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IMPLEMENTASI KEBIJAKAN FATWA DSN-MUI NO. 43/DSN-MUI/VIII/2004 TENTANG TA’WIDH BAGI NASABAH WANPRESTASI: Studi Kasus PT. Bank BNI Syariah Surabaya Faqihuddin, Abdullah; Yazid, Muhammad
el-Qist : Journal of Islamic Economics and Business (JIEB) Vol. 7 No. 1 (2017): eL-Qist
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam UIN Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian yang berjudul Implementasi Kebijakan Fatwa DSN MUI No.43/DSN-MUI/VIII/2004 Tentang Ta’widh Bagi Nasabah Wanprestasi adalah penelitian lapangan. Penelitian ini ingin menjawab pelaksanaan ta’widh pada fatwa DSN MUI No.43/DSN-MUI/VIII/2004 di Bank BNI Syariah Surabaya dan implementasi ta’widh bagi nasabah wanprestasi pada Bank BNI Syariah Surabaya. Penelitian ini menggunakan pendekatan kualitatif, subjek penelitian ini adalah pimpinan dan karyawan Bank BNI Syariah Surabaya Jl. Bukit Darmo Boulevard No. 8A – 8B Surabaya. Dalam penelitian ini, peneliti menggunakan teknik analisis data deskriptif kualitatif, yaitu suatu analisis yang bersifat mendeskripsikan makna data atau fenomena yang dapat ditangkap oleh peneliti, dengan menunjukkan bukti-buktinya. Baik data hasil wawancara, observasi maupun dokumentasi, selama mengadakan penelitian di Bank BNI Syariah Surabaya. Hasil penelitian menunjukkan bahwa pelaksanaan ta’widh pada fatwa DSN MUI No.43/DSN-MUI/VIII/2004 di Bank BNI Syariah Surabaya sudah sesuai dengan ketentuan fatwa DSN MUI No.43/DSN-MUI/VIII/2004. Sedangkan implementasi ta’widh bagi nasabah wanprestasi pada Bank BNI Syariah Surabaya dalam kasus yang ada yaitu Bank BNI Syariah dalam menyelesaikan pembiayaan BNI Griya iB Hasanah bermasalah dengan cara kebijakan menerapkan rescheduling. Karena dengan penerapan kebijakan ini pihak nasabah dapat menyelesaikan pembiayaan BNI iB Griya bermasalah dengan baik, tanpa ada pihak yang merasa dirugikan. Di dalam kasus ini, sebenarnya ganti rugi (ta’widh) yang seharusnya dikenakan sudah dilakukan dan dihitung kerugiannya, tetapi melihat dari niat nasabah yang masih mempunyai itikad baik dan juga nasabah dalam keadaan force majeur maka atas kebijakan dari Bank BNI Syariah, ganti rugi tersebut ditiadakan. Sejalan dengan kesimpulan di atas, Bank BNI Syariah Surabaya, diharapkan untuk lebih menganalisis pengajuan pembiayaan, khususnya pembiayaan BNI Griya iB Hasanah harus lebih ketat, selektif, cermat, teliti dan hati-hati dalam menganalisis calon nasabah. Dengan demikian, nasabah atau calon nasabah dapat diketahui layak atau tidak untuk diberikan modal.
Peningkatan aktivitas dan hasil belajar PPKN pada materi keberagaman sosial budaya masyarakat melalui penerapan model kooperatif tipe TGT kelas V Min 10 Aceh Besar Rahmiati, Rahmiati
Jurnal Pendidikan dan Pengabdian Vokasi (JP2V) Vol 1, No 2 (2020)
Publisher : Universitas Serambi Mekkah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32672/jp2v.v1i2.2055

Abstract

The purpose of this study was to improve the activities and learning outcomes of PPKN on the material for Social and Cultural Diversity of the community of Grade V students of MIN 10 Aceh Besar. The learning model used in this study is the TGT type cooperative model. The subjects of this study were fifth grade students MIN 10 Aceh Besar. The number of students is 24 students with 11 male students and 13 female students. This research was conducted in the 2019/2020 school year within a period of 3 months, from September 2019 to November 2019 in the odd semester. The methodology of this research is Classroom Action Research (CAR) consists of two cycles and each cycle consists of two meetings. In each cycle consists of planning, implementation, observation and reflection. Data collection technique is to collect the value of the test carried out at the end of each learning in each cycle using the question instrument (written test). Observation data is done by looking at the activeness of students in the learning process. Data were analyzed by means of percentage statistics. The results showed that an increase in student learning activities in both cycles, from the category of being good enough and the good category increasing to very good. Completeness of student learning outcomes has increased from 45.83% in the pre cycle increased to 66.67% in the first cycle and increased to 83.33% in the second cycle. The use of the TGT type cooperative model can increase the activities and learning outcomes of PPKN on the material of Social and Cultural Diversity of Society V grade students MIN 10 Aceh Besar Academic Year 2019/2020.
PENERAPAN MENGARANG TERBIMBING MODEL KWL (KNOW, WANT, LEARNED) UNTUK MENINGKATKAN KEMAMPUAN MENULIS KARANGAN NARASI Sutarna, Nana
Profesi Pendidikan Dasar Vol. 3, No. 2, Desember 2016
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/ppd.v3i2.2806

Abstract

Skill of student writing narrative essay in class IV Elementary School Cengal III, District Kuningan, yet reached at the expected level. One of the ways that deems appropriate to solve the problem was through the application of learning guided writing by KWL model with picture media. This research used classroom action research with using of qualitative approach. Classroom action research design used refers to Kemmis and Mc Taggart model started with planning, action, observation, and reflection. The research instrument used were the student activity observation guidelines, interview, field notes, and questions. Then the collected data were processed and analyzed. While checking the validity of the data using triangulation techniques, member checks, and expert opinion. Through the application of learning guided writing by KWL model with picture media in narrative essay, student learning outcomes class IV elementary school Cengal III can increase. This was evidenced by the increasing number of students who were otherwised completed on each cycle, started from preliminary data as many as three students or 15%, the first cycle increased to 9 people or 45%, on the second cycle increased to 18 people or 90%.
PENGARUH MODEL PEMBELAJARAN SAVI (SOMATIC AUDITORY VISUAL INTELLECTUALY) TERHADAP HASIL BELAJAR SISWA KELAS IV SEKOLAH DASAR Sutarna, Nana
Profesi Pendidikan Dasar Vol. 5, No. 2, Desember 2018
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/ppd.v1i2.6068

