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Abdul Wahab

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PINJAMAN ONLINE ILEGAL DAN DAMPAKNYA TERHADAP KEHIDUPAN SOSIAL EKONOMI MASYARAKAT Fatmawati; Heri Iswandi; Lince Bulutoding; Abdul Wahab
Iqtishaduna: Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah Vol 6 No 2 (2025): Januari
Publisher : Jurusan Hukum Ekonomi Syariah Fakultas Syariah dan Hukum Uin Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtishaduna.vi.54830

ABSTRAK Penelitian ini bertujuan untuk menganalisi pinjaman online illegal dan dampaknya terhadap kehidupan sosial dan ekonomi Masyarakat. Penelitian ini merupakan penelitian kualitatif. Data dalam penelitian ini merupakan data sekunder yang diperoleh dengan menelaah beberapa sumber seperti artikel dalam jurnal, buku maupun sumber relevan lainnya. Hasil penelitian menunjukkan bahwa pinjaman online illegal seringkali berakhir pada gagal bayar oleh konsumen. Gagal bayar tersebut sebagai imbas dari tingginya suku bunga yang ada dalam pinjol illegal. Berawal dari gagal bayar inilah kemudian memicu dampak negative pada konsumen. Gagal bayar dalam pinjol illegal berdampak pada kehidupan sosial dan ekonomi Masyarakat. Dampak sosial yang ditimbulkan oleh gagal bayar dalam pinjaman online illegal antara lain adanya gangguan psikologis seperti stress, cemas bahkan sampai pada tingkat depresi. Selanjutnya yaitu tidak harmonisnya hubungan sosial korban, karena pinjaman online illegal seringkali menyebarkan data pribadi korban kepada teman, kerabat ataupun rekan kerja yang akan merusaka reputasinya. Dampak sosial lainnya yaitu terkait stigma sosial, yakni korban sering dipandang negatif oleh Masyarakat karena dianggap tidak mampu mengelola keuangannya. Dampak ekonomi dari pinjaman online illegal antara lain beban keuangan yang semakin berat karena adanya bunga tinggi yang semakin menjerat dari pinjaman yang diperoleh, produktifitas menurun, peningkatan kemiskinan. Kata Kunci: fintech p2p lending, pinjaman online, illegal, ekonomi, kehidupan sosial ABSTRACT This research aims to analyze illegal online loans and their impact on the social and economic life of the community. This research is qualitative research. The data in this research is secondary data obtained by reviewing several sources such as articles in journals, books and other relevant sources. Research results show that illegal online loans often end in consumer failure to pay. This failure to pay is the result of the high interest rates in illegal loans. Starting from failure to pay, this then triggers a negative impact on consumers. Failure to pay in illegal loans has an impact on the social and economic life of the community. The social impacts caused by failure to pay illegal online loans include psychological disorders such as stress, anxiety and even depression. Next is the lack of harmony in the victim's social relations, because illegal online loans often share the victim's personal data with friends, relatives or co-workers which will damage their reputation. Another social impact is related to social stigma, namely that victims are often viewed negatively by society because they are deemed unable to manage their finances. The economic impacts of illegal online loans include increasingly heavy financial burdens due to high interest which increasingly ensnares the loans obtained, decreased productivity, increased poverty. Keywords: fintech p2p lending, online loans, illegal, economy, social life

UPAYA PENGEMBANGAN SEKTOR UMKM DENGAN PEMANFAATAN MODEL LAYANAN FINTECH SYARIAH AMMANA.ID Memi Pratiwi AM; Moh Alifuddin; Lince Bulutoding; Abdul Wahab
Iqtishaduna: Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah Vol 6 No 4 (2025): Juli
Publisher : Jurusan Hukum Ekonomi Syariah Fakultas Syariah dan Hukum Uin Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtishaduna.v6i4.54927

Abstrak Penelitian ini Membahas sejauh mana penerapan financial teknologi yang berupaya memberikan inovasi teknologi keuangan dan berbagai pelayanan yang tuntunya memberikan kemudahan. Pemberian akses kemudahan pada layanan fintech menjadi salah satu alasan utama pelaku UMKM mengembangkan usahanya, terutama dalam aspek pendanaan dan pembiayaan. Penelitian ini bertujuan untuk menganalisis model layanan fintech syariah Ammana.id dalam mendukung pengembangan UMKM di Indonesia. Dalam konteks ini, peran pemerintah, khususnya Otoritas Jasa Keuangan (OJK), sangat penting sebagai regulator jasa keuangan yang beroperasi di Indonesia. Regulasi mengenai fintech diatur dalam Peraturan OJK (PJOK) Nomor 77 Tahun 2016, yang mengatur layanan pinjam-meminjam berbasis teknologi informasi atau yang dikenal sebagai fintech lending.UMKM merupakan salah satu kelompok utama pengguna fintech melalui layanan Peer-to-Peer (P2P) Lending. Model layanan fintech syariah berbasis P2P Lending yang ditawarkan oleh Ammana telah memberikan banyak manfaat bagi pelaku usaha mikro dan kecil. Ammana, sebagai perusahaan fintech syariah, menyediakan pendanaan dan pembiayaan kepada pelaku UMKM melalui kemitraan dengan lembaga syariah. Dengan menerapkan sistem bagi hasil, Ammana berhasil mencatat Tingkat Keberhasilan Bayar (TKB) sebesar 94,81%. Angka ini mencerminkan tingginya tingkat keberhasilan dalam penyelenggaraan layanan pembiayaan berbasis teknologi informasi.Hingga saat ini, Ammana telah menyalurkan pendanaan berbasis syariah kepada 2.285 pelaku usaha mikro dan kecil, didukung oleh 1.445 pemberi dana, dengan total dana tersalurkan sebesar Rp23 miliar melalui model layanan P2P Lending. Kepuasan terhadap kinerja Ammana terbukti dengan peningkatan jumlah pengguna yang signifikan. Kata Kunci: Fintech , fintech syariah, UMKM, Ammana Abstract This research discusses the extent of the application of financial technology that seeks to provide financial technology innovation and various services that demand convenience. Providing easy access to fintech services is one of the main reasons MSME players develop their businesses, especially in the aspects of funding and financing. This study aims to analyze the Ammana.id sharia fintech service model in supporting the development of MSMEs in Indonesia. In this context, the role of the government, especially the Financial Services Authority (OJK), is very important as a regulator of financial services operating in Indonesia. Regulation on fintech is regulated in OJK Regulation (PJOK) No. 77/2016, which regulates information technology-based lending and borrowing services, known as fintech lending. MSMEs are one of the main groups of fintech users through Peer-to-Peer (P2P) Lending services. The P2P Lending-based sharia fintech service model offered by Ammana has provided many benefits for micro and small businesses. Ammana, as a sharia fintech company, provides funding and financing to MSME players through partnerships with sharia institutions. By implementing a profit-sharing system, Ammana managed to record a Pay Success Rate (TKB) of 94.81%. This figure reflects the high level of success in the implementation of information technology-based financing services. Keywords: Digitalization, Environment, Green Waqf, Smart Waqf, Technology.

