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Hukum Berinvestasi pada Asuransi Jiwa Syariah Berbasis Unit Link pada PT. Prudential Life Asurance Binjai Islah Rizky Parinduri; Yusrizal Yusrizal
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 8 No 2 (2023)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v8i2.19467

Abstract

ABSTRACTInsurance is a means of disseminating the „âqilah system to the government, companies, institutions and professional institutions. There are verses of the Koran instructing Muslims to prepare for a better tomorrow by investing in sharia life insurance. Unit Link is a favorite product for tax regulation. If you buy mutual funds/shares directly according to United States law, you will be directly subject to income tax from the profits of the mutual funds/shares and this benefit does not exist in Indonesia. In Indonesia, purchases of mutual funds/shares are not subject to tax so that the tax difference between unit link purchases and mutual fund purchases has not been felt. From this background, there are several problems which are formulated as follows: how is the law investing in unit link-based sharia life insurance? This research uses a qualitative type of library research. The data collection method uses the documentation method, the approach method uses analytical normative juridical and conceptual (concept approach). Methods of data analysis using descriptive method. Analyzing the problems that the researchers have tried to bring out, it can be concluded that the concept of investing in unit-link-based sharia life insurance is the activity of investing assets in the form of assets as tabarru' with an effort to protect each other and help a number of people or parties who provide return patterns facing certain risks through contract in accordance with sharia principles where the unit link becomes an investment instrument; Sharia life insurance is a new type of contract that has never existed during the development of Islamic fiqh, where there are differences of opinion among scholars who prevent and forbid life insurance; and with its current status, life insurance has an intolerant premium, so a life insurance contract is more of a speculative contract that contains elements of gambling (gambling) and betting.Keywords: Syariah Life Insurance, Unit Link
Analisis Faktor-Faktor yang Menyebabkan Terjadinya Gagal Klaim Asuransi pada PT. Prudential Cabang Binjai Saidah Hayati Situmeang; Yusrizal Yusrizal
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 8 No 2 (2023)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v8i2.19471

Abstract

AbstractThis research aims to determine the producer for implementing claims handling at PT. Prudential Life Assurance Binjai. This research is a descriptive research with a qualitative approach. Data collection techniques used are interviews with insurance agents PT. Prudential Life Insurance Binjai and literature study. Based on the results of research and discussion, conclusions have been drawn. An insurance claim is a claim from the insured party in connection with a contract agreement between the insurance and the insured party, where each party binds itself to guarantee the payment of compensation by the insurer if the insurance premium payment has been made by the insured party when a disaster is suffered by the insured party. As for the stages of the claim being submitted, it must be completed with all the required complementary requirements and documents. If the requirements and documents are not complete, there will be a rejection from the insurance company.
Analysis of Underwriter Performance in Determining Prospective Participants in Motorkoe Insurance Products Irna Ardilla; Yusrizal Yusrizal
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economic: November, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3827

Abstract

The insurance industry is a form of a business entity engaged in services that has a social role as well as an economic role. In order to realize maximum results, every insurance industry certainly requires superior human resources to develop and market its processes. This also cannot be separated from the role and performance of the Underwriter, who plays an important role in evaluating whether prospective insurance members are acceptable or not in order to meet the goals of the insurance industry. According to research findings, the underwriter’s performance plays an important role in determining prospective members of the Motorkoe insurance process, namely: collecting customer information, carrying out data verification, carrying out appraisals, and submitting company decisions. This paper aims to find out how the underwriter performs in determining potential participants in Motorkoe insurance products and the factors that influence underwriter performance in Motorkoe insurance products. This research was conducted at PT. Bumida 1967 Medan branch. This type of research uses a qualitative approach and a descriptive method. While the data collection techniques used by researchers are interviews, observation as well as documentation. The results of this study describe that performance in determining potential participants in Motorkoe insurance products has been running as efficiently as possible. Judging from the underwriting surplus, it can be used as a reserve, thereby increasing public interest in general insurance. The surplus results obtained by Bumida Medan Branch in the Motorkoe process in 2022 amounted to 37,080,000, 00 with 181 processes in the Motorkoe process worth 51,080,000.00 with 1 claim member of 14,000,000.00 and with a Motorkoe total loss ratio which embodies the figure of -27%. The factors that influence the underwriter’s performance are: 1) Age, 2) Work motivation, 3) Health, 4) Targets set by the company, and 5) Understanding of the activities carried out.
Factors Affecting the Sustainability of Micro Enterprises Dodol Snack Centers Bengkel Market and Its Relationship to the Islamic Economic Perspective Ahmad Fauzi; Yusrizal Yusrizal; Juliana Nasution
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economic: November, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.4102