Abstract

The research aims to find out how the influence of SAVI model (somatic auditory visual intellectualy)) in terms of student learning outcomes in the fourth grade of social studies subjects social problems in the State Elementary School Cimulya District Cimahi Kuningan. This study is an experimental research with quantitative approach, While the sample used in this study amounted to 32 students, Methods of data collection of IPS learning results using multiple choice test and student skill observation. The data analysis technique used in this research is normality test, homogeneity test of two variance, and hypothesis test (t test) used to know the influence of SAVI learning model (somatic auditory visual intellectualy) in terms of student learning result of grade IV in subject matter social studies Social in State Elementary School Cimulya District Cimahi Kuningan. Based on statistical perceptions obtained obtained value t_hitung = 31.66, while from table t distribution at significance level α = 0.05, obtained value t_ (0.95 (62)) = 1.999. Since 31.66 1.999 or t_count 〖t〗 _ (1- α) then H_0 is rejected or H_1 is accepted. This means that there is an increase in student learning outcomes after applying SAVI learning model (somatic auditory visual intellectualy) on social science subjects (IPS) social problem material in class IV Cimulya State Elementary District Cimahi District Kuningan
STRATEGI PENYELAMATAN PEMBIAYAAN BERMASALAH PADA PEMBIAYAAN MURABAHAH DI BANK SYARIAH MANDIRI CABANG PURWOKERTO Nurjanah, Nurjanah; Hilyatin, Dewi Laela
El-Jizya : Jurnal Ekonomi Islam Vol 4 No 1 (2016)
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Institut Agama Islam Negeri (IAIN) Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ej.v4i1.2016.pp59-96

Abstract

Dalam lembaga perbankan syariah, istilah pembiayaan bermasalah bukan sesuatu hal yang asing untuk didengar. Hampir semua lembaga perbankan baik konvensional maupun syariah mengalami hal tersebut, karena tidak sedikit lembaga perbankan yang terhambat laju pertumbuhannya bahkan harus terhenti kegiatan operasionalnya karena tidak dapat mengatasi masalah ini. Pihak perbankan syariah dituntut untuk memiliki strategi dalam menangani pembiayaan bermasalah. Merujuk pada data NPF Bank Syariah Mandiri Cabang Purwokerto pada tahun 2013 (4,2%), 2014 (3,2%), dan 2015 ((3,8%), diketahui bahwa nilai NPFnya mengalami penurunan (dinilai baik). Walaupun pada tahun 2015 meningkat sebesar 0,6%, tetapi hal ini masih dinilai baik karena masih di bawah standar maksimal nilai NPF yang ditetapkan oleh BI (5%). Penyaluran pembiayaan untuk tahun 2015 meningkat 50% dari tahun sebelumnya, dan pembiayaan yang mendominasi adalah pembiayaan murabahah Untuk mencapai nilai NPF yang baik, Bank Syariah Mandiri CabangPurwokerto menggunakan strategi dalam mengatasi pembiayaan bermasalah yaitu stay strategy dan exit strategy. Namun untuk tahapan penyelamatan pembiayaan bermasalah strategi yang digunakan adalah stay strategy melalui upaya restrukturisasi pembiayaan.
ANALISIS PENGARUH MARKETING MIX TERHADAP PERSEPSI KONSUMEN PLATINUM CERAMICS INDUSTRY Ltd SURABAYA. Halik, Abdul
DiE: Jurnal Ilmu Ekonomi dan Manajemen Vol 6 No 3 (2010)
Publisher : Program Doktor Ilmu Ekonomi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30996/die.v6i3.159

Abstract

The ceramic floors are the products which are used for house floors and have an art touching. The ceramic mosaics are prepared by the company, for public to fulfill the housing needs. So one consumer with the other consumer has different perception of the product, price, distribution and promotion. For that reason we need to know the influence of marketing mix to the consumer perception for the good and bad of Platinum Ceramics Industry Ltd, so we will know how the influence of marketing mix to the consumer perception of Platinum Ceramics Industry Ltd. The understandingof this problem is important for the marketer, as a basic making of effective marketing strategic. The that reason this research is for knowing the marketing mix influence to the consumer perception about the good and bad of Platinum Ceramics Industry Ltd, and the most dominant variable.According to the consumer  behaviour theory which consist of buyer characteritic which must be paid attention by the marketer, so there is a possibility of marketing mix influence to the consumer perception. Baside that, there is marketing mix variable which has the most dominant influence to the consumer perception.This research is done to the mosaic ceramic consumers with the brand Platimun which has needs and wants with the research object target in Surabaya. The amount of respondens which are used for samples are 100 people, the sampling method which is used is the convenience method, the samples are the ones which are easily met and in coincidence surveying at the mosaic ceramic. The data collections are done by iterviewing and spreading the questionairs. The results of the research are : (1) There is an influence of partial marketing mix variable to the consumer perception about the good and bad of Platinum Ceramics Industry Ltd Surabaya. (2) There is an influence of marketing mix variable together to the consumer perception about the good and bad Platinum Ceramics Industry Ltd Surabaya. (3) The price variable is the most dominant influence. The conclusion which is got is the marketing mix has positive influence to the consumer perception about the good and bad of Platinum Ceramics Industry Ltd Surabaya.The marketing mix analization like above can give the implication to the marketing strategy, especially for making aand deciding the marketing mix strategy of Platinum Ceramics Industry Ltd Surabaya.Key word :  The influence of marketing mix to the consumer perception for the good and bad.
Pemanfaatan Aplikasi Evaluasi Belajar Berbasis Web Era Covid - 19 Wisaksono, Arief; Masruchin, Masruchin; Purwanti, Yanik; Nurbaya, Syarifa Ramadani
Berdikari: Jurnal Inovasi dan Penerapan Ipteks Vol 8, No 2 (2020): August
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/bdr.8282

