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All Journal JPMS (Jurnal Pendidikan Matematika dan Sains) Paradigma : Journal of Science, Religion and Culture Studies SOROT: Jurnal Ilmu-ilmu Sosial Jurnal Kebijakan Publik Jurnal Online Mahasiswa (JOM) Bidang Ilmu Sosial dan Ilmu Politik Jurnal Online Mahasiswa (JOM) Bidang Teknik dan Sains Jurnal Online Mahasiswa (JOM) Bidang Keguruan dan Ilmu Pendidikan Prosiding SNATIF SCHOOL EDUCATION JOURNAL PGSD FIP UNIMED Jurnal Pengelolaan Sumberdaya Alam dan Lingkungan (Journal of Natural Resources and Environmental Management) REKAYASA Media Penelitian Pendidikan : Jurnal Penelitian dalam Bidang Pendidikan dan Pengajaran JURNAL KEPEMIMPINAN DAN PENGURUSAN SEKOLAH Jurnal Manajemen Pendidikan Jurnal Ilmiah Ekonomi Islam Journal of Information Technology and Computer Science Jurnal Obsesi: Jurnal Pendidikan Anak Usia Dini JURNAL GALUNG TROPIKA FOKUS: Jurnal Kajian Keislaman dan Kemasyarakatan SYAMIL: Jurnal Pendidikan Agama Islam (Journal of Islamic Education) Syntax Literate: Jurnal Ilmiah Indonesia Journal of Economic, Bussines and Accounting (COSTING) SAMARAH: Jurnal Hukum Keluarga dan Hukum Islam Adi Widya : Jurnal Pengabdian Masyarakat Jurnal Teknik Pertanian Lampung (Journal of Agricultural Engineering) Jurnal Agrotek Tropika Edukasi Islami: Jurnal Pendidikan Islam Jurnal Transformative SEIKO : Journal of Management & Business Journal Analytica Islamica Jurnal Pengembangan Riset dan Observasi Teknik Informatika JURNAL PENDIDIKAN TAMBUSAI Jurnal Basicedu JURNAL PERTANIAN YUME : Journal of Management Tarbawiyah Jurnal Ilmiah Pendidikan JUPE : Jurnal Pendidikan Mandala PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat Jurnal Review Pendidikan dan Pengajaran (JRPP) Jurnal Komunikasi Pendidikan EkBis: Jurnal Ekonomi dan Bisnis Ecobisma (Jurnal Ekonomi, Bisnis dan Manajemen) Abdi Dosen : Jurnal Pengabdian Pada Masyarakat JIIP (Jurnal Ilmiah Ilmu Pendidikan) Nakhoda: Jurnal Ilmu Pemerintahan Community Development Journal: Jurnal Pengabdian Masyarakat Jurnal Teknik Industri Terintegrasi (JUTIN) Jurnal Pedagogi dan Pembelajaran Ideguru: Jurnal Karya Ilmiah Guru An-Nawa : Jurnal Studi Islam JMBA (Jurnal Manajemen dan Bisnis asmi) Komunika: Journal of Communication Science and Islamic Dakwah International Journal of Engagement and Empowerment (IJE2) Jurnal Rekayasa, Teknologi, dan Sains Jurnal Pengabdian Masyarakat (ABDIRA) Edupedia: Jurnal Studi Pendidikan dan Pedagogi Islam Kognitif: Jurnal Riset HOTS Pendidikan Matematika Bulletin of Science Education Fruitset Sains : Jurnal Pertanian Agroteknologi Journal of Islamic Economics, Management, and Business (JIEMB) ZAD Al-Mufassirin Jurnal Sains dan Teknologi Tadayun: Jurnal Hukum Ekonomi Syariah Edu Society: Jurnal Pendidikan, Ilmu Sosial dan Pengabdian Kepada Masyarakat PEMA: Jurnal Pendidikan dan Pengabdian Kepada Masyarakat Mudabbir: Journal Research and Education Studies Journal of General Education and Humanities Al-Aulia: Jurnal Pendidikan dan Ilmu-Ilmu Keislaman JOMPA ABDI: Jurnal Pengabdian Masyarakat SYAMIL: JURNAL PENDIDIKAN AGAMA ISLAM (JOURNAL OF ISLAMIC EDUCATION) Edumatica: Jurnal Pendidikan Matematika Journal of Finance and Business Digital (JFBD) Jurnal Basicedu Wahana Jurnal Hibrul Ulama JURNAL PARADIGMA: Journal of Sociology Research and Education IDARAH : Jurnal Pendidikan dan Kependidikan Innovative: Journal Of Social Science Research Jurnal Pendidikan Sultan Agung Manis : Jurnal Manajemen dan Bisnis Ta'dib Aktual : Jurnal Pengabdian Kepada Masyarakat GEMBIRA (Pengabdian Kepada Masyarakat) Sharia Economic and Management Business Journal (SEMBJ) JUPEMA Riemann : Research of Mathematics and Mathematics Education Muria Jurnal Agroteknologi DECODING: Jurnal Mahasiswa KPI Journal of Social Work and Science Education Margin : Journal of Islamic Banking Jurnal Masyarakat Mengabdi (JUMADI) JURNAL PENGABDIAN PEMBANGUNAN PERTANIAN DAN LINGKUNGAN (JP3L) JURNAL REKAYASA KIMIA & LINGKUNGAN Abdi Wisata: Jurnal Pengabdian Kepada Masyarakat Vox Populi: Jurnal Umum Pengabdian Kepada Masyarakat Jurnal Pengabdian Masyarakat Multi Disiplin Ilmu Jurnal Keislaman Mathematics Education Journal Jurnal Seumubeuet Iqtisad : Journal of Islamic Economic and Civilization Journal of Business Inflation Management and Accounting Khalaqa: Journal of Education and Learnig SILAH: Jurnal Ekonomi Syariah Filantropis: Jurnal Pengabdian kepada Masyarakat RANGGUK: Jurnal Pengabdian Kepada Masyarakat Proceedings of The International Conference on Computer Science, Engineering, Social Sciences, and Multidisciplinary Studies
Khairul Anwar
FKIP Universitas Lampung Jl. Prof. Dr. Soemantri Brojonegoro No. 1
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Peningkatan Ketrampilan Berfikir Computational Thinking Dalam Pembelajaran Berbasis Programming-Matematika Menggunakan Menggunakan Scratch: (Enhancing Computational Thinking Skills in Mathematics-Based Programming Learning Using Scratch) Anwar, Khairul; Kamid, Kamid; Kurniawan, Wawan; Sofnidar, Sofnidar; Alrizal , Alrizal
Jurnal JUPEMA Vol. 4 No. 1 (2025): May 2025
Publisher : Laboratorium Pembelajaran FKIP Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jupema.v4i1.38084

