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Journal : Cross-Border Journal of Business Management

STRATEGI BADAN AMIL ZAKAT NASIONAL (BAZNAS) DALAM MENYALURKAN DANA ZAKAT, INFAK, SEDEKAH (ZIS) DI BIDANG PENDIDIKAN KECAMATAN SAMBAS KABUPATEN SAMBAS EVA; Neli; Sulastri
Cross-Border Journal of Business Management Vol. 5 No. 2 (2025): Cross-Border Journal of Business Management
Publisher : Institut Agama Islam Sultan Muhammaad Syafiuddin Sambas

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This research is motivated by the Strategy of the National Zakat Amil Agency (BAZNAS) in channeling Zakat Infaq and Alms (ZIS) funds for education is very important for children to study at a higer level, but there are still many children who are less able to do so. Continuing education due to family economic factors. So that way BAZNAS created a superior program. This program focuses on school children who are less able to complete school. The National Zakat Amil Agency (BAZNAS) provides assistance in the form of school supplies that they need, starting from money, bags,pens,books, pencils and other school supplies. The aim of this research is to determine the strategy of the National Zakat Amil Agency (BAZNAS) in distributing zakat, infaq and alms funds in the education sector of Sambas District, Sambas Regency. Apart from that, it is also to find out what are the inhibiting factors in distributing zakat, infaq and alms funds in the education sector of Sambas District, Sambas Regency. This type of research is field research, using a qualitative descriptive approach. The data collection technique used was through observation interviews and documentation based on existing sources in the field related to this research. The results of this research conclude that BAZNAS strategy in distributing zakat, infaq and alms funds in the education sector in Sambas District has been running well, although sector in Sambas District has been running well, although it is not optimal. BAZNAS strategy in distributing zakat, infaq and alms funds in the education sector in Sambas District is to collaborate with schools. And institution related to the process of distributing ZIS funds in the education sector. There are 3 programs in the Sambas Regency BAZNAS program, namely education, health and house renovation programs. ZIS funds are collected by BAZNAS and distributed to 8 (eight) Asnaf, namely the Poor, Poor Amilin, Muallaf, Gharimin, Riqab, Fisabilillah and Ibnu Sabil. One form of responsibility is by channeling the zakat funds that have been collected to help reduce educational costs for people in need.
PENGARUH PEMBIAYAAN MUDHARABAH DAN PEMBIAYAAN MUSYARAKAH TERHADAP TINGKAT PROFITABILITAS PADA PT. BANK SYARIAH INDONESIA (BSI) PERIODE TAHUN 2021-2023 Nirda; Sulastri
Cross-Border Journal of Business Management Vol. 5 No. 2 (2025): Cross-Border Journal of Business Management
Publisher : Institut Agama Islam Sultan Muhammaad Syafiuddin Sambas

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Abstract

Sambas State Polytechnic (Poltesa) is a state vocational higher education institution located in Sambas Regency, West Kalimantan. It was established on August 26, 2011, based on the Regulation of the Minister of National Education of the Republic of Indonesia Number 102 of 2011. Poltesa was founded to meet the demand for vocational higher education in the Indonesia–Malaysia border area, particularly in Sambas and its surrounding regions. With a focus on practice-based education at the diploma (D-III) and applied bachelor's (D-IV) levels, Poltesa is committed to producing graduates who are job-ready and aligned with local potential. In addition, the campus actively engages in community empowerment, applied research, and vocational training targeting MSMEs, farmers, fishers, and other local economic actors, thereby supporting sustainable development in underdeveloped, frontier, and outermost (3T) regions. This study aims to determine whether there is a positive and significant influence of customer interest on financing mutation decisions using the mudharabah contract at BSI Sambas Branch. This research uses a quantitative method with a causal associative approach. The total population in this study was 172 people, and the sample size was determined using Roscoe’s theory, resulting in 20 respondents. The type of data used is primary data obtained from questionnaires. The data were analyzed using normality tests, heteroscedasticity tests, autocorrelation tests, simple linear regression analysis, and hypothesis testing using SPSS 23. The results of the study indicate that there is a positive and significant influence of customer interest on financing mutation decisions with the mudharabah contract at BSI Sambas Branch, as evidenced by a t-value of 0.678 and a significance value of 0.000 < 0.05. Furthermore, the Adjusted R Square value was 0.48. Thus, it can be concluded that customer interest influences financing mutation decisions at Sambas State Polytechnic by 48%, while the remaining 52% is influenced by other variables not included in this study.
