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All Journal MANAJEMEN HUTAN TROPIKA Journal of Tropical Forest Management Jurnal Penelitian dan Evaluasi Pendidikan JURNAL ECONOMIA Jurnal Pendidikan dan Pembelajaran Khatulistiwa (JPPK) Jurnal Visi Ilmu Pendidikan IQTISHODUNA Jurnal Keuangan dan Perbankan Dimas: Jurnal Pemikiran Agama untuk Pemberdayaan Ekonomikawan : Jurnal Ilmu Ekonomi dan Studi Pembangunan Jurnal Penelitian Hutan Tanaman Journal of Innovation and Applied Technology Jurnal Ternak Tropika Jurnal Wasian JITRO (Jurnal Ilmiah dan Teknologi Peternakan Tropis) Bioeksperimen: Jurnal Penelitian Biologi Jurnal Al-Ijtimaiyyah UNIVERSUM Walisongo: Jurnal Penelitian Sosial Keagamaan Briliant: Jurnal Riset dan Konseptual Economica: Jurnal Ekonomi Islam Jurnal Ilmiah Didaktika : Media Ilmiah Pendidikan dan Pengajaran Dinamika Ilmu Jurnal Riset Pendidikan Ekonomi Tafaqquh: Jurnal Penelitian Dan Kajian Keislaman Jurnal Purifikasi Jurnal Teknik Pertanian Lampung (Journal of Agricultural Engineering) Gulawentah:Jurnal Studi Sosial Islamic Management: Jurnal Manajemen Pendidikan Islam JURNAL PENGABDIAN KEPADA MASYARAKAT Jurnal Pendidikan Ekonomi (JURKAMI) AT-TA`DIB JURNAL PERTANIAN Jurnal Ilmiah Dikdaya Jurnal Kreativitas PKM AL-TANZIM : JURNAL MANAJEMEN PENDIDIKAN ISLAM Jurnal Pro Hukum : Jurnal Penelitian Bidang Hukum Universitas Gresik Unes Law Review Cakrawala: Jurnal Litbang Kebijakan Journal of Civic Education International Journal of Islamic Business and Economics (IJIBEC) Jurnal Agritechno Ensiklopedia Social Review Jurnal Review Pendidikan dan Pengajaran (JRPP) Jurnal Onoma: Pendidikan, Bahasa, dan Sastra JURNAL PEMASARAN KOMPETITIF Journal of Food and Culinary SCAFFOLDING: Jurnal Pendidikan Islam dan Multikulturalisme Economic Education and Entrepreneurship Journal International Journal of Economics, Business and Accounting Research (IJEBAR) Jurnal Pembelajaran dan Biologi Nukleus Al-Muqayyad Jurnal Abdi Insani Jurnal Industri Kreatif dan Kewirausahaan Jurnal EK dan BI INFOKUM Oeconomicus Journal of Economics Jurnal Pengabdian kepada Masyarakat Nusantara Jurnal Pengabdian UNDIKMA Tawshiyah: Jurnal Sosial Keagamaan dan Pendidikan Islam International Journal of Educational Research and Social Sciences (IJERSC) SECONDARY : Jurnal Inovasi Pendidikan Menengah (JIPM) Jurnal Ilmiah Wahana Pendidikan SHAKHSIYAH BURHANIYAH : Jurnal Penelitian Hukum Islam Jurnal Abdiraja COMMUNITY : Jurnal Pengabdian Kepada Masyarakat ACADEMIA: Jurnal Inovasi Riset Akademik Education Achievement: Journal of Science and Research Al-Ashr : Jurnal Pendidikan dan Pembelajaran Dasar FAJAR Jurnal Pendidikan Islam Journal of Science Nusantara Velocity: Journal of Sharia Finance and Banking Jurnal Bisnis Mahasiswa IBLAM Law Review As-Sidanah : Jurnal Pengabdian Masyarakat Jurnal Akuntansi dan Audit Syariah (JAAIS) Journal Of World Science JASNA : Journal For Aswaja Studies TEACHER : Jurnal Inovasi Karya Ilmiah Guru Jurnal Manajemen dan Bisnis Al-Idarah : Jurnal Manajemen dan Bisnis Islam Jurnal Ekonomi Syariah dan Hukum Islam Innovative: Journal Of Social Science Research Sewagati Asian Journal of Logistics Management Jurnal Kualita Pendidikan International Journal of Multidisciplinary Research of Higher Education (IJMURHICA) AT TA'LIM : Jurnal Madrasah Ibtidaiyah Jurnal Akuntansi, Keuangan, Perpajakan dan Tata Kelola Perusahaan PARADUTA : Jurnal Ekonomi dan Ilmu-Ilmu Sosial Jurnal Multidisiplin Indonesia Journal of Development Economics and Digitalization, Tourism Economics (JDEDTE) An-Nisbah: Jurnal Ekonomi Syariah Journal of Economics and Economic Policy IEB: Journal of Islamic Economics and Business Branding: Jurnal Manajemen & Bisnis Al-Insyiroh: Jurnal Studi Keislaman Dharma: Jurnal Pengabdian Masyarakat LEADERIA : Jurnal Manajemen Pendidikan Islam Values: Jurnal Kajian Islam Multidisiplin Alkasb: Journal of Islamic Economics Journal of Islamic Economics and Finance Journal of Agriprecision & Social Impact Waralaba : Journal Of Economics and Business Jurnal Pendidikan Progresif Jurnal Wasian Jurnal Tarbiyatuna Jurnal of Islamic Economic Studies Jurnal Lentera ICT
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THE INFLUENCE OF ZAKAT ON EDUCATION AND HEALTH AS A MEDIATING VARIABLE FOR POVERTY ALLEVIATION IN BANGKALAN SOCIETY Zahro, Fatimatuz; Mashudi, Mashudi
JURNAL AL-IJTIMAIYYAH Vol. 11 No. 1 (2025)
Publisher : Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/al-ijtimaiyyah.v11i1.30165

