. The researcher uses a quantitative approach. This study uses time series data, which begin monthly from the year 2013M01 - 2017M12. The data is taken from the Economic and Financial Statistics Indonesia (SEKI-Bank Indonesia), the Central Statistics Agency (BPS), and the Financial Services Authority (OJK). The method of analyzing data is Vector Auto-regression (VAR) and Vector Error Correction Model (VECM). The results of this study indicate that conventional banking behave on procyclicality. On the contrary, Islamic banking does not behave procyclicality. The determinant of procyclicality on conventional banking in short-term is the Total Credit (CRE), and also in long term is the Total Credit (CRE). Then the determinant of procyclicality on Islamic banking in short-term is the Total Financing (FIN), while in long term is the Sharia of Bank Indonesia Certificates (SBIS).
DETERMINANT PROFITABILITY OF SHARIA BANK BASED ON MACROECONOMIC VARIABLES Farhan Aldi Khunaifi; Khoirul Umam
Journal of Islamic Economics and Philanthropy Vol 2, No 01 (2019): Februari 2019
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (743.943 KB) | DOI: 10.21111/jiep.v2i01.3100

Abstract

Dalam sistem perbankan ganda, bank syariah harus kompetitif. Salah satu kunci untuk bertahan dalam ekonomi global ini adalah profitabilitas. Tujuan dari penelitian ini adalah untuk mengetahui pengaruh variabel makroekonomi terhadap profitabilitas bank syariah di Indonesia dan untuk mengetahui jumlah banyaknya kontribusi yang diberikan variabel makroekonomi terhadap profitabilitas bank syariah di Indonesia. Data yang digunakan merupakan data sekunder bulanan bank umum syariah di Indonesia yang diambil dari periode Januari 2012 sampai dengan Desember 2017 serta data variabel makroekonomi seperti inflasi, nilai tukar, jumlah uang beredar, dan suku bunga yang dikutip dari beberapa sumber. Jenis penelitian ini merupakan penelitian kuantitatif yaitu pendekatan non-struktural yang menggambarkan hubungan saling ketergantungan antar variabel time series sehingga metode yang digunakan yaitu metode Vector Autoregression (VAR) dan Vector Error Correction Model (VECM). Hasil dari penelitian menunjukkan bahwa nilai tukar, jumlah uang beredar, dan inflasi mempengaruhi ROA. Sedangkan suku bunga tidak mempengaruhi ROA. Penelitian ini juga menunjukkan suku bunga, jumlah uang beredar dan inflasi mempengaruhi ROE. Masing-masing variabel makroekonomi memberikan kontribusi untuk mempengaruhi ROA sebesar jumlah uang beredar 9.15%, inflasi 1.94%, suku bunga 0.84%, 0.81%. Sedangkan variabel makroekonomi memberikan kontribusi untuk mempengaruhi ROE sebesar suku bunga 1.49%, jumlah uang beredar 1.12%, nilai tukar 0.78%, inflasi 0.04%. Secara keseluruhan, variabel makroekonomi tersebut hanya memiliki kontribusi yang sangat kecil terhadap profitabilitias ROE bank syariah di Indonesia
Curriculum Design of Master Program on Islamic Economics in Indonesian, Pakistan, Turkish, and Malaysian Universities Hamid Fahmy Zarkasyi; Setiawan bin Lahuri; Khoirul Umam; Eko Nur Cahyo
TSAQAFAH Vol 12, No 1 (2016): Islamic Economics
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (545.313 KB) | DOI: 10.21111/tsaqafah.v12i1.368

