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All Journal HAYATI Journal of Biosciences Jurnal Paradigma Ekonomika JIMAT (Jurnal Ilmiah Mahasiswa Akuntansi) Undiksha LiNGUA: Jurnal Ilmu Bahasa dan Sastra Tadris: Jurnal keguruan dan Ilmu Tarbiyah Jurnal English Education: Jurnal Tadris Bahasa Inggris Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) Lentera Pendidikan : Jurnal Ilmu Tarbiyah dan Keguruan Jurnal Ilmu-Ilmu Peternakan (Indonesian Journal of Animal Science) SITEKIN: Jurnal Sains, Teknologi dan Industri Jurnal Manajemen Pendidikan Jurnal Kajian Pembelajaran Matematika Mimbar Agribisnis: Jurnal Pemikiran Masyarakat Ilmiah Berwawasan Agribisnis Jurnal Ilmiah Ekonomi Islam Jurnal Obsesi: Jurnal Pendidikan Anak Usia Dini JPM (Jurnal Pemberdayaan Masyarakat) Syntax Literate: Jurnal Ilmiah Indonesia al-Uqud : Journal of Islamic Economics JIE (Journal of Islamic Education) Journal of Economic, Bussines and Accounting (COSTING) Al-Hayat: Journal of Islamic Education Pendas : Jurnah Ilmiah Pendidikan Dasar JMM (Jurnal Masyarakat Mandiri) Al-Mashrafiyah : Jurnal Ekonomi, Keuangan, dan Perbankan Syariah JURNAL EKONOMI PENDIDIKAN DAN KEWIRAUSAHAAN JURNAL PENDIDIKAN TAMBUSAI EQIEN - JURNAL EKONOMI DAN BISNIS Ensiklopedia of Journal JISIP: Jurnal Ilmu Sosial dan Pendidikan JCRS (Journal of Community Research and Service) Jurnal Ilmu Manajemen dan Akuntansi Terapan The International Journal of Business Review (The Jobs Review) Mawaizh : Jurnal Dakwah dan Pengembangan Sosial Kemanusiaan JURNAL PUNDI Jurnal Menara Ekonomi : Penelitian dan Kajian Ilmiah Bidang Ekonomi Jurnal Teknik Mesin Indonesia Jurnal Akuntansi Kompetif Diklat Review : Jurnal manajemen pendidikan dan pelatihan Jurnal Bisnis Dan Kajian Strategi Manajemen EDUKA : Jurnal Pendidikan, Hukum, Dan Bisnis Accounting Global Journal Jurnal Geuthee GANDRUNG: Jurnal Pengabdian Kepada Masyarakat Al-Muamalat: Jurnal Hukum dan Ekonomi Syari'ah Jurnal Pengabdian UNDIKMA AL-MUTTAQIN : Jurnal Studi, Sosial, dan Ekonomi Economics and Digital Business Review Sosiolium: Jurnal Pembelajaran IPS Tawshiyah: Jurnal Sosial Keagamaan dan Pendidikan Islam El-kahfi : Journal of Islamic economics Accurate: Journal of Mechanical Engineering and Science International Journal of Educational Research and Social Sciences (IJERSC) Wahana Dedikasi : Jurnal PkM Ilmu Kependidikan Rambideun : Jurnal Pengabdian Kepada Masyarakat The Art of Teaching English as a Foreign Language (TATEFL) Jumat Pertanian: Jurnal Pengabdian Masyarakat Indonesian Journal of Engagement, Community Services, Empowerment and Development (IJECSED) Jurnal Akuntansi, Manajemen, Bisnis dan Teknologi Education Achievement: Journal of Science and Research The Avicenna Medical Journal Jurnal Al-Fawa'id : Jurnal Agama dan Bahasa LENTERAL: Learning and Teaching Journal Indonesian Collaboration Journal of Community Services (ICJCS) Jihbiz: Jurnal Ekonomi, Keuangan dan Perbankan Syariah Jurnal Pengabdian Masyarakat : Pemberdayaan, Inovasi dan Perubahan Jurnal Manajemen Journal of Accounting and Digital Finance Journal of Management and Digital Business Penamas: Journal of Community Service PELS (Procedia of Engineering and Life