Abstract

It can be seen that MSMEs are one of the sectors of economic activity that survive and have sustainability. One area that has MSMEs that still survive today is North Sumatra, specifically Pasar Bengkel Village, Perbaungan District, Serdang Bedagai Regency. Pasar Bengkel Village is a favorite place for residents and travelers who like local snacks or culinary specialties. However, now the Dodol MSME culinary center will be a distant memory due to declining demand and purchasing power. Also, Dodol micro business actors in the Bengkel Village area have complained about the reduction in the sales value of their Dodol products since the operation of the Medan-Tebing Tinggi toll road. The reason is that many transport passengers and car drivers don’t have time to stop because they are crossing the toll lane. This makes consumers or buyers reluctant to stop by this Bengkel market, resulting in low turnover, resulting in dozens of stalls being closed. This research aims to determine the influence of product innovation, product sales methods, information technology, market share, ethics of honesty and transparency, and halal products on the sustainability of the micro business Dodol Snack Center Pasar Bengkel simultaneously. This research uses a quantitative research approach with multiple regression methods. The number of samples in this research was 68 MSME entrepreneurs of Pasar Bengkel Dodol Snacks. This research shows that there is a significant influence of product innovation, market share, and product halalness on the sustainability of the Pasar Bengkel Dodol Snack Center micro-enterprise.
TECHNOLOGY IN TEACHING SPEAKING SKILL: A REVIEW OF CURRENT LITERATURE Yahfenel Yahya; Yusrizal Yusrizal; Ridho Kurniawan
Journal Of Language Education and Development (JLed) Vol 2 No 1 (2019): Vol 2 No 1 November (2019): Journal of Language Education and Development (JLed)
Publisher : Universitas Muhammadiyah Muara Bungo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52060/jled.v2i1.204

Abstract

Speaking is one of the skills that have to be mastered by students in learning English. Speaking is an essential tool for communicating. In the classroom, improving the speaking abilities of students has always been a concern. In the fast developing 21st century various innovative technologies are being introduced to teach speaking skill in the classrooms. Technology is the vehicle to get access with this modernized world. More than the process of communication, trade and transactions, today technology is widely used in educational sectors. Technological tools have been regarded as ways of helping students improve language skills such as speaking skill. Internet, podcasts, video conferencing, videos and speech recognition software are considered the best tools for teaching speaking skill. This paper aims to discuss some modern technologies available for teachers of English today to enhance speaking skill of second or foreign language learners.
IMPLEMENTASI STRATEGI PROBLEM SOLVING DENGAN MENGGUNAKAN METODE EKSPERIMEN UNTUK MENINGKATKAN MINAT DAN KETRAMPILAN BERPIKIR KRITIS SISWA DI MAN GANDAPURA PADA MATERI GERAK HARMONIK Anwar Anwar; Yusrizal Yusrizal; Zulkarnaen Jalil
JIPI (Jurnal IPA dan Pembelajaran IPA) Vol 1, No 1 (2017): Juni 2017
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jipi.v1i1.9460

