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Sunardi Sunardi

Department Of Biology And Institute Of Ecology, Faculty Of Mathematic And Natural Sciences, Padjadjaran University

Author-ID : 392650

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THE ROLE OF DEBT COLLECTOR SERVICES IN WITHDRAWAL OF FIDUCIARY COLLATERAL IN FINANCING COMPANIES (Case Study on Finance in the City of Kediri) Sunardi, Sunardi; Parmono, Budi; Afifuddin, Moh
International Significance of Notary Vol 3, No 2 (2022): International Significance of Notary
Publisher : Universitas Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.2020/ison.v3i2.22179

, This finance company faces a dilemma when the consumer/customer defaults or is late or fails to pay. The leasing company will try to return its rights, namely goods that have become fiduciary guarantees. At first glance, it seems that there is a civil relationship, but we all know that efforts to restore the rights of these leasing companies are often difficult, in the end some of these companies use the services of debt collectors.Formulation of the problem how the role of debt collector services in withdrawing fiduciary guarantees at financing companies in Kediri City, the factors that cause finance companies to use debt collector services in withdrawing fiduciary guarantees in Kediri City, and the legal consequences of withdrawing fiduciary guarantees carried out by Debt Collectors. The method in this research is empirical juridical. The results of the research on the Role of Debt collector Services in Withdrawing Fiduciary Guarantees at Financing Companies in the City of Kediri. need each other to deal with bad credit problems between debtors who are in default and creditors of Financing Companies, but debt collectors solve bad credit problems for vehicles and to save company assets from being lost for practical reasons without having to go through legal channels and have to use a professional method and in accordance with regulations applicable.Factors That Cause Finance Companies to Use Debt collector Services in Withdrawing Fiduciary Guarantees in the City of Kediri. a) Because legal and legal means are not working, they are considered inefficient and ineffective. b) The lengthy process of law enforcement creates public disappointment. c) Courts cannot guarantee legal certainty and run short. d) Debt collectors are considered more able to work in a relatively short time and the success rate reaches 90%. Legal Consequences of Withdrawal of Fiduciary Guarantees Made by Debt Collectors. who take the object of fiduciary collateral by seizing and threatening the debtor, including committing a criminal act. This action is as regulated in Article 368 of the Criminal Code (Criminal law book). cause legal consequences which are punishable by imprisonment for a maximum of 9 (nine) months.Keywords. Financing institutions, bad loans, debt collectors

Consequences Of Defense For The Parties In The Agreement To Surrender The Position Of General Chairman Of The Sukabumi Young Man Association Football Club 1928 (Study Decision Number 38/Pdt.G/2021/Pn.Skb) Sunardi, Sunardi; Rokhim, Abdul; Rizka Maulidina, Sonia
International Significance of Notary Vol 5, No 1 (2024): International Significance of Notary
Publisher : Universitas Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.2020/ison.v5i1.24401

Abstract : Klup YMA 28 is a Klup in Sukabumi, but in advancing football the management borrowed money from a 3rd party and caused a lawsuit in court which was considered by one of the parties to be in default in handing over his position. This research is nurmative research and research results of legal consequences for parties who violate the agreement (default) handing over the position of general chairman of Yma Sukabumi Football Club 1928 based on decision number 38/Pdt.G/2021/Pn.Skb according to civil lawThe results of the author's analysis show that the agreement is legally valid, but does not meet the requirements for the validity of an agreement, namely the dictum regarding what was agreed in the Agreement Letter Number: 20190049/SMI/SP/X/2019 made by the Plaintiff and Defendant is something that is not clear, Is there an agreement regarding coaching money (article 3) or the issue of the position of general chairman (article 4) and in the agreement there is no article that explains the specific rights and obligations that must be fulfilled by the parties. However, the Mandate Letter Number: 20190058/MAN/SURMAN/X/2019 does not explain the object of the agreement in the mandate letter, what will be given by the Defendant as the first party and what will be obtained by the Plaintiff as the second party or not. explain the rights and obligations of the parties in the mandate letter. Apart from that, the Panel of Judges assessed that the agreement and mandate letter made between the Plaintiff and the Defendant did not have a clear or vague agreement object, so that the agreement and mandate letter did not fulfill the third requirement of Article 1320 of the Civil Code. So the lawsuit is deemed not to meet the requirements for the validity of an agreement so that the legal consequence is that the agreement is invalid and the defendant is obliged to return the construction money to the plaintiff because it is borrowed money. And the binding force of the agreement to hand over the position of general chairman of the YMA Sukabumi Football Club 1928 is linked to the principle of freedom of contract. with the management of the YMA football club in coaching and are free to contract with anyone, however, in making the terms of an agreement so that it is binding, the parties must be guided by article 1320 of the Civil Code and there are clauses regarding default and fulfillment of achievements and resolving disputes. So that if a dispute or dispute occurs, a judge can provide a sense of justice for those who desire it.Keywords, Agreement, Default, Court Decision,

Legal Protection for Lessees for Lease Agreements for Buildings on Land with Third Party Ownership (Study of Lease Agreements for Hasaka Villa Canggu) Ariyanti, Harum; Navisa, Fitria Dewi; Sunardi, Sunardi
International Significance of Notary Vol 3, No 2 (2022): International Significance of Notary
Publisher : Universitas Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.2020/ison.v3i2.22171

The implementation of leasing in practice in Bali is leasing which is carried out on land owned by third parties. The problems in this study are related to whether or not PT. Marelti Karya Indonesia entered into a lease agreement for the land and building of Hasaka Villa Canggu which is located on land owned by Ni Luh Kordi. The results of this study indicate that Hasaka Villa Canggu has the right to enter into a rental agreement for a villa building located on private land that is under the control of Ni Luh Kordi to a third party if prior written approval has been obtained from Ni Luh Kordi. which contains that Ni Luh Kordi agrees to give approval to Hasana Villa Cangu to be able to build a building in the form of a villa and in the future lease the villa building to a third party for a certain period of time which is no longer than the lease term of the land. lease agreement made between PT. Marelti Karya Indonesia as the party that leases the Hasaka Villa Canggu which has not yet been built is legal according to the law because it has fulfilled the legal terms of the agreement as stipulated in Article 1320 of the Civil Code. This can happen if prior written approval has been obtained from Ni Luh Kordi which contains that Ni Luh Kordi agrees to give approval to Hasana Villa Cangu to be able to build a building in the form of a villa and in the future lease the villa building to a third party in certain period of time which is no longer than the term of land lease from Hasana Villa Cangu to Ni Luh Kordi. Legal protection can be given to parties who are disadvantaged as a result of defaults on lease agreements on land and buildings. Parties who are harmed by default can ask for money in the nominal amount of the loss caused by default. The next legal protection can be carried out if it turns out that Hasana Villa Cangu has not received written approval from the land owner to be able to lease back Hasana Villa Cangu, then the act committed by Hasana Villa Cangu is classified as an illegal act. Therefore, the agreement made between Hasana Villa Cangu and the lessee does not fulfill the objective legal requirements of the agreement, namely in the form of a halal cause. Therefore, the agreement has legal consequences, namely in the form of null and void, therefore the injured party can ask for compensation from the opposing party in accordance with the nominal loss for the void agreement as explained above. Keywords: Legal Protection; Lease Agreements for Buildings on Land with Third Party Ownership.

