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Digital Islamic Banking and Millennial Preferences: A Systematic Literature Review Mardiantoro; Wargo; Kurniawan; Anshori
Zabags International Journal of Islamic Studies Vol. 2 No. 2 (2025): Islamic Studies
Publisher : Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijis.v2i2.19

Abstract

This article examines millennial behavioral patterns in adopting Islamic digital banking services using the Theory of Planned Behavior (TPB) as the primary analytical framework. The study was conducted through a systematic literature review of empirical works published in reputable journals over the last five years, focusing on key factors influencing behavioral intention and actual usage. Data sources were drawn from international open-access databases, applying rigorous inclusion and exclusion criteria to ensure relevance and quality. The review findings highlight that perceived usefulness, perceived ease of use, religiosity, and trust in Shariah compliance consistently emerge as dominant determinants. Moreover, social influences formed through peer groups and digital communities were found to strengthen the adoption process, especially in the millennial segment that is highly exposed to technology. These results underline the significance of integrating technological innovation with religious values to enhance user acceptance. The article contributes to the theoretical enrichment of TPB in the Islamic financial context while offering practical insights for financial institutions and policymakers to design digital banking strategies that are user-oriented, ethically grounded, and responsive to millennial digital behavior.
Lease Contract Practices in Fishing Pond Rentals from the Perspective of Islamic Law Wicaxsono, Ilham Agung; Wargo; Kurniawan
Zabags International Journal of Islamic Studies Vol. 2 No. 2 (2025): Islamic Studies
Publisher : Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijis.v2i2.24

Abstract

This study explores the leasing mechanism of fishing ponds from an Islamic legal perspective, focusing on the practice at Pojok Ikan Jambi as a case study. The background of this research is rooted in the importance of ensuring that economic transactions, particularly those involving ijarah (leasing), align with Sharia principles to guarantee fairness, transparency, and mutual benefit. The primary objective is to examine the operational system of pond rentals and assess the validity of the contract structure used within the framework of Islamic law. Utilizing a qualitative case study approach, data were collected through direct observation, interviews with the pond owner and customers, and documentation analysis. The findings reveal that the leasing system at Pojok Ikan Jambi operates on a time-based access model tied to a prior fish purchase, forming a composite contract structure (al-uqud al-murakkabah). Despite the informal verbal nature of the agreement, the practice meets essential criteria of Islamic leasing, including mutual consent and benefit clarity. This article contributes to the understanding of how informal community-based business models can ethically implement Islamic economic principles. The implications encourage Sharia-based contract literacy and contextually grounded policy support for micro-enterprises operating under similar informal frameworks.
An Islamic Legal Review of Fixed-Tariff Fishing at Kasdi Fishing in Rano Village Rini Indriyani; Nilfatri; Siti Fatimah; Kurniawan; Triyana Wulandari; Hasna Dewi
Zabags International Journal of Islamic Studies Vol. 2 No. 2 (2025): Islamic Studies
Publisher : Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijis.v2i2.44

Abstract

This study examines the practice of fixed-tariff recreational fishing at Kasdi Fishing in Rano Village from the perspective of Islamic law, focusing on the applicability of the ijarah contract and the prohibitions against gharar and maisir. The phenomenon where anglers pay an upfront fee without prior knowledge of catch outcomes raises questions about fairness and contractual certainty. The primary aims are to describe the tariff system in place and to assess its conformity with muamalah principles. A qualitative field approach was employed, using semi-structured interviews, direct observation, and documentation involving the owner, visitors, community leaders, and religious authorities. Findings indicate that the upfront fee functions as a payment for the right to use facilities and time (a service-oriented ujrah), rather than as a wager on catch results; the uncertainty inherent in possible zero catch is considered a normal, light degree of risk and does not amount to major gharar or to maisir when transactions are transparent and consented. The study contributes to contemporary fiqh muamalah by extending the practical application of ijarah to recreational fisheries and by offering a service-contract model that aligns commercial practice with Islamic contractual ethics.
An Islamic Law Review of Conditional Debt Practices Between Collectors and Fishermen Kamisatun; Nilfatri; Hasna Dewi; Kurniawan; Zeni Sunarti; Reza Okva Marwendi
Zabags International Journal of Islamic Studies Vol. 2 No. 2 (2025): Islamic Studies
Publisher : Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijis.v2i2.46

