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Journal : IIJSE

Analysis of Underwriter Performance in Determining Prospective Participants in Motorkoe Insurance Products Irna Ardilla; Yusrizal Yusrizal
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economic: November, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3827

Abstract

The insurance industry is a form of a business entity engaged in services that has a social role as well as an economic role. In order to realize maximum results, every insurance industry certainly requires superior human resources to develop and market its processes. This also cannot be separated from the role and performance of the Underwriter, who plays an important role in evaluating whether prospective insurance members are acceptable or not in order to meet the goals of the insurance industry. According to research findings, the underwriter’s performance plays an important role in determining prospective members of the Motorkoe insurance process, namely: collecting customer information, carrying out data verification, carrying out appraisals, and submitting company decisions. This paper aims to find out how the underwriter performs in determining potential participants in Motorkoe insurance products and the factors that influence underwriter performance in Motorkoe insurance products. This research was conducted at PT. Bumida 1967 Medan branch. This type of research uses a qualitative approach and a descriptive method. While the data collection techniques used by researchers are interviews, observation as well as documentation. The results of this study describe that performance in determining potential participants in Motorkoe insurance products has been running as efficiently as possible. Judging from the underwriting surplus, it can be used as a reserve, thereby increasing public interest in general insurance. The surplus results obtained by Bumida Medan Branch in the Motorkoe process in 2022 amounted to 37,080,000, 00 with 181 processes in the Motorkoe process worth 51,080,000.00 with 1 claim member of 14,000,000.00 and with a Motorkoe total loss ratio which embodies the figure of -27%. The factors that influence the underwriter’s performance are: 1) Age, 2) Work motivation, 3) Health, 4) Targets set by the company, and 5) Understanding of the activities carried out.
Factors Affecting the Sustainability of Micro Enterprises Dodol Snack Centers Bengkel Market and Its Relationship to the Islamic Economic Perspective Ahmad Fauzi; Yusrizal Yusrizal; Juliana Nasution
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economic: November, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.4102

Abstract

It can be seen that MSMEs are one of the sectors of economic activity that survive and have sustainability. One area that has MSMEs that still survive today is North Sumatra, specifically Pasar Bengkel Village, Perbaungan District, Serdang Bedagai Regency. Pasar Bengkel Village is a favorite place for residents and travelers who like local snacks or culinary specialties. However, now the Dodol MSME culinary center will be a distant memory due to declining demand and purchasing power. Also, Dodol micro business actors in the Bengkel Village area have complained about the reduction in the sales value of their Dodol products since the operation of the Medan-Tebing Tinggi toll road. The reason is that many transport passengers and car drivers don’t have time to stop because they are crossing the toll lane. This makes consumers or buyers reluctant to stop by this Bengkel market, resulting in low turnover, resulting in dozens of stalls being closed. This research aims to determine the influence of product innovation, product sales methods, information technology, market share, ethics of honesty and transparency, and halal products on the sustainability of the micro business Dodol Snack Center Pasar Bengkel simultaneously. This research uses a quantitative research approach with multiple regression methods. The number of samples in this research was 68 MSME entrepreneurs of Pasar Bengkel Dodol Snacks. This research shows that there is a significant influence of product innovation, market share, and product halalness on the sustainability of the Pasar Bengkel Dodol Snack Center micro-enterprise.
Analysis of Underwriter Performance in Determining Prospective Participants in Motorkoe Insurance Products Ardilla, Irna; Yusrizal, Yusrizal
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3827

