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FAKTOR-FAKTOR YANG MEMPENGARUHI KEPUASAN NASABAH BERDASARKAN KONSEP GREEN BANKING BRI SYARIAH KC TANJUNG KARANG
Norita, Deri;
Fasa, Muhammad Iqbal;
Suharto, Suharto;
Fachri, Adib
JURNAL MANAJEMEN & ORGANISASI REVIEW (MANOR) Vol. 4 No. 1 (2022): MANOR: JURNAL Manajemen dan Organisasi Review
Publisher : Universitas Fajar
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DOI: 10.47354/mjo.v4i1.340
Green banking diterjemahkan sebagai upaya perbankan untuk mengutamakan pemenuhan keberlanjutan dalam penyaluran kredit atau kegiatan operasionalnya. Bank memiliki hak penuh untuk menurunkan pembiayaan atau tidak, tergantung sejauh mana kegiatan yang akan dibiayai dengan pinjaman bank berdampak pada lingkungan. Penelitian ini bertujuan untuk menganalisis dampak green invesment dan green competitive strategies terhadap kepuasan tentang konsep green bankin BRI di Lampung. Penelitian ini termasuk penelitian survey yang dilakukan pada 75 nasabah Bank BRI Syariah KC Tanjung Karang. Pengumpulan data menggunakan kuesioner dan observasi. Teknik analisis data yang digunakan adalah analisis regresi linier berganda. Hasil penelitian menunjukkan green investment dan green competitive strategies berdampak pada pelaksanaan green baking BRI Syariah KC Tanjung Karang. Variabel yang paling besar berdampak tersebut adalah green competitive strategies. Kata kunci : green banking, green invesment, green competitive strategies, kepuasan nasabah
FAKTOR-FAKTOR YANG MEMPENGARUHI MINAT MENGGUNAKAN INTERNET BANKING (Studi Pada Nasabah Bank Syariah Mandiri Di Indonesia)
Hanjani, Dinar Fithriya;
Fasa, Muhammad Iqbal;
Suharto, Suharto;
Fachri, Adib
JURNAL MANAJEMEN & ORGANISASI REVIEW (MANOR) Vol. 4 No. 1 (2022): MANOR: JURNAL Manajemen dan Organisasi Review
Publisher : Universitas Fajar
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DOI: 10.47354/mjo.v4i1.364
Internet Banking adalah salah satu pelayanan jasa bank yang memungkinkan masyarakat ataupun nasabah untuk memperoleh informasi, melakukan komunikasi dan melakukan transaksi perbankan melalui jaringan internet, dan bukan merupakan bank yang hanya menyelenggarakan layanan perbankan melalui internet. Tujuan dari penelitian ini adalah untuk mengetahui minat mahasiswa terhadap fasilitas layanan internet bankingdan mobile banking yang disediakan oleh pihak perbankan, dan faktor-faktor yang mempengaruhi minat mahasiswa terhadap penggunaan internet banking dan mobile banking. Metode yang digunakan dalam penelitian ini adalah kuantitatif. Metode digunakan karena obyek yang diteliti terukur dan rasional. Obyek penelitian yaitu semua bank syariah mandiri yang ada di selurih Indonesia. (79 cabang Bank syariah mandiri yang dijadikan obyek penelitian). Hasil dari penelitian ini adalah Perkembangan E-Banking mengalami lompatan besar, transaksi bank menjadi mudah, cepat dan real time tanpa ada batasan waktu dan tempat. Bank menyediakan layanan E-Banking untuk memenuhi tuntutan dan kebutuhan nasabah sebagai alternatif media untuk melakukan transaksi perbankan, tanpa nasabah datang ke bank atau ke ATM. Kecuali untuk transaksi setoran dan tarikan uang tunai. Kata Kunci : Internet Banking, Minat, Teknologi Keuangan
The Role of Information Technology in Encouraging Strategic Management Innovation
Suharto, Suharto
Jurnal Ekonomi, Akuntansi dan manajemen Indonesia (JEAMI) Vol. 2 No. 01 (2023): Jurnal Ekonomi, Akuntasi dan Manajemen Indonesia (JEAMI), November 2023
Publisher : SEAN Institute
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DOI: 10.58471/jeami.v2i01.506
The development of information technology has had a significant impact on the way organizations manage and design their business strategies. This research aims to investigate the role of information technology in driving strategic management innovation in various organizations. This research uses a qualitative approach with descriptive methods. The results of this research show that the role of information technology in encouraging innovation in strategic management has a significant positive impact. The integration of information technology in business strategy opens up opportunities for increased operational efficiency, deeper understanding of the market, and flexibility in dealing with changes in the business environment. The application of predictive analysis and artificial intelligence contributes to forecasting market trends and identifying new opportunities, while cloud computing technology supports scalability and flexible access to computing resources. Data protection and information security through information technology are crucial elements in building customer trust. Overall, the results of this research confirm that the integration of information technology not only increases a company's competitiveness, but also creates an environment that supports sustainable innovation in strategic management.Role
