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All Journal Jurnal Ilmu Politik & Pemerintahan Lokal Jurnal Online Mahasiswa (JOM) Bidang Teknik dan Sains JURNAL KOLABORASI Pro Food JOIV : International Journal on Informatics Visualization Jurnal Konstitusi JOURNAL OF MECHANICAL ENGINEERING, MANUFACTURES, MATERIALS AND ENERGY Jurnal Ilmiah Universitas Batanghari Jambi Cyberspace: Jurnal Pendidikan Teknologi Informasi EKONOMIS : Journal of Economics and Business BAREKENG: Jurnal Ilmu Matematika dan Terapan Mesin INTECOMS: Journal of Information Technology and Computer Science SEIKO : Journal of Management & Business BIOEDUSAINS: Jurnal Pendidikan Biologi dan Sains JURNAL PENDIDIKAN TAMBUSAI Jurnal Basicedu International Journal of Natural Science and Engineering Jurnal Segara Jurnal Menara Ekonomi : Penelitian dan Kajian Ilmiah Bidang Ekonomi Value: Jurnal Manajemen dan Akuntansi Jurnal Mekanova : Mekanikal, Inovasi dan Teknologi Matrik : Jurnal Manajemen dan Teknik Industri Produksi Jurnal Ilmiah Teknik Mesin "MEKANIK" Jurnal Vokasi Jurnal Ilmiah Manusia dan Kesehatan Jurnal Sosial Humaniora Sigli Jurnal Terapung : Ilmu - Ilmu Sosial Community Development Journal: Jurnal Pengabdian Masyarakat Jurnal Perangkat Lunak JURNAL TEKNIK SIPIL UNAYA Jurnal Ilmu Administrasi dan Studi Kebijakan (JIASK) Indomera : Jurnal Magister Manajemen International Journal on Social Science, Economics and Art Al-Madaris Jurnal Pendidikan dan Studi Keislaman Narra J Journal of Applied Sciences, Management and Engineering Technology (JASMET) Stock Peternakan Dharmas Education Journal (DE_Journal) Journal of Research in Instructional International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) MAKILA: Jurnal Penelitian Kehutanan Proceeding International Seminar of Islamic Studies Brilliance: Research of Artificial Intelligence Al-Fashahah: Journal of Arabic Education, Linguistics, and Literature Journal of Ocean, Mechanical and Aerospace -science and engineering- (JOMAse) JITU (Jurnal Ilmiah Teknik Unida) Journal of Agritechnology and Food Processing Jurnal Transparansi Publik (JTP) GALENICAL : Jurnal Kedokteran dan Kesehatan Mahasiswa Malikussaleh Catimore: Jurnal Pengabdian Kepada Masyarakat International Journal of Public Administration Studies Jurnal Basicedu Syarah: Jurnal Hukum Islam dan Ekonomi Jurnal Ilmiah Hukum dan Hak Asasi Manusia Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) ANTHOR: Education and Learning Journal INJURITY: Journal of Interdisciplinary Studies Jumper : Journal of Educational Multidisciplinary Research Jurnal Penelitian Ilmu Pendidikan Indonesia Journal of Artificial Intelligence and Digital Business Jurnal Natural Al-Hiwalah : Journal Syariah Economic Law International Journal of Disaster Management Al Mabhats : Jurnal Penelitian Sosial Agama Jurnal Keperawatan dan Kesehatan (JKK) Electronic Journal of Education, Social Economics and Technology Innovative: Journal Of Social Science Research Jurnal Litek : Jurnal Listrik Telekomunikasi Elektronika Jurnal Kedokteran Hewan Jurnal Pengabdian Masyarakat Bangsa Jurnal Teknologi dan Mutu Pangan SAGA: Journal of Technology and Information Systems Depik Jurnal Ilmu-Ilmu Perairan, Pesisir dan Perikanan Conscilience: Jurnal Penelitian dan Pengabdian Masyarakat Journal of Educational Review and Cultural Studies Jurnal Riset Ilmu Teknik Proksima J-SIGN (Journal Of Informatics, Information System, And Artificial Intelligence) Majority Science Journal Grimsa Journal of Science Engineering and Technology AMNESIA (JURNAL MANAJEMEN SUMBER DAYA MANUSIA) PEDAMAS (Pengabdian Kepada Masyarakat) BATOBO: Jurnal Pengabdian Kepada Masyarakat Ibrah: Jurnal Pengabdian kepada Masyarakat AHDÃF: Jurnal Pendidikan Agama Islam Jurnal Al-Ilmi Nursing Genius Journal Depik Jurnal Ilmu-Ilmu Perairan, Pesisir, dan Perikanan Jurnal Solusi Masyarakat (JSM) Asian Journal of Social and Humanities Jurnal Polimesin Jurnal Medika Veterinaria WISDOM : Jurnal Pengabdian Kepada Masyarakat Wisdom Journal of Social Work and Science Education Jurnal Solusi Masyarakat Dikara Suluah Pasaman JURNAL REKAYASA KIMIA & LINGKUNGAN Journal of Community Service Economic and Business Horizon ANTHOR: Education and Learning Journal Azkia : Jurnal Aktualisasi Pendidikan Islam Welfare: Jurnal Pengabdian Masyarakat Journal of Politics, Governance and Administration
N. Nazaruddin
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Recipient Feasibility Decision Support System Micro Small Medium Business Assistance Use Method Analytic Hierarchy Process and Simple Additives Weighting Abdullah, Dahlan; Erliana, Cut Ita; Bintoro, Andik; Hartono, Hartono; Ikhwani, Muhammad; Nazaruddin, Nazaruddin
JOIV : International Journal on Informatics Visualization Vol 8, No 4 (2024)
Publisher : Society of Visual Informatics