Abstract

Abstrak. Penelitian ini merupakan penelitian pemecahan masalah (problem solving)  yang difokuskan pada pembelajaran eksperimen pada konsep gerak harmonik dengan tujuan untuk meningkatkan keterampilan berpikir kritis dan minat siswa terhadap mata pelajaran fisika di MAN Gandapura BireuenPenelitian ini menggunakan metode eksperimen dengan desain pretest post-test, control group design. Teknik pengambilan sampel dengan pusposive sampling. Pengumpulan data dilakukan dengan pretest dan posttest untuk meningkatkan ketrampilan berpikir kritis. Lembar minat siswa untuk mengetahui minat siswa sebelum dan setelah menggunakan  strategi Problem solving dengan menggunakan metode eksperimen. Hasil uji normalitas dan homogenitas  menunjukkan bahwa data homogen dan berdistribusi normal. Oleh karena itu, uji beda rata-rata terhadap N-gain ketrampilan berpikir kritis antara kedua kelas menggunakan uji t. Hasil uji t diperoleh thitungttabel (6,33 2,010) artinya terjadi perbedaan ketrampilan berpikir kritis yang signifikan  antara kedua kelas. Nilai rata-rata N-gain ketrampilan berpikir kritis untuk kedua kelas dengan kategori sedang. Minat belajar siswa setelah menggunakan strategi problem solving menggunakan metode eksperimen juga lebih tinggi, sehingga dapat disimpulkan bahwa pembelajaran dengan menggunakan strategi problem solving dapat meningkatkan ketrampilan berpikir kritis dan minat belajar siswa.Kata kunci: Stategi Problem Solving, metode eksperimen, minat dan  ketrampilan berpikir kritis                                                  Abstract. This research is a problem-solving focused on learning experiments on the concept of harmonic motion with the aim to improve critical thinking skills and interest of the students towards subjects of physics at MAN Gandapura Bireuen. Penelitian using the experimental method to the design of the Pre-test Post-test, Control Group Design. The sampling technique pusposive sampling. The data collection is done by pretest and posttest to improve critical thinking skills. Sheets interest of students to determine student interest before and after use problem solving strategies using experimental method .. normality and homogeneity test results show that the data homogeneous and normal distribution. Therefore, different test average of the N-gain critical thinking skills between the two classes using the t test. T test results obtained t t table (6,33 2.010) means that there is a difference of critical thinking skills significant difference between the two classes. The average value of the N-gain critical thinking skills for both classes with the medium category. Student interest after using problem solving strategies using the experimental method is also higher, so it can be concluded that learning with problem solving strategies can enhance critical thinking skills and student interest.Keywords: Problem Solving, the experimental method, interest critical thinking skills
Development of Learning Devices Based on Ethnoscience Project Based Learning to Improve Students’ Critical Thinking Skills Luthfia Hanum*; Muhammad Hasan; Andi Ulfa Tenri Pada; Hafnati Rahmatan; Ratu Fazlia Inda Rahmayani; Elisa Elisa; Yusrizal Yusrizal
Jurnal Pendidikan Sains Indonesia Vol 11, No 2 (2023): APRIL 2023
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jpsi.v11i2.28294

Abstract

One of the causes of the low critical thinking skills of participants is caused by the learning process that focuses on mastering concepts alone without involving students to construct knowledge independently. Less comprehensive learning tools are the main obstacles that are often encountered in the implementation of learning. Project based learning is a constructivist method that is able to involve students to construct knowledge empirically, one of which is by utilizing the content of ethnoscience as a contextual approach in project learning. This study aims to develop a quality ethnoscience-based Project based learning devices in terms of content validity and empirical validity. This study uses the research and development method with the ADDIE model. The research was conducted at SMA Negeri 1 Gandapura. The research instrument used a validation sheet, student response questionnaires and teacher response questionnaires. Data analysis used the Aiken V coefficient for critical thinking skills test questions; Interclass correlation coefficient for lesson plans, Student Worksheets and Handouts; percentage formula for teacher and student response questionnaires. The results showed that the ethnoscience-based Project based learning devices were categorized as very feasible and could improve the critical thinking skills of students with an N-gain of 0.88 which was classified as high, and received a positive response from the teacher with a percentage of 96.71% and students by 86.35%
Struktur teks STRUKTUR TEKS NANDAI RADIN KUNING: TRADISI LISAN SERAWAI BENGKULU: Struktur Teks Nandai Bustanuddin Lubis; Yusrizal
Jurnal Korpus Vol 8 No 1: April 2024
Publisher : UNIB Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33369/jik.v8i1.35139