Peningkatan Keterampilan Berbicara Bahasa Arab Melalui Metode Eklektik pada Peserta Didik Kelas X MA Nahdlatul Ulum 2 Bontoparang Kabupaten Jeneponto Muhammad Rizal Abdurahman; Wahyuddin; Abdul Wahab
JKP: Jurnal Khasanah Pendidikan Vol. 2 No. 3 (2024): JKP: Jurnal Khasanah Pendidikan, Mei 2024
Publisher : ASIAN PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58738/jkp.v2i3.475

Inti dari eksplorasi ini adalah untuk mengetahui bagaimana Strategi Beragam diterapkan pada siswa kelas X di Mama Nahdlatul Ulum 2 Bontoparang dan melihat apakah pemanfaatan Teknik Beragam dapat melatih kemampuan berbicara bahasa Arab kelas. Eksplorasi ini merupakan penelitian kegiatan wali kelas yang diselesaikan pada siklus berikutnya. Subyek eksplorasi ini adalah siswa kelas X di Mama Nahdlatul Ulum 2 Bontoparang. Ada 3 strategi pengumpulan informasi yang digunakan, yaitu persepsi, tes, dan dokumentasi. Peneliti menggunakan Metode Eklektik dalam pembelajaran bahasa Arab melalui serangkaian tahapan, antara lain tahap persiapan, tahap penyampaian, tahap pelatihan, dan tahap penutupan. Eksplorasi ini menunjukkan cara Strategi Campuran dapat bekerja pada Kemampuan Berbicara siswa. Hal ini harus terlihat dari hasil eksperimen. Pada siklus I tingkat ketuntasan siswa mencapai 85% dan pada siklus II meningkat menjadi 98%.

The Role of Islamic Micro Finance in Promoting Sustainable Development Goals (SDGs) in Indonesia Abdul Wahab; Ilma Mahdiya
International Journal of Economics and Management Sciences Vol. 2 No. 2 (2025): May : International Journal of Economics and Management Sciences
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/ijems.v2i2.674

Islamic Micro Finance (IMF) has an important role in supporting the Sustainable Development Goals (SDGs) in Indonesia by providing inclusive financial access based on sharia. This study aims to analyze how the IMF contributes to poverty alleviation (SDG 1), increasing financial inclusion (SDG 9), reducing economic inequality (SDG 10), promoting sustainable economic growth (SDG 8) and improving financial education and awareness (SDG 4). The research method used is a qualitative descriptive approach with literature analysis and case studies from several sharia microfinance institutions in Indonesia. The research results show that the IMF through instruments such as qardhul hasan, mudharabah, musyarakah, and ZISWAF is able to provide financial solutions for poor community groups and micro businesses. In addition, the digitalization of sharia financial services further increases the IMF's reach in supporting financial inclusion. However, there are challenges that still need to be overcome, such as limited capital, low sharia financial literacy, and regulations that are not yet optimal. Therefore, strengthening regulations, sharia financial education and Islamic financial technology innovation are key strategies for optimizing the IMF's role in achieving the SDGs in Indonesia. This study provides an original contribution by highlighting the strategic role of Islamic Micro Finance in achieving SDGs in Indonesia through a sharia-based approach. The added value of this study lies in the integration between Islamic financial instruments and sustainable development goals, as well as the importance of digital innovation and financial education in the local context.

