Articles
Meningkatkan Kecerdasan Keuangan Anak TK Muslimat : Sosialisasi Celengan Target Dengan Metode SISCA
Rahmawati, Diah;
Zahidah, Saifty Rahma;
Agustina, Prafasta Vika;
Adinugraha, Hendri Hermawan;
Stiawan, Drajat
Jumat Pertanian: Jurnal Pengabdian Masyarakat Vol. 5 No. 3 (2024): December
Publisher : LPPM Universitas KH. A. Wahab Hasbullah
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DOI: 10.32764/abdimasper.v5i3.4240
The purpose of this service activity is to provide training and educate students about the benefits and importance of saving. This service activity uses the socialization method. The majority of children in the Muslimat Salafiyah NU Purwosari Kindergarten are not familiar with the culture of saving. Whereas saving literacy and education is very important for early childhood. Therefore, socialization of financial management for children needs to be done to minimize consumptive behavior as well as efforts to educate children to manage their funds effectively. It can be concluded that the children of Muslimat Salafiyah NU Purwosari Kindergarten do not have the habit of saving. With the socialization of the Target Piggy Bank through the SISCA method, it is hoped that it can increase knowledge and saving habits in children.
Analysis of Factors Influencing Millennial Consumers' Decision in Buying Halal Cosmetics
Jailani, Novalini;
Susminingsih;
Adinugraha, Hendri Hermawan;
Kari, Fatimah;
Muhammad, Adib
Tribakti: Jurnal Pemikiran Keislaman Vol. 35 No. 2 (2024): Tribakti: Jurnal Pemikiran Keislaman
Publisher : Universitas Islam Tribakti (UIT) Lirboyo Kediri
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DOI: 10.33367/tribakti.v35i2.5416
The market potential of the halal cosmetics is currently very promising and the use of cosmetics among millennials is increasing. Therefore, the purpose of this research is to analyze the factors that impact millennial consumers' decisions to buy halal cosmetics. This study analyzes whether factors such as halal awareness, halal certification and religiosity are able to influence millennial consumers' decisions in buying halal cosmetics with purchase intention as a mediating variable. In this study, a quantitative method using survey research was applied. The method of sampling utilized in this investigation was incidental sampling, where the study sample was as many as 185 millennial consumers in Central Java province with the condition that they were millennials born between 1981 to 1996 and had bought halal cosmetic products. Data collection techniques use online questionnaires in the form of Google forms that are disseminated through social media, such as Instagram and Whatsapp. The data analysis method used is SEM-PLS by using SmartPLS 3.2.9 software. The results of this study found that the variables of halal awareness, halal certification and religiosity have a positive and significant influence on millennial consumers' decisions in buying halal cosmetics. Consumer purchase intent was able to mediate the relationship between variables of halal awareness, halal certification, religiosity and purchase decisions significantly. The findings of this research can be used as consideration for manufacturers or marketers of cosmetic products to pay attention to religious aspects in promoting their products. Those in the cosmetics industry who are trying to reach millennials might think about getting their products halal certified. Especially in the context of advertising. One marketing strategy that has shown success is labeling items as "halal certified."
The Role of E-Commerce in Equitable Digital Economy in Indonesia
Adinugraha, Hendri Hermawan;
Sadali, Ayatullah;
Rahmawati, Ferida;
Andrean, Rizky
Reinforce: Journal of Sharia Management Vol 3 No 2 (2024)
Publisher : Faculty of Islamic Economic and Business (FEBI), Sayyid Ali Rahmatullah State Islamic University (UIN SATU) Tulungagung
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DOI: 10.21274/reinforce.v3i2.9876
The rapid development of online trading or e-commerce has become a new phenomenon in the Indonesian economy. This fact has not been proven to impact the welfare of digital economic equality in Indonesia positively. This study intends to explain the role of e-commerce in the distribution of the digital economy in Indonesia. This study uses a systematic literature review method. The data sources for this research come from books, journals, and other literature related to the role of e-commerce in the distribution of the digital economy in Indonesia. The findings in this literature review conclude that, ideally, high e-commerce transactions can benefit the realization of economic equality in Indonesia. This fact can be found in the e-commerce business, which has embraced local economic sectors such as agriculture, plantations, fisheries, and even MSMEs in all regions by playing an active role in this digital-based trade. Technology has been proven to break the long chain in the distribution process. Business actors in rural areas and regional MSMEs can be essential if they can make friends with technological sophistication. Local business actors can increase their productivity and welfare. Support from the Indonesian government is urgently needed to build infrastructure to realize trade through digital media in villages and remote areas. Another tough challenge is ensuring the e-commerce business is fully secure to gain the public’s trust.