Abstract

Tradisi lisan nandai adalah jenis seni vokal tradisional yang dibawakan oleh tukang nandai dan dipertunjukan pada malam hari.  Nandai merupakan salah satu sastra lisan Serawai, Bengkulu yang sudah ditinggalkan masyarakatnya. Penelitian ini bertujuan untuk mengungkapkan struktur teks Nandai Radin Kuning (NRK). Metode penelitian dilakukan secara metode kualitatif dengan penelitian lapangan yakni wawancara, rekaman, dan mentraskripsikan data pertunjukan NRK.  Hasil penelitian menunjukkan bahwa struktur teks pertunjukan NRK dibagi dalam pembukaan, pertunjukan, istirahat, dan penutup. Komposisi teks tidak baku dan dapat berkembang sesuai dengan konteks dan keinginan tukang nandai. Secara garis besar teks NRK menceritakan dua orang bersaudara yang gagah perkasa dan berani. Oleh karena itu, suatu peristiwa keduanya berpisah dan setelah dewasa mereka bertemu dan terjadi perang saudara. Kerangka teks NRK terdiri dari pembuka, isi, transisi, dan penutup. Struktur teks NRK sesuai dengan kerangka teks NRK yakni frasa pembuka, awal satu kisah, akhir satu kisah, penekanan cerita, situasi, dan penutup cerita. Frasa-frasa dalam teks tersebut merupakan stock in trade yang ada dalam pikiran tukang nandai. Tradisi lisan nandai perlu untuk dilestarikan kembali karena dengan merevitalisasi tradisi ini dapat menumbuhkan sikap saling menghargai dan menumpuhkan kepedulian sesama warga masyarakat.
PRODUCTION OF SPESIFIC XYLANASE ENZYME BY MUDIAK SAPAN HOT WATER THERMOPHILIC BACTERY Irdawati Irdawati; Muhammad Deedat Ayasy; Azwir Anhar; Linda Advinda; Yusrizal Yusrizal
Bioscience Vol 8, No 1 (2024): Biology
Publisher : UNIVERSITAS NEGERI PADANG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/bsc.v8i1.122728

Abstract

Xylanase is an extracellular enzyme capable of hydrolyzing hemicellulose so that it can convert xylan into xylose. Thermostable xylanase enzymes can be produced by thermophilic bacteria. Thermophilic bacteria are used because they have advantages such as the ability to increase enzyme production in adjustable catalytic specifications. Bacteria are not only in a single form but also exist in a mixed form called a consortium. Compared with a single isolate, the performance of the consortium is better. Consortium is a mixture of microbial populations in the form of communities that have cooperative, commensal, and mutualistic relationships. This study aims to look at the cooperation between the consortium isolates and the consortium's ability to produce xylanase enzymes. This research is a descriptive study. The bacterial consortium is fermented in beechwood xylan medium. The results of this study were that MSS 11, MS 18, MS 16 consortium produced the highest xylanase enzyme activity, namely 12,887.Xilanase merupakan enzim ekstraseuler yang mampu menghidrolisis hemiselulosa sehingga dapat merubah xilan menjadi xilosa. Enzim xilanase termostabil dapat diproduksi oleh bakteri termofilik. Bakteri termofilik digunakan karena dapat memiliki keunggulan seperti aktivitas dan peningkatan spesifikasi katalisis yang dapat diatur. bakteri tidak hanya dalam bentuk tunggal namun juga ada dalam bentuk campuran yang disebut konsorsium. Dibandingkan dengan isolat tunggal, kinerja konsorsium lebih baik. Konsorsium merupakan campuran populasi mikroba dalambentuk komunitas yang mempunyai hubungan kooperatif, komensal, dan mutualitsik. Penelitian ini bertujuan untuk melihat kerjasama antar isolat konsorsium dan kemampuan konsorsium dalam menghasilkan enzim xylanase. Penelitian ini bersifat deskriptif. Pada penelitian ini, konsorsium bakteri difermentasikan dalam medium beechwood xylan. Hasil penelitian ini adalah konsorsium MSS 11, MS 18, MS 16 menghasilkan aktivitas enzim xylanase spesifik tertinggi yaitu 12,887.
The Effectiveness of Using the Minnesota Model in Completing University Physics Selection Exam Syukri, Muhammad; Putri, Elva Sesioria; Evendi, Evendi; Yusrizal, Yusrizal; Hamid, Abdul
Jurnal Penelitian & Pengembangan Pendidikan Fisika Vol 9 No 1 (2023): JPPPF (Jurnal Penelitian dan Pengembangan Pendidikan Fisika), Volume 9 Issue 1, J
Publisher : Program Studi Pendidikan Fisika Universitas Negeri Jakarta, LPPM Universitas Negeri Jakarta, HFI Jakarta, HFI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/1.09107