Inovasi Manajemen Kurikulum Sanggar Kutubut Turots Wahab, Abdul; Sujono, Gatot; Zamroni, Afif
Chalim Journal of Teaching and Learning Vol. 1 No. 1 (2021): Teaching and Learning
Publisher : Program S3 Pendidikan Islam Institut Pesantren KH. Abdul Chalim Pacet Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/cjotl.v1i1.80

This article aims to describe and analyze curriculum planning; (2) curriculum organization; (3) curriculum implementation; and (4) curriculum evaluation at SMP Bilingual Terpadu 2 Junwangi Sidoarjo. This article uses a type of qualitative research with a case study approach. The results of this study are: (1) The curriculum planning of Kutubut Turost Studio in Bilingual Terpadu 2 Junior High School is based on the vision, mission, and goals of the school. (2) The organization of the Kutubut Turost Studio curriculum at the Bilingual Terpadu 2 Junior High School is divided into four areas that handle tasks proportionally with the aim of facilitating the implementation of the curriculum. The four fields include the Santrian Division which consists of the student council and the SKT and STE program, the Curriculum Division (7 student obligations) dealing with prayer discipline, language discipline, learning discipline, hygiene discipline, and security discipline, extra-curricular fields including tausiyah and ACEN recitations, PGPQ and reading the Qur'an, Muhadharah, Haulya qoryah, PJ Guest House and other extras and the field of pesantren economics including cooperatives, canteens & restaurants, ALBER and Wartel. (3) Implementation of the curriculum, namely the class level through the division of teaching tasks and the boarding school level through learning activities in the classroom and activities outside the classroom. (4) The evaluation of the curriculum carried out at the Kutubut Turost Studio at the Bilingual Terpadu 2 Junior High School was based on several things, namely: based on needs and suitability, and based on proposals based on semester exam results and observations made by homeroom teachers and tutors. Meanwhile, there are three curriculum evaluations conducted by Sanggar Kutubut Turost at SMP Bilingual Terpadu 2, evaluation in the cognitive field, evaluation in the field of character and personality, and the last evaluation in the field of discipline.

HUBUNGAN MOTIVASI DENGAN HASIL BELAJAR SISWA DI MTS MARHALIM CAMPALAGIAN POLEWALI MANDAR Naharuddin; Mustamin; Abdul Wahab; Ahmad; Muh Azhar
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 10 No. 02 (2025): Volume 10, Nomor 02 Juni 2025 publish
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v10i02.27285

This study examines the correlation between learning motivation and students' academic achievement in the subject of Akidah Akhlak at MTs Marhalim Campalagian, Polewali Mandar. The objectives of the study include: (1) describing the level of students' learning motivation; (2) describing students' academic achievement; and (3) analyzing the relationship between learning motivation and academic achievement. This quantitative study used a correlational design and involved the entire student population (N=51) because the number was less than 100 respondents. Data collection was carried out through documentation and questionnaire methods. Data analysis used the Pearson Product Moment correlation test. The results showed that the majority of students (70.59%) had learning motivation in the moderate category, with 36 students scoring between 92-110. Similarly, 70.59% of students showed academic achievement in the moderate category. The correlation analysis produced a significance value of 0.00 (p <0.05) and a correlation coefficient of 0.764. These findings indicate a strong positive correlation between learning motivation and students' academic achievement at MTs Marhalim Campalagian. Higher levels of motivation are positively correlated with better academic achievement. This finding underlines the important role of motivation as a determinant factor of students' learning success in the subject of Akidah Akhlak. Schools need to pay attention to and strive to improve students' learning motivation through various pedagogical strategies, such as creating a conducive learning environment, implementing innovative and engaging learning methods, and providing a fair and motivating reward system. Further research is recommended to identify other factors that influence students' academic achievement, as well as explore more effective intervention strategies to improve students' motivation and learning achievement, taking into account the local cultural context for the optimization of sustainable learning strategies.

PENGARUH BUDAYA SEKOLAH DAN EKSTRAKURIKULER TERHADAP KARAKTER PESERTA DIDIK SMAN 7 MAKASSAR Azhar, Fauzan Azima; Bunyamin, Andi; Syahrul, Muhammad; Syahid, Akhmad; Wahab, Abdul
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 10 No. 02 (2025): Volume 10, Nomor 02 Juni 2025 publish
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v10i02.27601

This study aims to examine the influence of school culture and extracurricular activities on the character formation of class X students at SMA Negeri 7 Makassar. The research method used is a quantitative correlational approach to measure the relationship between school culture and extracurricular variables (X) with student character (Y). The study population consisted of 355 class X students, with a sample of 78 students selected using the technique purposive sampling. Data collection was carried out through questionnaires and documentation. Data analysis included instrument validity and reliability tests, as well as analysis prerequisite tests (normality, linearity, multicollinearity, and heteroscedasticity tests) before hypothesis testing was carried out. The results showed that the level of school culture, extracurricular activities, and student character were in the moderate category. Inferential analysis using the t-test and F-test showed a significant influence between school culture and extracurricular activities on student character. The t-test shows the calculated t value for the school culture variable (X1) of 4.259 (p <0.05) and for the extracurricular variable (X2) of 2.191 (p <0.05), exceeding the t-table value of 1.992. The F-test shows the calculated F value of 25.941 (p <0.05), which is greater than the F-table value of 3.119, indicating a significant influence of both variables simultaneously. Based on the results of the analysis, the alternative hypothesis (Ha) is accepted and the null hypothesis (Ho) is rejected. This study concludes that there is a significant influence between school culture and extracurricular activities on the formation of character of class X students at SMA Negeri 7 Makassar.

