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All Journal TEKNIK INFORMATIKA Jurnal Manajemen Terapan dan Keuangan Jurnal Media Infotama Techno.Com: Jurnal Teknologi Informasi MATICS : Jurnal Ilmu Komputer dan Teknologi Informasi (Journal of Computer Science and Information Technology) Jurnal Teknologi dan Manajemen Informatika Jurnal Media Wahana Ekonomika Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Madura EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis IQRA`: Jurnal Ilmu Perpustakaan dan Informasi Sistemasi: Jurnal Sistem Informasi Widya Cipta : Jurnal Sekretari dan Manajemen JOURNAL OF INFORMATICS AND TELECOMMUNICATION ENGINEERING MANAJERIAL Indikator: Jurnal Ilmiah Manajemen & Bisnis TA'LIM : Jurnal Studi Pendidikan Islam Dinamis : Journal of Islamic Management and Bussiness Jurnal Informatika Universitas Pamulang Applied Information System and Management Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan RAUDHAH JurTI (JURNAL TEKNOLOGI INFORMASI) Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan Query : Jurnal Sistem Informasi JISTech (Journal of Islamic Science and Technology) Jurnal Teknologi Sistem Informasi dan Aplikasi JSiI (Jurnal Sistem Informasi) JURNAL PENDIDIKAN TAMBUSAI Banque Syar'i : Jurnal llmiah Perbankan Syariah JURIKOM (Jurnal Riset Komputer) JOURNAL OF SCIENCE AND SOCIAL RESEARCH Journal of Humanities and Social Studies JURNAL MANAJEMEN BISNIS Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Syarikat : Jurnal Rumpun Ekonomi Syariah Jurnal Manajerial Jurnal Sistem Informasi Kaputama (JSIK) JURNAL ANSIRU PAI : Jurnal Pengembangan Profesi Guru Pendidikan Agama Islam Instructional Development Journal Jurnal Manajemen Informatika dan Sistem Informasi HIRARKI : Jurnal Ilmiah Manajemen Dan Bisnis Jurnal Teknologi Dan Sistem Informasi Bisnis Jurnal Ilmiah Edunomika (JIE) Al-Kharaj: Journal of Islamic Economic and Business LAN TABUR: Jurnal Ekonomi Syari’ah JURNAL RAUDHAH JURNAL EDUKASI NONFORMAL JOURNAL OF INFORMATION SYSTEM RESEARCH (JOSH) Community Development Journal: Jurnal Pengabdian Masyarakat Jurnal Inovasi Penelitian Journal of Computer Networks, Architecture and High Performance Computing Intelegensia : Jurnal Pendidikan Islam Jurnal Teknik Informatika (JUTIF) Ekonomi Bisnis Manajemen dan Akuntansi (EBMA) Quantitative Economics and Management Studies TANJUNGPURA JOURNAL OF NURSING PRACTICE AND EDUCATION Jurnal Ilmiah Wahana Pendidikan Jurnal Abdi Mas Adzkia Ilomata International Journal of Social Science Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan JURNAL MANAJEMEN AKUNTANSI (JUMSI) JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Jurnal Res Justitia : Jurnal Ilmu Hukum Al-Ittishol : Jurnal Komunikasi dan Penyiaran Islam INTERNATIONAL JOURNAL OF CULTURAL AND SOCIAL SCIENCE Journal of Indonesian Management Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi Review Review of Multidisciplinary Education, Culture and Pedagogy (ROMEO) Jurnal Pusat Studi Pendidikan Rakyat (PUSDIKRA) Indonesian Journal of Innovation Studies Center of Knowledge EKSYA: Jurnal Ekonomi Syariah JURNAL PENDIDIKAN INDONESIA: Teori, Penelitian, dan Inovasi Islamic Circle Aptekmas : Jurnal Pengabdian Kepada Masyarakat Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan Indonesian Journal of Economics and Management Journal Of Human And Education (JAHE) Hello World Journal of Information Systems and Technology Research Jurnal Pendidikan dan Pembelajaran Jurnal Manajemen Jurnal Ekonomika Dan Bisnis Studi Akuntansi, Keuangan, dan Manajemen Jurnal Cakrawala Ilmiah Economic Reviews Journal Jurnal Sains dan Teknologi