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All Journal Jambi Medical Journal : Jurnal Kedokteran dan Kesehatan Jurnal Pendidikan dan Pembelajaran Khatulistiwa (JPPK) Jurnal Elektronik Pendidikan Matematika Tadulako AKSIOMA Jurnal Pendidikan Matematika Al-'Adalah Jurnal Sosialisasi: Jurnal Hasil Pemikiran, Penelitian dan Pengembangan Keilmuan Sosiologi Pendidikan Al-Ulum AGRIEKONOMIKA Jurnal Online Mahasiswa (JOM) Bidang Keguruan dan Ilmu Pendidikan Jurnal Promosi Pendidikan Ekonomi Jurnal Plans : Penelitian Ilmu Manajemen dan Bisnis SCHOOL EDUCATION JOURNAL PGSD FIP UNIMED Jurnal Teknologi Pertanian Jurnal Berkala Epidemiologi Jurnal Aplikasi Bisnis dan Manajemen (JABM) E-Journal Jurnal Ilmiah Mahasiswa FKIP Prodi Biologi Jurnal Pendidikan Kimia FKIP Universitas Halu Oleo Padjadjaran Journal of Dentistry Jurnal Surya Medika Jurnal Ilmiah Universitas Batanghari Jambi Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam JURNAL BAHASA, SASTRA DAN PEMBELAJARANNYA Jurnal Distilasi Jurnal Intek Akuakultur Jurnal Pembangunan Berkelanjutan Jurnal Skala Kesehatan Martabe : Jurnal Pengabdian Kepada Masyarakat Jurnal Kolaboratif Sains Jurnal Pendidikan Ekonomi (JURKAMI) Jurnal Basicedu WIDYA LAKSANA ISOQUANT : Jurnal Ekonomi, Manajemen dan Akuntansi Jurnal Inovator Jurnal Ilmu Manajemen BALANCE Jurnal Akuntansi dan Bisnis JURNAL TUGAS AKHIR MAHASISWA PREPOTIF : Jurnal Kesehatan Masyarakat Jurnal Doppler Jurnal Fisika dan Terapannya Jurnal Aisyah : Jurnal Ilmu Kesehatan Community Development Journal: Jurnal Pengabdian Masyarakat REUSAM ; Jurnal Ilmu Hukum International Journal of Finance Research JURNAL TEKNIK PATRA AKADEMIKA Jurnal Kesehatan Tambusai Jurnal Kesmas Jambi Al-Sharf: Jurnal Ekonomi Islam Jurnal Manajemen Bisnis dan Keuangan Jurnal Kependidikan: Jurnal Hasil Penelitian dan Kajian Kepustakaan di Bidang Pendidikan, Pengajaran dan Pembelajaran Forum Bisnis dan Kewirausahaan Jurnal Aplikasi Manajemen dan Bisnis (JAMB) MAHESA : Malahayati Health Student Journal Jurnal Riset dan Inovasi Pembelajaran Journal of English Language and Education GOVERNANCE: Jurnal Ilmiah Kajian Politik Lokal dan Pembangunan Jurnal Pengabdian Masyarakat (ABDIRA) KESANS : International Journal of Health and Science Edunomia : Jurnal Ilmiah Pendidikan Ekonomi Fruitset Sains : Jurnal Pertanian Agroteknologi Journal of Education Research INVENTION: Journal Research and Education Studies Jurnal Ilmiah Ibnu Sina (JIIS): Ilmu Farmasi dan Kesehatan Jurnal Ilmiah Mahasiswa Fakultas Hukum Universitas Malikussaleh Jurnal Salam Sehat Masyarakat (JSSM) Milkiyah: Jurnal Hukum Ekonomi Syariah Robust: Research of Business and Economics Studies Journal of Health and Nutrition Research Jurnal Pendidikan dan Ilmu Sosial Edukasia: Jurnal Pendidikan dan Pembelajaran Journal of Agriculture (JoA) Lamahu: Jurnal Pengabdian Masyarakat Terintegrasi Jurnal Basicedu Jurnal Karya Abdi Masyarakat Aurelia: Jurnal Penelitian dan Pengabdian Masyarakat Indonesia Biology and Education Journal (BaEJ) EDUCTUM: Journal Research Electronic Journal Scientific of Environmental Health And Diseases Electronic Journal of Education, Social Economics and Technology Jurnal Pengabdian Kolaborasi dan Inovasi IPTEKS Nanggroe: Journal Of Scholarly Service Women Midwives and Midwifery Riset Informasi Kesehatan Jurnal Pengabdian Masyarakat Bangsa International Journal of Health, Engineering and Technology Indo-Fintech Intellectuals: Journal of Economics and Business Jurnal Pengabdian Harapan Ibu (JPHI) Jurnal Terapan Ekonomi dan Bisnis (JTEB) (JIMBE) Nanggroe: Journal of Scholarly Service Journal of Education Religion Humanities and Multidiciplinary SULUH ABDI : Jurnal Ilmiah Pengabdian Kepada Masyarakat FAWAID: Sharia Economic Law Review MOTORIK Jurnal Kajian Ekonomi dan Manajemen Indonesia Jurnal Multidisiplin Indonesia Jurnal Malikussaleh Mengabdi Jurnal Al-Maun Jurnal Pengabdian Masyarakat jurnal Ilmu Sosial Haga Journal of Public Health (HJPH) Jurnal Penelitian Sains dan Kesehatan Avicenna Multidisciplinary Journals Jurnal Imiah Pengabdian Pada Masyarakat (JIPM) Journal of Management Education Social Sciences Information and Religion Jurnal Ilmu Ekonomi, Pendidikan dan Teknik (IDENTIK) Jurnal Pendidikan Rafflesia Evidence Midwifery Journal Jurnal Faidatuna Tamalanrea: Journal of Government and Development Jurnal Integrasi Manajemen Pendidikan Jurnal Lentera Ilmiah Pengabdian Masyarakat Jurnal Pendidikan Progresif Science and Community Pharmacy Journal Hawa : Jurnal Pemberdayaan Dan Pengabdian Masyarakat (HAWAJPPM) Kesmas: Jurnal Kesehatan Masyarakat Nasional (National Public Health Journal) ADMIT : Jurnal Administrasi Terapan
Ummi Kalsum
Program Studi Pendidikan Guru Pendidikan Anak Usia Dini FKIP UNTAn, Pontianak
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Pizza and Hamburger Consumption to Overweight among Adolescents in Jambi City Kalsum, Ummi; Nainggolan, Sahridayanti; Ng, Nawi
Kesmas Vol. 13, No. 2
Publisher : UI Scholars Hub

