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All Journal Konselor Jurnal Pendidikan dan Pembelajaran Khatulistiwa (JPPK) Paramita: Historical Studies Journal Jurnal Al Bayan: Jurnal Jurusan Pendidikan Bahasa Arab Al-Ulum Jurnal Al-Maqayis EKONOMIA ARABIYAT Program Kreativitas Mahasiswa - Kewirausahaan EL-HIKMAH Jurnal Humanitas: Katalisator Perubahan dan Inovator Pendidikan Jurnal Ekonomi dan Bisnis Islam Berkala Kedokteran Sinkron : Jurnal dan Penelitian Teknik Informatika Jurnal Konstitusi Arabi : Journal of Arabic Studies JIKO (Jurnal Informatika dan Komputer) DIKTUM: Jurnal Syariah dan Hukum Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Educatio EKONOMIS : Journal of Economics and Business Jurnal PAJAR (Pendidikan dan Pengajaran) Jurnal Ilmiah Keperawatan (Scientific Journal of Nursing) ALQALAM JPPI (Jurnal Pendidikan Islam Pendekatan Interdisipliner) Jurnal Rekayasa Sipil JURNAL TEKNOLOGI DAN OPEN SOURCE JURNAL PENDIDIKAN TAMBUSAI MALIA Jurnal Pengabdian Hukum Indonesia (Indonesian Journal of Legal Community Engagement) JPHI Jurnal Basicedu Efektor Journal of Agribusiness and Community Empowerment (JACE) Unes Law Review Jurnal Masyarakat Merdeka (JMM) JISIP: Jurnal Ilmu Sosial dan Pendidikan Journal of Innovative Science Education Competitive Jurnal Akuntansi dan Keuangan Al-Ma'rifah : Jurnal Budaya, Bahasa dan Sastra Arab Jurnal Abdimas Mahakam Pepatudzu : Media Pendidikan dan Sosial Kemasyarakatan Jurnal Review Pendidikan dan Pengajaran (JRPP) Community Development Journal Pena Justisia: Media Komunikasi dan Kajian Hukum INTI Nusa Mandiri Jurnal Agrotek Lestari PERSPEKTIF JASF (Journal of Accounting and Strategic Finance) Abdi Dosen : Jurnal Pengabdian Pada Masyarakat Jurnal Ilmiah Edunomika (JIE) Journal of Enterprise and Development (JED) Journal of Robotics and Control (JRC) Journal Sport Science Indonesia (JASSI) International Journal of Applied Sciences and Smart Technologies Global Financial Accounting Journal JATI (Jurnal Mahasiswa Teknik Informatika) Riayah: Jurnal Sosial dan Keagamaan E-Link: Jurnal Teknik Elektro dan Informatika Jurnal Ilmiah Akuntansi Kesatuan Jurnal Pembelajaran Pemberdayaan Masyarakat (JP2M) 'Arabiyya: Jurnal Studi Bahasa Arab Community Development Journal: Jurnal Pengabdian Masyarakat Reswara: Jurnal Pengabdian Kepada Masyarakat Hijai - Journal on Arabic Language and Literature International Journal of Arabic Language Teaching IJALT Jurnal Pendidikan, Sains, Geologi, dan Geofisika (GeoScienceEd Journal) Jurnal Mandala Pengabdian Masyarakat Justisi : Jurnal Ilmu Hukum International Journal of Mechanical Engineering Technologies and Applications (MECHTA) El-Iqtishady Buletin Poltanesa Jurnal Alwatzikhoebillah : Kajian Islam, Pendidikan, Ekonomi, Humaniora Jurnal Ilmiah Wahana Pendidikan Jumat Keagamaan: Jurnal Pengabdian Masyarakat Madu : Jurnal Kesehatan JSAP : Journal Syariah and Accounting Public Journal of Instructional and Development Researches Journal Peqguruang: Conference Series International Journal of Education, Social Studies, And Management (IJESSM) JURNAL ILMIAH GLOBAL EDUCATION Jurnal Ar-Ribh Journal of Basic Education Research Almufi Jurnal Pengabdian kepada Masyarakat Journal of Education Research ALMUJTAMAE: Jurnal Pengabdian Masyarakat Exact Paper In Compilation (EPIC) J-ESA (Jurnal Ekonomi Syariah) Indonesian Journal of Multidisciplinary Science Journal of Social Research Society: Jurnal Pengabdian Masyarakat Journal Evidence Of Law Jurnal PkM MIFTEK Environmental Engineering Journal ITATS Teknika Akademika : Jurnal Pemikiran Islam JURNAL SIPISSANGNGI: Jurnal Pengabdian Kepada Masyarakat Jurnal Ilmiah Penyuluhan dan Pengembangan Masyarakat Jurnal Hukum dan Peradilan Jurnal Basicedu Kasta: Jurnal Ilmu Sosial, Agama, Budaya dan Terapan Jeksyah Jurnal Indonesia Sosial Teknologi EKOBIS SYARIAH Jurnal Al-Kifayah: Ilmu Tarbiyah dan Keguruan Jurnal Tahsinia Innovative: Journal Of Social Science Research Nanggroe: Journal Of Scholarly Service Asia Information System Journal Journal of Educational Management Research Al-Hukkam : Journal of Islamic Family Law JAMAS: Jurnal Abdi Masyarakat FISHIANA Journal of Marine and Fisheries Kreativitas Pada Pengabdian Masyarakat (Krepa) Jurnal Agro Estate JAMPARING: Jurnal Akuntansi Manajemen Pariwisata dan Pembelajaran Konseling Riwayat: Educational Journal of History and Humanities Komunita: Jurnal Pengabdian dan Pemberdayaan Masyarakat Nanggroe: Journal of Scholarly Service Asian Journal of Toxicology, Environmental, and Occupational Health Journal of Placemaking and Streetscape Design Journal of Principles Management and Bussines PEDAMAS (Pengabdian Kepada Masyarakat) VISA: Journal of Vision and Ideas Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Advances In Social Humanities Research Journal of Civil Engineering, Planning, and Design (JCEPD) JFAS : Journal of Finance and Accounting Studies Health Dynamics ARUS JURNAL SAINS DAN TEKNOLOGI JGEN : Jurnal Pengabdian Kepada Masyarakat JISH (Jurnal Ilmu Syariah dan Hukum) Tabayyanu : Journal of Islamic Law INTIHA : Islamic Education Journal TAFASIR Journal of Social Science and Multidisciplinary Analysis Journal Metaverse Adpertisi Asian Journal of Social and Humanities Journal of Development Economics and Digitalization, Tourism Economics (JDEDTE) IJIMCE : International Journal of Innovation in Mechanical Construction and Energy Banun : Jurnal Pendidikan Islam Anak Usia Dini Cipulus Edu: Jurnal Pendidikan Islam Academic Journal of Dawa and Communication Transformasi Manageria: Journal of Islamic Education Management Indonesian Journal of Electronics, Electromedical Engineering, and Medical Informatics Galaksi Al Ilmu Padaidi: Journal of Tourism Dedication Jurnal Pengabdian Masyarakat Wadah Publikasi Cendekia Almikanika Jurnal Abdimas Jurnal Pengabdian Cendekia Padaidi: Journal of Tourism Dedication INSTALL: Information System and Technology Journal Journal Social Civilecial Jurnal Teknokes SEMINAR TEKNOLOGI MAJALENGKA (STIMA) Papanda Journal of Community Service
Abdul Latif
Universitas Udayana
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Ultimum Remedium as a State Loss Recovery Mechanism in Corporate Tax Crimes Astuti, Dwi; Latif, Abdul; Suasoongern , Sineenart
Journal Evidence Of Law Vol. 4 No. 2 (2025): Journal Evidence Of Law (Agustus)
Publisher : CV. Era Digital Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59066/jel.v4i2.1449