MES Management Journal Edu Society: Jurnal Pendidikan, Ilmu Sosial dan Pengabdian Kepada Masyarakat PEMA: Jurnal Pendidikan dan Pengabdian Kepada Masyarakat Jurnal Al-Qayyimah Prisma Sains: Jurnal Pengkajian Ilmu dan Pembelajaran Matematika dan IPA IKIP Mataram Jurnal Ekonomi, Bisnis dan Manajemen CASHFLOW : CURRENT ADVANCED RESEARCH ON SHARIA FINANCE AND ECONOMIC WORLDWIDE CEMERLANG :Jurnal Manajemen dan Ekonomi Bisnis International Journal on Advanced Technology, Engineering, and Information System (IJATEIS) Jurnal Riset Pendidikan dan Pengajaran (JRPP) Jurnal Ekonomi dan Bisnis Mumtaz : Jurnal Ekonomi dan Bisnis Islam Journal Research of Economics and Bussiness Lensa Ilmiah: Jurnal Manajemen dan Sumberdaya YASIN: Jurnal Pendidikan dan Sosial Budaya Jurnal Visi Manajemen (JVM) Jurnal Pendidikan, Sains dan Teknologi Jurnal Ilmu Sosial, Pendidikan Dan Humaniora Pustaka: Jurnal Bahasa dan Pendidikan Data Sciences Indonesia (DSI) JUSIFOR : Jurnal Sistem Informasi dan Informatika Optimal: Jurnal Ekonomi dan Manajemen Jurnal Informatika dan Teknologi Pendidikan Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Journal of Management, Economic and Accounting (JMEA) Jurnal Teknik Mesin, Industri, Elektro dan Informatika Jurnal Manajemen USNI Jurnal Ekonomika Manajemen Dan Bisnis Digital Bisnis: Jurnal Publikasi Ilmu Manajemen Dan E-commerce Inisiatif: Jurnal Ekonomi, Akuntansi Dan Manajemen Student Scientific Creativity Journal Jurnal Penelitian Ekonomi Manajemen dan Bisnis Jurnal Publikasi Ilmu Manajemen Indonesian Research Journal on Education JSITIK: Jurnal Sistem Informasi dan Teknologi Informasi Komputer JEBIMAN: Jurnal Ekonomi, Bisnis, Manajemen dan Akuntansi Innovative: Journal Of Social Science Research Madani: Multidisciplinary Scientific Journal Jurnal Manajemen Kreatif dan Inovasi Jurnal Ilmiah Sistem Informasi Jurnal Manajemen Riset Inovasi Wawasan : Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan JURNAL EKONOMI BISNIS DAN MANAJEMEN JURNAL ILMIAH SAINS TEKNOLOGI DAN INFORMASI Jurnal Ekonomi Kreatif dan Manajemen Bisnis Digital (JEKOMBITAL) Jurnal Manajemen Dan Bisnis Ekonomi Jurnal Riset Manajemen Jurnal Riset Manajemen dan Ekonomi Jurnal Penelitian Sistem Informasi Sammajiva: Jurnal Penelitian Bisnis dan Manajemen Research Horizon Jurnal Sistem Informasi dan Informatika Masip: Jurnal Manajemen Administrasi Bisnis dan Publik Terapan JAKBS International Journal of Management Research and Economics Journal Of Informatics And Busisnes (JIMBE) Journal of Economics and Management Scienties OKTAL : Jurnal Ilmu Komputer dan Sains Jurnal Sistem Informasi dan Ilmu Komputer Maeswara: Jurnal Riset Ilmu Manajemen dan Kewirausahaan Jurnal Manuhara: Pusat Penelitian Ilmu Manajemen Dan Bisnis Riset Ilmu Manajemen Bisnis dan Akuntansi Jurnal Ilmiah Research and Development Student Jurnal Nuansa: Publikasi Ilmu Manajemen dan Ekonomi Syariah Kohesi: Jurnal Sains dan Teknologi Socius: Social Sciences Research Journal Dinamika Publik: Jurnal Manajemen dan Administrasi Bisnis Jurnal Ekonomi Bisnis dan Manajemen Student Research Journal Pusat Publikasi Ilmu Manajemen Jurnal Ilmiah Ekonomi dan Manajemen Jurnal Ilmiah Research Student Jurnal Sains Student Research Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Jurnal Penelitian Teknologi Informasi dan Sains JEBD Al-Zayn: Jurnal Ilmu Sosial & Hukum Neraca Manajemen, Akuntansi, dan Ekonomi Causa: Jurnal Hukum dan Kewarganegaraan Jurnal Ilmiah Manajemen Ekonomi Dan Akuntansi (JIMEA) Intellektika: Jurnal Ilmiah Mahasiswa Jurnal Media Akademik (JMA) RESLAJ: Religion Education Social Laa Roiba Journal JURNAL ILMIAH