Strategi Guru dalam Mengatasi Kesulitan Belajar Peserta Didik pada Mata Pelajaran Pendidikan Agama Islam Kelas VIII Sipakabaji di SMP Negeri No. 18 Kecamatan Lau Kabupaten Maros Abu Bakar, Amalia Ramahdani; Abu Baedah, Said Syarifuddin; Wahab, Abdul; Mustamin, Mustamin; Juhri, Juhri
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 10 No. 02 (2025): Volume 10, Nomor 02 Juni 2025 publish
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v10i02.28353

This qualitative study investigated the strategies implemented by Islamic Religious Education teachers in overcoming learning difficulties of class VIII Sipakabaji students at SMP Negeri 18 Lau Maros, Maros Regency. The results of the study showed several factors causing students' learning difficulties, including lack of interest and motivation to learn, low concentration in class, lack of discipline in learning, and lack of parental support for children's learning achievements. This condition is not experienced by all students equally, but it is a challenge for teachers in creating effective learning. Cultivating students' interest in reading is also an obstacle, considering the strong influence of social media among teenagers. The strategies implemented by teachers to overcome students' learning difficulties include individual approaches, providing motivation, and tutoring. Teachers try to give special attention to each student according to their individual needs and learning difficulties. Motivation is given consistently to increase students' enthusiasm for learning and self-confidence. Tutoring is carried out both inside and outside class hours to help students understand difficult subject matter. In addition, teachers also emphasize mastery of learning materials in accordance with the syllabus and Learning Implementation Plan (RPP). The delivery of material is carried out systematically and interestingly so that students can more easily understand and remember the material. Teachers also try to create a conducive and enjoyable learning atmosphere to increase student participation and enthusiasm in participating in learning.

Keefektifan beberapa teknik pengendalian untuk menekan intensitas penyakit busuk buah (Phytophthora palmivora) di lapang Several technique to control the intensity of cocoa pod rot disease (Pytophthora palmivora) in the field Abdul WAHAB; Muhammad TAUFIK; La Ode Santiaji BANDE; Irma KRESNAWATY
Menara Perkebunan Vol. 83 No. 2: 83 (2), 2015
Publisher : INDONESIAN OIL PALM RESEARCH INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22302/iribb.jur.mp.v83i2.3

AbstractVarious factors causing the decreasing in the cocoa production, and one of them is the infection of cocoa pod disease (CPD) caused by the pathogen of Phytophthora palmivora. Plastic covered and coating with biokaolin can be used as techniques for the prevention of the diseases. The aim of the research was to evaluate several techniques to control cocoa pod disease in order to reduce disease incidence, disease severity and yield loss of 100 seeds cocoa. This research was conducted in the village of Tokai, District of Poli-Polia, East Kolaka Southeast Sulawesi, from April to August 2013. The research was conducted according completely Randomized Block Design (RBD) with five treatments and four groups in order to obtain 20 experimental units. Each experimental unit consisted of 20 trees which each has five fruits so in total each unit consist of 100 fruit samples. The treatments tested were as follows; control (M0), biokaolin application every two weeks (M1), biokaolin application every four weeks (M2), plastic covered (M3), and mankozeb fungicide application every two weeks (M4). Variables observed in this study were the incidence of disease, severity of disease and yield loss was calculated by weighing the dry weight of 100 seeds. The results showed that the application of biokaolin every two weeks was more effective to reduce disease incidence (26.12%) and disease severity (11.04%) while the average weight of the highest dry bean yield loss was on category of severe infection that is 74.96% with the lowest dry weight is 26.6 g in 100 seeds. Abstrak Berbagai faktor menjadi penyebab turunnya produksi buah kakao, salah satunya adanya infeksi penyakit busuk buah kakao (BBK) yang disebabkan oleh pathogen Phytophthora palmivora. Teknik yang dapat dikembangkan untuk penanggulangan penyakit antara lain teknik penyelubungan dan pelapisan dengan biokaolin. Penelitian ini ber-tujuan untuk mengevaluasi berbagai teknik pengendalian penyakit busuk buah kakao yang efektif menekan kejadian penyakit, keparahan penyakit dan besarnya kehilangan hasil berat 100 biji kering. Penelitian dilaksanakan di Desa Tokai, Kecamatan Poli-Polia, Kabupaten Kolaka Timur, Sulawesi Tenggara pada bulan April sampai Agustus 2013. Metode yang digunakan berdasar-kan Rancangan Acak Kelompok (RAK) dengan lima perlakuan dalam empat kelompok sehingga diperoleh 20 unit percobaan. Setiap unit percobaan terdiri dari 20 pohon, dalam satu pohon terdiri dari lima sampel sehingga dalam 1 unit terdiri dari 100 sampel. Perlakuan yang dicobakan adalah sebagai berikut; tanpa penyemprotan/penyelubungan (kontrol) (M0), penyemprotan dengan biokaolin setiap dua minggu (M1), penyemprotan dengan biokaolin setiap empat minggu (M2), penyelubung-an dengan kantong plastik (M3), penyemprotan dengan fungisida mankozeb setiap dua minggu (M4). Parameter yang diamati adalah kejadian penyakit, keparahan penyakit dan besarnya kehilangan hasil dihitung dengan menimbang berat 100 biji kering. Hasil penelitian menunjukkan bahwa teknik pengendalian penyakit busuk buah dengan aplikasi biokaolin setiap dua minggu rata-rata lebih efektif dalam menekan kejadian penyakit yaitu (26,12%) dan keparahan penyakit (11,04%), sedangkan rata-rata besarnya kehilanganhasil berat biji kering tertinggi terlihat pada kategori infeksi berat yaitu 74,96% dengan berat kering terendah yaitu 26,6 g dalam100 biji.