Abstract

The ultimum remedium principle in tax criminal law is designed as the last limit in law enforcement, which is only used when administrative efforts are no longer effective. However, in the practice of handling corporate tax crimes in Indonesia, this principle is often ignored, so that punishment becomes the first step instead of the last resort. This research aims to analyze the effectiveness of the ultimum remedium as a mechanism to recover state losses and assess the extent to which its implementation reflects the principles of justice and fiscal efficiency. Using a normative juridical approach with the support of empirical data from court decisions and interviews, this research finds that the principle has not been applied consistently, and tends not to have a significant impact on state financial recovery. As a novelty, this research proposes a restorative fiscal justice approach model that places the ultimum remedium as an active strategy to recover losses, not just a criminal limitation principle. The findings are expected to strengthen the direction of economic criminal law reform that is more proportional, efficient, and adaptive to the country's fiscal needs.
Analisis Determinan Financial Management Behavior sebagai Modal Sosial Perempuan Gen Milenial dan Gen Z Menuju Indonesia Emas 2045 Apriani, Erna; Latif, Abdul; Aprilianti, Aprilianti
Ekonomis: Journal of Economics and Business Vol 9, No 2 (2025): September
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/ekonomis.v9i2.2193

Abstract

The purpose of this study is to analyze the determinants of financial management behavior as a social capital for Millennial and Gen Z women. Data analysis in this study uses associative causality with a quantitative approach. The sample in this study is the gender of the millennial and Gen Z generation women who are already working with a focus on the three largest industrial areas in West Java, namely Bekasi, Karawang, and Purwakarta Regency. The research sampling technique used the Slovin formula with online and direct questionnaires and interviews. The sample determined by the Slovin technique was 400 respondents from 1,008,579 female workers over 15 years old who are working. The results of this study conclude that there is a positive and significant influence between the variables of financial knowledge and personality traits on financial management behavior and on education level. There is a positive and significant influence between the variable of education level on financial management behavior. In addition, this study also found that the variable of education level was not able to moderate the influence of the variable of financial knowledge on financial management behavior. However, the variable of education level was able to moderate the influence of the variable of personality traits on financial management behavior as a social capital for Millennial and Gen Z women.
Pengoptimalan kemampuan evaluasi guru bahasa indonesia di era 5.0 Mulyati, Yeti; Sastromiharjo, Andoyo; Damaianti, Vismaia S.; Saputra, Dedi; Handayani, Wulan; Mualimah, Eka Nurul; Latif, Abdul; Alamsyah, Zulfikar
Jurnal Pembelajaran Pemberdayaan Masyarakat (JP2M) Vol. 4 No. 1 (2023)
Publisher : Universitas Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33474/jp2m.v4i1.19899