Abstract

Learning evaluation can provide opportunities for teachers to make plans and estimations, whether the predetermined goals will be achieved according to the planned target time. If based on the data from the evaluation results it is estimated that the goal will not be achieved as planned, the teacher would try to find the factors causing the problems found, and provide solutions to the problems. The corona pandemic period really needs an online learning and evaluation process, the use of web-based applications will be able to provide assistance to teachers who can quickly assess learning evaluations on teaching materials as well as make time efficiency. The method of making an application is by Rapid Application Development (RAD) or rapid prototype; it is a model for developing a software system with a tiered pattern. The main thing used is a tool in the form of a web-based learning evaluation application resembling an application that can carry out evaluations related to a certain exam process as a trial during entry data training of all existing subjects by the teacher concerned with the authority as a teacher, scheduling and instructor arrangement by the principal, and finally student entry by the operator. Each application a different task according to its function.
Society 5.0: Is It High-Order Thinking? Supendi, Ahmad; Nurjanah, Nurjanah
International Conference on Elementary Education Vol. 2 No. 1 (2020): Proceedings The 2nd International Conference on Elementary Education
Publisher : Elementary Education Study Program School of Postgraduate Studies Universitas Pendidikan Indonesia in collaboration with UPI PRESS

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (185.463 KB)

Abstract

Nowadays, the evolution of technology develops very quickly so that there is a challenge to be faced by the society. This evolution is due to the era of Industry 4.0 which the development of Information and Communication Technology (ICT) developed rapidly in this era. In the era of Industry 4.0, people are easy to get information quickly, innovation in the field of industrial technology is growing rapidly, and the emergence of Artificial Intelligence (AI) so that it causes changes to people in different countries. In 2016, to anticipate these changes Japan presented an idea namely society 5.0 or better known as a “Super Smart Society”. In fact, society 5.0 is not easy, some must be prepared one of them is to prepare students in education. In the educational world, to realize society 5.0, students must have three high abilities namely: problem-solving skills, critical thinking, and creativity. These three abilities are obtained through high-order thinking. This article reviewed some researches which focus on society 5.0 and the high-order thinking skills. This article aims to describe a high-order thinking ability to prepare students toward society 5.0
Pengaruh Penerapan Online Project Based Learning Dan Berpikir Kreatif Terhadap Keterampilan Proses Sains Siswa Kelas IV Pada Pelajaran IPA Di SD Nasional 1 Kota Bekasi Cahyana, Ucu; Nurjanah, Nurjanah
Buana Pendidikan Jurnal Fakultas Keguruan dan Pendidikan Universitas PGRI Adi Buana Surabaya
Publisher : Fakultas Pedagogi dan Psikologi Universitas PGRI Adi Buana Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36456/bp.vol17.no1.a3161

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh penerapan online project based learning dan berpikir kreatif terhadap keterampilan proses sains siswa kelas IV di SD Nasional 1 Kota Bekasi. Jenis penelitian eksperimen (quasi experimental design) dengan desain treatment by level 2x2. Teknik pengumpulan data dilakukan dengan tes dan dianalisis menggunakan analisis varians (ANAVA) dua jalan. Hasil penelitian ini menunjukkan bahwa 1) Terdapat perbedaan hasil keterampilan proses sains kelompok siswa yang menggunakan online project based learning dengan hasil keterampilan proses sains kelompok siswa menggunakan penugasan konvensional 2) Terdapat perbedaan keterampilan proses sains yang menggunakan pembelajaran online project based learning dan penugasan konvensional pada kelompok siswa berpikir kreatif tinggi 3) Terdapat perbedaan keterampilan proses sains yang menggunakan pembelajaran online project based learning dan penugasan konvensional pada kelompok siswa berpikir kreatif rendah 4) Terdapat pengaruh interaksi antara pembelajaran melalui online project based learning dan berpikir kreatif terhadap keterampilan proses sains siswa sekolah dasar. Hasil pengujian anava diperoleh nilai Fhitung = 5,63 dan nilai kritik Ftabel= 3,98 dengan dk (1,68) pada taraf á = 0,05 dengan demikian, kedua faktor tersebut tidak dapat diabaikan karena saling berinteraksi satu dengan yang lainnya.
PENGARUH CITRA PELAYANAN RAWAT JALAN TERHADAP KEPUASAN PASIEN PASCA GEMPA DI RSU ANUTAPURA PALU Putri, Gita Ananda; Sudirman, Sudirman; Nurjanah, Nurjanah
Jurnal Kolaboratif Sains Vol 1, No 1 (2020)
Publisher : Universitas Muhammadiyah Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31934/jom.v1i1.1176

