Articles
Performance of the CSR Program in the Small Medium Enterprise (SMEs) Financial Capacity Building
Purwanto Purwanto
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 4, No 4 (2020): IJEBAR, VOL. 4, ISSUE 04, DECEMBER 2020
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)
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DOI: 10.29040/ijebar.v4i4.1443
The Corporate Social Responsibility (CSR) program in developing the capacity of SMEs is not only related to training and credit assistance in the short term, but needs to be directed towards self-regulated of access to finance for SMEs, through collaboration with both financial and non-financial institutions. This study aims to analyze the performance of the CSR program in developing the financial capacity of SMEs, which is the relationship between financial literacy development, collaboration capacity and financial performance of SMEs. The research was conducted on 142 SMEs of CSR Program Partners of one of the state-owned enterprises in Indonesia. The research was conducted using qualitative data obtained through interviews with the owner-manager of UKM. Data analysis was performed using Structural Equation Modeling (SEM). The results of the study generally found that the development of SME financial literacy has an effect on the financial performance of SMEs either directly or through mediation of collaborative capacity. The indirect effect of developing SME financial literacy on SME financial performance through collaboration capacity is greater than the direct effect on business growth. The results of this study imply that the role of the government, private sector or donor agencies in empowering SMEs such as the SME financial capacity building program needs to be directed at developing literacy and collaboration skills, especially in the era of knowledge. Keywords: CSR program, financial literacy, financial access capacity, SME growth
AGENCY COST OF CREDIT ON MICROFINANCE INSTITUTIONS OF COOPERATIVE AND RURAL BANK TYPE
Purwanto Purwanto
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 4, No 03 (2020): IJEBAR, VOL. 04 ISSUE 03, SEPTEMBER 2020
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)
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DOI: 10.29040/ijebar.v4i03.1252
Historically, most microfinance providers are in the form of cooperatives, while some policies studies recommend shareholders ownership because it can reduce the risk of capital costs and charges opportunism manager. This study aims to analyze the factors in the cost of ownership that distinguishes MFI with the type of cooperative ownership and village banks. The study was conducted by using secondary data from the MIX (Microfinance Information Exchange) market year 2007-2013. The factors Influencing the determinants of MFI ownership costs were Analyzed using multiple logistic regression analysis technique. The study found that the MFI of cooperative has advantages in operational efficiency and credit risk while village banks have advantages in the cost of customer service, cost of debt, cost of capital, social performance and financial performance.
ANALISIS PERAMALAN PERMINTAAN PADA GEPREK BENSU MENGGUNAKAN METODE TIME SERIES
Ellin Asynari;
Dede Wahyudi;
Qurrotul Aeni
JURTEKSI (Jurnal Teknologi dan Sistem Informasi) Vol 6, No 3 (2020): August 2020
Publisher : STMIK Royal
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DOI: 10.33330/jurteksi.v%vi%i.424
Abstract: Demand forecasting for ayam geprek at Geprek Bensu is needed to make chicken inventory decisions to reduce inventory that often out of stock. This study uses time series single moving average (SMA) and single exponential smoothing (SES) method to make geprek chicken requests in Geprek Bensu. This study sampled sales reports in October 2018 - September 2019. Results obtained from recognition using Mean absolute deviation (MAD = 3,116), Absolute Percentage Error indicate (MAPE = 9%), and mean squared error (MSE = 2,762) shows that Single Moving Average produces more accurate results compared to the Single exponential smoothing method. Keywords: Demand Forecasting; Single moving average; Single exponential smoothing; Time Series. Abstrak: Peramalan permintaan ayam geprek pada Geprek Bensu sangat dibutuhkan untuk pengambilan keputusan penyediaan stok ayam dan mengurangi out of stock yang sering terjadi. Penelitian menggunakan metode seri waktu Single moving average (SMA) dan Single exponential smoothing (SES) untuk membuat peramalan permintaan ayam geprek di Geprek Bensu. Penelitian ini mengambil sample laporan penjualan pada bulan Oktober 2018 – September 2019. Hasil yang di dapatkan dari perbandingan akurasi menggunakan Mean absolute deviation (MAD = 3,116), Absolute Percentage Error indicate (MAPE = 9%), dan mean squared error (MSE = 2,762) menunjukkan bahwa Single Moving Average memiliki hasil yang lebih akurat jika dibandingkan dengan metode Single exponential smoothing. Kata kunci: Peramalan permintaan; Pemulusan eksponensial; Rata-rata bergerak; Seri waktu.