Abstract

This study examines conditional debt practices between collectors (fish buyers) and fishermen in Tanjung Solok Village, Kuala Jambi Subdistrict, a traditional economic relationship rooted in urgent livelihood needs yet prone to contractual inequities from an Islamic law perspective. The primary objective is to analyze how these conditional lending arrangements are executed and to assess their validity under Islamic legal principles. Employing a qualitative socio-legal (legal empiricism) approach, the research integrates field data collected through interviews, direct observation, and documentary review with normative analysis grounded in muamalah theory and contemporary contract principles in Islamic finance. Findings reveal that transactions are predominantly oral, lack written agreements or formal witnesses, and commonly impose a requirement to resell catches to the collectors at prices below prevailing market rates, producing a structural imbalance in bargaining power. Normative analysis indicates that such practices conflict with the Islamic tenets of contractual clarity, distributive justice, and the prohibition of exploitative gains. The study contributes empirically and conceptually to Islamic legal scholarship by bridging muamalah theory and ground-level practice, and it offers a foundation for community-level syariah-compliant interventions and policy measures to protect economically vulnerable fisher cohorts.
An Islamic Legal Review of the Practice of Buying and Selling Hair Clippings Nurbaiti; Kurniawan; Ahmad Edi Saputra
Zabags International Journal of Islamic Studies Vol. 2 No. 2 (2025): Islamic Studies
Publisher : Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijis.v2i2.47

Abstract

This study examines the practice of buying and selling hair clippings conducted at Lidya Salon, Talang Babat Subdistrict, from the perspective of Islamic law. Emerging within the expanding beauty industry, the commodification of human hair for extensions raises legal and ethical questions under fiqh al-mu‛āmalāt. The primary objective is to analyze the transactional mechanisms and assess their conformity with Islamic commercial principles. Employing a qualitative single-case study design, the research combines in-depth interviews, direct observation, and document analysis with a review of contemporary fiqh literature and relevant fatwas. Findings indicate that transactions are carried out without written contracts or explicit consent from clients, and that the object traded human hair clippings poses legal concerns because it originates from the human body. From an Islamic-law perspective, the practice can be characterized as a doubtful transaction (al-mu‛āmalāt al-mashbūhah) due to elements of uncertainty and unmet requirements for a permissible object of sale. The study contributes to contemporary fiqh discourse by highlighting the need for improved Islamic-legal literacy among small beauty-business actors and for clearer religious guidance regarding the commercial use of human-derived materials in the beauty sector.
Remuneration Practices in Funeral Rites in Parit Culum 1 Village: An Islamic Law Perspective Rendi Pratama; Kurniawan; Alisyah Pitri
Zabags International Journal of Islamic Studies Vol. 2 No. 2 (2025): Islamic Studies
Publisher : Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijis.v2i2.48

Abstract

This study analyzes remuneration practices associated with funeral rites in Parit Culum 1 Village from the perspective of Islamic law. The research responds to the social reality that payments to individuals involved in funeral management have become an established local custom, yet remain underexplored within the fiqh frameworks of ijarah and ujrah. Employing a qualitative descriptive-analytical approach, the study combines primary field data gathered through observation, in-depth interviews, and documentation with a deductive analysis of relevant principles in muamalah fiqh. Findings indicate that funeral rites in the study area are organized through communal cooperation, and that remuneration, provided voluntarily in cash or in kind, is offered as an expression of appreciation for the services of funeral workers. These practices align with the key elements of ujrah under Islamic law, as they are grounded in voluntary consent, clear service provision, and the absence of coercion or commercialization of religious duty. The study contributes to fiqh muamalah scholarship by extending the application of ijarah to social-religious practices and by highlighting the legitimizing role of local custom (urf) in shaping legally acceptable, context-sensitive religious practices; it also offers an evidential basis for religious leaders and local policymakers to formulate normative guidance that reconciles sharīʿah principles with lived social realities.
The Practice of Buying and Selling Second-hand Clothing from the Perspective of Islamic Economics Tiara Suci Ramadhani; Nilfatri; Kurniawan
Zabags International Journal of Islamic Studies Vol. 2 No. 2 (2025): Islamic Studies
Publisher : Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijis.v2i2.52