Abstract

Citra yang baik akan mampu meningkatkan kesuksesan suatu perusahaan dan sebaliknya citra yang buruk akan memperburuk kestabilan suatu perusahaan. Citra rumah sakit berdampak pada sikap dan perilaku pasien terhadap rumah sakit. Sehingga sangat diperlukan pemahaman hubungan antara citra rumah sakit dan pengaruhnya terhadap intensi pasien. Permasalahan dalam penelitian ini adalah apakah ada pengaruh citra pelayanan rawat jalan terhadap kepuasan pasien Pasca Gempa di RSU Anutapura Palu. Penelitian ini bertujuan untuk mengetahui pengaruh citra pelayanan rawat jalan terhadap kepuasan pasien Pasca Gempa di RSU Anutapura Palu.Penelitian ini merupakan penelitian kuantitatif, dengan pendekatan cross sectional study. Pengambilan sampel dilakukan dengan metode accidental sampling, terhadap 65 orang pasien rawat jalan RSU Anutapura Palu. Tehnik analisa menggunakan analisis regresi linier sederhana.Hasil penelitian ini menunjukan bahwa variabel yang berpengaruh positif dan tidak signifikan terhadap kepuasan pasien adalah variabel lingkungan fisik dengan nilai koefisien 0,111 dan nilai sig 0,356 > 0,05, karyawan dengan nilai koefisien 0,190 dan nilai sig 0,190 > 0,05, pelayanan yang diberikan dengan nilai koefisien 0,140 dan nilai sig 0,427 > 0,05dan individual perusahaan dengan nilai koefisien 0,153 dan nilai sig 0,264 > 0,05. Sedangkan variabel yang berpengaruh negatif dan tidak signifikan terhadap kepuasan pasien adalah variabel identitas perusahaan dengan nilai koefisien -0,091 dan nilai sig 0,511 > 0,05.Saran dalam penelitian ini yaitu sebaiknya rumah sakit terus berupaya meningkatkan dan mempertahankan citra pelayanan yang ada sehingga kepuasan pasien selalu terjaga serta dapat meningkatkan peralatan pendukung untuk pemeriksaan pasien seperti penambahan tempat duduk untuk pasien mengunggu dan tempat parkir yang memadai agar sehingga dapat mempertahankan kepuasan pasien.Kata Kunci : Citra Pelayanan, Kepuasan Pasien
Co-Authors - - cholifah . Masturi . Uju . Uju ., William A. Hadi Mahmud A. Suhandi A. Zaenal Mustopa A.A. Ketut Agung Cahyawan W Abdul Bari Azed Abdul Hakim Laenggeng Abdullah Abdullah Abdun Mufid Abeth Desika Simbolon Ace Baehaki Ace Baekhari Ace Tatang Hidayat Aceng Jaelani, Aceng Achmad Samsudin Addelia Shakilla Ade Hidayat, Ade Ade Isma Khairani Ade Rezkika Nasution Ade Rohayati Ade Siswanto ADJIE KURNIAWAN, RAKA Adrian Antoni ADRIANI ADRIANI adyan apriza Afreni Hamidah Agi Putra Kharisma Agnes I Agoes Jacoeb Agoes M Jacoeb Agoes M Jacoeb Agoes Mardiono Jacoeb Agus Fany Chandra Wijaya, Agus Fany Chandra Agus Setiawan Agus Setyawan Agus Suharyadi Agus Sutardjo AGUSTIN KRISNA WARDANI Agustina Sri Purnami Agustinasari Agustinasari Ahmad Muliadi, Ahmad Ahmad Sabandi Ahmad Supendi Ahmad Syihan Ismail Ahmad Thoriq Ai Sumirah Setiawati Aini, Khusnul Ajub Ajulian Zahra Macrina Akbar, Shofya Akhis R. Hutabarat Akhmad Habibi, Akhmad Akrom, Akrom Albert Albert Alberth, Alberth Albertus Djoko Lesmono Alfi Hamdan Zamzami Alfia Fitrianti Ali Awaludin Ali Khomsan Ali Sarong Alifa Nur Fitri Amarullah, Amarullah Ambariyanto Ambariyanto Ami Fauzijah Amirul Mukminin Anabokay, Rolen Yaldivilmon Anak Agung Istri Sri Wiadnyani Anak Agung Ngurah Anom Kumbara Anastasia Sinuraya Anda Juanda Andi Bungawati, Andi Andika Fransiskayana Andra Novrianto. S Andre Widjaya Andrea Reza Andreas Kurniawan andri dwi pujiastuti Andrianus Sembiring Angga Alvianto, Angga Anggi Hanif Setyadin Anggi Hanif Setyadin Anggrei Viona Seulalae Anhar Rozi Anifa Dhiya Rifqiya Anindya Ardiansari Anis Yunistriani Anis Yunistriani, Anis Anita Alfiani, Dwi Anita Sari Ankardiansyah Pandu Pradana Anne Nuraini Anne Safrina Anni Anggraeni, Anni Annisa, Sri Willy Anton Haryadi Anwar Rudi Apriliani Kartika Setiowati Apriliani Kartika Setiowati, Apriliani Kartika Arafah, Purnama Arbi Qirara Purba Ardina, Carissa Mutiara Ari Elisa Ratih Ariadi, Ariadi Arief Wisaksono Arif - Hartoyo Arif Harimukti Aris Triwiyatno ARISANDI, DESSY Arlin Effendy Armin Armin Arrum Meirisa Arumsari, Theresia Puspita Arwan, Berriandi Ary Apriland Asadatun Abdullah Asep Yusuf Asih Sari Ningrum Asnil Asnil Asri