Science) Pekodimas : Jurnal Pengabdian Kepada Masyarakat Jurnal Lingkungan Binaan Indonesia Jurnal Borneo Informatika dan Teknik Komputer (JBIT) Jurnal Energi dan Inovasi Teknologi English Language Teaching Methodology (ELTM) Aurelia: Jurnal Penelitian dan Pengabdian Masyarakat Indonesia Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) International Journal of Innovation in Mechanical Engineering and Advanced Materials Co-Creation : Jurnal Ilmiah Ekonomi Manajemen Akuntansi dan Bisnis PEKAT : Jurnal Pengabdian Kepada Masyarakat INJURITY: Journal of Interdisciplinary Studies Jurnal Ekonomika Manajemen Dan Bisnis Eduvest - Journal of Universal Studies Unimuda Sport Journal : Jurnal Pendidikan Jasmani Jurnal Muara Olahraga Jurnal Ilmiah Agroust Communautaire: Journal of Community Service PMSDU International Journal of Health and Information System (IJHIS) ESENSI LINGUA International Journal of Law and Society Sharia Oikonomia Law Journal Jaliye: Jurnal Abdimas, Loyalitas, dan Edukasi JPMAT Paidea : Jurnal Pendidikan dan Pembelajaran Indonesia Mindset : Jurnal Pemikiran Pendidikan dan Pembelajaran Komunikasia: Journal of Islamic Communication and Broadcasting Lucerna : Jurnal Riset Pendidikan dan Pembelajaran SYARIAH Prosiding Seminar Nasional PPG Universitas Mulawarman Abuya: Jurnal Pendidikan dasar Jurnal Pengabdian kepada Masyarakat : Kreasi Mahasiswa Manajemen Jurnal Pengabdian Masyarakat dan Riset Pendidikan JIPETIK:Jurnal Ilmiah Penelitian Teknologi Informasi & Komputer AHDÃF: Jurnal Pendidikan Agama Islam Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Umpak : Jurnal Arsitektur dan Lingkungan Binaan AKSIOMA : Jurnal Sains Ekonomi dan Edukasi The International Journal of Financial Systems Educazione: Journal of Education and Learning Indonesian Jurnal of Nursing Sciences and Practice KAMALIYAH : Jurnal Pendidikan Agama Islam Intechno Journal : Information Technology Journal Al-Lubab: Jurnal Penelitian Pendidikan dan Keagamaan Islam Bina Bangsa International Journal of Business and Management Lire Journal (Journal of Linguistics and Literature) Al-Usariyah: Jurnal Hukum Keluarga Islam INOVASI: Jurnal Ekonomi, Keuangan, dan Manajemen Jurnal Penelitian dan Pengabdian Masyarakat Journal of Multidiscipline and Collaboration Research BACA: Jurnal Dokumentasi dan Informasi PESHUM Jurnal Pengabdian Kepada Masyarakat Proceeding International Conference on Education Al-Hayat: Journal of Islamic Education Jurnal Rekayasa Mesin Jurnal Pendidikan Nusantara Ekonomi Syariah, Perbankan, Hukum, dan Sistem Journal of Islamic Education Nawadeepa: Jurnal Pengabdian Masyarakat Al-Infaq : Jurnal Ekonomi Islam Maharsi : Jurnal Pendidikan Sejarah dan Sosiologi International Journal of Learning and Education
Saiful Anwar
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Pelatihan Kewirausahaan Pembuatan Tahu Sehat Alami Bagi Mahasiswa dan Dosen Apriyeni, Deltri; Andria, Yas; Eliza, Yulina; Zusmawati, Zusmawati; Sumiati, Sumiati; Maghdalena, Maria; Anwar, Saiful
Jurnal Pengabdian Masyarakat: Pemberdayaan, Inovasi dan Perubahan Vol 4, No 5 (2024): JPM: Pemberdayaan, Inovasi dan Perubahan
Publisher : Penerbit Widina, Widina Media Utama

