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Iwan Harsono
Fakultas Ekonomi Dan Bisnis Universitas Mataram, Indonesia
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Neuroscience Public Health Social Sciences Other

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EXPLORING THE RELATIONSHIP BETWEEN TECHNOLOGY ADOPTION, HUMAN CAPITAL, ACCESS TO CREDIT, AND BUSINESS RESILIENCE ON MSME PERFORMANCE IN INDONESIA D. Iwan Riswandi; Subagyo; Jatmiko Wahyu Nugroho; Iwan Harsono
INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS Vol. 1 No. 10 (2025): INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS (IJEFE)
Publisher : CV. Adiba Aisha Amira

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Abstract

This study explores the complex relationships that exist between the performance of Micro, Small, and Medium-Sized Enterprises (MSME) in Indonesia and the use of technology, human resource management, credit availability, and business resilience. Partial Least Squares (PLS-SEM), a type of structural equation modeling (SEM), was used to assess a sample of 110 different MSMEs. The results show a complex web of linkages that impact MSME success. These relationships emphasize the critical roles that technology adoption, efficient HRM, enhanced loan availability, and robust business practices play. For policymakers, practitioners, and researchers looking to promote sustainable growth in the Indonesian MSME sector, the report offers insightful information.
THE IMPACT OF GOVERNMENT POLICY, FINANCIAL LITERACY, MARKET ACCESS, AND INNOVATION ON THE GROWTH OF MSMES IN INDONESIA Rifki Suwaji; Iwan Harsono
INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS Vol. 1 No. 10 (2025): INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS (IJEFE)
Publisher : CV. Adiba Aisha Amira

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Abstract

The multiple effects of financial literacy, market accessibility, government policy, and innovation on the expansion of Micro, Small, and Medium-Sized Enterprises (MSMEs) in Indonesia are examined in this study. A thorough investigation of Structural Equation Modeling (SEM) with Partial Least Squares (PLS-SEM) was carried out on a sample of 250 different MSMEs. Each exogenous variable and MSME growth have strong and positive connections, according to the data. Government policy becomes evident as a potent motivator, highlighting the necessity of encouraging regulatory environments. Significant influences are also shown by financial literacy, market access, and innovation, highlighting the significance of a comprehensive strategy for promoting MSME growth. Policymakers, stakeholders, and MSME owners can use the findings to establish focused initiatives that foster an environment that is favorable to the sustainable development of MSMEs in Indonesia.
Pengaruh Produk Domestik Regional Bruto, Indeks Pembangunan Manusia, Jumlah Penduduk, dan Tingkat Pengangguran Terbuka Terhadap Kemiskinan di Kabupaten/Kota Provinsi Nusa Tenggara Barat Tahun 2017-2024 Syakinah Muaddah; Iwan Harsono
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 8 No. 5 (2026): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v8i5.11513

Abstract

Poverty is a complex problem and affects many aspects of people's lives and development. Its dynamics are influenced by economic conditions, human resource levels, and different social structures in various regions, so appropriate policies are needed according to the problems faced. This study aims to analyze the effect of gross regional domestic product, human development index, population, and open unemployment rate on poverty in the regencies/cities of West Nusa Tenggara Province. This research is a quantitative study, the data used is panel data from 10 regencies/cities in West Nusa Tenggara Province in 2017-2024 and analyzed using panel data regression with the best model is the Fixed Effect Model (FEM). The results show that gross regional domestic product has a positive but insignificant effect on the poverty rate, the human development index has a negative but significant effect on poverty, population has a positive and significant effect on poverty, and the open unemployment rate has a negative but insignificant effect on poverty in the regencies/cities of West Nusa Tenggara Province.
“Pengaruh Pajak dan Retribusi Daerah Terhadap Pertumbuhan Ekonomi dengan Kemandirian Daerah Sebagai Variabel Mediasi pada Kabupaten/Kota Provinsi Nusa Tenggara Barat Tahun 2017-2023” Dima Dwiyana Halil; Baiq Ismiwati; Iwan Harsono
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 8 No. 5 (2026): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v8i5.11726