PENINGKATAN KUALITAS PROD UK KERAJINAN BERBAHAN BAKU SERAT ALAMI MELALUI INOVASI DESAIN
Suharto, Suharto
INOTEKS: Jurnal Inovasi Ilmu Pengetahuan,Teknologi, dan Seni Vol 9, No 1 (2005)
Publisher : Universitas Negeri Yogyakarta
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DOI: 10.21831/ino.v9i1.5248
There was guiding program on handicraft industry for craftsmen at Penguin, Kulonprogo Regency. The goal of the elucidation of handicraft development was to increase the quality of handicraft design in order to make it more competitive in the market. The guiding program aimed to de velop the craftsmen's knowledge and skill to be able to create their own de sign. This would make them not rely only on customers who had the design. The guiding program also gave insight of how to manage the handicraft in dustry that covered human resources management, production, product mar keting, and the other process in the industry.The guiding program used lecturing method given to the craftsmenPengasih pendopo (the audience hall of the sub-district) which was attended by the sub-district officials and 19 craftsmen from four types of the handi craft industry: rope-craft, coconut-fiber-craft, bamboo-craft, and wood carv ing. After lecturing, tutors team gave design models of handicraft to add de sign varieties in order to train the craftsmen in creativity. This plain training would be evaluated and criticized by the tutors to make it a continued pro cess.The product of handicrafts involved: crafts made of coconut-fiber such asdoormat and brooms; crafts made of rope used agel, rami, mendong, and enceng gondok material: bags and cases; crafts made of bamboo such as furniture and bird- cages; and wood carving. The entire product was resulted from mariual work with plain design. To product handicrafts is a side job for the men whose main jobs are farmers. They use their free time while waiting harvest for making the handicrafts.Key word: the development of handicrafts design
LAYANAN PASCA REHABILITASI NARKOBA BAGI KLIEN BAPAS KELAS I MEDAN: SELF-CARE DAN KESEJAHTERAAN PSIKOLOGIS
Susyanti, Deni;
Jundapri, Kipa;
Suharto, Suharto;
Simamora, Endang Rosmawati;
Putri, Nadila
EJOIN : Jurnal Pengabdian Masyarakat Vol. 2 No. 4 (2024): EJOIN : Jurnal Pengabdian Masyarakat, April 2024
Publisher : LPPM Institut Pendidikan Nusantara Global
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DOI: 10.55681/ejoin.v2i4.2594
Drug rehabilitation is a way to help users recover from drug addiction. The rehabilitation process takes a considerable amount of time, especially for patients who have been addicted to drugs for a long time. Individuals undergoing rehabilitation in correctional institutions will undoubtedly face challenges in their daily lives, such as self-care issues. The stress experienced by students in correctional institutions can be prevented with several self-care management techniques, which will help the students achieve psychological well-being. Psychological well-being is expected to help correctional students accept themselves, build warm relationships with others, develop independence in problem-solving, adapt to their current environment, and have life goals. The purpose of this activity is to ensure that all clients of the Medan Class I Probation Supervision Agency (Bapas) are informed about Self-Care and Psychological Well-being. This activity was conducted on March 4, 2024, with a total of 30 participants from the Medan Class I Probation Supervision Agency (Bapas). The results of the activity showed that the level of knowledge of all clients of the Medan Class I Probation Supervision Agency (Bapas) regarding Self-Care and Psychological Well-being became very good, as measured by a questionnaire, and they were able to apply Self-Care and Psychological Well-being to themselves according to the material provided. This activity requires regular monitoring of the psychological well-being of prisoners and intervention if necessary.
