Articles
BEHAVIOR ANALYSIS OF UMKM IN INDONESIA IN USING FINTECH LENDING (COMPARATIVE STUDY BETWEEN SHARIA FINTECH LENDING AND CONVENTIONAL FINTECH LENDING
Imsar;
Nurbaiti;
Siti Aisyah
International Journal of Educational Review, Law And Social Sciences (IJERLAS) Vol. 3 No. 3 (2023): May
Publisher : RADJA PUBLIKA
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DOI: 10.54443/ijerlas.v3i3.823
This study aims to examine how the behavior of Muslim SMEs in Indonesia towards the use of fintech lending. This study compares the acceptance of Muslim MSMEs towards fintech lending with sharia principles and conventional fintech lending. Researchers use the UTAUT 2 (Unified Theory of Acceptance and Use of Technology) approach, to find out the factors / determinations of fintech, especially peer to lending. The analytical method of the UTAUT 2 research model used by the authors in this study uses quantitative methods to measure user acceptance of peer to peer fintech and test hypotheses about the factors that influence user acceptance of peer to peer fintech codes. By using a quantitative approach, methods of collecting and analyzing data are needed to complete this research. Data collection was carried out by conducting a questionnaire survey and data analysis using path analysis for statistical analysis with PLS-SEM. The results of this study state that of the 12 variables, some have a positive and significant effect and some have no effect on the use of fintech lending application services for Muslim MSMEs in Indonesia. Then Fintech Lending Syariah has been used by MSMEs in Indonesia, but has not been able to dominate because there are still many Muslim MSMEs in Indonesia who are not aware of the existence of sharia services in fintech lending applications. Sharia Fintech Lending in Indonesia must increase the frequency,
Sosialisasi Penerapan Paket Wisata Budaya Lokal Sebagai Atraksi Wisata Alternatif Di Desa Huta Tinggi Kabupaten Samosir
Sabam Syahputra Manurung;
Merry Moy Mita;
Apriliani Lase;
Chairiza Azmi;
Siti Aisyah;
Angelia Putriana
ARDHI : Jurnal Pengabdian Dalam Negri Vol. 1 No. 6 (2023): ARDHI : Jurnal Pengabdian Dalam Negri
Publisher : Asosiasi Riset Pendidikan Agama dan Filsafat Indonesia
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DOI: 10.61132/ardhi.v1i6.100
Local cultural tourism in the village has become an increasingly interesting topic in the context of local economic development and preservation of cultural heritage and exotic experiences for tourists. The implementation of this service aims to provide a deeper understanding through socialisation activities in the application of local cultural tour packages as alternative tourist attractions in the Huta Tinggi Tourism village. The method of implementing this service activity is through a one-day seminar with the stages of observation, building communication regarding the willingness of partners, presentation of material, questions and answers and preparation of reports on the programmes that have been carried out. The focus of this socialisation presentation examines the economic impact, cultural preservation, and community participation in tourism development. By presenting tourist attractions that highlight the uniqueness of Huta Tinggi's local traditions, arts and culture, the village can maintain their heritage and encourage a better understanding of their cultural wealth, which is where the importance of this activityties.
ANALISIS PENERAPAN TEKNIK PENERJEMAHAN DALAM FILM PENDEK BERBAHASA ARAB DI AKUN TIKTOK @ARABIYAHTALKS
Pranindia Syafarani;
Siti Aisyah
BARA AJI: Jurnal Keilmuan Bahasa Arab dan Pengajarannya Vol 3 No 01 (2025): Bara Aji: Jurnal Keilmuan Bahasa Arab dan Pengajarannya
Publisher : Institut Kariman Wirayudha Sumenep
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This study aims to examine the application of translation techniques in subtitles of short films in Arabic into Indonesian uploaded via the TikTok account @arabiyahtalks. Using a qualitative descriptive approach and content analysis method, data in the form of subtitle texts were analyzed based on the theoretical framework of translation techniques proposed by Molina and Albir. The results of the analysis show that modulation and literal techniques are the most dominant techniques used. Modulation techniques are used to adapt messages to the cultural context and mindset of Indonesian speakers, while literal techniques are applied when the structure of the source language allows direct translation without distortion of meaning. These findings indicate that the combination of the two techniques is able to produce translations that are not only semantically accurate, but also communicative and easy to understand by local audiences. In addition, the application of this technique is also in line with the characteristics of social media platforms such as TikTok, which emphasize clarity and conciseness in delivering audiovisual messages. This study makes a significant contribution to the development of audiovisual translation studies, especially in the context of digital content and social media in the modern era.
