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All Journal Syntax Literate: Jurnal Ilmiah Indonesia Journal of Economic, Bussines and Accounting (COSTING) Abdimas Umtas : Jurnal Pengabdian kepada Masyarakat JURNAL LENTERA BISNIS Sebelas Maret Business Review Jurnal Ilmiah Edunomika (JIE) Management Studies and Entrepreneurship Journal (MSEJ) Community Development Journal: Jurnal Pengabdian Masyarakat Jurnal Scientia Journal of Management and Bussines (JOMB) JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) Sanskara Ekonomi dan Kewirausahaan Jurnal Multidisiplin West Science The Es Economics and Entrepreneurship The Eastasouth Management and Business Journal of Economics, Entrepreneurship, Management Business and Accounting West Science Business and Management West Science Journal Economic and Entrepreneurship Jurnal Bisnis dan Manajemen West Science Jurnal Ekonomi dan Kewirausahaan West Science West Science Interdisciplinary Studies West Science Accounting and Finance Jurnal REKOMEN (Riset Ekonomi Manajemen) West Science Social and Humanities Studies Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah West Science Islamic Studies Jurnal Manajemen Bisnis dan Terapan Sciences du Nord Economics and Business Fundamental and Applied Management Journal Pinisi Journal of Entrepreneurship Review INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS (IJEFE)
Eva Yuniarti Utami
Sekolah Vokasi Universitas Sebelas Maret
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THE EFFECT OF PEOPLE'S BUSINESS CREDIT ON THE PERFORMANCE OF MSMES WITH DIRECT CASH ASSISTANCE AS A MODERATION VARIABLE Jufri Jacob; Eva Yuniarti Utami; Wati Rosmawati; Sri Juminawati; Yulian Sahri
JURNAL ILMIAH EDUNOMIKA Vol 8, No 2 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i2.13592

Abstract

Abstract This research is quantitative research with an exploratory approach, an approach that uses a number of previous studies as the main reference in order to obtain elements of novelty and research gaps in the research being carried out. The data used in this research is primary data that researchers obtained through online distribution to rural communities who have MSMEs with a net income of under 5 million. The questionnaire that the researchers distributed contained several statements, namely strongly agree, agree, normal/so-so, disagree and strongly disagree. These data were analyzed using the smart PLS 4.0 analysis tool. The result in this research show that the the Community Business Credit variable can have a positive relationship and have a significant influence on MSME performance because the P-Values value is positive and is below the significance level of 0.05, namely 0.013. This is because People's Business Credit can make MSME capital stronger so that MSME stakeholders can innovate more, produce more varied products, and other things so that ultimately they can improve MSME performance. In contrast to the results of the first hypothesis, in the results of the second hypothesis, the third table of the Path Coefficient shows results that are inversely proportional if the Direct Cash Assistance variable cannot influence employee performance because the P-Values value is above the 0.05 significance level, namely 0.062. This is because the Direct Cash Assistance does not relate to business needs but rather personal needs and other things. Thus, the first hypothesis in this research can be accepted and the second hypothesis in this research cannot be accepted. Keywords: People's Business Credit, Performance Of Msmes, Direct Cash Assistance
FAKTOR PENENTU UTAMA KINERJA PERBANKAN DI INDONESIA Mohammad Gifari Sono; Iwan Harsono; Chairil Akhyar; Alfiana Alfiana; Eva Yuniarti Utami
JURNAL ILMIAH EDUNOMIKA Vol 8, No 2 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i2.12937

Abstract

Para deposan, investor, dan masyarakat pada umumnya membutuhkan indikator-indikator yang mudah diakses dan penting untuk membedakan berbagai bank. Penelitian ini membahas dua permasalahan penting secara bersamaan: menganalisis dan mengidentifikasi indikator-indikator keuangan utama bank yang tersedia untuk umum dan mana yang penting, serta memperkirakan bobot indikator-indikator tersebut di atas ketika perbandingan bank akan dibuat. Memanfaatkan database terbaru tahun 2022 dari 90 bank konvensional, penelitian ini menganalisis 17 rasio perbankan dengan menggunakan metode analisis komponen utama. Perhitungan menunjukkan bahwa lima komponen menjelaskan sekitar 75 persen dari total variasi data. Kelima komponen tersebut merupakan indikator profitabilitas, kualitas modal, kualitas pinjaman, aktivitas berbasis biaya, dan aset likuid dalam neraca. Lebih lanjut, dengan menggabungkan lima komponen utama, hasilnya menunjukkan bahwa bank kecil pun dapat mencapai kinerja keuangan yang baik Kata Kunci: Faktor Penetu, Kinerja Perbankan, Indonesia
PENGARUH EMPLOYEE ENGAGEMENT, PUBLIC SERVICE MOTIVATION DAN AFFECTIVE COMMITMENT TERHADAP KINERJA KARYAWAN A. Ary Setyawan; Yulia Ningsih; Eva Yuniarti Utami; Ikram Yakin; Tuti Sulastri
JURNAL ILMIAH EDUNOMIKA Vol 8, No 2 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i2.13791