Pratitis Asti Latifah Astina, Made Arya Astrid, Dewi Atang Sutandi Atiek Rostika Atiek Rostika Noviyanti Atitya, Endah Atiyatul Kamilah Atmawati, Tri Utami Aufa Salsabila Aulia Andhikawati Auliya, Fakhrina Avianti, Irna Avliya Quratul Marjan Ayatina, Sri Ayudina, Yenita Aziz Adriansyah Azizah Nuraini Bagus Sediadi Bandol Utomo Bambang - Riyanto Bambang Ismanto Bambang Kusmiarso Bambang Purwantara Bambang Purwanto Bambang Riyanto Bambang Sukresno Baroek, Marino Christiano Barokah, Giri Rohmad Baso Madiong Basuki Rahmat Bayu Sejati Beny Y.V. Nasution Bintang Efrata Aprilia Bintari Dewi Darmaputri Budiasih Wahyuntari Budiman Budiman Budiman, Yudha Prawira Bustami Ibrahim Bustami Ibrahim Cahyana, Nana Cahyani, Reni Tri Carolina Carolina Casnan Casnan, Casnan casti hasan sanapi Cecilia Nathaniel Chandra, Didi Teguh Charles Parningotan Haratua Simanjuntak Chatarina Umbul Wahyuni Chitra Octavina CHRISTI LIAMITA Christi Liamita Natanael Christina Tampubolon Christopher Meyer Cici Yulia Safitri Ciko Ciko Cikyah, Cikyah Cintya Ayu Permana Putri Cut N. Devira Cut Nurhalizah Aziz Dadang Kurnia, Dadang dadi santoso Dahrulsyah - - Danar Dono Danu Ariono Darhim Darhim Darisman, Dede Darjat Darjat Darmawan, Hanna Darmayanti Darmayanti Darmurtika, Linda Ayu Darupratomo, Darupratomo Darwin Indra Saputra David Edison Tarigan Debora H Sirait Deddy - Muchtadi dede - saputra Dede Saputra Dede Saputra Deden Yusman Maulid Dedi Andrian Dedi Budiman Hakim Dedi Soedarma Dedi Soedarma Dedi Soedharma Dedy Suryanada Delvia Heny Dena Ayu Deni Hermawan Denny Wijaya Kusuma Desniar - - Desy Rusmawatiningtyas Desyandri Desyandri Dewa Putu Gede Purwa Samatra Dewi Riniarti Dewi Setiyowati Gadi Dharmady Agus Dhimas Angger Kusuma Dhony Hermanto Diah Anggraini Wulandari Diah Aprilia Dian Herawati Dian Merini Dian Pebriyani Ayu Dian Tri Riska Ekawati Diana Chalil Diana Ningdya Lihuana Diana Rochintaniawati Diana Triwardhani Didi Suryadi Didid Diapari Didy Laksmono R Diena Shulhu Asysyifa Dina Ayu Zahara Dina Dina, Dina Dina Marlina, Dina Dinarika Jatisworo Djailani, Fernandy M. Doddy Zulverdi Dwi Andriani, Dwi Dwi Anita Alfiani, Dwi Anita Dwi Fita Heriyawati DWI YULIANTI Dwikisworo Setyowireni Dyatmiko, Ruruh Dzulfikri Dzulfikri E. Suhendi Edison Harteman Efni Noor Salam Efrida Basri Egi MR. Sudrajat Eka Kartika Sari Eka M. Kurniasih Eko Fajar Nurprasetyo Eko Hary Pudjiwati Eko Muhammad Isa Ekowati Chasanah Ekowati Chasanah Ekowati Chasanah ELIN AMALIA Elisa Yulianingsih ella - salamah Ella Salamah Ella Salamah Elsye Apriliantika Emalisa Emalisa Emmy Wahyuningtyas Endah Rita Sulistya Dewi Endang Kusdiyantini Endang Susilawati Endi Suhendi Endi Suhendi Endy Dwi Tjahjono Enjang, Enjang Eny Enawati Eny Hartadiyati Eriawan, Ridho Wahyu Erliza Noor Erman Sumirat Ermawati Dewi Ermita Ermita Erni H Purwaningsih Erwanto . Erwin Gunawan Hutapea Erwin Haryono Etty Ratnawati, Etty Eva Harlina Eva Yanti Siregar Evi Sumiati Evita Anggereini Evy Damayanthi Ewi Pasaribu Fadjar Majardi Fahri Affandi Faisal Anwar Faisal, M. Ali Faizah, Maftuhatul Faizatun, Faizatun Fajar Setiawan Fandhy Achmad Lumban Toruan Faqihuddin, Abdullah Farida Fathul Fathinah Ranggauni Hardy Fatma Wila Fauziah Hanum Nur Adriyani Fauziah, Lily Fauziah, Silva Febrian Yalisman Febrianti, Inky Febrina Olivia Akerina Feri Kusnandar Fibre, Milda Fibria, Milda Fibria, Milda F Fibria, Milda F Fiftinova Fiftinova Fikriyah, Annisaa Nurul Firdaus Hi Jahja Kunoli FIRIA, ELIS Fithria I D, Ni'matul Fitri Handayani Fitri Nurlaili Fitri Rahmadani Fitri Rizki Armilia Fitri Yetti Fitriani Fitriani Fitriani, Nini Fitrianto, Yasin Fitriany Podunge Framesti Regita Cahyani Sari Gabriel N Simanjuntak Gesit Thabrani Ghony, M. Djunaidi Gilang Samudero Gina Gusliana Giri Rohmad Barokah Gono Semiadi Gunanti . Gunawan Gunawan Gustiningrum, Almalia Surya H, Shinta Sari H. Hasbuddin, H. Hasbuddin H. Nelson Doloksaribu Hadi Nasbey Hadi Riyadi Hadi Suryanto Hadi Suryanto Hadisantoso, Erwin Hafiludin, H Hafit Isandono Hagaina Sembiring Halus Mandala Hamdani Hamdani Hamdani, Syarif Hana Aulia Sativa Hanapratiwi, Reinanda Handri Adiwilaga Hani Novanti, Hani