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59818/jpm.v4i5.1033

Abstract

This community service activity aims to provide insights, learning experiences, and business opportunities for students and provide lecturers with a perspective on MSME (Micro, Small, and Medium Enterprises) activities. The production of healthy tofu is the choice of location for service because tofu is a source of nutritious food needed by all levels of society. The demand for tofu in the market is a demand that continues to repeat every day. Various variants derived from tofu can also be developed as a source of business income. Based on the results of observations and interviews conducted with tofu factory owners, the process of making healthy tofu can be explained. Various necessary equipment, quality raw materials, and production results are presented descriptively and supplemented by photos taken during the service process. The process of making healthy tofu begins with soybean soaking, grinding, filtering, and printing healthy tofu. Then the tofu produced is processed into various variants, such as tofu stuffed meatballs, soy milk, and stuffed tofu. The service activities carried out have gone according to plan and have provided entrepreneurial insights for students as one of the ideas in doing business.ABSTRAKKegiatan pengabdian masyarakat ini bertujuan untuk memberikan wawasan, pengalaman belajar dan peluang berusaha bagi mahasiswa dan memberikan dosen prespektif tentang aktivitas UMKM (Usaha Mikro Kecil Menengah) dan merupakan sumber bahan pembelajaran bagi mata kuliah kewirausahaan. Sulitnya lapangan pekerjaan di sector formal merupakan permasalahan yang dihadapi oleh mahasiswa dan perguruan tinggi sebagai lembaga yang turut bertanggung jawab bagi lulusannya. Pembuatan tahu sehat menjadi pilihan lokasi untuk pengabdian karena tahu merupakan sumber makanan yang bergizi yang dibutuhkan oleh seluruh lapisan masyarakat. Permintaan tahu dipasaran merupakan permintaan yang terus berulang setiap harinya. Berbagai varian yang berasal dari tahu juga bisa dikembangkan sebagai sumber pendapatan usaha. Berdasarkan hasil observasi dan wawancara yang dilakukan dengan pemilik pabrik tahu dapat dijelaskan proses pembuatan tahu sehat. Berbagai peralatan yang diperlukan, bahan baku yang berkualitas, hasil produksi dipaparkan secara deskriptif dan ditambah dengan foto-foto yang diambil selama proses pengabdian dilakukan. Proses pembuatan tahu sehat dimulai dengan perendaman kedelai, penggilingan, penyaringan, pencetakan tahu sehat. Kemudian tahu yang dihasilkan diolah menjadi berbagai varian, seperti tahu isi bakso, susu kedelai dan tahu isi. Pemasaran tahu sehat meliputi berbagai hotel, café, rumah makan dan warga masyarakat yang langsung datang membeli tahu ke pabrik. Karena tahu sehat tidak dijual di pasar seperti tahu lainnya. Kegiatan pengabdian yang dilaksanakan telah berjalan sesuai dengan rencana dan telah memberikan wawasan berwirausaha bagi mahasiswa sebagai salah satu ide dalam berusaha. Dosen dapat menambah wawasan tentang aktivitas UMKM dan menjadi bahan ajar pada matakuliah kewirausahaan. 
Pengaruh Suplemen Ajar Berbasis Literasi Islam Menggunakan Model E-Learning Web Course Terhadap Hasil Belajar Kimia Anwar, Saiful; Muflihah, Muflihah; Widyowati, Iis Intan; Hamid, Nur
Prosiding Seminar Nasional PPG Universitas Mulawarman Vol. 6 (2025): Peningkatan Kompetensi Mahasiswa Melalui Implementasi Pembelajaran Deep Learning dan
Publisher : Program Studi Pendidikan Profesi Guru, Universitas Mulawarman

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Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh suplemen bahan ajar berbasis literasi islam menggunakan model pembelajaran e-learning tipe web course terhadap hasil belajar siswa pada materi ikatan kimia kelas X di MAN 1 Samarinda. Penelitian ini merupakan penelitian kuantitatif deskripsi dengan metode rancangan quasi experiment jenis non-equivalent control group design. Populasi yang digunakan dalam penelitian ini adalah seluruh kelas X IPA. Teknik pengambilan sampel yang digunakan adalah purposive sampling sehingga diperoleh sampel penelitian yaitu kelas X IPA 3 menggunakan suplemen ajar berbasis literasi Islam dan kelas X IPA 2 menggunakan suplemen ajar non-berbasis literasi Islam. Data yang diambil dalam penelitian ini adalah hasil belajar afektif dan hasil belajar kognitif yang dianalisis menggunakan uji t. Berdasarkan hasil analisis menggunakan uji t, diperoleh uji thitung afektif = 2,27, thitung kognitif = 4,86 dan ttabel = 1,99 dengan taraf signifikan 5%. Karena thitung > ttabel maka Ha diterima, artinya hasil belajar afektif dan kognitif menunjukan bahwa terdapat pengaruh suplemen bahan ajar berbasis literasi Islam menggunakan model pembelajaran e-learning tipe web course terhadap hasil belajar siswa pada materi ikatan kimia kelas X di MAN 1 Samarinda.
EFL Student’s Perception on Digital Learning Media Technology: The Case of Secondary School in Indonesia Majid, Fattakhu Firli Dewi Nur; Rahman, Abd; Anwar, Saiful
English Language Teaching Methodology Vol. 5 No. 2 (2025): English Language Teaching Method
Publisher : FKIP Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56983/eltm.v5i2.1862