Juridical Review of The Power Consent Act as Replacement of The Seller's Presence In The Act of Sale and Purchase Zastis, El Ha; Rokhim, Abdul; Sunardi, Sunardi
International Significance of Notary Vol 4, No 1 (2023): International Significance of Notary
Publisher : Universitas Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.2020/ison.v4i1.21768

: Power of attorney is a necessity that cannot be avoided in the era of rapid economic progress in Indonesia today. People who will do a sale and purchase of land or property they have of course in good faith, then the sale and purchase must be done with a proof such as an authentic deed. An authentic deed can be obtained if a sale and purchase is carried out by and in the presence, of an authorized official, the land deed making officer (PPAT). Furthermore, if there are parties who cannot sign the AJB, then the power of Attorney becomes the easiest and most efficient solution. The seller who cannot attend an AJB submission in front of PPAT can authorize the person he trusts to act as a substitute for the seller signing the AJB and this can protect the legal interests of thebuyer as well. This study aims to review from sisi the juridical side regarding : (1) What are the legal consequences if the deed of sale and purchase (AJB) is signed by the donee based on the deed of consent of the seller? (2) What is the legal protection for the land deed-making officer (PPAT) who makes a deed of sale and purchase (AJB) signed by another person based on the power of Attorney agreement from the seller? This research method uses yuridis normative juridical approach using legislation and conceptual approach. The results of this study indicate that: first, juridically the deed of approval of the power of attorney used by the donee as a substitute for the presence of the seller is not in violation of the law and legitimate existence as long as its form is an authentic deed and is made in accordance with the provisions of the authentic deed, second, that is perfect evidence for legal protection for the PPAT, the existence of the power of Attorney approval deed and the making of AJB is true according to the authentic deed making protocol otentik. Keywords: Sale Deed and Purchase, Authority Approval Act, Land Deed Office

DEGRADATION OF WILLS OF WILLS FROM AUTHENTIC DEEDS BECOME PRIVATE LETTER BASED ON COURT DECISIONS AND IMPLEMENTATION OF IMPLEMENTATION IN THE DIVISION OF INHERITED ASSETS (Case Study of Supreme Court Decision Number: 3466 K/Pdt/2016 Sunardi, Sunardi; Muhibbin, Moh.; Wanura, Gabriel Ibrizul
International Significance of Notary Vol 3, No 2 (2022): International Significance of Notary
Publisher : Universitas Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.2020/ison.v3i2.22176

An authentic deed if the making is not in accordance with the statutory provisions of Law No. 2 of 2014 concerning the Position of Notary Public and the Civil Code, then the deed can be null and void by law, can be canceled or even the deed has decreased strength of evidence to become a private letter or in other words experiencing deed degradation.Formulation of the problem How Does the Degradation of Deeds of Wills Happen From Authentic Deeds to Private Letters Based on the Supreme Court Decision Number 3466 K/PDT/2016. And what is the impact and application of the inheritance from the deed of testamentary grants after experiencing degradation from an authentic deed to a private letter.In writing this thesis using normative research methods. The results of the research were the Degradation of Wills and Grants Deeds from Authentic Deeds to Private Letters Based on the Supreme Court Decision Number 3466 K/PDT/2016. Because in making a deed it does not meet the formal and material requirements and is contrary to the laws and regulations of Law no. 2 of 2014 and the Civil Code, especially Articles 1868 and 1869 of the Civil Code that apply. This resulted in the authentication of the deed as perfect evidence not occurring so that it became an underhanded deed. in the case at the Supreme Court with case number 3466 K/PDT/2016, that the Deed of Willing Grant (legaat) Number 6 dated 9 December 2005 made before Sigit Siswanto, S.H., Notary in Depok City has been proven not to comply with the provisions of the Law on Notary Position in its making and has complied with the provisions in Article 1868 and Article 1869 of the Civil Code, which causes the legal deed to become a private letter.The Impact of Application of Inheritance From Deeds of Wills After Experiencing Degradation from Authentic Deeds to Underhanded Letters. As a result of the deed becoming a deed under the hand In the distribution of inheritance from a testamentary grant, additional evidence is needed so that the distribution of the inheritance from a will can be carried out. Based on the case in the case at the Supreme Court with case number 3466 K/PDT/2016 due to the Deed of Statement Number 6 dated 8 October 2007 made before Theresia Siti Rahayu, S.H. Notary in Jakarta, and strengthened by a sufficiently stamped statement dated October 8, 2007 which was made privately by the plaintiff, which essentially stated that the defendant was subject to the Deed of Wills and Grants. In accordance with Article 1875 of the Civil Code, that if an underhanded letter is recognized or legally justified, in this case with the presence of other evidence, it will cause complete proof such as an Authentic Deed or become perfect proof.Keywords: Authentic Deed, Under Hand, Will Grant.

Creation Of Fake Authentic Deeds By A Notary Which Harms Others Malinda, Rizka Saraswati; Sunardi, Sunardi
International Significance of Notary Vol 6, No 2 (2025): International Significance of Notary
Publisher : Universitas Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.2020/ison.v6i2.25931

Abstract : Bad faith includes acts of fraud, a series of misleading others, as well as behavior that ignores legal obligations in order to gain profit. Not a few notaries experience problems in connection with deeds they have made which are declared to be private deeds or become null and void by a court decision as a result of legal defects found in their making. What are the Responsibilities of Notaries for the Contents of Authentic Deeds Made Based on Fake Documents, What are the Legal Consequences of Notarial Deeds Based on Fake Documents. As is known, a person can only be sentenced to a crime if his or her actions meet all the elements of a criminal act formulated in the Articles of the Criminal Law, which is a normative requirement that must be fulfilled if a person can be punished for committing a criminal act, that is, the act must be proven to match all the elements of a criminal act. Sanctions are a coercive tool, apart from punishment, also for complying with provisions stipulated in regulations or agreements. Sanctions are also interpreted as a coercive tool as punishment for disobeying an agreement. A notary can be involved in a criminal case and he can even be held criminally liable if he violates what according to law includes prohibited elements. When it comes to notaries who are asked to be held responsible, a question arises, namely in what way a notary who makes a deed based on false information will be asked to be held criminally responsible if he makes a deed based on false information. The case that occurred in 2023 was that a Notary practicing in the city of Bekasi was legally and convincingly proven guilty of committing the crime of "falsifying authentic documents", Decision Number 933 K/Pid/2023 Bekasi District Court. The Defendant's actions are regulated and punishable by Article 264 paragraph (1) of the Criminal Code which states "Forgery of Documents is punishable by Eight Years' Imprisonment if committed against Authentic Deeds". A Notarial Deed which has perfect evidentiary power, but if it violates certain provisions, its evidentiary value will be degraded to having the evidentiary power as a private deed, the position of a Notarial Deed which then has the evidentiary power as a private deed is an assessment of a piece of evidence. If a deed is declared null and void, the deed is deemed to have never existed or was never made, something that has never been made cannot be used as the basis for a claim in the form of reimbursement of costs, compensation and interest. Thus, a Notarial deed that is void by law should not have the effect of providing reimbursement of costs, compensation or interest to the party mentioned in the deed.

Agricultural Land Control Based On The Regulation Of The Minister Of Agrarian And Spatial Planning/ Head Of The National Land Agency Of The Republic Of Indonesia Number 18 Of 2016 Concerning Control Of Agricultural Land Tenure Sunardi, Sunardi; Suratman, H.; Mahmud Hanafi, Wildan
International Significance of Notary Vol 6, No 2 (2025): International Significance of Notary
Publisher : Universitas Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.2020/ison.v6i2.25935