Sustainable Village Development: Overcoming The Challenges of Road Damage to Create a Prosperous Society
Dzilkamil, Khabibah;
Adinugraha, Hendri Hermawan;
Achmad, Dliyauddi;
Andrean, Rizky;
Sain, Zohaib Hassan
Prosperity: Journal of Society and Empowerment Vol. 4 No. 2 (2024): December
Publisher : Universitas Islam Negeri Walisongo Semarang, Indonesia
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DOI: 10.21580/prosperity.v4i2.20892
Sustainable Development Goals (SDGs) is a series of 17 internationally agreed development goals that aim to end poverty, protect the environment, and ensure that by 2030, all people can live in peace, prosperity, and harmony with the environment. This research aims to investigate the challenges faced in overcoming road damage in villages, as well as efforts that can be made to create sustainable solutions. It is also hoped that this research can provide a valuable contribution to addressing infrastructure problems at the local level and promoting positive transformation in village communities towards sustainable prosperity. This qualitative research uses descriptive methodology and data obtained through direct observation and data analysis in the form of a list of words. The people of Pandanarum Village find it difficult to access the road because there are several impassable points on the road, burdening the community with work and activities. Therefore, the Pandanarum Village Government has scheduled road asphalting, street lighting, and road drainage projects by village development which must be in line to implement the Sustainable Development Goals (SDGs) agenda to improve community welfare.
Analisis Peran Pemerintah dan Sektor Swasta dalam Pengembangan Pariwisata Halal: Studi Kasus di Indonesia dan Hong Kong
Ghozani, Sobi;
Moh. Muslih;
Hendri Hermawan Adinugraha
Sahmiyya: Jurnal Ekonomi dan Bisnis Vol 3, No 2 November 2024
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan
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This research has discussed the role of the government and private sector in the development of halal tourism in Indonesia and Hong Kong. The main issue raised is how these two sectors support and develop halal tourism through various strategies and initiatives. This study aims to identify the strategy implemented, challenges faced and outcomes of the two sectors’ efforts to promote halal tourism. This research uses a comparative case study method with a qualitative approach. Data were collected through document analysis, stakeholder interviews, and field observations. The Public-Private Partnership (PPP) theory was used as a theoretical framework to evaluate the roles, responsibilities, and interactions between the public and private sectors in developing halal tourism. The results show that the governments in both regions play an essential role in promoting halal tourism through different policies and regulations. In Indonesia, halal certification is mandatory and regulated by the Halal Product Guarantee Agency (BPJPH), while in Hong Kong, halal certification is voluntary and conducted by independent agencies. The private sector also contributes significantly by providing Muslim-friendly services and facilities, such as halal-certified food and worship facilities. This study found that collaboration between the government and the private sector is crucial for the successful development of halal tourism. The strict regulatory approach in Indonesia and the voluntary approach in Hong Kong show that policy flexibility can deliver different positive outcomes according to the local cultural and market context. Sustainable halal tourism development requires strong government and private sector collaboration. Continued contributions from both sectors can accelerate the growth of halal tourism in the future. This research also provides practical recommendations to enhance public-private partnerships in halal tourism through effective training, education, and international promotion.
