Articles
IMPLEMENTASI ALGORITMA SPRITZ DAN SPREAD SPECTRUM UNTUK MENYEMBUYIKAN PESAN ENKRIPSI KEDALAM FILE AUDIO MP3
Muhammad Iqbal;
Taronisokhi Zebua;
Ronda Deli Sianturi
KOMIK (Konferensi Nasional Teknologi Informasi dan Komputer) Vol 3, No 1 (2019): Smart Device, Mobile Computing, and Big Data Analysis
Publisher : STMIK Budi Darma
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DOI: 10.30865/komik.v3i1.1631
Optimizing the security of confidential text messages is very important to protect the contents of messages from those who want to use or damage the message. The use of cryptographic techniques in securing data can still raise suspicion of the message that has been secured. This study explores how to use steganography techniques to coat encrypted message security based on steganography techniques. The spritz algorithm is a cryptographic algorithm that is used to obtain the cipher from the original message, while the spread spectrum method is a method used to hide the original data password into an image. Based on testing done by combining these two techniques, it is quite reliable to optimize the security of secret messages because others cannot see the existence of the cipher of the original data in plain sight.Keywords: Cryptography, Steganography, Spritz, Spread Spectrum, mp3
Dampak Keberadaan Lembaga Hukum Adat Laot Dalam Kehidupan Nelayan Aceh Terhadap Tingkat Pendapatan Nelayan (Studi kasus: Pada masyarakat nelayan di Kabupaten Barat Provinsi Nanggroe Aceh Darussalam)
Eva Wardah
Agrium Vol 11, No 2 (2014)
Publisher : Faculty of Agriculture, Universitas Malikussaleh
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DOI: 10.29103/agrium.v11i2.616
Masalah yang dikaji dalam studi ini diarahkan pada Dampak keberadaan Lembaga Hukum Adat Laot sebagai salah satu model pengelolaan perikanan berbasis masyarakat yang masih tetap eksis dalam lingkungan nelayan Aceh untuk dapat memberikan manfaat terhadap peningkatan pendapatan nelayan. Berdasarkan hasil analisa data yang digunakan dalam penelitian ini secara umum peran LHAL belum efektif dalam kehidupan masyarakat nelayan, sehingga pemerintah dirasa perlu memberikan perhatian serius kepada nelayan dalam hal penyediaan sarana dan prasarana penangkapan yang lebih baik sehingga dapat meningkatkan hasil tangkapan yang berdampak terhadap peningkatan pendapatan. Usaha yang dilakukan diantaranya penguatan kelembagaan Panglima Laot dengan cara mengefektifkan kelembagaan dan berupaya meningkatkan pemahaman nelayan tentang Lembaga Hukum Adat Laot.
ETOS KERJA STEBIS IGM DI SEKOLAH TINGGI EKONOMI DAN BISNIS SYARIAH (STEBIS) INDO GLOBAL MANDIRI PALEMBANG
Ulpa Dwiyanti;
Meriyati Meriyati
Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) Vol 1 No 1 (2021): Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) - Maret 2021
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri Palembang
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DOI: 10.36908/jimpa.v1i1.4
Work ethic is said to be a determining factor for the success of individuals, groups, institutions and also the widest part of the nation in achieving its goals. The implementation of public administration is also influenced by the work ethic possessed by public officials in carrying out the needs of society. Work ethic is the main thing in carrying out work to achieve excellence in character and excellence of character that results in superior work and performance. Of course, these advantages come from the fruit of a human's perseverance. The ability to live work is very important in an effort to create excellence. The point is that when we do a job, we are essentially doing a service process. Living up to work as a service requires transcendent abilities that go beyond the small human space. This can all be seen and contained in the work ethic at the Indo Global Mandiri School of Sharia Economics and Business, Palembang.
MEKANISME PEMBERIAN PROGRAM JAMINAN KECELAKAAN KERJA PADA NASABAH PT. ASABRI PERSERO CABANG PALEMBANG
Sintia Sintia;
Meriyati Meriyati
Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) Vol 1 No 1 (2021): Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) - Maret 2021
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri Palembang
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DOI: 10.36908/jimpa.v1i1.5
Insurance is one of the financial instruments which is an important part in smoothing the nets of a nation's development. Currently, insurance has entered a global scale competition. PT. ASABRI (Persero) is a state-owned company engaged in special insurance for the TNI, members of POLRI and PNS DEPHAN / POLRI whose task is to improve the welfare of state apparatus through insurance and pension payments. The existence of ASABRI stems from the problem of differences in military characteristics for the participation of TNI Soldiers, Polri Members, and the Ministry of Defense / Polri PNS (there is no PPPK) which was originally a participant in Taspen (Savings Fund and Civil Servant Insurance) which was formed on April 17, 1963 based on a Government Regulation Number 15 of 1963. To facilitate insurance management for military participants, based on the idea of the Indonesian Armed Forces (APRI) in this case the Army and the approval of the Minister of Revenue, Financing and Supervision Affairs and the General Governing Body of PN Taspen.