Abstract

This study raises the issue of whether the Minnesota model in solving university selection physics questions gets the right results in terms of answers and time. This research aims to determine the effectiveness of using the Minnesota problem-solving model for the accuracy of answers and time in solving physics problems. The type of research is quantitative research with experimental methods. The population of this study was students of class XI from senior high school in Banda Aceh. The sample in this study was two classes. There was the experimental class and control class. Determination of the sample is done by purposive sampling. The approach used is a quantitative approach with the type of experimental research. The data was collected using a written test technique and data processing using an analysis of the effectiveness of the accuracy of the answers using an assessment rubric that has been validated and using t-test statistics, as well as the effectiveness of the use of time analysis based on the average time use of the two classes. The results of the data analysis showed that the average value of the experimental class using the Minnesota problem-solving model was higher than the control class, and the experimental class’s time usage was faster than the control class. It was stated that the Minnesota problem-solving model was effectively used in solving physics problems.
Co-Authors A Halim A Rahman A. Halim A.A. Ketut Agung Cahyawan W Abdul Basith Abdul Basyid Abdul Gani ABDUL GANI Abdul Hamid Abrar, Aidil Achmad Tavip Junaedi Ade Imammuqhair Syah Ade Riana Adhi Paska, Adhi Adi Rahwanto Adi, Roni Putra Adlim Adlim ADRIANI ADRIANI Ady Inrawan Ahmad Fauzi Aidila Syafitri Aini, Eva Aini, Quratul Ainun, Rofiqoh Aji Setiyadi Akmal Akmal Alfi Hendri Ali Mustadi Alpiandi, Mohamad Kiki Alwi, Fachri Amalia, Annisa Nur Amanda, Micky Amda Resdiar Amin Hou Amirul Mukminin Amirulmukminin Amirulmukminin Amri Amin Amries Rusli Tanjung Amrizal Amrizal Ana Nurmalia Ana Nurmalia Andi Ulfa Tenri Pada Andri Soemitra Anggia Sekar Putri Anggraeni, Novicka Putri Anhar Anhar Anie Insulistyowati, Anie Anton Anton Antoni, Wiko Anwar Anwar Anwar, Ihsan Aprialinita, Dhea Aprila, Bord Nandre Aprilia, Dita Aqwa Naser Daulay Ardiansyah, Ivan Nur Ardilla, Irna Arfida, Herni Aripin Ariska, Nana Armando Nasution Arnita Arnita Asrina, Suci Atika Atika Aula Maulidah Ayu Rahmi Ayu Rahmi Azhawa, Vina AZMI, AZMI Azwir Anhar Azzahra, Ayya Baehaqi Bahrun Bahrun Baitullah, Baitullah Bakhtiar, Bakhtiar. Balkhaya, Balkhaya Bambang Trisno Basuki Rachmad Batubara, Khairul