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62527/joiv.8.4.2321

Abstract

Study This aims To determine the eligibility of MSME assistance recipients with the method AHP (Analytic Hierarchy Process) And SAW (Simple Additives weighting). The AHP method is used to determine the weight of each criterion. Meanwhile, SAW is used To determine the rank selection of beneficiaries. This is very important for Indonesia's economy during the crisis, Where MSME's own Power stands to face a crisis economy. Criteria used in a way This uses six measures: type of business, Amount of power Work, turnover per month, amount of assets, sector MSME, And sector business. Decision support systems are designed to support someone who must make certain decisions. That is, interactive, Flexible, Data quality, and Expert Procedure. Study System Supporters Decision Appropriateness Recipient Help Business Micro Community Use Analytic Hierarchy Process (AHP) and Simple Additive Methods weighting (SAW), Study This done in Subdistrict Intersection Three Regency Pidie Aceh Province to facilitate the Selection of Eligibility of Government Assistance Recipients For Build a business Micro Society. Testing is done in this study, namely black box testing. Results Testing black box shows that the system can walk with Good by function, with results calculation method AHP and results calculation method SAW in determining eligibility selection MSME aid recipients. The results of the level of accuracy testing on the AHP and SAW methods with six criteria and alternatives the requirements is 75%.
Analisis Risiko Kegagalan Produksi Di UMKM Kenanga Menggunakan Metode Fuzzy Failure Mode and Effect Analysis Rizki, Eis Nur; Nazaruddin, Nazaruddin; Hamdy, Muhammad Ihsan; Umam, Muhammad Isnaini Hadiyul; Suherman, Suherman
INTECOMS: Journal of Information Technology and Computer Science Vol 8 No 1 (2025): INTECOMS: Journal of Information Technology and Computer Science
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/intecoms.v8i1.13542

Abstract

Jumlah kecacatan pada UMKM kenanga mengalami ketidakstabilan setiap bulannya dan pada 4 bulan terakhir jumlah persentase meningkat, kecacatan yang terjadi karena berbagai sebab yang perlu untuk diketahui. Penelitian dilakukan dengan tujuan untuk menganalisis terjadinya risiko dalam proses produksi di UMKM Kenanga menggunakan metode Fuzzy FMEA, untuk mengukur prioritas risiko dalam proses produksi, untuk merancang usulan perbaikan proses produksi. Penelitian ini dilakukan dengan menggunakan metode Fuzzy Failure Mode and Effect Analysis yang didukung dengan software MATLAB. Hasil dari penelitian ini yaitu didapatkan 14 jenis kegagalan yang terjadi dengan 23 penyebab kegagalan pada proses produksinya. Dengan nilai FRPN tertinggi yaitu 840 pada jenis kegagalan melempem dan yang terendah yaitu 304 pada jenis kegagalan tidak seragam. Usulan tindakan perbaikan dengan 5W+1H difokuskan pada peningkatan proses produksi dan pelatihan pekerja. Pelatihan dan kesadaran mereka tentang prosedur kerja yang baik dapat mengurangi kemungkinan terjadinya risiko-risiko yang akan terjadi. Kata Kunci: Pengendalian Kualitas, Fuzzy FMEA, MATLAB, 5W+1H
Peramalan dan Pengendalian Persediaan Bahan Baku Kedelai yang Optimal dalam Produksi Tempe Menggunakan Metode EOQ (Economic Order Quantity) Amri, Sahibul; Hartati, Misra; Umam, Muhammad isnaini Hadiyul; Lubis, Fitriyani Surayya; Nazaruddin, Nazaruddin
BIOEDUSAINS:Jurnal Pendidikan Biologi dan Sains Vol 7 No 2 (2024): Bioedusains: Jurnal Pendidikan Biologi dan Sains
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/bioedusains.v7i2.10859