Abstract

This study aims to analyze the effect of zakat on poverty alleviation in Bangkalan Regency by placing education and health as mediating variables. The approach used is quantitative with a case study method, using primary data from the results of questionnaires distributed to zakat beneficiary communities and regional zakat managers. The results of the statistical analysis show that zakat has a direct and significant effect on poverty reduction, and this effect increases significantly when mediated by education and health variables. These findings indicate that zakat not only functions as temporary assistance, but also as a tool for community empowerment if managed strategically. In addition, this study identifies that the effectiveness of zakat is highly dependent on zakat management policies at the regional level, including synergy between zakat institutions and local governments. This study provides theoretical contributions to the development of productive and practical zakat models to strengthen regional zakat policies that are oriented towards development. Recommendations are given for zakat to be made part of a regional development strategy that is integrated with the education and health sectors, in order to achieve sustainable poverty alleviation.
Why Halal Awareness Matters in Supporting Sustainable Halal Cosmetics? Asiyah, Binti Nur; Adlan, Muhamad Aqim; Mashudi, Mashudi; Huda, Qomarul; Hidayat, Muhammad Syahrul; Holle, Moh. H.; Wahyudi, Amin; Kinanti, Karunia
IQTISHODUNA IQTISHODUNA (Vol. 21, No. 1, 2025)
Publisher : Fakultas Ekonomi, UIN Maliki Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/iq.v21i1.32588

Abstract

This study aims to analyze the role of awareness of halal products as a factor influencing consumer decisions to buy halal products, in order to support the sustainability of the halal cosmetics industry, especially the Wardah brand. The halal industry not only sells value branding but also ensures the availability of a sustainable supply of halal products. This paper was studied using a quantitative approach, with a causal associative method. Data analysis techniques include validity, reliability, classical assumption tests, and hypothesis testing using multiple regression and path analysis. The research results show that product knowledge and religiosity positively affect halal product purchases; product knowledge alone has no significant impact. Religiosity negatively affects purchasing decisions; product knowledge boosts halal awareness; religiosity negatively impacts halal awareness. Simultaneously, product knowledge, religiosity, and halal awareness significantly influence purchases; product knowledge has a positive but insignificant effect on purchases via halal awareness, and religiosity significantly negatively affects purchases through halal awareness. The halal industry should focus on enhancing consumer halal awareness to influence purchasing decisions among Muslims and non-Muslims, aiming to improve supply chain productivity for sustainability
Character Education through the Pancasila Student Profile Project toward Indonesia’s Golden Generation 2045 Mustafidah, Ulvi Putri; Mashudi, Mashudi; Usriyah, Lailatur
International Journal of Multidisciplinary Research of Higher Education Vol 8 No 3 (2025): (July) Theme STEM, Education, Religion Studies, Social Sciences and Economic Deve
Publisher : Islamic Studies and Development Center in Collaboration With Students' Research Center Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/ijmurhica.v8i3.375