Abstract

Abstrak Penelitian ini bertujuan untuk mengetahui pengaruh employee engagement, public service motivation dan affective commitment terhadap kinerja pegawai. Populasi penelitian ini berjumlah 150 karyawan dengan teknik random sampling sebanyak 150 responden. Teknik pengumpulan data dilakukan dengan menyebarkan kuesioner, wawancara dan dokumenter . Metode analisis data yang digunakan adalah analisis regresi linier berganda yang diuji dengan menggunakan SPSS. Berdasarkan hasil penelitian ditemukan bahwa employee engagement, public service motivation dan affective commitment secara parsial berpengaruh positif signifikan terhadap kinerja pegawai. Kata Kunci: Affective Commitment, Employee Engagement, Public Service Motivation
ANALISIS PENGARUH LITERASI KEUANGAN TERHADAP KINERJA DAN KEBERLANGSUNGAN UMKM DI INDONESIA Novegya Ratih Primandari; Eva Yuniarti Utami; Arif Nurhakim; Nur Zarliani Uli; Bekti Utomo
JURNAL ILMIAH EDUNOMIKA Vol 8, No 2 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i2.13959

Abstract

Abstrak Penelitian ini bertujuan untuk menganalisis pengaruh literasi keuangan terhadap kinerja dan keberlangsungan UMKM di Indonesia. Penelitian yang dilakukan menggunakan pendekatan kuantitatif dengan memberikan kuesioner secara online kepada responden. Adapun teknik pengambilan sampel menggunakan purposive sampling dengan memberikan pertimbangan berupa responden UMKM di Indonesia yang sudah menjalankan usaha lebih dari 2 tahun dan memiliki keunikan dengan menawarkan produk yang bervariasi. Metode analisis dalam penelitian ini Teknik pengambilan sampel yang digunakan adalah accidental sampling sebanyak 60 responden dari pemilik UMKM di Indonesia. Berdasarkan hasil penelitian ditemukan bahwa literasi keuangan memiliki pengaruh signifikan terhadap kinerja dan keberlangsungan UMKM di Indonesia. Kata Kunci: Literasi Keuangan, Kinerja UMKM, Keberlangsungan UMKM
THE EFFECT OF SOCIAL MEDIA USE ON EMPLOYEE PERFORMANCE WITH TALENT MANAGEMENT AS A MODERATING VARIABLE Ni Luh Kardini; Eva Yuniarti Utami; Suseno Hendratmoko; Ikram Yakin; J Fuji Inzani SL
JURNAL ILMIAH EDUNOMIKA Vol 8, No 2 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i2.13554

Abstract

Abstract This research is quantitative research with an exploratory approach, namely an approach that uses a number of previous studies as the most fundamental benchmark for building arguments, novelty and research gaps in the research being carried out. The data used in this research is primary data that researchers collected by distributing online questionnaires to Astra employees spread throughout Indonesia. These data were analyzed using the smart PLS 4.0 analysis tool. The result in this research show shows that the Social Media variable has a positive relationship and a significant influence on employee performance. This is because the P-Values value is positive and is below the significance level of 0.05, namely 0.004. This result is because the better employees are at using social media, the easier it will be for employees to complete work, such as if they don't know how to do something, they can search on YouTube, Google and other platforms, and can ask someone who knows better. Apart from that, social media can make it easier to communicate without meeting in person, simplify difficult administration, and so on which can make it easier for employees to complete their work so that they can improve employee performance. Apart from that, in the second row of the table, the three path coefficients show the same results if the Talent Management variable can moderate the influence of the Social Media variable on Employee Performance because of the same thing, namely the P-Values value which is positive and is below the significance level of 0.05, namely 0.000, which is more significant. from direct testing 0.004. Thus, the first and second hypotheses in this research can be accepted and proven. Keywords: Social Media, Talent Management, Employee Performance
ANALISIS KOMPARATIF HARGA PRODUK SEMBAKO DI PASAR MODERN DAN PASAR TRADISIONAL TERHADAP DAYA BELI MASYARAKAT Iwan Harsono; Johanes P Kumagaya; Desy Cahyaning Utami; Eva Yuniarti Utami; Muhammad Amsal Nasution
JURNAL ILMIAH EDUNOMIKA Vol 8, No 2 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i2.13070