Abstract

Pembelajaran adalah hal yang kompleks, oleh karenanya diperlukan kemampuan yang optimal sebagai seorang pendidik. Namun, realitanya masih ada beberapa hal yang menjadi hambatan tersendiri bagi guru salah satunya adalah mengevaluasi suatu pembelajaran. Evaluasi disalah artikan sebagai hasil akhir dari suatu pembelajaran. hal tersebutlah yang menjadi landasan penelitian ini dilakukan. Tujuan dari penelitian ini yaitu dalam rangka pengoptimalan evaluasi pembelajaran bahasa Indonesia pada tingkat SMA melalui program pengabdian kepada masyarakat di kabupaten Garut pada era 5.0. Penelitian ini merupakan jenis penelitian Participatory Action Research (PAR) yang melibatkan guru Bahasa Indonesia yang terhimpun dalam MGMP Se kabupaten Garut. Terdapat tiga tahapan dalam pelaksanaan kegiatan pengabdian ini. Pertama, peneliti mengobservasi tentang apa saja yang menjadi hambatan yang dihadapi guru ketika melakukan evaluasi pembelajaran bahasa Indonesia di sekolah melalui angket. Kedua, pelaksanaan pengoptimalan evaluasi pembelajaran bahasa Indonesia pada tingkat SMA dengan menghadirkan penyaji yang akan menjelaskan tahapan serta apa saja yang harus dilakukan dalam melakukan evaluasi pembelajaran bahasa Indonesia. Terakhir yaitu analisis hasil dari pelaksanaan kegiatan pengabdian. Hasil dari pengabdian ini yaitu mampu memberikan dampak positif terhadap pengoptimalan evaluasi pembelajaran bahasa Indonesia oleh guru di Kabupaten Garut. Guru sudah mengenal tahapan dari setiap evaluasi mulai dari evaluasi awal, evaluasi proses hingga evaluasi akhir. Guru juga lebih mengerti selain mengedepankan aspek kognitif, aspek afektif tidak dapat juga diacuhkan. Penyeimbangan antara kognitif dan afektif adalah cara terbaik agar evaluasi bisa berjalan secara optimal.
The Influence of Visionary Leadership and Teacher Pedagogical Competence on the Quality of Student Learning Outcomes at Madrasah Aliyah Latif, Abdul; Saroni , M.; Araniri , Nuruddin
Al-Ilmu Vol. 1 No. 1 (2024): Al-Ilmu-May
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/bk1c8850

Abstract

This study aims to analyze the influence of visionary leadership and teacher pedagogical competence on the quality of student learning outcomes at Madrasah Aliyah As-Sakienah Sliyeg, Indramayu Regency. The research method uses a quantitative approach with a verification method. The research population was 115 people with a sample of 90 respondents selected using random sampling techniques. Data were collected through questionnaires and analyzed using multiple linear regression with the help of SPSS version 20.0. The results of the study show that: (1) visionary leadership has a positive and significant effect on the quality of student learning outcomes with a contribution of 58.76% (t-count 4.938 > t-table 1.662); (2) teacher pedagogical competence has a positive and significant effect on the quality of student learning outcomes with a contribution of 49.28% (t-count 1.971 > t-table 1.662); and (3) visionary leadership and teacher pedagogical competence simultaneously have a positive and significant effect on the quality of student learning outcomes with a contribution of 60.40% (F-count 66.354 > F-table 2.15). This study recommends the importance of strengthening the visionary leadership of madrasah principals and improving teacher pedagogical competence to improve the quality of student learning outcomes.
Sosialisasi Manajemen Keuangan dan Financial Technology Pada UMKM Desa Sirnajaya Latif, Abdul; Aprinai, Erna; Prawitasari, Nining Yurista; Afandi, Dian Rachmawati; Sabilla, Akfika Rizky
JGEN : Jurnal Pengabdian Kepada Masyarakat Vol. 3 No. 5 (2025): JGEN : Jurnal Pengabdian Kepada Masyarakat, Oktober 2025
Publisher : Lumbung Pare Cendekia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60126/jgen.v3i5.1247