Abstract

The insurance industry is a form of a business entity engaged in services that has a social role as well as an economic role. In order to realize maximum results, every insurance industry certainly requires superior human resources to develop and market its processes. This also cannot be separated from the role and performance of the Underwriter, who plays an important role in evaluating whether prospective insurance members are acceptable or not in order to meet the goals of the insurance industry. According to research findings, the underwriter’s performance plays an important role in determining prospective members of the Motorkoe insurance process, namely: collecting customer information, carrying out data verification, carrying out appraisals, and submitting company decisions. This paper aims to find out how the underwriter performs in determining potential participants in Motorkoe insurance products and the factors that influence underwriter performance in Motorkoe insurance products. This research was conducted at PT. Bumida 1967 Medan branch. This type of research uses a qualitative approach and a descriptive method. While the data collection techniques used by researchers are interviews, observation as well as documentation. The results of this study describe that performance in determining potential participants in Motorkoe insurance products has been running as efficiently as possible. Judging from the underwriting surplus, it can be used as a reserve, thereby increasing public interest in general insurance. The surplus results obtained by Bumida Medan Branch in the Motorkoe process in 2022 amounted to 37,080,000, 00 with 181 processes in the Motorkoe process worth 51,080,000.00 with 1 claim member of 14,000,000.00 and with a Motorkoe total loss ratio which embodies the figure of -27%. The factors that influence the underwriter’s performance are: 1) Age, 2) Work motivation, 3) Health, 4) Targets set by the company, and 5) Understanding of the activities carried out.
Analysis of Macroeconomic Indicators (Case Study in North Sumatra Province) Hasibuan, Rahmadani; Ridwan, M.; Yusrizal, Yusrizal
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3965

Abstract

The aim and direction of the research is to look at the causal or causal relationship between the independent (free) variables which consist of Economic Growth, Unemployment, and Inflation, and the dependent (bound) variable, namely poverty. The type of data used in this study is secondary data (Time Series The secondary data used in this study comes from various related agencies such as the Publication of the Central Statistics Agency which is accessed through the official website, as well as government agencies that can support this research data. Data collection techniques use a field research approach by collecting data from the variables Economic Growth, Unemployment, Inflation, as well as poverty obtained in processed form sourced from the Central Bureau of Statistics (BPS) of North Sumatra Province. In the t-test results, the variable Economic Growth on Poverty has a probability of 0.0387 < 0.05, so it can be said that the variable Economic Growth (x1) has a (significant) influence on poverty. The unemployment variable on poverty has a probability of 0.0248 <0.05, so it can be said that the unemployment variable (x2) has a (significant) influence on poverty. Also, the t-test results for the inflation variable on poverty have a probability of 0.8839 > 0.05, so it can be said that the inflation variable (x3) has no effect (not significant) on poverty. Meanwhile, based on the output results processed using Eviews 10 software, the calculated F value is 91.27120 while the F table with a level of α = 5% is 2.37. Thus F count > F table (91.27120 > 2.37), then it can also be seen from the probability value of 0.000000 which is smaller than the significance level of 0.05. This shows that the variables of Economic Growth, Unemployment, and Inflation together the same (simultaneously) have a significant effect on poverty in North Sumatra.
Food Security Strategy Based on Local Wisdom in Deli Serdang District Lubis, Riska Amalia; Yusrizal, Yusrizal; Syahriza, Rahmi; Batubara, Maryam
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3966

Abstract

This study aims to find out how the main priority strategy for food security based on local wisdom in Deli Serdang is by presenting the internal and external conditions that have been carried out so far., In addition, the researchers also explained several handling urgencies that needed to be implemented so that local wisdom-based food security strategies could be more focused. The method used is a qualitative method using SWOT analysis and QSPM. The number of respondents who filled out the questionnaire was 5 respondents from farmers, the surrounding community, and traditional and religious leaders, and 5 respondents from experts. Based on the results of the SWOT analysis, the strategy quadrants obtained after being processed in the IFE and EFE matrices are in Quadrant I. This indicates that the strategy used is a progressive strategy. This strategy means that food security based on local wisdom in Deli Serdang has strengths and opportunities. Furthermore, in the QSPM analysis, the results show that the main priority strategy that must be carried out is to focus on preserving food security based on local wisdom so that it becomes a business opportunity on an international scale.
Factors Affecting the Sustainability of Micro Enterprises Dodol Snack Centers Bengkel Market and Its Relationship to the Islamic Economic Perspective Fauzi, Ahmad; Yusrizal, Yusrizal; Nasution, Juliana
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.4102