PENGARUH KOMPENSASI DAN DISIPLIN KERJA TERHADAP PRESTASI KINERJA KARYAWAN PADA PERUSAHAAN UMUM DAERAH AIR MINUM (PDAM) GUNUNG POTENG KOTA SINGKAWANG Ayu; Hutagaluh, Oskar; Sulastri
Cross-Border Journal of Business Management Vol. 5 No. 1 (2025): Cross-Border Journal of Business Management
Publisher : Institut Agama Islam Sultan Muhammaad Syafiuddin Sambas

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Abstract

The success of an organization is influenced by many factors, one of which is employee performance. Meanwhile, employee performance is influenced by compensation and work discipline. If compensation and work discipline experience problems, it will affect employee performance. This research aims to determine the effect of partial and simultaneous compensation and work discipline on employee performance at the Gunung Poteng Drinking Water Regional Public Company, Singkawang City. The type of data in this research is quantitative with descriptive statistical data analysis using primary data and secondary data obtained from the Gunung Poteng Regional Drinking Water Company, Singkawang City. The number of samples for this research was 59 respondents using non-probability sampling techniques with a saturated sampling method. The samples used from respondents were questionnaire answers from respondents. The data analysis methods used are instrument tests, classical assumption tests, hypothesis tests using multiple linear regression tests, t tests, and F tests and coefficient of determination. These results show that the compensation variable has a positive and significant effect on employee performance at the Gunung Poteng Regional Drinking Water Company, Singkawang City with a calculated T value> T table (6.644> 3.161) or can be seen from Sig<a (0.000<0.005). Apart from that, the work discipline variable also shows a positive and significant influence on employee performance at the Gunung Poteng Regional Drinking Water Company, Singkawang City with a calculated T value> T table (5.520>3.161) or can be seen from Sig<a (0.000<0.005). Simultaneously, Compensation and Work Discipline have a positive effect on employee performance at the Gunung Poteng Regional Drinking Water Company, Singkawang City with a calculated T value> T table (103.840>3.161) and a Sig value <a (0.000<0.005).
PENGARUH PERSEPSI PENDAPATAN, PENDIDIKAN, DAN JUMLAH ANGGOTA KELUARGA TERHADAP KESEJAHTERAAN KELUARGA PERSPEKTIF MAQASHID ASY-SYARIAH rindiani; Kusnadi, iwan; Sulastri
Cross-Border Journal of Business Management Vol. 5 No. 1 (2025): Cross-Border Journal of Business Management
Publisher : Institut Agama Islam Sultan Muhammaad Syafiuddin Sambas

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Abstract

This study aims to determine whether there is a positive and significant influence of income, education, and family size, both partially and simultaneously, on family welfare from the perspective of Maqashid Asy-Syariah in Sebayan Village. This research employs a quantitative approach with a causal associative nature. The population in this study consists of 929 households, and the sample size was determined using Roscoe's theory, resulting in a sample of 40 respondents. The type of data used is primary data obtained from the results of a questionnaire. The ordinal data collected was then converted into interval data. Subsequently, the data was processed using validity and reliability tests, classical assumption tests, multiple linear regression analysis, and hypothesis testing using SPSS 23. The research results indicate that, partially, there is no positive and significant influence of income on family welfare, as evidenced by the t-value < t-table (1.724 < 2.02809) with a significance value of 0.474 > 0.05. There is a positive and significant influence of education on family welfare, as shown by the t-value > t-table (3.831 > 2.02809) with a significance value of 0.000 < 0.05. There is no positive and significant influence of the number of family members on family welfare, as indicated by the t-value < t-table (1.938 < 2.02809) with a significance value of 0.060 > 0.05. Simultaneously, there is a positive and significant influence of income, education, and the number of family members on family welfare, as seen from the F-value > F-table (9.725 > 2.87) with a significance value of 0.000 < 0.05. Furthermore, the Adjusted R Square value is 0.402, which means that income, education, and the number of family members account for 40.2% of the influence on family welfare, while the remaining 59.8% is influenced by other variables not included in this study.