Abstract: Control of Agricultural Land Tenure. Aims to control the use of agricultural land for housing or other functions other than agriculture. This is a problem, what if a citizen has land with agricultural status, then there are many things that have to go through until it can be divided and sold to other parties. The formulation of the problem of agricultural land division is based on the Regulation of the Minister of Agrarian Affairs and Spatial Planning/Head of the National Land Agency of the Republic of Indonesia Number 18 of 2016 concerning Control of Agricultural Land Tenure and the legal consequences if the division does not use the Site Plan issued by the Regency and City Governments. This research is normative research with a statutory and conceptual approach as a result of research on the Process of Dissolving Agricultural Land Based on the Regulation of the Minister of Agrarian Affairs and Spatial Planning/Head of the National Land Agency of the Republic of Indonesia Number 18 of 2016 concerning Control of Tenure of Agricultural Land, if the author analyzes the legal system theory then , After the regulation was issued, it aimed to control agricultural land which would be converted into residential land, so that it was limited by this regulation, in theory the authority of the BPN was the institution appointed by the state to carry out control over the conversion of land, by cooperating with the relevant agencies. each district and city, among other things, by determining the RT RW of the city/district, with regard to the process of splitting agricultural land based on the authority of BPN, the applicant must submit a PERTEK to BPN. If in the RT RW the city is not included in green land then the land is permitted for splitting land plots, On the other hand, if the city/regency RT RW includes green land then the land plot will be rejected and the land will never be able to be submitted for land parcel splitting. Waiting for changes to the new district/city RT RW by submitting it to the central BPN ministry. This is in accordance with the Decree of the Minister of Agrarian Affairs and Spatial Planning/Head of BPN Number 1589/SK-HK.02.01/XII/2021 concerning Determination of Maps of Protected Rice Fields (LSD) in Regencies/Cities. Maps of protected rice fields/agriculture are used as material for The Central Government and Regional Governments are in accordance with their authority in determining sustainable food agricultural land in regional spatial plans and detailed spatial plans. Legal Consequences If the Separation of Agricultural Land Does Not Use the Site Plan Issued by the Regency and City Governments, if the author analyzes the theory of authority, it will be rejected because the set plan is absolutely mandatory for the process of dividing land plots exceeding 5 plots and agricultural land.

One Day Service Land Registration After The Enforcement Of Decree Of The Head Of The National Land Agency Number 37/KEP-341/II/2014 Concerning The Quick Wins Program For The National Land Agency Bureaucracy Reform (Study At The Land Office Of Sidoarjo Regency) Sunardi, Sunardi; Muhibbin, Moh.; Subandi, Subandi
International Significance of Notary Vol 5, No 1 (2024): International Significance of Notary
Publisher : Universitas Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.2020/ison.v5i1.24402

Abstract : The One Day Service program through the Quick Wins program is a land service provided to the community aimed at changing work systems and mechanisms, mindset and work culture in a systematic and consistent manner in line with the goals and objectives of Bureaucratic Reform, so that in turn it can increase public trust in the Land Agency National Republic of Indonesia. The formulation of the problem in this thesis is 1) How is the Implementation of the One Day Service Land Registration Service After the Enactment of the Decree of the Head of the National Land Agency Number 37/Kep-341/II/2014 Regarding the Quick Wins Program for Bureaucratic Reform of the National Land Agency at the Land Office of Sidoarjo Regency and 2 ) What are the obstacles in implementing the One Day Service at the Sidoarjo Regency Land Office and how are the efforts to overcome these problems. This research is an empirical research with an empirical juridical approach and a horizontal and comparative approach. As for the results of the research on the Implementation of the One Day Service Land Registration Service After the Enactment of the Decree of the Head of the National Land Agency Number 37/Kep-341/II/2014 Concerning the Quick Wins Program Bureaucratic Reform of the National Land Agency At the Land Office of Sidoarjo Regency, the Applicant came to the Land Office with documents containing will be submitted, then, the Applicant goes to the registration counter to register, the Verifier file registration counter to do the Verification. If the files are complete, the files can be processed immediately and the Verifier officer immediately confirms in the land book section, then in the Land Book section the files are entered based on the files that have been entered and then in the land book section an SPS is issued, payment counter, the Applicant pays at the payment counter for his application based on the SPS given by the land book officer and then the applicant is given a receipt for proof of payment, the applicant then returns to the Verifier counter by showing the SPS and receipt proof of payment, only then the Verifier officer gives the STTD (Document Receipt) and the verifier officer gives confirmation in the printing department, after that the applicant's file goes to the printing department to be tidied up and determined in the land book regarding the type of application requested, such as the Roya application, Mortgage and so on for further analysis of the file, After completion of administration, the file d Submit it to the product submission counter, then the file is handed over to the applicant. The obstacles are the number of files submitted by the applicant which are incomplete so that verification is slow, the lack of facilities and infrastructure, especially the problem of counters and computerization so that the running of this program is not effective.Keywords, Land Registration, One Day Service

Implementation Of The Regulation Of The Minister Of Agraria And Spatial Planning/ Head Of The National Land Agency Of The Republic Of Indonesia Number 5 Of 2020 Concerning Electronic Integrated Liability Rights Services (Study At The Blitar City Land Office) Sunardi, Sunardi; Isnaeni, Diyan; Prisnawan, Ari
International Significance of Notary Vol 4, No 1 (2023): International Significance of Notary
Publisher : Universitas Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.2020/ison.v4i1.24344

Abstract : Entering the digital era in today's technological developments, the Ministry of Agrarian Affairs and Spatial Planning/National Land Agency, hereinafter referred to as ATR/BPN, has launched electronic land services. The electronic service in question concerns digital or electronic mortgage services. This was marked by the publication of Regulation of the Minister of Agrarian Affairs and Spatial Planning/Head of the National Land Agency Number 9 of 2019 concerning Electronic Integrated Mortgage Rights services, hereinafter referred to as Minister of Atr/Bpn Regulation No. 9 of 2019. And revoked and replaced with Regulation of the Minister of Agrarian Affairs and Spatial Planning/Head of the National Land Agency of the Republic of Indonesia Number 5 of 2020 concerning Electronic Integrated Mortgage ServicesProblem formulation 1) How to implement the Regulation of the Minister of Agrarian Affairs and Spatial Planning/Head of the National Land Agency of the Republic of Indonesia Number 5 of 2020 concerning Electronically Integrated Mortgage Rights Services at the Blitar City Land Office. 2) What are the obstacles in managing mortgage rights (Ht-El) for individuals who are not financial institutions at the Blitar City Land Office. 3) What steps are taken by the Blitar City Land Agency to resolve these obstacles. The method in this research is empirical research with a sociological and legislative approach with data collection techniques using document studies, interviews.Results of research on the implementation of the Regulation of the Minister of Agrarian Affairs and Spatial Planning/Head of the National Land Agency of the Republic of Indonesia Number 5 of 2020 concerning Electronically Integrated Mortgage Rights Services at the Blitar City Land Office. At first it didn't work well because it was a new product that had been implemented at the Blitar City Land Office, in other words it didn't work effectively. What are the Obstacles in Managing Mortgage Rights (Ht-El) for Individuals and Not Financial Institutions at the Blitar City Land Office? That the main obstacle often experienced by Htel users and administrators is the IT system on HT-el or the HT-el application which is still often problematic and lacking. human resources at ATR BPN Blitar City. What steps have been taken by the Blitar City Land Agency in resolving these obstacles, including server repairs and training for Blitar City BPN Atr officials as well as outreach to the community and PPAT. Keywords : regulations, mortgage rights, electronics.