PENELITIAN MAHASISWA El-Mujtama: Jurnal Pengabdian Masyarakat Jurnal Manajemen Ekonomi dan Bisnis Jurnal Manajemen dan Pendidikan Agama Islam JURNAL MULTIDISIPLIN ILMU AKADEMIK JURNAL RUMPUN MANAJEMEN DAN EKONOMI AKSIOMA : Jurnal Sains Ekonomi dan Edukasi MERDEKA: Jurnal Ilmiah Multidisiplin Katalis Pendidikan: Jurnal Ilmu Pendidikan dan Matematika Jurnal Manajemen Bisnis Era Digital JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Journal Artificial: Informatika dan Sistem Informasi Jurnal Ilmiah Nusantara MAXIMAL Jurnal Inovasi Ekonomi Syariah dan Akuntansi Moneta : Journal of Economics and Finance PENG: Jurnal Ekonomi dan Manajemen Journal of Elektronik Sistem InformasI Journal of Social Work and Science Education Jurnal Ekonomi Manajemen Dan Bisnis (JEMB) Jurnal Manajemen Kewirausahaan dan Teknologi The Indonesian Journal of Computer Science JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Bina Bangsa International Journal of Business and Management Jurnal Sistem Informasi, Manajemen dan Teknologi Informasi Switch: Jurnal Sains dan Teknologi Informasi Akuntansi dan Ekonomi Pajak: Perspektif Global Jurnal Manajemen Bisnis Digital Terkini Merkurius: Jurnal Riset Sistem Informasi dan Teknik Informatika Neptunus: Jurnal Ilmu Komputer dan Teknologi Informasi Saturnus: Jurnal Teknologi dan Sistem Informasi Jurnal Ilmu Ekonomi, Pendidikan dan Teknik (IDENTIK) Journal of Sharia Business Management Tarbiatuna: Journal of Islamic Education Studies Jurnal Media Informasi Teknologi As-Salam: Journal Islamic Social Sciences And Humanities Education Curiosity Jurnal Ekonomi dan Bisnis Jurnal Ilmu Ekonomi dan Bisnis (JUKONI) Journal Pesona Indonesia J-CEKI Al I'tibar Jurnal Pendidikan Islam Jurnal Ad'ministrare: Jurnal Pemikirian Ilmiah dan Pendidikan Administrasi Perkantoran Epsilon : Journal of Management (EJoM) Young Journal of Social Sciences and Humanities LAN TABUR: JURNAL EKONOMI SYARIAH JIMEK As-Syirkah: Islamic Economic & Financial Journal Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi Sinergi : Jurnal Ilmiah Multidisiplin Ukazh: Journal of Arabic Studies Jurnal CENDIKIA ISNU ISNU Nine-Star Multidisciplinary Journal (INS9MJ) JESASI Jurnal Ilmu Manajemen dan Akuntansi Nusantara (JIMAKUN) Jurnal Cendikia ISNU SU IQRAR: Jurnal Akuntansi, Manajemen & Ekonomi Syariah
Nasution, Muhammad Irwan Padli
Universitas Islam Negeri Sumatera Utara
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PERAN SISTEM INFORMASI MANAJEMEN DALAM OPTIMALISASI PENGELOLAAN DATA PASIEN DI FASILITAS PELAYANAN KESEHATAN Saipul Bahari; Muhammad Irwan Padli Nasution
INTERNATIONAL, Journal of Sharia Business Management Vol 4 No 5 (2025)
Publisher : CV. Barokah Publsiher

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Management Information Systems (MIS) play an increasingly significant role in enhancing the quality of healthcare services. This research explores how MIS improves the management of patient data, focusing on faster information access, improved data accuracy, and smoother coordination across medical units. Through literature review and observation of MIS usage in several healthcare facilities, the study reveals that MIS reduces data entry mistakes, accelerates service delivery, and strengthens the protection of patient data. In addition, MIS facilitates clinical decision-making by offering well-organized and easily retrievable information for healthcare staff. In conclusion, the study highlights that effective MIS utilization greatly contributes to achieving patient data management that is more efficient, clear, and sustainable in healthcare environments.