Hanifah Nuryani Lioe Hanifuddin, Hanifuddin Hanifuddin, M Hanifuddin, M Hanifuddin, M. Hanung Adi Nugroho HANZOLA, GITA FADHILA Harahap, Sinar Depi Harahap, Zairin Hari A. Rachman Hari Yuliarto Harpasis S. Sanusi Harsi D. Kusumaningrum Hartina, Hartina Hartiningsih Hartiningsih Hary S. Pinuji Haryanti, Novi Budi Haryono Haryono Hasman Hasyim Hayatunnufus Hayatunnufus Hefni Effendi Hendry Wijaya Heni Rusnayati Heni Rusnayati Henni Endah Wahanani Henrika C Tri Adi N Heny Ekawati Haryono Herda Ariyani Hermawan , Hermawan Hermawan Hermawan Hermawan Hermawan Saputra Hermawan, Oky Hestin Mulyandari, Hestin Hidayat, Ade Sholeh Hidayat, Toni Hilyatin, Dewi Laela HM Mozard B Darus Hurip Pratomo Husna Amalya Melati I Gede Eka Surya Kanta I Gede Wenten I Ketut Ardhana Ardhana, I Ketut Ardhana I Komang Gede Wiryawan I Nyoman Suarka I Wayan Ardika I Wayan Cika I Wayan Lasmawan I Wayan Srijaya I Wayan Suharta, I Wayan Ida Bagus Banyuro Partha Ida Kaniawati IETJE WIENTARSIH Ifah Munifah IGN Tara Wiguna Iis Novianti Ika Astiana Ika Mustika Sari Ika Nilawati Ikhsan Gunadi Ikhsanul Khairi Ikram Abi Hamzah Kurniawan Illinia Ayudhia Riyadi Imam Gunadi Imam Syauqani Taswin Iman Permana Maksum Iman Supriatna Indah Rahayu Widadi Indah Wijayanti Ine Novitasari Irama Dramawanti Pamungkas Irawati, Inggar Septhia Irham Nurwidyanto Irma Rohmawati Irman Febrian Irsad Andriyanto, Irsad irsyad irsyad IS HELIANTI Isdoni Bustaman Iskandar Mirza Istiana Pratiwi Istifariyanto, Andri Iyon Suryana Iyon Suyana Iyon Suyana Jacoeb, Agoes Jajang Kunaedi Jajang Kunaedi Jamilah Jamilah Japri, Veronica Japri, Veronica Jarnawi Afgani Dahlan Jasly . Jasly ., Jasly jenianti, rina Jeremia Sihombing Jessica Shinta Uli Simangunsong Joenoes, Luvita Joko Santoso Josia Situmorang Jozua Sabandar Juliana, Anggi Juliandri Juliandri Juni Sukasmono Juwita. M, Endah Juwita. M, Endah K, Rona Malam Kadek Intan Puspita Sari Kahadiwan, Setia Karina, Rona Malam Karina, Rona Malam Karina, Rona Malam Karlina, Yana Karsih Karsih Kartika Hajar Kirana Kasturi, Yusnia Kelin Tarigan Kellin Tarigan Kevin Daniel Halomoan Damanik Khafidhoh Nurul Aini Khafidhoh Nurul Aini, Khafidhoh Nurul Khairul Ulfa Khairunnisa Khairunnisa Khoiruddin Khoiruddin Khoirun Nisa Khosiah Khosiah, Khosiah Khudazi Aulawi Kiagus Dahlan Komang Iwan Suniada Komang Trisnadewi Komariah Tampubolon Krisdiantoro, Riski Kunaifi Wicaksana, Kunaifi Kusnandar, Enan Kustiariyah Tarman Kusumah, Indra Kuswara Kuswara LAKSMI AMBARSARI Laksono Trisnantoro Lani Kasigit Lely Hiryanto Lia Angraeni Lienda Aliwarga Liliasari , Lilis Khotijah Lilis Nuraida Lilis Sriyani Lily Fauzia Lily Kresnowati Liman , Liman ,, Liman Liman . Lina Lina Lio, Asrun Lisdiyanti, Dian Listiawati Liswarti Yusuf Liza Heryanti Lou Chien Gita Arista Lubis, Roslian Lubis, Rubianto A. Luhut Sihombing Lukman Hadi, Lukman Lusi Safriani Lusi Susanti Lusiana Lusiana Lussana Rossita Dewi Lussana Rossita Dewi Lutfi, Ahmad Fajri M F Rahardjo M. Fikar M. Jufri M. Khairun Iffat M. Yogi Riyantama Isjoni M.A Therik, Wilson M.Th.S.R. Retnaningdyastuti Machdalena Vianty Made - Suhandana MADE ASTAWAN Made Suhandana Madyastuti, Rini Maggy T Suhartono Maggy T. Suhartono MAGGY T. SUHARTONO Maggy Thenawidjaja Suhartono Maglory Siburian Mahdi Mahdi Mahyudi Mahyudi Mahyudin Ritonga Mala Nurilmala Manik, Btr Sri Syntia Mardiyah Sari Dewi Mardiyanto, Doni Marfuaturohmah, Titin Maria Krisnawati Mariana Mariyono Sedyo Winarso, Mariyono Sedyo Martin Martin Maruf Maruf Marwan Marwan Masagus Abdul Azis masdudi masdudi Mashadi Mashadi Maskuri Masriani . Maulana Aziz Maulidifi Ajrin Karimata Maymuchar, Maymuchar medal lintas perceka Mega, Ayu Mei Kristina Situmorang Mei Sulistyoningsih Melvia Yundha Cantika Simatupang Merdekawati, Dewi Merri Sri Hartati Mhd Ridwansyah Lubis Mochamad Nurcholis Moh Ali Joko Wasono Mohamad Taufik Mohammad Irfan Mohammad Khotib Mohammad Zaenuri Mohtar Kamisi, Mohtar Moneca Diah Listiyaningsih Monysa, Monysa Morina Septiviani Semboor motasim motasim MUAZZA MUAZZA Mudiyanto, Heru Muh Tazri Nasirullah Muhammad Alhan Muhammad Ali Sodikin muhammad fikri Muhammad Gina Nugraha, Muhammad