Abstract

This research is aimed at finding the curriculum design of Islamic economic, especially on its epistemological basis, its method of integration and its method of teaching. The object of research is postgraduate program at universities that offer the degree of Islamic Economic. The universities that will be researched represent four outstanding countries that have serious concern on Islamic economic studies. Those universities are International Islamic University Islamabad Pakistan, Istanbul Sabahattin Zaim University, International Islamic University of Malaysia and four Universities of Indonesia i.e. Islamic State University Sunan Kalijaga Yogyakarta, Islamic State University Sunan Ampel, University of Airlangga, and STIE Tazkia. The data will be collected through documentary and interview method. To analyze the data the researchers employs descriptive, compare and contrast, and synthesis method. The curriculum design that includes the vision and mission where epistimological aspects are clearly stated, in most of Islamic economics departments. However, not all departments that state explicity their vision and mission and objective clearly have clear statement on the integration of conventional and Islamic economics. Islamic State University Sunan Kalijaga Yogyakarta, Islamic State University Sunan Ampel, University of Airlangga, STIE Tazkia, and Istanbul Sabbahatain Zaim do not state clearly the vision and mission in relation the program of integration and Islamization. So the epistimological aspect is not taken into serious consideration as the vision and mission of the program. The Universities that clearly state the integration and Islamization are Islamic Science University of Malaysia, International Islamic University of Islamabad, and International Islamic University of Malaysia.
The Effect Covid-19 and Sectoral Financing on Islamic Bank Profitability in Indonesia Mohammad Zen Nasrudin Fajri; Adamu Abubakar Muhammad; Khoirul Umam; Lila Prisilia Putri; Mohammad Ali Ramadhan
Journal of Islamic Economic Laws Vol 5, No 1: January 2022
Publisher : Muhammadiyah University Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jisel.v5i1.17181

Abstract

COVID-19 pandemic has created a new economic crisis worldwide. Islamic Bank which was reportedly resilient against the financial crisis is expected to be stable in this period. Apart from that, Islamic Bank has channeled financing fund to various business sectors with different portions leading to a question whether they have different impact on Bank. This paper aims to discover the impact of COVID-19 pandemic and financing to business sectors on Islamic Bank profitability. An ARDL approach is employed for analysis. The result of the study shows that COVID-19 pandemic has a negative relationship with Islamic Bank profitability in the long-run. Furthermore, financing to transportation, warehousing and communication sectors is associated with higher profitability in the short-run. On the other hand, financing to wholesale and retail trade sectors hurt Islamic Bank profitability. Based on this result, it is suggested that Government impose some measures in stabilizing Islamic Bank’s performance during COVID-19 pandemic. In addition, Islamic Banks are expected to make adjustment on financing to business sectors ratio accordingly in order to maintain the profitability of Islamic Bank.
Identifying Financial Exclusion and Islamic Microfinance as An Alternative to Enhance Financial Inclusion Hartomi Maulana; Khoirul Umam
International Journal of Islamic Business and Economics (IJIBEC) IJIBEC VOLUME 1 NO. 2 DECEMBER 2017
Publisher : Faculty of Islamic Economics and Business of UIN K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v1i2.1004

Abstract

Even though the banking industry is growing exponentially, but they are still out of reach from the hardcore poor. The population under poverty remains financially excluded from the mainstream banking facilities. The aim of this paper is to examine the main factors that hinder customers to access financing from mainstream banking in Indonesia province of East Java using Exploratory Factor Analysis (EFA). The study also attempts to identify the possibility of Islamic microfinance, in this case Baitul Maal Tamwil, (BMT) as role of model in integrating commercial and social seeking which can be used as one of an alternative platform to enhance financial inclusion. In quantitative data, the paper employs primary data collected by self-administered questionnaires involving a sample of 243 respondents. To explore the micro-entrepreneurs’ criteria of barrier access to finance, an exploratory factor analysis is employed. In qualitative data, a semi-structure interview used to generate information from the respondents. The interview covers the second objectives and involves seven experts in microfinance including practitioner and academicians. The study reveals that, the religious factor is perceived as the most important factor to be considered as financing barriers factors, then followed by affordability, accessibility, eligibility, and availability factors. The study indicates that Islamic microfinance may be an alternative platform to integrate commercial and social objective in order to enhance financial inclusion.
Segmentasi pada Citra Panoramik Gigi dengan Metode Two-Stage SOM dan T-CLUSTER Khoirul Umam; Fidi Wincoko Putro; Gulpi Qorik Oktagalu Pratamasunu
Ultima Computing : Jurnal Sistem Komputer Vol 6 No 1 (2014): Ultima Computing : Jurnal Sistem Komputer
Publisher : Faculty of Engineering and Informatics, Universitas Multimedia Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1145.369 KB) | DOI: 10.31937/sk.v6i1.289