Abstract

It can be seen that MSMEs are one of the sectors of economic activity that survive and have sustainability. One area that has MSMEs that still survive today is North Sumatra, specifically Pasar Bengkel Village, Perbaungan District, Serdang Bedagai Regency. Pasar Bengkel Village is a favorite place for residents and travelers who like local snacks or culinary specialties. However, now the Dodol MSME culinary center will be a distant memory due to declining demand and purchasing power. Also, Dodol micro business actors in the Bengkel Village area have complained about the reduction in the sales value of their Dodol products since the operation of the Medan-Tebing Tinggi toll road. The reason is that many transport passengers and car drivers don’t have time to stop because they are crossing the toll lane. This makes consumers or buyers reluctant to stop by this Bengkel market, resulting in low turnover, resulting in dozens of stalls being closed. This research aims to determine the influence of product innovation, product sales methods, information technology, market share, ethics of honesty and transparency, and halal products on the sustainability of the micro business Dodol Snack Center Pasar Bengkel simultaneously. This research uses a quantitative research approach with multiple regression methods. The number of samples in this research was 68 MSME entrepreneurs of Pasar Bengkel Dodol Snacks. This research shows that there is a significant influence of product innovation, market share, and product halalness on the sustainability of the Pasar Bengkel Dodol Snack Center micro-enterprise.
The Role of Sharia and Conventional Banking in Public Welfare in North Sumatra Yusrizal, Yusrizal; Bi Rahmani, Nur Ahmadi
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 1 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i1.4439