Faiz Batubara, Maryam Bi Rahmani, Nur Ahmadi Br Hsb, Siti Aisyah Br.Sitepu, Ema Sinlis Junita Budi Bahreisy Burhanuddin Burhanuddin Bustanuddin Lubis Cahyadi, Rahmad Chair, Marsari Chairani, Mira Chandra, Jennifer Choerudin, Hery Cut Morina Zubainur Cut Nadia Sofia Cut Nuraini Cut Nurmaliah Cut Nurmaliah Cut Putri Hayati Cut Zahri Harun Dahliana, Dian Dany, Rahmad Darmasari, Ria Debi Eka Putri Dedi Thomas, Dedi Thomas Desnelita, Yenny Desyanti Desyanti Dewi Ratnasari Dewi, Annisa Keumala Dewi, Priyantini Dezi Handayani Dharma, Budi Dhea Savitri Dhian Rosalina, Dhian Diana Putri, Selvi Dinda Cinta Arisandi Dini, Dini Djahmur, Fitria Dony Efriza Dwi Hilda Putri Dwi Septi Haryani E, Wildan Zacky Eddy, Pujiono Elidar Sari Elisa Elisa Elisa, Elisa Hafrida, MKes Erick Nugraha Estu, Ahmad Zulkarnaen evendi, evendi Evi Fussalam, Yahfenel Evita Sandra Fadhila Putri Kaban Fadly Rizaldy Fadrul, Fadrul Fahlevi, Anisa Fahmida Manin Fahmida, Fahmida Fahra, Fahra Faisal Faisal Faiz, Agil Fatiha, Fathma Dwi Fatmawati Fatmawati Fatmawati, Fatmawati Fauzi Ahmad Muda Fazilah, Nur Febrian, Mohammad Febrina, Wetri Febriyanto, Fredi Feliatra Ferdy Saputra Feza Ananda, Dannisa Firdaus Firdaus Fitra Fitra, Fitra Fitri Yani Fitri, Alaida Fitri, C L Fitri, Chairiah Lismaya Fitri, Elya Fitriadi, Nuzuli Friska, Yuni Ginola Tri Shindy Goenaryo, Goenaryo Gustientiedina Hadi Iskandar HAFIS, AL Hafizul Furqan Hafnati Rahmatan Hafnati Rahmatan Halim, Hendra Halima Tusadiyah, Halima Hamelya, Titik Hamzah, Muhammad Luthfi Handani, Mitra Handri, Handri Harahap, Astri Sri Rezeki Harahap, Dinda Tazkiyah Harahap, M. Yusuf Harahap, Muhammad Ikhsan Harahap, Nonita Fitriani Harahap, Putri Liana Harahap, Yeni Marlina Hari Setiawan Hariati, Emy HARIS MUNANDAR Hariyadi Hariyadi Harroni, Jum Harry Patuan Panjaitan Harum, Cut Luthfia Harwika, Harwika Hasibuan, Faisal Umardani Hasibuan, Faizah Hasibuan, Maisyah Khairani Hasibuan, Rahmadani Hasibuan, Vera Yunita Helmina Helmina Hendriawan, Aswin Heni Pujiastuti Hermanto, Tri Hidayat Hidayat Hikma Yani Hilman Latief Holyness Nurdin Singadimedja Husen, Eddy Sugriwa Hutahuruk, Marice Br Hutajulu, Jerry Hutauruk, Ace King Ibnu Khaldun Ibnu Khaldun Ichsan Ichsan Ida Jernita Zendrato Idialita, Idialita Idnillah, Mochamad Ilham Maulana Ilynn, Ilynn Indradewa, Rhian Indrawan, Surya Iqbal Iqbal Irdawati Irdawati Irna Ardilla Irwan Irwan Irwansyah Irwansyah Iskandar Muda Islah Rizky Parinduri Ismul Huda Iwandi, Iwandi Izzah Al-Fikry Jamaluddin Jamaluddin Jayawarsa, A.A. Ketut Jefri Marzal Jofrishal Jofrishal Johari Johari Juanda, Arisman