Agensia hayati dan Arachis pintoi memacu pertumbuhan tanaman lada (Piper nigrum) dan mengurangi kejadian penyakit kuning Biocontrol agents and Arachis pintoi promote the growth of black pepper (Piper nigrum) and reduce the incidence of yellow disease Muhammad TAUFIK; Andi KHAERUNI; Abdul WAHAB; . AMIRUDDIN
Menara Perkebunan Vol. 79 No. 2: 79 (2), 2011
Publisher : INDONESIAN OIL PALM RESEARCH INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22302/iribb.jur.mp.v79i2.58

AbstractYellow disease is a complex disease caused byFusarium sp., Phytophthora sp., and nematodes. Infectedplants were quickly killed and were difficult for replanting,causing significant losses for the growers. Various controlmethods were examined including the use of bioconrolagents and cover crop Arachis pintoi. The researchobjective was to determine the ability of biocontrol agentsand A. pintoi to improve pepper growth and reduce yellowdisease incidence on pepper plants in the field. Researchresults showed that the treatment of biocontrol andA. pintoi promoted vegetative growth of pepper plants, andincreased pepper height for up to more five times, andreduced yellow disease incidence to 30%AbstrakPenyakit kuning merupakan penyakit kompleks yangdisebabkan oleh Fusarium sp., Phytophthora sp. dannematoda parasit. Tanaman sakit mengalami kematianyang cepat dan kebun yang telah terinfeksi sulit untukditanami kembali, sehingga mengakibatkan kerugian yangnyata terhadap petani. Berbagai cara pengendalian telahdiuji termasuk penggunaan agens hayati Plant GrowthPromoting Rhizobacteria (PGPR), Trichoderma sp. dantanaman Arachis pintoi. Tujuan penelitian adalahmengetahui kemampuan agensia hayati dan Arachis pintoidalam meningkatkan pertumbuhan dan mengurangikejadian penyakit kuning pada tanaman lada di lapang.Hasil penelitian menunjukkan bahwa perlakuan agenshayati dan A. pintoi meningkatkan tinggi dan jumlah dauntanaman lada lebih dari lima kali serta mempercepatmunculnya sulur dibandingkan dengan kontrol danfungisida. Aplikasi Trichoderma sp. yang dikombinasidengan A. pintoi menekan kejadian penyakit kuning hampir30%.