Abstract

Financial institutions have a very important role in a country’s economy which allows millions of funds (surplus units) to be collected and transferred to various other segments of society (deficit units) which can be used as investment capital. The role of credit or financing in investment and increasing income/welfare, and based on the experience of the economic crisis and global financial crisis which were also caused by banking credit. This article aims to review the ability of conventional banking and Sharia banking to provide long-term prosperity in North Sumatra by looking at inflation, exchange rates, money supply, Sharia banking financing, and current account loans, toward North Sumatra’s Gross Regional Domestic Product and the period when it reaches balance. Mixed methods research combines quantitative methods and qualitative methods to be used together in this research. The research population is all data published in the central OJK and BPS (North Sumatra Province Central Statistics Agency), and the sample taken is data that includes all variables during the 2015-2020 period. Analysis of the VAR (Vactor Autoregression) model as an alternative model to multiple equations to minimize the theoretical approach and make economic phenomena better. The result is that there are several negative influence measurement results on the inflation variable and current account loan credit. Meanwhile, the variables of money supply, exchange rate, sharia banking financing have a positive and significant positive influence on North Sumatra’s GRDP. So, the banking VECM test has a role in increasing North Sumatra’s GRDP in both the short and long term
Co-Authors A Halim A Rahman A. Halim A.A. Ketut Agung Cahyawan W Abdul Basith Abdul Basyid Abdul Gani ABDUL GANI Abdul Hamid Abrar, Aidil Achmad Tavip Junaedi Ade Imammuqhair Syah Ade Riana Adhi Paska, Adhi Adi Rahwanto Adi, Roni Putra Adlim Adlim ADRIANI ADRIANI Ady Inrawan Ahmad Fauzi Aidila Syafitri Aini, Eva Aini, Quratul Ainun, Rofiqoh Aji Setiyadi Akmal Akmal Alfi Hendri Ali Mustadi Alpiandi, Mohamad Kiki Alwi, Fachri Amalia, Annisa Nur Amanda, Micky Amda Resdiar Amin Hou Amirul Mukminin Amirulmukminin Amirulmukminin Amri Amin Amries Rusli Tanjung Amrizal Amrizal Ana Nurmalia Ana Nurmalia Andi Ulfa Tenri Pada Andri Soemitra Anggia Sekar Putri Anggraeni, Novicka Putri Anhar Anhar Anie Insulistyowati, Anie Anton Anton Antoni, Wiko Anwar Anwar Anwar, Ihsan Aprialinita, Dhea Aprila, Bord Nandre Aprilia, Dita Aqwa Naser Daulay Ardiansyah, Ivan Nur Ardilla, Irna Arfida, Herni Aripin Ariska, Nana Armando Nasution Arnita Arnita Asrina, Suci Atika Atika Aula Maulidah Ayu Rahmi Ayu Rahmi Azhawa, Vina AZMI, AZMI Azwir Anhar Azzahra, Ayya Baehaqi Bahrun Bahrun Baitullah, Baitullah Bakhtiar, Bakhtiar. Balkhaya, Balkhaya Bambang Trisno Basuki Rachmad Batubara, Khairul Faiz Batubara, Maryam Bi Rahmani, Nur Ahmadi Br Hsb, Siti Aisyah Br.Sitepu, Ema Sinlis Junita Budi Bahreisy Burhanuddin Burhanuddin Bustanuddin Lubis Cahyadi, Rahmad Chair, Marsari Chairani, Mira Chandra, Jennifer Choerudin, Hery Cut Morina Zubainur Cut Nadia Sofia Cut Nuraini Cut Nurmaliah Cut Nurmaliah Cut Putri Hayati Cut Zahri Harun Dahliana, Dian Dany, Rahmad Darmasari, Ria Debi Eka Putri Dedi Thomas, Dedi Thomas Desnelita, Yenny Desyanti Desyanti Dewi Ratnasari Dewi, Annisa Keumala Dewi, Priyantini Dezi Handayani Dharma, Budi Dhea Savitri Dhian Rosalina, Dhian Diana Putri, Selvi Dinda Cinta Arisandi Dini, Dini Djahmur, Fitria Dony Efriza Dwi Hilda Putri Dwi Septi