PEMANFAATAN TEKNOLOGI BLOCKCHAIN UNTUK MEMPERKUAT EKONOMI ISLAM (Studi kasus Generasi Z di Wilayah Karesidenan Pekalongan)
Abshor, Muhammad Luthfi Al Abshor;
M. Aris Safi'i;
Hendri Hermawan Adinugraha
Sahmiyya: Jurnal Ekonomi dan Bisnis Vol 3, No 2 November 2024
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan
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Perkembangan teknologi blockchain membuka peluang baru dalam penguatan sistem ekonomi Islam, namun adopsinya di kalangan Generasi Z masih perlu dikaji lebih lanjut. Penelitian ini bertujuan untuk menganalisis pemanfaatan teknologi blockchain dalam memperkuat ekonomi Islam dari perspektif Generasi Z di wilayah Karesidenan Pekalongan. Menggunakan pendekatan kualitatif dengan metode studi kasus, penelitian dilakukan melalui wawancara mendalam terhadap tujuh narasumber Generasi Z yang mewakili setiap wilayah di Karesidenan Pekalongan. Hasil penelitian menunjukkan bahwa Generasi Z memiliki pemahaman progresif terhadap potensi blockchain dalam mendukung prinsip ekonomi Islam, terutama dalam mengurangi praktik riba. gharar, dan maysir. Tantangan implementasi meliputi kesenjangan pemahaman teknologi, infrastruktur digital terbatas, dan belum adanya regulasi yang jelas. Setiap wilayah menunjukkan potensi implementasi yang berbeda sesuai karakteristik ekonominya - dari pelacakan keaslian batik di Pekalongan hingga sistem pembayaran digital syariah untuk UMKM di Tegal. Generasi Z berperan sebagai agen perubahan dalam transformasi digital ekonomi Islam di Karesidenan Pekalongan.
Pengembangan Sumber Daya Manusia Berbasis Syariah: Keterampilan dan Etika Professional
Anggraeni, Maulinda;
Nehayatul Najwa;
Hendri Hermawan Adinugraha
Sahmiyya: Jurnal Ekonomi dan Bisnis Vol 3, No 2 November 2024
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan
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Pengembangan sumber daya manusia berbasis syariah menjadi suatu keharusan dalam menghadapi tantangan globalisasi dan dinamika pasar. Penelitian ini bertujuan untuk mengeksplorasi keterampilan dan etika profesional yang diperlukan dalam pengembangan sumber daya manusia sesuai prinsip syariah. Metode yang digunakan adalah studi literatur dan wawancara dengan praktisi di bidang pendidikan dan industri. Hasil penelitian menunjukkan bahwa pengembangan keterampilan teknis dan non-teknis harus diimbangi dengan pemahaman etika yang kuat berdasarkan nilai-nilai Islam. Keterampilan seperti kepemimpinan, komunikasi, dan kolaborasi sangat penting, sementara etika profesional, termasuk kejujuran, keadilan, dan tanggung jawab, menjadi fondasi dalam interaksi di tempat kerja. Implementasi program pelatihan yang terintegrasi dengan nilai-nilai syariah diharapkan dapat meningkatkan kualitas sumber daya manusia yang tidak hanya kompeten, tetapi juga berintegritas. Penelitian ini diharapkan memberikan kontribusi bagi pengembangan kebijakan dan praktik dalam manajemen sumber daya manusia di organisasi berbasis syariah.
