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Khoirul Umam

Universitas Darussalam Gontor

Author-ID : 464862

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AN EMPIRICAL STUDY ON THE INFLUENCE OF ISLAMIC VALUES ON MONEY DEMAND (Case Study: University of Darussalam, Gontor and Mantingan Campus) Muhammad Fahmi Jauharuddin Rimas Sude; Khoirul Umam
Journal of Islamic Economics and Philanthropy Vol. 1 No. 2 (2018): November
Publisher : Universitas Darussalam Gontor

Pemikiran Chapra mengenai permintaan uang mengandung nilai-nilai Islam. Penelitian mengenai nilai sosial telah dibahas oleh beberapa peneliti seperti Ebrinda dan Sri Wahyuni, akan tetapi kedua penelitian tersebut masih dalam berbentuk makro, dan hasil yang diperoleh dalam penelitian Ebrinda belum menujukan pengaruh yang signifikan terhadap permintaan uang Islam di Indonesia dan terbatas pada nilai-nilai sosial, sedangkan hasil penelitian Sri Wahyuni belum menunjukan pengaruh yang signifikan dalam jangka pendek dan signifikan dalam jangka Panjang. Dari sini peneliti mencoba untuk meneliti secara mikro pengaruh nilai-nilai Islam terhadap permintaan uang di Universitas Darussalam Gontor, selain dengan sistem pesantrennya juga memiliki nilai-nilai Islam yang tinggi. Tujuan dari penelitian ini adalah untuk mengetahui pengaruh nilai-nilai Islam terhadap permintaan uang secara mikro. Jenis penelitian ini adalah penelitian kuantitatif. Untuk mengumpulkan data, penulis menggunakan metode angket. Kemudian data-data tersebut dianalisa dengan metode regresi linier berganda. Hasil penelitian ini menunjukan bahwa nilai-nilai Islam belum berpengaruh terhadap permintaan uang. Hal ini terbukti dengan nilai signifikansi masih diatas 0,05. Nilai signifikansi kebutuhan pokok sebesar 0,4, nilai sosial 0,7, perilaku berlebihan 0,3 dan tabungan 0,3. Sedangkan variabel yang berpengaruh diantaranya adalah pendapatan dengan nilai signifikansi 0,00, investasi 0,00 dan rencana investasi 0,04.

DETERMINANT PROFITABILITY OF SHARIA BANK BASED ON MACROECONOMIC VARIABLES Farhan Aldi Khunaifi; Khoirul Umam
Journal of Islamic Economics and Philanthropy Vol. 1 No. 3 (2019): February
Publisher : Universitas Darussalam Gontor

Dalam sistem perbankan ganda, bank syariah harus kompetitif. Salah satu kunci untuk bertahan dalam ekonomi global ini adalah profitabilitas. Tujuan dari penelitian ini adalah untuk mengetahui pengaruh variabel makroekonomi terhadap profitabilitas bank syariah di Indonesia dan untuk mengetahui jumlah banyaknya kontribusi yang diberikan variabel makroekonomi terhadap profitabilitas bank syariah di Indonesia. Data yang digunakan merupakan data sekunder bulanan bank umum syariah di Indonesia yang diambil dari periode Januari 2012 sampai dengan Desember 2017 serta data variabel makroekonomi seperti inflasi, nilai tukar, jumlah uang beredar, dan suku bunga yang dikutip dari beberapa sumber. Jenis penelitian ini merupakan penelitian kuantitatif yaitu pendekatan non-struktural yang menggambarkan hubungan saling ketergantungan antar variabel time series sehingga metode yang digunakan yaitu metode Vector Autoregression (VAR) dan Vector Error Correction Model (VECM). Hasil dari penelitian menunjukkan bahwa nilai tukar, jumlah uang beredar, dan inflasi mempengaruhi ROA. Sedangkan suku bunga tidak mempengaruhi ROA. Penelitian ini juga menunjukkan suku bunga, jumlah uang beredar dan inflasi mempengaruhi ROE. Masing-masing variabel makroekonomi memberikan kontribusi untuk mempengaruhi ROA sebesar jumlah uang beredar 9.15%, inflasi 1.94%, suku bunga 0.84%, 0.81%. Sedangkan variabel makroekonomi memberikan kontribusi untuk mempengaruhi ROE sebesar suku bunga 1.49%, jumlah uang beredar 1.12%, nilai tukar 0.78%, inflasi 0.04%. Secara keseluruhan, variabel makroekonomi tersebut hanya memiliki kontribusi yang sangat kecil terhadap profitabilitias ROE bank syariah di Indonesia