Co-Authors . Amiruddin A, Salasiah A. Ahmad, Muhammad Afandi A. Natsir, Andi Fadhillah Abd Rahman Abd Rahman Abdillah Abdul Qahar Zainal Abdullah, Muhammad Wahyuddin Abdullah, Nurrahmat Abdullah, Ratna Abdurahim, Alit Abu Baedah, Said Syarifuddin Abu Bakar, Amalia Ramahdani Aditya Candra Aditya Chandra, Aditya Aditya Nugroho Ageska Nugroho Agriani, Futri Agus Kurniawan Agus Kurniawan Agus Tamami Agustian, Fadhlan Hatta Agustin Agustin Agustina, Depika Ahadiah Agustina Ahmad Ahmad Ahmad Ahmad Farhan, Ahmad Ahmad Fauzan Ahmad Firdaus Ahmad Firdaus, Ahmad Ahmad Razaq Ahmad Saefudin Ahmad Subhan Roza, Ahmad Subhan Ahmad Syukron Sidik Aidil Sudarmono, Muh Aisyah Aisyah Akhmad Aspiannor Akhmad Hulaify Akhmad Hulaify Akhmad Khisni, Akhmad Akhmad Syahid Akil, Muh Akip, Baso Al Hadi, M Qoshid Al Hadi, M. Qoshid Al Idrus, Thalhah Al Ikhlas, Al Ikhlas Alfarisi, Usman Alfian Alfian Ali Harris, Ali Ali Wardani, Ali Ali, Ilzamna Kamila Ali, Rahmat Alwan Muhajid Hasibuan Alwan, Didik Amani, Fikri Amin, Asbi Amir, Ahmadul Haady Ihsan Amirah Ellyza Wahdi Amirullah Ananda, Iva Ashari Andari, Soetji Andi Annisa Andi Baso Muammar Andi Bulqiah Nur Bunyamin Andi Bunyamin Andi Khaeruni Andi Rezkiani A.R Andi Tenri Ampa Andi Tonra Lipu Andika Akbar Andri Sutrisno Andriyas Kurniawan, Wahyu Andriyo Budi Hartono Aneu Yulianeu Anggraini, Fadhila Angriani Putri, Aisyah Aniek Indrawati Anjeli, Anjeli Annisa Abbas, Rahmi Annisa Ashlihatul Akbar Ansar Anwar, Desy Rahmawati Anwar, Muhammad Yunus Arashy, Adil Cahya Arfah, Aryati ARIF SUSILO Arifin, Mohammad Aripin, Nurhalisa Aripradono, Heru Wijayanto Arsyad, Kamaruddin Arsyad, Sulaiman Arsyadi, Baso Arta Farmawati Asep Kusnandar Ashari Ashari Asma, Syifa Nurul Asmini Budiani Asnawi Asnawi Asrandi T, Andi Muhammad Asrandi, Muh Assaad, Andi Baso Muammar Aswita, Aswita Atika, Atika Rizki Atika, Ratih Ayu Atroba Mubarok, Uruban Aufa Luthfiyati Aqilah Auliani Dewi, Nazmah Auliya Rahman Awal Parubak Ayu Oktoviasari, Vera Ayu Parmitasari, Rika Dwi Azhar , Muh Azhar, Fauzan Azima Azhar, Muh Azhar, Muh. Azhari, Muhammad Vicki Azizi, Muhammad Baharuddin Baharuddin Bambang Edi Susyanto, Bambang Edi Bambang Sampurno Bambang Sampurno, Bambang Banani, Naoval Basir B Baso Akib Basri Bado, Basri Basri, Muh. Arfah Bastian, Farid Bawono, Yoseph Hari Bayu Satria Wiratama Bernadette Josephine Istiti Kandarina Bin Muhtar, Dzulkifli Bin Sapa, Nasrullah Bora, Leni J Budi, Iman Setya Buldani, Muhammad Nahidh Bunyamin, Andi Burhanuddin, Muh Azhar Burhanuddin, Muh. Azhar Busman Busman, Busman Cakranegara , Pandu Adi Chandra, Hiunarto Citra Indriani Citra Lestari Clara Valentia Josephine Claudia Debora Dahham Sabbar, Sabbar Dahlan Abdullah Dahnilsyah, Dahnilsyah Damis, Sariana Darmawati A Daulian, Fika Dedi Mardianto Dena Juang, Femi Dhian Herdhiansyah Diah Ayu Ningtias Diah Larasati, Diah Diah Utari Dian Berkah Dian Mulyasari Dian Rahmawati Diha, Hamjah Diva, Nisrina Nazhifah Djalamang, Zulfikar Jakaputera Djaohar, Mochammad Djaswadi Dasuki Djauhar Ismail Djauhar Ismail Donny Dwy Judianto Leihitu MT. Dwi Nur Halizah Dzata Bahjah Eka Febrianti Eka Lolita Eliyanti Pakpahan Elfa Wirdani Fitri Elsa Sinaga Emy Huriyati Ervina, Eva Erziaty, Rozzana eva sibagariang Evawarta I Pagisi Fadikal, Muh Fadli, Muhammad Nur Fahdilla, Noviyanti Fajriyanthi, Nurul Aulia Faluti, Hapifuddin Alman Farid, Arshad Farida Wahyuni Farikh Marzuqi Ammar Fariz Primadi Fathahillah Fathahillah Fathurrahman, Rezki Amalia Fatmawati Fatmawati Fattah, Farniwati Fauziah Fauziah Fikri M., M Ilham Fitra Analia FITRIA NINGSIH Fitriana, Yunisia Fitriati, Resti Fuadi Fuadi Furqan Furqan, Furqan Gaghauna, Vanessa Gloria Gatot Sujono, Gatot Gaurifa, Debi F Putra Ghany, Mochamad Abdul Gultom, Dameria Gumelar, Gilang Guntur R, Ega Gymnastiar, Habil H. Kara, Muslimin Hadi, M. Qoshid Al Hafidz Hanafiah Hafiz, Abdul Hafizhul I., Muhammad Hajar Dewantoro, Mohammad Hakim, Ahmad Hamid Habbe, Abdul Hamjah Diha Hardiawan, Ridwan Hardiyanti, Ajeng Harisaputra, Rosalia Kurniawati Harjianto Hartono, Natalia Rumanti Harun, Hernianti Haryono, Wasis Hasbullah Hasibuddin Hasibuddin, Hasibuddin Hasibuddin, M Hasriani Hasriani, Hasriani Hasrul, Muh. Heikal, Dr. Jerry Helmy Syamsuri, Helmy Hendriani, Ria Heri Iswandi