JURIDICAL ANALYSIS OF CONSTITUTIONAL COURT DECISIONS NO. 18/PUU-XVII/2019 RELATED TO THE "LEASING" ANnotATION CAN STILL WITHDRAW COLLATERAL Sunardi, Sunardi; Rokhim, Abdul; Nafta, Ijtihada Mahirata
International Significance of Notary Vol 3, No 2 (2022): International Significance of Notary
Publisher : Universitas Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.2020/ison.v3i2.22170

The Constitutional Court's decision regarding the withdrawal of goods by leasing must go through the courts. according to MK spokesman Fajar Laksnono who stated that the contents of the Constitutional Court's decision "... there may no longer be withdrawals of leasing goods directly to creditors,". In addition, it also contains, "If there is a breach of contract or default, the execution of the fiduciary guarantee cannot be carried out by the fiduciary recipient (creditor), but must submit an application to the District Court,". It is this decision that makes pros and cons and makes its own interpretation. Regarding the "leasing" annotation, you can still withdraw. 18/PUU-XVII/2019 Regarding the "Leasing" Annotation You Can Still Withdraw Fiduciary Guarantees. And the Legal Consequences of the Constitutional Court Decision Regarding Fiduciary No. 18/PUU-XVII/2019, can creditors still carry out direct execution of fiduciary guarantees? By using the normative juridical research method, the results of the Juridical Analysis of the Constitutional Court's Decision on Fiduciary No. 18/PUU-XVII/2019 Regarding the "Leasing" Annotation You Can Still Withdraw Fiduciary Guarantees. Withdrawal of Leasing Goods Must Go Through Court”. stated that the contents of the Constitutional Court's decision "... there may no longer be withdrawals of leasing goods directly to creditors,". In addition, it also contains, "If there is a breach of contract or default, the execution of the fiduciary guarantee cannot be carried out by the fiduciary recipient (creditor), but must submit an application to the District Court,". You Can Still Withdraw Fiduciary Guarantees as long as the execution is carried out based on Article 29, Article 30 and Article 31 of the Fiduciary Law and is subject to other relevant laws and regulations, including but not limited to POJK 035/POJK.05/2018. And the Legal Consequences of the Constitutional Court Decision Regarding Fiduciary No. 18/PUU-XVII/2019 That is, whether creditors can carry out direct execution of fiduciary guarantees. leasing in withdrawing fiduciary guarantees and changing the way to deal with problems arising from bad loans can be done in two ways, including the following: 1) Non Litigation 2) Litigation OJK has also issued regulations related to the execution of collateral objects by Financing Companies, including: 1 ) Based on the provisions of Article 21 to.d. Article 23 and Article 51 of the Financial Services Authority Regulation Number 29/POJK.05/2014 concerning the Conducting of a Financing Company Business, stipulate provisions concerning the imposition of fiduciary guarantees by Financing Companies. 2) Based on the provisions of Article 49 of the Financial Services Authority Regulation Number 30/POJK.05/2014 concerning Good Corporate Governance for Financing Companies, a cooperation mechanism has been set up between Financing Companies and other parties to perform the collection function to debtors.Keywords: Constitutional Court Decision, Leasing, Fiduciary Guarantee.