Abstract

The Strengthening the Profile of Pancasila Learners project is a project-based learning that is implemented to achieve the profile of Pancasila learners, namely faith, devotion to God Almighty and noble character, mutual cooperation, independence, global diversity, critical reasoning, and creativity. These dimensions indicate that the Pancasila learner profile does not only focus on the cognitive domain, but also instills attitudes and behaviors that are in accordance with the values of Pancasila. This study aims to analyze the implementation of the Pancasila learner profile strengthening project (P5) in Islamic religious education and ethics subjects to foster students' mutual cooperation and independent characters and factors that hinder its implementation. This research method uses a qualitative method with a descriptive type and a field research approach. Research data were collected using observation, interview and documentation techniques. Data analysis uses interactive techniques of Milles and Huberman, and Saldana models which include data collection, data reduction, data presentation and verification or conclusion drawing, then testing data validity using source triangulation and technique triangulation. The results of the study revealed that i) The development of students' mutual cooperation character is carried out through the formation of activity groups as an effort to strengthen student cooperation in making waste banks, regarding this matter, all students work together to clean the school environment. ii) The development of students' independent character is shown by the continuation of student behavior after making a waste bank, namely students independently dispose of garbage in its place. iii) Factors inhibiting student character development such as the habit of littering behavior, differences in individual character, lack of supervision and guidance from educators and education personnel, and the non-implementation of sanctions for violators.
PENDAMPINGAN PRODUKSI MAKANAN RAMAH LINGKUNGAN UNTUK PEMBANGUNAN BERKELANJUTAN Masruroh, Nikmatul; Mashudi, Mashudi; Mareta, Fika Furi; Hidayat, Nurul
Jurnal Abdi Insani Vol 12 No 3 (2025): Jurnal Abdi Insani
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/abdiinsani.v12i3.2433

Abstract

Isu terkait lingkungan hari ini bukan hanya berhubungan dengan kebersihan, namun juga berhubungan dengan kesehatan dan pembangunan berkelanjutan. Potensi lahan yang masih luas, bisa dimanfaatkan untuk ditanami dengan sayuran yang bisa diolah menjadi makanan yang ramah lingkungan. Maka, pengabdian ini memiliki tujuan, pertama, memberikan edukasi tentang pemanfaatan lahan yang ada di sekitar rumah, kedua, memberikan pelatihan tentang pembuatan makanan yang ramah lingkungan dan bisa menjadi salah satu produk yang bisa memberikan tambahan pendapatan. Pengabdian ini dilaksanakan di Kampung SDGs di Kabupaten Jember dengan metode ABCD, artinya metode ini mengeksplorasi berbagai aset yang dimiliki oleh Kampung SDGs, mulai aset SDM, SDA, infrastruktur, kelembagaan dan finansial. Berdasarkan kelima aset tersebut menjadi dasar dalam melakukan pendampingan di masyarakat. Hasil dari pengabdian ini yaitu adanya perubahan dalam pengelolaan lahan kosong yang dimiliki, awalnya lahan dibiarkan kosong, setelah adanya edukasi lahan ditanami berbagai tanaman sayur yang bisa dimanfaatkan seperti bayam, sawi, kelor serta beberapa jenis tanaman lain seperti bunga telang. Selain itu, masyarakat memiliki keterampilan membuat makanan yang ramah lingkungan serta mendapatkan tambahan pendapatan dari hasil menjual makanan tersebut. Kesimpulan dari pengabdian ini, yaitu pertama; pemanfaatan lahan menjadi maksimal dan bisa menjadi modal dalam pengembangan pembangunan berkelanjutan, kedua, masyarakat bisa memiliki keterampilan dalam memproduksi makanan yang sehat, ramah lingkungan dan menghasilkan pendapatan.
POLITIK BAHASA: DINAMIKA KEKUASAAN, IDENTITAS, DAN PERENCANAAN BAHASA Mashudi, Mashudi; Kuntoro, Kuntoro
ACADEMIA: Jurnal Inovasi Riset Akademik Vol. 5 No. 2 (2025)
Publisher : Pusat Pengembangan Pendidikan dan Penelitian Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51878/academia.v5i2.6298