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Junk food is unhealthy and poor in nutrient quality, and may result in weight gain, obesity, and coronary heart disease, if consumed regularly. The prevalence of overweight in adolescents is 5-10% higher in urban areas. Adolescents undergo lifestyle changes, including in food consumption behavior. This study aimed to determine relation between junk food consumption patterns and overweight in adolescents. This study was conducted based on a cross-sectional design. A total of 137 high school students in Jambi City were involved in this study. Patterns of junk food consumption were assessed using food frequency questionnaires that examined the eating habits of study subjects. The variables were sex, maternal education, parents’s occupation, and family’s socio-economic level. Analysis was conducted using the chi-square test and multiple logistic regression. Nutritional status was measured using body mass index-forage with WHO Antro software. The results of this study indicated a 23.4% prevalence of overweight in adolescents. After controlling for maternal education, father’s occupation, instant noodle eating habits, and tea, coffee and cookies consumption, final model showed that consumption of pizza and hamburgers among adolescents was the dominant determinant for overweight (OR=3.55). Consumption of pizza and hamburger was related to overweight among adolescents in Jambi City.
Edukasi Tablet Tambah Darah pada Remaja Putri SMPN Satap 1 Watubangga, Desa Sumber Rejeki, Kecamatan Watubangga, Kabupaten Kolaka Ilyas, Ika Lismayani; Sari, Erin Adelia; Arifin, M. Jaenal; Kholifah, Ira Nur; Maharani, Maharani; Fizria, Heny; Nurfa, Nurfa; Yunita, Sang Ayu; Khaer, Miftahul; Anang, Muh.; Saputri, Ritmayana; Kalsum, Ummi
Jurnal Pengabdian Masyarakat (ABDIRA) Vol 5, No 4 (2025): Abdira, Oktober
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/abdira.v5i4.1103