Eksplorasi Faktor-Faktor Kunci dalam Pemilihan Investasi Reksadana Syariah pada Generasi Z: Eksplorasi Faktor-Faktor Kunci dalam Pemilihan Investasi Reksadana Syariah pada Generasi Z
Suci, Atsheila;
Muhammad Shulthoni;
Hendri Hermawan Adinugraha
Sahmiyya: Jurnal Ekonomi dan Bisnis Vol 3, No 2 November 2024
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan
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Tujuan dari penelitian ini adalah untuk mengeksplorasi faktor-faktor apa saja yang menjadi kunci utama dalam pemilihan investasi reksadana syariah pada Generasi Z. mereka tumbuh dalam era kemajuan teknologi yang sangat pesat serta terbiasa dengan akses internet yang sangat cepat sehingga pengetahuan dan teknologi menjadi lebih diandalkan. Penelitian ini menggunakan metode analisis kualitatif dengan pendekatan obsevasi, wawancara dan studi dokumentasi dalam memperoleh dan mengolah data. Teknik purposing sampling juga diterapkan guna memilih informan berdasarkan persyaratan dan kriteria penelitian. Hasil dari penelitian ini adalah adanya faktor internal dan eksternal yang mempengaruhi generasi Z dalam berinvestasi pada reksadana syariah. Dimana faktor internalnya meliputi pemahaman agama dan literasi keuangan. Pemahaman agama yang kuat tentang prinsip syariah untuk menghindari riba dan hal-hal lain yang dilarang dalam islam serta literasi keuangan yang lebih tinggi biasanya menunjukkan kesiapan dan percaya diri yang lebih besar bagi Generasi Z dalam berinvestasi, sedangkan faktor eksternalnya meliputi aksebilitas teknologi dan edukasi investasi. Teknologi yang tersedia dan inisiatif edukasi digital yang sejalan dengan kebutuhan dan gaya hidup Generasi Z membuat mereka lebih yakin dalam memilih investasi syariah dibandingkan dengan konvensional. Selain itu, pentingnya platform digital yang mudah diakses untuk edukasi keuangan juga menjadi pendorong bagi Generasi Z dalam berinvestasi di reksadana syariah.
Luqman Hakim Boarding Students Training Rowolaku In Effective Financial Management And Efficient
Yuliana, Siska;
Pramuditha, Shifa;
Karima, Nok;
Agelia, Ela;
Adinugraha, Hendri Hermawan;
Baron, Gregory
Pengabdian: Jurnal Abdimas Vol. 1 No. 3 (2023)
Publisher : Yayasan Pendidikan Islam Daarut Thufulah
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DOI: 10.55849/abdimas.v1i3.196
Background. This socialization aims to find out how to manage finances more effectively and efficiently to increase the awareness and ability of female students to manage finances which will later be able to motivate and familiarize them with being able to live independently in meeting their daily needs at the Luqman Hakim Islamic boarding school. Purpose. Financial management is the most important element in achieving financial success. Financial problems should not be taken lightly, for this reason, it is necessary to socialize the importance of financial management for students so that finances can be used more effectively and efficiently. Method. This study used a qualitative method based on the results of direct field observations. Results. This assistance socialization resulted in the conclusion that each female student was able to make realistic financial plans, manage expenses, and maintain discipline in following these plans. Conclusion. This also applies to the female students of the Luqman Hakim Rowolaku Islamic boarding school so that financial problems do not become a burden in the process of seeking knowledge so that they focus on learning to accept the knowledge being taught. They are also able to avoid unnecessary expenses and improve their ability to manage money wisely. They can internalize and apply the taught financial management principles, as well as experience positive changes in the management of their finances. This shows that this assistance is effective in helping female students build financial stability and financial independence.
Accounting Training for Managing Youth Finances in Kayugeitan Village
Rofilah, Wafik;
Sakinah, Nur Shihatus;
Adinugraha, Hendri Hermawan;
Gunawan, Ade;
Sholihah, Ria Anisatus;
Lorenzo, Courtois
Pengabdian: Jurnal Abdimas Vol. 1 No. 4 (2023)
Publisher : Yayasan Pendidikan Islam Daarut Thufulah
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DOI: 10.55849/abdimas.v1i4.198
Background. The problems of teenagers today are so complex and varied. One of the problems faced by adolescents is poor financial management. They are very consumptive in spending their pocket money. This is influenced by the surrounding environment and lifestyle living. Purpose. The purpose of holding community service activities with the title Accounting training for managing youth finances in Kayugeritan village is to share knowledge about managing finances so that teenagers are not consumptive in meeting their needs in the hope that there will be advantages that can be saved according to their abilities. Method. The method used in this community service activity is in the form of providing training through the practice of making financial plans. Results. The result of this service activity is to increase knowledge related to youth financial management. better and able to manage financial expenses by distinguishing which is a need or just a desire. Conclusion. They tend to buy goods based on basic wants, not because of their needs. Even though managing finances since adolescence is very important, there are still many teenagers who have not been able to manage their finances. This can happen because of the psychological aspects of adolescents who are just growing up and the influence of the outside environment.