Abstract

ABSTRACT This study aims to comprehensively analyze the dynamics of language politics in Indonesia, particularly in the post-reform era. The main focus is to identify how political power, identity construction, and national language planning interact and influence the linguistic landscape in Indonesia. Using a qualitative approach through case studies and discourse analysis, this research explores the role of language in the political arena, including the mobilization of support, the formation of public opinion, and the representation of social groups. Additionally, the study examines the implementation of national language policies, the challenges encountered, and their impact on the maintenance of regional languages and the development of Indonesian as both a unifying and global language. The findings indicate that post-reform language politics in Indonesia are marked by a tension between strengthening the national language and preserving regional languages. Language functions as both an instrument of power and a marker of identity in various political and social arenas. Although linguistic diversity is formally recognized, policy implementation still faces significant challenges, such as weak inter-agency coordination, limited resources, and low public participation. These findings highlight the need for inclusive, contextual, and sustainable language policies to manage linguistic diversity as a national asset that reinforces identity, social cohesion, and supports social and cultural development in a multicultural and multilingual Indonesia. ABSTRAK Penelitian ini bertujuan untuk menganalisis secara komprehensif dinamika politik bahasa di Indonesia khususnya pasca-reformasi. Fokus utama penelitian ini adalah untuk mengidentifikasi bagaimana kekuasaan politik, konstruksi identitas, dan perencanaan bahasa nasional saling berinteraksi dan memengaruhi lanskap kebahasaan di Indonesia. Melalui pendekatan kualitatif dengan studi kasus dan analisis wacana, penelitian ini mengeksplorasi peran bahasa dalam arena politik, termasuk mobilisasi dukungan, pembentukan opini publik, dan representasi kelompok sosial. Selain itu, penelitian ini juga mengkaji implementasi kebijakan bahasa nasional, tantangan yang dihadapi, serta dampaknya terhadap pemertahanan bahasa daerah dan pengembangan bahasa Indonesia sebagai bahasa persatuan dan bahasa global. Hasil penelitian menunjukkan bahwa politik bahasa pasca-reformasi di Indonesia ditandai oleh tarik-menarik antara penguatan bahasa nasional dan pelestarian bahasa daerah. Bahasa berfungsi sebagai instrumen kekuasaan sekaligus penanda identitas dalam berbagai arena politik dan sosial. Meski keberagaman bahasa diakui secara formal, implementasi kebijakan masih menghadapi tantangan, seperti lemahnya koordinasi, keterbatasan sumber daya, dan rendahnya partisipasi publik. Temuan ini menekankan perlunya kebijakan yang inklusif, kontekstual, dan berkelanjutan agar keberagaman bahasa dapat dikelola sebagai aset nasional yang memperkuat identitas, kohesi sosial, serta mendukung pembangunan sosial dan budaya di Indonesia yang multikultural dan multilingual.
The Influence of Students’ Learning Interest On The Economics Learning Achievement of 11th Grade Social Science Students At Semparuk Senior High School Mashudi, Mashudi; Al Hidayah, Riama
International Journal of Educational Research & Social Sciences Vol. 6 No. 4 (2025): August 2025 ( Indonesia - Zimbabwe )
Publisher : CV. Inara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51601/ijersc.v6i4.997

Abstract

Education has several factors that can affect it, namely family, school, environmental, physiological, psychological, educator, students, material content, and methods used by educators in the teaching and learning process in the classroom. The purpose of this study is to describe: 1) The learning interest of 11th grade social science students at Semparuk SHS; 2) The learning outcomes of 11th grade social science students at Semparuk SHS; 3) The influence of students' learning interests on the economic learning outcomes of 11th grade social science students at Semparuk SHS. The research method uses a quantitative approach.  The location of the study was at Semparuk 1 SHS, with a research population of 96 respondents (students). The conclusions in this study are that 1) The learning interest of 11th grade social science students at Semparuk 1 SHS shows a very high category, 2) Learning outcomes are spread normally in general at the level of learning completeness and a small part of those who have not met the learning completeness, 3) The learning interest of 11th grade social science students at Semparuk 1 SHS has an effect on student learning achievement, where learning interest (X) increases by 1%, then learning outcomes (Y) will increase by 1.2% and the magnitude of the influence of learning interest on learning outcomes is 93.9% and the rest is influenced by other factors.
Sosialisasi Gerakan Anti Judi Online (Gajol) di Desa Banjarsari Kecamatan Cerme Kabupaten Gresik noer, zakiah; Mashudi, Mashudi
Jurnal ABDIRAJA Vol 8 No 2 (2025): Jurnal Abdiraja
Publisher : LPPM Universitas Wiraraja Sumenep, Jalan Raya Sumenep Pamekasan KM. 5 Patean Sumenep 69451, Telp. (0328) 673399 Fax. (0328) 673088