Abstract

Sumber Rejeki Village, Watubangga District, has a coastal character that contributes to family lifestyles. The goal of this community service (PKM) is to improve anemia literacy and Menstrual Health Management (MHM) among female students of SMPN Satap 1 Watubangga through educational outreach. This Community Service used a one-group pre-post design with a slide- and leaflet-based outreach approach without pharmacological intervention. The population was female adolescents in grades VII–IX; a total sampling of participants was conducted (N=18; July 2025; session duration 75–90 minutes). The variables assessed were Knowledge (K), Attitude (A), and Intention to Practice. The instrument consisted of a brief KAP questionnaire (5 items on the true/false K scale, 5 items on the Likert scale 1–5, and 3 items on the intention to practice). The average score increased from 63.9% (pre-session) to 91.1% (post-session) (Δ=+27.2 percentage points; t(17)=5.34; d=1.26—large effect size). The category composition shifted from Good=6, Fair=7, Poor=5 to Good=16, Fair=2, Poor=0 at post-session. The single-session, slide- and leaflet-based outreach program had a significant impact on improving anemia and MHM literacy among adolescent girls.
FAKTOR RISIKO DIABETES MELLITUS TIPE II PADA KELOMPOK UMUR ≥15 TAHUN DI PROVINSI JAMBI (ANALISIS DATA SKI 2023) Askary, Ingrid Arum; Rd. Halim; Nasution, Helmi Suryani; Kalsum, Ummi; Fitri, Adelina
MOTORIK Jurnal Ilmu Kesehatan Vol 20 No 2 (2025): September
Publisher : Universitas Muhammadiyah Klaten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61902/motorik.v20i2.1620

Abstract

Diabetes Mellitus is a long-term condition that occurs when there is no increase in blood glucose in the body, because the insulin produced by the pancreas is not enough and the insulin produced is not used effectively. This study aims to determine the factors associated with the incidence of diabetes mellitus at age ≥ 15 years in Jambi Province based on SKI 2023 data.This study is a secondary data analysis using data from the 2023 Indonesian Health Survey with a cross-sectional research design conducted in June - April 2025. The population in this study was residents aged ≥ 15 years in Jambi Province with a sample size of. Data analysis using Multivariate Regression Logistic. The proportion of Diabetes Mellitus at age ≥ 15 years in Jambi Province was 0.7%. Variables related to the incidence of Diabetes Mellitus were consumption of sweet foods [Adj OR = 0.14 (95%CI: 0.04 - 0.53)], consumption of sweet drinks [Adj OR = 0.15 (95%CI; 0.05 - 0.44)], and hypertension [Adj OR = 5.21 (95%CI: 2.61 - 10.39)]. Hypertension is a dominant factor in the incidence of Diabetes Mellitus ≥ 15 years in Jambi Province so that optimal hypertension control efforts are needed through regular health checks and management of other risk factors. Diabetes Mellitus kondisi jangka panjang yang muncul ketika tidak adanya peningkatan glukosa darah dalam tubuh, karena insulin yang dihasilkan oleh pankreas tidak cukup dan insulin yang hasilkan tidak digunakan secara efektif. Penelitian ini bertujuan untuk mengetahui faktor-faktor yang berhubungan dengan kejadian diabetes mellitus pada usia ≥ 15 tahun di Provinsi Jambi berdasarkan data SKI 2023. Penelitian ini merupakan secondary data analysis dengan menggunakan data Survei Kesehatan Indonesia tahun 2023 dengan desain penelitian cross-sectional yang dilakukan pada bulan Juni – April 2025. Populasi dalam penelitian ini adalah penduduk usia ≥ 15 tahun di Provinsi Jambi dengan jumlah sampel sebesar. Analisis data menggunakan Multivariate Regression Logistic. Proporsi Diabetes Mellitus pada usia ≥ 15 tahun di Provinsi Jambi adalah 0,7%. Variabel yang berhubungan dengan kejadian Diabetes Mellitus yaitu konsumsi makanan manis [Adj OR = 0,14 (95%CI: 0,04 – 0,53)], konsumsi minuman manis [Adj OR = 0,15 (95%CI; 0,05 – 0,44)], dan hipertensi [Adj OR = 5,21 (95%CI: 2,61 – 10,39)]. Hipertensi merupakan faktor dominan pada kejadian Diabetes Mellitus ≥ 15 tahun di Provinsi Jambi sehinggi perlunya upaya pengendalian hipertensi secara optimal melalui pemeriksaan kesehatan berkala dan pengelolaan faktor risiko lainnya.
Meta Analysis: Effect of Iron Supplement Consumption and Menstrual Duration on Anemia in Adolescent Girls Guspianto, Guspianto; Kalsum, Ummi; Diastanti, Yunita
Jurnal Aisyah : Jurnal Ilmu Kesehatan Vol 10, No 1 (2025): March
Publisher : Universitas Aisyah Pringsewu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30604/jika.v10i1.2773