Abstract

Era digitalisasi pengelolaan keuangan dan Fintech sangat perlu diaplikasikan oleh UMKM, kemudahan transaksi dan pengelolaan keuangan yang tepat dapat mempengaruhi kinerja usaha serta keuangan yang sehat. Kususnya UMKM yang menjadi salah at kontribusi besar bagi pertumbuhan ekonomi dalam negeri. Kegiatan sosialisasi ini bertujuan untuk memberikan pemahaman pentingnya mengelola keuangan usaha dengan baik dan benar, serta dapat memanfaatkan fungsi dari perkembangan fintech untuk kemudahan dalam transaksi usaha sehingga dalam traksaksi usaha kususnya menjadi efesiensi. Kegiatan ini berlangsung di Aula Desa Sirnajaya, Kecamatan Serang Baru, Kabupaten Bekasi dengan peserta merupakan macam-macam UMKM local dengan metode pelaksanaan sosialosasi, praktek, dan pengarahan secara langsung. Hasil dari kegiatan sosialisasi menghasilkan kontribusi secara praktis bagi pelaku UMKM dari awalnya rata-rata tidak melakukan manajemen keuangan dalam proses keuangan dari hasil usaha, menjadi lebih edukasi akan pentingnya mengatur keuangan usaha dengan lebih cermat, fungsinya bisa meminimalkan risiko keuangan yang tidak terarah dan cash flow yang lebih sehat. Kemudian selanjutnya terkait penggunaan fintech dalam usaha rata-rata belum memakai teknologi keuangan, contohnya dalam pembayaran transaksi QRIS, setelah disosialisasi dengan studi kasus dan fakta dilapangan bahwa kemudahan traksaksi dengan Fintech dapat meningkatkan penjualan dengan lebih signifikan dalam kinerja UMKM, pengelolaan keuangan yang baik dan penggunaan fintech meningkatkan kinerja usaha.
RANCANG BANGUN SISTEM PEMANTAUAN KADAR OKSIGEN DAN BERAT BADAN BAYI PADA INCUBATOR BAYI MENGGUNAKAN BLYNK IOT DAN NODEMCU Aushaaf, Muhammad Hisyam; Wibowo, Kusnanto Mukti; Ishartom, Farid; Latif, Abdul; Romadhona , Gema
Teknika Vol 10 No 2 (2025): October 2025
Publisher : Pusat Penelitian dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52561/teknika.v10i2.473

Abstract

Inkubator bayi merupakan alat vital dalam perawatan bayi prematur untuk menjaga suhu tubuh, kelembapan, kadar oksigen, dan memantau berat badan secara stabil. Namun, sistem pemantauan konvensional sering kali belum mampu memberikan data secara real-time maupun terintegrasi dengan sistem peringatan dini. Penelitian ini bertujuan merancang dan membangun sistem pemantauan kadar oksigen dan berat badan bayi pada inkubator menggunakan teknologi Internet of Things (IoT). Sistem ini dibangun dengan sensor MQ-135 untuk mengukur kadar oksigen, load cell untuk berat badan, NodeMCU sebagai mikrokontroler, serta aplikasi Blynk IoT dan LCD sebagai tampilan data. Data dari sensor dikirim secara nirkabel ke aplikasi Blynk dan ditampilkan secara langsung di LCD. Hasil pengujian menunjukkan tingkat akurasi sistem tinggi dengan error rata-rata pengukuran berat hanya 0,40%. Sistem juga mampu memberikan notifikasi suara dan alarm jika kadar oksigen berada di luar rentang aman (19–23%). Alat dan bahan yang digunakan meliputi sensor MQ-135, sensor load cell, modul HX711, NodeMCU, LCD I2C, serta aplikasi Blynk sebagai antarmuka pengguna. Implikasi dari sistem ini adalah tersedianya alat bantu pemantauan yang efektif, akurat, dan real-time bagi tenaga medis, sehingga mampu meningkatkan kualitas layanan dan keselamatan bayi prematur di ruang perawatan intensif rumah sakit.
Evaluating the Reliability of SpO₂ and BPM Readings in Commercial Smartwatches Compared to a Standard Oximeter Wibowo, Kusnanto Mukti; Royan, Royan; Latif, Abdul; Susanto, Fani; Fatiatun, Fatiatun; Irmawanto, Rudi; Che Ani, Norhidayah
Jurnal Teknokes Vol. 18 No. 2 (2025): June
Publisher : Jurusan Teknik Elektromedik, Politeknik Kesehatan Kemenkes Surabaya, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The advancement of wearable technology has enabled commercial smartwatches to monitor vital health parameters such as blood oxygen saturation (SpO₂) and heart rate (BPM). This study aimed to evaluate the accuracy of SpO₂ and BPM readings from three commercial smartwatches: Realme C2 Pro, Oraimo 2 Plus OSW-32N, and Haylou LS02 Pro by comparing them to a standard medical-grade oximeter (Beurer PO40). A total of 34 participants were recruited, representing a range of skin tones identified using the Fitzpatrick Skin Type Scale (Types I–V). Statistical analyses, including Pearson’s correlation and Bland-Altman plots, were used to assess the relationship and agreement between devices. Results showed that the Realme C2 Pro provided the highest accuracy, with 99.58% for SpO₂ and 98.515% for BPM, while the Haylou LS02 Pro showed the lowest accuracy at 99.24% for SpO₂ and 97.29% for BPM. Bland-Altman analysis revealed small biases and narrow limits of agreement, indicating that the smartwatches produced readings closely aligned with those of the medical device. Despite minor discrepancies, all smartwatches demonstrated strong potential for health monitoring applications. The discussion highlights factors influencing measurement accuracy, including sensor quality, algorithm performance, and user-specific variables such as skin tone. These findings support the role of smartwatches as accessible tools for early health detection and continuous monitoring. Although not intended to replace clinical instruments, properly optimized smartwatches can complement healthcare systems by enabling timely interventions and enhancing disease management.
TERDAMPAKNYA PENDAPATAN PEDAGANG SAYURAN PADA MASA PANDEMI COVID-19 DI PASAR SHOPPING LIMBOTO KABUPATEN GORONTALO: - Latif, Abdul; Mohamad, Roni; Murtini, Murtini; Mardiana, Andi
Jurnal Alwatzikhoebillah : Kajian Islam, Pendidikan, Ekonomi, Humaniora Vol. 8 No. 2 (2022): Jurnal Alwatzikhoebillah: Kajian Islam, Pendidikan, Ekonomi, Humaniora
Publisher : Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/alwatzikhoebillah.v8i2.1486