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24929/adr.v8i2.4565

Abstract

Judi online membawa dampak negatif berupa kerugian ekonomi, keretakan keluarga, hingga meningkatnya tindak kriminal. Untuk mencegah hal tersebut, dilaksanakan Pengabdian Kepada Masyarakat berupa Gerakan Anti Judi Online (Gajol) di Desa Banjarsari, Kecamatan Cerme, Kabupaten Gresik dengan melibatkan pemerintah desa, tokoh masyarakat, pemuda karang taruna, ibu rumah tangga, dan pelajar. Kegiatan bertujuan meningkatkan kesadaran hukum, literasi digital, dan partisipasi masyarakat dalam menolak praktik judi online. Metode yang digunakan adalah ceramah interaktif, diskusi kelompok, serta simulasi literasi digital. Hasil kegiatan menunjukkan peningkatan pengetahuan hukum masyarakat, perubahan sikap masyarakat yang menolak terlibat judi online, terbentuknya relawan desa, serta penyebaran media edukasi yang mendapat respon positif. Program Gajol terbukti efektif sebagai strategi preventif hukum pidana berbasis edukasi dan partisipasi masyarakat, sekaligus mendukung langkah represif pemerintah dalam memberantas judi online.
Efektivitas Outdoor Learning dalam Meningkatkan Kemampuan Menulis Puisi Siswa Sekolah Menengah Pertama Mashudi, Mashudi; Kuntoro, Kuntoro
Jurnal Onoma: Pendidikan, Bahasa, dan Sastra Vol. 11 No. 4 (2025): Penulis dari 3 negara (Indonesia, Jerman dan Turki)
Publisher : Universitas Cokroaminoto Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30605/onoma.v11i4.6789

Abstract

Kualitas karya puisi siswa SMP sering kali belum optimal karena pembelajaran yang monoton dan kurang memberi pengalaman langsung. Tujuan penelitian ini adalah melakukan uji efektivitas outdoor learning terhadap kemampuan menulis puisi siswa SMP. Penelitian ini menggunakan metode desain kuasi-eksperimen pretest–posttest control group pada 44 siswa kelas VIII (eksperimen n=22; kontrol n=22) di SMP Negeri 3 Kawunganten. Kelompok eksperimen mengikuti pembelajaran menulis puisi berbasis outdoor learning selama 4 minggu; kontrol belajar secara konvensional. Instrumen berupa tes menulis puisi dinilai dengan rubrik (diksi, imaji, majas, kesatuan tema, keutuhan struktur). Hasil penelitian menunjukkan bahwa, kelompok sebanding pada pretest (eksperimen 63,27; kontrol 63,64; p>0,05). Setelah intervensi, rerata posttest eksperimen 73,59 (kenaikan 10,32 poin, ≈16,3% dari baseline) sedangkan kontrol 66,59 (kenaikan 2,96 poin, ≈4,7%). Peningkatan dalam-kelompok signifikan untuk eksperimen (t(21)≈10,01; p<0,001) maupun kontrol (t(21)≈6,32; p<0,001). Perbandingan antarkelompok pada posttest menunjukkan keunggulan jelas pihak eksperimen: selisih rerata 7,00 poin; t(42)≈5,08; p<0,001; 95% CI [4,22, 9,78]. Ukuran efek Cohen’s d=1,53 (besar), menandakan dampak pedagogis yang kuat. Asumsi uji terpenuhi (normalitas p>0,05; homogenitas varians Levene p=0,124). Pada posttest, simpangan baku 5,25 (eksperimen) vs 3,78 (kontrol). Temuan ini konsisten pada analisis selisih gain (eksperimen +10,32 vs kontrol +2,96; Δgain=7,36). Pada tahap awal, simpangan baku pretest sebanding (eksperimen 2,14; kontrol 2,80), dan pemeriksaan normalitas (Kolmogorov–Smirnov/Shapiro–Wilk) tidak signifikan pada semua pengukuran. Secara keseluruhan, 44 peserta (n=22 per kelompok) menunjukkan pola peningkatan yang mendukung efektivitas outdoor learning pada rubrik 5 aspek (diksi, imaji, majas, kesatuan tema, struktur). Dengan demikian, Outdoor learning lebih efektif dibanding pembelajaran konvensional untuk meningkatkan kemampuan menulis puisi dan layak diintegrasikan dalam kurikulum bahasa-sastra tingkat menengah.
Consumer Perceptions of Maslahah on Halal-Labeled Madura Herbal Medicine Mashudi, Mashudi; Dahruji, Dahruji; Ubudiyah, Hakimatul
Al-Insyiroh: Jurnal Studi Keislaman Vol. 10 No. 2 (2024): September 2024
Publisher : LPPPM STAI Darul Hikmah Bangkalan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35309/alinsyiroh.v10i2.301