Abstract

The development of digital technology has brought significant changes to the field of education, especially in the process of learning English. The use of digital learning media enables the delivery of materials to be more interactive, flexible, and engaging for students. This study aims to explore the perceptions of tenth-grade students at a secondary school in Banyuwangi, East Java, Indonesia, regarding the use of digital learning media in English language learning. Employing a qualitative case study approach, data were collected through classroom observations, semi structured interviews with 11 students, and questionnaires involving 30 participants. The findings, which were analyzed using thematic analysis for qualitative data and descriptive statistics for questionnaire results, indicate that the majority of students hold positive to very positive perceptions of digital media, particularly in terms of enhancing comprehension (average score 4.17) and making the learning process more engaging (average score 4.23). Classroom observations reinforced these results, showing that over 75% of students demonstrated active engagement when the teacher used interactive tools such as Quizizz, Wordwall, and YouTube-based instructional videos. Interviews revealed that digital media increases motivation and makes learning more enjoyable and interactive. Despite these benefits, the study also identified significant challenges, including limited device availability, unstable internet connectivity, and insufficient teacher guidance in using digital media. Approximately 20% of students showed passive behaviour or lacked confidence in technology based learning environments. Students also expressed the need for additional teacher training, the provision of stable Wi-Fi, and more structured and varied digital-based assignments. This study emphasizes that the successful integration of digital media in English learning relies heavily on adequate infrastructure, teacher readiness, and inclusive instructional strategies. These findings contribute valuable insights for educational policy and practice in the digital era, offering recommendations to improve digital literacy, professional development for educators, and equitable access to technological resources for all students
Exploit The Grammarly Application in English Language Program Writing Skills: In Perceptions Xena, Esmeralda Dida Ayu Amindexa; Setyawan, Mochamad Ardi; Anwar, Saiful; Pambayun, Rizki Nurfida
English Language Teaching Methodology Vol. 5 No. 2 (2025): English Language Teaching Method
Publisher : FKIP Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56983/eltm.v5i2.1875

Abstract

In recent years, educational technology has transformed how students develop academic writing skills. Digital tools not only improve efficiency but also enhance learning through interactive and adaptive feedback. Among these innovations, artificial intelligence–based writing assistants provide immediate feedback, linguistic accuracy, and stylistic improvement. Grammarly, in particular, has gained attention in higher education for its accessibility, user-friendly interface, and ability to address grammar, vocabulary, and coherence. Its widespread use among non-native English-speaking students underscores the need to understand how learners perceive and utilize such tools.This study examines English Education students’ perceptions of Grammarly at Universitas 17 Agustus 1945 Banyuwangi as a tool to enhance academic writing. Using a qualitative descriptive approach and purposive sampling, ten students participated in semi-structured interviews. The research explored usage frequency, perceived benefits, and limitations.Results indicate that students generally view Grammarly positively, especially for improving grammar, sentence structure, and vocabulary. Features like real-time feedback, tone detection, and clarity suggestions are valued for aiding learning. However, concerns include occasional contextual inaccuracies and the risk of overreliance, potentially reducing self-editing and critical thinking skills.The study concludes that Grammarly should supplement, not replace, teacher feedback or manual revision, and recommends further research on its long-term impact and integration with other writing resources.
PENGARUH DOSIS PUPUK NPK MUTIARA DAN PUPUK KANDANG KAMBING TERHADAP PERTUMBUHANDAN HASIL TANAMAN JAGUNG MANIS (Zea mays L. Saccharata sturt) Anwar, Saiful; Zamroni, Zamroni; Darnawi, Darnawi
JURNAL ILMIAH AGROUST Vol 4 No 1 (2020): Maret
Publisher : Universitas Sarjanawiyata Tamansiswa