Haryani E, Wildan Zacky Eddy, Pujiono Elidar Sari Elisa Elisa Elisa, Elisa Hafrida, MKes Erick Nugraha Estu, Ahmad Zulkarnaen evendi, evendi Evi Fussalam, Yahfenel Evita Sandra Fadhila Putri Kaban Fadly Rizaldy Fadrul, Fadrul Fahlevi, Anisa Fahmida Manin Fahmida, Fahmida Fahra, Fahra Faisal Faisal Faiz, Agil Fatiha, Fathma Dwi Fatmawati Fatmawati Fatmawati, Fatmawati Fauzi Ahmad Muda Fazilah, Nur Febrian, Mohammad Febrina, Wetri Febriyanto, Fredi Feliatra Ferdy Saputra Feza Ananda, Dannisa Firdaus Firdaus Fitra Fitra, Fitra Fitri Yani Fitri, Alaida Fitri, C L Fitri, Chairiah Lismaya Fitri, Elya Fitriadi, Nuzuli Friska, Yuni Ginola Tri Shindy Goenaryo, Goenaryo Gustientiedina Hadi Iskandar HAFIS, AL Hafizul Furqan Hafnati Rahmatan Hafnati Rahmatan Halim, Hendra Halima Tusadiyah, Halima Hamelya, Titik Hamzah, Muhammad Luthfi Handani, Mitra Handri, Handri Harahap, Astri Sri Rezeki Harahap, Dinda Tazkiyah Harahap, M. Yusuf Harahap, Muhammad Ikhsan Harahap, Nonita Fitriani Harahap, Putri Liana Harahap, Yeni Marlina Hari Setiawan Hariati, Emy HARIS MUNANDAR Hariyadi Hariyadi Harroni, Jum Harry Patuan Panjaitan Harum, Cut Luthfia Harwika, Harwika Hasibuan, Faisal Umardani Hasibuan, Faizah Hasibuan, Maisyah Khairani Hasibuan, Rahmadani Hasibuan, Vera Yunita Helmina Helmina Hendriawan, Aswin Heni Pujiastuti Hermanto, Tri Hidayat Hidayat Hikma Yani Hilman Latief Holyness Nurdin Singadimedja Husen, Eddy Sugriwa Hutahuruk, Marice Br Hutajulu, Jerry Hutauruk, Ace King Ibnu Khaldun Ibnu Khaldun Ichsan Ichsan Ida Jernita Zendrato Idialita, Idialita Idnillah, Mochamad Ilham Maulana Ilynn, Ilynn Indradewa, Rhian Indrawan, Surya Iqbal Iqbal Irdawati Irdawati Irna Ardilla Irwan Irwan Irwansyah Irwansyah Iskandar Muda Islah Rizky Parinduri Ismul Huda Iwandi, Iwandi Izzah Al-Fikry Jamaluddin Jamaluddin Jayawarsa, A.A. Ketut Jefri Marzal Jofrishal Jofrishal Johari Johari Juanda, Arisman Juliana Nasution Julianti Julianti, Julianti Junaidi Junaidi Junianti, Raudhatul Junike Junike Karina Purwanti Kasli, Elisa Kasmadi Kasmadi Kesuma, Indrawati Mara Khairuddin Khairuddin Khairul Anwar Kurniawan, Ildi Kusmedy, Bongbongan Kusumo Efyjanto, Tonny lala, Meilissa Alfera Laylan Syafina Lestari, Windi Lifo, Leni Lilia Halim, Lilia Linda Advinda Lindawati Lindawati Lubis, Fatimah Aini Lubis, Riska Amalia Luthfia Hanum* M Yusuf Ramadhan M. Hasan M. Ikhsan M. Ikhsan M. Ridwan M. Shabri Abd. Majid M. Syukri Mahyudin Mahyudin Mahyudin Mahyudin Maira, Hayatun Mairizal Mairizal Maman Hermawan Mardiah, Ratu Sari Marhamah Hasibuan, Ainul Maria Tuntun Marlina Marlina Marpaung, Suci Ramanda Marsudi Marsudi Marwan Marwan Mary, Dina Maryati Maryati Masthura, Nadia Maulida, Tasya Maulidin, Aula Maulita, Mira Mazwan, Rasmuna Meutia Dewi, Meutia Mikaresti, Pamela Mimelientesa Irman Miranda, Ayu Muallim, Rahmat Mudinillah, Adam Muhammad Afrillah MUHAMMAD AGUS SUPRAYUDI Muhammad Arif Muhammad Deedat Ayasy Muhammad Fadhil Muhammad Faisal Muhammad Hasan Muhammad Hatta Muhammad Iqbal Muhammad Lathief Ilhamy Nasution Muhammad Nasir Muhammad Nizarullah Muhammad Nur Muhammad Subianto muhammad Syahbudi, muhammad Muhammad Syukri Muhammad Syukri Muhammad Yasir Muhammad Yusuf Harahap Muhammad Zilal Hamzah Muhtadin Muhtadin Mukhlis Mukhlis Multhaza, Multhaza Munawar Munawar Munawarah, Syarifah Hasanaton Murniati A. R. Mursal Mursal Mustanir Mustanir Mustaqim, Iqbal Mutthaqin, M. Satrya Nabilah, Putri Nadia Nadia Nadia Naldi, Dafri Nanang Willy Prayogo Nanda Dewi Anggraeni Nasir Usman Nasir, M. Fadhil Nasution, Arfiany Sepyanty