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SUMIYATI SUMIYATI
Department Of Accounting, Politeknik Negeri Bandung, Bandung, Indonesia
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PRAKTIK ASURANSI DENGAN SISTEM MULTI LEVEL MARKETING BERDASARKAN UNDANG-UNDANG NOMOR 40 TAHUN 2014 TENTANG PERASURANSIAN Sumiyati, Sumiyati
Jurnal Bina Mulia Hukum Vol 1, No 2 (2017): Jurnal Bina Mulia Hukum
Publisher : Fakultas Hukum Universitas Padjadjaran

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (282.471 KB)

Abstract

AbstrakPerusahaan asuransi adalah perusahaan yang bergerak menjual produk berupa jasa pengalihan risiko dari pihak tertanggung kepada pihak penanggung melalui agen asuransi sebagaimana diatur dalam perundang-undangan. Untuk menghadapi persaingan di industri perasuransian yang semakin pesat dewasa ini, maka berbagai cara dipergunakan untuk meningkatkan keuntungan perusahaan. Multi Level Marketing (MLM) merupakan salah satu dari berbagai cara yang dapat dipilih oleh sebuah perusahaan (produsen) untuk memasarkan produknya melalui pengembangan armada pemasar/penjual langsung secara mandiri (independent), tanpa campur tangan perusahaan. Permasalahan utamanya adalah apakah suatu perusahaan asuransi dapat menggunakan sistem MLM yang menggunakan pola pemasaran dengan cara mengembangkan armada pemasar/Agen Asuransi langsung secara mandiri tanpa turut campur tangan perusahaan. Penelitian ini menggunakan metode normatif melalui studi pustaka kemudian data yang diperoleh dianalisis secara deskriptif, diketahui bahwa praktik asuransi dengan sistem MLM berdasarkan Undang-Undang Nomor 40 Tahun 2014 Tentang Perasuransian secara eksplisit tidak dilarang, akan tetapi bila ditinjau secara menyeluruh dari berbagai aspek hukum yang terkait, maka praktik asuransi dengan sistem MLM memiliki risiko terjadinya pelanggaran perjanjian oleh pihak agen asuransi maupun pihak perusahaan asuransi kepada pihak tertanggung/pemegang polis. Walaupun hal tersebut dapat diminimalisir dengan adanya undang-undang perlindungan konsumen yang mewajibkan pihak penanggung/perusahaan asuransi dan agen asuransi sebagai pihak pelaku usaha agar berhati-hati.Kata kunci: asuransi, MLM, perusahaan AbstractThe insurance company is a company engaged to sell the product in the form of services the transfer of risk from the insured to the insurer through an insurance agent as set forth in the legislation. To face competition in the insurance industry is rapidly increasing nowadays, the different ways used to increase the company’s profits. Multi Level Marketing (MLM) is one of the many ways that can be selected by a company (manufacturer) to market its products through the development of a fleet of marketers/sellers directly autonomously (independent), without the intervention of the company. The main issues are whether an insurance company can use MLM system that uses the pattern of marketing by developing a fleet marketers/independent insurance agent directly without intervening companies.From this research which uses normative legal materials and used as a descriptive method of data analysis, it is known that the practice of insurance with MLM system based on Law Number 40 Year 2014 About Insurance is not explicitly prohibited, but when viewed as a whole on the various aspects related laws, then the cult of insurance with MLM system is at risk for violations of the agreement by the insurance agent or insurance company to the insured/policyholder. Although this can be mitigated by consumer protection laws that require the insurer/insurance companies and insurance agents as the businesses to be cautious.Keywords: corporate, insurance, MLMDOI :  https://doi.org/10.23920/jbmh.v1n2.19 
Database Paket Kontraktual Berbasis Web Sumiyati, Sumiyati; Nawangsasi, Yuli; Gustirani, Indri
JURNAL PENDIDIKAN AKUNTANSI & KEUANGAN Vol 6, No 2 (2018): JURNAL PENDIDIKAN AKUNTANSI DAN KEUANGAN 2018
Publisher : Universitas Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/jpak.v6i2.16246