Juliana Nasution Julianti Julianti, Julianti Junaidi Junaidi Junianti, Raudhatul Junike Junike Karina Purwanti Kasli, Elisa Kasmadi Kasmadi Kesuma, Indrawati Mara Khairuddin Khairuddin Khairul Anwar Kurniawan, Ildi Kusmedy, Bongbongan Kusumo Efyjanto, Tonny lala, Meilissa Alfera Laylan Syafina Lestari, Windi Lifo, Leni Lilia Halim, Lilia Linda Advinda Lindawati Lindawati Lubis, Fatimah Aini Lubis, Riska Amalia Luthfia Hanum* M Yusuf Ramadhan M. Hasan M. Ikhsan M. Ikhsan M. Ridwan M. Shabri Abd. Majid M. Syukri Mahyudin Mahyudin Mahyudin Mahyudin Maira, Hayatun Mairizal Mairizal Maman Hermawan Mardiah, Ratu Sari Marhamah Hasibuan, Ainul Maria Tuntun Marlina Marlina Marpaung, Suci Ramanda Marsudi Marsudi Marwan Marwan Mary, Dina Maryati Maryati Masthura, Nadia Maulida, Tasya Maulidin, Aula Maulita, Mira Mazwan, Rasmuna Meutia Dewi, Meutia Mikaresti, Pamela Mimelientesa Irman Miranda, Ayu Muallim, Rahmat Mudinillah, Adam Muhammad Afrillah MUHAMMAD AGUS SUPRAYUDI Muhammad Arif Muhammad Deedat Ayasy Muhammad Fadhil Muhammad Faisal Muhammad Hasan Muhammad Hatta Muhammad Iqbal Muhammad Lathief Ilhamy Nasution Muhammad Nasir Muhammad Nizarullah Muhammad Nur Muhammad Subianto muhammad Syahbudi, muhammad Muhammad Syukri Muhammad Syukri Muhammad Yasir Muhammad Yusuf Harahap Muhammad Zilal Hamzah Muhtadin Muhtadin Mukhlis Mukhlis Multhaza, Multhaza Munawar Munawar Munawarah, Syarifah Hasanaton Murniati A. R. Mursal Mursal Mustanir Mustanir Mustaqim, Iqbal Mutthaqin, M. Satrya Nabilah, Putri Nadia Nadia Nadia Naldi, Dafri Nanang Willy Prayogo Nanda Dewi Anggraeni Nasir Usman Nasir, M. Fadhil Nasution, Arfiany Sepyanty Putri Nasution, Juliana Nasution, Wardah Natris Idriyani Nazmi, Fabelya Putri Nelly Shahromi Yanti Nena Puspita Sari Nicholas Renaldo Nicholas, Eric Nissha, Dwi Khayrun Niswanto Niswanto, Niswanto Novi Maulidar Novi Surianti Novitriansyah, Bob Nurfatihah Z, Zahara Nurhalimah Sitorus Nuri Aslami Nurjannah Nurjannah Nurlaela, Eli Nurliyana, Nurliyana Nurma Sari Nurma Sari, Nurma Nurmalia, Ana Nurul Jannah Nurwani Nurwani, Nurwani Nuryasin Abdillah Octafilia, Yusnita Okalesa, Okalesa P. Nababan, Sakti Pamela Mikaresti Pratama, Yayan Yogi Prayetno, Muhammad Pringgo Prayogi, Bayu Prayogo, Imam Prihastomo, Arih Dwi Pudji Rahayu Pujiono Pujiono Purwati, Astri Ayu Putra, Fibi Eko Putra, Iwandikasyah Putra, Mhd. Hanif Putri, Elva Sesioria Putri, Novita Yulia Qadri, Lailatul Rahman, Sarli Rahmati Rahmati Rahmawati Rahmawati Rahmawati, Maharani Rahmi Maulidati Rahmi Syahriza, Rahmi Rahmi, Hanifatul Rahwana, Neneng Rais Hidayat Raja Hardiansyah