Abstract

Regional economic growth is highly dependent on the capacity of local governments to manage their own revenues, particularly through the optimization of local taxes and levies. However, in West Nusa Tenggara Province, the level of regional independence still faces challenges due to the dominant role of transfer funds from the central government in the regional revenue structure. This study aims to analyze the effect of local taxes and levies on economic growth with regional independence as an intervening variable. This study uses a quantitative approach with an associative method and utilizes secondary data sourced from government financial reports. There are 70 observations in this study obtained from panel data of districts/cities in West Nusa Tenggara Province during the research period. Data analysis was performed using path analysis with the help of EViews software, and the regression model used was the Fixed Effect Model (FEM). Hypothesis testing included t-tests, F-tests, adjusted R-squared, and Sobel tests to examine the mediating role. The results showed that local taxes had a significant effect on regional autonomy and economic growth. Local levies did not have a significant effect on regional autonomy but had a significant effect on economic growth. Regional autonomy did not have a significant effect on economic growth. Based on the Sobel test, the results show that regional autonomy is unable to mediate the influence of regional taxes and levies on economic growth. This finding indicates that regional economic growth is still more influenced by factors other than regional fiscal autonomy.
Dampak Pengembangan Objek Wisata Tanjung Bias Terhadap Kesejahteraan Masyarakat di Wilayah Pantai Tanjung Bias, Kecamatan Batu Layar, Kabupaten Lombok Barat Maulana Muhammad Firdaus; Iwan Harsono
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 8 No. 5 (2026): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v8i5.11821

Abstract

Tanjung Bias Beach, located in West Lombok Regency, West Nusa Tenggara Province, represents a promising coastal tourism destination characterized by its natural allure, including stunning sunset vistas, expansive shorelines, and the seamless integration of local microenterprises such as food stalls, cafes, entertainment services (e.g., horse rentals and photography), and small-to-medium enterprises (SMEs) specializing in souvenirs. This study aims to examine the developmental potential of tourism in the area, its implications for community welfare, and synergistic initiatives among stakeholders to ensure long-term sustainability. The findings reveal that tourism at Tanjung Bias has significantly boosted local incomes and employment opportunities, facilitated by active community involvement through the Village-Owned Enterprise (BUMDes) of Senteluk Village in managing facilities (e.g., restrooms, parking, and photo spots) and collecting a 10% levy. Development efforts encompass digital promotion campaigns led by provincial and regency governments, training programs on social media content creation, and private-sector collaborations (e.g., Pelindo Peduli) focused on infrastructure enhancements and financial literacy initiatives commencing in 2024. Nevertheless, key challenges persist, including deteriorated road infrastructure, limited promotional outreach, initial community resistance, human resource constraints (particularly in foreign language proficiency and service delivery), and environmental repercussions such as heightened waste accumulation. While positive economic outcomes—such as augmented regional fiscal revenues and the emergence of tourism-related professions—are evident, these are counterbalanced by social risks (e.g., cultural shifts) and environmental hazards (e.g., coastal degradation).
Study Determinants of Labor Absorption in Layer Breeder Chicken Farming Sector Businesses Himawan Sutanto; Ida Ayu Putri Suprapti; Iwan Harsono; Irwandi
Journal of Economics, Entrepreneurship, Management Business and Accounting Vol 2 No 1 (2024): Volume 2, Issue 1, January-April 2024
Publisher : CV. Sakura Digital Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61255/jeemba.v2i1.284

Abstract

This research aims to determine the determinant factors for employment in the laying hen farming sector. In this research, the independent variable is used where (wages X1, productivity X2 and capital X3) and the dependent variable is (labor absorption Y). The aim of this research is to find out whether wages, productivity and capital influence labor absorption in egg-laying chicken farming businesses in Sidrap Regency, which is known as one of the largest egg-laying chicken producing districts in South Sulawesi. The method used is quantitative descriptive. The sample in this research consisted of 85 egg-laying chicken farming business units in Sidrap Regency. Sampling was carried out by taking the entire population considering that the population was less than 100 units. Research data was obtained by distributing questionnaires to 85 respondents. Data analysis was carried out using multiple linear regression. Based on the results of the analysis carried out, it can be seen that wages and capital have a positive effect on labor absorption, while productivity has no effect on labor absorption in egg-laying chicken farming businesses in Sidrap Regency.
Exploration of Local Wisdom in Creative Economy Literacy: The Case of Banana Chips Small Business Iwan Harsono; Muh. Yahya; Andi Naila Quin Azisah Alisyahbana; Rizka Aisyah Nurjannah
Journal of Economics, Entrepreneurship, Management Business and Accounting Vol 2 No 1 (2024): Volume 2, Issue 1, January-April 2024
Publisher : CV. Sakura Digital Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61255/jeemba.v2i1.290