Abstract

Enhancing computational thinking in mathematics education is critical in today’s digital era. To address this need, the Mathematics Subject Teachers’ Group (MGMP) of Jambi City participated in a focused training program that integrated Scratch into mathematics instruction. The program comprised a pre-training needs survey, an intensive hands‐on workshop, and classroom implementation. Pre‐ and post‐training assessments revealed that 90% of participating teachers increased their understanding of Scratch‐based teaching, leading to an average 80% improvement in their computational thinking skills. In classroom trials, 85% of students exhibited higher engagement when teachers applied Scratch‐based activities. Furthermore, 90% of teachers reported greater confidence in designing and delivering technology‐enhanced mathematics lessons. These findings demonstrate that Scratch is an effective platform for supporting innovative, technology‐driven mathematics instruction, yielding measurable gains in both teacher competencies and student engagement. Abstrak. Peningkatan keterampilan berpikir komputasional menjadi hal yang esensial dalam pendidikan matematika, khususnya di era digital saat ini. Kelompok Musyawarah Guru Mata Pelajaran (MGMP) Matematika Kota Jambi membutuhkan pelatihan khusus yang dapat mengintegrasikan pemrograman dalam pembelajaran matematika untuk meningkatkan keterampilan berpikir komputasional guru dan siswa. Pelatihan ini dirancang dengan mengedepankan penggunaan aplikasi Scratch sebagai media pembelajaran berbasis programming-matematika. Metode yang digunakan dalam pelatihan ini meliputi survei kebutuhan untuk memahami kebutuhan spesifik peserta, workshop intensif yang melibatkan praktik langsung dalam pembuatan materi berbasis Scratch, dan implementasi media yang dihasilkan dalam kelas. Hasil dari pelatihan menunjukkan peningkatan pemahaman dan keterampilan guru dalam menggunakan Scratch sebagai alat bantu pembelajaran matematika serta adanya peningkatan keterampilan berpikir komputasional di kalangan guru. Temuan ini menunjukkan bahwa Scratch efektif sebagai platform yang mendukung pembelajaran matematika yang inovatif dan berbasis teknologi, serta meningkatkan keterampilan berpikir komputasional guru dan, pada gilirannya, siswa.
CAPACITY BUILDING FOR WOMEN MSMEs: TRAINING ON THE PREPARATION OF FINANCIAL STATEMENTS AND FINANCIAL HEALTH ANALYSIS FOR EFFECTIVE BUSINESS DECISION-MAKING Rahmawati, Teti; Jumantini, Entin; Nurhasanah, Ade; Poornawan, Defichril Hidah; Anwar, Khairul
International Journal of Engagement and Empowerment (IJE2) Vol. 5 No. 1 (2025): International Journal of Engagement and Empowerment
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ije2.v5i1.189