ANALISIS SWOT TERHADAP PEMBIAYAAN PRODUK MULTIJASA DI PT. BPRS AL-FALAH BANYUASIN
Elmita Sari;
Meriyati Meriyati;
Havis Aravik
Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) Vol 1 No 2 (2021): Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) - September 2021
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri Palembang
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DOI: 10.36908/jimpa.v1i2.25
BPRS Al-Falah Banyuasin itself is a financial institution that has a very important role in saving funds and distributing funds, in this activity the distribution of funds can be given to the community to obtain benefits, one of which is the benefit of services. In this case, the demand for multiservice financing products is less than other financing when viewed from the object and need. This type of research is qualitative using interviews, documentation, observation, and testing the validity of the data. The results of this study are how the swot analysis of multiservice financing at PT. BPRS Al-Falah, this Multiservice Financing Product uses a SWOT analysis, namely a comprehensive assessment of (Strength) Strengths, (Weaknesses) Weaknesses, (Opportunities) Opportunities, (Threats) Threats. The contract system for multiservice product financing is where the customer comes directly to the Bank with the aim of submitting an application for multiservice financing, then the customer must fill out a financing application form that has been provided by the bank, and is accompanied by a photocopy of an ID card.
ANALISIS PENERAPAN SISTEM BAGI HASIL PADA PEMBIAYAAN MUDHARABAH DI PT BPRS AL-FALAH BANYUASIN TAHUN 2021
Beni Beni;
Meriyati Meriyati;
Choiriyah Choiriyah
Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) Vol 1 No 2 (2021): Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) - September 2021
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri Palembang
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DOI: 10.36908/jimpa.v1i2.33
Profit sharing is the distribution of business results that have been carried out by the parties who entered into the agreement, namely the customer and the sharia bank. In this case, there are two parties who enter into a business agreement, the results of the efforts carried out by both parties or one of the parties will be divided according to the portion of each party who entered into the contract agreement. The purpose of this research is to find out the application of the financing profit sharing system at PT. BPRS Al-Falah Banyuasin in 2021 and to find out what are the inhibiting factors for the implementation of the financing system at PT. BPRS Al-Falah Banyuasin. This type of research is a descriptive qualitative research. The data collection techniques used include observation, interviews and documentation. Based on the results of the study, it was concluded that the implementation of the Mudharabah financing profit sharing system carried out by PT. BPRS Al-Falah Banyuasin is using the Profit sharing method because it is in accordance with the recommendation of the MUI DSN Fatwa that the Profit Sharing method is more appropriate for Mudharabah financing. As for the obstacles in the implementation of Mudharabah financing at PT. BPRS Al-Falah Banyuasin is an obstacle when completing files or administrative requirements Constraints when the business is running.
PENANGANAN PEMBIAYAAN MURABAHAH BERMASALAH DI BPRS AL FALAH BANYUASIN PADA MASA PANDEMI COVID-19
Iska Sanjaya;
Meriyati Meriyati;
Choirunnisak Choirunnisak
Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) Vol 1 No 2 (2021): Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) - September 2021
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri Palembang
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DOI: 10.36908/jimpa.v1i2.34
This study aims to determine (1) the inhibiting factors that affect the financing of problematic murabahah found at BPRS Al Falah Banyuasin during the covid-19 pandemic. (2) Handling problematic murabahah financing carried out at BPRS Al Falah Banyuasin during the covid-19 pandemic. This study uses a qualitative research type. This research is descriptive research. The population in this study were several employees and customers of BPRS Al Falah Banyuasin. The data analysis technique in this study uses a way of analyzing and assessing all relevant data and facts obtained from the selected object and quoting from generally accepted theories and provisions then from the results of the analysis the author tries to draw conclusions that represent the existing problems. The results of this study the authors conclude that: (1) The obstacles in murabahah financing at BPRS Al Falah Banyuasin are the ability to pay from customers, global economic conditions, human resources, customer character, completeness of documents or administration, and customer delays in paying installments. (2) Handling murabahah financing at BPRS Al Falah Banyuasin, namely billing on the principle of kinship, giving warnings or reprimands, rescheduling (Rescheduling), reconditioning, restructuring.