Abstract

This research aims to explore local wisdom through creative economic literacy in the small banana chip industry in East Luwu Regency. The type of research used is qualitative with the source of informants being 5 people each from small businesses who have different marketing methods in terms of product sales in East Luwu Regency. The data collection technique was carried out in two aspects, namely primary and secondary. The data collected is then processed and analyzed using qualitative descriptive methods, to provide an overview, explanation, understanding and conclusions. The results of the research show that banana chips business actors in East Luwu Regency already understand creative economic literacy with the knowledge they have, they can act or behave in accordance with the knowledge they have gained from the learning process and from training. They run their business with the knowledge they get from the process of selecting raw materials to how they market their products. Potentially, the creative economy industry can be used as an alternative to restore the economic conditions of society which are starting to decline.
ANALISIS KONVERGENSI EKONOMI DI KABUPATEN/KOTA PROVINSI NUSA TENGGARA BARAT TAHUN 2018-2024 DAN FAKTOR-FAKTOR YANG MEMPENGARUHINYA Erma Yulistiana; Iwan Harsono
Journal of Economic, Bussines and Accounting (COSTING) Vol. 9 No. 3 (2026): Journal of Economic, Bussines and Accounting (COSTING)
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/e8d6fd35

Abstract

Penelitian ini menganalisis konvergensi ekonomi antar kabupaten/kota di Provinsi Nusa Tenggara Barat periode 2018-2024 menggunakan pendekatan konvergensi sigma dan beta. Data panel dari 10 kabupaten/kota dianalisis menggunakan Fixed Effect Model dengan software EViews 12. Hasil penelitian menunjukkan tidak terjadi konvergensi ekonomi, melainkan divergensi yang ditandai dengan peningkatan koefisien variasi dari 95% pada tahun 2018 menjadi 121% pada tahun 2024. Analisis konvergensi beta absolut dan kondisional mengonfirmasi temuan ini dengan koefisien PDRB per kapita awal bernilai positif signifikan (0,272577; p=0,0160), mengindikasikan daerah maju tumbuh lebih cepat dibandingkan daerah tertinggal. Dari lima variabel independen yang diuji, hanya Penanaman Modal Asing (PMA) yang berpengaruh positif signifikan terhadap pertumbuhan ekonomi (0,010893; p=0,0009), sementara Angka Harapan Hidup, Rata-rata Lama Sekolah, dan Penanaman Modal Dalam Negeri tidak menunjukkan pengaruh signifikan. Temuan ini mengimplikasikan perlunya kebijakan redistribusi investasi yang lebih merata, peningkatan infrastruktur di daerah tertinggal, dan program pemberdayaan ekonomi lokal untuk mengurangi kesenjangan regional dan mendorong konvergensi ekonomi di Provinsi Nusa Tenggara Barat..
Analysis Of Poverty Dynamics In West Nusa Tenggara Province: An Error Correction Model (ECM) Approach Firmansyah Firmansyah; Iwan Harsono; Prayitno Basuki
JURNAL ECONOMINA Vol. 5 No. 5 (2026): JURNAL ECONOMINA, Mei 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v5i5.2047

Abstract

This study aims to analyze the effects of Gross Regional Domestic Product (GRDP), the Open Unemployment Rate (OUR), inflation, and the Human Development Index (HDI) on poverty rates in West Nusa Tenggara Province in both the long and short term. This study employs an explanatory quantitative approach using annual secondary data from 2000 to 2025 obtained from the Central Statistics Agency (BPS) of West Nusa Tenggara Province. The analysis method used is the Error Correction Model (ECM) to examine the long-run equilibrium relationship and short-run adjustment dynamics among the variables. The results of the study indicate that in the long run, GRDP has a negative and significant effect on poverty, while the unemployment rate has a positive and significant effect; the HDI, however, has no significant effect. Inflation also has no significant effect on poverty. In the short run, none of the variables (GRDP, unemployment rate, inflation, and HDI) have a significant effect on poverty. Simultaneously, the independent variables have a significant effect on poverty in the long run, but not in the short run. Additionally, the Error Correction Term (ECT) results show a negative but insignificant value, indicating that the adjustment process toward long-run equilibrium has not yet proceeded optimally in the short run. These findings suggest that poverty dynamics in West Nusa Tenggara Province are more influenced by long-term structural factors than by short-term fluctuations. Therefore, poverty alleviation policies should focus on promoting inclusive economic growth, job creation, price stability, and the sustainable improvement of human development quality.
The Agglomeration of the Hotel Industry and Its Impact on Socio-Economic Structure in North Lombok Regency Honey Alya; Iwan Harsono; Muhamad Bai'ul Hak
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 2 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i2.10987