Abstract

The COVID-19 pandemic has a significant impact on the sustainability of MSMEs, especially those managed by women in Pajambon Village, Kuningan Regency. Limitations in the preparation of financial statements and business health analysis are the main challenges faced by female MSME actors in making effective business decisions. This service program aims to increase the capacity of women MSMEs through training in the preparation of financial statements and financial health analysis. The method used is Participatory Action Research (PAR) which involves socialization, technical training, hands-on practice, and the application of digital technology in the form of Android-based financial applications. The results of the training showed that participants improved their skills in compiling financial statements accurately and systematically, analyzing business health, and utilizing financial software to improve the efficiency of financial management. Participants were also able to identify business opportunities and risks through more structured financial data analysis. This program is expected to strengthen the competitiveness of women MSMEs in Pajambon Village, increase business resilience, and encourage local economic growth after the pandemic
Central Bank Digital Currencies and It’s Potential Impact on the Profitability and Systems Stability of Commercial Banking in Emerging Markets Jailani, Novalini; Anwar, Khairul; Maulida, Minati; Muhammad, Adib
EkBis: Jurnal Ekonomi dan Bisnis Vol. 9 No. 1 (2025): EkBis: Jurnal Ekonomi dan Bisnis
Publisher : Fakultas Ekonomi dan Bisnis Islam, UIN Sunan Kalijaga Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/EkBis.2025.9.1.2425

Abstract

The development of Central Bank Digital Currencies (CBDCs) has become a significant topic of discussion globally, particularly in emerging markets where financial inclusion, monetary sovereignty, and banking stability are key concerns. This study explores the potential impact of CBDC implementation on the profitability and system stability of commercial banking systems in these economies. This research adopts a qualitative approach through a literature review of CBDC implementations in key emerging economies, including China, Nigeria, Brazil, Russia, and India. The study finds that while CBDCs can enhance efficiency and financial accessibility, their impact varies depending on a country's banking infrastructure, regulatory framework, and financial stability measures. In some cases, CBDCs have exacerbated liquidity risks for commercial banks, while in others, they have promoted digital innovation and alternative revenue streams. The findings highlight the need for strategic collaboration between central banks and commercial financial institutions to mitigate risks while leveraging the benefits of CBDCs. Policy recommendations include implementing limits on CBDC holdings, integrating CBDCs with existing banking services, and fostering regulatory frameworks that support a balanced financial ecosystem. This study contributes to the academic discourse on digital currencies and banking by offering insights into the evolving role of central banks and commercial banks in the digital financial landscape.
IMPLEMENTASI PENGELOLAAN KEUANGAN RUMAH TANGGA SEBAGAI UPAYA CEGAH STUNTING Anwar, Khairul; Aisyah, Nagita Histimuna; Maulida, Minati; Marlinda, Dwi; Haryani, Haryani
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 6 No. 3 (2025): Volume 6 No 3 Tahun 2025
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v6i3.43337