IMPLEMENTASI ETIKA ISLAM DALAM PEMASARAN PRODUK BANK SYARIAH
Putri, Azizah Aprilia;
Fasa, Muhammad Iqbal;
Suharto, Suharto
Jurnal Ilmiah Ekonomi, Manajemen dan Syariah Vol. 4 No. 1 (2025): JIEMAS: Jurnal Ilmiah Ekonomi, Manajemen dan Syariah
Publisher : STAI Darul Qalam Tangerang
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DOI: 10.55883/jiemas.v4i1.60
Marketing personnel are the main means of connecting the company with consumers or are the spearhead of the company's business. For the banking world which is a profit-oriented business entity, marketing activities are already a main need and have become a must to be carried out, therefore marketers of banking products are required to be creative and innovative in carrying out marketing activities. This study aims to understand the behavior of Islamic bank marketers through the application of Islamic business ethics in marketing Islamic bank products in the city of Parepare. The results of the study show that the marketers of Islamic banks in the city of Parepare have fully implemented sharia values which are part of the concept of Islamic business ethics in their marketing activities. The application of Islamic business ethics to Islamic bank marketers is considered very appropriate. Islamic banks that have quality marketing personnel based on Islamic ethics can build a reputation for the success of Islamic bank development in Parepare
ANALISIS POTENSI PETANI KOPI SEBAGAI UPAYA MENINGKATKAN KESEJAHTERAAN MASYARAKAT DALAM PERSPEKTIF EKONOMI ISLAM
Jiter, Arda;
Fasa, Muhammad Iqbal;
Suharto, Suharto
Jurnal Ilmiah Ekonomi, Manajemen dan Syariah Vol. 4 No. 1 (2025): JIEMAS: Jurnal Ilmiah Ekonomi, Manajemen dan Syariah
Publisher : STAI Darul Qalam Tangerang
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DOI: 10.55883/jiemas.v4i1.91
Ulubelu District is one of the coffee production centers in Tanggamus Regency, especially in Pekon Gunung Tiga. Pekon Gunung Tiga is located in the area of Ulubelu District, Tanggamus Regency, Lampung Province. Based on (Regulation of the Minister of Agriculture, 2014) coffee is a plantation commodity that plays an important role in the Indonesian economy. Coffee is basically a plant that is very easy to find in various regions in Indonesia. This plant is generally grown in mountains that have cold air temperatures. Abundant natural resources should be looked at in depth so that their use can be very optimal, one of the natural resources that has extraordinary potential is coffee, coffee is one of the plantation commodities that is quite developed in Indonesia, The problem that arises is that many people after harvesting coffee do not have any side jobs anymore so that it leads to famine. The method in this study is qualitative by relying on primary data in the form of interviews and secondary. The results that researchers found are that the coffee harvest is not as large as a whole to meet the needs of one year, but also depending on the weather, if it is good, the harvest is also large and vice versa.