Abstract

Anemia has a negative impact on physical function, especially reproductive organ function in adolescent girls. The prevalence of anemia in adolescent girls globally is still high at 29.6%, including in Indonesia at 32%. This study aims to analyze findings from studies related to the prevalence of anemia and consumption of iron supplements and the duration of menstruation in adolescent girls. The research design uses a systematic review with meta-analysis of articles that sourced from three databases, namely Google Scholar, Pubmed, and Scopus. Search for articles using Publish or Perish software, and selected according to inclusion criteria, namely Indonesian or English language, full-text from 2013 to 2022, cross-sectional study design with the adjusted odds ratio measure. The data analysis using RevMan 5.4. Total of 10 articles met the inclusion criteria from 11,425 articles identified. The average prevalence of anemia in adolescent girls was 34.55% (CI 95%: 19.49-49.60). The results of the meta-analysis showed that iron supplement consumption (aOR= 6.17; 95% CI= 1.66-22.93; P-value 0.01) and menstrual duration (aOR= 5.97; 95% CI= 3.60-27.66; P- value= 0.04) influences the incidence of anemia in adolescent girls. It is recommended that young women always consume iron supplements according to government programs, especially during menstruation.
The Effect of Inflation, Interest Rates and World Oil Prices on Gold Prices in Indonesia with the US Dollar Exchange Rate as an Intermediary Variable Kalsum, Ummi; Hidayat, Randy; Oktaviani, Sheila
International Journal of Finance Research Vol. 2 No. 1 (2021): International Journal of Finance Research
Publisher : Training & Research Institute - Jeramba Ilmu Sukses (TRI-JIS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47747/financeinvestmentderivative.v2i1.228

Abstract

This study aims to determine the effect of inflation, interest rates, and world oil prices on fluctuations in gold prices in Indonesia with the US Dollar exchange rate as an intermediary variable. This research is a type of explanatory research with a quantitative approach. The data used are monthly time series data for 2014 - 2019 with a sample of 72 samples. Hypothesis testing in this study uses path analysis, is a development technique of multiple linear regression. This technique is used to test the amount of contribution shown by the path coefficient on each path diagram of the causal relationship between cariables X1, X2, and X3 on and its impact on Z. The results of this study indicate that the effect of inflation, interest rates and worl oil prices on exchange rates individually has very little effect. The effect of inflation, interest rates, world oil prices and the exchange rate on gold prices individually shows a negative value for inflation and interest rates means that the effect is small, while for the world oil price and the dollar exchange rates shows a positive value which means that it has a large effect on the price of gold. The effect of inflation, interest rates and world oil prices on gold prices through the exchange rate, all variable show a negative value, this indicates that the effect is very small.
Disclosure of Environmental, Social, Governance, and Company Size Performance on Company Value in the Energy Sector Muthia, Sevia Putri; Basyith, Abdul; Kalsum, Ummi
International Journal of Finance Research Vol. 5 No. 2 (2024): International Journal of Finance Research
Publisher : Training & Research Institute - Jeramba Ilmu Sukses (TRI-JIS)