Abstract

The background of this study is based on the fact that Madura herbal medicine is an interesting alternative treatment and is believed to be effective, as well as being Madurese local wisdom that has been trusted for generations. Therefore, consumers are faced with the choice of the maslahah and halalness of Madura herbal medicine. This study was conducted as part of the description of answers to these problems by testing independent variables using comparative quantitative methods. The research variable was the consumer perceptions of Madura herbal medicine products that were halal-labeled and those that did not have a halal label. The population was consumers of Madura herbal medicine in Kwanyar and Modung districts, Bangkalan Regency. The sampling of the population in this study used Lemeshow's formulation because the exact number of populations was unknown, and the sample determination used a random sampling approach with an accidental sampling technique. The main data collection used questionnaires and documentation techniques. Following the principles of research methodology, a series of data analysis stages have been carried out through questionnaire instrument testing (validity and reliability tests), data distribution normality tests (as a requirement for the t-test), and the one-sample t-test. From the test results, it is known that the perception of the consumer of the maslahah of the Madura herbal medicine is different. Halal-labeled Madura herbal medicine is perceived to guarantee more maslahah, while nonhalal-labeled Madura herbal medicine is not.
ANALISIS KOMPARATIF MOTIVASI NASABAH ANTARA MENABUNG DAN MENGGUNAKAN PEMBIAYAAN DI BMT CABANG TANAH MERAH KABUPATEN BANGKALAN Rahmatullah, Alex; Mashudi, Mashudi; Said Fatta, Moh Mahud; Ridho, Moh Syahrir
Journal of Islamic Economics and Finance Vol. 1 No. 2 (2024): November
Publisher : Yayasan Nuraini Ibrahim Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70248/joieaf.v1i2.1582