Co-Authors Abdul Azis Abdul Hakim Laenggeng Abdul Rahim Abdul Salam Abidin, Raistin Nur Adhitya Dwi Putra Adrian Hartanto Darma Sanputra Afifa, Erina Nur Agis Fauzia Agus Jatmiko Agus Pahrudin Agustia, Ratna Agustina Hanafi Ahmad Sabandi Ahmad Subandi Ahmad Syarifudin Sukasih Aidil Sudarmono, Muh. Ainul Yaqin Salam Aminah, Maulidahul Andi Alyssa Rifka Pratiwi Andi Armisman Edi Paturusi Andi Muhammad Farid Andi Sumardin, Andi Anggi puspita sari Anggita Maharani Angraini, Hesti Anhar, Hafifah Anhuma Turaya, M.Ridho ANISAH Anita Annafi’ Nurul ‘Ilmi ‘Azizah Annisa Nur Aulia Jamal Annisah Mahanani Anwar Arif Fadilah Arif Hakim Arif Hidayat Arif Santoso Arif, Rifda Nurhikmahwati Arifin, Syaadiah Arivetullatif Armin Armin, Armin Arnes Anandita Aro, Simphorosa Asini Aslamia Rosa Asriani Agus Atika Nurul Dwi Puteri Awan anhara Ayu Ayu Ningrum, Tia Ayu, Dea Mitra Azamul Fadhly Noor Muhammad Azizah Azlina B. As’urin Badia Perizade, Badia Balebu, Dwi Wahyu Bate, Nikodemus Bebho, Yohanes Bekti Wulandari Berkah, Berkah Ithar Ulhaq Binqalbi Ruzain, Raihanatu Budi Setyono Buhori, Raja Muhammad Rafian Bukman Lian, Bukman Chairul Amriyah Chandraningtyas, Ayusari Charles Sanjaya Chatarina Umbul Wahyuni Cherly Marlina Chichi Andriani Chika Afridayanti Choirul Huda Cindy Fadila Cris Kuntadi Cut Nazhira Gunana Darmawan, Donny Darpiyah Dau, Dedi Saputra Dea Angelica Putri Deanira Chantika Dede Rohman Delviani, Ummi Deniyati Desy Yuliana Dalimunthe Desyandri Desyandri Devina Candra Dewi, Diana Kartika Diana Tien Irafahmi Dina Putri Sakbani Dinda Nur Hartini Dini Nurhidayah Disa Amelia Putri Diwi, Maria Karmelita Diyah Trinovita Dj, MUHAMMAD ZUHRI Doddy Ircham Pambudi DWI ANDREAS SANTOSA Dwi Sawitri Efendi, Falin Rizal Eka Setiana Eliza Silviana Miftakh Elvira Eka, Agustina Endah Mulyani Enoh Eri Sasmita Susanto Erina Nur Afifa ERMAN Ermita Erni Setianingrum Ester Julinda Simarmata, Ester Julinda Eva Evawany Yunita Aritonang Ewit Fachriza Setiawan Fahlul Rizki Fahmi Natigor Nasution Faisal Muzzamil Fanani, M. Zainal FARIDAH Farmasari, Santi Farras Naufal Majid Fathiah Fatiyani Fatma kholiza Febriani, Lidya Fefriyanti DS Firdaus, Ema Zahra Fitri Almy Tujza Fitriana Fuzianingsih, Eka Noviya Gunawan, Ashfan Abdan Bayan Gusmita, Amelia Hadiyanto Haestetika, Meeka Hafid, Muliana Hairani, Atikah Hana Fadila Handayani, Devi Handayani, Lisa Handri Jurya Parmi Hanifa Laura Dalimunthe Harjun, Harjun Harris, Allan Haryadi, Andri