Abstract

Implementasi Pengelolaan Keuangan Rumah Tangga sebagai Upaya Cegah Stunting dapat dilakukan mulai dari lingkup kecil yaitu keluarga, dimana keluarga terdiri dari ayah, ibu dan anak yang koadratya seorang ayah yang memenuhi kebutuhan rumah tangga atau mencari nafkah, dari situ kita perlu mengelola keuangan yang benar dan teliti biasanya dilakukan oleh seorang ibu rumah tangga. Penelitian ini bertujuan untuk menganalisis mengapa keuangan rumah tangga harus dikelola dengan baik, serta menganalisis bagaimana mengimplementasikan penggunaan keuangan rumah tangga untuk mencegah stunting. Penelitian ini merupakan penelitian lapangan yang menggunakan metode kualitatif dengan strategi purposive sampling yaitu metode pemilihan sampel berdasarkan parameter yang telah ditentukan. Sementara metode pengumpulan datanya menggunakan teknik wawancara online melalui google form dan dokumentasi. Untuk menganalisis data dan informasi, alat yang digunakan adalah teknik analisis data triangulasi dengan tahapan reduksi data, pemaparan data dan kesimpulan. Hasil penelitian menunjukkan bahwa anggaran rumah tangga dikelola dengan baik, terutama oleh ibu rumah tangga, hal ini dilakukan sebagai bekal masa depan keluarga, terutama masa depan sang anak. Dengan mengalokasikan dana anggaran yang benar, keluarga akan selalu dapat memenuhi kebutuhan gizi, kesehatan, dan pendidikan, yang merupakan landasan utama untuk meningkatkan kualitas hidup.
Key Drivers for Building School Effectiveness: An Analysis of Leadership and Organizational Behaviour Dynamics Yumarni, Asmara; Kristiawan, Muhammad; Anwar, Khairul; Firmansyah, Leppe; Nugraha, Hilman; Wati, Retno Ambar
Idarah (Jurnal Pendidikan dan Kependidikan) Vol. 8 No. 2 (2024): Idarah (Jurnal Pendidikan dan Kependidikan)
Publisher : Institut Agama Islam Negeri Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/idarah.v8i2.2739

Abstract

This study aims to investigate the impact of servant leadership, organizational commitment, social skills, work autonomy, organizational behavior, and organizational legitimacy on organizational effectiveness. Employing a quantitative approach, data were collected from 78 teachers at SMPS 1 Medan via a 5-point Likert scale questionnaire and analyzed using Pearson correlation and regression analyses. The findings indicate that servant leadership (r=0.566, p<0.001), organizational commitment (r=0.676, p<0.001), social skills (B=0.196, p<0.05), work autonomy (r=0.870, p<0.001), organizational behavior (r=0.652, p<0.001), and organizational legitimacy (B=0.255, p<0.001) all have a statistically significant positive effect on organizational effectiveness. The primary novelty lies in the empirical validation of these relationships within the madrasah setting, highlighting the exceptionally strong influence of work autonomy and the dominant contribution of organizational legitimacy (67.9%). These results extend existing organizational theories by providing contextual empirical evidence and offer practical implications for school administrators and policymakers to strategically enhance organizational effectiveness through fostering social skills and, critically, securing organizational legitimacy.
Mix Method: Analysis of the Utilization of Recommendations from Accreditation Results in Improving the Quality of Higher Education Candra, Hadi; Anwar, Khairul; Zebua, Ali Marzuki
Idarah (Jurnal Pendidikan dan Kependidikan) Vol. 8 No. 2 (2024): Idarah (Jurnal Pendidikan dan Kependidikan)
Publisher : Institut Agama Islam Negeri Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/idarah.v8i2.3333

Abstract

Accreditation is crucial for assessing higher education institution quality and holding institutions accountable to the community. However, accreditation recommendations are underutilized by the institutions. The issue may stem from educational institutions’ lack of knowledge regarding the utilization of assessment results or their failure to identify the necessity of employing such results. This research uses a mixed methods approach to analyze the utilization of accreditation recommendations at State Islamic Institute of Kerinci. This research encompasses both quantitative data collection (close-ended) and qualitative data collection (open-ended) for the purposes of integration. The research employs a data analysis technique that determines the percentage of questionnaire responses for quantitative results and analyzes qualitative data through reduction and presentation. Subsequently, both datasets were analyzed utilizing SWOT analysis. The success of accreditation recommendations at State Islamic Institute of Kerinci is evident from the 67% of respondents who support them. The analysis results demonstrate the institution's positive steps in incorporating accreditation recommendations to enhance higher education quality. This involves solid commitment from leadership and the academic community, enhancing academic career progression, and incorporating research results into teaching-learning process. However, challenges such as low trust, funding problems, and negative perceptions of programs and policies remain obstacles. Hence, recommendations were pinpointed to enhance future utilization of accreditation recommendations, focusing on internal communication, incentives, funding, program evaluation, collaboration, and overcoming challenges. These steps aim to assist State Islamic Institute of Kerinci better utilize accreditation recommendations, enhance institutional quality, and achieve higher education objectives.
Kreativitas Guru Ppkn Dalam Pembelajaran Daring Pada Masa Pandemi Covid 19 Di Sma Muhammadiyah Padang Panjang Nuraiman, Nuraiman; Tama, Syafreni Putri; Sari, Nila; Anwar, Khairul; Pertiwi, Meizi; Mesra, Romi
JUPE : Jurnal Pendidikan Mandala Vol 8, No 1 (2023): JUPE : Jurnal Pendidikan Mandala (Februari)
Publisher : Lembaga Penelitian dan Pendidikan Mandala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58258/jupe.v8i1.4873