Abstract

This study analyzes the impact of the hotel industry agglomeration on the socioeconomic structure of communities in North Lombok Regency, focusing on Sigar Penjalin Village and Gili Indah Village. Using a descriptive qualitative approach supported by simple quantitative data, this study involved 47 respondents selected through purposive and quota sampling. The results indicate a massive structural shift in livelihoods, with 55.32% of respondents now working in the hospitality sector—a sharp increase from the initial situation, which was dominated by the primary and informal sectors. Economically, average household income has increased significantly, by 190% in parts of Sigar Penjalin Village and 121.4% in Gili Indah Village, although the distribution of benefits is uneven among individuals. From a social perspective, 85.11% of respondents reported an increase in their ability to finance their families’ education; however, there were pressures in the form of rising land prices, changes in lifestyle, and reduced access to the beach. In the fiscal dimension, the contribution of hotel taxes to the Regional Revenue (PAD) of North Lombok Regency has increased consistently from 21.50% (2019) to 32.62% (2025). This study concludes that the agglomeration of the hotel industry drives tangible yet uneven socioeconomic transformation, necessitating inclusive policies such as vocational training, strengthened spatial planning regulations, and accelerated development of educational infrastructure in tourist areas. Keywords: Agglomeration, Hotel Industry, Socio-economic Structure, North Lombok
Co-Authors . Syamsulbahri Abdul Manan Abdul Manan Abdul Muntaqim Al Anshory Abdul Razak Munir Abdullah Usman Abubakar Abubakar Abubakar Abubakar Acep Fatchuroji Adrie Oktavio Afif Syarifudin Yahya Afif Syarifudin Yahya Afif Syarifudin Yahya Afriyana, Lina Agung Zulfikri Agusalim Ahmad Jouhari Ahmad Rizani Ahmad Zaenal Wafik Ahmad Zaenal Wafik Ahmad Zaenal Wafik Ahmad, Muh. Ihsan Said Ahmadi, Sambirang Akhmad, Noor Akmal Abdullah Akung Daeng Alfa Santoso Budiwidjojo Putra Alfiana Ali Akbar Hidayat Ali Akbar Hidayat Alim, Sabda Amalia , Mekar Meilisa Amelia S. Sarungallo Amitesh Kumar Singh Andarmoyo, Sulistyo Andi Naila Quin Azisah Aliasyahbana Andi Zakinah Juniarti Andika Isma Anggreani, Melly Anisa Fitria Utami Anshar Daud Ardiyanto Maksimilianus Gai ARIEF SUDRAJAT Arief Sudrajat Arini, Gusti Ayu Arkandia, Lalu Dema Arteurt Yoseph Merung Aryambau, I Komang Dodhy Samasta Asniar, Nunut Awalauddin Azkia, Muhamad B. Busaini, B. B. Vineshkumar Badruddin Nasir Bahrun Thalib Bahrun Thalib Baiq Ismiwati Baiq Ismiwati Baiq Nindria Riguna Umarta BAIQ SARIPTA WIJI MULAWIANI Baiq Saripta Wijimulawiani Baiq. Saripta Wijimulawiani Bekti Setiadi Bunga Fajriati Bunyamin, Ilham Akbar Cakranegara, Pandu Adi Chaidir, Taufiq Chairil Afandy Chairil Afandy Chairil Akhyar Chatun, Sri D. Iwan Riswandi Danial