Evaluasi Kerusakan Tanah Karena Produksi Biomassa di Desa Tijayan, Kecamatan Manisrenggo, Kabupaten Klaten, Jawa Tengah, Indonesia
Ariel Sukma Mahendra Darmanto;
Andree Wijaya Setiawan
Agro Bali : Agricultural Journal Vol 4, No 2 (2021)
Publisher : Universitas Panji Sakti
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DOI: 10.37637/ab.v4i2.725
Desa Tijayan merupakan salah satu desa di Kabupaten Klaten dengan tingkat penggunaan lahan untuk produksi biomassa yang tinggi. Penggunaan tanah secara terus menerus dapat mengakibatkan kerusakan tanah. Penelitian ini bertujuan untuk mengetahui status, parameter pembatas, dan cara perbaikan kerusakan tanah. Penelitian dilakukan menggunakan metode desk study, wawancara, dan analisis laboratorium. Parameter kerusakan tanah berpedoman pada PP No 150 tahun 2000. Berdasarkan analisis data sekunder peta tematik diketahui Desa Tijayan berpotensi memiliki kerusakan tanah ringan (R II). Penetapan status kerusakan tanah menggunakan metode skoring frekuensi relatif setiap parameter terhadap seluruh titik sampel. Berdasarkan hasil analisa laboratorium diketahui Desa Tijayan memiliki tingkat kerusakan tanah rendah (R I) dengan luasan 99,56 Ha. Terdapat empat parameter pembatas kerusakan tanah yaitu; redoks, permeabilitas, bobot isi, dan tekstur. Perbaikan kerusakan tanah dapat dilakukan dengan pemberian bahan organik pada musim kemarau, Bioclogging dan biocementation yang memanfaatkan limbah cair tahu sebagai media pertumbuhan Agrobacterium tumefaciens atau menambahkan bahan volkanorf S532.
Pengaruh Motivasi Belanja Hedonis, Gaya Hidup Berbelanja dan Promosi Penjualan terhadap Pembelian Impulsif pada Konsumen Shopee ID
Muhammad Afif;
Purwanto Purwanto
JAMIN : Jurnal Aplikasi Manajemen dan Inovasi Bisnis Vol 2, No 2 (2020): Februari
Publisher : STIE Kertanegara Malang
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DOI: 10.47201/jamin.v2i2.51
This research was conducted on Shopee ID consumers (Studies in STIE Kertanegara Malang Students). The purpose of this research is to find out the influence of hedonic shopping motivation, shopping lifestyle and sales promotions on impulsive purchases on Shopee ID consumers. The method used is quantitative by collecting, presenting and analyzing data from Shoopee ID consumers using a questionnaire to respondents. Data analysis technique in this research is multiple linear regression to determine the effect simultaneously, partially and dominantly. Based on the results of the study, the influence of hedonic shopping motivation, shopping lifestyles and sales promotions on impulsive purchases on Shopee ID consumers was simultaneously significant (0.00). The influence of hedonic shopping motivation, shopping lifestyle and sales promotion on impulsive purchases on Shopee ID consumers is partially significant X1 (0.00), X2 (0.03) and X3 (0.03). Hedonic shopping motivation are influenced by indicators such as : adventure, social, idea. value and status.