Abstract

Tujuan dari penelitian ini untuk mengetahui bagaimana kreativitas guru dalam pembelajaran daring pada masa covid 19 pada mata pelajaran PPKN, mengidentifikasi pembelajaran daring masa pandemi Covid-19 pada mata pelajaran PPKN, mengelaborasikan bagaimana cara ,mengatasi kendala dalam pembelajaran daring masa Covid-19 pada mata pembelajaran PPKN. Metode penelitian ini ada yang penulis gunakan dalam penelitian ini adalah metode penelitian kualitatif dengan metode pengumpulan data observasi dan wawancara. Kemudian teknik analisa data yang penulis gunakan dalam penelitian ini adalah reduksi data, penyajian data, penarikan kesimpulan atau verifikasi. Hasil penelitian menunjukan kurang cakapnya guru dalam menggunakan aplikasi saat menjalakan pembelajaran.(1) Kretivitas Guru Dari hasil wawancara yang mendalam terkait kreatifitas guru ppkn dalam pembelajaran daring pada masa pandemi covid-19. Guru menggunakan handphone dan memakai dua buah applikasi yaitu whatsApp dan zoom meeting yang mudah dimengerti oleh siswa dengan menggunakan applikasi tersebut guru harus cakap menggunakannya. Sehingga menarik minat dan membangkitkan minat siswa dalam mengikuti pembelajaran daring. (2) Kendala Pembelajaran Daring Sulitnya Berdaptasi dengan Pembelajaran Daring, Proses Belajar Siswa Tidak Bisa Dilihat Langsung, Rendahnya Motivasi Siswa untuk Berpartisipasi Aktif dalam PJJ, Turunnya Interaksi Guru dan Siswa, Mahalnya Biaya Internet dan Akses ke Teknologi. (3) Solusi untuk Kendala Pembelajaran Daring, sosialisasi, pelatihan bagi guru yang gagap teknologi,memfasilitasi anak dan guru dalam pembelajaran daring
Pembinaan Apresiatif Mahasiswa PGSD Universitas Merangin dibidang Sastra Terapan tahun 2025 Yusrizal, Yusrizal; Antoni, Wiko; Anwar, Khairul; Baitullah, Baitullah; Susilawati, Susilawati; Zamdani, Zamdani
Vox Populi: Jurnal Umum Pengabdian Kepada Masyarakat Vol 2 No 2 (2025): Vox Populi: Jurnal Umum Pengabdian Kepada Masyarakat
Publisher : PT. Meja Ilmiah Publikasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70308/voxpopuli.v2i2.119

Abstract

This activity aims to provide appreciative development for students of the Primary School Teacher Education (PGSD) Study Program at Universitas Merangin in the field of applied literature in 2025. Applied literature is understood as an educational tool that integrates literary values into learning contexts and character development. Through a practical approach, the development activities are carried out by both lecturers and students. The results of the activity show that appreciative development is implemented through various activities such as literary training, educational drama, and discussions on relevant contemporary literary works. This development not only enhances students’ appreciation of literature but also encourages their ability to adapt literary works into creative and contextual learning methods. These findings affirm the importance of integrating applied literature into the PGSD curriculum to shape future teachers who are humanistic, reflective, and innovative in their teaching.
Analisis Perbedaan Kekuatan Struktur Kolom Akibat Tsunami pada Gedung Laboratoriom Dinas PUPR Kota Banda Aceh Mhd. Arief Diana; Michel Kasaf; Taufik, Taufik; Anwar, Khairul; Pitri, Deni Trianda
INSOLOGI: Jurnal Sains dan Teknologi Vol. 4 No. 3 (2025): Juni 2025
Publisher : Yayasan Literasi Sains Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55123/insologi.v4i3.5510