Abstract

This study aims to determine an appropriate raw material forecasting method for UKM Marlianis, a household industry specializing in soybean processing to produce tempeh. Currently, UKM Marlianis adopts a conventional purchasing policy for soybeans without considering sales volumes, leading to overstocking or shortages of raw materials. The research employs a quantitative approach by comparing two forecasting methods: exponential smoothing and trend projection. The alpha (α) value used in the exponential smoothing method is 0.1. The findings reveal that the exponential smoothing method demonstrates lower forecasting errors than the trend projection method, with a Mean Absolute Deviation (MAD) of 374.38, Mean Squared Error (MSE) of 313,445.7, and Mean Absolute Percentage Error (MAPE) of 7.1%. Based on these results, inventory cost analysis was conducted using the Economic Order Quantity (EOQ) method. In conclusion, the exponential smoothing method with the specified parameters is more effective in forecasting soybean raw material needs, and inventory optimization using the EOQ method supports operational efficiency at UKM Marlianis. Keywords: EOQ, Exponential Smoothing, Forecasting, Trend Projection
Evaluation of the Independent Housing Stimulant Assistance Program (BSPS) for Uninhabitable Houses in Lhokseumawe City Surbakti, Alpisa Karbina Br; Aisyah, Ti; Hasyem, Muhammad; Nazaruddin, Nazaruddin; Dewi, Risna
Jurnal Pendidikan Tambusai Vol. 9 No. 1 (2025)
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jptam.v9i1.25737

Abstract

Penelitian ini mengkaji tentang Evaluasi Program Bantuan Stimulan Perumahan Mandiri (BSPS) terhadap rumah tidak layak huni di Kota Lhokseumawe. Tujuan dari penelitian ini adalah untuk mengevaluasi Program BSPS dan mengetahui kendala-kendala dalam pelaksanaan Program BSPS. Penelitian ini menggunakan metode penelitian deskriptif kualitatif dengan metode pengumpulan data melalui observasi, wawancara dan dokumentasi. Berdasarkan hasil penelitian menunjukkan bahwa secara umum pelaksanaan Program Bantuan Stimulan Perumahan Mandiri (BSPS) terhadap rumah tidak layak huni di Kota Lhokseumawe telah dilaksanakan sejak tahun 2018, Fenomena yang ditemukan dalam pelaksanaan BSPS di Kota Lhokseumawe adalah kualitas bahan bangunan yang buruk, alokasi anggaran yang terbatas, ketahanan bangunan tidak bertahan lama, penerima bantuan harus menambah biaya pembangun dengan menggunakan uang pribadi, Kurangnya pemahaman masyarakat terhadap BSPS Program, serta petugas pelaksana kegiatan BSPS kesulitan dalam memberikan sosialisasi kepada masyarakat. Pada tahap evaluasi, pemantauan dilakukan dengan melaporkan kegiatan BSPS dengan 3 jenis tahapan yaitu pelaporan melalui aplikasi E-Monitoring, Laporan Kemajuan Fisik Mingguan, dan Laporan melalui input data aplikasi SIRu. Evaluasi Program Bantuan Stimulan Perumahan Mandiri (BSPS) terhadap rumah tidak layak huni di Kota Lhokseumawe dapat dilihat berdasarkan Peraturan Menteri Pekerjaan Umum dan Perumahan Rakyat Republik Indonesia Nomor 07/PRT/M/2018 dan Nomor 13/PRT/M/2016 tentang Bantuan Stimulan Perumahan Mandiri (BSPS) yang meliputi bentuk BSPS, jenis kegiatan, persyaratan penerima BSPS, dan pelaksanaan BSPS. Penelitian ini dilakukan berdasarkan teori William N Dunn bahwa terdapat 4 dimensi dalam melakukan evaluasi, yaitu fokus nilai, saling ketergantungan nilai palsu, orientasi masa kini dan masa lalu, dan dualitas nilai).
Analisis Potensi Bahaya Keselamatan dan Kesehatan Kerja Menggunakan Metode FTA (Fault Tree Analysis) dan TRA (Task Risk Assesment) pada Industri Pandai Besi Ismail, Aidil; Nofirza, Nofirza; Nur, Muhammad; Nazaruddin, Nazaruddin; Suherman, Suherman
Jurnal Ilmiah Universitas Batanghari Jambi Vol 25, No 1 (2025): Februari
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/jiubj.v25i1.5884