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Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh dosis pemberian pupuk NPK mutiara dan pupuk kandang kambing terhadap pertumbuhan dan hasil tanaman Jagung manis (Zea mays L. Saccharata sturt). Penelitian di lakukan di Pusat Penelitian Pertanian dan Pedesaan Swadaya (P4S) ‘‘Lestari Makmur’’ Desa Argorejo, kecamatan Sedayu, Kabupaten Bantul, Daerah Istimewa Yogyakarta pada bulan Januari sampai Maret 2020. Lokasi penelitian Pada ketinggian tempat ± 88 m diatas permukaan laut (mdpl), suhu rata–rata yaitu 26-32 °C, dan curah hujan yaitu 1.654 mm/tahun. Penelitian ini menggunakan Rancangan Acak Kelompok Lengkap (RAKL) dengan pola faktorial 3x3+1 yang terdiri atas 3 ulangan. Faktor pertama adalah dosis dosis pupuk NPK mutiara (M), yang terdiri dari 3 taraf yaitu M1 : 200 kg/ha (96 g/petak), M2 : 250 kg/ha (120 g/petak), M3 : 300 kg/ha (144 g/petak). Faktor kedua adalah dosis pupuk kandang kambing (K) yang terdiri 3 taraf yaitu : K1 :10 ton/ha (4,8 kg/petak), K2 : 15 ton/ha (7,2 kg/petak), K3 : 20 ton/ha (9,6 kg/petak). Sehingga di peroleh 9 kombinasi unit perlakuan ditambah 1 kontrol, M0K0 (tanpa pupuk). Variabel yang diamati meliputi, tinggi tanaman, bobot segar tanaman, bobot tanaman kering, panjang tongkol, diameter tongkol, bobot tongkol, bobot hasil perhektar. Data dianalisis menggunakan sidik ragam taraf 5% dilanjutkan dengan uji jarak Duncans Multiple Range Test (DMRT) pada taraf α = 5%. Hasil penelitian menunjukan Perlakuan dosis pupuk NPK dan pupuk kandang kambing tidak menujukan intraksi terhadap pertumbuhan dan hasil tanaman jagung manis. Perlakuan dosis pupuk NPK dan pupuk kandang kambing menunjukkan ada beda nyata terhadap tinggi tanaman, berat segar tanaman, berat kering tanaman, panjang tongkol, diameter tongkol, bobot tongkol, bobot hasil perhektar. Perlakuan dosis pupuk NPK 300 kg/ha1 dan pupuk kandang kambing dosis 20 ton.ha1 merupakan kombinasi dosis yang memberikan hasil tinggi terhadap perumbuhan dan hasil tanaman jagung manis. Selanjutnya perlakuan dosis pupuk NPK dan pupuk kandang kambing memberikan hasil yang tinggi dibandingkan dengan hasil kontrol
The Influence of the Seven Principles of Zakat Management on Service Effectiveness and Efficiency: An Empirical Study Using the PLS-SEM Approach Kolopita, Sukriyendi; Anwar, Saiful; Aini, Nur; Yana Aditya, Mochammad; Amelia, Amie
El-kahfi | Jurnal Ekonomi Islam Vol 6 No 02 (2025): Islamics Economics
Publisher : Sekolah Tinggi Ekonomi Syariah Manna Wa Salwa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58958/elkahfi.v6i02.581

Abstract

This study aims to analyze the influence of seven fundamental principles of zakat management—Islamic law, trustworthiness, benefit, justice, legal certainty, integration, and accountability—on the effectiveness and efficiency of zakat institutions in Indonesia. A quantitative method was employed using the Partial Least Squares–Structural Equation Modeling (PLS-SEM) approach with data obtained from 100 respondents representing various zakat management institutions. The findings reveal that all seven principles have a significant effect on the effectiveness and efficiency of zakat services, with a coefficient of determination (R²) of 0.822, indicating a strong explanatory power of the model. The predictive relevance value (Q²) of 0.645 also demonstrates high predictive validity. Among these, accountability, integration, and trustworthiness emerge as the most dominant factors. These results confirm that zakat governance grounded in Islamic principles and supported by accountable and integrated institutional systems can significantly enhance the performance and optimization of zakat distribution and utilization
Role of Physician’ Characteristics in Drug Prescription: Evaluation From Drug Database in Improving Prescribing Regulation Sari, Flori R.; Anwar, Saiful; Risahmawati, Risahmawati; Fadhilah, Marita; Ekayanti, Fika
The Avicenna Medical Journal Vol. 4 No. 1 (2023): The Avicenna Medical Journal
Publisher : Faculty of Medicine, UIN Syarif Hidayatullah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/avicenna.v4i1.29878

Abstract

Introduction: Drugs prescribing is the most important skill for physicians and is strictly regulated by the government. However, factors that contribute to the drug prescribing are not determined yet. The aim of this study is to identify the possible role of physician character in drug prescribing at primary health centers (PHC).Method: A cross-sectional study was purposely done over fourteen-days at PHCs of Tangerang Districts. All prescriptions (n=2410) registered in the PHC drug-alert system (CIDIA Database) were analyzed descriptively.Result: From 2410 prescriptions registered in the PHC drug alert system, 15% prescriptions were prescribed by male physicians and 85% by the females. During the study, there were 964 drugs prescribed by 6 male physicians, 161 drugs per physician in average. There were 5584 drugs prescribed by 12 female physicians, 465 drugs per physician on average. Female physicians tended to prescribe 4 or more drugs compared to its male counterpart at 14% (p=0.006). However, there was no significant difference of drug interactions observed in the prescriptions prescribed by male or female physicians (p>0.05).Discussion: We identified that physician characteristics including gender played a significant role in the drug prescribing process especially the number of drugs prescribed. Therefore, considering gender differences in prescribing drugs may help the PHCs to improve a better management in drug safety and to comply with the government prescribing regulation.
Faktor - Faktor Yang Mempengaruhi Belanja Daerah Kabupaten Kota Di Provinsi Jawa Barat Amylia, Fifi; Ulinnuha, Ahmad; Khif Dhiah, Nafisatul; Mutiara Azkia, Anjani; Anwar, Saiful
Jurnal Akuntansi, Manajemen, Bisnis dan Teknologi Vol 2 No 1 (2022): Jurnal Akuntansi, Manajemen, Bisnis dan Teknologi - Edisi Februari 2022
Publisher : Sekolah Tinggi Ilmu Ekonomi Mahaputra Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (729.049 KB) | DOI: 10.56870/ambitek.v2i1.30