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Abstract

This study aims to determine the effect of Disclosure of Environmental, Social, Governance, and Company Size Performance on Company Value in Energy Sector companies for 2017-2021. The population in this study was 72 companies in the Energy sector. After going through the purposive sampling method, the number of samples used in this study became 8 companies with 40 total observations. The data used in this study is secondary data taken through the annual report and the Sustainability Report downloaded from the company's website. Data taken from the Annual Report, namely Tobin's Q data for the variable Corporate Value, Number of Audit Committee Members for the Variable Governance and Total Assets for the variable Company size, while the data taken from the Sustainability report included PROPER for Environmental Performance Variables and GRI Index Disclosures for Social. The analysis technique used is Multiple Regression Analysis. This study found that environmental, social, corporate governance, and size performance positively and significantly affected firm value. On the other hand, social had a negative and insignificant effect on firm value. Meanwhile, environmental performance has a positive and insignificant effect on firm value compared to corporate governance and size, which negatively and significantly impacts firm value
Enhancing Students' Self-Regulated Learning through Differentiated Instruction Based on Prior Knowledge Hasanuddin, Muhammad Idris; Zuhdiah, Zuhdiah; Badaruddin, Sukri; Setiawan, Aan; Kalsum, Ummi
EDUKASIA Jurnal Pendidikan dan Pembelajaran Vol. 5 No. 2 (2024): Edukasia: Jurnal Pendidikan dan Pembelajaran
Publisher : LP. Ma'arif Janggan Magetan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62775/edukasia.v5i2.1371

Abstract

Differentiated instruction, which tailors learning experiences based on students’ readiness, interests, and prior knowledge, has been identified as an effective approach to fostering self-regulated learning. This study aims to analyze the impact of differentiated instruction based on prior knowledge on students' self-regulated learning, focusing on its benefits, challenges, and potential solutions for effective implementation. A systematic literature review was conducted using major academic databases, applying PRISMA guidelines for article selection. Thematic analysis was employed to identify key themes related to prior knowledge, differentiated instruction, and self-regulated learning. The findings indicate that differentiated instruction based on prior knowledge positively contributes to the development of students' self-regulated learning, metacognitive skills, self-efficacy, and intrinsic motivation. However, challenges such as limited teacher training, time constraints, and lack of institutional support hinder its implementation. Various strategies, including professional learning communities (PLCs), dynamic assessment, and adaptive technology, have been proposed to address these issues. The study concludes that strengthening teacher training programs, fostering collaboration among educators, and leveraging technology are essential to optimizing the implementation of differentiated instruction based on prior knowledge. Future research should explore its application across different educational levels and subject areas to enhance its effectiveness in diverse learning contexts.
Tanin Dari Kulit Buah Durian (Durio Zibethinus Murr) Sebagai Inhibitor Organis untuk Mereduksi Laju Korosi Baja Karbon Elfidiah, Elfidiah; Martini , Sri; Kalsum, Ummi
Jurnal INOVATOR Vol. 8 No. 1 (2025): Jurnal INOVATOR
Publisher : LPPM Politeknik Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37338/inovator.v8i1.460

Abstract

Korosi merupakan suatu bentuk kerusakan yang terjadi pada logam dan tidak dapat dicegah namun, korosi dapat diperlambat. Salah satu metode untuk memperlambat terjadinya korosi adalah dengan cara pemberian inhibitor. Pemilihan bahan alam sebagai inhibitor korosi merupakan salah satu alternatif yang dapat dikembangkan karena biaya yang relatif murah serta ramah lingkungan. Bahan alam yang dapat dimanfaatkan sebagai inhibitor adalah  bahan yang mengandung atom N, O, P, S, dan senyawa-senyawa yang memiliki pasangan elektron bebas pada atom penyusunnya.  Salah  satu  senyawa  yang  dapat  digunakan  sebagai  inhibitor  alami adalah polifenol, yaitu senyawa yang banyak terdapat didalam tanin kulit buah durian.Pembuatan spesimen uji dilakukan di Laboratorium Desain dan Uji Bahan Jurusan Teknik Kimia, Fakultas Teknik Universitas Muhammadiyah Palembang. Sedangkan  pengamatan  struktur  mikro dilakukan di Laboratorium Kimia Fakultas Teknik Universitas Muhammadiyah Palembang. Variabel yang digunakan adalah variasi konsentrasi ekstrak kulit buah durian 0 ppm, 1000 ppm, 1200 ppm, 1400 ppm. Korosi rata-rata pada konsentrasi 0 ppm adalah 6,1213 mdd, 1000 ppm adalah 2,3404 mdd, 1200 ppm adalah 2,8409 mdd,dan 1400 ppm adalah 3,5074 mdd. Dengan efisiensi inhibitor terbesar yaitu setelah perendaman selama 30 hari pada konsentrasi 1000 ppm adalah 78,98%,dan pada 40 hari konsentrasi 1200 ppm adalah 72,08%,dan 1400 ppm adalah 65,81%. Variasi konsentrasi ekstrak kulit buah durian berpengaruh terhadap laju korosi baja karbon.
Pengaruh Pemberian Edukasi Seksual Terhadap Pengetahuan Seksual Sebagai Bentuk Pencegahan Pelecehan Seksual Pada Siswa Sekolah Dasar ’Akli, Zul; M, Muhibuddin; Abidin, Zainal; Kalsum, Ummi
Nanggroe: Jurnal Pengabdian Cendikia Vol 2, No 9 (2023): Desember
Publisher : Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.10566673