Gina Muhammad Hanifuddin Muhammad Nizaar Muhammad Romli dan Suprihatin Andes Ismayana Muhammad Sofwan Muhammad Syahril Harahap Muhammad Tawakkal Muhammad Zakiyul Fikri Muhammad, Hanifuddin Muhimmatus Sa'diyah MUJIZAT KAWAROE MUJIZAT KAWAROE Mulyasari, Rita Munandar, Aris Murni Astuti Mustakim Mustakim Mustaruddin Muthmainnah Mustofa Mutiara Rahmawati N. Nurjanah Nanang Priatna Nani Nani Nani Nur’aenah Nani Rusnaeni Nasehudin Nasehudin, Nasehudin Nasution, Suci Rahmawati Nela Simanjuntak Nelfia Adi Nelitawati Nelitawati Nelli Herawani Nellitawati Nellitawati Nelson Saksono Neny Marlina nFN Setyadjit nFN Suyanti Ni Luh Putu Devhy NI MADE WIASTI Ni Wayan Ekayanti Ni'mah, Nurmaya Hayatun Nia Indah Purnamasari nico Dynnar Nida Anshofia Indriani Niki Astorina Yunita Dewanti NIKNIK NURHAYATI Nila Farisa Sinambela Nina Mardiana (F01108057) Ningsih, Nuning Nila Ninik Purbosari Nisa, Tessa Chairun Nita Citrasari Nopriawan Mahriadi Nopriyeni Nopriyeni Nova Yohana Novi I. Fauzi Novi Wahyu Hidayati, Novi Wahyu Novia Novia Novita Siti Lestari Noviyan Darmawan Nugroho, Alden Imawan Nugroho, Teguh Setyo Nur Afni Nur Asiah Nur Eka Styawati Nur Hayati Nur Mahmudi Ismail Nur Wijayaning Nurafifah, Ibah Habibah Nuraini Harmastuti Nuramida, Wahyu Nurbaya, Syarifa Ramadani Nurfajrin Nisa Nurhasanah Nurhasanah NURHASANAH, AYU Nurhasanah, Cucun Nurhidayat Nurhidayat Nurhikma Nurhikma Nurhikma Nurhikma Nurhizrah Gistituati Nuring Wulansari Nurjanah Nurjanah . Nurjanah Nurjanah Nurjanah Nurjanah Nurjanah Nurjanah Nurjanah Nurjanah Nurjanah Nurjanah Nurjanah Nurjanah Nurjanah Nurjanah Nurkholisoh Ibnu Aman Nurlaila Kusuma Nurlisa Alias Butet Nurmaisah, Nurmaisah Nurmin Arianto Nursamsi Nursamsi Nurstifani, Elsa Nurul Farach Nurul Ismillayli Nurul Rohmawati, Nurul Nurwijayanti Nuryani Rustaman Nuzula Ramadian Oki Saputra Oktaviani, Putri Shela Oman Hadiana Onny Setiani Palupi, Nurheni Sri Pamungkas, Irama Dramawanti Paramastri, Bella Pari, Rizfi Faris Parlika, Rizki Pebri Hardiansyah Pohan Perdana, Adli Waliul Permana, Bayu Pertiwi, Elva Maya Pertiwi, Rizsa Mustika Pipih Suptijah Pitria Andriyani Pitriani, Pitriani - Prabowo, Punto Aji Pramita Sylvia Dewi Pramudi Harsono Praptining Rahayu Praptining Rahayu Prasanti Adriya Prikostanti, Devita Primahana, Gian Pristianto, Hendrik Puji Adelina S Puji Rianti Pulungan, Rafiah Maharani Pungki Cindy Ashari Purna Putra IGN Purnamie Titisari Purwanto Purwanto Purwatiningsih Purwatiningsih Puspaningrum, Eva Y Putri Ade Riswanti Putri Nilam Kencana Putri, Gita Ananda Putri, Risma Aliviani Putri, Shyntia Eka Putro Ferro Ferdinant Putut Indratmoko R Andi Sularso R, Catur Yuliani R. Taufiq Purna Nugraha R. Ukun M.S. Soedjanaatmadja Rachman, Saadah Diana Rachmaniar, Revika Rachmat Saputra Raden Hilman Wirayudha Raden Hilman Wirayudha Raden Mohamad Herdian Bhakti Rafiqi, Iqbal Rahdian Martha Wijaya Rahma Dini Arbajayanti Rahman Haryadi, Rahman Rahmat Rasmawan Rahmat Rizal Rahmatia Garwan Rahmawati, Nailur Rahmawati, Rahmawati Rahmawati, Septiya Rahmi Nuraztia Raih Panji Sampoerna Ramadhan, Irvan Ramadhan, Mukti Ramli, Asyarifullah Raya, Wimelda Regina Lichteria Panjaitan, Regina Lichteria Reki A. Febriani Reni Dwi Setyaningsih Respatiningsih, Catur Y. Respatiningsih, Catur Yuliani Restu Syamsul Hadi Rian Arifan Kahfi Rida W. Fadla Ridho Hakim Ridla Setya Nur Armina RIDWAN AFFANDI Ridwan AM Noor, Ridwan AM Ridwan Thahir Rieska Roskananda Rifma Rifma RIJAN ZAKARIA Riki Kurniawan Rimbawan , Rina Rina Rina Supriatnaningsih Rindu Aria Friska Rini Suwardinni Rio Agung Prabowo Rio Khasananda RISDIANA RISDIANA, RISDIANA Risnawaty Risnawaty Rita Iva Fatmala Riwan Kusmiadi RIZA, YULIA Rizal Darmawan Rizky Dina Anggriani Rizky Rajuliansyah Lubis Rizsa Mustika Pertiwi Rizwan Rizwan Robby Sapta Haryadi Rochmatin, Erin Laeli Rochtri Agung Bawono Rody Putra Sartika Rofika Febriani Rohastono Ajie Rohman, M. Dani Juli Rokhmah, Ummi Nur Rona Malam, Karina Ronal Febria Hindra Roni Nugraha Rosalina, Linda Rostarina, Rina Roswani Siregar Rozi Prima Yenni Ruby Anshari Ginting Ruddy Suwandi Rudy Sutrisna Rudy Sutrisna Rusdinal Rusdinal Rusdiyanto, Edi