Abstract

This research aims to analyze region's native income (pad), results-sharing funds (DBH), and population (jp) of regional spending (db) districts (west Java). The population of this research is eight counties. The sample used in this study is the use of the random sampling method. The data analysis technique by using the regression analysis of the panel. Based on analysis already done, it may be concluded that partial original-income (pad) and outsource funds (DBH) have a negative and insignificant impact on area spending, while the number of people (jp) has a positive and significant impact on local spending. Simultaneously, DBH, jp has a significant impact on regional spending. The study provides implications specifically to the county/provincial governments of west Java to increase quality and resources such as natural resources and human resources that are expected to boost local reception and cut down on the central government's transfer fund.  
Determinan profitabilitas perbankan syariah di Indonesia: peran moderasi non performing financing Malik, Muhammad Abdul; Anwar, Saiful
Journal of Accounting and Digital Finance Vol. 1 No. 1 (2021): Journal of Accounting and Digital Finance
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (212.616 KB) | DOI: 10.53088/jadfi.v1i1.19

Abstract

This study aims to examine the effect of profit sharing, BOPO and financing on profitability with non-performing financing (NPF) as a moderating variable. This study uses linear regression analysis of panel data on 11 Islamic Commercial Banks (BUS) for the 2015-2019 period in Indonesia. The results of this study indicate that profit sharing and financing have a positive effect, BOPO has a negative effect on the profitability of Islamic banking in Indonesia. The relationship between profit sharing and financing in Islamic banking is moderated by non-performing financing, but not with the relationship for financing and operating income (BOPO) which is not able to moderate by non-performing financing. This research contributes to Islamic banking in Indonesia in order to make effective financing with results sharing and operational cost efficiency in operating income (BOPO) so that performance can improve financial performance.
Determinan keputusan menabung kaum buruh pada perbankan syariah di Kudus: Peran mediasi niat menabung Annisa', Holif; Anwar, Saiful
Journal of Management and Digital Business Vol. 1 No. 1 (2021): Journal of Management and Digital Business
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (398.363 KB) | DOI: 10.53088/jmdb.v1i1.25