PENERAPAN AKUNTANSI PERSEDIAAN OBAT-OBATAN BERDASARKAN PSAP NOMOR 05 PADA RUMAH SAKIT UMUM DAERAH CIAWI KABUPATEN BOGOR
Siti Aisyah;
Indra Cahya Kusuma;
Didi
Journal of Social and Economics Research Vol 5 No 2 (2023): JSER, December 2023
Publisher : Ikatan Dosen Menulis
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DOI: 10.54783/jser.v5i2.197
Persediaan merupakan bagian penting untuk melaksanakan kegiatan operasional dalam rangka pengabdian kepada masyarakat. Persediaan obat dalam suatu rumah sakit memiliki arti yang penting, karena persediaan obat merupakan salah satu faktor yang mempengaruhi kualitas pelayanan rumah sakit. Penelitian ini bertujuan untuk mengetahui bagaimana pengakuan, pengukuran, beban persediaan dan pengungkapan obat-obatan pada Rumah Sakit Umum Daerah Ciawi Kabupaten Bogor. Penelitian ini merupakan penelitian jenis deskriptif kualitatif yang menekankan masalah yang sebenarnya dan penelitian yang mendeskripsikan analisis perlakuan persediaan obat-obatan berdasarkan Pernyataan Standar Akuntansi Pemerintahan Nomor 05. Hasil penelitian ini menunjukan bahwa pengakuan, pengukuran persediaan, beban persediaan dan pengungkapan persediaan obat-obatan telah sesuai dengan Pernyataan Standar Akuntansi Pemerintahan Nomor 05.
Analysis of Inflation and Rupiah Exchange Rate on Mudharabah Savings at Sharia Commercial Banks
wati, Mesis Rawati;
Wewis Gilang Sari;
Febri Rahmita;
Selvi Purwaningsih;
Herliza Agustin;
Yolanda Effendi;
Siti Aisyah;
Ridha Fauzana;
Tisa Amelia;
Rayzul Hawari;
Andriawan;
Awaluddin
AJARCDE (Asian Journal of Applied Research for Community Development and Empowerment) Vol. 7 No. 2 (2023)
Publisher : Asia Pacific Network for Sustainable Agriculture, Food and Energy (SAFE-Network)
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DOI: 10.29165/ajarcde.v7i2.296
Inflation is one of the macroeconomic symptoms associated with a decline in the exchange rate (money). Inflation has always been a heated topic of discussion in various economic circles. This indicates that the effects of the economic crisis depend on the nature of each group's income and fortune. The condition is severe if the income is stable or rising but less than the inflation rate. Their material well-being improves if their income grows faster than the inflation rate. This study examines the impact of inflation and the rupiah exchange rate on Islamic banking Mudharabah savings. The data utilized are time series data from the Sharia Banking Statistics Report and the Central Statistics Agency (BPS) published by Bank Indonesia. This research method falls under the category of library research, namely searching for research data or information by reading scientific journals, reference books, published financial statements, and other library-accessible support materials for this paper. The findings of this study indicate that the variables Inflation and Exchange Rate have a significant effect on Mudharabah Savings simultaneously.