Abstract

Penelitian ini bertujuan untuk menganalisis motivasi nasabah BMT NU Cabang Tanah Merah dalam memilih antara menabung dan pembiayaan. Metode penelitian yang digunakan mencakup observasi, angket, dan dokumentasi, dengan pendekatan kuantitatif. Data yang diperoleh melalui kuesioner dianalisis menggunakan software SPSS 16.0 untuk uji validitas, reliabilitas, normalitas, linearitas, heteroskedastisitas, dan uji T. Hasil penelitian menunjukkan bahwa responden mayoritas berpendidikan SMP (60%). Uji validitas dan reliabilitas menyatakan bahwa instrumen penelitian valid dan dapat diandalkan. Uji normalitas menghasilkan nilai signifikan 0,126 (> 0,05), menunjukkan distribusi data normal. Uji linearitas menunjukkan hubungan linier antara variabel motivasi menabung (X1) dan motivasi pembiayaan (X2) dengan nilai signifikan 0,972 (> 0,05). Uji heteroskedastisitas menunjukkan tidak adanya heteroskedastisitas dengan nilai signifikan 0,016 (> 0,05). Uji T menunjukkan bahwa variabel motivasi menabung (X1) berpengaruh signifikan terhadap motivasi pembiayaan (X2) dengan nilai t hitung 6,478 lebih besar dari t tabel 2,064. Simpulan, penelitian ini menemukan hubungan yang signifikan antara motivasi menabung dan motivasi pembiayaan nasabah, memberikan wawasan penting bagi pengelolaan produk keuangan di BMT NU untuk meningkatkan partisipasi nasabah. Kata Kunci: Motivasi Menabung, Motivasi Pembiayaan
Co-Authors 'Alim, Sarirotul : Samwilson Slamet, : Samwilson A, Hartoyo Abd. Muhith Abdul Basid Abi Suwito Achmadi Achmadi Adlan, Muhamad Aqim Afitri, Beti Afriani, Sinta Agus Alfiyan Nur Ahmada, Muhamad Agus Eko Sujianto Agus Sastrawan Noor Agus Yulianto Agus Zainudin Agustina Ahmad Rofiq, Ahmad Ahmad Syaichoni Ainun Najib Aisyah, Binti Nur Aji, Hamdi Al Hidayah, Riama Alfarisa, Fitri Alhidayah, Riama Ali, Misbahul aloysius mering Amimi, Aisyah Amin Wahyudi Aminuyati Amrazi Zakso Andika Arisetyawan, Andika Anggita Wulandari, Anggita Aniaty, Ana ANSARI, SISKA Antonius Antonius Antonius Totok Priyadi Aprilya Fitriani Ardiansyah, Noval Bahari Ardiansyah, Rivangga Nur Ardillah, Id Fitria Rahayu Ardita, Lilis Ari Pratama, Yoga Arim, Maria Irene Aris Kusnandar Arisandi , Bustomi Arisandi, Bustomi Ariyanti , Nabila Ika Army, Putri Fistyaning Arta, Antri Aryani, Octavia Shinta Asri Nurul Huda Assa'idi, Sa'dullah Asvia, Mustaan Hamid Asyifyan, Mirza Avicenna Aulia Puspita Anugra Yekti Aunurrahman Aunurrahman Ayu Nur Aini, Dwi Putri Ayuningtias, Nandini Babussalam, Babussalam Bambang Budi Utomo Barowi, Barowi Basuki, Anas Bernardus, Bernardus Bilhaq, Nataqa Yantiqu Binti Nur Asiyah Candra Maulana, Candra Citra Sarasmitha Dahruji , Dahruji Dahruji, Dahruji Darmawan, Irfansius Roni Dede Nurrohman, Dede Dedi Setiadi Dhani, Rifqi Rama Dian Farida Asfan Dianita Meirini Dika, Johan Wayan Diony, Diony Ahlul Fikri Dwi Prasetio, Rochman Heri Dyah Nawangsari Dyan Irawati Efendi, Arfan Effendi, Prihatin Eka Ristanti, Frida Eko Pujiono Eko Suroso Elok Faiqoh elsa, elsa Endang Purwaningsih Erlina Erlina Fadli, Abu Rizal Faisol Faisol Faizatul, Zelyn Farid Rizqi Maulana Fatimah, Efa Fatimatuz Zahro Fauziah, Nahdiah Nur Fazila, Erin Febrianto, M. Nanang Febrianto, Nanang Fitri Fitri Fitri, Sabrina Fitriyah Fitriyah Fuadiyah, Tazkiyah Gusmawati, Neli Gymnastiar, Iman Ahmad Hadi Wiyono Hadin Husnassabil, Ahmad Hafidzi, M. Iklal Hamdan Adma Adinugraha Hamzah Fansuri Hartutik (Hartutik) Hasria Alang Hendri Hermawan Adinugraha Herkulana Herkulana Herlina Herlina Herlinawati Herlinawati Hidayah, Thoriqul Hidayat, Saifullah Holle, Moh. H. HUDA, MUHAMMAD