Abstract

AbstractThe monitoring system carried out at Unit X still uses Microsoft Excel, making it less effective and frequent errors. Monitoring records have not been able to provide a warning when contractual deadlines and supplier data have not been properly recorded. So a database application is needed that can help the finance department in monitoring the contractual package. This study uses the Research and Development method. The system development method used is the Waterfall method which through several stages including Analysis, Design, Encoding, Testing, implementation and maintenance. Development of this application using the PHP and MySQL program. The results of this study indicate that the monitoring procedures that have been done manually are not optimal. The design of the contractual package database application is expected to be able to overcome the obstacles encountered before and minimize human error. The application of this application is able to facilitate the financial section in monitoring contractual packages and producing new products that are declared effective and feasible to use. Keyword : Contractual Database, Web. AbstrakSistem monitoring yang dilakukan pada Satker X masih menggunakan Microsoft Excel sehingga kurang efektif dan sering terjadi kesalahan. Pencatatan monitoring belum bisa memberikan warning ketika paket kontraktual deadline dan data – data supplier belum terekam dengan baik. Sehingga dibutuhkan aplikasi database yang dapat membantu bagian keuangan dalam memonitoring paket kotraktual. Penelitian ini menggunakan metode Research and Development. Metode pengembangan sistem yang digunakan adalah metode Waterfall yang melalui beberapa tahap diantaranya Analisis, Desain, Pengodean, Pengujian, implementasi dan pemeliharaan. Pembangunan aplikasi ini  menggunakan Program PHP dan MySQL. Hasil penelitian ini menunjukkan bahwa prosedur monitoring yang telah dilakukan secara manual kurang maksimal. Perancangan aplikasi database paket kontraktual ini diharapkan mampu mengatasi kendala yang ditemui sebelumnya dan meminimalisir human error. Penerapan aplikasi ini mampu memudahkan bagian keuangan dalam monitoring paket kontraktual dan menghasilkan produk baru yang dinyatakan efektif dan layak digunakan. Kata Kunci: Database Paket Kontraktual, Web.
Pengaruh Pelatihan dan Disiplin Kerja terhadap Prestasi Kerja Karyawan Allail, Rifal; Sumiyati, Sumiyati; Purnama, Ridwan
Strategic : Jurnal Pendidikan Manajemen Bisnis Vol 17, No 1 (2017): Strategic
Publisher : Universitas Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/strategic.v17i1.17534

Abstract

The purpose of this study was to determine how much influence the training on work performance, work discipline on work performance and training and work discipline on employee work performance The type of research used was descriptive, verification, with a total sample of 80 employees. The data analysis technique used is path analysis The findings from the research on hypothesis testing can be seen that training and work discipline have a positive influence / large category on employee work performance. The originality of this research is the difference found in the object of research, the period of research, the measurement tools and the results of the study.
Dampak Komunikasi Organisasi dan Stres Kerja terhadap Kinerja Karyawan Rinaldi, R; Tarmedi, Eded; Sumiyati, Sumiyati
Strategic : Jurnal Pendidikan Manajemen Bisnis Vol 18, No 2 (2018): Strategic
Publisher : Universitas Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/strategic.v18i2.17591

Abstract

The purpose of this paper is to understand organizational communication and work stress on employee performance. The method used is an explanatory survey, and a population of 32 respondents. The analysis technique used is multiple linear regression processed using SPSS 16.0, the questionnaire is used as a research instrument to collect data from respondents. Important employee performance by organizational communication but not significant and employee performance interests by positive and significant. Organizational communication and work stress are used to improve employee performance. This study was used to describe the influence of organizational communication, work stress on the performance of employees in production employees of PT. Indolakto. The object that becomes the unit of analysis in this study is employees of PT. Indolakto Jakarta. The independent variables in this study are organizational communication and work stress, and the dependent variable is employee performance
Lingkungan Kerja Sosial Dan Pengembangan Karir Sebagai Pengaruh Kepuasan Kerja Karyawan Maharani, Nadia; Sumiyati, Sumiyati; Masharyono, Masharyono
Strategic : Jurnal Pendidikan Manajemen Bisnis Vol 17, No 1 (2017): Strategic
Publisher : Universitas Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/strategic.v17i1.17532