Co-Authors . Apriansyah A, Deni Tri A. Suhandi A.A. Ketut Agung Cahyawan W Abby Opera Fitra Abd. Rasyid Syamsuri Abd. Syakur Abdillah, Rizqi Abduhaq, Nabil Abdul Aziz Bouty Abdul Fadlil Abdul Ghani, Rhafiq Abdul Rachman Abdul Rahman Abdul Rochim Abdul Rokhim Abdul Salim Abdullah Nur Aziz Abdullah, Anton Abdullah, Rigia Sabil Abdussalam Abdussalam, Abdussalam Abi Suwito Abid Djazuli, Abid Abu Bakar Sambah, Abu Bakar abu, ilham Aburrafikin, Muhammad Abyan, Naufal Jundi Ace Suryadi Achmad Hufad Ade Andrian Nur Satiaputra Ade Putera Ade Rahmat Adhi Surya Adi Nugroho Susanto Putro Adi Slamet Supriyadi, Adi Slamet Adi, Surya Adiguna, Kukuh Arya Adil Akhyar Adityo Raynaldo Adiwinoto, Aldiansyah Rudy Adlina, Mia Nur Adriyan Suhada Advani, Muchlis Adi Afandi, Irvan Afiefah Salsabila Afif Afghohani, Afif Afifah, Arum Hikmahtul Afifah, Onita Nur Afifuddin, Moh Afiliana, Ersya Afrianto, Dedy Afrida, Anggrelia Aghastya, Adya Agi Tama Agnes, Yeni L.Novita Agung Adi Munandar Agung Bambang Setio Utomo Agung Sudrajad Agung, Medha Pradipta Agus Kristiyanto Agus Kurniawan Agus Lahinta Agus Margono Agus Solehudin Agus Supriono Agus Sutanto Agus Triono Agus Yanto AGUSTIN, DWI Agustina, Leni Ofta Ahbab, Toroiqol Ahmad Azhar Kadim Ahmad Budi Junaidi Ahmad Budiyono, Ahmad AHMAD LUTFI Ahmad Rofii Ahmad Yanuar Akhlis Munazilin, Akhlis Akhmad Darmawan Akhmad Fauzan Akhwan, Akhwan Al Azhari, M. Luthfi Afif Alam, Samsu Alawi, Hanna Syahida Alfarisi, Muhammad Alfan Alfian Ma’arif Alfiana, Ina Alfiandy, Solih Alfiani, Rida Alhamidi, Ahmad Ali Ali Akbar, Jabbar Ali Djamhuri Ali Muntaha Aliffudin, Muhammad Alimansur, Moh Aliyanti, Alya Dita Alwan, Muhammad Amalia Paramitha Amalia, Direstu Amar, Gays Amatullah, Fadilah Halfa Ambarita, Uly Dame Ria Ambarwati, Reza Aminonatalina Aminonatalina Aminuddin, Jamrud Aminuddin, Jamrud Amiqi, Maftuch Fahman Al Amril, Muhammad Amrina Rizta An Nur, Fitrinanda Ana Widiana Anak Agung Istri Sri Wiadnyani Anam, Khoirul Anam Anas Anas, Anas Andeni, Afra Nabilah Andi Asvin Mahersatillah Suradi Andi Irmayana Andi Rinaldi Andi Saenong Andi Wicaksono Andika Aprilianto Andini Risfandini Andriyanti, Maritha Anggarawati, Sari Anggelina, Yosita Anggraini Dwi Kurnia Anggraini, Devi Dwi Anis Ika Nur Rohmah Anna Hairani Annahdliyah, Khumairoh ANNISA JOVIANI ASTARI ANNISA JOVIANI ASTARI Annisa Putri Cahyani Annisi, Mughi Puspa Ansari, Isa Ansyah, Yudi Anton Yudhana Any Setyaningsih, Any Anzhari, Anzhari Apriani, Diana Aprilia, Tika Apriyani, Suci Ayu Putri Apriyanto, Apriyanto Apriyono, Fikri Aprizal Aprizal Aqila Putri, Salsabila Arafat, Muhammad Yasser Ardia Chandra, Putu Wisnu Ardian Saputra, Ardian Ardiningtias, Syifa Riski Arfiani Nur Khusna Ari Kartiko, Ari Ariani, Sri Shanti Aribah, Nabilah Hananningtyas Arief Setyanto Ariestyan, Yola Arif Setyo Nugroho Arif Wirawan Muhammad Arifani, Ulfa Arifatul Mu’awanah, Siti Arifidin, M. Afif Amalul Arifin, A Arinda, Nabilah Hasna Ario, Romi Arip Mulyanto Aris Rakhmadi Aris Saputra, Taufik Aris Setiawan Ariyadi, Fachriza Ariyanti, Harum Ariyanto, Tri Wahyudi Arkida, Teisar Armiati, Reny Arrasit, Dio Falla Aryoko, Yudistira Pradipta Asep Firman Ilahi, Asep Firman Ashrofi, Ahmad Khairudin asmoro, purbo Asrowi Asrowi Astrina, Wenni Sonya Astuti, Noviarini Indah Astuti, Septiana Widi Astuti, Wida Dwi Aton Rustandi Mulyana Aufa, Hikari Aulia Azizah Aulia, Erik Rikza Aulia, Nurhikmatul Aulia, Nursyifa Auliana, Sigit Auliansyah, Auliansyah Avian, Rehan Zikri Aviani, Rachma Ayu, Kamila Sekar Ayungtyas, Fitri Azidi Irwan Azis, Lalu Abdul Azizah, Mar’atul Azizah, Rialita Fitri Azwar, Martavevi Azzahra, Qori A’ina Azzahra, Shinta Nur Safira A’ffar, Muhammad A’yun, Nidha Aulia Qurrata A’yun, Qurrotul Bachtari Alam Hidayat Baehaqi Bahrudin - Bahtiar, Akbar Baijuri, Achmad Baiq Nikum Yulisasih Bambang Supriadi Bastian, Fathony Nur Basuki Rakhim Setya Permana Ba’agil, Hamzah Benito R. Kurnani Benny Hasan Purwara Benny Joy Bilalodin Bilalodin Billah, Sasa Blima Oktaviastuti, Blima Budi Hermawan Budi Irawan Budi Prabowo BUDI PRAMONO Budi Susetyo Budi Utomo, Agung Bambang Budiarti, Lilik Budiarto, Jian Budiman, Muhammad Burhan, Muhamad Shohibul Burhani, Ichwan Buyung Rahmad Machmoed C Yuwono Sumasto, C Yuwono Cahya Damarjati Cahyani, Norma Cahyono, Tomy Dwi Callista, Annisa Baby Chairul Huda Al Husna Chay Asdak chusnah, Chusnah Cika Silvia Puspa Christina Claudia Putri Muwa, Maria Crismono, Prima Cristi Cundoko, Anang Dachfolfany, Muhammad Ihsan DADAN SUMIARSA DADAN SUMIARSA Daduk Setyohadi Dahlena Ariyani Damayanti, Emiliya Darajat, Muhammad Nashiruddin Dari, Qorinah Wulan Daris, Daris Darmadi Goenarso Darmayanti Darmayanti Daroni, Gangsar Ali Darusman, Marzuki Darwis Robinson Manalu Dasir Dasir Daud Daniel Hutapea Dedi Nursyamsi Dedy Kurniadi Della Adelia, Della Deni Iskandar Deni Murdiani Deny Tri Ardianto Desak Made Malini Desbi, Alina Mahdia DESTY PRATIWI DESTY PRATIWI Dewa Gede Raka Wiadnya Dewi Fitrianti Dewi Pranatasari Dewi Umaningrum Dhimas Satria Diah Isnaini Asiati Dian Kurniati Dian Novian Dian Novita Rohmatin Didik Sugeng Pambudi Dieni Laylatul Zakia, Dieni Laylatul Dimas Abdi Haidar Dimas Nugroho DINA OKTAVIA DINA OKTAVIA Dina Fitria Murad Dina Oktavia Dinawati Trapsilasiwi Dingding Haerudin Dini, Devvi Wahyu Wulan Djafar, Imran Djoko Hananto Djono Djono Doddy Teguh Yuwono Dwi Ari Nur Rokhmawati, Dwi Ari Nur Dwi Astutik, Senia Dwi Kurniasih, Atik Dwi Mei Hanifah Dwi Novrina Nawangsari Dwianto, Dwianto Dwihastuty, Leny Dwinanto, Arif Dwiyanto . Dzakwan, Muhammad Dzullia, Cahaya Dwi Eddy Sutadji Edi Mikrianto Edi Muhamad Jayadi Edi Purwanto Ehan, Ehan Eko Prasetyo Eko Sulkhani Yulianto Eko Sulkhani, Eko Elly Malihah Ellyas, Intan Suraya Emy Wuryani Endang Lestari Endang Rochyadi, Endang Enny Hardi Erfan Yudianto Erik Agustian Yulanda Erlangga, Dika Erni Suparti, Erni Erny Listijorini Ervin Oktavianingtyas Euis Amilia Eva Zulfa Evendi, Wakid EVI NOVIANTI Evi Yulianti Fabrila, Virly Fachry Abda El Rahman Fadhil Yamaly FADHILLA NINA RIZKYANTI Fadila, Tazkiya Indah