Abstract

Abstrak Pasar bermula dari keinginan sejumlah orang untuk memenuhi kebutuhannya. Pada mulanya transaksi dilakukan dengan sistem barter, yakni dengan cara tukar-menukar barang yang dimiliki dengan barang yang dikehendaki. Misalnya, seorang nelayan menukar ikan dengan barang kelontong yang dibutuhkan. Terjadi barter hasil produksi antara petani, nelayan, peternak, pengrajin yang dilakukan si sembarang tempat. Lama kelamaan terbentuk kesepakatan untuk melakukan barter di suatu tempat. Jadilah lokasi itu semacam tempat barter hasil produksi masing-masing. Hasil penelitian ini telah menemukan bahwa harga produk sembako di Pasar Umum dan Supermarket Aneka berbeda, yang dimana selisih harga produk sembako di Pasar Umum dan Supermarket Aneka paling rendahnya 500 dan yang paling tinggi 10.000, dikarenakan di Supermarket Aneka adanya proses pengemasan agar barangnya telihat lebih higenis dan berkualitas tinggi. Kemudian berdasaekan hasil lapangan menemukan bahwa masyarakat lebih suka berbelanja di Pasar Umum, karena daya belinya rendah dan ketika berbelanja lebih melihat harga barang dibanding kualitas barang. Kata Kunci: Harga, Pasar Modern dan Pasar Tradisional, Daya Beli Masyarakat
ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI MINAT MASYARAKAT MENGGUNAKAN LAYANAN FINANCIAL TECHNOLOGY PEER TO PEER LENDING A Ratna Sari Dewi; Eva Yuniarti Utami; Heri Setiawan; Alfiana Alfiana; Nurdjanah Hamid
JURNAL ILMIAH EDUNOMIKA Vol 8, No 2 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i2.13151

Abstract

Abstrak Tujuan dari penelitian ini adalah untuk melihat faktor-faktor yang mempengaruhi minat masyarakat dalam menggunakan layanan fintech peer to peer lending dengan menggunakan model Unified Theory of Acceptance and Use of Technology (UTAUT). Variabel eksogen dalam penelitian ini adalah Performance Expectancy, Effort Expectancy, Social Influence, dan Facilitating Condition. Pengumpulan data dilakukan dengan menyebarkan kuesioner menggunakan Google form. Teknik analisis data yang digunakan adalah SPSS. Hasil penelitian menunjukkan bahwa variabel Performance Expectancy mempunyai pengaruh positif terhadap minat masyarakat dalam menggunakan layanan peer to peer lending, sedangkan variabel Effort Expectancy, Social Influence, Facilitating Condition tidak mempunyai pengaruh positif terhadap minat masyarakat dalam menggunakan layanan Peer to Peer lending.. Kata Kunci: Performance Expectancy, Effort Expectancy, Social Influence, Facilitating Condition
Green Supply Chain Finance: A Bibliometric Review of Financing Instruments, Challenges, and Opportunities Loso Judijanto; Eva Yuniarti Utami; Iwan Harsono
West Science Interdisciplinary Studies Vol. 2 No. 03 (2024): West Science Interdisciplinary Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsis.v2i03.745

Abstract

Green Supply Chain Finance (GSCF) has emerged as a pivotal approach for businesses to reconcile financial objectives with environmental sustainability imperatives. This bibliometric review synthesizes the evolving landscape of GSCF literature, analyzing financing instruments, challenges, and opportunities. Leveraging data from 967 papers spanning 1992 to 2024, the review reveals a substantial scholarly interest with a cumulative citation count of 82,996. Through network visualizations and citation analyses, key themes such as sustainable practices, financial innovations, and technology integration are identified. The review underscores the significance of GSCF in advancing sustainable supply chain management and calls for continued research and collaboration to address emerging challenges and capitalize on opportunities.
The Role of Sustainable Financial Management in Enhancing Gen Z’s Investment Behavior: A Case Study in West Java Suyanto Suyanto; Ahmad Sidiq Dzikri; Eva Yuniarti Utami; Aryo De Wibowo Muhammad Sidik
Journal of Economic, Bussines and Accounting (COSTING) Vol 7 No 4 (2024): Journal of Economic, Bussines and Accounting (COSTING)
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/costing.v7i4.9002