Abstract

The purpose of this research was to see how much influence the social work environment and career development had on employee job satisfaction. Type of Research Methodology used is descriptive verification. The method used is explanatory survey with simple random sampling technique and the number of samples is 102 respondents. The data analysis technique used is multiple linear regression with SPSS 21.0 computer software tools. The findings based on the results of the study can be seen that simultaneously or partially the social work environment and career development can improve employee job satisfaction. The difference in this study lies in the research object, research time, measuring instruments, literature used, the theory used and the results of the study.
Fenomena Rendahnya Kinerja Karyawan Bagian Produksi Laksana Home Metal Industri Bandung Sundawa, Irfan Noor; Sumiyati, Sumiyati; Purnama, Ridwan
Strategic : Jurnal Pendidikan Manajemen Bisnis Vol 18, No 2 (2018): Strategic
Publisher : Universitas Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/strategic.v18i2.17594

Abstract

The purpose of this study is how much influence the reward system for performance, work discipline on performance and reward systems and work discipline on employee performance. The type of research used is descriptive and verification. The method used in this research is explanatory survey with saturated sample technique and the number of respondents is 71 people. The data analysis technique used in this study is path analysis. The findings of the study on testing the hypothesis are known that reward systems and work discipline affect employee performance simultaneously. Differences found in the object of research, research period, measuring instruments and research results. The author also adds theories from foreign journals and foreign books
Kinerja Karyawan Industri Manufaktur Perkayuan Kaitannya dengan Kelelahan Kerja (Burnout) dan Disiplin Kerja. Gunawan, Muhammad Taufik S; Sumiyati, Sumiyati; Masharyono, Masharyono
Strategic : Jurnal Pendidikan Manajemen Bisnis Vol 17, No 1 (2017): Strategic
Publisher : Universitas Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/strategic.v17i1.17533

Abstract

Objective of this research is to determine the effect of burnout and work discipline on employee performance. This research was conducted in a span of less than one year, so the research design used was a cross-sectional method. This study uses a descriptive and verification approach with explanatory survey methods. A total of 100 respondents were selected as samples using probability sampling. The research questionnaire is used as a research instrument to collect data from respondents, and the data analysis technique used is multiple linear regression. The findings of this research is work fatigue (burnout) and work discipline have a significant influence on employee performance.  Differences found in objects and research methods, population and research samples, research periods, measurement tools and research results, and sources of theory from foreign journals and foreign books
Tingkat Kepuasan Kerja Dilihat Dari Perspektif Lingkungan Kerja Sosial dan Pengembangan Karir Rahmadi, Ryan; Senen, Syamsul Hadi; Sumiyati, Sumiyati
Strategic : Jurnal Pendidikan Manajemen Bisnis Vol 18, No 1 (2018): Strategic
Publisher : Universitas Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/strategic.v18i1.17589

Abstract

The purpose of this study was to determine the effect of physical work environment and work ability on employee performance. This study was conducted in a span of less than one year, the research design used was a cross-sectional method. This study uses a descriptive and verification approach with the explanatory survey method. 92 respondents were selected as samples using probability sampling. The research questionnaire is used as a research instrument to collect data from respondents, and the data analysis technique used is multiple linear regression. The findings obtained are physical work environment and work ability significantly influence employee performance. differences found in objects and research methods, populations and research samples, research periods, measurement tools and research results, and sources of theory from foreign journals and foreign books
Pengaruh Motivasi dan Kemampuan Kerja Terhadap Kinerja Pegawai Sumiyati, Sumiyati
Manajerial : Jurnal Manajemen dan Sistem Informasi Vol 4, No 2 (2005): Manajerial : Jurnal Manajemen dan Sistem Informasi
Publisher : Program Studi Pendidikan Manajemen Perkantoran

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/manajerial.v4i2.16526

Abstract

Pengaruh Motivasi dan Kemampuan Kerja Terhadap Kinerja Pegawai
PENERAPAN MODEL PEMBELAJARAN KOOPERATIF TIPE MAKE A MATCH UNTUK MENINGKATKAN HASIL BELAJAR IPA SISWA KELAS III SD NEGERI 49 TAMERAN KECAMATAN BENGKALIS Sumiyati, Sumiyati; Noviana, Eddy; Syahrilfuddin, Syahrilfuddin
Jurnal Online Mahasiswa (JOM) Bidang Keguruan dan Ilmu Pendidikan Vol 4, No 1 (2017): Wisuda Februari 2017
Publisher : Jurnal Online Mahasiswa (JOM) Bidang Keguruan dan Ilmu Pendidikan