Penggunaan Slang Bahasa Inggris Di Lingkungan Kampus Universitas Imelda Medan
Siti Aisyah;
Lisa Anggriani Tanjung
TOBA: Journal of Tourism, Hospitality, and Destination Vol. 1 No. 3 (2022): August 2022
Publisher : Yayasan Literasi Sains Indonesia
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DOI: 10.55123/toba.v1i3.717
Penelitian ini bertujuan untuk mendeskripsikan penggunaan slang bahasa inggris di lingkungan kampus Universitas Imelda Medan. Adapun metode yang digunakan dalam penelitian ini adalah metode deskriptif kualitatif. Sumber data penelitian ini adalah mahasiwa S1 Prodi Pariwisata semester dua Universitas Imelda Medan. Teknik pengumpulan data yang digunakan dalam penelitian ini adalah teknik simak bebas libat cakap dan teknik catat. Berdasarkan hasil penelitian dan pembahasan, dapat disimpulkan bahwa dalam penggunaan slang bahasa inggris pada mahasiswa S1 Prodi Pariwisata terdapat empat bentuk penggunaan bahasa slang dalam bahasa inggris , yaitu singkatan, salah ucap yang lucu, bentuk-bentuk yang dipendekkan, dan interjeksi yang digunakan oleh mahasiswa tersebut dalam percakapan mereka. Penggunaan bahasa slang tersebut lebih dominan dilakukan dengan tujuan untuk menciptakan suasana santai dan kesan akrab dalam pergaulan mereka.
Analisis Variasi Lanskap Linguistik di Museum Negeri Provinsi Sumatera Utara sebagai Daya Tarik Wisata Budaya
Siti Aisyah
TOBA: Journal of Tourism, Hospitality, and Destination Vol. 2 No. 4 (2023): November 2023
Publisher : Yayasan Literasi Sains Indonesia
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DOI: 10.55123/toba.v2i4.3192
Language has a very important role in tourist destinations, including museum destinations. As a part of the language used in public spaces, the language used at the Museum of North Sumatra as a Cultural Tourism destination is interesting to study in terms of form, function, meaning and value. This research focuses on finding variations in the linguistic landscape found in Museums of North Sumatera and the language function of the linguistic landscape found. The aims of this research is to obtain a description of the use of language variations used in the linguistic landscape of Museums in North Sumatra. This research uses a qualitative descriptive research design. The data in this research are in the form of visual images of information signs explaining historical heritage objects at the Museum of North Sumatera. The data was taken by taking photos in the form of visual images of information explaining historical heritage objects at the Museum of North Sumatera by using a smartphone camera. Two pictures were taken of each sign and the clearer one was chosen from the two pictures. Based on the results, the linguistic landscape variation that is most often found in the Museum of North Sumatera is the bilingualism variation. This is used to anticipate readability by museum visitors who come from foreign tourists. Abstract Language has a very important role in tourist destinations, including museum destinations. As a part of the language used in public spaces, the language used at the Museum of North Sumatra as a Cultural Tourism destination is interesting to study in terms of form, function, meaning and value. This research focuses on finding variations in the linguistic landscape found in Museums of North Sumatera and the language function of the linguistic landscape found. The aims of this research is to obtain a description of the use of language variations used in the linguistic landscape of Museums in North Sumatra. This research uses a qualitative descriptive research design. The data in this research are in the form of visual images of information signs explaining historical heritage objects at the Museum of North Sumatera. The data was taken by taking photos in the form of visual images of information explaining historical heritage objects at the Museum of North Sumatera by using a smartphone camera. Two pictures were taken of each sign and the clearer one was chosen from the two pictures. Based on the results, the linguistic landscape variation that is most often found in the Museum of North Sumatera is the bilingualism variation. This is used to anticipate readability by museum visitors who come from foreign tourists.