SOURCE OF PROCYCLICALITY IN DUAL BANKING SYSTEM: THE CASE OF INDONESIA Naahilah Hunafaa’ Al-Qudsy; Khoirul Umam
Journal of Islamic Economics and Philanthropy Vol. 2 No. 4 (2020): May
Publisher : Universitas Darussalam Gontor

The global crisis in 2008 is driven by the credit bubble until leaves the impact of economy and financial sector in many countries, including Indonesia. The behaviour of banks in excessive lending is referred to procyclicality. If loans are not balanced with the needs of the economy, it will lead to imbalances in economic growth that could lead to a financial crisis. Theoretically, Islamic banking does not cause credit bubble because it is more allocate the financing to the real sector of economy. The purposes of this research are to know whether the level of procyclicality of conventional and Islamic banking in Indonesia, and to know the determinant of procyclicality of conventional and Islamic banking in Indonesia. The researcher uses a quantitative approach. This study uses time series data, which begin monthly from the year 2013M01 - 2017M12. The data is taken from the Economic and Financial Statistics Indonesia (SEKI-Bank Indonesia), the Central Statistics Agency (BPS), and the Financial Services Authority (OJK). The method of analyzing data is Vector Auto-regression (VAR) and Vector Error Correction Model (VECM). The results of this study indicate that conventional banking behave on procyclicality. On the contrary, Islamic banking does not behave procyclicality. The determinant of procyclicality on conventional banking in short-term is the Total Credit (CRE), and also in long term is the Total Credit (CRE). Then the determinant of procyclicality on Islamic banking in short-term is the Total Financing (FIN), while in long term is the Sharia of Bank Indonesia Certificates (SBIS).

Umer Chapra's Critique of The Western Concept of Welfare State Khoirul Umam; Achmad Jalaludin
Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam Vol. 11 No. 2 (2023): Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam
Publisher : Prodi Ekonomi Syariah STAI Al-Azhar Menganti Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37812/aliqtishod.v11i2.985

This study aims to dissect Chapra's critique of the Western concept of welfare state, and his thoughts on welfare state in Islam in order to solve the problem of impasse in the thinking of modern economists. This research provides enlightenment on how the concept of the welfare state is actually in Islam through the idea of Umer Chapra. The relevance of his thoughts is juxtaposed with the current state of the Indonesian state. This research is expected to be a strong reference for academics and practitioners in addressing the concept of the welfare state. The method in this study uses a qualitative approach with a library research model. Data is obtained from various sources, such as Umer Chapra's master book in the discussion of welfare states, journals, or news info from newspapers. The results of the study show that Umer Chapra's criticism is very comprehensive. Chapra focused in his mind on the Islamic worldview, economic strategy, and welfare state goals. Islamic values are instilled in the strategy of regulating the country's economy. As for its relevance to the state of Indonesia, the results of the analysis show that Chapra's criticism of the welfare state and his thoughts are still relevant to the current state of Indonesia.