Abstract

This study aims to analyze Islamic branding, knowledge, and service quality on the saving decisions of workers, with a saving intention as an intervening variable. This type of research is a quantitative study with a population of Bank Syariah Indonesia KCP Kudus customers who make a living as laborers. The sampling technique in this study used purposive sampling, totaling 100 respondents. Workers are chosen to be unique because of their livelihood and ownership of Islamic bank accounts. The analytical tool used is path analysis. The results showed that Islamic branding, service quality, and saving intention positively affected saving decisions. Knowledge is not significant in saving decisions. Saving intention cannot mediate the influence of Islamic branding on saving decisions. Saving intention can mediate the effect of knowledge and service quality on saving decisions. The research contributes to the marketing model and services for workers. However, workers have a different segmentation from other consumers.
Co-Authors . Ishomuddin A.Jauhar Fuad Abd Rahman Abd Rahman Abdul Hamid Abdul Haris Abdullah Abdullah Adawiyah, Siti Lutfiah Rabiyatul ADI SANTOSO Aditya, Mochammad Yana Afifah, Lia nur Afiful Ikhwan Afriani, Imro’atul Husna AFRILIANI, FIQOH Afriliya, Ira Agustina, Phenny Ika Ahmad Jamaludin Aisya, Rezky Aisyah Nur Sayidatun Nisa, Aisyah Nur Sayidatun Ajiban, Mochammad Hildad Al Qoryna, Nayla Husna Alhabshi, Syed Musa Ali Hasbi Ramadani Ali, M. Musyapa Alwalid, Mohammed Alghiffar AM, Ady Irawan Ambarita, Junita Hotnida Amelia, Amie Amelia, Nathasia Anggi Amelia, Tri Karunia Putri AMILUDIN, RIPKI Amrizal Amrizal Amylia, Fifi Ananta, Maulana Paramaditya Andiwijaya, Andiwijaya Andria, Yas Anggana, Bima Angraeni, Melyvita Nur Angriyanti, An Nisa Anindyajati, Lintang Kirana Annisa', Holif Apriyanti, Sindi Apriyeni, Deltri Arif Rahmanto Arif, Muamar Zainur Aris Prio Agus Santoso Ariyanti Ascarya Ascarya Ashadi asim, hikma sriyati Atikah, Siti Gani Ayello, Onesimus Azwar Azwar Bakri, Nurjirah Bayu Rudiyanto Budi Utomo Bumboro, Bandung C. Bien, Jonna Karla Cheng Cristina , Batseva Cholis Sa’dijah Chusna, Vidia Isma'ul Dani Rahman Hakim, Dani Rahman Dany Iman Santoso Darnawi Darnawi Dearniwati, Erma Dedi Kurniawan Derlean, Iriani Dertha Mukhtar Devi Rianawati DEWANTO Dhani Aryanto, Dhani Dian Arief Pradana DINAR PRATAMA Dinata, Muhammad Imam Djoko Suwito Editya, Afrins Efendi, Fajar Eka Firmansyah Eka Firmansyah Eka Rini Yulia Ekayanti, Fika ELISDAWATI, YUNI ENDRI ENDRI Entikaria Rachmanita, Risse Erna Andriyanti Ersam Mahendrawan Fadhilah, Marita Fakhri, Ulumuddin Nurul Faldiansyah, Iqram Falentina Karma, Farida Fandi Fatoni Faraeta, D Oca Faridatunnisa , Faridatunnisa Faridi Faridi Fatem, Albert Fatem Fatimah, Inah Fauziansah, Silvanus Febiyansyah, Febiyansyah Febriani, Evi Febriani, Siti Diah Ayu Fitriani, Tria Fitrianto, Bambang Fransiskawati, Enny Gegen, Gerardus GUNARTIN, GUNARTIN Habibi, Ichsan Haki, Wildan Afifah Halima, Miftahul Handayani, Estningsih Tri Harahap, Ella Anderina Harmaman Harmaman Hartabela, Dadang Hasbiyati, Haning Hasbullah, Nornajihah Nadia Hasmiyati, Cut Hayati, Izzah Hayati, Vivi Hayatillah, Syifa Hendra Hendra Hendra Herlina, Yena Heru Arizal Heru Purwanto Hesa , Ludry Puasty Hidayat, Ilman HIDAYATI, SYAFAATUL Hidayatullah, Rachmad Syarifudin Hilman Hakiem I Kadek Yudiana Ibad, Hasan Nurul Ika Daruwati, Ika Ikratullah, M. Insan Ilham, Faza Indayani, Rin Indo, Donny Al Indradewa, Rhian In’am, Akhsanul IRHAM, SAEFUL Irwan Irwan Ismakhuriya, Elok Isnan Hari Mardika Istiyono Iwan Kurniawan Iwan Setiadi Janawi Jasiah Jasiah Jeki Pornomo Junarti Junarti Kabib, Nur Kaitam, Lateng Kasful Nghoman Aditya, Moch. Roghib Khif Dhiah, Nafisatul Khoirunnisa, Marhamah