Pengaruh PPKM terhadap Minat Wisatawan untuk Berkunjung Ke Destinasi Wisata Salib Kasih Tarutung
Apriliani Lase;
Apriliana Lase;
Angelia Putriana;
Siti Aisyah;
Sabam Syahputra
TOBA: Journal of Tourism, Hospitality, and Destination Vol. 2 No. 1 (2023): February 2023
Publisher : Yayasan Literasi Sains Indonesia
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DOI: 10.55123/toba.v2i1.4061
The implementation of Community Activity Restrictions (PPKM) as an effort to control the COVID-19 pandemic has had a significant impact on various sectors, including tourism. This study aims to analyze the effect of PPKM on tourists' interest in visiting the Salib Kasih Tarutung tourist destination. This study uses a quantitative approach by distributing questionnaires to 100 respondents who have visited Salib Kasih Tarutung before and during the PPKM period. Data were analyzed using descriptive statistical tests and simple linear regression. The results showed that there was a decrease in tourists' interest in visiting Salib Kasih Tarutung during the PPKM period. Factors such as mobility restrictions, concerns about virus transmission, and decreased income were the main causes of the decline in interest. However, some tourists still showed interest in visiting by paying attention to strict health protocols. This research provides important implications for tourist destination managers and related stakeholders to develop adaptive strategies in dealing with pandemic situations. It is important to increase tourism promotion that focuses on the safety and comfort of tourists, as well as provide facilities and services that comply with health protocols. In addition, collaboration between the government, tourist destination managers, and the local community is also needed to restore the tourism sector after PPKM.
Pengaruh Pembelajaran Daring terhadap Kepuasan Belajar Mahasiswa Pariwisata di Tarutung
Apriliana Lase;
Angelia Putriana;
Siti Aisyah;
Apriliani Lase
TOBA: Journal of Tourism, Hospitality, and Destination Vol. 2 No. 2 (2023): May 2023
Publisher : Yayasan Literasi Sains Indonesia
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DOI: 10.55123/toba.v2i2.4062
Online learning has become an essential part of higher education, particularly during the COVID-19 pandemic. However, its effectiveness in fostering student learning satisfaction needs further investigation, especially in the field of tourism which requires hands-on experience. This study aims to analyze the influence of online learning on the learning satisfaction of tourism students in Tarutung. The research employs a quantitative approach, involving tourism students in Tarutung as the sample. Data was collected through questionnaires that measure various aspects of online learning and learning satisfaction. Multiple linear regression analysis was used to identify the influence of online learning variables on learning satisfaction. The findings indicate that the quality of learning materials, interaction with lecturers, and technology support have a positive impact on student learning satisfaction. Students feel satisfied when the learning materials are relevant, lecturers are responsive, and technology supports the learning process. Conversely, limited social interaction and technical difficulties negatively affect learning satisfaction. Students feel less satisfied when interaction with peers is limited and they encounter technical difficulties in online learning. This study provides valuable insights for universities in Tarutung to enhance the quality of online learning in the field of tourism. Improving the quality of materials, lecturer-student interaction, and technology support can create a more satisfying learning experience. Additionally, it is necessary to seek solutions to increase social interaction and overcome technical difficulties in online learning. Thus, tourism students can achieve optimal learning outcomes even in an online learning environment
Peran Quality Control terhadap Produk Usaha Chika Cake & Bakery di Kota Tarutung
Angelia Putriana;
Apriliani Lase;
Siti Aisyah;
Apriliana Lase
TOBA: Journal of Tourism, Hospitality, and Destination Vol. 2 No. 2 (2023): May 2023
Publisher : Yayasan Literasi Sains Indonesia
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DOI: 10.55123/toba.v2i2.4069
Abstract is filled in to briefly describe the entire contents of the article starting from the background, research objectives, research methods, results and conclusions as well as suggestions. Abstract writing must be separate from the article so as not to include references. Abstract is written in 9pt Times New Roman font, maximum 250 words in one paragraphThis study aims to analyze the role of Quality Control (QC) in maintaining and improving the product quality of Chika Cake & Bakery in Kota Tarutung. In an increasingly competitive business environment, product quality is crucial for both customer satisfaction and business sustainability. Quality Control plays a vital role in detecting, preventing, and correcting product defects during the production process, thereby reducing the risk of customer dissatisfaction and post-distribution repair costs. This research employs a case study method with a quantitative approach, collecting data on production volumes and detected defects. Through the application of QC concepts, the study identifies and evaluates the implementation of quality control at Chika Cake & Bakery. The findings are expected to provide insights into the effectiveness of QC in enhancing product quality and offer innovative and sustainable quality control strategies. Consequently, this research not only sheds light on the role of QC at Chika Cake & Bakery but also provides practical guidance for companies to optimize their quality control functions to maintain high-quality standards and remain competitive in a dynamic market.