Abstract

Segmentation on medical image requires good quality due to affect the interpretation and diagnosis of medical experts. On medical image segmentation, there is merging phase to increase the quality of the segmentation result. However, stopping criteria on merging phase was determined manually by medical experts. It implied the subjectivity of segmentation result. To increase the objectivity of segmentation result, a method to automate merging phase on medical image segmentation is required. Therefore, we propose a novel method on medical image segmentation which combine two-stage SOM and T-cluster method. Experiments were performed on dental panoramic as medical image sample and evaluated by using segmentation quality formula. Experiments show that the proposed method can perform segmentation on dental panoramic image automatically and objectively with the best average of segmentation quality value is 4,40. Index Terms—dental panoramic image, image segmentation, medical image, Self-Organizing Map, T-cluster
Co-Authors 'Abidah, Arum Nur Abdul Ghafar Ismail Abdul Ghafar Ismail Abdul Ghofar Abdul Ghofur Abdullah Chamber Abdurrahman , Hujjatul Islam Musthafa Abidin, Muhammad Abidin, Muhammad Zaenal Abriel Ainani Musyafa Absa, Rafif Yuliza Achadi, Muh. Wasith Achmad Jalaludin Achmad Michael Adi Putra Achmad Noerkhaerin Putra ACHMAD RIFAI Achmad Tohirin Adamu Abubakar Muhammad Adi Gunawan, Adi Adryan Risady Afidatur Rizqiyah Afifah Ahmad, Rusyda Afife Rahma Ahsanti Aghnia Dian Lestari Agus Zainal Arifin Ahmad Afgani Ahmad Farial Wahib H Ahmad Fauzi Ahmad Ghufron Ahmad Havid Jakiyudin Ahmad Lukman Nugraha Ahmad Ta'rifin Ahmad, Rusyda Afifah Akhmad Affandi Mahfudz Al Faqih, Muhammad Fahmi Al Hadad, Muhammad Haqi Al Hammaam, Hudzaif Al Maskuri, M. Mava Saputra Alawi, Moh. Alfayed, Dody Alfian Fatahillah, Izet Alfiansyah Topandi Harahap Ali Trigiyatno Aliyah Aqsowiyah Amilia Yuni Damayanti Andi Eko Wiyono, Andi Eko Andika Adinanda Siswoyo ANFAUL UMAM, HABLIY BRILLIAN Anggi Hadi Pratama Anissa, Kholifah ANSHORI, SHOLIHUL Aqila, Hafizh Ardhani, Yana Areta Widya Kusumadewi Arie Rachmat Sunjoto Arief Maulana Arief Rahmawan Arif, Suyoto Ariga Bahrodin Ariga Bahrodin Arini, Aida Aris Kusnadi, Aris Aruni Mafaza, Syofi Asep Maulana, Asep Asriana kibtiyah Asriana Kibtiyah Asy’ari, Muhammad Atari Diance Atho'illah, Yunan Atika Rukminastiti Masrifah Atmojo, Ahmad Muslih Aulia, M. Rezza Nuril Auliyaaurohmah, Auliyaaurohmah Aullia, Mochammad Rizqi Ayu Puspitasari, Ayu Azis, Muhammad Gymnastiar Azizah Nur Sabrina Azza Nurul Ainiyah Bambang Setyo Utomo Bilqisa, Yayang Catur Rohman Kusmayadi, Rudy Chindy Chintya Cahya Chindy Chintya Cahya Choir, Muhammad Iqbal Chusnudhin, Rehan Muchammad Fadli Deby Ardiansyah Dedy Ansari Harahap Devid Frastiawan Amir Sup Devit Suwardiyanto Dewi, Rifkah Dhika Amalia Kurniawan Dhila Wulandari, Vindha Dhini Novely Saputri Dhiyarifki Muhtaromi Diana Purwitasari Didik Prayogi Dimyati Ayatullah Dinamella Wahjuningrum Dita Amanah Ditya Cahyanti, Lutfi Ditya Cahyanti, Lutfy EDI SAPUTRA