fadli, heri Fadli, Sofiansyah Fadlil, Adbul Fadrul, Fadrul Fahimah Saifuddin Faiza, Putri Iis Faizal Rahman Faizal Risdianto Fajar Surya Hutama Fajar, Kurnia Faoziyah, Laeli Faqih Ruhyanudin Faqihuddin Al-Anshori, Faqihuddin Faradina, Apriliana Tezha Eka Faramitha, Gusti Nia Farchani, Muhamad Wildan Fariha Luthfiani Farisa Nurillah Farizki, Muhammad Ivan Farzand Abdullatif Fathoni, Muchlis Tri Fathurrahman, Haris Imam Karim Fatimatuzahra, Ana Fatimatuzzahra, Ana Fatma Sukmawati, Fatma Fauzi , Ali Amali Fauzizah, Adillah Fauzul Amri Fawaid Zaini Faza Rifàti, Eva Fazal, Muhammad Rafli Fazlul Rahman Febriani, Meli Febriansyah, Adha Febrianti, Ratih Feni Iranawati, Feni Ferdian Achmad Feryando, Dara Aulia Feti Fatimatuzzahroh Feti Fatimatuzzahroh, Feti Fifi Dwi Pratiwi Fika Fibriyanita Fikri, M.Kep, Zahid Firmansyah, Oki Fitri Hardiyanti, Fitri Fitri, Fitriyani Tella Fitria Dewi Navisa Fitriyanto, Rachmad Fuad Fuad Fuada, Maya Sofiatul Furizal, Furizal Gatut Bintoro GERHARD WIEGLEB Gintoro Gintoro, Gintoro Giyanti, Ida Gontara, Satria Yudi Grahita Chandrarin Gregorius Prima Indra Budianto, Gregorius Prima Indra Gultom, Natalia Ida Rohana Gunarhadi Gunarhadi, Gunarhadi Gunari, Bambang Gunawan, Lucia Sincu Guntara, Diki Gusmiatun Gusmiatun Gustafi, Muhammad Fauzan Gustafi, Muhammad Fauzan Habibah, Hanna Habie, Khairul Fathan Hadi Prayitno, Hadi Hafid Aditya Pradesa Hafidh Arief, Muhamad Hafizah, Dila Auli Hafizh, Ahmad Hajras, Multazam Halimatuzzahrah, Halimatuzzahrah Hamzan , M. Hanafi Arief Hanapi, Khaerunnisa Handayani, Lia Fitri Handayani, Risma Dwi Harahap, Nurmahendra Hariri, Ahmad Haris Tri Wibowo Hariyadi, Nugraha Hariyanti, Widi Harly Demustila Harlyan, Ledhyane Eka Harmonika, Sri Harsono, Ali Budi Hartati, Puji Hartoko, Gatot Hartono Hartono Harun, Amrulah Haryadi - Haryanto Haryanto Hasan, Herlina Hasan, Moch. Sya'roni Hasan, Moch. Sya’roni Hasanah, Nisa Kartika Hasbullah Hasbullah Hendarmawan Hendarmawan HENDY RINALDY Heni Susiati Henik Tri Rahayu Heny Herawati Herdanto, Anyeu Minda Heriadi, Herman Heribertus Yulianton Herie Saksono, Herie Heriyansah Herman Yuliansyah, Herman Herman, Sitti Rabiatul Wahdaniyah Hermanu Joebagio Hermila A Hernando, M. Farizi Herry Widyastono, Herry Hersatoto Listiyono Heru, Heru Herudiyansyah, Gumar Hestiningtyas Yuli Pratiwi Hidayanti, Nurul Hikmat Kasmara Hikmaturrokhman, Alfin Hindriari, Reni Hiremawati, Anik Dwi Hobri Homdidjah, Oom Sitti Husti, Ilyas I Putu Gede Ardhana Idris, Muddatstsir Ifandari Ifandari Iik Sartika Ikhsan Alfian, Rio Ikhsan Kamil Ikramullah, Ikramullah Ilham Kuncahyo, Ilham Ilya Nursamsi Ilyas, Nail Radhy Imam Riadi Imam Subkhan Imas Diana Aprilia Imron Rosyadi Imron, Nanda Ahda Indah Yuliastuti, Indah Indrayatni, Baiq Intan Indri Wulandari Indriawati, Syahdinar Ipick Setiawan Irfan Maulana, Irfan Irwan Wunarlan Isharianto, Isharianto Islam, Rohmatul Ismail, Sulfiya M. Isna Syauqiah Isnaeni, Dian Isnaeni, Diyan Isnen, Yazid Zainur Istiantara, Dedik Tri ISTIARNO, RYAN Iswandi Idris Iswandi Iswandi Iswanto, Muhammad Yudhi Ivani, Ahmad Izzi, Hubbul Jacob Sattu Jaka Darma Jaya Jamaluddin Jamaluddin Jamil, Moch Luthfi Jamil, Mochammad Luthfi Jamilah, Fitrotin Jamilatus Syamsiah Anwar Jamiludin, Jamiludin Jan Setiawan jannah, lailatul Janu Dwi Kristianto Jatmiko, Dhanar Dwi Hary Jauhari, A Jayawarsa, A.A. Ketut Jemmy A Pakaya Jhoni Hidayat JOHAN ISKANDAR Johan Iskandar Johanis, Andrew Ridow Joko Daryatmo Joko Sulianto . . Joko Tri Susilo Joko Yuwono Jufri, H. Jufri Juhanaini, Juhanaini Juhansar Andi Latief Jusmawati Jusmawati, Jusmawati Kamali, Ahmad Nur Kamiel, Berli Paripurna Kamilah, Farhah Karisma Trinanda Putra, Karisma Trinanda Kartika Sari Kartikasari, Wahida Kendek, Rensa KEUKEU KANIAWATI KEUKEU KANIAWATI ROSADA Khair, Oki Iqbal Khairil Anwar khairiyah, Anisah Khairullah, Adhitya Khairunnisa, Irma Khairunnisa, Khutamy Khoirun Nisa Kholifatuzzuhro, Aina Kholik, Chasan Khairul Kholik, Moh. Kholis, Moh. Agung Nur Khoqifah, Rena Khoryanton, Ampala Khulwaturihmi, Mihrobi Kilo, Juriah R. Kintung Prayitno, Kintung Kirwelakubun, Andreas Kiswanto Kiswanto Koji Kito Krisna Astianingrum Kristiawan, Andreas Kurnia Krisna Hari Kurniajati, Wulan Septiningtyas Kurniawan, Rudi Eko Kushadiwijayanto, Arie Antasari Kusjono, Gatot Kusuma Wijaya Ridi Putra Kusuma, Nur Makkie Perdana Kusumaningrum, Indah Yulia Kusumardana, Setra Kusumastuti, Mayang Enggar Kusumawaty, Wulandari L. N. A, Yeni Lady Silk Moonlight Lailiya, Muhimatul Laksono, Elfandra Pramudito Lalu Moh Yudha Isnaini Lamarana, Ilfa Langga, Putut Air LANI GUMILANG LANTIP WRATSANGKA Lanto Ningrayati Amali Larasati, Indira Larosa, Esta Lelono, Sarjoko Lesi Agusria Lestari, Nurcholif Diah Sri Lestari, Yuniarti Liambo, Wahyu Padliansyah LILIK ROHMAWATI, LILIK Lilik Sulistyowati Lin, Yu-Hao Lioni Anka Monalisa, Lioni Anka Lisdiana, Ana Listianto, Rio Dwi Listiawati, Listiawati Listy, Anindira Lulu Choirun Nisa M. FANI CAHYANDITO Madjid, Tita Husnitawati Maftukhah, Ainin Maftu’ah, Eni Magfiroh, Aula Zahrotin Mahafani, Rafshel Heikal Maharani, Puspita Harum Maharani, Rara Eva Mahardira Dewantara Mahayana, Argoto Mahmud Hanafi, Wildan Mahmud Mahmud Mahtum, Rohikim Malik Ibrahim Malinda, Rizka Saraswati Manda Rohandi Manullang, Tryastuti Irawati Belliny Mardin, Aslam Margolang, Julfansyah Mariyanto, Muhammad Martadinata, M Indra Martha Fani Cahyandito Martha, Vania Maryanto, Muhammad Marzuki, Sinambela Masara'T, Sudirman Mashun, Mashun Masito, Fitri Masitoh, Imas Masruri, Muslih Mastor, Humairourrohmah binti Maulana, Irvan Maulana, Muhammad Arfan Maulani, Egha Maulidi Maulidi Maulidia, Syafa Zaudan Mawaddah, Elisa Ma’mun, Muhammad Aman Meidi Syaflan, Meidi Mekro Permana Pinem, Mekro Permana Melati, Anggraeni Eka Mentari, Ika Nurfajri Miftahul Jannah Millary Agung Widiawaty Mini, Ros Minulya Eska Nugraha Miranti Ariyani Mirasa, Yudied Agung Misbahul Arifin Misranto Misranto, Misranto Mizan, Mizan Mochamad Chandra Wirawan Arief Mochammad Darip Moh Muhibbin, Moh Moh. Dede Moh. Dede Mohammad Anwar, Mohammad