Can Waqf be a Solution to Answer The Challenges of Globalization? Khoirul Umam; Syamsuri Syamsuri; Moch Imron Isro'i
Ijtimā iyya Journal of Muslim Society Research Vol. 6 No. 2 (2021)
Publisher : Postgraduate, State Islamic University Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ijtimaiyya.v6i2.6036

This study aims to analyze the opportunities of waqf in facing the challenges of globalization such as economic challenges that affect the level of inequality and high poverty, the challenges of education globalization that affect secondary school dropout rates. and the challenges of environmental globalization that affect the exploitation of land conversion. industry to the point of causing environmental damage. The results of this study indicate that waqf can be a solution in responding to the challenges of economic globalization by using waqf for social security programs, or a profitable investment for poverty eradication programs. And the solution to the globalization of education is to use waqf funds to support the operations of educational institutions, as well as provide facilities and scholarships for students so that they can continue to experience education without being burdened with costs. And finally, the solution in responding to the challenges of globalization is to make the status of land as a waqf so that it is not easily converted into industrial land that causes climate damage.

Curriculum Design of Master Program on Islamic Economics in Indonesian, Pakistan, Turkish, and Malaysian Universities Hamid Fahmy Zarkasyi; Setiawan bin Lahuri; Khoirul Umam; Eko Nur Cahyo
TSAQAFAH Vol. 12 No. 1 (2016): Islamic Economics
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/tsaqafah.v12i1.368

This research is aimed at finding the curriculum design of Islamic economic, especially on its epistemological basis, its method of integration and its method of teaching. The object of research is postgraduate program at universities that offer the degree of Islamic Economic. The universities that will be researched represent four outstanding countries that have serious concern on Islamic economic studies. Those universities are International Islamic University Islamabad Pakistan, Istanbul Sabahattin Zaim University, International Islamic University of Malaysia and four Universities of Indonesia i.e. Islamic State University Sunan Kalijaga Yogyakarta, Islamic State University Sunan Ampel, University of Airlangga, and STIE Tazkia. The data will be collected through documentary and interview method. To analyze the data the researchers employs descriptive, compare and contrast, and synthesis method. The curriculum design that includes the vision and mission where epistimological aspects are clearly stated, in most of Islamic economics departments. However, not all departments that state explicity their vision and mission and objective clearly have clear statement on the integration of conventional and Islamic economics. Islamic State University Sunan Kalijaga Yogyakarta, Islamic State University Sunan Ampel, University of Airlangga, STIE Tazkia, and Istanbul Sabbahatain Zaim do not state clearly the vision and mission in relation the program of integration and Islamization. So the epistimological aspect is not taken into serious consideration as the vision and mission of the program. The Universities that clearly state the integration and Islamization are Islamic Science University of Malaysia, International Islamic University of Islamabad, and International Islamic University of Malaysia.

Toward Digital Islamic Finance Technology by Blockchain Sandiko Yudho Anggoro; Khoirul Umam
Proceedings of Femfest International Conference on Economics, Management, and Business Vol. 1 (2023): Proceedings of Femfest International Conference on Economics, Management, and Busines
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar

Fintech has made new achievements with IoT by developing web 3.0. This was clarified by the rise of blockchain and bitcoin in 2009, as well as the emergence of digital art assets and the procedures for transacting. However, blockchain technology's advantages that bring are weaknesses at the same time, because it creates a quandary in the established digital financial order. In this case, digital Islamic finance which is still a start-up when compared to the capitalist makes it a dilemma, how to respond to the transformations and developments of this digital financial system. For this reason, this research tries to examine and offer a blockchain-based digital economic system. This study uses an in-depth interview method with several experts and uses a bibliometric approach to achieve it. The findings from this study performance the accountability of coins as currency has a balance of positive legal ethics transparency and the probability of prohibition in digital financial transactional. Furthermore, based on accountability and transparency the blockchain system can be a solution to some weaknesses in digital finance. The main idea of blockchain technology is a ledger that functions to record, confirm, and transfer data flawlessly.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37812/aliqtishod.v11i2.985

Islamisasi Konsep Sustainable Development Goals 2 : Zero Hunger Khoirul Umam; Labibah Dian Umami; Nabila Roghba Sa’adati
Innovative: Journal Of Social Science Research Vol. 3 No. 5 (2023): Innovative: Journal of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v3i5.6187