Abstract

This study analyzes the practice of buying and selling second-hand clothing at Blok D Market, Geragai District, from the perspective of Islamic economics, focusing on the extent to which such trade conforms to muamalah principles—namely al-ʿadl (justice), ma‘lūm (clarity of the object), prohibition of gharar (uncertainty), and maslahah (public benefit). Employing a qualitative phenomenological approach, the research draws on participant observation, in-depth interviews with vendors and buyers, and market documentation as primary data sources. Findings indicate two predominant transaction modalities: bulk “sack” purchases (sack) and retail sales; the former carries a higher risk of gharar because buyers cannot inspect goods prior to purchase, while the latter more readily satisfies clarity and justice principles by allowing buyers khiyar (choice) and inspection. Vendors mitigate uncertainty through systematic sorting, cleaning, and tiered pricing, thereby preserving market trust and ethical conduct aligned with Islamic values. The study contributes empirical evidence linking classical muamalah concepts to informal market practices and offers a foundation for context-sensitive guidance and policy interventions that enhance the ethical, equitable, and sustainable governance of second-hand clothing trade.
An Islamic Economic Perspective on the Partnership Model of Broiler Chicken Farmers in Pematang Rahim Village, Mendahara Ulu Saiful Huda; Wargo; Kurniawan
Zabags International Journal of Islamic Studies Vol. 2 No. 1 (2025): Islamic Studies
Publisher : Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijis.v2i1.58

Abstract

The increasing demand for animal protein in Indonesia has driven the growth of the broiler chicken farming sector, including in Pematang Rahim Village, Mendahara Ulu, which exhibits diverse partnership dynamics between farmers and business partners. This study aims to identify the partnership models adopted by broiler chicken farmers in the region and evaluate their alignment with Islamic economic principles. Employing a qualitative descriptive approach with a case study strategy, data were collected through in-depth interviews, field observations, and documentation involving farmers partnered with both corporate entities and individual brokers. The findings reveal that formal structures, written contracts, provision of production inputs, and technical guidance characterize corporate partnerships. In contrast, individual partnerships are informal, flexible, and lack oversight and equitable risk-sharing mechanisms. From an Islamic economic perspective, corporate partnerships resemble syirkah principles, while individual partnerships reflect mudharabah practices with notable deviations from fairness and transparency. This study contributes conceptually to the development of partnership models based on maqashid sharia, emphasizing justice, sustainability, and public welfare. The implications of these findings are relevant for policymakers, practitioners, and Islamic financial institutions in designing livestock partnerships that are locally adaptive and aligned with Islamic values.
Islamic Legal Review of the Sale and Purchase of Joint Property Post-Divorce Based on Compilation of Islamic Law Agustiana, Devi; Kurniawan; Sunarti, Zeni; Daud; Pitri, Alisyah; Kuswanto
Zabags International Journal of Islamic Studies Vol. 3 No. 1 (2026): Islamic Studies
Publisher : Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijis.v3i1.53

Abstract

This study analyzes the sale and purchase of joint property following divorce in Jatimulyo Village from the perspective of Islamic law and the Compilation of Islamic Law. The issue is significant because field practices frequently diverge from formal Islamic norms and statutory requirements. Employing a qualitative phenomenological approach, the research explores the lived experiences, perceptions, and meanings held by transaction participants through in-depth interviews, field observation, and document review. Findings indicate that the community regards joint property as assets accumulated during marriage that may be sold after divorce provided mutual agreement exists; transactions are typically conducted through deliberation, trust-based arrangements, and are morally endorsed by village officials and religious leaders. Substantively, these practices align with core muamalah principles justice, consent, and clarity of contract yet they often lack full compliance with Compilation of Islamic Law’s administrative requisites that emphasize formal, written consent. The results suggest a pragmatic harmonization between sharia values and local customs and highlight the need to strengthen legal literacy on Islamic property law and to improve village-level administrative mechanisms to secure legal certainty. This study contributes empirically to Islamic family law and applied muamalah scholarship in rural contexts.
1. THE ROLE OF AIR POLICING IN ACHIEVING AIR SUPERIORITY: AN ANALYSIS WITH NATO AIR POLICING CASE STUDY Andri Gandhy; Suroso; Andri; Kurniawan; Dikatama Tsania; Furqon
Jurnal TNI Angkatan Udara Vol 5 No 2 (2026): Jurnal TNI Angkatan Udara Triwulan Kedua
Publisher : Staf Komunikasi dan Elektronika, TNI Angkatan Udara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62828/jpb.v5i2.207