Abstract

This research sets out from the phenomenon of decreased income of greengrocers at the Limboto Shopping Market during the Covid-19 pandemic. The purpose of this research is to find out the impact of the Covid-19 pandemic on the greengrocers’ income at the Limboto Shopping Market, Gorontalo Regency. This research applies a qualitative approach. The greengrocers who become subjects in this research are those at the Limboto Shopping Market. The number of informants is 13 people of 22 greengrocers. Data collection involves observation, interview, and documentary techniques. Based on this research, it is found that the income of greengrocers at the Limboto Shopping Market during the pandemic has decreased because people's purchasing power has decreased, while the cost of living has increased. The decreased income has caused the greengrocers to consider whether to continue their business or not, taking into account that there is no reduced fare in the payment for the rental stalls. In addition, the absence of intensive handling causes the business to be threatened with closure and the capital runs out so that traders suffer losses. On the other hand, there is a government policy regarding limiting operating hours which causes an unstable economic cycle.
Development and Acoustic Analysis of a Speaker-Output Stethoscope for Low-Cost Clinical Applications Wibowo, Kusnanto Mukti; Latif, Abdul; Susanto, Fani; Fatiatun, Fatiatun; Che Ani, Norhidayah
Indonesian Journal of Electronics, Electromedical Engineering, and Medical Informatics Vol. 7 No. 4 (2025): November
Publisher : Jurusan Teknik Elektromedik, Politeknik Kesehatan Kemenkes Surabaya, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35882/ijeeemi.v7i4.125

Abstract

This study addresses the limitations of traditional stethoscopes, which are constrained by their single-user design, dependence on auditory acuity, and susceptibility to background noise. These limitations hinder collaborative learning and diagnostic accuracy, particularly in noisy environments or during infectious disease outbreaks. The aim of this work is to develop a low-cost, speaker-output digital stethoscope that enables multiple users to simultaneously listen to heart sounds, improving both clinical training and infection control. The main contribution of this study is the integration of a conventional analog stethoscope with a high-sensitivity microphone preamplifier, an external speaker, and digital signal processing (DSP) algorithms. This configuration allows the amplification and filtering of heart sounds, enabling group auscultation without the need for earpieces. The device casing is constructed from High-Pressure Laminate (HPL) sheets and multiplex wood panels, while acoustic foam is used to reduce noise interference.  Heart sounds are captured via a microphone, amplified, and processed using Fast Fourier Transform (FFT) and band-pass filtering (20–150 Hz) to isolate the key frequencies. The system was tested in a quiet clinical setting, and the resulting audio was analyzed for clarity and frequency spectrum. The prototype successfully captured heart sounds, with a dominant spectral peak around 97 Hz, consistent with the primary frequency of heartbeats. It also clearly identified the first (S1) and second (S2) heart sounds. However, ambient noise affected sound clarity, indicating the need for further noise reduction. Despite this limitation, the device successfully enabled group auscultation. In conclusion, the speaker-output stethoscope offers an affordable and effective alternative to traditional auscultation, enhancing medical training and improving infection control. Although noise reduction requires further refinement, the system demonstrates strong potential for application in clinical and educational settings, particularly in low-resource environments
Analisis Daya Saing Industri Keuangan Syariah Di Provinsi Gorontalo : Peluang & Tantangan Kurniati, Kurniati; Latif, Abdul
JSAP : Journal Syariah and Accounting Public Vol 8, No 1 (2025): Juli 2025
Publisher : Program Studi Akuntansi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31314/jsap.8.1.55-74.2025