Islamisasi biasanya didefinisikan sebagai proses Islamisasi dalam hal iman, keyakinan atau pandangan dunia dan dengan demikian diterapkan pada manusia. Di sisi lain, pada tahun 2012 konsepsi SDGs muncul pada konferensi yang dijadwalkan oleh PBB di Rio de Jainero. Namun, agenda ini dirumuskan setelah kerusakan dan kehancuran yang dilakukan oleh Barat sendiri karena filosofi sekularisme, kapitalisme, komunisme dan sebagainya. Untuk itu, dalam tulisan ini, penulis ingin mencoba menganalisis terlebih dahulu konsep SDGs yang telah dicanangkan menjadi agenda dunia, khususnya dalam hal ini poin 2 tentang SDGs yaitu, Zero-Hunger. Selanjutnya, penulis akan melakukan tahapan Islamisasi konsep dimulai dengan de-westernisasi, integrasi dan Islamisasi. Hasilnya akan diwujudkan dengan pandangan yang sesuai dengan syariat Islam dan penerapan lima aspek, yaitu zakat, sedekah, pertanian yang bertanggung jawab, fair trade dan bisnis, serta tidak adanya israf dan tabdzir.

Islamisasi Teori Konsumsi: Fenomena Perilaku Konsumtif Muslim Indonesia Khoirul Umam; Nurmalasari Mulia Putri
Innovative: Journal Of Social Science Research Vol. 3 No. 6 (2023): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v3i6.6717

Perkembangan teknologi yang mengalami kemajuan yang cukup pesat di era digital ini membawa dampak terhadap perilaku konsumsi masyarakat Muslim. Selain itu faktor budaya Barat juga turut serta memperngaruhi perubahan perilaku konsumsi Muslim yang dipengaruhi gaya hidup hedonis. Sistem ekonomi kapitalis tidak sesuai dengan ajaran Islam. Maka dari itu, sangat diperlukan memasukan nilai-nilai Islam dalam teori konsumsi untuk membebaskan masyarakat dari doktrin sekuler dan sifat materialistis yang sudah merajalela di tiap diri individu pada zaman sekarang. Islamisasi ilmu ekonomi dalam teori konsumsi hadir sebagai pembawa solusi agar masyarakat Muslim selalu memperhatikan perilakunya agar sesuai dengan nilai-nilai Islam. Metodologi dari penelitian ini menggunakan penelitian kualitatif dengan kajian kepustakaan menggunakan pendekatan konseptual. Adapun hasil dari penelitian ini adalah bahwa dalam Islamisasi, Islam menawarkan konsep maslahah yang berkaitan dengan perilaku konsumsi dengan memerhatikan seifat modernity (di tengah-tengah) dan sesuai berdasarkan etika konsumsi Islam.