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Abstract

Abstrack : The backgraund of the problem this research is the low of natural science learning results of students. Can be seen from 20 students only 8 students who achieve KKM (40%) and 12 students did not reach KKM (60%) with the average value of 65,75, classical completeness is said to be complete if reached 85%. For the result to learn science be increased, researchers chose to cooperative learning model Make A Match. Teacher activity on cycle 1 first meeting 62, 5% with both categories, while on the second meeting increased to 66,6% with both categories. Then on cycle of 2 first meeting 75,0% with both categories, while on the second meeting increased to 91,6% with very good category. While the activity of students on cycle 1 the first meeting 58,3% with enough category, while on the second meeting increased to 62,5% with both categories, Then on cycle of 2 first meeting 70,8% with both categories, while the second meeting increased to 87,5% with very good category. On the daily tests 1 showed an average increase of the basic score 65,75 into 68,75 with an increase of 4,56%, then on the daily test 2 average increased to 76,75 with an increase of 16,73%. So conclusion is the implementation of cooperative learning model Make A Match on natural science learning can improve student learning results of class III SD Negeri 49 Tameran Kabupaten Bengkalis.Keywork: Coperative Learning Model Make A Match, IPA Learning Result
Co-Authors A.A. Ketut Agung Cahyawan W Abbas, Zilfinaz Abdullah, Moch. Rizal Abu Nizarudin Achmad Agus Yasin Fadli Adyaguhyatriko, Ida Bagus Ketut Aggriani, Nuning Agripina, I Gusti Ayu Widi Agung, Sumarno Ahmad Fatah Yasin Aini, Fajaria Nur Aji, Wahyu Ramadhan Akmasyahirah, Wulan Akse, Ellin Vioni Alfattah, M. Rizki Alfiandi, Vito Aldriansyah Ali, Akbar Allail, Rifal Amailiya, Lya Amal Fauqi Ambayu, Rizky Januar Putri Ana Fitrotun Nisa Anak Agung Gede Sugianthara Ananda Putra, Anak Agung Gede Anom Anggraeni Yunita Anggriani, Rini Anis Mashdurohatun Anisa, Julia Annisa Fitriani, Annisa Aprilian, Rahil Aprilian, Rahil Imainul Ari Agung Nugroho, Ari Agung Ariani Ariani Arif Budiman Arif Mahendra Arifin Arifin Arifin Hidayat Arry Irawan Aryansyah, Ary Fakturrachman Aryansyah, Ary Faturrachman Asfhin, M. Astuti Wijayanti, Astuti Aviantara, Muhammad Putra Ayuningtyas, Nova Azani, Alya Syafina Azhari, Ichwan Azis Hakim Azizah Nur Azzahra, St. Fatimah B. Herawan Hayadi Bambang Satriawan Bambang Sutejo, Bambang Bambang Widjajanta, Bambang Barnas, Benny Baskara, Chedi Cakra Betti Nuraini Bhisma Murti Cahyo Khosiyono, Banun Havifah Caska - Catrayasa, I Wayan Cecep Kusmana Charlina, Charlina Dahtiah, Neneng Darsono Darsono Darwis, Muhajir Daryati, Daryati Daryati, Daryati Daviq Chairilsyah Deni Mulyana Deri Ciciria Dessy Sunarsi Dewi, Hepta Pracipta Dewi, I Gusti Ayu Agung Sinta Dian Imanina