Rustaman Rustaman Ryan Pratama S Hotmarida S Nurul Janah S. Suripin Sa'diyah, Muhimmatus Saddam Saddam Saeful Bahri Saeful Hidayat safrina dyah hardiningtyas Sagita, Sagita Sahrul Hidayat Saihul Anwar Saiyidi Hasbullah Sakinah, Aula Saksono, Nelson Saksono Salam, Karta Negara Salamun Salamun Salham, Munir salman al farizi Salmiah Salmiah Salmiah Salmiah Salmiah Salmiah Samsul Bahri Sandria Sandi Sanjaya, Rochmad K Santa Agnes H Manik Santhy Wisuda Sidauruk Santi Ariyanti Santoso, Dewi Irawati Soeria Santy Awalliyah, Santy Sapari, Sapari Sapto Jumono Saputra, Dede Saputra, Dede Saputri, Mala Saraswati Saraswati Sari, Agnes Mai Sari, Shinta Sari, Shinta Sari, Silvia Saryono, M.Or. S.Pd. Jas. Satia Negara Lubis Selma Afifa Selvanda Moreine Bunga SELVI MARTALINDA Selviana Nosela Septiowati, Rini Setyo Widodo Shabrina Aulia Sharah Novita Sari Shavrillia Angesti Shindy Hamidah Manteu Shohehudin, Shohehudin Silaban, Rosella siluh putu sri dia utari Silvia Riskha Fabriar Simorangkir, Yudhi Van Stepan Sindang Arief Salamun Sinulingga, Fahri Sio Tuti Gultom Sisy Maharani Siti Asmaniyah Mardiyani Siti Khadijah Siti Nuraeni Muhtar Siti Nurjanah SITI NURUL HIDAYATI Siti Zahara Sitti Nurul Aini Sitti Wajizah Slamet Widodo Sofyatuddin Karina Sopiah, Cucu Sopiah Sovia Wulandari Sri Anna Marliyati Sri Budiarti Poerwanto Sri Irtawaty, Andi Sri Martini Sri Pujianto, Sri Sri Purwaningsih Sri Redjeki Sri Retnaning Sampurnaningsih Sri Widiastutik Stephani Bija Suciati Sudarisman Sudardiyono Sudardiyono Sudirman Sudirman Sudirman Sudirman Sudiro Pambudi Sufyarma Marsidin Sugeng Heri Suseno Sugeng Widada Sugganya Ravi Suhaedi Suhaedi Suhaima, Nurafi Razna Suhardiman, Awal Suharni Rahayu Sukarini P Sukarmin Sukarmin Sukati . Sulandjari Sulandjari, Sulandjari Sulastri Sulastri Sulistyo Sulistyo Sunit Hendrana Suparmo . Suprihatin Suprihatin Supriyono Supriyono Suratno Margo Sulistyo Suratno Margo Sulistyo, Suratno Surtimanah, Tuti Susi Desminarti Sutardi Sutardi Sutaryo Sutaryo Sutio Sutio Sutopo . Suwahyo - Suwardana, Novika Suyanta, I Wayan Suyono Suyono Suzanalisa Suzanalisa, Suzanalisa Swastikawati, Ayu Setiti Syachman Perdymer Syahril Syahril Syahruddin, Syahruddin Syarif Rokhmat Hidayat Syarif Rokhmat Hidayat Syarif Rokhmat Hidayat, Syarif Rokhmat Syefri Rusyadi Tambunan, Tambunan Taslima Taslima Taufan Ichza Baharuddin - Taufik Hidayat Taufik Hidayat Taufik Rahman Taufiqurrahman Taufiqurrahman Taun, Taun Teguh Dwi Prasetyo Teguh Yuwono Teti Teti Thomoson Sebayang Thomson Sebayang Tio Heriyana Titin Marfuaturohmah Togar Saragi, Togar Toni Hidayat Tri Adiputra, I Gusti Ngurah Tri Lestari Tri Lestari Tukmaida Simatupang Tumeal Duri Ucu Cahyana Uju Uju Uju Uju Umi Faridah Untung Trimo Laksono Utama, Bobby Indra Utari Setiya Uzainah Aremhas Vera Juwita Vindo Feladi, Vindo Vivi Novalia Sitinjak W.M Herry Susilowati Wa Ode Sitti Hafsah, Wa Ode Sitti Wahyu Kristian Sugandi Wahyu Nugroho, Handang Wahyu Ramadhan Wahyudi Wahyudi Waladis S, Kamalia Wardana, Aditia Eska Wasmen Manalu Wawan Setiawan Wayan Sastria Jaya Widhorini, Widhorini Widya Sari Widya Sari Widya Yati Wijaya, Rangga Agus Wila Rumina Nento Wildati Zahri Win Trilaksani Wina Sri Hartati Br. Gultom Windi Widayat Wini - Trilaksani Wirayudha, Raden Hilman Wirma, Rizky Weindra Wisnu Broto Witri Octary Nanda Witro, Doli Wiwik Handayani Wiwik Indrawati, Wiwik Wiwik Mardiana Sinaga Wiwik Sundari Wiwin Wiwin Wiwin Wiwin, Wiwin Wiza Nasari Wowo S. Kuswana, Wowo S. Wulansari Yani Fk Yanik Purwanti Yanita, Merita Yasir Yasir Yasmine Toshka Munawar Makyanie Yayi Suryo Prabandari Yeni A. Mulyani Yenni Yenni Yenny Okvita Sari Yerizon Yerizon Yes Matheos Lasarus Malaikosa Yesy Palma Yosa, Efrimai Yuannita, Indri Ilma Yudanto Yudanto Yudi Darma Yudita Friseilli Ayu Yulia Arfanti Yulia Dian Nafisah Yulia Oktavia Yuliana Yuliana Yuliani, Catur Yuliani, Catur Yuliardi, Ricki Yulyana, Ade Yundari, Yundari Yunia Vanesa Yuniarti, Tatty YUPELMI, MIMI Yusak Maryunianta Yusak Maryunianta Yusi Deawati Yusro Nuri Fawzya Yusuf Widodo YUSUF WIDODO Yusup Hidayat Yusya Abubakar Z, Yulia Rahmawati Zam Zam Nuruzzaman Zulkifli Makkawaru