Haryanto, Imam Hastuti, Retno Puji Hayati, Mersi Hendro Widodo Hüseyin Okur Hutagaluh, Oskar Idifitriani, Farida Ihsan Mustofa Iin Ulfa Midaria Imam Hanafi Imam Syafei Inayatur Rohmah Roni Indah Saputri Insyiah Meida Luktyansyah Intan Cahyani, Intan Irma Handayani, Irma Irma Yunawati Irsyad Isman, Soubar Ismi Zatya Jaweda, Priya Mitra Cahya Jelo, Maria Hildegar Ruda Jihan Baihirah Joni Reka Jaya Jun, Jefrino Junaidah Junaidi Junaidi Jusni Jusni Kadri, Hanif Al Kardina Karimullah, Suud Sarim Kartika Murya Nigrum Kartika Ningsih, Nisa Khairani Khaulah Mujahidah Koderi Kohir, Dede Saiful Konstantinus Dua Dhiu, Konstantinus Dua Kurniati Akhfar Kusnadi, Iwan Laode Arman Ardian Syah Laupi Liskasari Liana Rochmatul Wachidah Lisa Listiani Lissya, Fintha Karin Liza Murniviyanti Lukman Luthfiyaturrohmah, Khilma M. Arief Farqi M. Arifuddin Jamal Ma'alumu Malinda, Shelfi Marcella Azzahra Mardiyanti, Devi Marinda Marnur, Wahyuda MARTINI Marty Mawarpury Masrianih Maya Auriya Mayang Sari, Adelia Dwi Ma’ruf Melani Anggraini Melati Aprilliana Ramadhani Melati Aprilliana Ramadhani, Melati Aprilliana Melsa Nur Ichleska Mernissi, Zampara Mira Maulidina Mohammad Jailani Monica Suryani Mu Zijat, Angga Firdaus Muchsin Saggaf Shibab Mufid Arsyad Muh. Aris MUHAJIR Muhamad Azmin Fatajaya Muhammad Abdul Aziz Muhammad Abdullah Sidiq Muhammad Erwan Syah Muhammad Rendi Muhtadin Mujahidah Muklishin, Ahmad Multama, Ilham Mulyanto, Yudi Muqsith, Ariel Mustofa Kamil Musyaffa Muthia Sakti Nabhani Nabhani Nadiawati, Erni Naditul Firda Nafiah, Homsatun Naila Faizzatis Syifa Najwa Nabila Aulia Nanda Sugesti, Vina Nanda, Ayu Husna Nanda, Vina Nasrul Nasrun Harahap Nelfia Adi Neli Nelitawati Nenu, Maria Adelina Woga Nirda Noer Soetjipto Noermijati Noor Said, Fachri Noviyanti, Yenni Nugraha, Yudi Purwa Nur Insani Nur Kholisoh Nur Nasution, Wahyudin Nur Nisai Muslihah Nurdiyana Nurhikmah Ainun Nurhizrah Gistituati Nurjanah Nurjanah, Dina Ilham Nurjanah, Ema Nurjanah, Mutia Hariani Nurnaningsih Nurnaningsih Nurnashariana Jufri Nursida. Zinatal Hayati, Rofika Nofri Yandra. Nurul Rizki Nurul ‘Aini Muthmainnah Nurva Panduwita Patri Enati, Nin Patta Tope Pera Amelia Perkasa, Windayani Perrianty, Fefri Poppy Arisandy Pramestiana Pramita, Agnes Prasetyawan, Irvan Junaidi Pratama, M. Ridho Pratiwi, Desti Aulia Priyono Purnamasari, Hetty Putra, Juwanda Eka Putri Dwi Mariana Putri Wahyuni Putri, Maharani Putri, Mas Fierna Janvierna Lusie