Abstract

Air policing serves as a critical mechanism for maintaining airspace integrity within nations or alliances, directly contributing to air superiority in military defense contexts. This paper analyzes the role of air policing in establishing and sustaining air dominance, focusing on the NATO Air Policing case study. Employing qualitative and quantitative approaches, including literature review, historical data, statistical tables, and graphs, we explore how air policing functions as deterrence, rapid response, and a foundation for broader military operations. The NATO case since 2004 demonstrates over 300 annual interceptions in recent periods, reinforcing alliance solidarity and preventing conflict escalation. In-depth analysis, enhanced by Analytic Hierarchy Process (AHP) for prioritizing factors, Monte Carlo simulations for risk assessment, and relevant theories such as deterrence theory and air power theory, reveals air policing as a strategic element supporting modern military doctrines where air superiority is prerequisite for ground and naval operations. Findings emphasize the integration of advanced technologies like radar and fifth-generation fighters to enhance effectiveness. This paper concludes that air policing is a foundational pillar for air superiority, with implications for global defense policies in geopolitical tensions.
Co-Authors A'yuni, Qurratu Abdiantoro, Restu Abdul Gafur Abdullah, Borhan Sareya Abdurrohman, Asep Achmad Wahidy Ade Hidayat, Ade Adibrata, Sudirman Agus Dwiyanto, Agus Agus Hermanto Agusfianto, Jepri Agustiana, Devi Ahmad Edi Saputra Ahmad Hasan Fauzi Ahmad Ihya' Ulumuddin Ahmad Ihya'ulumuddin Ahmad Ilham Kamal Ahmad Imam Rifa’i Ahmad Ruliyanto Ahmad Shofwan Nizomi Ai Nur Solihat Aisyah, Dea Ananda Aisyah Ajay Sepangan Akhmad, Arfiah Nurbahri Al Hafidz Al-Munip Aldi Hermawan Alfian Prawidya Kusuma Alghamdi, Munirah Aziz Abdulaziz Alisyah Pitri Alya Rizanda Ambarwati, Dewi AMINULLAH Amir Amirullah, Febry Amriani Amir AMRIZAL SALIDA Anak Agung Banyu Perwita Andi Nurindah Sari Andin, Jimy Oktolongere Andri Andri Gandhy Andri, Kurniawan Andriani, Neneng Rina Andromeda Yoga Pratama Angreyani, Mince Anita Wulandari, Anita Anshori Antonius Apippullah, Akhmad Ardi, Ardiansyah Ardiansyah, Aqib Ari Kurniawan Arif Mulyanto Arjuna Asep Sholehudin2 Ashidiqy, Abu Bakar Asid, Rozilee Assayuti, Abdul Aziz Assolikhatul Mubarokah Astofa, Aniq Astri Srigustini Athoillah, Mohamad Anton Ati Sadiah Atiqa Nur Latifa Hanum Auliyah Nurwafiyyah Awaluddin, Rizki Badriatin, Tine Bambang Bangkit Sutowiyono BASUKI ARIANTO Bayu Anggara Syahputra Benny Djaja Benny Kurnianto Benny Kurniantoi Bijumes, Lio Billy Yanis Saputra BUDI PRAMONO BUDI SUMARTONO Busyra Hanim Cahyani, Devi Aviola Chairul Adhim Dani Purnawan Dasapta Erwin Irawan, Dasapta Erwin Daud Dedi Mizwar Denny Rusdianto Depi Ardian Nugraha Dera Adila Putri Desi Ramadhani Destriana Saraswati Deswita Sari Devi Febriyanti Widia