Abstract

Education is a conscious and planned effort1 to create learning conditions and learning activities so that participants actively develop their abilities in having religious abilities, self-control, personality, intelligence, noble morals, and knowledge needed by students, society, nation and state (Law No. 20 of 2003 concerning the National Education System). Children are the most important and valuable asset for both parents. Many parents have high hopes for their children to become successful people in the future. However, in recent years there has been a lot of news about sexual abuse of children which has made many parents worried. Sexual abuse of children can occur outside the home, at home and even at school, the perpetrators can be carried out by friends, parents, siblings or teachers. Such as teasing, showing genitals, kissing, hugging and so on, this community service is carried out using socialization methods, lectures, discussions, questions and answers and legal education regarding the importance of the influence of providing sexual education on sexual knowledge as a form of preventing sexual harassment in elementary school students. in Lamkuta Village, Kuta Makmur District, North Aceh Regency. The result of this counseling is that students know how to protect themselves from perpetrators of sexual harassment around them. The children enthusiastically participated in Sexual Education on Sexual Knowledge as a Form of Preventing Sexual Harassment in Elementary School Students.
Faktor-Faktor Yang Mempengaruhi Kebijakan Hutang pada Perusahaan Manufaktur Kosim, Belliwati; Kalsum, Ummi; Permana, Arradytia; Qoriyanah, Finny Febri
ISOQUANT : Jurnal Ekonomi, Manajemen dan Akuntansi Vol. 8 No. 1 (2024): April
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/iso.v8i1.2636