Burhany Dian Prihardini Wibawa Djaswadi Dasuki Eddy Noviana Eddy, Syaiful Eded Tarmedi, Eded Edy Suryadi Eko Prasetyo Elferida Sormin Elfrida Ratnawati Endang Bidayani Ermanto, Conrita Euis Soliha Fachry Abda El Rahman Fadjri Nur, Ridwan Fadllillah, Nida Fahria, Izma Faisal Akbar, Muhammad Familia Novita Simanjuntak Farhanatul Kamilah, Rifa fatimah Fatimah Fatmawati, Adelia Rizky Fauziyyah, Ghina Firna, Fransiska Fitri, Anissa Fitria Zuhriyatun, Fitria Fitriani, Ana Friska Sihombing, Elisabet Furtasan Ali Yusuf Girang Razati, Girang Gobel, Rongki Ali Gunawan, Muhammad Taufik S Gustirani, Indri Habiburahman, Fadil Halimatuskdiah, Halimatuskdiah Hamsani Hamsani, Hamsani Harefa, Nelius hari siswoyo Hastuti Hastuti Hastuti Hastuti Hazma Hazma Hazma, Hazma Hendrawan, I Kadek Haris Heni Pujiastuti Heri Junaidi Herleandhi, Fery Hermawan Lumba, Hermawan Hestin, Hestin Hunaepi, Hunaepi Husnul Khatimah Husnul Khotimah I Made Anom Sutrisna Wijaya I Wayan Tika I Wayan Widia I. A. G. Bintang Madrini Ihsan, Muzhir Imam Santiko, Imam Santiko Imron Rossidy Iskandar, Dede Nur Isnawati Lujeng Lestari Isnayati Nur Istaryatiningtias Ita Susanti ita susanti Ita Susanti Iwan Kurniawan Jesica, Jesica Jiana, Sri Jogiyanto Hartono Juariyah Juariyah Julia Julia Juliandiny, Tiffany Julita, Putri Jumiati Jumiati Juniarti, Cahaya Juningsih, Adha K Y Margiati, K Y Kamal, Nasrul Katsirin, Khairul Kausari, Lamya Khairiansyah Khairiansyah Khairiyansyah, Khairiyansyah Khoiriyah, Samrotul Khoirun, Khoirun Khosiin, Nur Krisna Yudha B Kunlestiowati Kunlestiowati Kusnadi, Hani Kustyanti Lahingide, Yenni Olivia Lasambouw, Carolina M. Lende, Pendi Leonardi, Aska Leonardi, Azka Lestari, Gangsar Indah Liani, Yolan Lilis Fatmawati Linayanti Linayanti Listiani, Meri Luh Yulianti, Ni M. Afdal M. Syamsul Hidayat Mahharani, Ayu Mahri, Nadya Maing, Yohana Gabrielis Mura Makarim, Helwiyah Makarim, Helwiyah Manuaba, Ida Ayu Umadewi Seruti Martini Martini Masharyono Masharyono Maulana, Farhan Meilinda, Vivi Mentari Kinasih Mia Rosmiati Miranti, Nova Mochamad Umar Mai Muh. Hambali Muhammad Ikhlash Muhammad Jiddan Zamhar Muhammad Muflih Muhammad Qomaruddin Ridwan Muhammad Syaiful Nurasman Muhammad Yunus Maulana Mukhamad Najib Mukti Widayati Mulyani, Rani Mulyono, Rahmat Murdiyanto, Lilik Murniningsih Murniningsih Muryani Muryani Mutmainah Mutmainah Nabilah Febriyane Prasetyo Widodo Nathalia, Offa Nazdia, Lusiana Arsyah Ni Luh Yulianti Ni Nyoman Sulastri Niar, Niar Nirmalayani, Komang Puspha Nova Irawati Simatupang Nova Irawati Simatupang, Nova Irawati Nur Fitri Nurdini, Atin Nurfadhila, Nurfadhila Nurfitrianti, Marisa Nurhayati Nurhayati Nurhikmah Nurhikmah Nurjannah Nurjannah Nurnaningsih Nurnaningsih, Nurnaningsih Nurul Huda Nurul Laili Nurul Puspita, Nurul Nurwijayanti Nuryeti Syarifah Octaviansyah, Nala Oktavia, Ima Ova Emilia Padri, Abdul Robi Paramitha Paramitha Pramana, Reynaldi Rafi Pratama, Muhammad