Astuti Dewi , Hasna dewi, hasna Dhany Ramadan Diana Ayu Safitri Dikasitama Dikatama Dikatama Tsania Dikatamasania Dimas Iin Ricky Prasetiyo Dimas Septa Dini Ayu Lestari Dita Amelia Putri Dita Pratiwi Kusuma Wardani Djoko Herwanto Dwi Arianto Witjaksono Dwi Risma Deviyanti Dwi Yulia Dwikatama Edi Fitriana Afriza, Edi Fitriana Eduardus Bayo Sili Ego Widoro Eka Lambda Irianto, Eka Lambda Endang Purnamawati Erwina Kartika Devi Esti Wahyu Kurniawati Evitulistiono, Rizki Faisal Matin Dahlan Adiputra Fany Nur Zabrina Faried Farrid Hidayat Farrith Ferdy Ferdy Anggrian Ferel M Firmansyah Fitri Yanti Fitriyah Nur Aisyah, Nadya Furqon Gatot Dwi Hendro Wibowo Gian Ahdiningtias Gugum Gumilar Gumilar , Gugum Guterres, Vincente Manuel Luis Hadiyan Haeran Haeril Haeruman Jayadi Halid, Sri Julyarti Halomoan, Reynaldo Hamdi Hamid Abdillah HARI MOEKTIWIBOWO Hari Mukti, Wiji Aziiz Hasan Basri Hasanudin Hashim, Emilda Haslinda Hasan Hasna Dewi Heri, Heri Suroyo Heriyani Herlambang Fredomeseliano, Bonanza Herlini Puspika Sari Herman Syah Hermansyah Herwanita Heryani, Hesti Hidayad Hidayatul Nurjanah Hilda Porawati Hilman Taufik Husairi, Ridwan Husriah I Kadek Agus Wira Adnyana I Kadek Bagus Erdi Andika I Made Hery Karyadika I.D.K Kerta Widana Ichyatul Afrom Ida Farida Idi Amin Ifa Fauziah Ihsan, Hilmi Iin Emy Prastiwi, Iin Emy Iis Aisyah Ikarel Mandagie Ikhwanul Qiram Ikmawati Imam Achmad Sadisun Imam Yunianto Indah Noviyanti Indah Tri Lestari Indrawati, Karliana Indriyani Idris Irawan Aprian Irma Yulianti Irvan Bayu Irawan Iswandari, Hanifah Iwan Aprianto j-sika JAMALUDIN Jemani jennie rorensia Jiofani, Marsheila Junaidi Junaidi Juniarto, Antonius Kadarsih, Sri Kahfi, Maulana Kamisatun Karang, Lisa Karnedi, Rozian Karolus Sonu, Karolus Kartika Devi, Erwina Khoiratun Nisak, Sayida Khoirulloh, Ahmad Hilmy KHOIRUNNISA Khusnul Khotimah Nabilah khusnul khotimah, Neng Sabrina Rizki Khusnul Yatima Kodir Kukuh Prasetyo Kurnia Kurnia Ritma Dhanti Kusuma Kuswanto Lalu Achmad Fathoni Lalu Suprawesta Lia Farchati Lilis Khairani Lu'luil Maxnun M Said Hasibuan M Zainul Hafizi M, Ferel M. Arif Musthofa Mai Riski Febriani Mardiantoro Marfu'ah, Nurul Mariana F, R. Adjeng Marwendi, Reza Okva Mau, Muliadi Maulan, Rikza Mauzu, Fahru Mawar Melani Melly Suryani Merliana Dewi Astuti Merrieayu Puspita Hannah Mifta Rahman Militia Christi Pandelaki Mita Sonaria Mitayani Purwoko, Mitayani Mohamad Anas Muchammad Muchammad Furqon Muchammad Furqon Muchaddats Muchammad Muchaddats Muftiadi, M. Rizza Muhamad Aim Muhamad Fuji Hakiki Muhamad Sobran Muhamm Iqbal Hikmatullail Muhammad Adam Setiawan Muhammad Arinda Unigraha Utama Muhammad Choirin Muhammad Fahrurozi Muhammad fauzan Muhammad Ferry Eka Sulistyawan Muhammad Ghani Muhammad Mashduqi Muhammad Miftah Muhammad Zainal Muttaqien Muizuddin Azka MULYADI muslimati, neng wifqi Muthmainnah, Nur Shafiyyah Mutia Azizah Nuriana Nabilah, Aisy Nadia Mira Kusumaningtyas Nadya Firmansyah Putri, Adinda Naufal Hidayat