Abstract

The earthquake and subsequent tsunami that struck Banda Aceh at the end of 2004 caused extensive damage to various infrastructures, including the Laboratory Building of the Public Works Department of Banda Aceh City. This study aims to evaluate the variation in concrete strength between columns that were submerged during the tsunami and those that remained unaffected. A non-destructive testing (NDT) method was employed, using a Concrete Hammer Test device to assess the condition of the concrete. The testing was conducted on first-floor columns, with each column section tested 12 times at intervals of 3 cm between points. The results indicate a significant reduction in compressive strength, with the most severe decline observed in column K.6.4, where a 57% strength loss was recorded due to porous concrete conditions. The smallest reduction was found in columns K.1.9 and K.6.5, both showing a 5% decrease, while column K.1.7 exhibited no detectable deterioration. Overall, the majority of columns experienced notable degradation in structural integrity, underscoring the necessity for further comprehensive evaluations to determine the building’s continued feasibility and safety for use.
PENGARUH PEMAHAMAN BAGI HASIL DAN LOKASI TERHADAP MINAT MASYARAKAT MENJADI NASABAH BANK SYARIAH (STUDI PADA MASYARAKAT DESA PENYENGAT OLAK) Anita, Efni; Munsarida, Munsarida; anwar, khairul
MARGIN: Journal of Islamic Banking Vol 5 No 2 (2025): MARGIN JOURNAL OF ISLAMIC BANKING
Publisher : UIN Sulthan Thaha Saifuddin Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/5vyhz673