PENGENDALIAN BANJIR SUNGAI LOA BUAH
Purwanto Purwanto
Jurnal Kacapuri : Jurnal keilmuan Teknik Sipil Vol 4, No 2 (2021): JURNAL KACAPURI : JURNAL KEILMUAN TEKNIK SIPIL (Edisi Desember 2021)
Publisher : Universitas Islam Kalimantan Muhammad Arsyad Al-Banjari Banjarmasin
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DOI: 10.31602/jk.v4i2.6442
Masalah banjir adalah masalah yang sangat terkait dengan lingkungan hidup, yang dipengaruhi oleh keadaan dan peristiwa alam yang bersifat dinamis, serta akibat adanya berbagai kegiatan manusia di daerah aliran sungai (DAS) baik di hulu, tengah, dan hilir yang juga dinamis. Oleh sebab itu kunci keberhasilan upaya mengatasi masalah banjir ditentukan oleh tingkat keharmonisan antara berbagai kegiatan manusia dengan alam lingkungannya. Penyelamatan DAS tidak hanya dari sisi fisik infrastruktur, tetapi juga diiringi pendekatan sosial ekologi seperti pemindahan warga di sempadan sungai dan rehabilitasi lahan. Untuk itu masyarakat perlu ditingkatkan kesadarannya, kepeduliannya, serta kecintaannya terhadap alam dan lingkungan hidup
PENGARUH DIVIDEN PAYOUT RATIO DAN RETURN ON EQUITY TERHADAP NILAI PERUSAHAAN (pada Perusahaan manufaktur yang Terdaftar di Bursa Efek Indonesia)
Purwanto Purwanto
FIPA : Forum Ilmiah Pendidikan Akuntansi Vol 3, No 2 (2015): FIPA 6
Publisher : FIPA : Forum Ilmiah Pendidikan Akuntansi
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Penelitian ini bertujuan untuk mengetahui pengaruh Deviden Payout Ratio dan Return On Equity terhadap Nilai Perusahaan Studipada Perusahaan Manufaktur yang Terdaftar di Bursa Efek Indonesia baik secara parsial maupun simultan. Jenis penelitian ini adalah penelitian kuantitatif. Populasi dalam penelitian ini adalah seluruh perusahaan Manufaktur yang terdaftar di Bursa Efek Indonesia selama periode tahun 2010, 2011 dan 2012 yaitu sebanyak 136 perusahaan. Teknik pengambilan sampel dalam penelitian ini menggunakan teknik purposive sampling, sehingga diperoleh sampel dalam penelitian ini sebanyak 30 perusahaan. Metode analisis data dalam penelitian ini menggunakan analisis regresi linier berganda. Hasil penelitian ini menunjukkan bahwa secara simultan Deviden Payout Ratio dan Return On Equity berpengaruh terhadap Nilai Perusahaan pada Perusahaan Manufaktur yang Terdaftar di Bursa Efek Indonesia, hal ini dikarenakan kedua variabel tersebut memiliki peranan yang penting untuk keberlangsungan perusahaan dan memiliki kepentingan terhadap tujuan perusahaan yaitu meningkatkan nilai perusahaan. Hasil penelitian ini juga menunjukkan bahwa Deviden Payout Ratio dan Return On Equity secara parsial berpengaruh terhadap Nilai Perusahaan. Hal tersebut dikarenakan semakin tinggi laba yang dihasilkan maka tingkat pengembalian investasi akan meningkat dan Dividen yang diperoleh juga meningkat. Semakin tinggi tingkat pengembalian ekuitas semakin tinggi kepercayaan investor terhadap nilai perusahaan dan prospek masa depan perusahaan. Kata Kunci: Deviden Payout Ratio , Return On Equity, Nilai Perusahaan. A
EFIKASI BIOINSEKTISIDA DAN KOMBINASINYA TERHADAP SERANGAN HAMA ULAT KANTONG Pagodiella spp. PADA BIBIT MANGROVE Rhizophora spp. DI PERSEMAIAN
Abd. Wahid
Agroland: Jurnal Ilmu-ilmu Pertanian Vol 17, No 2 (2010)
Publisher : Universitas Tadulako
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The study of the efficacy of some bioinsecticides and their combinations to control Pagodiella spp. or bagworm attack on mangrove seedling was carried out in the seedling nursery of Malakosa and Sausu Peore Parigi Moutong, Central of Sulawesi, February to April 2008. A Nested design was applied in a Completely Randomize Design, where three levels of spraying intervals and eleven-application methods with three replications were used. The results showed that the application of microbial insecticides of Bacillus thuringiensis individually was effective in depressing Pagodiella spp. bagworm attacks (increasing of damage level 8,98% and 14,38%, respectively) also combination (increasing of damage level 11,36%). The combination applications among microbial insecticides and botanical insecticides were also effective in depressing Pagodiella spp. bagworm attacks. But both of the combination applications had no synergistic effect. Whereas the combination among botanical insecticides of mimba and sirsak were effective in depressing Pagodiella spp. bagworm attacks, which also produced synergistic effect (increasing of damage level 12,98%).