Nazril Ilham Tanjung Nelis Jamjam Munawaroh Nick Holson Manggiring Silalahi Nida Handayani Nida Nurhafilah Niko Priambhodo Nilfatri Nizia Kusuma Wardani nopita inriani Nugroho Budi Nugroho, Farid Setyo Nur Ani Nur Asiyah Nur Rahma Dona Nurbaiti Nurdin Nurfatimah, Mila Nurlingga Ibrahim Nurul Aini Oki Tri Rizki Okta priansa, Rizki Okva Marwendi, Reza Parni Perdana, Rahmadi Nanda Putra Pini Susanti Pitri, Alisyah Pramanda, Muhamad Andri Arif Praptiningsih Pratama, M Hendra Pratiwi, Yulies Andri Prawiranegara, Lalu Mohamad Arief Puji astuti, Fuji Lestari Pulma Sari, Lili Purwowiyoto, Sidhi Laksono Putra, Ikhsan Maulana Putri Adelya Putri, Rinanti Andhini R, Yeria Rabiatul Adawiyah Raden Roro Suci Nurdianti Raden Roro Suci Nurdianti, Raden Roro Suci Rahmat Rahmat Dwi Prasetyo Rajali Rakin Ghiyat Rakin Ghiyat Naufaldy Rakin Ghiyat Nauvaldy Rakin Ghiyat Niagara Rasiman, Yoseph Rayhan Kemal Rayvin Domingo Pestaño Redolfo Alreson Refril Dani Regi Ridwan Gunawan Regi Setiawan Reliyanti Rendi Pratama Rendra Gumilar Rendra Gumilar, Rendra Reynaldo Halomoan Reza Okva Marwendi Rezha Fauzi Ramadhan Riandi Ricki Akbar Rickydika Ridwan Ridwan, Fully Handayani Rini Indriyani Ririn Nuraeni Risky Agustini Rismawati Yaswir Riza Suseno Rizka Fadhilah Amaliah Rizka Nur Kholiza Rizky Surya Panca Rona Ronny Samsul Bahri Ronny, Msg.Abdul Rusdan, Muchamad Rusdi Zaini Fajri Rusdi, Andi Rusmadina, Ferona Puan Sabda Astra Fanila Sadiah, Ati Sahidi Saiful Huda Saifullah Salim, Muhammad Abdul Rahman Sandy Efriyanto Sani, Ageng Asmara Sanusi Sungkono Sariwahyuni Sarni Sarul Karim Sarwono Sasmito, Priyo Satria, Irwan Sawitri, Nina Sayida Khoiratun Nisak Selviani, Rani Setiawan, Muhammad Diki Shofa, Asyida Hayati Sholihatin, Binti Sholihin Sholihin Sholihin Sidhi Laksono Purwowiyoto Sintya Larasati Sipangidoan Siregar , Renal Sisilya Saman SITI FATIMAH Siti Fatimah Siti Marfu'ah Sitii Fatimah Sitti Fatimah Sodik, Achmad Ja’far Solihin, Dede Solikah Ana Estikomah Solly Aryza Sonu, Jubaidah Sri Azizah Hudani Sri Hardianti Sartika Sri Kadarsih Srigustini , Astri Steven, Doni Subakti Sudibiyo Suhartana, Lalu Wira Pria Suherti, Heti Sukma Eka Wijaya sukri Sukri, sukri Sunarti, Zeni SUNGKONO SANUSI Sureni Suriadi Suroso Sutriyono Syahid, Akhmad Syamsunasir Syarwani Ahmad Syayidah Nuriyah Syofiati Tajudin Tambuleng Tantowi, Linda Yanuana Fanida Tata, Tata Sutabri tedja Tia Dikatama Tia Dikatama Tsania Tia Tsania Tiara Suci Ramadhani Tri Kurniawan Hardafi Triyana Wulandari Tugiyono Tuti Bahfiarti Tutikurniadinda Tuty Ulina Malau Tyaksa Putra, Rivanda Usman Virna Indri Cahyani Wahyuddin Wahyuti Wanandi, Zulfian wandi Wardani, Az-Zahra Ayu Wargo Wartini Wasilah Wicaxsono, Ilham Agung Widya Ramadhani Widyaningrum, Bakti Wisudawan , I Gusti Agung Wiwik Damayanti, Wiwik Wursan Wursan Yeni Afiza Yeria R Yudi Herdiana Yulianti, Dinda Yunaini Ketty Yusuf Iskandar Yuwono Prianto Zaenal Abidin Zelly Dia Rofinda Zeni Sunarti Zhafiirah Zulfa Annida