Abstract

The purpose of this study is to determine the factors that cause work accidents using the FTA (Fault Tree Analysis) method, identify and assess the risk of other potential work safety hazards using the TRA (Task Risk Assessment) method and design corrective solutions in control measures to reduce the risk of hazards. The results of data processing using FTA show that the main factors causing work accidents are work systems that are not erginomic/unsafe and workers who do not use PPE. While the results of TRA processing obtained that managing the risk of potential work accidents requires the use of PPE so that there is no residual risk. Based on processing with both methods, visual displays at four production stations and Standard Operational Procedure (SOP) on the production floor are designed which are expected to control potential hazards and become a solution so that in the future there will be no more work accidents on the production floor of Blacksmith Sandi
Studi Kemampuan Penyerapan Panas pada Atap Rumah Seng Berwarna Terhadap Intensitas Matahari dalam Mengatasi Global Warming Nazaruddin, Nazaruddin; Zulfadli, Teuku; Mulkan, Andi
International Journal of Natural Science and Engineering Vol. 4 No. 3 (2020): October
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (888.113 KB) | DOI: 10.23887/ijnse.v4i3.30065

Abstract

The environmental temperature has increased significantly reaching 33oC as felt by the community, one of which is in the Aceh region which triggers Global Warming. As a result of the increase in temperature in the Aceh area, many buildings and houses become uncomfortable especially during the daytime because most house with zinc roof. This will cause the temperature in the house and the air around it to increase. Therefore, it is necessary to do research on the study of heat absorption on colored zinc roofs. This research method is to calculate the heat absorption (sun intensity) in zinc that has been coated with several kinds of colors such as white, red, blue, yellow and black. The purpose of this study was to determine the color that has the least amount of heat absorption to the sun's intensity. The highest room temperature on zinc-coated black is 49.2° C and the lowest is in white.  40.9°C from the pen. In the environmental temperature observation, there is the highest temperature at 12.00.  Room temperature increased the highest temperature at 12.00 on black zinc.  The distribution of room temperature can be averaged with a yellow color of 46.0°C, a black color of 49.2°C, a blue of 45.5°C and a white zinc of 40.9 oC.  The heat absorbed in the room is 47.9 joules, so from the overall average of the test it can be described that the room temperature is 45.6 and the zinc temperature is 53.8oC from the highest temperature difference at 12.00 WIB, room temperature and 13.00 WIB the highest absorption occurs at zinc temperature.
The validation of urea determination in saliva using optical urea biosensor with p-dimethylaminobenzaldehyde (DMAB) reagent ALDIANSYAH, TEUKU; SAFITRI, EKA; GINTING, BINAWATI; NAZARUDDIN, NAZARUDDIN; SUHUD, KHAIRI; SALEHA, SITTI; NURHAYATI, NURHAYATI; NAZARUDDIN, SALSABILLA LATANSA; AFIFI, MUHAMMAD RIDHO; NURHAIDA, NURHAIDA
Jurnal Natural Volume 25 Number 1, February 2025
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jn.v25i1.41251