Hilmi Daniel Happy Putra DARMAN Detha Riristuningsia Dewa Oka Suparwata Dewi Endah Fajariana, Dewi Endah Dewi, Henny Budhysetia Dian May Syifa Dima Dwiyana Halil Dito Anurogo Dito Anurogo, Dito Dodo Kurniawan Dodo Kurniawan, Dodo Efendi Efendi Effendi, Muhamad Hafid Efriyani Sumastuti Eko Sutrisno Eko Sutrisno, Eko Eko Wahyono, Eko Eksa Rusdiyana Eksa Rusdiyana, Eksa Eliagus Telaumbanua Elik Murni Ningtias Ningsih Elik Murni Ningtias Ningsih Elisabeth Nainggolan Ellyana Amran Ema Sulistiani, Ema EMI SALMAH Endang Astuti Endang Astuti ENDANG ASTUTI Endang Astuti Endang Astuti Eri Mardiani Eri Mardiani Erma Yulistiana Erwin Agus Eva Desembrianita Eva Yuniarti Utami Evi Sirait Evie Farida Juliarta Evie Farida Juliarta Fadil Mas’ud FADILA IZZATUN HASNA Fadliyanti, Luluk Fadliyanti, Luluk Fajri Hatim Fajri Hatim Fatma Sarie Fikri, Alfian Izzul Fildansyah, Rully Fina Amalia Masri Firmansyah Firmansyah Firmansyah Firmansyah Frans Sudirjo Fuadah Johari Fuadah Johari Fuadi, Helmy Fuady, Helmy Furkan, Lalu M. Ginarti, Ginarti Grace Martha Geertruida Bororing Hailuddin Halek Mu'min Halomoan Hutajulu Haq, M. Ziaul Harianti, Dewi Harsono, Iwan` Harsya, Rabith Madah Khulaili Hartati, Ola Afria Hazmi, Muhammad Hendri Khuan Heni Widyaningsih, Heni Henny Budhysetia Dewi Henny Noviany Henny Noviany Heppi Syofya, Heppi Hidayat, Surya Himawan Susanto Himawan Sutanto Himawan Sutanto Himawan Sutanto, Himawan Honey Alya Hulpania, Guin Humaidah Muafiqie I DEWA KETUT YUDHA S I Dewa Ketut Yudha S I Gusti Ayu Purnamawati I Nengah Suarmanayasa I Putu Gede Didik Widiarta I Wayan Adi Pratama I Wayan Ruspendi Junaedi Ida Ayu Putri Suprapti Ida Ayu Putri Suprapti Ida Wayan Demung Ihsan Abdillah Ihsan Rois Ilham Akbar Bunyamin Imam Widodo Imam Widodo INDRA DARMAWAN Indrapraja, Rachmadi Irma Ainun Nasyri Irwan Irwan Irwandi Ita Soegiarto Jacob, Jufri Jacsy Tubalawony Jalaludin Jalaludin Jalaludin Jatmiko Wahyu Nugroho Jatmiko Wahyu Nugroho Joshua Johanes P Kumagaya Joko Sangaji Joko Sangaji Joko Sutrisno Judijanto, Loso Juminawati, Sri Jusatria Karimah, Fadhillah Kartijo Kartijo, Kartijo Kartika Devi, Erwina Khuan, Hendri Koesmawan, Koesmawan Kumagaya, Johanes P Kurniawan, Ramdhan Kusnadi, Iwan Henri Ladjin, Nurjanna Laili Savitri Noor Latuheru, Anita Lau, Elfreda Aplonia Loso Judijanto Loso Judijanto Lucky Mahesa Yahya Lucky, Muhammad M. Irwan M. Irwan, M. Irwan Mahmudin, Tono Manik, Erba Kalo Marhamah Marhamah Masrun Masrur , Muhamad Maulana Muhammad Firdaus Maulidia, Riska Mayasari Mayasari, Mayasari Mekar Meilisa Amalia Merung, Arteurt Yoseph Mohammad Gifari Sono Monsar Marito Sir Mu'min, Halek Muafiqie, Humaidah MUAIDY YASIN, MUAIDY Muh. Ihsan Said Ahmad Muh. Yahya Muhajirin, Muhajirin Muhamad Azkia Muhamad Bai'ul Hak Muhamad Bai'ul Hak Muhamad Bai'ul Hak Muhamad Masrur Muhammad Ade Kurnia Harahap MUHAMMAD ALWI Muhammad Alwi Muhammad Amsal Nasution Muhammad Dzul Fadlli Muhammad Firmansyah Muhammad Firmansyah