FAKTOR PENYEBAB PENGHAPUSAN DANA TALANGAN HAJI DI BANK SYARIAH INDONESIA (Studi Kasus ex BNI Syariah Indralaya)
Ahmad Ichsan;
Choirunnisak Choirunnisak;
Meriyati Meriyati
Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) Vol 1 No 2 (2021): Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) - September 2021
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri Palembang
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DOI: 10.36908/jimpa.v1i2.35
This research was motivated when the policy of eliminating hajj bailouts was lowered, it made researchers want to know the factors of eliminating hajj bailouts at Bank Syariah Indonesia (BNI Syariah Indralaya), as well as how the solutions for customers provided by Bank Syariah Indonesia (BNI Syariah Indralaya) related to the elimination of hajj bailouts. This study aims to analyze the abolition of hajj bailouts at Bank Syariah Indonesia (BNI Syariah Indralaya). This research is descriptive using a qualitative approach. This research data uses primary data. To explore relevant data, the writer uses the interview method, after the data has been collected, it is analyzed using descriptive analysis. The results showed that the elimination of hajj bailouts was due to hajj bailouts that were not the main product, hajj bailout products were not profitable, and the high waiting list for prospective hajj pilgrims. The solution provided by the bank is the introduction of the iB Hasanah Savings product.
KOMUNIKASI DUA ARAH DAPAT MERESPON PELAKU UKM DALAM MENINGKATKAN KEPATUHAN WAJIB PAJAK
Hiras Pasaribu;
Asep Saefudin;
Alp. Yuwidiantoro
Behavioral Accounting Journal Vol 1 No 2 (2018): Behavioral Accounting Journal
Publisher : Universitas Pembangunan Nasional "Veteran" Jawa Timur
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DOI: 10.33005/baj.v1i2.24
Small and Medium Enterprises (SMEs) have limited resources, therefore it is necessary to mediate not only the understanding of taxation, but can help to develop business management, so that SMEs get the ease of developing the business and will have a positive impact on SME players. Thus Taxpayers will respond positively to tax pay compliance. This research will continue the development of SME governance. However, the first year of this study will first see the quality of education and understanding of the taxpayer, with the aim is, to determine the effect of the quality of extension services tax and tax understanding of the taxpayer compliance response. The method used is an eplanatory survey of 100 SMEs in Yogyakarta. To get data using questionnaire. By sending a questionnaire by post or e-mail, many respondents do not return it, then do it directly collect from the respondent. Data Testing is done by Partial Leas Squar (PLS) method. PLS does not assume any particular distribution for parameter estimation, so no parametric technique is required to test parameters. The result of this research conclude that the quality of service of tax service influence but very low to taxpayer compliance, while the understanding of taxpayer has a significant effect on taxpayer compliance.
KEBERADAAN NASKAH AKADEMIK DALAM PEMBENTUKAN QANUN ACEH
Bakillani Bakillani;
Mukhlis Mukhlis;
Yusrizal Yusrizal
Suloh:Jurnal Fakultas Hukum Universitas Malikussaleh Vol 10, No 1 (2022): Suloh:Jurnal Fakultas Hukum Universitas Malikussaleh, April 2022
Publisher : Program Studi Magister Hukum Universitas Malikussaleh
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DOI: 10.29103/sjp.v10i1.7932
Salah satu proses pembentukan Peraturan Perundang-undangan adalah penyusunan Naskah Akademik. Melalui kajian dan penyusunan Naskah Akademik diharapkan merespon kebutuhan peraturan perundang-undangan yang harus dibentuk dan dapat memperjelas tujuan suatu Qanun tersebut dibentuk dan dapat dipertanggungjawabkan secara ilmiah. Namun, dalam kenyataannya keberadaan Naskah Akademik sering diabaikan dalam penyusunan Rancangan Qanun. Padahal salah satu upaya untuk mengantisipasi pembentukan Qanun yang asal jadi maka harusnya Naskah Akademik sangatlah diperlukan. Undang-Undang Nomor 12 Tahun 2011 tentang Pembentukan Peraturan Perundang-Undangan dan Qanun Aceh Nomor 5 Tahun 2011 telah memberikan pengaturan yuridis terhadap kedudukan Naskah Akademik dalam Pembentukan Qanun Aceh. Penelitian ini bertujuan untuk menganalisis keberadaan dan pentingnya Naskah Akademik dalam pembentukan Qanun Aceh. Penelitian ini menggunakan metode kualitatif dengan pendekatan yuridis normatif. Data diperoleh melalui penelitian kepustakaan (library research) dengan menggunakan beberapa pendekatan, diantaranya pendekatan konseptual (conceptual approach) dan pendekatan perundang-undangan (statute approach). Analisis data dilakukan secara preskriptif (Prescriptive analysis). Berdasarkan hasil penelitian diketahui bahwa kedudukan Naskah Akademik dalam pembentukan Qanun Aceh merupakan bukan suatu kewajiban mutlak yang harus disertai dalam setiap Rancangan Qanun Aceh. Walaupun fungsi Naskah Akademik dalam pembentukan Qanun Aceh sangat besar karena Naskah Akademik adalah Naskah yang dapat dipertanggungjawabkan secara ilmiah mengenai pengaturan masalah tertentu dalam suatu Rancangan Qanun Aceh. Disarankan agar kedudukan Naskah Akademik dalam pembentukan Qanun diperkuat melalui Qanun Aceh, Pemerintah Aceh dan DPRA agar memperhatikan Naskah Akademik yang dibuat sesuai dengan semestinya.