Ramadhan, Muhammad Adam Ramadi Ramadi, Ramadi Rambe, Rizki Suhanry Ramziati, Ramziati Rara Christya Marshanda Ratna Yuliani Ratu Fazlia Inda Rahmayani Rauziani Rauziani Rega Andira Pratama Regita, Vivian Rejeki, Rejeki Reni Ria Armayani Hasibuan Resi Silvia Reza, M Fachru Rhini Fatmasari Ridho Kurniawan Ridmailis, Ridmailis Ridwan, Ridwan Riefdah Ekasari Hasibuan Risma Dani A. Risnawati Risnawati Risnawati Risnawati Riyandi, Albert Riyani, Desi Rizki Handayani, Rizki Rizki, Meisy Adha Rizki, Syukri Rizwan, Rizwan Romi Asmara Rosnani Nasution RR. Ella Evrita Hestiandari Ruhmi, Zuhra Rusilawati, Ermina Safitri, Nora Saidah Hayati Situmeang Saiful Saiful Salihi, Salihi Saliman Saliman Salman Jumaili Salman Salman Salmawati Salmawati, Salmawati Sambodo, Bambang Saminan Saminan Santoso, Pamuji Hari Santoso, Supriono Saputra, Aman Sari Mardiah, Ratu Sartiyah Sartiyah Sasra, Said Fachrizal Sastro, Marlia Selvi Fauzar Sentosa, Dewi Suryani Setyawan, Onny Sijabat, Rizky Simamora, Mei Yanti Simamora, Sri Ulfa Siregar , Erpiana Siregar, Aspan syofyan Siregar, Helly Aroza Siregar, Khidir Siregar, Rahman Jalaludin Siti Aminah Siti Kholijah, Siti Siti Maisarah siti wulandari Sitompul, Silvia Sari Soeboer, Deni Achmad Soewarno S Sri Fitria Retnawaty Sri Winarni Suarlin, John Sudarno Sudarno Sudrajat, Danu Sugeng Santoso Sugiarto, Abdi Sugriwa Husen, Eddy Suhardjo Suhardjo Suhardjo Suharti Suharti, Ratna Suharto Suharto Suharyanto Suriani Suriani Suriyanti, Linda Hetri Suryani, Febdwi Suryanto Suryanto Susanti, Widya Susanto, Ferri Susanty, Widya Susi Herawati Susilawati, Susilawati Suyono Suyono Syahputri, Anggraini Syahrul R, Syahrul Syamsuddin Arif Syarifah Rita Zahara Syuhada, Intan Jelita Syuhraa, Syifa Tambunan, Johannes Tambunan, Khairina Tanjung, Rosydha Teddy Haryadi Teguh Adimarta, Teguh Teuku Athaillah Th. A. Y. I, Yusnita Octafilia Tiku, Mathius Titi Sumanti Tobing, Iqbal Fahri Ummi Kalsum Usman, Musliadi Bin Usman, N Vanesa, Vanesa Veronica, Kristy Vitaya, Sisca Wahid, Hijrul Wahyu Joni Kurniawan, Wahyu Joni Wahyu Syarvina Wahyudi, Rudi Wahyundari, Sri Putri Wahyuni, Agus Walyadin, Farly Wati, Nurul Wati, Yenny Weni Yulastri Wicoksono, Deni Fajar Widya, Sri Wijaya, Ardi Wijaya, Boyke Wira Hadianto Wirda, Adinda Wiroto, Noto Wisang Candra Bintari Wizaldi, Ivanda Wulan Muazizah Wulandari, Auliya Yahya, Mhd. Yanita Mutiaraning Viastika Yasin, Nurhayati Yelia, Yelia YENNI SAMRI JULIATI NASUTION, YENNI SAMRI JULIATI Yulia Yulia Yunus Abidin Yuritanto, Yuritanto zamdani, zamdani Zarlaida Fitri Zul Akli Zulfa Khairina Batubara Zulfa Zulfa Zulkarnaen Jalil