PERAN SISTEM INFORMASI MANAJEMEN DALAM MENDUKUNG PROSES PENGAMBILAN KEPUTUSAN ORGANISASI SECARA EFEKTIF DAN STRATEGIS Siti Sahfina; Muhammad Irwan Padli Nasution
INTERNATIONAL, Journal of Sharia Business Management Vol 4 No 5 (2025)
Publisher : CV. Barokah Publsiher

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This study discusses the role of Management Information Systems (MIS) in supporting organizational decision-making processes in the digital era. Using a descriptive qualitative approach and literature review method, the research examines various theories, functions, and applications of MIS across different sectors. The findings indicate that MIS plays a crucial role in providing accurate, relevant, and timely information for managers to formulate, implement, and evaluate both strategic and operational decisions. Furthermore, MIS enhances the effectiveness of Decision Support Systems (DSS) by reducing uncertainty and improving decision quality. The study emphasizes that the successful implementation of MIS depends Not only on the technology used but also on the readiness of human resources and the supporting organizational structure. Therefore, an effective MIS implementation can be a key factor in improving organizational performance and competitiveness.
PERAN KEPEMIMPINAN DALAM MENINGKATKAN KINERJA ANGGOTA ORGANISASI Lidya Rosnoviana; Muhammad Irwan Padli Nasution
INTERNATIONAL, Journal of Sharia Business Management Vol 4 No 5 (2025)
Publisher : CV. Barokah Publsiher

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Leadership is a crucial factor in determining the direction and success of an organization. A leader’s role is not only to issue orders but also to serve as a role model and motivator for their members. This article aims to understand how leadership can influence the performance of organizational members. This paper uses a literature review method by collecting and analyzing various relevant literature on leadership theory and organizational performance. The study results indicate that effective leadership can increase work enthusiasm, responsibility, and cooperation among members. Leaders who possess good communication skills and are able to provide motivation can create a conducive and productive work environment. Thus, good leadership is a key to improving performance and achieving optimal organizational performance.