Herman Hesti Ratnasari, Hesti Hidayah, Maratul Hidayat Hidayat Hidayat Putra P, Muhammad Taufiq Himawan, Erik Hisbullah Hisbullah Holan Dianju Melva Meinaria Sitanggang Huda, Besse Nurul Husnul Khatimah Huzaemah Huzaemah, Huzaemah Ibrahim Ibrahim Ali Idayanti Nursyamsi Idham Hanafi, Moch Idham Idham Idris Parakkasi Ihsan, Mahlil Ihwan Wahid Minu ILHAM Ilham, Dian Ilma Mahdiya Imaduddin, Imaduddin Imam Mabrur Imam Zainuri Iman Setya Budi Imron Heriyanto Inah, Inah Inayah, Al Islamiyah Indriani , Indriani Indriani Indriani Irawati Irawati Irfan Saepul Milah, Asep Irma KRESNAWATY Irman, Dilla Irviana, Risna Ishak, Ahmad Isjoni, Muhammad Yogi Ryantama Iskandar, Dina Nur Isnaeni S Isrohmawati, Isrohmawati Jahrir, Andi Sahtiani Jaka Ghianovan Jamaluddin Jasriani, Jasriani Jayawarsa, A.A. Ketut Jeffriansyah Dwi Sahputra Amory Jemmy, Jemmy Jesi Alexander Alim Johni S. Pasaribu Joleha, Joleha Juhri, Juhri Julian Andini Juliasti, Evin JUNAEDI Junaedi Junaedi K, Amiruddin Kamal, Kamal Kamaruddin Karmila, Yusri KARTINI Karyawan Putraidi Khaidar, Muhammad Khaidir Rahman Khoirul Muslimin Kinandy, Wafiq J. Komarudin Shaleh Kouach Yassine Krisnanto, Budhi Kunta, Tamrin Kurnia Kurnia , Kurnia KURNIA KURNIA, KURNIA Kurniawan, Cahyadi Kusmiati, Elly La Ode Santiaji Bande Lalu Abdul Khalik Lawalata, Izaac L D lilis nurhayati Lina - Mariana, Lina - Lince Bulutoding Lisma Evareny, Mohammad Hakimi, Retna Siwi Padmawati Lubis, Renny Ludi Wishnu Wardana Lutfan Lazuardi Lutfi, Mukhtar Lutfiah ur Huda Watri M Hasibuddin M Qoshid Al Hadi M Yunus Anwar M. Akil M. Gede Kurniawan M. Ihsan Dacholfany M.Pd S.T. S.Pd. I Gde Wawan Sudatha . Mada, Ambrosius Alex Magdalena Paunno Maharani, Putu Devi Mahdiya, Ilma Mahfudlah Fajrie Mahfuzil Anwar Mahmud Alpusari Mahmud, Hasibuddin Mahyul, Andi Manalu, Irma Afnita Rindu Mansur, Andi Amri Mardiyah Hayati Maria Purnama Nduru Maria Ulfa Mariaseh, Ni Wayan Marpaung, Fenny Krisna Marpiansyah, M. Jusran Marsuni, Nur Sandi MARTINI Martini Martini Maryam Ismail Mar’Atun Afriani Mas'ud Muhammadiah Masduqi, Ahmad Mashur Razak Mas’ad Maulid Sakaria Ma’suf, Assayuthi Mei Neni Sitaresmi Meina, Mutia Memi Pratiwi AM Milda Milka Rositi Sianipar Mintasrihardi Moch.Noer Chalil Mochammad Imron Awalludin Moh Alifuddin Moh Nasir Jazuli Moh. Hal Aftarif Kot Pradana Mohamad Mualim Mohammad, Wily Mstamin, Mustamin Mubarok, Atus Ludin Mubiar Agustin Muchlis, Mustakim Muchsidin, Feronika Fungky Muh Aidil Sudarmono R Muh Azhar Muh Safwan Muh Shadiqul Fajri AF Muh. Aidil Sudarmono Muh. Aidil Sudarmono R Muh. Akmal Muh. Azhar Muh. Azhar Burhanuddin Muh. Sibgatullah Muh.Kemal Makassau Muhamad Amin Muhamad Nadratuzzaman Hosen Muhamad Rizki, Rian Muhammad Muhammad Afandi Arifin Muhammad Al Ghazali, Muhammad Muhammad Ali MUHAMMAD ALI Muhammad Asir Muhammad Azhar Muhammad Darwis Meyandie Nasution Muhammad Fajri Muhammad Hidayat Muhammad Irfan Hijaya Muhammad Khalis Ilmi Muhammad Luthfi Muhammad Nadratuzzaman Hosen Muhammad Nashrul Haqqi Muhammad Ramli Ahmad Muhammad Riski, Muhammad Muhammad Riyadi Muhammad Rizal Abdurahman Muhammad Rudiansyah Muhammad Saleh Muhammad Syaifullah, Muhammad MUHAMMAD TAUFIK Muhammad Taufiq Muhammad Yasin Muharam, Suhari Muhja, Zainal Abidin Muhtar Fauzi, Sandi Mujib Safar, Muhammad Mukh Nursikin, Mukh Mukhtar Lutfi Mulyasti Andasari Mumtihani, Andi Fakhriyah Muna, Nelul Munawar, Mahdi Munawir Munawir Munif, Emi Bahrul munifa, Munifa Muridah Isnawati Murniati . Murtiadi Awaluddin Musaffah, Isnil Musafir Tahir Muslih Hidayat MUSLIMIN Muslimin Kara Muslimin Kara Mustamin Mustamin Mustamin Mutiara, Tira Muzakir Muzammal, Muhammad Mu’alim, Moh. Mu’fidatul Nurul Hajjad Nabir, Abd. Muhaemin Naharuddin Naharuddin Nailatuzzuhra Naim, Muh. Rezky Nanang Qosim Nanang Sugianto Nandang Sambas Nashiruddin Pilo Nasution, Andri Natsir, Sunarto Nazilla, Rifka Nehemia M, Frederick Nenden Hendayani Nengsih, Ratika Neni Hermita Ni Made Verayanti Utami NINGSIH, NINGSIH Ningsih, Septiara Nisa, Ainun Nisar Nolayatin Normalita, Aulia Nouruzzaman, Ahmad Novianty, Anisa Utami Nuari, Dimas Nunul Hariska Nur Aeni Nur Aeni F Nur Alam nur azizah, azizah Nur Farida Nur Hidayah Nur Kafid Nur Setiawati Nur Wahyu, Muhammad Hamrin Nurahma, Bira Arumndari Nuraini, Fifi Nurapiah