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh pemahaman bagi hasil dan lokasi terhadap minat masyarakat menjadi nasabah bank syariah di Desa Penyengat Olak, Kecamatan Jambi Luar Kota, Kabupaten Muaro Jambi. Metode yang digunakan dalam penelitian ini adalah kuantitatif dengan teknik pengumpulan data melalui kuesioner yang disebarkan kepada 100 responden. Hasil penelitian menunjukkan bahwa pemahaman bagi hasil berpengaruh positif dan signifikan terhadap minat masyarakat menjadi nasabah bank syariah, dengan nilai t hitung sebesar 6,831 dan signifikansi 0,000. Selain itu, lokasi juga berpengaruh signifikan dengan t hitung 8,441 dan signifikansi 0,000. Secara simultan, kedua variabel tersebut memiliki pengaruh yang signifikan terhadap minat masyarakat, dengan koefisien determinasi (R²) sebesar 53,6%. Temuan ini menunjukkan bahwa peningkatan pemahaman masyarakat tentang sistem bagi hasil serta aksesibilitas lokasi bank syariah dapat meningkatkan minat masyarakat untuk menggunakan layanan perbankan syariah. Penelitian ini diharapkan dapat memberikan kontribusi bagi bank syariah dalam merancang strategi pemasaran dan edukasi kepada masyarakat.
Co-Authors ', Isril A.A. Ketut Agung Cahyawan W Abdul Majir Abdullahi, Nazifi Dahiru Abdurrahman " Aca Irawan Achsan, Harry Tursulistyono Yani Adrius " Afrianti, Desra Afrilianti, Dea Af’idzatuttama, Af’idzatuttama Agian, M Jeffry Agustami Sitorus, Agustami Agustina, Yusnita Febriani Ahmad Ahmad Ahmad Badawi Saluy Ahmad Fuadi Ahmad Qusairi Aisyah, Nagita Histimuna Al Qadri, Muamar Allyana Dwi Reza Alpandari, Heny Alrizal , Alrizal Alwika, Maresha Andratama Amara, Khansa Amiruddin Siahaan Amri, Rifki Hairul Amri, Rifki Hairul Amri Ananda, Fauzi Ananda, Nelva Andrean, Rizky Andriani, Yulni Anggi Pratama Nasution Anggraini Puspita Sari Anggraini, Melani Anita, Efni Antoni, Wiko Aramana, Desi Arini, Nindya Arnitasyari, Auliya Arsyillah, Berlian Tahta Arumsari, Nurul Rizka Aryani, Eva Aryati, Aziza ASNENSI AFRIANI Asror, Muhammad Astuti, Andri Asvio, Nova Aswandari, Desi Atiyah, Atiyah Auradian Marta Az Zahra, Viorent B, Idwal Baitullah, Baitullah Bimantara, Habim Wira Candra candra Candra Wijaya, Candra Candra, Hadi Cecep Anwar Hadi Firdos Santosa Cita, ⁠⁠Insani Amelia Claudia, Yunia Dahlan Tampubolon Dahnial Syauqy Dahrul, Dahrul Damayanti , Adila Damayanti, Dhea Aulia Dari, Siti Ulan Darwis ", Darwis Dewi Sri Jayanti Dewi Suryani Diana Sari Didin Hikmah Perkasa Diding Nurdin, Diding Dinaroe Dinaroe Diswandi Nurba, Diswandi Djuned, Fauzi Muhammad Edwin Agung Wibowo, Edwin Agung Elistia, Elistia Elly Susanti Emy Khikmawati Evadianti, Siti Fadillah, Afrizal Fahlevi, Ahmad Arya Fairuzzia, Fazat Fananda, Yogi Farhana, Maulina Farida Yuliani Fathur Rohman, Fathur Fauzan, Ardhi Fauzan, Ardhi Fauzi Ahmad Muda Fibriani, Mega FIRMAN, ARHAM JUNAIDI Firmansyah - Firmansyah, Leppe Fitri , Alhusna Gusnatika Putri Habibah, Sania Hafizhoh, Syari’ah Halimah, Nida Nur HALIMATUSSAKDIAH . Hannani Harfaeni Hariandi, Rizki Haris Triono Sigit Harmi, Hendra Hartoni, Jordi Haryani Haryani Hasan, Muridha Hasibuan, Muhammad Irwansyah Hasibuan, Ridho Rahman Heliana Helmi, T.Ahmad heri awalul ilhamsah Herlina, Nia Herliza, Yeti Hersatrio, Meytasa Hery Suryadi Hidayat, Azmar hikmatuloh, hikmatuloh Hilman Nugraha, Hilman Huda, Muh. Ardika Nurul Hudhriah, Syarifah Hurriyatul Fitriyah, Hurriyatul Hutabarat, Silvy Margaret Ifa, Khoirum Rodhiatul Ilham, M. Indriani Indriani Irawati Irawati Irma Setiana Armi Iskandar Iskandar Ismail, Diauddin ismail, maskuri Jadi, Soliman Al Jailani, Novalini Jamilah Jamilah Jamrizal, Jamrizal Jayanti, Chici Juliaviani, Noratun Jumantini, Entin Juriono Juriono, Juriono Jusrianto, Jusrianto Kalingga , Qori Rizqiah H Kamid, Kamid Khairul Fahmi Khusna, Miftakhul Kris Sanjaya , Hengki Kristina, Epa