Ega Praditya Tama Putra Egi Satria Eko Nur Cahyo Eko Wiyono, Andi Eldrick Rifaldo Endi Sailul Haq Endin Mujahidin Eti Hadiati Evie, Salma Fadilatur Rohmah, Leni Fadilla, Witri Nur Fadillah, Muhammad Daffa Fahmy Zarkasyi, Hamid Fajri, Mohammad Zen Nasrudin Farhan Aldi Khunaifi Farizqi Panduardi Faruk Alfiyan Fatahna Fathan Mubina Fathurrohman, Robby Fatwa Sari Tetra Dewi Faudzi, Azwar Fauzi, Daniel Rian Fauzia, Viramashita Ellena Febriana, Irma Dwi Febrianti Setya N, Adelina Fery Nur Hidayat Fika Khabibati Fitriana, Defi Fuad Mas’ud Galang Dani Prasetyo Galtar, Diana Ghafuro, Achmad Hamdan Gulpi Qorik Oktagalu Pratamasunu Hadi Supriyo Hafas, Imam Hakim, Muhamad Arief Al Hamid Fahmy Zarkasyi Handaru, Wuri Cahya Hanifuddin Haris Danial Harjito - harris, jaudat iqbal Hartomi Maulana Hartono, Zhidan Fahrus Yas Hasan, Moch. Sya'roni Hasbi, Noval Hayamansyah, Didi Helena Sitorus, Helena Hermawati, Ratna Herwis Gultom Heryanti, Febrina Hesti Maharani Dwi Rahayu Hidayat, Alfin Hidayat, Hasannudin Hidayat, Muhammad Sofian Hilmy, Muhammad Humaidi, Achmad Husna Mauidhoh Husni, Indra Sholeh Husnul Khotimah Ibnu Yaqzan Qurany Idawati, Khoirotul Ikhsan Gunadi Ilahiyah, Iva Imam Kamaluddin Imam Kamaluddin Imron Arifin Imron Mawardi Indira Maharani Hidayat Indira Nuansa Ratri Indriyani , Maulida Insiyah, Qorinatul Irawan Supriyadi Irzal Effendi Isa, Annas Muhammad Isma Aulia Roslan Isnaini, Fikri Latifatul Isputri1, Anis Isti Muchlisianah Izzatullah, Faiz Jafar Shodiq Jafar, Abdul Jaka Oktavian Jaka Sriyana Jakiyudin, Ahmad Havid Janan, Mumtaz Jinanul Jasminto Jawo, Muhammed Jumail, Jumail Jumari Kamil, Jubron Muflih kandi Kartika Sulistioningrum Katmini Kholifatul Putri, Siti Nur Kumala, Akhsinatul Kurniawan, Wakhid Kusuma Putri, Tiara Dwi Kusuma, Sidiq Tri Labibah Dian Umami Labieb, Faaza Lailatur Rohmah Lambang Probo Sumirat, Lambang Probo Larasati, Wahyu Kartika Lathiif Chandra Septian Leon Andretti Abdillah Lila Prisilia Putri Linda Ika Mayasari, Linda Ika Lita, Lita Lucky Adha Febrian Lukman Hakim Lukman Hakim Lutfi Hakim Lutfi Hakim M. Khoiru Rusydi Machfud Sidik, Machfud Machfud, Syafrina Maesa, Sulton Maharani Hidayat, Indira Maharani, Cevira Dewi Maisaroh Aribah, Shafira Mardhi Utami, Nur’aini Maritta Dewi Arista Marlina, yuli Marsa Suci Nurmalasari Masduki Ahmad Masum, Hadiansyah Maya Komariah Meitria Cahyani Miftahul Huda Moch Imron Isro'i Moch Imron Isro'i Moh. Sidik Priadana Mohamad Dimyati Ayatullah Mohamad Solahudin Mohammad Ali Ramadhan Mohammad Aliyan Ashadi Mohammad Solihin Mufti Afif Muhammad Agus Waskito Muhammad Fahmi Jauharuddin Rimas Sude Muhammad Fahmi Jauharuddin Rimas Sude Muhammad Faisal Riza Muhammad Haidar Muhammad Halimul Umam Muhammad Imam Mahdi Z Muhammad Mahdi, Muhammad Muhammad, Adamu Abu Bakar Muji Gunarto Mulyono Jamal Munir, Muhammad Hadi Wijaya Muzaki, Rofi Naahilah Hunafaa’ Al-Qudsy Nabila Roghba Sa’adati Nadiah Sabrina Himam Nadiv Ahmad Nafi'ah, Rahmawati Nafi’a, Insania Najul Ghalib Ngasbun Egar Nina Fitria Nuansa Ratri, Indira Nugroho, Didin Dwi Nur Faizah Nur Fauziah