Co-Authors 'Abidah, Arum Nur Abdul Ghafar Ismail Abdul Ghafar Ismail Abdul Ghofar Abdul Ghofur Abdullah Chamber Abdurrahman , Hujjatul Islam Musthafa Abidin, Muhammad Abidin, Muhammad Zaenal Abriel Ainani Musyafa Absa, Rafif Yuliza Achadi, Muh. Wasith Achmad Jalaludin Achmad Michael Adi Putra Achmad Noerkhaerin Putra ACHMAD RIFAI Achmad Tohirin Adamu Abubakar Muhammad Adi Gunawan, Adi Adryan Risady Afidatur Rizqiyah Afifah Ahmad, Rusyda Afife Rahma Ahsanti Aghnia Dian Lestari Agus Zainal Arifin Ahmad Afgani Ahmad Farial Wahib H Ahmad Fauzi Ahmad Ghufron Ahmad Havid Jakiyudin Ahmad Lukman Nugraha Ahmad Ta'rifin Ahmad, Rusyda Afifah Akhmad Affandi Mahfudz Al Faqih, Muhammad Fahmi Al Hadad, Muhammad Haqi Al Hammaam, Hudzaif Al Maskuri, M. Mava Saputra Alawi, Moh. Alfayed, Dody Alfian Fatahillah, Izet Alfiansyah Topandi Harahap Ali Trigiyatno Aliyah Aqsowiyah Amilia Yuni Damayanti Andi Eko Wiyono, Andi Eko Andika Adinanda Siswoyo ANFAUL UMAM, HABLIY BRILLIAN Anggi Hadi Pratama Anissa, Kholifah ANSHORI, SHOLIHUL Aqila, Hafizh Ardhani, Yana Areta Widya Kusumadewi Arie Rachmat Sunjoto Arief Maulana Arief Rahmawan Arif, Suyoto Ariga Bahrodin Ariga Bahrodin Arini, Aida Aris Kusnadi, Aris Aruni Mafaza, Syofi Asep Maulana, Asep Asriana Kibtiyah Asriana kibtiyah Asy’ari, Muhammad Atari Diance Atho'illah, Yunan Atika Rukminastiti Masrifah Atmojo, Ahmad Muslih Aulia, M. Rezza Nuril Auliyaaurohmah, Auliyaaurohmah Aullia, Mochammad Rizqi Ayu Puspitasari, Ayu Azis, Muhammad Gymnastiar Azizah Nur Sabrina Azza Nurul Ainiyah Bambang Setyo Utomo Bilqisa, Yayang Catur Rohman Kusmayadi, Rudy Chindy Chintya Cahya Chindy Chintya Cahya Choir, Muhammad Iqbal Chusnudhin, Rehan Muchammad Fadli Deby Ardiansyah Dedy Ansari Harahap Devid Frastiawan Amir Sup Devit Suwardiyanto Dewi, Rifkah Dhika Amalia Kurniawan Dhila Wulandari, Vindha Dhini Novely Saputri Dhiyarifki Muhtaromi Diana Purwitasari Didik Prayogi Dimyati Ayatullah Dinamella Wahjuningrum Dita Amanah Ditya Cahyanti, Lutfi Ditya Cahyanti, Lutfy EDI SAPUTRA Ega Praditya Tama Putra Egi Satria Eko Nur Cahyo Eko Wiyono, Andi Eldrick Rifaldo Endi Sailul Haq Endin Mujahidin Eti Hadiati Evie, Salma Fadilatur Rohmah, Leni Fadilla, Witri Nur Fadillah, Muhammad Daffa Fahmy Zarkasyi, Hamid Fajri, Mohammad Zen Nasrudin Farhan Aldi Khunaifi Farizqi Panduardi Faruk Alfiyan Fatahna Fathan Mubina Fathurrohman, Robby Fatwa Sari Tetra Dewi Faudzi, Azwar Fauzi, Daniel Rian Fauzia, Viramashita Ellena Febriana, Irma Dwi Febrianti Setya N, Adelina Fery Nur Hidayat Fika Khabibati Fitriana, Defi Fuad Mas’ud Galang Dani Prasetyo Galtar, Diana Ghafuro, Achmad Hamdan Gulpi Qorik Oktagalu Pratamasunu Hadi Supriyo Hafas, Imam Hakim, Muhamad Arief Al Hamid Fahmy Zarkasyi Handaru, Wuri Cahya