Abstract

The validation of urea determination in saliva using the biosensor method and the p-dimethylaminobenzaldehyde (DMAB) method has been successfully conducted. Anthocyanin compounds from Chatarantus roseus flowers were extracted using the maceration method with methanol as the solvent, yielding a total of 22.60% with a total concentration of 6.01 mg/L. The obtained extract was subjected to qualitative anthocyanin testing, showing a positive result was indicated by the formation of a reddish color and quantitative testing with the formation of a faded yellow color. The maximum wavelength ( max) of anthocyanin was 664 nm with an absorbance of 0.674. The saliva samples were obtained from three different ages i.e: children, teenagers, and adults. During the saliva collection procedure, participants were instructed to abstain from consuming any food or beverages, with the exception of water, for a minimum of 1 hour prior to sample collection. All samples were stored in a freezer at 4-8C until needed for analysis. Linearity test results were assessed using a calibration curve, yielding a coefficient of determination (R) of 0.978 with a sensitivity of 0.033 for the biosensor and an R of 0.975 with a sensitivity of 0.685 for DMAB. The limit of detection (LOD) values were determined as 7.203 10 M for the biosensor and 6.984 10 M for DMAB, while the limit of quantification (LOQ) values were 2.182 10 M and 2.116 10 M, respectively. Statistical analysis using a t-test showed tcalculated = 1.314, compared to ttable = 4.302, indicating that tcalculated ttable. This result suggests no statistically significant difference between the biosensor and DMAB methods, confirming that the biosensor method is comparable in performance to the DMAB method. Additionally, urea concentration measurements showed that adult samples exhibited the highest urea levels among the tested samples, which may indicate an association with potential health risks, including dental caries, kidney failure, and liver damage.
SISTEM REKOMENDASI PEMILIHAN PROGRAM STUDI BERBASIS HYBRID MENGGUNAKAN PENDEKATAN DEEP LEARNING Misbullah, Alim; Akbar, Mufid; Nazaruddin, Nazaruddin; Farsiah, Laina; Husaini, Husaini; Zulfan, Zulfan
CYBERSPACE: Jurnal Pendidikan Teknologi Informasi Vol 9, No 1 (2025)
Publisher : UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/cj.v9i1.28944

Abstract

Education plays a critical role in shaping career decisions for the future. However, many students encounter difficulties in selecting suitable academic programs, often stemming from a lack of confidence in their ability to make appropriate decisions. Consequently, students may choose study programs that do not align with their personal characteristics. This study emphasizes the importance of providing comprehensive information about various academic programs offered in higher education and developing tools to assist prospective students in making informed decisions. To address these challenges, a recommendation system using Hybrid Filtering technology has been developed. The system integrates Content-Based Filtering and Collaborative Filtering methods within the TensorFlow Recommenders System (TFRS) framework. The study utilized data from undergraduate students of the Faculty of Mathematics and Natural Sciences (FMIPA) across seven academic programs. By employing 10 features representing students' interests and talents, the recommendation system generated accurate and tailored suggestions for study programs. The model was trained and evaluated using both real and augmented (augmented) datasets with predefined hyperparameters. Results demonstrated that using only the real dataset achieved a Top-1 accuracy of 0.59 and a Top-5 accuracy of 0.97. When incorporating the augmented dataset, the Top-1 accuracy improved to 0.66, while the Top-5 accuracy reached 1.0. The findings reveal that combining real and augmented datasets enhances average accuracy by approximately 10% compared to using the real dataset alone. Additionally, the study program recommendations produced by the model showed significant improvement in quality. A web-based recommendation system utilizing the TFRS model was developed and positively evaluated by FMIPA students. User feedback indicated high satisfaction with the system's recommendations, demonstrating its effectiveness in guiding students toward suitable academic programs.
The Application of Numerical Study for Dynamic Vibration Absorber in Suspension System to Improve Four Wheel Vehicle Comfort Hafizah, Hafizah; Mainil, Rahmat Iman; Abdurrahman, Ridwan; Nazaruddin, Nazaruddin
Journal of Ocean, Mechanical and Aerospace -science and engineering- Vol 69 No 1 (2025): Journal of Ocean, Mechanical and Aerospace -science and engineering- (JOMAse)
Publisher : International Society of Ocean, Mechanical and Aerospace -scientists and engineers- (ISOMAse)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36842/jomase.v69i1.384

Abstract

This study aims to develop a Dynamic Vibration Absorber (DVA) for a four-wheeled vehicle, specifically the "Toyota Fortuner 4.0 V6 SR" model. The quarter vehicle structure was modeled as a two degree of freedom system with disturbances in the form of road contours and speed. The natural frequency of the DVA was designed to be equal to the lowest natural frequency of the vehicle. Hence, if the vehicle moved at a speed or road contour disturbance close to its natural frequency, the vibration energy will be transferred or received by the DVA so that the vehicle structure did not oscillate. Two DVAs were mounted on the top of the vehicle body. The results obtained the vibration that occurs when the disturbance frequency was closed to the lowest natural frequency of the ¼ vehicle structure. It was significantly reduced by the addition of two DVAs. The design model of the ¼ vehicle test structure and Dynamic Vibration Absorber (DVA) in this study can be used as a reference for the implementation of experiments. The results of experimental calculations can be compared with the results of theoretical calculations to strengthen the credibility of the results.
Analisis Efektivitas Penyaluran KUR Syariah PT Pegadaian Terhadap Perkembangan UMKM (Studi Kasus: PT Pegadaian Cabang Pancur Batu) Wahyuningsih, Sri; Sahyunan, Sahyunan; Nazaruddin, Nazaruddin
SEIKO : Journal of Management & Business Vol 8, No 1 (2025): Januari - Juni
Publisher : Program Pascasarjana STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/sejaman.v8i1.8465