Ramadhani Nur Ihsan nur khanan, muhammad nur khanan Nur Sodik, Nur Nurbaya Ambo, Sitti Nurfattah, Arizqiya Nuril Faizza, Dian Fitria Nuril Rohmawati Nurmalasari Mulia Putri Nurul Setianingrum Nurvalentini, Dewi Nurvelly Rosanti, Nurvelly Nur’aini Mardhi Utami Oktavianos, Vandeber Palupi, Tri Nathalia Pangestu, Prasetyo Aji Pradana, Moh. Iqbal Arif Praja, Dewangga Wahyu Pramudita, Shinta Prasetyo, Junaedi Adi Prastyo, Danang Pratama, Bagus Galang Pratama, Fadhil Irvan Pujowati, Penny Purnama, Zulfah Rizka Purwanto Purwanto Puspaningrum, Mita Putri Jesica, Sekar Ananta Putri, Andini Nabela Putri, Lila Prisilia Putri, Safira Tsani Amelya Putridiyanti, Fita R Hendra Winarsa Radhiyatun Nisak Raharjo, Rahmawati Rahayu, Titis Esti Rahmalinda, Rahmalinda Rahmani, Nabilla Rahmat Sagara Rahmawati Gunawan, Alfiana Rahmwati Raharjo Raihan, Muhammaf Rakhmad Agung Hidayatullah Ramadaniyanti, Dewi Putri Ramadhan, Excel Abu Ramadhan, Mohammad Ali Ramadhan, Naufal Azmi Ramadhani Putra, Ivan Ramadhani, Nur Rambe, Warhi Pandapotan Ratih Winarsih Ratnasari, Avina Dwi Ridlwan, Burhanuddin Rini Puji Astuti Rini, Eka Mistiko Rio Adriana Risti Agasi, Viola Rivai Syukur Ramadhan Rochimah, Heni Rochma Aulia Supandi Rodliyatuz Zahroh Rofiq, Wulida Rohmawati, Nuril Rokhani Hasbullah Roslan, Isma Aulia Royyan Ramdhani Djayusman Rozaqi, Muhammad Lutfi RR. Ella Evrita Hestiandari Rugaiyah Ruth Ema Febrita Sandiko Yudho Anggoro Saputra, Handika Sari, Dila Puspita Savier Nayaka Gunawardana Septiana, Dimas Setiaji, Izzuddien Setiawan, Adib Rifqi Setiawan, Johan Shavika Miranti Shinta Pramudita Silva Fauziyah Nadawi Siregar, Denny Siska Aprilia Hardiyanti Siti Khumayah Siti Rofiah Siwi Hanayanti, Citra Slamet Kacung, Slamet Sri Murwanti St. Maryam, St. Suardinata, I Wayan Subiyantoro, Heru Suci Nurmalasari, Marsa Sukmawati, Yogi Sulaeman, Maryam Sulaiman, Alfarobi Ahmad Suminto, Ahmad Suparti, Tety Supratno, Haris Suprianik Supriyanto Praptodiyono Susylowati, Susylowati Suwardiyanto, Devit Suyoto Arief Syah, Aditya Lukman Syah, Maulana Fuadi Syahrinda, Zakiki Syamsuddin Syamsuri SYAMSURI Syamsuri Syamsuri Syifa Urrosyidin, Mohammad Syofi Aruni Mafaza Tamam, Abas Mansur Tamara Putri, Cynthia Taufiq Abdullah, Taufiq Tegas Bijaksana Tiara Dwi Kusuma Putri Tika Puspita Oktavianingrum Timur, Fauzia Gustarina Cempaka Tohirin, Achmad Tri Maryono Rusadi Ulfa Sholihannisa, Lulu Ulil Amri Syafri Ummah, Aslikhatul Ummah, Nasihatul Ummi Lailia Maghfiroh Urrosyidin, Mohammad Syifa Usman , Jamiludin Usman, Jamiludin Usmanul Khakim Utomo, Agus Priyo Veby Septya Margareta Veronica Krestiani, Veronica Vika Rahmadhani, Yusriyyah Vina Fithriana Wibisono Vindha Dhila Wulandari Viola Risti Agasi Wahyono, Sapto Wahyuda, Aditya Muhammad Daekan Wasahua, Olos Wibowo, Galih Hendra Wildan Hakim, Wildan Wincoko Putro, Fidi Wiriadi Sutrisno Wydyanto Yaqqin, Aynul Yodi Aswanto Yudi Astuti, Rahma Yulizar Djamaluddin Sanrego, Yulizar Djamaluddin Yusriyyah Vika Rahmadhani Yusuf Ahmed Muaz Zahro’, Khurun’in Zanjabil, Fattaky Zuhdi, Achmad Zuhroh, Ainun Amalia Zulfa