PENGARUH KUALITAS LAYANAN TERHADAP KEPUASAN NASABAH DALAM MANAJEMEN PEMASARAN BANK SYARIAH
Azzahra, Fathia Afra Annisa;
Fasa, Muhammad Iqbal;
Suharto, Suharto
Jurnal Ilmiah Ekonomi, Manajemen dan Syariah Vol. 4 No. 1 (2025): JIEMAS: Jurnal Ilmiah Ekonomi, Manajemen dan Syariah
Publisher : STAI Darul Qalam Tangerang
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DOI: 10.55883/jiemas.v4i1.92
This study aims to determine the quality of service in the marketing management of Islamic banks, the most important criteria that can affect customer satisfaction and analyze the level of customer satisfaction in each Islamic bank. This research uses quantitative and secondary methods. With the results of this study can be proven because there is a positive influence on the quality of service to be of interest to customers. From the quality of service, there is also a positive impact on the decision to the customer. From this research, many also found that the equipment for financing includes those that can have a positive impact on becoming customers. Meanwhile, interest in customers will have a positive impact on customer decisions in the quality of Islamic banking services
PERSEPSI MANFAAT DAN PERILAKU NASABAH TERHADAP BANK SYARIAH
Kurniawan, Fery;
Fasa, M Iqbal;
Suharto, Suharto
Jurnal Ilmiah Ekonomi, Manajemen dan Syariah Vol. 4 No. 1 (2025): JIEMAS: Jurnal Ilmiah Ekonomi, Manajemen dan Syariah
Publisher : STAI Darul Qalam Tangerang
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DOI: 10.55883/jiemas.v4i1.94
Islam has regulated human behavior in meeting their needs, namely not deviating from Islamic teachings, including financial institutions. Islamic banks are now popular among the people of Indonesia so that Islamic banks have a big role in improving the banking world in Indonesia. With a population of Indonesia that is more Muslim, Islamic banks have great prospects with increased and knowledge about the awareness to use Islamic banking products and feel the benefits. However, different reactions will describe different behaviors, namely different consumers will give different reactions in terms of feelings towards information about the existence of Islamic banking, attitudes usually play a major role in shaping behavior. The purpose of this study was to determine the effect of knowledge and attitudes on people's behavior in Islamic banks.
SULIM PADA PERNIKAHAN ADAT BATAK TOBA EKSISTENSI, PERUBAHAN DAN KEBERLANJUTAN
Simanjuntak, Eva Florida;
Pebriyani, Nyoman Dewi;
Suharto, Suharto
Journal of Social Science Vol. 1 No. 2 (2024): Journal Of Social Science
Publisher : PT ANTIS INTERNATIONAL PUBLISHER
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DOI: 10.61796/ijss.v1i2.9
Sulim adalah seruling bambu milik masyarakat Batak Toba, merupakan salah satu dari sekian banyak instrumen musik tradisional Batak Toba. Instrumen ini adalah salah satu instrumen dari ansambel Gondang Hasapi yang sering digunakan untuk mengiringi upacara adat. Sulim sangat dekat dalam kehidupan Batak Toba sehingga masyarakat Batak Toba selalu mengikut sertakan sulim dalam upacara adat. Metode penelitian yang dilakukan yaitu kualitatif dengan tiga langkah yang harus dilakukan yaitu: koleksi, koneksi dan deskripsi. Ada tiga permasalahan yang memerlukan penjelasan dalam penelitian ini yaitu: Bagaimana eksistensi, Perkembangan Sulim dalam Perkawinan Adat Batak Toba dan Faktor-faktor yang memperngaruhi keberlanjutan Sulim dalam kehidupan Masyarakat Batak Toba. Hasil penelitian menunjukan bahwa upacara perkawinan adat Batak masih dilaksanakan secara ketat. Sulim dijadikan pilihan utama untuk mengiringi upacara disebabkan oleh wilayah nada yang lebih luas di bandingkan dengan instrumen yang lainnya yaitu; hasapi, sarune etek, sarune bolon, dan garantung dan yang lebih penting lagi sulim memiliki ekspresi dan gaya yang khas. Sulim adalah karakter dan ciri musik batak dan Sulim menunjukkan identitas asli adat Batak serta alat musik sulim merupakan warisan leluhur yang harus dipertahankan oleh karena itu setiap upacara perkawinan perlu ada sulim untuk menambah keindahan musik batak.