Hanifuddin Haris Danial Harjito - harris, jaudat iqbal Hartomi Maulana Hartono, Zhidan Fahrus Yas Hasan, Moch. Sya'roni Hasbi, Noval Hayamansyah, Didi Helena Sitorus, Helena Hermawati, Ratna Herwis Gultom Heryanti, Febrina Hesti Maharani Dwi Rahayu Hidayat, Alfin Hidayat, Hasannudin Hidayat, Muhammad Sofian Hilmy, Muhammad Humaidi, Achmad Husna Mauidhoh Husni, Indra Sholeh Husnul Khotimah Ibnu Yaqzan Qurany Idawati, Khoirotul Ikhsan Gunadi Ilahiyah, Iva Imam Kamaluddin Imam Kamaluddin Imron Arifin Imron Mawardi Indira Maharani Hidayat Indira Nuansa Ratri Indriyani , Maulida Insiyah, Qorinatul Irawan Supriyadi Irzal Effendi Isa, Annas Muhammad Isma Aulia Roslan Isnaini, Fikri Latifatul Isputri1, Anis Isti Muchlisianah Izzatullah, Faiz Jafar Shodiq Jafar, Abdul Jaka Oktavian Jaka Sriyana Jakiyudin, Ahmad Havid Janan, Mumtaz Jinanul Jasminto Jawo, Muhammed Jumail, Jumail Jumari Kamil, Jubron Muflih kandi Kartika Sulistioningrum Katmini Kholifatul Putri, Siti Nur Kumala, Akhsinatul Kurniawan, Wakhid Kusuma Putri, Tiara Dwi Kusuma, Sidiq Tri Labibah Dian Umami Labieb, Faaza Lailatur Rohmah Lambang Probo Sumirat, Lambang Probo Larasati, Wahyu Kartika Lathiif Chandra Septian Leon Andretti Abdillah Lila Prisilia Putri Linda Ika Mayasari, Linda Ika Lita, Lita Lucky Adha Febrian Lukman Hakim Lukman Hakim Lutfi Hakim Lutfi Hakim M. Khoiru Rusydi Machfud Sidik, Machfud Machfud, Syafrina Maesa, Sulton Maharani Hidayat, Indira Maharani, Cevira Dewi Maisaroh Aribah, Shafira Mardhi Utami, Nur’aini Maritta Dewi Arista Marlina, Yuli Marlina, yuli Marsa Suci Nurmalasari Masduki Ahmad Masum, Hadiansyah Maya Komariah Meitria Cahyani Miftahul Huda Moch Imron Isro'i Moch Imron Isro'i Moh. Sidik Priadana Mohamad Dimyati Ayatullah Mohamad Solahudin Mohammad Ali Ramadhan Mohammad Aliyan Ashadi Mohammad Solihin Mufti Afif Muhammad Agus Waskito Muhammad Fahmi Jauharuddin Rimas Sude Muhammad Fahmi Jauharuddin Rimas Sude Muhammad Faisal Riza Muhammad Haidar Muhammad Halimul Umam Muhammad Imam Mahdi Z Muhammad Mahdi, Muhammad Muhammad, Adamu Abu Bakar Muji Gunarto Mulyono Jamal Munir, Muhammad Hadi Wijaya Muzaki, Rofi Naahilah Hunafaa’ Al-Qudsy Nabila Roghba Sa’adati Nadiah Sabrina Himam Nadiv Ahmad Nafi'ah, Rahmawati Nafi’a, Insania Najul Ghalib Ngasbun Egar Nina Fitria Nuansa Ratri, Indira Nugroho, Didin Dwi Nur Faizah Nur Fauziah Ramadhani Nur Ihsan nur khanan, muhammad nur khanan Nur Sodik, Nur Nurbaya Ambo, Sitti Nurfattah, Arizqiya Nuril Faizza, Dian Fitria Nuril Rohmawati Nurmalasari Mulia Putri Nurul Setianingrum Nurvalentini, Dewi Nurvelly Rosanti, Nurvelly Nur’aini Mardhi Utami Oktavianos, Vandeber Palupi, Tri Nathalia Pangestu, Prasetyo Aji Pradana, Moh. Iqbal Arif Praja, Dewangga Wahyu Pramudita, Shinta