Khozin, Khozin Kolopita, Sukriyendi Krisnanda, Kevin Pradana Kumaidi, Muhamad Kumaini, Ruston Kuntoro, Dwi Cahyono Kurniawati, Aisah Kusdianawati Lailiah, Lailiah Legista, Legista Lesmana, Andi Lestari, Novi Cahya Lukman Hudi Lukmana, Andri Luthfie, Ocha Mardhina Maftuha, Abda' Balya Maghdalena, Maria Majid, Fattakhu Firli Dewi Nur Malik, Deden Abdul Malik, Muhammad Abdul Marhamah, Aam Marlius, Doni Marsella, Marsella Masdul, Muhammad Rizal Masrin, Suryan Mastanah, Mastanah Maula, Mimchatul Maulidi Firlandiana Maulidiyah, Dewi Rahmawati Maulina, Trisia Loli Mesalina Rumaropen, Persila Meta Suriyani, Meta Miranda, Wiji Amelia Mirfa, Enny Mochamad Cholik Mochamad Cholik Moh. Yani Mohd Aderi Che Noh Mosa Alblezi muflihah muflihah MUHAMAD, NUR Muhammad Iqbal Muhammad Riski, Muhammad Muhibuddin Fadhli Musa Musa Musa Mutiara Azkia, Anjani Napasti, Friny Natasya Masthura Nelce Naa, Febelina Nizar Nizar Noe'man, Muhammad Khirzan Nazar Nofitasari, Prisca Amalia Novi Marlena Noviar, Nigh Gita Nugrahaeni, Titi Santi Nugraheni, Yunita Fitri Nugroho, Yoga Nur Aini Nur Aini Susanti Nur Alipah, Dewi Nur Cholidah, Nur NUR HAMID Nur Karimah, Cahyaning Nurlaili, Lili Nurlette, Gusti Ahmad Nursalim Nursalim Nurwijayanti Nurzaman, E Panjaitan, Maria Naomi Permana, Putut Said Prakosa, Hendri Kurniawan Pramuja, Yuan Arjun Prasetya, Seta PRASETYAWAN, ENGGAR Pratama, Leo Pratiwi, Estherini Heratity Prayogo, Aji Catur Priyawardana, Bregas Nanda Puji Lestari, Yulita PURWANTI PURWANTI Purwo Subekti Putra, Arjuna Sadana Putra, Bima Anggana Widhiarta Putra, Muhammad Naldi Putra, Rendy Kirana Putra, Reynald Yudissa Putriani, Faniya R. Rusli Rachmawaty, Shella Rahagiyanto, Angga Rahmatullah, Rifki Ramadhan, Luky Fatur Ramadhani, Ali Hasbi Retno Wulandari Rifki Ismal Rifki Pratama, Abdul Risahmawati, Risahmawati Rizalianto, Robur AD Rizki Amalia Nurfitriani Rizki Nurfida Pambayun Rohmah, St. Shabibatul Rohmayah, Rohmayah Roziqin, Muhamad Khoirur Rukka, Usmawaty Rukka Ruknan, Ruknan Rulina Rachmawati, Rulina Rusanti, Ega RUSMAINI, RUSMAINI rusnoto rusnoto Ryan Anggriawan Dwi Putra Safariaty, Yani Said Permana, Putut Said, Ziani Samadi, Mulyadi Samudera, Tirta Saputra, Weldy Saputri, Dwi Febriani Sari, Flori R. Saskiya, Anggun Selvi Selvi Septine Brillyantina SESRIYANI, LODYA Setyawan, Mochamad Ardi Shidiq, Fajrin Siregar, Muhammad Satar Siti Zubaidah SOERYANTO Soeryanto Soeryanto Sofian Muhlisin SOFIANES, MERRY Soleh Nurzaman, Mohamad Sri Hartono Sri Utaminingsih Sri Utaminingsih Subagio, Muhamad Harry Subahannor, Subahannor Subardi Subhin, M. Abdillah Sugiono Sugiono Suhada , Dedy Suhadi, Agus Sujito, Imam Sukowati, Anton Sumiati Sumiati Sunarto, Ading Suprihatin Suprihatin Supriyandi, Supriyandi Suripto, Heri Susanti, Nuraini Syafa'at, Wahyu Syahriyah, Dewi R. Syaiful Bachri Syamsul Arifin Syarifah Syarifah, Syarifah Syauqi, Teuku Muhammad Taat, Muhammad Suhaimi Tanjung, Khoiriyah Shofiyah Theodorus Wiyanto Wibowo Tobroni Tobroni Trihandayani, Estiningsih Ulfha, Siti Mutiah Ulinnuha, Ahmad Umar Sidiq Utami Nur Ajizah, Ratna UTU, Rusdi Vania, Adek Vita Kusumasari Wahid Nashihuddin Wahyu Dwi Kurniawan Wahyu Kurniawan Wahyulin, Tri Waskito Aji Suryo Putro Welly Wihayati, Welly Wiasih, Intan Widya Risfika Utami Widyati, Wiwin Widyowati, Iis Intan Windaningsih, Windaningsih Wulan Anggraeni, Wulan Xena, Esmeralda Dida Ayu Amindexa Yana Aditya, Mochammad Yani, Syermi Putri Yanto Sugianto Yose Rizal yulina eliza Yulita Pujilestari Yuningsih, Yulia YUNUS Yunus Yunus Yusra Jamali Zahiya, Fairuz Niswi Zahra, Amatullah Taqiya Zahra, Ariestty Agilietha Zamroni Zamroni Zikrine, Zikrine Zubaidah , Siti Zukhrufin, Fina Kholij zulfahmi, salman Zulkifli Zulkifli Zulvia, Ransya Ayu Zusmawati Zusmawati ‘Ainurrofiq, Alwi