Muhammad Firmansyah, Muhammad Muhammad Hazmi MUHAMMAD IRWAN Muhammad Lucky Muhammad Zakaria Muhayadi, Alifiyan Rizki Naufal Muhlasin Mulawiani, Baiq Saripta Wiji Mulyadi, Rofiki Munirul Abidin Naim, Ifin Nainggolan, Elisabeth Nampira, Ardi Azhar Nanang Qosim Nasruddin Nasruddin Nasruddin Nasruddin Nasution, Muhammad Amsal Nasution, Mutia Natalia, Ni Made Ayu Sri Dewi Neelu Seetaram Ni Desak Made Santi Diwyarthi Ningrat, Jaya Novia Anggraini Nugroho , Jatmiko Wahyu Nugroho Djati Satmoko Nugroho, Amal Fathullah Nur Awwalunnisa, Nur Nurjanna Ladjin Nurjanna Ladjin Nursyam, Aisyah Nurul Marlianti Nurvadilah, Nurvadilah Nurwijayanti Paizir, Muhammad Pasalbessy, Victor F Paulus Nong Wisang Permatasari, Desta Pirmanta Sebayang Pirmanta Sebayang Pramesti, Rendi Prasetyo, Ilham Aji Pratama, I Wayan Adi Prayitno Basuki Prayitno Basuki, Prayitno Purnama, Isnan Putra, Wira Pramana Putu Doddy Heka Ardana PUTU KARISMAWAN Putu Karismawan Rahmat Ramdhani Ramdhan Kurniawan Ramdhani, Rahmat Raskia, Qikin Rasyiddin, Ahmad RAUHUL IJTIHAD Restu Auliani Reza Amarta Prayoga Rezki Akbar Norrahman Rezki Fitriani Rida Ristiyana Ridwan Sya’rani Ridwan Sya’rani Rifki Suwaji Rina Destiana Rini Armin Rissa Megavitry Riswandi, D.Iwan Rizal R. Manullang Rizka Aisyah Nurjannah Rizka Amalia rizka amalia Rizky Ramadhan, Rizky Ro'is, Ihsan Robert Alex Serang Rully Fildansyah Rumanintya Lisaria Putri, Rumanintya Lisaria Rusmiyati Rusmiyati Rusmiyati Rusmiyati, Rusmiyati Saeful Rohman Safruddin Safruddin Sahri Salsabila, Baiq Dwi Magfira Samsuardi Said Santi Diwyarthi, Ni Desak Made Sari, Intan Gemala Sarie, Fatma Sarungallo, Amelia S. Saununu, Siska Jeanete Selli Mariko Septiya, Intan Setiadi, Bekti Setiani, Difika Hari Sirait, Evi Siska Jeanete Saununu Siska Yulia Defitri Siti Aisyah Siti Aisyah Siti Nurhidayati Siti Rahmawati Siti Sriningsih Siti Zulaika Soleha, Enti Sri Chatun Sri Juminawati Sri Sulistiowati St. Maryam, St. Subagyo, Subagyo Subhan Purwadinata Subhan Purwadinata Subhan Purwadinata, Subhan Sucipto, Bambang Sudarmanto, Eko Sujadi Sujadi Sulistyo Andarmoyo Summiarni, Summiarni Suprapti, Ida Ayu Putri Suprapto Suprapto Suroso Suroso Susanto, Himawan Sutono Sutono Sutono Sutono Suwardi Zakaria Syahidin Syahidin Syahru Ramadhan Syakinah Muaddah Syamsu Rijal Syamsu Rijal Syamsu Rijal T, Najdah Tahir, Usman Tarmidi, Didi Timotius Agus Rachmat, Timotius Agus Titi Yuniarti Titi Yuniarti, Titi Titik Poerwati Triyatni, Diandini Tubalawony, Jacsy Usman Tahir Usman, Abdullah Utami , Anisa Fitria Utami , Eva Yuniarti Utami, Desy Cahyaning Utami, Eva Yuniarti Veithzal Rivai Zainal Vera Supriastuti Wafik, Ahmad Zaenal Wahidin wahyunadi Wahyunadi Wahyunadi Wahyunadi, Wahyunadi Widia Nurdiani, Tanti Widiastuti, Bayu Retno Winarni, Galuh Amelia Wira Pramana Putra Yahya, Afif Syarifudin YUDHA, I DEWA KETUT Yupiter Mendrofa Yupiter Mendrofa Zanjabil Al A’Raaf ZULAIKA, SITI Zulfikri, Agung Zulham Zulham Zulham