QOLBY, FRISKIA HANATUL Rafie Achmad Prayoga Rahma Delawati Rahma Diyan Martha Rahmawati, Alfiah Rakhmat Rakhmawati, Fibri Ramadhani, Dwi Aryanti Ramadhani, Melati Apriliana Rangga Rangga Wira Syahputra Rasyidah Ratih Widya Utami Ratnawati Ratu Evina Dibyantini Realita , Friska Refa Oktalin Fitri Reni Arneti Retno Suwiyanti Ria, Satria Rian Trinanda Putra Rifda Mardian Arif Rifma Rima Trianingsih, Rima Rindiani Rini Afrianti Riska Putri Riski Anisa, Riski Rita Erlinda Ritonga, Siti Marlina Rizaldi, Rahmatullah Rizali, Ahmad Rizkianti, Wardani Rizky Nugraha Rofikotul Muksidah Rosdiana Rosdiana Samosir Rosmawati Rukmo Hidayat Rusdinal Rusman, Rusman S. Tiwi Anggraeni Sabrina Novi Putri Listiana Salma Samputri Saminan Samuel Arthur Hulu Sao, Vaustina Angrita Saputri, Chiyona Sarina Sarwoko Sasteri Yuliyanti Satino Sa’da Kamaliya, GT. Selawati Selpa efriani sepia, sepia SERLY Serly Setia Ningsih, Tiara Setiana, Eka Setiawati Shafa Sherlyta Ramadhani Sindi Rara Meris Siregar, Purnama Dewi Siregar, Valdi Muhamad Rafiansyah Sisri Wahyuni Siswanto Siti Fatonah Siti Nurmayani Siti Rohmah Siti zakiah Siti Zuhroh Siti Zulaikha Sitti Nur Aisah Sitti Saenab Soekarno Mismana Putra Sondeng, Ahmad Sri Andriani Sri Mintarsih Sri Wahyuni Suci Rahma Nio Suci, Fahma Suciati Sucipto Sudarsa, Caca Sufyarma Marsidin Sulaiman, Rizkariani Sulastri Pasaribu Sulastri Sulastri Sulis Janu Hartati SUMARNI Sumarni Sunaryo Sundari, Gita Supardin Supartiningsih - - Supriati Suraeda Surasdiani Suwandi Suzanna Indra Syahputera Siregar, Ilham Syahriatul Lisma Syahril Syahrul syahrul, muhammad Syaiful Anwar Syantia Ardianti Synta Rinjani Sirait Tahta Herdian Andika Tamara Moratono Jono Tetih Yanuliah Titin Wahyuni Ulfa Shabrina Ulfi Kartika Sari Untung Sunaryo Utama , Indra Utami, Ichwani Siti Utami, Kery Utari Ramadhani vifta, rissa laila Violin Ananta Sonata Wa Ode Salma Wa ode umalia Wa Ode Zahra Permata Wahyu Ari Indriastuti Wahyu Setiawati WAHYUDI Waskita, Mustika Dewi Weipeng Yang Weweng, Elisabeth Widdy Rorimpandey Widya Setyorini Wosi, Maria Pignata Lili Yanti Murni Yavuz Gönan Yenda Lestari Yeni Nuraeni, Yeni Yenni Aulia Yeshya Paskhalia Pradipta Suci Yohan Yohan Yolanda, Septiara Yudiana Sari, Yudiana Yuki Fitria Yuli Afrini, Yuli Afrini Yuliana Yuli Wahyuningsih Yulianto Santoso Yuliatri Yuliatri Yuni Dwi Rahayu Yusrab Ardianto Sabban Zahrotul Hidayati Zainal Abidin ZOYA F. SUMAMPOW Zulhannan Zumiyati Sanu Ibrahim