Abstract

Penelitian ini membahas peran manajemen keuangan berkelanjutan dalam mempengaruhi perilaku investasi Generasi Z di wilayah Jawa Barat. Dengan fokus pada kelompok yang lahir antara pertengahan 1990-an hingga awal 2010-an, penelitian ini mengeksplorasi sejauh mana prinsip-prinsip keuangan berkelanjutan mempengaruhi preferensi investasi Generasi Z. Melalui metode kualitatif dan analisis deskriptif, data diperoleh dari studi pustaka dan observasi aktivitas keuangan Generasi Z. Hasil penelitian mengungkapkan bahwa, meskipun masih terbatas dalam pemahaman, Generasi Z menunjukkan ketertarikan positif terhadap investasi yang memperhitungkan aspek sosial dan lingkungan. Tantangan dalam implementasi keuangan berkelanjutan dan pengaruh faktor budaya dan lingkungan di Jawa Barat juga dibahas. Temuan ini memberikan pandangan mendalam tentang kompleksitas hubungan antara manajemen keuangan berkelanjutan dan perilaku investasi Generasi Z, serta memberikan dasar bagi pengembangan strategi keuangan yang memperhitungkan nilai-nilai sosial dan lingkungan. Keywords: Manajemen Keuangan Berkelanjutan, Perilaku Investasi, Generasi Z, Jawa Barat
Sustainable Finance: A Bibliometric Analysis of Green Finance and its Role in Global Markets Loso Judijanto; Nanang Qosim; Syamsulbahri Syamsulbahri; Eva Yuniarti Utami; Chairil Afandy
West Science Business and Management Vol. 2 No. 04 (2024): West Science Business and Management
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsbm.v2i04.1500