Nurapiah, Nurapiah Nurfa Sri Alfiah Nurhasibah, St Nurhayati Nurhidayanti Nurhidayati Nurhidayati Nuril Nurisnaini Yusri Nurlaelah Nurlaelah, Nurlaelah Nurlaelah, Nurlaelah S Nurmeini Nursetiawati Nursetiawati NURUL HIDAYAH Nurul Rahma, Nurul Nurul, Besse Nurulloh, Ahmat Nurwahida Nurwahida, Nurwahida Nurwan, Nurwan Nuzula, Alfiyah Firdausi Oktafian, Ananda Wahyu Oktarina, Maya Ova Emilia P, Suhenrik Pakpahan, Eka Lolita Eliyanti Palahuddin, Palahuddin Parakkasi, Idris Parman Komarudin Prastyawati, Ummi Nurjannah Pratama, Roby Julio Pratiwi Samad Pratiwi, Dhita Prima Dhewi Ratrikaningtyas Prima Jaya, Fanlia Puspita, Nuraeni Putra, Hendri Putraidi, Karyawan Putri Nurhaliza, Nabila Qahar Zainal, Abdul R, Muh Aidil Sudarmono Raehana, Syarifa Rafida Rahim Rahma Ashara Rahmah Rafifah Abu Rahman Ambo Masse Rahmandari, Ismi Arifiana Rahmat Hidayat Rahmatul Huda, Rahmatul Ramdhani, Lisda Ramlah Ramlah Ratika Nengsi Ratna Sari Raya Fahreza, Fajar Reski Rezal, Muhammad Rhena, Rhena Ri'fai, Faisal Ria Hendriani ridwan, hardiyanti Rif'ai, Ahmad Rifky, Ahmad Rina Saldiana Rismawati Rizal Fahmi Rizal, Syahrul Rizka rizki Sensasi Rizki, Atika Rohman Heryana Rohman, Muhammad Fadlil romadhon, Muhammad rom rafsanjani Rosmiati Rosmiati Rosmiati Rukhayati, Rukhayati Rukhmana, Trisna Rusadi, Cici Permata Rusprayunita , Nurendah Ratri Azhar Sabbar, Sabbar Saddam Saddam, Saddam Said Syarifuddin Sakaria, Maulid Salam, Supardi Salami Mahmud Saldiana, Rina Sali Setiatin Salim Hasan Salim, Firza Umar Salsabila Salsyabila, Hasnia Samalam, Abdul Gafar Samsidar Sangkota, Megawaty Sapardi, Harumanto Sapinah, Sapinah Sappeami, Sappeami Saputra, Rahim Sarah Annashriyah, Siti Sarita Ardila Sartikawati, Dewi Sarwadi Sarza, Rahma Delvia Sasmita, Halida Satriani Satriani Satyanagara, Ajisaka Bagas Sa`adah, Sri Lumatus Sa’adah, Sri Lumatus Selamet Riadi Selian, Fitri Alfani Septia Barkah, Arfi Septianti, Riana Setyani, Enrika Rahayu Shalihah Shalihah Sholihul Huda Siagian, Masryna Sibagairang, Eva Ellya Sifak Indana Silayuningsih, Devvy Herawati Simanjuntak, Mafe Robbi Simanullang, Andry Siradjuddin Siradjuddin, Siradjuddin Sirajuddin Sirajuddin Siti Hasanah Siti Masdah Siti Nur Azizah Syafar Siti Nurhasyima Syamsuddin Sofyan Sofyan Solihatun Toyyibah, Herliana Sri Astuti Sri Nurul Nabila Subaedah Subaedah, Subaedah Sudarmono R, Muh Aidil Sudarmono, Muh Aidil Sugiarti Sugiarti Suhara, Djenal Suhardi, Muh. Suharli, Suharli Suherli, Zulmiswal Sujarwadi, Sujarwadi Sujatmiko Sujatmiko Sultan bintang Azahra, Sultan SULTAN, ZULKIFLI Sulystyaningsih, Naning Dwi sumardin, sumardin Sumarlin Sumarlin, Abdul Sumar’in Suprapto Suprapto Supriatna, Dasep Suroso Suroso Surya, Ida Suryantara, I Made Putra Suryatini, Iis Susandra, Nurbayu Susfayetti Susilo Surahman Susilo, Mohamad Joko Sutrisno, Sutrisno Suwedi, Muh Yusuf Habibi Syafaat Muhari Syafril Syafril Syah, Justiyulfah Syah, Sri Rahayu Syaharuddin Syahid, Akhmad Syahid``, Akhmad Syahrani, Risma Syahril Syahril Syahruddin Syahrul A, Ahmad Nur Muhammad Syahrul Hafiz, Haerori syahrul, muhammad Syalina, Wanda Sulfina Syam, Shofiana Syarah, Amalia Syarfina Arfani Guslob Syarifah Qaisya Amalia Syarifuddin, Sandi T W DARMONO Tahir, Ilyas Takwa, Agil Taufik Arfan Tauhid, Fahmyddin Araaf Telaumbanua, Marnilam Terasne Terasne Thahir, Ilyas Tina, Ahadiah Agus Tirta Mulyadi Titik Wahyuningsih Tito Tona Aurora L Tri Humaerah Trismawati Trismawati Try Astuti, AN Ras Tukiyo Tukiyo Tussa’diah, Halimah Umar, Rahmawati Uswatun Hasanah Utari, Andiny Wahid, Areski Wahidah Abdullah Wahyuddin Wahyudin Wakit, Saipul Warisah M, Euis Wasis Wasis Wati, Sari Apriliya Wawan Hermawan Widji Lestari Widyastuti, Aulia Nur Wirawan, Agung Wulan Dari, Wulan Wulandari, Septiani Yanova, Muhammad Hendri Yanti, Windra Yasin Mohamad Yati Heriyati Yati Nurhayati Yayat Suharyat Yeti Sumiyati Yudiyanto, Mohamad Yuliana Yuliana Yuman Firmansyah Yuniarti, Desi Yuninda, Nur Hanifah Yuningsih Yuningsih Yunisa Fitriana Yusmar Yusuf Zainal Firdaus Wardhana Zainal, Abdul Qahar Zainuddin, Elza Zainuddin, Yuliani Zakiyah Zakiyah Zakiyah Zamroni, Afif Zamrudiani, Safira Zetra Hainul Putra Zhu, Ningxin Zul Akli Zulkarnain Zulkarnain Zulkarnain

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