Abstract

Penelitian ini dilatarbelakangi oleh permasalahan permodalan yang dihadapi sektor UMKM. Salah satu program yang mendukung perkembangan UMKM adalah Kredit Usaha Rakyat (KUR) Syariah PT Pegadaian, yang menawarkan pembiayaan berbasis syariah dengan keunggulan bunga rendah dan tanpa agunan. Namun program Kur Syariah belum dimanfaatkan dengan baik oleh nasabah. Hal ini dilihat dari fluktuasi Non-Performing Loan (NPL) yang signifikan hingga mencapai 5,61% pada Februari 2024, serta data observasi awal menunjukkan 46,67% nasabah memiliki penghasilan yang tetap setelah menerima KUR Syariah PT Pegadaian. Penelitian ini bertujuan untuk menganalisis pengaruh efektivitas KUR terhadap perkembangan UMKM pada nasabah PT Pegadaian Kantor Cabang Pancur Batu. Efektivitas KUR dievaluasi berdasarkan lima aspek: ketepatan prosedur, ketepatan jumlah kredit, ketepatan beban kredit, ketepatan tenor kredit, dan ketepatan penggunaan dana. Penelitian menggunakan pendekatan asosiatif kausal dengan metode kuantitatif. Populasi penelitian adalah 280 nasabah, dengan sampel sebanyak 165 nasabah yang dipilih menggunakan metode purposive sampling. Pengumpulan data dilakukan melalui kuesioner, sementara analisis data menggunakan regresi berganda. Hasil penelitian menunjukkan bahwa efektivitas KUR Syariah pada: ketepatan prosedur, ketepatan jumlah kredit, ketepatan beban kredit, ketepatan tenor kredit, dan ketepatan penggunaan dana berpengaruh signifikan terhadap terhadap perkembangan UMKM. Kata Kunci: Efektivitas, KUR, Usaha Mikro Kecil Menengah (UMKM)
Co-Authors . Zulfan AA Sudharmawan, AA Abd, Misswar Abd, Miswar Abdi, Hamdani Abdullah Hamzah, Abdullah Abdurrahmansyah Abdurrahmansyah, Abdurrahmansyah ABRIANO, NOVA Achmad, Fariz Afifi, Muhammad Ridho Afrizal, Efi ahmad yani Aini, Yusnifa Aiyub Aiyub AK, M Daud Akbar, Mufid Akhrizal Awaludin Akmal Al Munawar, Hasby Al Munawir Alchalil Alchalil ALDIANSYAH, TEUKU Alfiady, Teuku Almukarramah Alwi Alwi Amaro, Moegiratul Amelia, Farissa Amri, Sahibul Anang Prasetyo Andahurifky, Andahurifky Andik Bintoro Angreini, Meliyantika Anita Susilawati Annisa, Aiza Anuar, Kaspul anwardi, anwardi Ardiyansyah, Amzar Arie Budiansyah arif, zainal - Arifullah, Arifullah Arinanda, Arinanda Arini Anestesia Purba Arlina Arlina, Arlina Arman Sayuti Armand, Ratu Meisha Asma Liza, Lia Asrida Asrida, Asrida Astini, Astini Audina, Nabillah Awaluddin Awaluddin Azura, Rosiana Baiq Rien Handayani, Baiq Rien Bangsa, M. Theo Ari Basri A. Gani, Basri A. Basrul, Basrul Benazir, Benazir Beočanin, Anđelija Binawati Ginting Boneta, Andi Adinda Bresta, Beta Lea budianto panjaitan Bur, M Burrahman, Habi Candra candra Candra, Rudi Arif Chaliddin, Chaliddin Chalirafi, Chalirafi Cupu, Dedi Rosa Putra Cut Ita Erliana Cut Nila Thasmi, Cut Nila Dahlan Abdullah Dahliana, Dina Darmawan Darmawan Darmawi . Darmiyati Dayusman, Edo Alvizar Deddy Satria M Dedy