MIFTAKHUL Husni Syahrudin Iffan Maflahah ILG Nurtjahjaningsih, ILG Ilham Ainuddin Imam Sukardi Imam Turmudzi Imbiri, Soleman In, Hurun Indradewa, Rhian Indriyani, Dwita Ipung Fitri Purwanti Ira Ira, Ira Irsyaad, Aufaa Muhammad Islamiah, Cahyani Janika, Yola Zulva Jeranding, Yuspinus - Julia Rikawati Junaidi H Matsum Junaidi H. Matsum Junaidi, Wahyu Jusuf Bachtiar Kamakaula, Yohanis Karamang, Syukur Kartika, Aprilia Dwi Kartono , Karunia, Sanuri Kharisma, Mei Nabila Revina Khasanah, Miftakhul Fauziyah Khosmas, Khosmas Khusna, Alvina Ziadatul Kinanti, Karunia Kunto Wibowo Kuntoro Kuntoro Kurniawati, E Titin Kuswati Kuswati Kutis, K. Lala, Lala Lathifah, Nadhila Yanama Liliana Baskorowati Lubis, Dian Fitriani LUKMAN, LUKMAN Luluk Fauziah Lutfi, M. Agus Salim M, Asrori M. Al Amin Ilman Huda M. Faiz Nashrullah Maharani, Auliya Sartika Mahendra , Mochamad Adittya Mangkoedihardjo , Sarwoko Mareta, Fika Furi Margaretha Lidya Sumarni Margaretha, Dinda Nabila Maria Maria Maria Ulfah Marjuki Marjuki Masrijal, Camelia Dwi Putri Matsum, Junaidi Meida, Sri Meliyanti, Putri Vella Minasyan, Sona Mochamad Arif Faizin Moh Sutomo, Moh Moh. Sahlan Moh. Sholehuddin Mohammad Bisri Muadifah, Afidatul Mubtadi, Novendi Arkham Muchtar, Azizil Mudji Susanto Muhammad Afif Muhammad Basri Muhammad Luthfi Muhammad Syahrul Hidayat Muhammad Syarif Hidayatullah, Muhammad Syarif Muhammadi, Qasem Muhjanah, Fea Muhriyeh, Muhriyeh Mujibur Rahman Khairul Muluk Mukni'ah, Mukni'ah Mundir Mundir, Mundir Musleh, Musleh Mustafidah, Ulvi Putri Nabella, Inastia Nassarrudin, Razie Bin Ni'mah, Jamilatun Nikmatul Masruroh NISA RACHMANIA MUBARIK Noer, Zakiah Noli Novidahlia Norita Vibriyanto Novi Khoiriawati Novitasary, Novitasary Nur Khoiri Nuraini Asriati Nurhamzah, Nurhamzah Nurlailah Nursiti, Suci Nurul Fadhilah Nurul Hidayat Nurwijayanti Oktarina, Neneng Oktaviana, Helmalia Oky Hermansyah Poespitasari Hazanah Ndaru Praba, Hanasta Prasetyo, Edi Nur Prayitno, Sugeng Prihantari, Bunga Prihatin Effendi Pristine Adi, Depict Purnama, Shilmy Purnomo, Dwiana Wasgito Puteri, Suci Cahyaning Putra, Hardyansah Satria Putri, Aprillia Ika Qomarul Huda Radi Radi Rahayu, Aprilia Nurcahyaning Rahma Diyan Martha Rahmatullah, Alex Rahmawati , Riski Rahmawati, Irena Rahmawati, Rahmawati Ramadan, Wahyu Rianda, Rilo Ridho, Moh Syahrir Ridlo, Moh Khusnur Rifqi, Zenda Fathur Rina Laksmi Hendrati Risdiana Himmati Rokhmat Subagiyo Rosanti, Angelica Dwi Rudi Hermawan S, Halijah S. Chuzaemi Safira, Pretty Said Fatta, Moh Mahud Saliyah, Saliyah Samsul Arifin Samsul Bachri, Samsul Sandra Sukma Embuningtiyas Santoso, Irwan Bagyo Sari , Dewi Eka Mustika Sari, Iga Fiolita Setyanto, Henricus Yayan Shoidah, Nadia Nadhirotus Sihite, Hetty Yulianti Siti Hafsah Siti Nur Aisa Sri Buwono . St. Rodliyah Subagyo, Ifar Suci Rahmawati, Suci Sugeng Pudjiono, Sugeng Suhardi T, Suhardi T Sukimin Sukoco, Johan Bhimo Sumardi . Suparyanto, Didik Supriadi, Irvan Suratman Suratman Syaifullah Rahim Syamsuri Syamsuri Syamsuri Syariful Muttaqin Tangahu, Bieby Voijant Thomy Sastra Atmaja Tisa, Tisa Titah, Harmin Sulistiyaning Totok Wahyu Abadi Tri Eko Susilorini Tri Rini Nuringtyas Tri Yuniningsih Tripusa, Anita Trisday Yiin Parari Ubudiyah, Hakimatul Ulayya, Nida Asma Ummadinatus Sholehah, Ummadinatus Usriyah, Lailatur Wahid, Abd Hamid Warneri . Werenfridus, Werenfridus Wibawati, Zarima Wibisono, Mochamat Gunawan Wibowo, Risky Hadi Wibowo, Salnan Sabdo Windriya, Anafil Witarsa Witarsa, Witarsa Wulandari, Rizty Yanti, Weli Yunika, Dayu Zainal Abidin Zainuri, Moh Zaskiyanti, Aida Zulfiqar Bhisma Putra Rozi