Abstract

This study conducts a comprehensive bibliometric analysis to map the evolution and scope of sustainable finance research from 2000 to 2024. Utilizing data sourced from Scopus, the analysis identifies major trends, themes, and contributions within the field, emphasizing the increasing integration of sustainability into financial practices. Key findings reveal a dramatic rise in publications over recent years, underscoring the growing academic and practical interest in sustainable finance. The research network analysis highlights significant global collaboration and the central role of technological innovations like fintech and artificial intelligence in advancing sustainable financial practices. The study also explores regional dynamics, showing robust contributions from both developed and emerging economies. Overall, this analysis provides crucial insights into how sustainable finance can be strategically advanced to meet global sustainability goals, offering directions for policy, practice, and future research.
Co-Authors -, Diah Pramesti - . Syamsulbahri A Idun Suwarna A Ratna Sari Dewi A. Ary Setyawan Aan Adiazmil Abdul Rasyid Acep Fatchuroji Ade Onny Siagian Adit Mohammad Aziz Afif Syarifudin Yahya Afni Yeni Agung Zulfikri Ahmad Sidiq Dzikri Ahmadun Ahmadun Ainil Mardiah Akhyar, Chairil Alfiana Andi Aris Mattunruang Andi Naila Quin Azisah Aliasyahbana Andika Isma Andri Triyantoro Andriya Risdwiyanto Anggraini Syahputri Anugriaty Indah Asmarany Arief Fahmi Lubis Arief Yanto Rukmana Arif Nurhakim Arizal Hamizar Arjang Arjang Asep Supriadi Asri Ady Bakri Audita Nuvriasari Badirun Basir Baren Sipayung Basnendar Herry Prilosadoso Baso Iwang Bekti Utomo Budi Sulistiyo Nugroho Chairil Afandy CNAWP, Rizal Perlambang Dama Dama Dama Yuninata Dama Yuninata DARMAN Darmawan Listya Cahya Degdo Suprayitno Deni Iskandar Deri Apriadi Desma Erica Maryati Manik Dewi Endah Fajariana, Dewi Endah Deysyelin Y.T.J. Wongkar Dhety Chusumastuti Diawati, Prety Dominica Maria Ratna Tungga Dewa Dyah Ayu Suryaningrum Efendi Efendi Eka Hendrayani Eka Immamah Ekbal Santoso Eko Budi Lestari Eko Sudarmanto Eliagus Telaumbanua Elly Yuniar Nitawati Erasma Eri Mardiani Erwina Kartika Devi Esti Tri Endarwati Eva Andriani Eva Desembrianita Fajriani Azis Farida Akbarina Farida Arinie Soelistianto Fatma Sarie Fenny Fenny Ferry Arfiansyah Finny Redjeki Frans Sudirjo Frans Sudirjo H. M. Anwar Hadiansyah Ma’sum Hajar Mukaromah Halek Mu'min Halek Mu'min Halomoan Hutajulu Haribowo, Rio Harjoni Harjoni Hartin Kurniawati Hayu Lusianawati Hendi Budiman Hendra, Joni Heri Setiawan Heri Susanto Herry Ramadhani Hommy Dorthy Ellyany Sinaga I Nengah Suarmanayasa I Wayan Adi Pratama Ikhyanuddin Ikhyanuddin, Ikhyanuddin Ikram Yakin Ilham Ilma Wulansari Hasdiansa Imam Hanafi Imron Natsir Indah Wati Indra Permana Indra Wijaya Indriana Indriana Irwan Moridu Irwan Suryadi Irwansyah, Rudy Iwan Harsono J Fuji Inzani SL Jacob, Jufri Jacsy Tubalawony Jamaluddin Majid Jasman Jata, I Wayan Jemadi Johanes P Kumagaya Jumui Kartika Sari Kiki Farida Ferine KRT. Akhir Lusono Kushariyadi Kushariyadi Kushariyadi Kushariyadi Kushariyadi Laili Savitri Noor Landebawo, Akib Lastika Ary Prihandoko Latifah Latifah Listiana Sri Mulatsih Lita Limpo Loso Judijanto Lukman Hakim Luthfi Nuraini M.M, Besse Faradiba Mahmudin, Tono Maiza Fikri Marwan Asri Marwan Effendi Masri Ramadhan Mega Ilhamiwati Merlin Swantamalo Magna Mislan Sihite, Mislan Moh Gifari Sono Moh Gifari Sono Moh Rohim Suharyadi Mohammad Gifari Sono Muhamad Ammar Muhtadi Muhamad Risal Tawil Muhammad Aga Sekamdo Muhammad Amsal Nasution Muhammad Hakim Azizi Muhammad Lucky P Muhammad Umer Farooq Mujahid Muhlis Muhlis Muhlis Mulyadi Musran Munizu Muthi’atul Khasanah Najdah Thalib Nanang Qosim Ni Luh Kardini Nourma Wulanda Nova Erliyana Novela Deva Puasa Sucifa Fitriansyah Novi Handayani Simbolon Novi Ria Rahmawati Novi Ria Rahmawati Nunur Nuraeni Nunut Asniar Nur Aisyah Qadri Saiful Nur Zarliani Uli Nur, Kherayani Nurdjanah Hamid Nurlaila Syarfiah Asfo Nurlina Aris Octaviani, Reni Dian Paulus Laratmase Ramadhani Kirana Putra Ramiati Ramiati Ratih Primandari, Novegya Rawi Rawi Rawi Rena Augia Putrie Rendi Randika Reza Fahlevi Lubis Reza Nurul Ichsan Rianti Setyawasih Rieneke Ryke Kalalo Riki Adriant Rina Destiana Risca Fitri Ayuni Rival Pahrijal Riztrya Novedliani Rohmawan Adi Pratama Rohmawan Adi Pratama Rohmawan Adi Pratama Rohmawan Adi Pratama Roosganda Elizabeth Roosganda Elizabeth Roosganda Elizabeth Rosita Mei Damayanti RR Roosita Cindrakasih Rudi Kurniawan Sabil Mokodenseho Sabil Sabil Said Hamzali Saida Said Salamatun Asakdiyah Samalua Waoma Sandi Setiadi Sania Nuraziza Sari, Efti Novita Sarwo Eddy Wibowo Seno Lamsir Silvester Adi Surya Herjuna Sisca Cletus Lamatokan Siti Aisyah Siti Annisa Wahdiniawati Siti Komariah Hildayanti Soemarno Hidayatullah. S Soni Suharmono Sri Juminawati Sri Wanti Belani Sugeha, Moh. Fresal Sulistyo Budi Utomo Sunarto Suparman Supriandi Supriandi Suriadi Suryati Suryati Suseno Hendratmoko Suyanto Suyanto Syahidin Syahidin Syamsu Rijal Syarifuddin Syarifuddin Taufiqurokhman Taufiqurokhman Teddy Oswari Tera Lesmana Tera Lesmana Tia Nurapriyanti Tienni Mariana Simanjorang Titi Yuniarti Titik Purwati Tri Neliana Tsaalis Bachtiar Tuti Sulastri Tuti Sulastri Usman Tahir Utami, Desy Cahyaning Utomo, Bekti Versiandika Yudha Pratama Wahyu Agung P Wahyu Agung Setyo Wahyu Agung Setyo Wahyu Agung Setyo Wanda Laksniyunita Wati Rosmawati Wendy Wendy Weni Indah Doktri Agus Tapaningsih Widalicin Januarty Widyatmoko Widyatmoko Wira Pramana Putra Yenik Pujowati Yoseb Boari Yulia Ningsih Yulian Sahri Yulistiyono, Agus Yusniar Yusuf Ronny Edward Zainol Hasan Zakaria Zakaria Zulkifli Zulkifli Zunan Setiawan