PENGEMBANGAN SISTEM INFORMASI MANAJEMEN UNTUK MENINGKATKAN EFISIENSI OPERASIONAL PADA ORGANISASI PUBLIK Adelia Amri; Muhammad Irwan Padli Nasution
INTERNATIONAL, Journal of Sharia Business Management Vol 4 No 5 (2025)
Publisher : CV. Barokah Publsiher

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The development of Management Information Systems (MIS) has become a critical component in enhancing operational performance and modernizing public sector administration. As public organizations face increasing pressure to deliver transparent, accountable, and high-quality services, MIS serves not only as a technological upgrade but also as a strategic governance mechanism. This journal critically examines the role of MIS in improving transparency, strengthening financial and administrative accountability, and elevating service delivery standards within public institutions. Utilizing a descriptive qualitative approach supported by literature analysis, the study underscores that technology alone is insufficient to generate meaningful institutional improvement. The findings reveal that the successful implementation of MIS is largely determined by the integration of three core dimensions: technological infrastructure, human resource capacity, and policy alignment. Without organizational readiness, cultural adaptation, and adequate digital competence, MIS adoption risks becoming a symbolic formality with limited operational impact. Accordingly, continuous capacity building, user-centered system design, and strong leadership commitment are required to ensure sustainability. The study concludes that MIS should be viewed not merely as a digital reporting platform, but as a transformational instrument capable of reshaping public management practices toward greater efficiency, transparency, and responsiveness to public needs
PERAN SISTEM INFORMASI MANAJEMEN DALAM MENINGKATKAN LOYALITAS BRAND DI KALANGAN GENERASI Z Cut Nadhira Shahnaz; Muhammad Irwan Padli Nasution
INTERNATIONAL, Journal of Sharia Business Management Vol 4 No 5 (2025)
Publisher : CV. Barokah Publsiher

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Generation Z as a digitally native consumer group, possesses unique behavioral patterns and expectations that require companies to adopt innovative and adaptive approaches in building brand loyalty. Unlike previous generations, Generation Z places high value on personalization, convenience, digital engagement, and authenticity when interacting with brands. In this context, management information systems play a critical role in enabling companies to collect, process, and analyze real-time consumer data, which can then be used to formulate targeted and meaningful marketing strategies. This study employs a literature review method to analyze how management information systems support efforts to increase brand loyalty among Generation Z. The findings indicate that an effective implementation of management information systems allows companies to deliver personalized customer experiences, maintain responsive two-way communication, and provide seamless digital services aligned with Generation Z's expectations. Key system components such as customer relationship management (CRM), data analytics tools, artificial intelligence–based recommendation systems, and integrated digital platforms are essential in fostering long-term engagement with younger consumers. Overall, companies that successfully optimize management information systems can create higher perceived value, leading to increased trust, emotional connection, and stronger consumer commitment toward a brand.
PERAN SISTEM INFORMASI MANAJEMEN DALAM MENINGKATKAN EFEKTIVITAS DAN EFISIENSI PENGAMBILAN KEPUTUSAN DI LINGKUNGAN ORGANISASI MODERN Luna Syahfina; Muhammad Irwan Padli Nasution
INTERNATIONAL, Journal of Sharia Business Management Vol 4 No 6 (2025): Desember
Publisher : CV. Barokah Publsiher

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This study aims to analyze the role of Management Information Systems (MIS) in improving the effectiveness and efficiency of decision-making within modern organizational environments. Using a descriptive qualitative approach supported by an extensive literature review of academic journals, policy documents, and previous empirical studies, this research offers a comprehensive evaluation of how MIS influences managerial processes. The findings reveal that the implementation of MIS significantly enhances decision-making effectiveness by ensuring the availability of accurate, relevant, and timely information needed at various organizational levels. MIS also facilitates structured data processing, analytical reporting, and real-time monitoring, which strengthen strategic decision-making and reduce uncertainty. In addition, MIS contributes to improving decision-making efficiency by accelerating the flow of information, minimizing administrative errors, and reducing operational costs through the automation of routine tasks and standardized workflows. Moreover, MIS supports collaboration and communication by enabling integrated data access across departments, thereby reducing information silos and improving organizational responsiveness. In conclusion, MIS plays an essential and transformative role in shaping a fast, accurate, data-driven, and adaptive decision-making system, particularly for modern organizations operating in a dynamic and competitive digital era.
ANALISIS PERKEMBANGAN TEKNOLOGI BERUPA ENTERPRISE RESOURCE PLANNING (ERP) TERHADAP PENINGKATAN KINERJA DAN PENGAMBILAN KEPUTUSAN EFEKTIF DALAM ORGANISASI Muhammad Tofiq Effendi; Muhammad Irwan Padli Nasution
INTERNATIONAL, Journal of Sharia Business Management Vol 4 No 6 (2025): Desember
Publisher : CV. Barokah Publsiher

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The development of information technology systems has undergone universal changes and transformations, significantly impacting business processes within organizations. One notable example is Enterprise Resource Planning (ERP), which has rapidly evolved and been widely adopted by various organizations. ERP is an integrated system used to manage business processes comprehensively within an organization. This study aims to explore and analyze how ERP implementation can enhance organizational performance and support more effective decision-making through a qualitative literature review approach. Data and theories were collected from various sources such as academic journals, scientific articles, and research reports discussing the relationship between ERP and organizational management. The analysis reveals that ERP usage improves operational efficiency, enhances data transparency, and strengthens coordination among units within the company. With real-time data integration, decision-makers obtain accurate and timely information, making the decision-making process more effective, efficient, and targeted. Additionally, ERP helps optimize resource utilization and reduce operational costs, positively impacting performance improvement and quality decision-making within the organization. However, the success of ERP implementation heavily depends on organizational readiness, top management support, and human resource capabilities. This study emphasizes the importance of strategic planning and effective change management to maximize the benefits of ERP implementation on organizational performance and decision-making.