Abstract

Tujuan utama dari penelitian ini adalah untuk menganalisis pengaruh profitabilitas, pertumbuhan perusahaan dan ukuran perusahaan terhadap kebijakan utang pada Perusahaan Manufaktur yang terdaftar di Bursa Efek Indonesia. Jumlah populasi seluruh Perusahaan Manufaktur di Sektor Industri Barang Konsumsi yang terdaftar di Bursa Efek Indonesia dari tahun 2018 sampai tahun 2022. Pemilihan sampel menggunakan purposive sampling dan diperoleh sebanyak 15 perusahaan. Data sekunder berupa laporan keuangan tahunan perusahaan selama 5 tahun (2018-2022). Menggunakan teknik analisis regresi berganda dan pengujian hipotesis menggunakan uji F dan uji t. Hasil penelitian menunjukkan bahwa profitabilitas, pertumbuhan perusahaan dan ukuran perusahaan berpengaruh signifikan terhadap kebijakan utang. Profitabilitas berpengaruh signifikan terhadap kebijakan utang, sedangkan pertumbuhan perusahaan tidak berpengaruh signifikan terhadap kebijakan utang, dan ukuran perusahaan tidak berpengaruh signifikan terhadap kebijakan utang.
Co-Authors ', Gusnardi . Zulfan ., Yeyendra a. totok priyadi AAN SETIAWAN Abas Basuni Jahari Abbasiah, Abbasiah Abid Djazuli, Abid Adelina Fitri Adiningsih, Silvia ADRIANI ADRIANI Afrianti Simatupang, Golan Lerian Agustin, Rista Aisyah El Mawaddah, Rakhmi Al Hamid, Muhammad Dzikri Aldila, Silvy Alfajri, Alfajri Alwahidin Amalya Nasution, Riska Amidi Anang, Muh. Andi Lukman Irwan, Andi Lukman Andi Subandi Andik Bintoro Andini, Melati Puti Andriansyah Bari Anisa Devi Kharisma Wibowo Anwar, Resti Refiani Anzela, Risna Aprianti, Rahayu Aprillia, Sindy Apriyani, Sena Ardatiya, Elista Ariani, Yovita Dwi Arifin, M. Jaenal Armayati, Leni Arraditya, Permana Asep Taryana Ashar Nuzulul Putra Askary, Ingrid Arum Asrial Attaqy, Fella Cika Aulia Aulia Aulia Putra, Ananda Ayu Monica, Helvita Azizah, Fitri Azman, Muhammad ’Akli, Zul Badaruddin, Sukri Bahrin Bahrin Bahrin Bambang Sugiarto Basyith, Abdul Beliwati, Kosim Beti Mulu, Beti Budi Aswin Budi Bahreisy Butar Butar, Marta Butar, Marta Butar Chastanti, Ika Christanto Syam Dahliyanti, Novita Dwi Dahrul Aman Harahap Damayan, Elsa ti Damielly Salsabilla Dhara Meutuah Damris Muhammad Darmayanti Darmayanti Dasa Ismaimuza Dewi, Lorenza Chartika Dhilon, Dhini Anggraini Diastanti, Yunita Dwi Noerjoedianto Dwi Puspita, Puspa Eka Putra, Nofrans Eka Rizky Saputra, Eka Rizky Eka Sri Yusmartini Eko Ariyanto Elfidiah, Elfidiah Elidar Sari Elys Fauziyah Evy Wisudariani Fairuz Fairuz, Fairuz Fausiyah, Afifah Febriani, Yunita Ferdy Saputra Firman Jaya Firstca Aulia Rachma Fitantina, Fitantina Fitri Maghfirah Fitria, Primasari Fitriyanti Fizria, Heny Gani Haryana Ghifari, Izhar Ginting, Gracia Tri Putri Br Girsang, Ermi Gunandi, Iwan Gusdian, Mellani Gusmawati, Putri Guspianto Guspianto Halida . Halim, Raden Halim, Rd Halim, Rd. Harahap, Dewi Anggriani Hariyadi, Hariyadi Harun Harun Hastuty, Milda Hendra Dhermawan Sitanggang Hendriani, Berliana Herinawati, Herinawati Hidayat Hidayat Hidayat, Randy Hidayati, Nurkhairoh Hilmin, Hilmin Hilyati Milla Humaryanto, Humaryanto Huntari Harahap Husain Insawan Hutwan Syarifuddin Ibnu Firmansyah, Ibnu Ibnu Rahmad, Rizki Ilyas, Ika Lismayani Irman Idrus Irmawati, Widya Irwansyah, Defi Ismi Nurwaqiah Ibnu Istiani, Istiani J, Johari Jodion Siburian Johari Johari Jumadi jumardin jumardin Juniar, Heni Juniar, Henny Karnefi, Amelya Kartika Putri Kencana, Yanuar Tree Kendal Simangunsong, Yuheni Tarida Kesmayanti, Novisrayani Kezia, Agnes Alya Khaer, Miftahul Khasum, Ummi Khirnanda, Indah Kholifah, Ira Nur Kholillah, Kholillah