EFEKTIVITAS PENERAPAN MODEL PEMBELAJARAN KOOPERATIF TIPE PICTURE AND PICTURE DAN EXAMPLE NON EXAMPLE TERHADAP HASIL BELAJAR PADA PEMBELAJARAN TEMATIK KELAS IV SDN GUGUS KI HAJAR DEWANTARA
Dian Andriani;
Bambang Suteng Sulasmono;
Eunice Widyanti Setyaningtyas
Jurnal Basicedu Vol 3, No 2 (2019): April Pages 263- 849
Publisher : Universitas Pahlawan Tuanku Tambusai
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DOI: 10.31004/basicedu.v3i2.38
Pembelajaran tematik adalah ilmu yang mempelajari semua mata pelajaran pokok yang dikelompokkan dalamsatu tema pembelajaran. Hasil belajar tematik dilakukan dengan observasi, eksperimen serta penyimpulanagar mengetahui perbedaan nilai yang diperoleh siswa melalui kegiatan pembelajaran dikelas denganmenerapkan model tipe Picture And Picture dan Example Non Example. Model ini adalah modelpembelajaran yang memiliki kesamaan memakai media gambar dalam pengaplikasiannya. Penelitian inibertujuan untuk membuktikan ada atau tidaknya perbedaan pengaruh yang signifikan antara model tipePicture And Picture dan Example Non Example pada nilai hasil belajar tematik. Jenis penelitian ini adalaheksperimen jenis quasi exsperimental dengan desain eksperimen jenis Nonequivalent Control Group Design.Teknik pengumpulan data dilakukan dengan memakai tes (pretest dengan posttest). Populasi penelitian iniadalah Gugus Ki Hajar Dewantara dengan sampelnya siswa kelas IV SDN Sugihan 01 dan SDN Sugihan 04.Hasil penelitian menunjukkan bahwa tidak terdapat perbedaan yang signifikan antara penerapan modelpembelajaran tipe picture and picture dan example non example terhadap hasil belajar tematik kelas IV diSDN Gugus Ki Hajar Dewantara. Hal itu dibuktikan dengan melakukan uji T-test posttest yang menyatakanbahwa nilai sig (2-failed) sebesar 0,297 ≥ 0,05, yang artinya Ho diterima dan Ha ditolak
Regulasi Emosi dan Kelompok Teman Sebaya Pelaku Cyberbullying
Mutia Mawardah;
MG Adiyanti
Jurnal Psikologi Vol 41, No 1 (2014)
Publisher : Faculty of Psychology, Universitas Gadjah Mada
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DOI: 10.22146/jpsi.6958
Technology that is getting more advanced has not only positive but also negative impacts. The number of cyberbullying cases keeps increasing as the use of information technology appliances grows. The subjects of this research were 7th and 8th graders of state junior high school “S”, who were 12-14 years of age and had been using information technologies for at least 2 years. The result of this research showed that peer group conformity and emotional regulation are related to the tendency in them of becoming cyberbulliers as demonstrated by the F value=106.078 and p