Abstract

Abstract:Abstract. Research in the field of Islamic finance industry is needed to determine the level of public interest in the development of Islamic finance. In addition, in competition with the non-Islamic financial industry, this study can provide insight into the factors that influence people's decisions to choose Islamic financial services, as well as effective marketing strategies. This is important to increase market share, especially Islamic banking which is still relatively small compared to non-Islamic banking. This study aims to analyze the Competitiveness of the Islamic Finance Industry in Gorontalo Province. This type of research is qualitative research. The analysis used is secondary data analysis presented descriptively. This research was conducted by means of a literature study/literature review taken from various existing sources in the form of data or published documents from Bank Indonesia, journals, books, articles, and other reading findings related to the research topic. The results of this study show the Development of the Competitiveness of the Islamic Finance Industry in Gorontalo by Carrying out an analysis of the development of Islamic banks in Gorontalo. Abstrak.Penelitian di bidang industri Keuangan syariah diperlukan untuk mengetahui besarnya minat masyarakat terhadap perkembangan keuangan syariah. Selain itu, dalam persaingan dengan industri keuangan non syariah, penelitian ini dapat memberikan wawasan tentang faktor-faktor yang mempengaruhi keputusan masyarakat untuk memilih layanan keuangan syariah, serta strategi pemasaran yang efektif. Ini penting untuk meningkatkan pangsa pasar khususnya perbankan syariah yang masih relatif kecil dibanding dengan perbankan non-syariah. Penelitian ini bertujuan untuk menganalsis Daya Saing Industri keuangan Syariah di Provinsi Gorontalo. Jenis penelitian ini adalah penelitian kualitatif. Adapun analisis yang digunakan yaitu analisis data skunder yang disajikan secara deskriptif. Penelitian ini dilakukan dengan cara studi kepustakaan/ literature review yang di ambil dari berbagai sumber yang ada berupa data atau dokumen publish Bank Indonesia, jurnal, buku, artikel, serta temuan baca lainnya yang berkaitan dengan topik penelitian. Hasil penelitian ini menunjukkan Perkembangan Daya Saing Industri Keuangan Syariah di Gorontalo Dengan Melaksanakan analisis perkembangan bank syariah di Gorontalo.Kata kunci: Industri keuangan syariah di Gorontalo, Industri Syariah , Perbankan Syariah
Co-Authors A. Muri Yusuf A.A. Ketut Agung Cahyawan W Abdul Aziz Abdul Muid Abdul Razak Munir Abdullah Muzakar Abdurrohman, Abdurrohman Achmad, Yudianto Ade Destri Deviana Adriani, Adella Afandi, Mohammad Fajrul Falah Afriani Afriani Agistina, Aini Agriyanto, Ari Agus Sarwo Prayogi Agus Widodo, Hendro Agustiani, Sarifah Agustiar agustiar Agustina, Rachma Ahmad Ahmad Fadhel Syakir Hidayat Ahmad Gazali, Ahmad Ahmad MAULANA Ainulyaqin, M.H Ajuna, Luqmanul Hakiem Akhmad Baihaqi Akihari, Bobby Dwitama Eden Al Munawar, Fahad Fauzan Al-Hafiz, Nofri Wandi Al-Husaini, Muhammad Alamsyah, Restu Alamsyah, Zulfikar Alfani, Andri Ali Mustopa, Ali Almahdi Alwi, Ardan Amin Retnoningsih Amos Amos Amrullah Amrullah Amzulian Rifai Andi Mardiana Andoyo Sastromiharjo Andri Atmoko, Rachmad Anfas, Anfas Anggit Wicaksono Anna Anna, Anna Anugrah, Idza Sri Aprilianti Aprilianti Aprinai, Erna Araniri , Nuruddin Ardani Ardani Ardi Novra Aref Vai Arfianto, Afif Zuhri Arham, Muhammad Ariarta, Aliffany Pualam Arif Rahman Hakim Arifuddin, Qadriani Arinda, Syifa Ariska, Nana Arismaya Wahyu Kurniasari, Arismaya Wahyu Arivan Halim Asdar Asdar Ashmarita, - Asngadi Rofiq Aswadul Fitri Saiful Rahman Aswin Nasution Asy'arie, Bima Fandi Aulady, M. Ferdaus Noor Aulia, Ajeng Hijiratul