Khotibul Umam Al Awwaly Kirana, Sephia Rahma Konisi, La Yani Kosim, Belliwati La Ino Legiso, Legiso Lestari, A Puji Lia Agustin Lilik Eka Radiati Lingga, Frans Fanca Putra Listiawaty, Renny Lubis, Cahaya Suri Lukman, Rifdah M Rusdi M, Muhibuddin M. Ridwan M. Ridwan Madi, Adnan Maharani Maharani, Maharani Maharani, Dewi Maharini, Indri Mardwita, Mardwita Maretta, Rezi Marhadi, Muh. Ali Marpaung, Marisa Martedi, Ferry Martini , Sri Maruli, Ahmad Masdaini, Efrina Mashuri, Saepudin Masrina, Masrina Maudin, Maudin Maulita Saraswati Mawaddah, Rakhmi Aisyah El Maylani, Kasih Meirani, Meirani Mellisa, Mellisa Mildansyah, Mildansyah Mohammad Djamil M Nur Mohd Awal, Dato Noor Aziah Mongkito, Abdul Wahid Muh Hasbi Muhammad Ardiansyah Sembiring Muhammad Idris Hasanuddin Muhammad Muhammad Muhammad Rafiek Muhammad Rusdi Muhammad Syukri Muhammad Taufiq Muhammad, Ashar Muhibuddin Muhibuddin, Muhibuddin Muslimin, Amrah Muslimin, Istyqamah Muthia, Sevia Putri Nabilla, Cindy Nadiya Nihlatunnaja Nahendra Nainggolan, Sahridayanti Napisa, St Nasution, Helmi Suryani Nasution, Sri Lestari Ramadhani Naswir, Muhammad Ng, Nawi Nia Anjani, Nia Nihlatunnaja, Nadiya Ningsih, Sri Yulia Nizlel Huda Noerjodianto, Dwi Nofrianda, Rion Noor Cahaya Noviani, Dwi Nur Afni Nurfa, Nurfa Nurfadilah Nurfath, Lutviyah Nurfitriyana Rahmat Nurhilmiyah, Nurhilmiyah Nuribadah, Nuribadah Nurkhairo Hidayati Nurlinah Nurmalinda Nurmisih, Nurmisih Nurnilawati Nursyahid Siregar Octavia, Oksha Trisia Octaviana, Tarra Oktaviani, Sheila Padillah, Aisyah Pagan, Putri Nurul Aqla Palupi, Efrillia Wanodya paradiba, anggia Permana, Arraditya Permana, Arradytia Pratama, R Tio Duta Pratiwi, Stefani Pulungan, Lilik Hidayat Purwanjani, Wahyu Putri, Iffa Ichwani Qoriyanah, Finny Febri Rafly, Angga Dian Rahayu, Tria Rahmad, Rizki Ibnu Rahmi Rahmi Ramayani, Vira Suci Rambe, Sehat Muda Randy, Hidayat Rasdi . Rayandra Asyhar Rd. Halim Revis Asra Reza Alief Chairin Noor, Andi Rezeki, Ketiara Ridhah, Syamsul Rifdah, Rifdah Rifdah, Rifdah Rini, Willia Novita Eka Ritawati, Tengku Robiah, Robiah Rohminatin, Rohminatin Romi Asmara Romza, Edy Rosmaini Ruli Joko Purwanto Ruliansyah, M. Wahyu Rusdin Rusdin Sabana, Adzil Arsyi Sadewo, Bayu Saefuddin Saefuddin Safitri, Ervita Safitri, Linda Sahara Sahri, Yulian Saifullah, T Salam, Muh. Ramadhan Saputra, Hendro Masril Saputri, Ritmayana Sari, Erin Adelia Satria, Hengki Satriyani, Satriyani Sa’adah, Anifatus Sepita Ferazona Shafira, Jihan siagian, samsir Sijabat, Dea Clara May Christin Silaban, Awy Simanullang, Cindy Sitanggang, Hendra D. Sitanggang, Hendra Dhermawan Sitepu, Ade Prisma Sitorus, Widia Sri Susilawati Sri Suwarni Suharmi Suharmi , Suharmi suharmi, Suharmi Sulistiawati, Khurning Sulistyoningsih, Danik Suriyani, Lilis Suryani Nasution, Helmi SURYANTI Syafrila Wil Yantoni, Lara Syahputri, Ayu Geby Gisela Syaiful Katadi Syarbaniati, Syarbaniati Syukrianti Syahda Tambunan, Ruth Olivia Juliana Tarigan, ayu ipana Taufik Rizal Dwi Adi Nugroho Thamrin . Thani, Shira Tri Widya Kurniasari Tri, Elin Trisilia, Wiwin Ulfadillah, Tri Muthi Ah Venda Wintari Vinna Rahayu Ningsih, Vinna Rahayu Wafi, Bahrul Wahyudin Maguni, Wahyudin Walqomaro, Qoryati Widayati, Tunjung Wahyu Windra, Dony Wirawan, Kristuaji Andre Wizaldi, Ivanda Wulandari, Musriati Yantoni, Lara Syafrila Wil Yatim, Md Ivan Zachary Yesi Oktavia Yeyendra Yokasari, Yokasari Yudha Mahrom Yuliawan, Tri Yunita, Sang Ayu Yusrizal Yusrizal Yusrizal Zahratul Fitri, Zahratul Zainal Abidin Zuber Angkasa Zufiyardi, Zufiyardi Zuhdiah, Zuhdiah Zul Akli Zulvianti, Irma