Mohammad Arditya Ramdhan Mohammad Arif Taboer Mohammad Muhibbin Mohammad Syukri Pesilette Moonligh, Lady Silk Mose, Johannes Cornelius Mu'jizah, Khikmatul Muallil, Muallil Muammar Kadhafi Mubaroq, Helmi Jauhar Muchlishiin, Moh Mufti Ardi, Ardhe Muh. Salahuddin, Muh. Muh. Tarmizi Tahir Muhammad Ahsan Tanpubolon Muhammad Aldi, Muhammad Muhammad Ari Arfianto Muhammad Habibi Muhammad Handry Imansyah Muhammad Irfan Syahroni Muhammad Luthfi MUHAMMAD MANSUR Muhammad Munir Muhammad Nadjib, Muhammad Muhammad Nasir Muhammad Riandi Widiyantoro Muhammad Ridwan Muhammad Rivai MUHAMMAD RIZAL Muhammad Rosyidul Ibad Muhammad Rozi Muhammad Saleh Muhammad Sultan, Muhammad Muhammad Tanzil Furqon, Muhammad Tanzil MUHAMMAD TAUFIK Muhammad Wahyudin Lewaru Muhammad Yusuf Muhammad Yusuf Fahruddin Muhibbin, M. Muhibbin, Muhibbin Muhlis Muhlis Muhtadi Irvan, Muhtadi Muis, Alwas Mujahidin Mujahidin Mukaromah, Iif Alfiatul Mukhlis Mukhlis Mukhlisulfatih Latief Mukhtar Effendi Mukminin, Emha Zainul Mukminin, Sania Triadmara Sukma Multazam, Multazam Mulyanti, Siska Santi Mulyoto mulyoto Muna, Aulia Nailul Munadjat, Baliyah Munawir Yusuf Munfarida , Isah Munfarida, Isah Munir, Nur Muntaha, Haris Murinto Murinto Mursyid Anwar Musa Pelu Mushaf, Mushaf Musjafak Assjari, Musjafak Muslim Muslim Muslimin Muslimin Mustamam, Mustamam Mustaqim Pabbajah Muthia Elma Muthia, Muthia Mutia Septi Saputri Mutia Septi Saputri, Mutia Septi muwaffaq, Abiyyu Sayyid Muzayyin, Muzayyin MZ, Dedy Sofian MZ, Dedy Sofyan N, Issufiah Dwi Naadhiroh, Naila Zulfa Nabilla, Azma Salma NADIA ISTIQAMAH Nadime Lasykar Muhammad, Nadime Lasykar Nadzirotul Fithriyah Nafta, Ijtihada Mahirata Naili Azizah Napisah, Khairatun Nasruddin Nasruddin Nasrulloh, Imam Mahfudl Nasution, Musri Iskandar Natasya, Safira Zulvia Ngatirah Ngatirah, Ngatirah Ni Ketut Caturwati, Ni Ketut Nifa, Kholishotun Nigravita, Annisa Nurfadilla Niken Karsiati, Niken Nikmasari Pakaya Nikmatisni Arsad NIKO JUNIANTO Nirmala Respatiningrum, Nirmala Noer Komari Nonima, Maretah Nawang Nor, Rofiqi Nora Rotua Sybianti Norhidayah, Anisa Norma Sari Notonegoro, Hamdan Akbar Novalinda, Berliana Putri Novianto, Wahyu Novita, Kholifatul Nufus Kanani, Nufus Nugraha, Asep Darma Nugraha, Ghozi Adib Nugraha, Ghozi Adib Nugraha, Pulung Wicaksana Nugraha, Wildan Nugraheni, Ika Kusuma Nugroho, Erwan Aji Nugroho, Haryo Aji Numan Luthfi Nunuk Suryani Nur Fadilah, Siti Nur Hidayati Nur Imam Taufik Nuraini, Ais Nurdaiman, Taqiy Nurdiyansah, Reza Nurhayani Butar Butar Nurhayati Nurhayati Nurhayati, Dienni Nurihsan, Achmad Juntika Nurim, Yavida Nurim, Yavida Nuriyadi, Muhammad Nurmaharani, Rika Nursalam, Lodri Khairul Nursaniah, Sofi Septiani Julaeha Nursanti, Irna Nurtiyanto, Woro Agus NURUL ANNISA Nurul Habib, Muhammad Nurul Hidayati Natsir Nurul Wahidah Nurulloh, Ahmat Nurwanto Nurwanto Nurwijayanti Nuryati Nuryati Octaerdiyani, Debby Oekan S Abdoellah Oekan Soekotjo Abdoellah Ojak Abdul Rozak Oktamiyani, Widiya Oktavianty, Herawati Oky Supriadi Oula, Kiki Nabilah Pusvita pahlawan, ananda ahmad Pahlawaty, Neddyana Pakaya, Jemmy A Pakhrur Razi Pamungkas, Agustini pamuttu, piter - parjan, parjan Parmono, Budi Permana Pinem, Mekro Permana, Basuki Permanarian Somad, Permanarian Pertiwi, Suci Diah Pesilette, M. Syukri PESILETTE, MUHAMMAD SYUKRI Piter Joko Nugroho Pius Lustrilanang Pradana, Rahadian Sakti Prakosha, Donni Prakoso, Dony Agus Praktino, Budi Pramudibyo, Sugeng Prananto, Iksan praptaningsih*, praptaningsih Praptaningsih, Praptaningsih Prasasti, Anin Prasetyo Nugroho, Akhmad Dwi Prasetyo, Janu Prasnada, Famda Egga Pratama Putri, Galuh Ika Pratama, Bagas Yudhi Pratama, Gelard Untirtha Pratiwi Wiranita, Indriet pratiwi, devi anggraeni Pratiwi, Monica Prawestri, Apriliana Dyah Prayitno Prayitno Prayogi, Denis Pribadi, Maharani Hayuning Pangastuti Prih Raharjo, Efendy Prihadi Santoso Prihandini, Tinesa Fara Prisnawan, Ari Priyono Priyono Pudyatmoko, Kristanto Puriyanto, Riky Dwi Purnadi, Purnadi Purnama, Eris Purnama, Freddy Surya Purnomo Purnomo Purnomo, Agus Hery Purnomo, Beni Purnomo, Puthut Hudi Purwoko, Agus Purwono, Edi Puryati Ningsih, Erni Puryati Puryati, Puryati Puspita Wulandari Putra, Fijaya Dwi Bima Sakti Putra, Ricky Irawan Putragita, Yudhistira Putri Apriyani, Suci Ayu Putri Ayuningtias Mahdang Putri, Aisyahpia Asrun Putri, Hana Maylinda Putri, Salsabila Aqila Putri, Salsabilla Azahra Qomariyah, Dinda Nurul Qorinah Estiningtyas Sakilah Adnani Qurrotul Ainiyah, Qurrotul Qurrotullain, Aini Rachman, Natriya Faisal Rachmanto, Deny Raden, Akbar Rafael, Kevin Rafida, Norhayati Rahajeng Oktovione Putri Bestari Raharti, Rini Raharti, Rini Rahayu, Dinda Dewi Setyaning Rahayu, Famala Eka Sanhadi Rahayu, Resa Sri Rahma Kurnia Sri Utami Rahma, Aulia Rahmad Machmoed, Buyung Rahman Takdir Rahman, Baharuddin Rahman, Muhammad Arif Rahmat Eko Sanjaya Rahmat Yunus Rahmatul Hidayati, Rahmatul Rahmatulloh, Rizqi Rahmawati, Elis Rahmawati, Siska Rahmawati, Via Fitri Rahthin Rasyadan, Muhammad Faris Raissa Rosadi, Raissa Rajunaidi, Rajunaidi Rakha Racahyo Rakhim, Muhammad Resky Rakhmat, Cece Ramadhan, Marshalin Ramadhan, Mustafa Ramadhani, Amalia Febrianti Ramadhani, Dina Nur Ramdhani, Rezki Randi Pratama Murtikusuma Randu, Randu Ranulin Windarsari, Ranulin Rasyid, Irwan Hainur Ratnawati, Andayani Ratnawati, Nur Rauli, Muhamad Ermansyah Rauli, Muhamad Ermansyah Ravik Karsidi Rawati, Widya Yeni Raydattul Jannah, Ghira Redydian Adhitya Nugraha REFI ELFIRA YULIANI, REFI ELFIRA Reginawanti Hindersah Reinaningtyas, Elysaa Renaldi Lestianto Utomo Putro Resmi Aini Respati Wikantiyoso Retno Agnestisia Riana Nurmalasari Riana Riana, Riana Riantini, Riantini Rianto, Jaka Ridwan, Risaldi Ridwan, Widyawati Tri Ridha Rieno Septra Nery Rifa Rachmadita Rihmi, Mihrobi Khalwatu Rina Candra Noor Santi Rina D. Ningsih Rina Febriani Rina Lusiani Rina Maryanti Rini Rusmayanthi Rinne Nintasari Rino Rino Risma Rahmawati Ristianti, Nila Ariana Ristianto, Puji Ristumanda, Siti Salbiah Rizaldy Khair Rizka Maulidina, Sonia Rizky, Akhmad Aufa Rizky, Fachrul