PENGARUH PEMANFAATAN E-LEARNING TERHADAP MOTIVASI BELAJAR MAHASISWA Myza Uzyla Afryza; Muhammad Irwan Padli Nasution
INTERNATIONAL, Journal of Sharia Business Management Vol 4 No 6 (2025): Desember
Publisher : CV. Barokah Publsiher

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E-learning is a learning process that leverages technological advancements to facilitate educational activities through online platforms. Within this system, a variety of digital tools and features are provided for both students and lecturers, enabling effective communication, interaction, discussion, and feedback throughout the learning process. These tools—such as discussion forums, virtual classrooms, chat functions, and online assessment features—create an environment that supports active participation and continuous engagement. The availability of such comprehensive facilities not only simplifies the learning process but also enhances comfort, reduces feelings of boredom, and increases students’ overall motivation to learn. The findings of the study demonstrate that e-learning has a substantial and significant impact on students’ learning motivation. This conclusion is supported by the statistical results, where the significance value of 0.000 is below the threshold of 0.05, indicating a meaningful relationship. Additionally, the t-test value of 11.737 exceeds the t-table value of 2.02439, further confirming the significant influence of e-learning on motivation. The R Square value of 77.3% indicates that e-learning contributes strongly to the variance in students’ learning motivation, while the remaining 22.7% is shaped by other external factors not examined in the study. Overall, these results highlight the important role of e-learning in enhancing motivation and improving the quality of learning experiences.
DAMPAK PENERAPAN BIG DATA DALAM SISTEM INFORMASI MANAJEMEN TERHADAP PREDIKSI TREN DAN STRATEGI PEMASARAN KONSUMEN DI INDONESIA TAHUN 2025 Nur Khadijah Wahyu Utami; Muhammad Irwan Padli Nasution
INTERNATIONAL, Journal of Sharia Business Management Vol 4 No 6 (2025): Desember
Publisher : CV. Barokah Publsiher

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Rapid advances in information technology have triggered significant transformation in the business sector, especially in the development and application of Management Information Systems (MIS). One of the most notable changes in this digital era is the integration of Big Data, which reshapes how organizations interpret market patterns and consumer behavior. As companies increasingly rely on data-driven strategies, Big Data becomes a critical tool for forecasting future trends and designing competitive business models. This study seeks to analyze the impact of Big Data integration in MIS on predictive capabilities and marketing strategies within the Indonesian business context in 2025. Using a descriptive qualitative method supported by a literature review from 13 national and international journal sources, the research reveals that Big Data effectively enhances consumer analytics accuracy, improves decision-making efficiency, and supports more targeted and personalized marketing. Nevertheless, the implementation process faces several constraints, such as limited digital expertise, data integration difficulties, and concerns related to privacy, ethics, and cybersecurity. Therefore, this study concludes that the success of Big Data adoption relies not only on technological readiness but also on organizational capability, regulatory support, and a strong digital mindset.