Prasetyo, Junaedi Adi Prastyo, Danang Pratama, Bagus Galang Pratama, Fadhil Irvan Pujowati, Penny Purnama, Zulfah Rizka Purwanto Purwanto Puspaningrum, Mita Putri Jesica, Sekar Ananta Putri, Andini Nabela Putri, Lila Prisilia Putri, Safira Tsani Amelya Putridiyanti, Fita R Hendra Winarsa Radhiyatun Nisak Raharjo, Rahmawati Rahayu, Titis Esti Rahmalinda, Rahmalinda Rahmani, Nabilla Rahmat Sagara Rahmawati Gunawan, Alfiana Rahmwati Raharjo Raihan, Muhammaf Rakhmad Agung Hidayatullah Ramadaniyanti, Dewi Putri Ramadhan, Excel Abu Ramadhan, Mohammad Ali Ramadhan, Naufal Azmi Ramadhani Putra, Ivan Ramadhani, Nur Rambe, Warhi Pandapotan Ratih Winarsih Ratnasari, Avina Dwi Ridlwan, Burhanuddin Rini Puji Astuti Rini, Eka Mistiko Rio Adriana Risti Agasi, Viola Rivai Syukur Ramadhan Rochimah, Heni Rochma Aulia Supandi Rodliyatuz Zahroh Rofiq, Wulida Rohmawati, Nuril Rokhani Hasbullah Roslan, Isma Aulia Royyan Ramdhani Djayusman Rozaqi, Muhammad Lutfi RR. Ella Evrita Hestiandari Rugaiyah Ruth Ema Febrita Sandiko Yudho Anggoro Saputra, Handika Sari, Dila Puspita Savier Nayaka Gunawardana Septiana, Dimas Setiaji, Izzuddien Setiawan, Adib Rifqi Setiawan, Johan Shavika Miranti Shinta Pramudita Silva Fauziyah Nadawi Siregar, Denny Siska Aprilia Hardiyanti Siti Khumayah Siti Rofiah Siwi Hanayanti, Citra Slamet Kacung, Slamet Sri Murwanti St. Maryam, St. Suardinata, I Wayan Subiyantoro, Heru Suci Nurmalasari, Marsa Sukmawati, Yogi Sulaeman, Maryam Sulaeman, Maryam Sulaiman, Alfarobi Ahmad Suminto, Ahmad Suparti, Tety Supratno, Haris Suprianik Supriyanto Praptodiyono Susylowati, Susylowati Suwardiyanto, Devit Suyoto Arief Syah, Aditya Lukman Syah, Maulana Fuadi Syahrinda, Zakiki Syamsuddin SYAMSURI Syamsuri Syamsuri Syamsuri Syifa Urrosyidin, Mohammad Syofi Aruni Mafaza Tamam, Abas Mansur Tamara Putri, Cynthia Taufiq Abdullah, Taufiq Tegas Bijaksana Tiara Dwi Kusuma Putri Tika Puspita Oktavianingrum Timur, Fauzia Gustarina Cempaka Tohirin, Achmad Tri Maryono Rusadi Ulfa Sholihannisa, Lulu Ulil Amri Syafri Ummah, Aslikhatul Ummah, Nasihatul Ummi Lailia Maghfiroh Urrosyidin, Mohammad Syifa Usman , Jamiludin Usman, Jamiludin Usmanul Khakim Utomo, Agus Priyo Veby Septya Margareta Veronica Krestiani, Veronica Vika Rahmadhani, Yusriyyah Vina Fithriana Wibisono Vindha Dhila Wulandari Viola Risti Agasi Wahyono, Sapto Wahyuda, Aditya Muhammad Daekan Wasahua, Olos Wibowo, Galih Hendra Wildan Hakim, Wildan Wincoko Putro, Fidi Wiriadi Sutrisno Wydyanto Yaqqin, Aynul Yodi Aswanto Yudi Astuti, Rahma Yulizar Djamaluddin Sanrego, Yulizar Djamaluddin Yusriyyah Vika Rahmadhani Yusuf Ahmed Muaz Zahro’, Khurun’in Zanjabil, Fattaky Zuhdi, Achmad Zuhroh, Ainun Amalia Zulfa

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