Kurniawan, Dwi Agus LALA JELITA ANANDA Lestari, Anggia Ayu Letavia, Cristin Lili Suryani Lubis , Ulfa Annisa Lubis, Hasyim Fadhillah Lubis, Khairuddin Lubis, Masruroh Lubis, Zainuddin Al Arifin M Shabir M, Zaharuddin M. Nurzen, M. Nurzen Maghdalena, Emma Juwita Maharani, Ria Mahidin Mahidin Maisarah Maisarah, Maisarah Manik, Dwi Lusiana Manurung, Alberth Supriyanto Marlina, Teti Marlinda, Dwi Marwan Marwan Masnu'ah, Siti Maulana, Agung Maulida, .Shopia Wahyu Maulida, Minati Mauliza, Yundi Meditamar, Muhd. Odha Mendrofa, Eva Kristinawaty Merry, Mutia Lesda Merwanto, Yogi Gusfar Meyzi Heriyanto Mhd. Arief Diana Michel Kasaf Minggu, Desi Derius Minggu, Desi Derius Mohamad Mustajib, Mohamad Mohammad Firdaus, Mohammad Muhammad Adhe Heryanto Muhammad Aditya, Muhammad Muhammad Ali Gunawan Muhammad Anggung Manumanoso Prasetyo Muhammad Faisal Muhammad Kristiawan Muhammad Nur Muhammad Ridwan Muhammad Yasar Muhammad Yusup Muhammad, Adib Muhlizar Muhlizar Mulia, Lusi Tutur Muliati Muliati, Muliati Munawar Khalil Munawaroh, Sapiatul MUNSARIDA munsarida Muntaha, Alpian Muttaqin, Faisal Nabawi, Muhammad Nur Nafsiyah, Nafsiyah Nasution, Rafa Adhitya Dharmawangsa Nasution, Toni Neliwati Ni Putu Nita Wijayanti Nice Widiani, Nice Nila Sari Nisa, Novi Khoirun Nizlel Huda Nofriko Hendra, Nofriko Nofrizal Nofrizal Novaldo, Sandi Novalina, Sesti Novika Lestari Nur, Haspidawati Nuraiman, Nuraiman Nurhabibi Nurhasanah, Ade Nurhikmah Nurhikmah Nurjannah Nurjannah Nurul Wahidah Pakpahan, Marisi Panjaitan, Firza Novita Parubang, Daniel Pebriani, Yospin Pertiwi, Meizi Piliang, Fauzan Pitri, Deni Trianda Poornawan, Defichril Hidah Poppy Amalia Prabandari, Ririn Dwi Pramana, Yoddis Pramudya, Muhammad Angga Prasetyo, Adirasa Hadi Pratama, Fery Putra Pratama, Ilham Okta Pratama, Rediansyah Purba, Dhea Aulia Malem Putra, Eko Ananda Putri, Anisa Meilani Putri, Jihan Hidayah Putri, Marinda Alfiani Putri, Syafreni Tama Putri, Zella Sabina Rahmah Yati Fitri Rahmat Kamal Rahmatia, Sitti Ratna Dewi Raida Agustina Ramadhani, Ardelia Ramadhani, Tiara Suci Ramadi Ramadi, Ramadi Rambe, Anggi Afina Ramli, Ichwana Rereantina Gempita Ayudya Restalia, Winda Rizanto, Ronariyan Ilsyah RIZKY CHAIRU RAMADHAN Rohmah, Indah Nur Romi Mesra Rosmala Dewi Rozi Anti, Afidah Rudianto Rudianto Saiful Akhyar Lubis Sakinah, Huliqa SALLY LIJAH KHAIRINA Salsabilah, Sholyha Saputera, Ade Ariandi Saputra, M. Zaldiaz Saputri, Dinda Dwi Sari, Azzahra Elvina Sari, Rani Puspita Sarni Sarni Satria, Said Yasser SAUT PURBA Selfia, Zela Selvi Maharani, Mega Septi, Sabila Eka Sesdia Angela Setiawati, Helis Ira Setiawati, Siti Rohmah Setiono, Muhammad Fahri Shafura, Shafura Shintarani Berkahti Siswoyo, Mardi Siti Hafsah Siti Hajar Siti Sahara Sofnidar - Solihah, Siti Darma Mar'atus Sri Rahayu Suaidi, Pan Sudarmi, Raudhatul Aulianatia Suharbillah, Muhamad Suharijanto, Suharijanto Sukadi, Selvia Gita Sukarman Purba Sukmadewi, Baiq Syafira Audia Sukmana, Sapta Sumanata, Lalu Ridhayan Suroyo Suroyo Suryati Suryati Susilawati, Susilawati Susminingsih Sutrisno, Sutrisno Syafira, Salsabila Syaiful Anwar Tama, Syafreni Putri Tangguh Prakoso Taufik Taufik Taufiqurrahman Taufiqurrahman Tengku Rajib Huda, Tengku Rajib TRIANI, ELZA Ubaidillah Ubaidillah Utami, Putri Agus Utomo, Almaida Dwi Veronica Krestiani, Veronica Viani, Ite Vina Agustina, Vina Vita Sarasi Wahyudi, Adong Wahyuni, Herpita Wahyuningsih, Inka Wati Nilamsari, Wati Wati, Retno Ambar Wati, Sartika Wawan Kurniawan Widyawati Winahyu, Fauziyya Puji Wisda, Rini Syevyelni Wisuda, Nova Laili Yakup, Ahmad Yohanes Yohanes Yulita, Ona Yumarni, Asmara Yupidus, Yupidus Yusmawati Yusmawati Yusrizal Yusrizal Yusro, Laila Yusro, Siti Laila Zafa S, Habibullah Akhul Zalfa, Nadhira Zalianti, Maridsha zamdani, zamdani Zebua, Ali Marzuki Zelvia Liska Afriani Zulkarnain Zulkarnain