Diarnanda Surya Pratiwi, Ngindi Fadhilah Prinajati, Purnomosutji Dyah Puji Hastuti Purba, Leony Sanga Lamsari Purwanto, Toni Putra, Gede Suyoga Ariasta Putra, Tarekh Febriana Putranda, Muhammad Imaduddin Putri Rahmawati Putri, Kintan Ananda Putri, Meri Safarwati Putri, Nabila Farahdila Putri, Sakila Qamariah, Qamariah Qomaria, Nyimas Siti R. Sapto Hendri Boedi Soesatyo R. Siti Pupu Fauziah Rachmad Imbang Trittjahjono Rafika Nur Rahmania Ambarika Rahmatania, Alvina Rahmiatul Aula Ramadhani, Dewi Puspa Ramdhan, Jovin Ganda Rani, Rani Apriani Ranny Septiani Ratnaningsih, Rini Rd. Dian Herdiana Utama, Rd. Dian Herdiana Rejokirono Reniati Reniati Retno Utaminingsih Riauli Susilawaty Hutapea Ridwan Purnama, Ridwan Ridzki, Mohamad Maulana Rina Pratiwi Pudja I. A Rinaldi, R Risdianto Hermawan Rizky Arif Afandi Rizzaludin, Rizzaludin Robi'ah, Robi'ah Robissalami, Devi Roesmayanti, Dewi Rosmiati, Mia Rosuul, Muhammad Ruhadi Ruhadi Ruhana, Nafisah Rukhiyati, Iit Rulyanti Susi Wardhani Rusmini Rusmini Ryan Rahmadi, Ryan Ryani Yulian Sa'adah, Denda Safitry, Rusni Safrizal Safrizal sagita, Ahmad bahar Salsabila, Marissa Saputra, Wahyudi Maulida Saputri, Angelia Sarah Miriam, Sarah Sari, Fikry Ulan Sari, Nita Nurmala Sari, Whidya Udaya Selfiana, Selfiana Senen, Syamsul H. Septiyani, Ranny Setianingsih, Ratih Setyo, Yohanes Shanta Rezkita Sholihati Amalia Sianipar, Kevin Osda Sianturi, Risbon Silmi Hibban Falah, Silmi Hibban Singgih Tri Sulistiyono Siswahyudianto Sita, Masyitah Slamet Riyanto, Agus Sri Mulyani Sri Widadi St Fatimah Azzahra, St Fatimah Subawi, Subawi Sucianti, Cita Suhaidar Suhaidar Suhardi Marli Suherman, Tiara Sukrisno, Sukrisno Sulaiman Sulaiman Sulastri Sulastri Sulistia Suwondo Sundawa, Irfan Noor Supriadi Supriadi Supriyadi Supriyadi Supriyati . Surya, Nur Afdhalia Susanti, Ita Suyidno Suyidno Syafarina, Shenny Syafwandi Syahputri, Anggelia Syahrilfuddin Syahrilfuddin, Syahrilfuddin Syamsiah, Syamsiah Syamsul Hadi Senen, Syamsul Hadi Syarief, Mochamad Edman Tamba, Riris Marito Tanjung, Tanjung Tedy Purwanto, Tedy Tri Widayatsih, Tri Trisniawati Trisniawati, Trisniawati Triwijayanti, Yoga Tsulis Amirudin Zahri Tubagus Ali Rachman Puja Kesuma, Tubagus Ali Rachman Puja Uki Retno Budihastuti Ulianti, Gusti Ayu Putri Mei Umalihayati Umalihayati Umiyati Umiyati, Umiyati Utari, Sagita Vebtasvili Vebtasvili Vetiara, Velysya Wahab, Ramla WAHIDA, Nurul Wahyuni, Rupi Sri Walin Walin Wardhana, R M Doni HA Warsiyah Warsiyah, Warsiyah Wastukurning Purbandini Widhiartana, I Kadek Agus Widiyanti, Septi Widjadjanta, Bambang Widjajanta, Bambang - Wijayanti, Yoga Tri Winarso, Septerina Purwandani Yanti Rufaedah, Yanti Yety Rochwulaningsih Yokotani Yokotani Yuanita Syaiful Yuherman Yuherman Yuli Nawangsasi Yuliadi, Hendri Yusnarti, Mulya Yusnita, Mila Zaharuddin Zaharuddin, Zaharuddin Zahra, Salma Izdihar Zulaiqah, Nur Alya Zulfikar, Ryandi Zulkarnain, Zulkarnain