PERILAKU BELANJA ONLINE GENERASI Z DAN DAMPAKNYA TERHADAP INOVASI SISTEM PEMBAYARAN DIGITAL Wafiq Azizah; Muhammad Irwan Padli Nasution
INTERNATIONAL, Journal of Sharia Business Management Vol 4 No 6 (2025): Desember
Publisher : CV. Barokah Publsiher

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The rapid digital transformation has significantly influenced shifts in consumer behavior, especially among Generation Z, who are recognized as the most active digital and internet users in Indonesia. This study aims to analyze the relationship between Generation Z’s online shopping behavior and the development of digital payment innovations using a library research approach. A total of 25 scientific articles indexed in Google Scholar, OJS Indonesia, and DOAJ published between 2019 and 2024 were reviewed to obtain relevant insights. The findings reveal that Generation Z values speed, convenience, personalization, and security when making online purchases. These expectations have accelerated the adoption of digital payment platforms such as e-wallets, QRIS, and Buy Now Pay Later (BNPL). The increasing reliance on these payment methods does not only facilitate transactions but also supports broader digital financial inclusion across Indonesia. Furthermore, the growing demand from Generation Z encourages financial institutions and fintech companies to continuously innovate, particularly in enhancing cybersecurity features, optimizing service efficiency, reducing transaction fees, and ensuring seamless integration with e-commerce platforms. Generation Z’s online shopping behavior plays a strategic role in shaping the evolution of digital payment systems in Indonesia and will continue to influence future financial technology developments
Co-Authors ., Arba Sunur ., Siti Hawa Hasibuan Abdu Rahman Hakim Abdul Azis Nasution Abdul Hafiz Abdullah, Radhinal Abelia Gultom Abel Abelia Mita Baqis Abrar, M. Farid Abrar, M.Farid Ade Kurnia Sari Ade Syafitri Adelia Amri Adelia Khirani Lubis Adelia Marwa Ujung Adelia Marwah Ujung Adelia Marwah Ujung Adeliya Saragih Adhelia, Dhea Putri Adisa, Yunda Adnan Buyung Nasution Adrian Niken Lubis Adris Triseptina Afandi, Muhammad Fikri Afdillah Nur Aisyah Sinaga Afdillah Nur Aisyah Sinaga Afriani Afriani Agfahmi Dinata Agisty Fiannisa Ahmad Alvin Adriansyah Ahmad Alvin Adriansyah Aidhawani Aidhawani Aini Nurul Aininta Alivia br Kaban Aisyah Fitri Pasaribu Ajeng Triandari Akbar, Ananda Rizki Akbar, Fatawil Al-Faruq, Muhammad Yuda Alfa Nadiah Siregar Alfa Rizi Azhari Alfia Utami Alfia Utami Alharis, Dimas Cholis Ali Ikhwan Ali Ikhwan Alrobby Nurilham Alsabila, Marsya Alya Nabila Junaidi amalia, parida Amaliah, Khairul Amelia Putri AMELIA, MAYA Aminah Cinda Kasih, Aminah Amira Salsabila Ananda Amelia Ananda, Fikry Jie Riefa Andhini Asmita Andika Mahwayudi Angga Pradana Kusuma Anggini, Rizki Angkasa, Pramuja Angraini, Riska Anhar, Muhammad Ziqhri Anisa Maya Sufa Anisa Puspita Anita Cerahma Siregar Annisa Fitri Adina Hutabarat Annisa Hafsah Annisa Nur Sabrina Antika, Windi Aprila, Nur Qori Aprilia Eka Putri Arfi Andira Kirana Arfini Tri Agustina Ari Sahputra Arie Satria Tama Armita Isnaini Munthe Arris Fahrian Asmadi1, Soraya Zairina Asmiralda, Febrina At Thariq