Masnur, Dedy Dessy Wardiah, Dessy Dewantara, Dede Dewi, Risna Dharma, Satrio Arya Dhiauddin Dhiauddin, Dhiauddin Dian Herdiana Dian Rahmita Sari Dianti, Devi Djoko Nugroho, Laksono Dwinna Aliza Edi Putra Kelana Efendi, Anna Gustika Effendy, Amalia Eka Safitri Ekadamayanti, Agustia S. Eko Nurcahya Dewi Eldina Fatimah Elya Antariksana Bachmida Eril, Eril Erina Erina Etriwati E Fachry Abda El Rahman Fadhilah, Dita Deviana Fadillah, Nurul Aini Fahmi, Asrul Faramita, Faramita Farsiah, Laina Fatimatuzzahrah, Baiq Shofi Fauzan . Fawwaza, Nasywa Feblil Huda Febrian, Fadly Ferdiantes, Ferdiantes Firdaus Firdaus FIRDAUSA, SARAH Fitri Annisa, Suci Fitriana, Yulia Rahma Fitriani, Dara Fridarti, Fridarti Fuady Fuady, Fuady Ginta Riady Hafizuddin Hafizuddin Hamdani Budiman Hamdy, Muhammad Ihsan Hamzah, Muhammad Luthfi Handika, Puri Tri Harahab, Tri Winarti Harahap, Ayu Rizkiah Harmein Nasution Harpito, Harpito Harpito,, Harpito Hartati, Misra Hartisyah, Nurul Hartono Hartono Hasan, Denny Irmawati Hasanuddin, Iskandar Hasyem, Muhammad Hawirah, Hawirah Hayati, Husna Helmi, T. Zahrial Heltty, Heltty Hendra Zufry, Hendra Henni Fitriani Hidayat Hidayat Himam, M. Iqbal Huda, Fablil Husaini Husaini Husaini Husaini Husnurrizal, Husnurrizal Ibrahim Ibrahim Ihsan Hamdy, Muhammad Ihsanhamdy, Muhammad Ikhsan Hamdy, Muhammad Ikramullah, Ikramullah Ilham Maulana Ilham, Dirja Nur Imam Zarkasyi Mubhar Indra Gumay Febryano Indradewa, Rhian Intan, Anni Intan, Seli Venny Irwansyah, Defi Iskandar Iskandar Ismail Ismail Ismail, Aidil Ismu Kusumanto Isnaini , Muhammad Jafaruddin Jafaruddin, Jafaruddin Jannah, Firaihanil Johari Johari Juli Melia Julistia, Rini K, Munawir Kamarlis, Reno K. Kencanadewi, Baiq Citra Khaira, Alfi Khoiriyati, Wildatun Rizka Krismurniati, Elisabeth Devi Kurniasy, Dessy Kuswandono, Kuswandono L. Lisnawati Laka, Oktafatahna Laksono Djoko Nugroho Lazardo, Iqbal Lelifajri Lelifajri Lubis, Fitriani Surayya Lubis, Fitriani Surraya Lubis, Fitriyani Surayya Lubis, Risda M. Badaruddin, M. Badaruddin M. Hasan M. Nur Salim M. Thorikquljannah, M. Thorikquljannah M. Yusuf Mahalla, Mahalla Mahar Arifin Maharani, Anggun Mahdi, Umar Mahmuddin Mahmuddin Mahyuddin, A. I Maimun Maimun Mardiana, Linda Marianah, Marianah Marjoni Marjoni Martiwi Sukiakhy, Kikye Maryam Maryam Maulana, Rahman Gustian Maulina, Fury mauludi, mauludi Maxmillianus Tarigan, Apul Md Sani, Nor Diyana Meiliati, Herriyzka Meilita Tryana Sembiring, Meilita Tryana Meliyana Meliyana, Meliyana Mirzuandi, Ahmad Misbullah, Alim Mispan, Mispan MK, Muhammad Muhammad Fazil, Muhammad Muhammad Hanafiah Muhammad Hasyim, Muhammad Muhammad Ikhwani Muhammad Iqbal Muhammad Nur Muhammad Rizki Muhammadun, Haris Muharramsyah, Rambang Muhsinah, Muhsinah Mujiburrahman -, Mujiburrahman Muliadi Mulkan, Andi Mulyadi Adam, Mulyadi Mulyandari, Nunik Munawarah, Ulfa Murbo P, Fajar Panjalu Murniati . Mursyida, Waliam Muryali, Muryali