Aunurrahman Aunurrahman Aushaaf, Muhammad Hisyam Awaluddin Ayatullah Ayatullah, Ayatullah Ayu Rahayu Azhar, Fakhri Azizah, Ifa Nurul Bagus Pramusintho Bie, Kalistowen Bin Usman Imam, Luqman Budi Hartono BUDI PRAMONO Bugis, Meili Bulkis Bulkis Chandra, Alicia Cherie Chatarina Umbul Wahyuni Che Ani, Norhidayah D. Madale, Aida Dalle, Muhammad Yunus Damius, Open Darmayasa, Darmayasa Daryono, Julius Wahyu Daud, Excel Dedi Saputra Dedi Sumanto Defitri, Astrian Hessy Desniarti, Desniarti Dharmaputra, Ngurah Suradatta Dian Rachmawati Afandi Dinda Seplinar Batubara Durrotunnisa Duyo, Rizal A Dwi Astuti Dwi Yuliaji Dzul Ikram, Muhammad Efendi, Z Mawardi Eko Poetro, Joessianto Elsa Eka Putri Elyunandri, Heldy Prayogi Ermia SYO, Vivin Erna Apriani Ery, Anda Prasetyo Fachrial Banyu Asmoro Fachrudin, Alif Pasah Fadila, Annur Fadilah, Miftahul Fadillah, Imron Fahrudin, Danil Eka Fajar, Hanafi Arya Fajar, Nanda Kurnia Fajlurrahman, Muhammad Afif Haidar Fajri, Maulidil Fajri, Mohammad Zen Nasrudin FARIHEN, FARIHEN Fatana, Nurul Fatiatun, Fatiatun Fatimah Azzahra Fauzi, Khasbi Aqsal Fauzi, Rafli Fauziah, Asti Fazri, Muhammad Insan Kamil Febri Nova Lenti, Febri Nova Febryanti, Febryanti Ferawati Ferawati Ferawati Fety Fatimah Firdaus, Muhammad Rifqi Fitria, Nabila Fitriah, Siti Nimah Fitriyana, Deni Fajar Ganda Kurniawan, Ganda Genggong, Marsia Sumule Ghifari, Nabil Najwa Al Gilang Maulana, Muhammad Guhung, Hisantiawati Habu, Azhar D Hamidah, Sabrina Hanapi, Hanapi Hapsari, Niken Haqqy , Muhammad Ainul Harahap, Azhar Harahap, Rosina Hartati, Nani Hasnawati Hasnawati Helmi Kamal, Helmi Hendrik Setiawan, Hendrik Herlina Ahmad, Herlina Heru Santoso Wahito Nugroho Hery Chariansyah Hery Widijanto Hidayah, Alifah Putri Hidayah, Zulfa Zakiatul Hilmiyatun, Hilmiyatun Hirja Hidayat Hirmaleny, Yenny Holiawati, Holiawati HUDA, AHMAD SYAIFUL Huldiya Syamsiar Ichlas Nur Iis Basyiroh Ikhsan, Fatanul Ikhsan, Nurman Maulana Ikram, Muhammad Dzul Ilmiyanor, Akhmad Hafi Immawanti Indra Permana, Indra Indra Sulaksana Intan Muflihah, Intan Intan Nuraini Irma Rahmawati Irmawanto, Rudi Irsal Amin Isarianto, Isarianto Ishartom, Farid Itawarnemi, Hilmina Iwan Aflanie Jalil Jalil, Muhammad Jauhari, Roshifah Jauhari Jaya Jaya Joi Phiau, Bun Jur. M. Udin Silalahi Kahfi, Sidik Al Karimah, Mayla Aflahul Karina Muji Lestari, Karina Muji Karsikah Keisyah Yuvi Amanda Keke, Ahmat Kherani, Evi Khoiruddin, Irfan Kholipah, Wilda Khumairah, Eka Silfia Kristiawanto , Kristiawanto Kriswanto Kriswanto, Kriswanto Kunal, Kunal Kurniati Kurniati Kurniati, Titi Kustina, Rahmattullah Kustina, Rika Kusumawinakhyu, Titik Lahay, Sri fitrianti Lathifah, Nurul Latif, Muhammad Sabri Lestari, Silva Intan Lindawati, Ratna Lutfi Lutfi Luthfi Setiarno, Muhammad M. Chiar M. Rifky Abdillah M. Ulil Albab Madinah, Hijrahtulk Mahdi, Rijal Mahliatussikah , Hanik mamun, sukron Maretmy, Angella MARIA BINTANG Maria Kristina, Maria Maritha Nilam Kusuma Masadi, Melody Angel Mashuri Mashuri Massiseng, Andi Nur Apung Maulana, Husaini Maulana, Nanda Akmal Maulidiyana, Maya Maulina, Riska Maysarah Isbat, Siti Melani, Tasya Moch. Nurcholis Mohamad Bahrum Mohamad, Roni Monita, Ela Mualimah, Eka Nurul Muhamad Kurniawan, Muhamad Muhammad Aditya, Muhammad Muhammad Afif Muhammad Afif Amrulloh Muhammad Ardi, Muhammad Muhammad Azmi, Muhammad Muhammad Baharuddin, Muhammad Muhammad Fauzi, Lalu Muhammad Ismail Muhammad Nur Muhammad, Adamu Abubakar Muhdar HM Muhrisal, Aco Muhyiddin Tahir Mukrima, Hardianti Muliadi Munawar, Fahad Fauzan Al Munawir Makmur Muntohar Mursidah Mursidah, Mursidah Murtini Murtini, Murtini Muryanto Amin Musawir, La Ode Abdul Mutniati, Vebri Putri Muttaqin, Dadan Ahmad Badar Muzhillah Ar Alqurbani Najamuddin Najamuddin, Najamuddin Najib, Rafi Nasirudin, Mohamad