Harahap, Faqih Atika, Nanda Nurul Aulia Rizky Lubis Aulia Zaky Ibna Aulia Zaky Ibna Ayu Anggraini Hulu Ayu Intan Pratiwi Ayu Lestari Ayu Shintiya Az Zahra Salsabilah Lubis Azmatul Kholila Azzahra Tri Najla S Bagusman, Chajarara Baihaqi, Ahmad Bakri, Safa Nadia Bancin, Rabiatul Adabiah Bangun, Diva Amanda Br Batubara, Alwi Ardiansyah Putra Bayu Rahmat Hidayat Berutu, Fajran Rahman Bi Rahmani, Nur Ahmadi Bima Andika Br.Sinulingga, Sadepa Putri Bunga Amira Bunga Dwi Anjani Calvin Aditya Harahap Chairina Amaliah Hasibuan Chintya Pradilla Putri Chintya Pradilla Putri Chintya, Neha Cindy Anggriani Cindy Rayani Sinulingga Cut Nadhira Shahnaz Daffa Caidana Zein Situmorang Daffa Chaidana Zein Situmorang Dalimunthe, Maya Oktavia Daulay, Anisya Putri Ertani Daulay, Lily Sardiani Dea Cindi Amelia Dedy Rahman Siregar, Dedy Rahman Siregar Dela Arum Lestari Dery Shadani Deva Fitri Zuya Devi Fitri Zuya Devyana, Melati Dewi Lestari Dharma, Budi Dian Farindah Damanik Diana Loemongga Siregar Didi Maslan Dimas Halki Widana Dimas Pramudya Dinda Audia Syahira Dinda Fitriyah Kholisoh Ahmadita Putri Dinda Novika Rahmahdhani Dinda Puspita Sari Dinda Ravina Dindy Rizka Octavia Dini Cahyani nasution Dini, Aisyah Dira Finanta Dira Finanta Dita Ananda Bangun Diva viola natasya Hasibuan Diva Viola Natasya Hasibuan Dwi Amanda Simanjuntak Dwi Amanda Tanjung Dwi Febrina Dwi Silvia Ningsih Dwiky Guntara Dzakwan Abbas Effendi, Lutfiah Eko Purnomo Eko Purnomo ELYSA RAHMAYANI Embun Febryanti Panggabean Embun Febryanti Panggabean Enjeli Enjeli Era Rahmadani Damanik Era Rahmadani Damanik Eriana Saprida Ermiannur Euis Desy Khairiyati Fachrul Rozy Arda Rambe Fachrurrozi, Zein Ahmad Fadilah, Tiara Fitriani Fadillah, Siti Nur Fadlin Fajri FAHRI Fahrian, Arris Fahrina Aulia Purba Faiza Zayani Waznah Fakhri Alauddin Tarihoran Fakri Mursala Fanny Himla Rizqya Pasaribu Farah Ananda Lubis Fardan Ali Torabora Siregar Fathimah, Laila Fathin Al Biyan Tanjung Fatimah Zahra Marahaini Harahap Fauji Azwar Siregar Fauzan Nafis Fauzy Imam Syah Fayathun Maira, Fayathun Maira Febriani, Gymnasti Fiannisa, Agisty Firza Azzahra Fithrah Dwi Ananda Fithri Daulay, Mutiara Mastina Fitri Dasuki Siregar Fitri Fitri Annisa Fitri Handayani Harahap Fitri Hidayah Fitri Nabila Hasibuan Friska Putri Aryanti Geubrina Raseuki Ginting Ginting Ginting, Dea Cindi Amelia Ginting, Melia Br Ginting, Nabilah Azzahra Amin Br Grace Amalia Tondang Gunawan, Nasrullah Guntara, Dwiky Habibi, Muhammad Zidan Hafidz Ramadhan Noor Matondang Hafiz Maulana Siagian Hafiz, Abdul Hafizh Fahriza Hairul Anam Hakiki, Teguh Iman Halim Wijaya Hamza Dwi Aulia Warhana Hanaya Tri Meyharin Sihotang Hani, Fildzah Hanifa Salsabila Hanonangan, Rahmat Pasha Harahap, Muhammad Ikhsan Harahap, Shelvi Fadillah Harsya Haryo Prastya Hasanah, Malika Ardhia Hasbi Rizky Rawy Hasibuan, Adelia Hasibuan, Mahlia Putri Hasibuan, Siti Hawa Hasiholta, Dani Admaja Hayfa Azwa Fadila Hazizah, Siti Nur Hellen Afrisa Hesty Ananta Yunas Hesty Ananta Yunas Hidayana, Nugrhainy Hidayati, Yusranida Hotmasarih Harahap Hudana Isra Aulia Husnah Salsabilah Siregar Ibrahim Syahputra Harahap Idham Mahrivi Idham Tiofandy Hasibuan Ika Amelia Putri Ilhamy Nasution, M. 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