Robo, Salahudin Rochma, Ainur Rohmadi, Heri Rohmat, Agus Rosa Zulfikhar Roydatul Janna, Ghira Rozaq, Fadli Rozy, Fahrur RR. Ella Evrita Hestiandari Rudianto, Arif Ruhyanuddin, Faqih Rurono, Sastro Rusdan Rusdan Ruslan, Takdir Rusydi Umar S Withaningsih Saeful Hamdi Saeful Karim Saefuloh, Iman Safarina, Winda Safitri, Adinda Safitri, Desmalina Sahendra, Ramadan Sahiruddin Sahiruddin Sahrin, Alfin Saifullah, Shoffan Saka, Putri Ananda Sakinah Nadir Saleh, Chairul Samodro, Wisnu Sampeadi, Sampeadi Sandy, Perdana Arief Sangkala Santosa Santosa Santosa, Eka Budhi sapanti, intan rawit Saputra, Debi Imam Saputra, Dita Adi Sari Handayani Sari, Evita Sari, Riana Sari, Wahida Kartika Sariyatun Sariyatun Sarmini Sarmini Sarwandy, Agung Sasi Gendro Sari Satori, Satori Saukiyah, Sitti Sayyadi, Muhammad Seftian, Werdy Seftiawan Samsu Rijal, Seftiawan Samsu Sehah Sehah Sembadra, Adhelways Ria Sembiring Brahmana, Sunardi Sembiring, Rinawati Senang, Senang Septian MN, Angga Septiana, Sheila Wahyu Setiani, Eli Setiawan Setiawan Setiyanto, Arga Rizki Setiyawati, Endah Dwi Setiyo, Setiyo Setyaputri, Khairina Eka Setyaputri, Khairina Eka Setyaputri, Khairina Eka Setyawan, Herwindo Sharif, Tirta Chiantalia Shaumi, Shaumi Sheena Ramadhia Asmara Dhani Shella , Nurul Shiddiqy, Muhammad Iqbal Ash Shofiah Tidjani Shofilah, Dita Ayu Siahaan, Ian Bernard Sidarta, Dudi Djaja Sigid Prabowo Silvester Tena Sima Mulyadi, Sima Simatupang, Aisyah Defy R Siregar, M. Amril Siregar, M. Taufiq Wahyudi Siregar, Pani Akhiruddin Sisharini, Nanik Siswadi Siswadi Siswanto, Gandi Siswaya Siti Hadijah Siti Jaleha SITI KHOLIFAH Sitti Suhada Slamet Handoko Soebiyanto, Soebiyanto Soendari, Tjutju Sofian, Noorwahid Soleh, Asep Muhamad Sri Anitah Sri Budiasih, Sri Sri Eniyati Sri Harmonika Sri Haryuni Sri Winiarti Sri Yamtinah Sriwati Sriwati Subakti, Muhammad Alfin Subandi Subandi Subli Ibrahim, Ahmad Rahmadi Suci Andanawari Sudarmi Sudarmi Sugeng Basuki, Sugeng Sugeng Haryanto Sugeng Widodo Sugiarmin, Muhamad Sugiarti Sugiarti Sugihartono, Ranang Agung Sugini Sugini Sugiyamta Sugiyamta Sugiyamto Sugiyamto, Sugiyamto Sugiyarmasto Sugiyarmasto, Sugiyarmasto Suharno Suharno Suhertanti, Indah Sujito Sujito Sujono Sujono, Sujono Sukahir, Sukahir Sukandar Sukandar Sukatmadjaya, Ahmad Sukoco, Hendro Sulaiman, M Solehuddin Sulastri Sulastri Sulastuti, Katarina Indah Sulistyo, Andhy Sulkhany, Eko Sulton Nawawi Sumardiyono Sunaryo Sunaryo Supaedi, Supaedi Suparti Suparti Supratiwi, Mahardika Suprihartini, Yayuk Supriyadi Supriyadi Supriyanto C Suratman Suratman Suratman, H. Suryani Suryani Suryati, Desi Suryo Sasono, Damar Susanto Susanto Susanto, Susanto Susi Setiawani Susilayanti, Susilayanti Susilo Susilo Sutopo, Joko Sutrisno, Sutrisno Suwarno Suwarno Suyahman Suyahman Syafhendry, Syafhendry Syafiqoh, Ummi Syafutra, Reihan Syah, Nur Ifan Syahida Alawi, Hanna Syahra Putra, Anas Syahrituah Siregar Syamsiar, Syamsiar Syamsuddin, Sadly Syamsul Arifin Syamsul Rijal Syarkun, Mufarikha Binti Taati, La Taboer, Mohamamd Arief TAKAO YOSHIMATSU Tamrin, Mohamad Tantri Palupi Tarmizi, Rasyid Tatik Harpawati Taufik Taufik, Mohammad Anang Taufiqur Rohman Teguh Arifianto Teguh Husodo Temy Indrayanti Tety Wahyuningsih Manurung Thamrin, Heriani Thoharudin, Thoharudin Tias Martika Tita Rosita Titik Agustiyaningsih Titik Haryanti Titik Sugiarti Titin Herawati Titin Sakinah, Titin Tiwuk Herawati Toinda, La Ode Rajen Tole Sutikno Toonsiri, Chanandchidadussadee Toruan, Parmin Lumban Toto Bara Setiawan Trapsilasiswi, Dinawati Tresna Yudha Prawira TRI DEWI KUSUMA PRIBADI Tri Djoko Lelono Tri Dyah Prastiti Tri Murwaningsih, Tri Tri Septian Maksum Tri Stiyo Famuji tri wahyuni Tri Widiarto Triningsih, Endang Trisno Trisno Tristanti, Novi Triwibowo, Dimas Triwidodo Saputro, Raden Agus Triwijaya, Santi Triwiyono Triwiyono, Triwiyono Triyanto, Aripin Triyanto, Joko Triyono Triyono Tsani, Muhammad Dafa'anh Murya Tumiwa, Joseph Tumulyadi, Agus TYRELL DEWEBER Ubaidillah Ubaidillah Ubaidillah, Zaqqi Ula, Shofiatul Ulaya Ahdiani Ulfiah, Ulfiah Umami, Aininta Umana, Maghfirotul Umar, Sinardi Umbu Nay, Dian Nofitasari Uripto Trisno Santoso Usman Usman Utama, Wawan Kurnia Utami Irawati Utami, Aviyatna Fikri Utami, Erna Utami, Pratita Budi Utami, Sri Nuryani H. Utami, Wening Tyas Uthami, Nurul Vania Martha Yunita Veithzal Rivai Zainal Vietsaman, Dionisius Endy Viktor Suryan, Viktor W, Dyah Budibruri W, Sri Anitah Waenasae, Rusdee Wahyu Tamtomo Adi, Wahyu Tamtomo Wahyudi Saputra Wahyudi, Riyanto Wahyuningsi, Indri Wahyusari, Retno Waluyo Budi Atmoko, Waluyo Budi Wan Zhaliha Wanura, Gabriel Ibrizul Wardana, Sri Wardani, Nur Fitriana Kusuma Wardatul Jannah, Wardatul Wardhani, Adjie Kesuma Warso Warso, Warso Warsono Warsono Waskito, Meindro Wati, Seni Widiandana, Panggah Widiyani, Agustina Widodo, Agus Pratomo Andi widya, reny Widyahety, Indah Widyaningrum, Meiyanti Wiguna, Agung Satria Wihantoro Wihantoro Wijaya, Achmad Alfian Budi Wijaya, Aqsa Wijaya, Mohammad Krisna Hadi Wijaya, Setiawan Ardi Wijayanti, Reny Widya Wijono, Hani Adi Wilda Naily winarti, eko Winarto, Agung Tri Windi Nopriyanto Windra Putri, Anggi Rizky Wirajaka, Hilmi Adiba Wiratamja, Novieyani Wirawan, Willy Artha Wirawan, Yani Yudha Wiwik Handayani Wiwin Tyas Istikowati Wulandari, Novita Dwi Wuryandari, Dwi Xiulun Wang Yadi, Ayuni Puspita Yahya, Fizian Yahya, Sevi Efrian Yamani, Akhmad Zaki Yanti, Maya Damai Yassin, Rochmad M Thohir Yayat Dhahiyat Yeti Komalasari Yiyi Sulaeman Yuda Permana, Ananto Yudha Mahrom Yudha, Fitroh Anugrah Kusuma Yulandari, Ariefah Yuli Rahmawati Yulian Sahri Yulisasih, Baiq Nikum Yuliyanti, Renny Yuniar, Dwi Candra Yuniar, Sita Nastiti Yunus Anis, Yunus Yunus, Ariana Yusep Suparman Yustika, Dewi Yustinus Rudiyanto, Yustinus Yusvardi Yusuf Yuwono Fitri Widodo Yuwono, Joko Zaenuri Mastur Zahro, Sofhia Ma'rifatuz Zainal Abidin Zaini, Fawaidul Zakarias Dedu Ghele Raja Zastis, El Ha Zibar, Zan Zulfian Zulfian Zulfikhar, Rosa Zulkarnaen Zulkarnaen

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