Nasution, Anisah Nasution, Indra Kesuma nengsi, asti purnawati Nguyen Phong, Thanh Nikmah Nikmah Ningsih, Risma Nining Yurista Prawitasari, S.H.,M.H. Nirwana, Hafsah Nisa, Khairu Nofriadi Nota Effiandi Novi Andriani, Novi Nugraha, Siti Nurhasanah Nur Cholid, Nur Nur Hidayah Nurainun Nurainun Nurani, Pelita Maulida Nurdevi, Nurdevi Nurfadillah, Rifa Sri Nurhafni Siregar Nurhayati, Mila Nurjanah, Rina Nurkhapisah, Nurkhapisah Nurliana Nuruddin Araniri, Nuruddin Octavia Cahyani, Mega Oktafanda, Ego Oktamayanti, Baiq Iftihar Oktavia, Lia Oktavia, Yayu Oktaviany, Nadilla Olii, Zein Pahmi, Esa Pahru, Syaiful Pahru, Syaipul Pallu, Hamsia PANE, PERTAMA YUL ASMARA Pangestu, Aji Pangestu, R Ali Paramitha Paramitha Pattola Pepriyani, Nor Lintang Permana, Yusup Prasetya, Yoga Budi Prayitna, Adiyudha Priangga, Priangga Pupung Purnamasari Purnamasari, Ismi Putera, Muhammad Luthfi Setiarno Putra, Iwandikasyah Putra, Marta Satria Putri, Nhyra Kamala QOMARIYAH, SITI NUR Raden Mohamad Herdian Bhakti Rafidah Rafidah Rahadiyan Setya Utama, Rahadiyan Setya Rahimah, Ainun Rahmadani, Zulvia Rahman, Supandi Rahmat Hafiz Rahmawati, Rahmawati Ramdani, Cepi Ratna Lindawati Rauf, Spandi Rayhan Amadius Weihan Resmi Resmi Retno Kus Setyowati Rifa'in, Aswar Riono, Siswan Riskia, Nenisa Rismanto Rismanto Riswan Riswan Riswan Riwu Kore, Jefirstson R Robbi Rahim Rodhi, Muhammad Rodhy Harisca Rofiqo, Azidni Romadhona , Gema Rosyida, Fatia Ainur royan, royan Rudi Kurniawan Rusda Wajhillah, Rusda Rusiyanto Rusiyanto, Rusiyanto Rutama, Dedy Sabilla, Akfika Rizky Sabrila, Trifebi Shina Sabrina, Nabila Khalilah Safitri Linawati Safrillah, M. Rizky Eka Putra Vi Sahabi, Ansar Sahrain, Asral Kelvin S.R Sakum Salsabila, Biella Salwa S, Andi Samsuni, Samsuni Sangga, Amin Santosa, Firman Saputra, Waldi Sarb, Sukadji i Sari, Ribut Nawang Sari, Rossa Permata Saroni , M. Sartika, Laiya Fitri Satria Putra, Marta Septian, Daniel Marvelino Setiadi, Pompong B Shankar, K. Shanty, Ade Maya Mei Shiddiq, Jamaluddin Shodiq, Md. Sigit Saptono Sijaya, Abdul Hamid Simanjuntak, Rosalia Rusline Siregar, Disna Anum Siswantari Pratiwi Sitepu, Safnal Zeryo Siti Khotimatul Wildah siti rodiah Siti Yuliyanti, Siti Sobihin, Sobihin Solimin, Solimin Sonu, Hafidzah Jannah Sri Handayani Sri Hartutik Sri Hidayati Sri Murni Sri Utaminingsih Sriwahyuni, Wiwiek Suaib Suasoongern , Sineenart Su’ad, Su’ad Sudrajat, Muhammad Sudu, La Sugiyarti Fatma Laela, Sugiyarti Fatma Suharyanto Suhessy Syarief, Suhessy Sujipto*, Ari Sukmawan, Sandi Sulaimana, Sulaimana Sulastri, Asri Sulemana, Sulemana Suliana, I Made Sumaryo, Partono Sunarto Sunarto Sungatno, Sungatno Sungkowo Sungkowo, Sungkowo Sunyoto Sunyoto Suparji Suparji Suprayogi Suprayogi Suratin, Sonia Isna Suripto Suripto Surtinah, Nani Susanto, Fani Susanto, Yenny Sutarman Suti’ah, Suti’ah Sutomo, Mega Ani Syafi’i, Ahmad Syah, Ahmad Syahrial Sidik Syamsuddin Syamsuddin Syarif Hidayatulloh Syauqi, Teuku M Syukur, Hendrodinus Widono T.Helmy, Elsayed Tambunan, Anton Maruli Tamim Mulloh TANWIR, SITI SAROH Taufik, Risman TEGUH PRAYITNO Thahir thahir, Thahir Thamrin, Saddam Husain Thanh Nguyen, Phong Tiong, Piter Toto Haryanto Ujang Miftahudin Ulfah, St. Maria Ulumudin, Jamil UN, Rizam Ahada Usman Imam, Luqman bin Varra Fauziah Ismuningrum, Varra Fauziah Vi Safrillah, M. Rizky Eka Putra Vismania S. Damaianti, Vismania S. W, Kusnanto Mukti W, Wiyarno Wahyu, Wing WARDATUL HUSNA IRHAM Widiastuti Winarsih, Uci Windasari, Hutriana Wira Hadianto, Wira Wiyarno, Wiyarno Wulan Handayani, Wulan Wulandari Wulandari Wulandari, Enika Wulandari, Monica Yahu, Mikhael Neta Yanti, Hardi Yanyan Mulyaningsih Yasser Arafat Yeni Lailatul Wahidah Yuningsih Van Solang, Yuningsih Van Yunus, Nur Hafsa Yusditara, Wisnu YUSNITA YUSNITA Zulkarnaen, Ade Iskandar