Muslem Muslem, Muslem Muslim Akmal Muzailin, Muzailin Nabilah Putroe Agung Nabilla, Ghaitsa Nanda, Evita Dwi Nasruddin Nasruddin Nasrullah Idris Nasution, Mirza Natasha, Cut Alia NAZARUDDIN, SALSABILLA LATANSA Nazwa, Mas Mudah ND, Muhammad Authar Ni'mah, Siar Nizamuddin Nizamuddin Nofirza Nofirza Noor, Muhamad Mat Nora Maulina, Nora Nur Ahyani Nuraini Fatmi, Nuraini Nurhaida Nurhaida Nurhaliza, Pioni Nurhayati Nurhayati Nurlaela, Eli NURLIANA NURLIANA Nurlianah, Nurlianah Nurul fadillah, Nurul Nurwijayanti Nuzul Asmilia Oktary, Dian Onal Syafrizal Paksi, Satria Icha Perdana, Mirwan Surya Prabowo, I Putu Deny Arthawan Sugih Prasetyo, Tegar Pratama, Nadri Puji Rejeki, Sri Untari Putra Cupu, Dedi Rosa Putra, Afriadham Putri Nawangsari, Putri Putri, Feby Ananda Qabul Dinanta Utama Rabiatul Adawiyah Raden Mohamad Herdian Bhakti Rafiqah Rahmadi Rahmadi Rahmah, Puja Rahman, Soleh Rahmat Dwi Cahyo, Rahmat Dwi Rahmat Iman Mainil Rahmat, Abmierdal Rahmi, Yulia Raihan Rajai, Afdhalul Ramadha, Akhmad Riddo Ramadhan, Aulia Ramdani, Sigit Rani Raniza, Yuratika Rasudin, Rasudin Rasyidin Rasyidin Razali Daud Recky, Recky Rejeki, Sri Untari Puji Renaldi, Muhammad Reza Pahlevi Ginting Riantofani, Riantofani Ridwan Abdurrahman Rika Taslim Rinaldi Idroes Rini Susiani Rizki, Eis Nur Roslizawaty Roslizawaty, Roslizawaty Rosmaidar Rosmaidar, Rosmaidar Safiah, Safiah Sahyunan, Sahyunan Salahuddin Salahuddin Samsul Bahri Samsul Rizal Samudra, J Saputrayadi, Adi Saputri, Anggi Lisa Sarbaini Sarbaini Sari, lilia Satrio, Tedy Sawitri, Harvina Septian, Miko Shafarina, Shafarina Shafrida Wati, Shafrida Simanjuntak, Chrismasya Rosiana Tamara Sinabutar, Agnes Meylany Siregar, Ratih Naila Siti Aisyah Siti Safura Sitti Saleha, Sitti Solly Aryza Sorik, Sutan Sri Untari Puji Rejeki Sri Wahyuni Sriwardany Subhaini Jakfar Sucipto, Krishna W. Suhandi, Anang Suheri, Suheri - Suherman, Suherman Suhud, Khairi sukiakhy, kikye martiwi Sunarno Sunarno Supriatno Surayya Lubis, Fitriani Surbakti, Alpisa Karbina Br Suryani, Elfi Satria Sutra Sutra, Sutra Sutriono Putri, Nur Rachmawati Syadzali, Akhmad Syafitri, Martiana Syafri, Syafri Syafri, Syafri Syafrizal Syafrizal Syafruddin Syafruddin Syahputra, Jasnur Syamsidik, Syamsidik Syamsuddin Syamsuddin Syawaluddin syawal Syuhada, Ryan Tamlicha, Akram Tarmizi Tarmizi Tasliati Djafar Taufik Hidayat Taufiq Akbar Teuku Reza Ferasyi Teuku Zulfadli Ti Aisyah Tjandra, Gallerie Ucy Charisma Umam, Muhammad Isnaini Hadiyul Umar Husein Abdullah Ummu Balqis Vadila, Fara Warman Fatra, Warman Warni, Ade Wibowo, Rulianda P. Widyawati Widyawati Winarno, Gunardi Djoko Y.S. Darmanto Yani Prihatina Eka Furda Yanti, Hernina Yenny Novita Yudhi Iqbal, Teuku Yudi Saputra Yuli Santri Isma Yuliani Yuliani Yunir, Refli Yunita, A Reski Yuridka, Fitrah Zahara, Eva Zahratul Idami Zaimah, Zaimah Zein, Ikramullah Zoahira, Wa Ode Aisa Zulfa, Putri O. Zulfikar, Zeta