Putri Nasution, Juliana Nasution, Wardah Natris Idriyani Nazmi, Fabelya Putri Nelly Shahromi Yanti Nena Puspita Sari Nicholas Renaldo Nicholas, Eric Nissha, Dwi Khayrun Niswanto Niswanto, Niswanto Novi Maulidar Novi Surianti Novitriansyah, Bob Nurfatihah Z, Zahara Nurhalimah Sitorus Nuri Aslami Nurjannah Nurjannah Nurlaela, Eli Nurliyana, Nurliyana Nurma Sari Nurma Sari, Nurma Nurmalia, Ana Nurul Jannah Nurwani Nurwani, Nurwani Nuryasin Abdillah Octafilia, Yusnita Okalesa, Okalesa P. Nababan, Sakti Pamela Mikaresti Pratama, Yayan Yogi Prayetno, Muhammad Pringgo Prayogi, Bayu Prayogo, Imam Prihastomo, Arih Dwi Pudji Rahayu Pujiono Pujiono Purwati, Astri Ayu Putra, Fibi Eko Putra, Iwandikasyah Putra, Mhd. Hanif Putri, Elva Sesioria Putri, Novita Yulia Qadri, Lailatul Rahman, Sarli Rahmati Rahmati Rahmawati Rahmawati Rahmawati, Maharani Rahmi Maulidati Rahmi Syahriza, Rahmi Rahmi, Hanifatul Rahwana, Neneng Rais Hidayat Raja Hardiansyah Ramadhan, Muhammad Adam Ramadi Ramadi, Ramadi Rambe, Rizki Suhanry Ramziati, Ramziati Rara Christya Marshanda Ratna Yuliani Ratu Fazlia Inda Rahmayani Rauziani Rauziani Rega Andira Pratama Regita, Vivian Rejeki, Rejeki Reni Ria Armayani Hasibuan Resi Silvia Reza, M Fachru Rhini Fatmasari Ridho Kurniawan Ridmailis, Ridmailis Ridwan, Ridwan Riefdah Ekasari Hasibuan Risma Dani A. Risnawati Risnawati Risnawati Risnawati Riyandi, Albert Riyani, Desi Rizki Handayani, Rizki Rizki, Meisy Adha Rizki, Syukri Rizwan, Rizwan Romi Asmara Rosnani Nasution RR. Ella Evrita Hestiandari Ruhmi, Zuhra Rusilawati, Ermina Safitri, Nora Saidah Hayati Situmeang Saiful Saiful Salihi, Salihi Saliman Saliman Salman Jumaili Salman Salman Salmawati Salmawati, Salmawati Sambodo, Bambang Saminan Saminan Santoso, Pamuji Hari Santoso, Supriono Saputra, Aman Sari Mardiah, Ratu Sartiyah Sartiyah Sasra, Said Fachrizal Sastro, Marlia Selvi Fauzar Sentosa, Dewi Suryani Setyawan, Onny Sijabat, Rizky Simamora, Mei Yanti Simamora, Sri Ulfa Siregar , Erpiana Siregar, Aspan syofyan Siregar, Helly Aroza Siregar, Khidir Siregar, Rahman Jalaludin Siti Aminah Siti Kholijah, Siti Siti Maisarah siti wulandari Sitompul, Silvia Sari Soeboer, Deni Achmad Soewarno S Sri Fitria Retnawaty Sri Winarni Suarlin, John Sudarno Sudarno Sudrajat, Danu Sugeng Santoso Sugiarto, Abdi Sugriwa Husen, Eddy Suhardjo Suhardjo Suhardjo Suharti Suharti, Ratna Suharto Suharto Suharyanto Suriani Suriani Suriyanti, Linda Hetri Suryani, Febdwi Suryanto Suryanto Susanti, Widya Susanto, Ferri Susanty, Widya Susi Herawati Susilawati, Susilawati Suyono Suyono Syahputri, Anggraini Syahrul R, Syahrul Syamsuddin Arif Syarifah Rita Zahara Syuhada, Intan Jelita Syuhraa, Syifa Tambunan, Johannes Tambunan, Khairina Tanjung, Rosydha Teddy Haryadi Teguh Adimarta, Teguh Teuku Athaillah Th. A. Y. I, Yusnita Octafilia Tiku, Mathius Titi Sumanti Tobing, Iqbal Fahri Ummi Kalsum Usman, Musliadi Bin Usman, N Vanesa, Vanesa Veronica, Kristy Vitaya, Sisca Wahid, Hijrul Wahyu Joni Kurniawan, Wahyu Joni Wahyu Syarvina Wahyudi, Rudi Wahyundari, Sri Putri Wahyuni, Agus Walyadin, Farly Wati, Nurul Wati, Yenny Weni Yulastri Wicoksono, Deni Fajar Widya, Sri Wijaya, Ardi Wijaya, Boyke Wira Hadianto Wirda, Adinda Wiroto, Noto Wisang Candra Bintari Wizaldi, Ivanda Wulan Muazizah Wulandari, Auliya Yahya, Mhd. Yanita Mutiaraning Viastika Yasin, Nurhayati Yelia, Yelia YENNI SAMRI JULIATI NASUTION, YENNI SAMRI JULIATI Yulia Yulia Yunus Abidin Yuritanto, Yuritanto zamdani, zamdani Zarlaida Fitri Zul Akli Zulfa Khairina Batubara Zulfa Zulfa Zulkarnaen Jalil